National Compensation Survey: Employee
Benefits in the United States, March 2009
U.S. Department of Labor
Hilda L. Solis, Secretary
U.S. Bureau of Labor Statistics
Keith Hall, Commissioner
September 2009
Bulletin 2731
Contents
Overview
Tables organized by ownership
•
Civilian (includes private industry and State and local government establishments)
•
Private industry (excludes agricultural establishments, private households, and the selfemployed)
•
State and local government (excludes Federal employees)
Technical note
Appendix Table 1: Survey establishment response
Appendix Table 2: Number of workers represented
Overview
The National Compensation Survey (NCS) provides comprehensive measures of occupational
earnings, compensation cost trends, as well as incidence and detailed provisions of employee
benefit plans. This bulletin presents estimates of the incidence of and key provisions of selected
employee benefit plans. Estimates presented are on benefits for civilian workers–-workers in
private industry and in State and local government–-by various employee and employer
characteristics. For the purposes of the NCS, Federal government, agricultural, and household
workers, and the self-employed, are excluded.
Questions regarding these data and recent and historical NCS benefits data can be addressed by
calling the information line at (202) 691–6199 or by e-mailing [email protected]. Information is
available to sensory-impaired individuals upon request, telephone: (202) 691–5200; Federal
Relay Service: (800) 877–8339. Data requests may also be sent by mail to the U.S. Bureau of
Labor Statistics, Division of Compensation Data Analysis and Planning, 2 Massachusetts
Avenue, NE., Room 4175, Washington, DC 20212. Material in this publication is in the public
domain and, with appropriate credit, may be reproduced without permission.
U. S. Bureau of Labor Statistics (BLS) field economists collected and reviewed the survey data.
The Office of Compensation and Working Conditions, in cooperation with the Office of Field
Operations and the Office of Technology and Survey Processing (all in the BLS National
Office), designed the survey, processed the data, and prepared the survey for publication. The
survey could not have been conducted without the cooperation of the many private businesses
and State and local government agencies and jurisdictions that provided benefits data included in
this bulletin. BLS thanks these respondents for their cooperation.
Civilian Tables
___________________________________________________________________________
Types of Benefits
•
Retirement Benefits
•
Health Care Benefits
•
Life, Short-term Disability, and Long-term Disability Insurance Benefits
•
Establishment Data
•
Holidays, Vacation and Sick Leave, and Other Leave Benefits
•
Other Benefits
___________________________________________________________________________
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2009
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
71
57
80
31
29
94
56
39
69
83
87
82
85
75
79
73
81
89
91
89
94
47
44
48
73
44
41
45
70
94
95
94
95
62
75
57
31
47
61
42
19
76
81
74
63
92
81
51
71
73
67
77
70
88
69
34
59
57
44
64
57
96
85
67
84
78
66
84
81
85
38
19
51
26
15
32
32
83
36
18
48
23
12
30
31
97
94
94
94
90
80
93
97
21
66
39
38
64
61
65
56
12
47
20
21
44
38
48
39
56
71
53
56
70
63
74
71
67
74
70
70
69
53
61
54
57
52
79
83
78
80
76
31
33
28
27
29
31
32
27
26
27
97
97
95
97
94
50
62
58
63
54
34
45
40
44
35
68
73
68
71
65
Full time .................................................................
Part time ................................................................
80
40
67
23
84
59
36
14
35
12
95
83
64
31
46
15
72
48
Union .....................................................................
Nonunion ...............................................................
92
67
87
51
95
77
80
22
77
20
96
92
42
59
30
41
73
69
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
34
46
72
80
88
90
15
26
56
68
81
82
44
57
78
86
91
92
6
10
26
37
54
54
4
8
24
35
52
51
69
82
93
95
96
95
31
40
60
62
65
68
13
20
40
46
51
55
40
51
67
74
79
80
Goods-producing industries ...................................
75
63
83
31
30
96
67
50
75
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
79
88
91
87
72
89
89
56
68
83
87
79
57
77
85
80
86
94
96
91
80
87
96
31
47
75
86
56
26
52
83
29
44
70
83
48
24
48
79
93
94
94
97
85
93
93
95
54
49
32
19
62
62
70
34
37
33
21
10
45
43
49
21
68
68
65
54
74
69
70
60
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2009—Continued
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
54
49
68
85
80
90
38
35
48
73
64
81
71
70
71
86
80
91
12
10
19
48
32
63
11
9
17
45
29
60
92
93
89
94
93
95
48
45
59
63
65
61
32
29
39
45
46
44
65
65
66
72
70
73
66
72
72
73
72
73
67
69
68
55
62
59
60
56
56
51
55
55
83
86
81
81
77
77
77
80
82
30
36
33
31
30
28
28
27
33
29
34
31
27
27
26
27
25
32
96
94
93
89
91
94
96
96
96
50
54
58
58
63
57
54
56
51
37
41
40
43
40
37
35
39
37
73
76
68
73
64
66
64
70
72
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans. The
total is less than the sum of the individual items because some employees had access to
and participated in both types of plans.
4 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.5
0.5
0.4
0.6
0.5
0.5
0.6
0.5
0.5
0.7
1.0
0.8
1.0
0.7
1.0
0.8
1.0
0.5
0.7
0.6
0.5
1.0
1.4
1.1
1.6
0.9
1.4
1.0
1.6
0.7
0.7
0.8
0.9
0.9
1.1
1.0
1.7
0.8
1.0
0.9
1.4
0.7
1.0
0.9
2.7
1.1
1.9
1.5
3.2
0.8
1.1
1.1
1.4
1.1
2.2
1.2
3.0
0.6
0.8
0.9
1.4
0.5
1.6
1.3
2.0
0.5
0.9
0.5
0.9
1.5
2.6
0.9
2.9
0.7
1.0
0.8
1.3
1.5
2.5
0.8
2.8
0.6
0.8
0.8
1.3
0.4
1.4
0.6
1.1
0.8
1.9
0.7
0.5
1.9
2.3
1.7
2.7
0.9
1.2
1.2
1.3
1.3
2.0
1.4
1.8
0.6
0.8
0.9
1.2
3.8
1.7
1.9
3.2
0.6
0.9
0.6
1.0
2.1
1.6
1.2
1.7
1.7
2.0
1.6
1.2
1.6
1.6
1.4
1.1
0.9
1.0
1.4
1.9
1.7
1.1
1.4
1.4
1.9
1.7
1.0
1.3
1.3
0.7
0.6
0.5
0.6
0.8
2.0
1.7
1.2
1.8
1.7
1.7
1.5
1.0
1.5
1.2
1.7
1.3
0.9
1.2
1.4
Full time .................................................................
Part time ................................................................
0.5
1.1
0.5
0.9
0.4
1.4
0.7
0.7
0.6
0.6
0.5
1.3
0.6
1.0
0.5
0.7
0.5
1.5
Union .....................................................................
Nonunion ...............................................................
0.7
0.6
0.7
0.6
0.3
0.5
1.1
0.6
1.0
0.5
0.5
0.7
1.3
0.7
1.2
0.5
1.5
0.5
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.2
1.2
0.9
0.8
0.5
0.7
1.8
0.9
0.9
0.7
0.6
0.8
3.3
1.3
0.7
0.5
0.4
0.5
0.6
0.6
0.8
0.9
0.9
1.2
0.5
0.5
0.7
0.7
0.9
1.1
3.6
1.6
0.5
0.8
0.5
0.7
2.3
1.3
0.9
0.9
0.7
1.0
1.9
1.0
0.8
0.8
0.7
1.0
3.8
1.4
0.8
0.6
0.6
0.8
Goods-producing industries ...................................
1.1
1.1
0.8
1.3
1.2
0.6
1.1
1.1
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.1
0.7
0.6
1.2
1.8
1.0
1.2
0.6
1.1
0.8
0.6
1.6
1.6
1.2
1.3
0.5
0.7
0.5
0.4
1.1
1.2
1.0
0.6
0.6
1.2
1.0
1.0
2.5
1.4
2.2
1.5
0.6
1.1
1.1
1.0
2.1
1.3
2.0
1.6
0.6
1.2
1.3
0.3
5.1
1.2
1.8
0.7
0.7
1.4
1.5
1.5
2.8
2.0
2.0
2.3
0.6
1.1
1.0
1.0
2.0
1.6
1.5
1.7
0.6
1.2
2.2
3.7
2.2
1.3
1.2
3.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.1
1.6
0.6
1.0
0.6
0.8
0.9
1.4
0.6
0.9
0.8
0.9
1.0
1.6
0.5
0.7
0.7
0.6
0.6
1.3
1.0
1.1
2.0
0.6
0.6
1.2
1.0
1.0
1.9
0.8
1.0
1.5
0.6
0.6
0.8
0.8
1.1
1.6
0.8
1.1
1.2
0.7
0.8
1.3
0.6
0.9
0.9
0.9
1.0
1.7
0.6
0.7
0.8
2.0
0.9
1.2
1.7
1.0
3.6
1.4
2.5
1.7
1.9
1.0
1.1
2.1
0.9
3.5
1.9
2.6
1.7
1.7
0.6
1.0
1.5
1.2
2.5
2.0
1.3
0.8
1.8
1.2
1.2
2.4
1.0
5.3
1.4
2.0
1.3
1.9
1.1
1.0
1.4
0.9
4.9
1.4
2.2
1.3
1.0
1.1
0.7
4.7
0.8
2.0
0.6
1.3
0.6
1.8
1.0
1.3
1.8
1.1
5.4
1.7
2.0
1.7
1.2
0.8
1.0
1.8
0.9
4.0
1.5
1.8
1.6
1.5
0.8
1.3
1.9
1.6
1.8
2.0
1.4
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans. The
total is less than the sum of the individual items because some employees had access to
and participated in both types of plans.
4 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
Table 4. Defined benefit retirement plans: Open and frozen plans,
civilian workers,1 National Compensation Survey, March 2009
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open plans2
Frozen plans3
85
15
85
81
86
90
15
19
14
10
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
92
87
88
91
82
69
86
92
8
13
12
9
18
31
14
8
96
88
80
75
85
4
12
20
25
15
Full time .................................................................
Part time ................................................................
85
86
15
14
Union .....................................................................
Nonunion ...............................................................
87
83
13
17
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
65
78
86
87
84
81
35
22
14
13
16
19
Goods-producing industries ...................................
80
20
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
86
89
91
90
92
85
87
89
14
11
9
10
8
15
13
11
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and frozen plans,
civilian workers,1 National Compensation Survey, March
2009—Continued
(All workers participating in defined benefit plans = 100 percent)
Open plans2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Frozen plans3
87
90
83
84
81
86
13
10
17
16
19
14
79
82
80
86
89
86
89
21
18
20
14
11
14
11
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Plans open to new participants.
3 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
4 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, civilian workers,1 National Compensation Survey,
March 2009
Characteristics
All workers .............................................................
Open plans2
Frozen plans3
0.8
0.8
0.9
1.4
0.9
0.9
0.9
1.4
0.9
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
2.0
1.4
1.5
1.3
2.9
1.4
0.8
0.8
2.0
1.4
1.5
1.3
2.9
1.4
0.8
0.5
1.4
1.7
2.5
1.7
0.5
1.4
1.7
2.5
1.7
Full time .................................................................
Part time ................................................................
0.7
1.9
0.7
1.9
Union .....................................................................
Nonunion ...............................................................
1.0
0.8
1.0
0.8
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
7.1
3.9
1.0
0.8
0.9
1.2
7.1
3.9
1.0
0.8
0.9
1.2
Goods-producing industries ...................................
1.7
1.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.3
0.8
0.9
1.7
3.3
1.9
1.5
0.8
1.3
0.8
0.9
1.7
3.3
1.9
1.5
Establishment characteristics
See footnotes at end of table.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, civilian workers,1 National Compensation Survey,
March 2009—Continued
Open plans2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Frozen plans3
1.3
1.6
2.3
0.9
1.8
0.8
1.3
1.6
2.3
0.9
1.8
0.8
2.3
0.9
1.8
2.3
1.1
1.8
1.9
2.3
0.9
1.8
2.3
1.1
1.8
1.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Plans open to new participants.
3 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
4 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
civilian workers,2 National Compensation Survey, March 2009
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual3
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
81
5
14
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
75
83
100
7
7
8
–
12
18
9
–
100
87
87
98
85
90
83
88
–
–
–
–
4
2
4
3
–
13
–
–
11
7
13
10
94
86
72
69
78
–
3
–
–
–
–
11
–
–
–
Full time .................................................................
Part time ................................................................
81
89
5
–
14
–
Union .....................................................................
Nonunion ...............................................................
94
75
2
6
5
19
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
79
84
78
80
83
83
–
–
3
4
7
9
–
–
19
16
11
9
Goods-producing industries ...................................
68
7
24
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
85
95
99
100
97
89
84
100
4
–
–
–
–
–
–
–
11
5
–
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
civilian workers,2 National Compensation Survey, March
2009—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
76
80
73
82
85
80
3
3
–
5
–
6
21
18
–
13
–
13
85
84
75
74
83
72
87
85
89
–
–
–
–
–
–
3
–
–
–
16
–
–
–
28
10
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
4 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, civilian workers,2 National Compensation Survey,
March 2009
Retirement benefit accrual3
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
1.5
1.1
1.4
2.5
3.2
2.8
0.0
2.3
1.9
2.6
–
1.5
2.8
1.3
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
3.5
5.4
1.5
2.0
2.4
2.8
2.5
–
–
–
–
0.8
0.6
1.2
1.0
–
3.5
–
–
1.8
2.3
2.5
2.6
3.5
3.3
3.9
5.1
5.1
–
1.4
–
–
–
–
3.2
–
–
–
Full time .................................................................
Part time ................................................................
1.6
3.5
1.2
–
1.4
–
Union .....................................................................
Nonunion ...............................................................
1.6
2.0
0.6
1.7
1.6
1.8
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
13.8
5.3
3.0
2.6
2.2
2.8
–
–
1.0
1.2
1.9
2.4
–
–
3.1
2.4
1.3
1.3
Goods-producing industries ...................................
3.7
2.2
3.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.6
1.1
0.4
0.0
2.0
3.5
3.4
0.0
1.3
–
–
–
–
–
–
–
1.5
1.0
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, civilian workers,2 National Compensation Survey,
March 2009—Continued
Retirement benefit accrual3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
4.2
4.1
7.3
1.8
2.4
2.3
1.0
0.9
–
1.3
–
1.8
4.3
4.0
–
1.3
–
1.5
6.0
2.6
4.5
7.0
4.8
8.1
2.9
5.7
4.2
–
–
–
–
–
–
1.2
–
–
–
2.6
–
–
–
8.1
2.9
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
4 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March 2009
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
4
46
50
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Protective service ..............................................
Office and administrative support ......................
Installation, maintenance, and repair .................
7
8
6
–
33
46
27
4
60
46
67
96
–
–
–
5
1
3
46
–
43
71
97
53
92
51
28
Full time .................................................................
Part time ................................................................
5
–
46
45
49
55
Nonunion ...............................................................
7
54
39
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
1
4
6
8
53
56
52
41
30
–
43
44
53
62
5
2
–
3
–
–
39
20
2
38
–
–
56
78
98
60
52
92
Worker characteristics
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March
2009—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more:
100 to 499 workers ............................................
2 to 5 years
Greater than
5 years
2
–
–
56
53
59
42
–
41
6
49
45
–
–
–
–
–
–
63
54
–
–
65
–
–
73
64
Geographic areas
New England .........................................................
South Atlantic ........................................................
East South Central ................................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2009
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
0.8
2.2
2.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Protective service ..............................................
Office and administrative support ......................
Installation, maintenance, and repair .................
1.4
2.0
1.3
–
2.5
3.7
2.6
1.3
2.5
3.2
2.8
1.3
–
–
–
1.7
0.3
1.3
7.4
–
5.1
4.1
1.3
7.5
3.8
5.6
4.1
Full time .................................................................
Part time ................................................................
0.9
–
2.2
5.7
2.2
5.7
Nonunion ...............................................................
1.2
2.4
2.4
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
0.5
1.7
1.2
1.7
15.4
11.4
2.8
2.6
3.2
–
11.6
3.0
2.5
3.2
0.9
0.4
–
1.1
–
–
2.4
4.0
0.6
10.5
–
–
2.5
4.0
0.6
10.9
6.8
4.3
Worker characteristics
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2009—Continued
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more:
100 to 499 workers ............................................
2 to 5 years
Greater than
5 years
0.8
–
–
4.6
6.7
6.7
4.7
–
6.7
1.9
5.0
5.4
–
–
–
–
–
–
5.3
8.4
–
–
7.3
–
–
17.4
7.7
Geographic areas
New England .........................................................
South Atlantic ........................................................
East South Central ................................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National
Compensation Survey, March 2009
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans3
Characteristics
All workers .............................................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
4
96
34
20
46
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers ..................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Production, transportation, and material moving ...
Transportation and material moving ..................
3
6
2
97
94
98
43
27
51
16
26
11
44
45
44
2
3
–
–
–
6
7
4
100
100
94
93
96
98
86
17
24
38
–
–
30
22
10
13
–
50
52
53
–
–
–
–
–
7
7
4
93
93
96
64
26
27
–
22
23
32
48
50
–
–
–
Full time .................................................................
Part time ................................................................
5
2
95
98
35
26
20
–
45
56
1
–
Union .....................................................................
Nonunion ...............................................................
1
6
99
94
70
16
3
29
36
51
–
1
Wage percentiles:4
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
7
7
3
3
93
93
97
97
27
36
44
45
23
19
16
17
47
46
43
40
–
–
2
–
Goods-producing industries ...................................
7
93
21
24
51
–
Service-providing industries ..................................
Education and health services ...........................
Educational services:
Elementary and secondary schools .............
Public administration .........................................
4
2
96
98
38
63
19
3
44
41
–
–
–
–
100
100
98
93
–
–
12
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National
Compensation Survey, March 2009—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
2
4
–
5
6
4
98
96
100
95
94
96
17
–
23
37
25
45
33
32
34
18
21
16
51
54
48
45
49
42
2
4
–
–
–
–
6
3
10
–
94
97
90
100
53
28
16
–
19
21
20
–
21
51
57
72
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
Mountain ................................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 The sum of the individual components may be greater than the total
because some employers offer more than one alternative.
4 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates published
in the "National Compensation Survey: Occupational Earnings in the
United States, 2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian
workers,2 National Compensation Survey, March 2009
Alternatives for employees in frozen plans3
Characteristics
All workers .............................................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
0.7
0.7
2.2
1.8
2.8
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers ..................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Production, transportation, and material moving ...
Transportation and material moving ..................
0.7
1.6
0.5
0.7
1.6
0.5
2.8
3.2
3.0
1.7
3.3
1.7
3.0
3.5
3.5
0.8
1.5
–
–
–
1.4
1.8
1.2
0.0
0.0
1.4
1.8
1.2
1.3
5.2
2.4
3.6
4.6
–
–
3.7
3.9
2.8
3.4
–
4.5
5.8
4.7
–
–
–
–
–
2.1
2.3
1.6
2.1
2.3
1.6
6.9
3.3
6.0
–
3.3
6.3
6.5
4.5
6.9
–
–
–
Full time .................................................................
Part time ................................................................
0.7
0.8
0.7
0.8
2.2
3.9
1.6
–
2.7
7.0
0.4
–
Union .....................................................................
Nonunion ...............................................................
0.3
1.0
0.3
1.0
4.1
1.5
0.9
2.6
4.7
3.2
–
0.6
Wage percentiles:4
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.9
1.3
0.6
0.7
1.9
1.3
0.6
0.7
3.0
3.3
2.7
3.3
2.9
2.5
1.6
2.4
3.5
3.3
2.7
3.5
–
–
0.7
–
Goods-producing industries ...................................
2.1
2.1
3.5
3.5
5.5
–
Service-providing industries ..................................
Education and health services ...........................
Educational services:
Elementary and secondary schools .............
Public administration .........................................
0.7
0.6
0.7
0.6
2.6
6.9
2.2
0.7
3.2
6.7
–
–
–
–
0.0
0.0
1.3
2.3
–
–
3.0
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian
workers,2 National Compensation Survey, March 2009—Continued
Alternatives for employees in frozen plans3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
0.7
1.4
–
0.8
1.7
0.9
0.7
1.4
0.0
0.8
1.7
0.9
3.2
–
5.4
2.4
3.6
2.8
5.9
9.0
7.7
1.7
3.5
1.6
5.3
8.2
7.5
3.0
5.6
3.0
1.0
2.2
–
–
–
–
1.9
0.9
2.5
–
1.9
0.9
2.5
0.0
2.4
4.4
3.8
–
2.9
3.6
3.7
–
3.7
4.6
3.6
21.5
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
Mountain ................................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 The sum of the individual components may be greater than the total
because some employers offer more than one alternative.
4 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates published
in the "National Compensation Survey: Occupational Earnings in the
United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2009
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
65
35
80
20
67
71
65
54
33
29
35
46
82
86
81
74
18
14
19
26
44
65
67
65
62
56
65
69
56
35
33
35
38
44
35
31
67
83
85
76
74
62
81
82
33
17
15
24
26
38
19
18
58
77
66
68
63
42
23
34
32
37
74
88
80
82
76
26
12
20
18
24
Full time .................................................................
Part time ................................................................
66
61
34
39
80
78
20
22
Union .....................................................................
Nonunion ...............................................................
57
66
43
34
77
80
23
20
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
72
60
63
68
67
66
28
40
37
32
33
34
87
73
78
82
82
81
13
27
22
18
18
19
Goods-producing industries ...................................
68
32
81
19
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
65
60
55
43
61
61
71
58
35
40
45
57
39
39
29
42
79
80
75
64
80
82
84
80
21
20
25
36
20
18
16
20
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2009—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
65
65
65
65
62
69
35
35
35
35
38
31
82
82
82
79
76
81
18
18
18
21
24
19
70
62
59
65
63
75
68
66
72
30
38
41
35
37
25
32
34
28
81
82
76
82
77
84
78
79
83
19
18
24
18
23
16
22
21
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The percentile groupings are based on the average
wage for each occupation surveyed, which may include
workers both above and below the threshold. The
percentile values are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2008." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March 2009
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.9
0.9
0.6
0.6
1.3
1.1
1.8
3.1
1.3
1.1
1.8
3.1
1.0
0.8
1.3
2.2
1.0
0.8
1.3
2.2
4.8
3.4
3.4
4.1
0.9
1.5
1.1
1.9
4.8
3.4
3.4
4.1
0.9
1.5
1.1
1.9
4.7
3.4
1.5
3.9
1.0
1.7
0.8
1.5
4.7
3.4
1.5
3.9
1.0
1.7
0.8
1.5
3.0
1.8
1.2
1.5
2.0
3.0
1.8
1.2
1.5
2.0
2.9
1.2
1.2
1.5
1.8
2.9
1.2
1.2
1.5
1.8
Full time .................................................................
Part time ................................................................
0.9
2.2
0.9
2.2
0.6
1.7
0.6
1.7
Union .....................................................................
Nonunion ...............................................................
2.4
0.9
2.4
0.9
2.0
0.6
2.0
0.6
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
5.7
2.6
1.3
1.0
1.2
1.7
5.7
2.6
1.3
1.0
1.2
1.7
2.4
1.7
0.9
0.9
0.9
1.3
2.4
1.7
0.9
0.9
0.9
1.3
Goods-producing industries ...................................
1.2
1.2
1.0
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.1
2.1
2.8
4.4
3.1
2.6
2.0
4.8
1.1
2.1
2.8
4.4
3.1
2.6
2.0
4.8
0.7
1.5
2.1
4.4
2.0
1.9
1.5
3.6
0.7
1.5
2.1
4.4
2.0
1.9
1.5
3.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March
2009—Continued
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
1.3
1.7
2.3
1.2
1.5
1.7
1.3
1.7
2.3
1.2
1.5
1.7
1.2
1.6
1.8
0.7
1.0
1.0
1.2
1.6
1.8
0.7
1.0
1.0
5.2
2.3
1.8
1.9
2.4
4.7
1.8
4.4
1.9
5.2
2.3
1.8
1.9
2.4
4.7
1.8
4.4
1.9
4.0
1.0
1.6
1.8
1.5
1.6
1.7
2.2
1.4
4.0
1.0
1.6
1.8
1.5
1.6
1.7
2.2
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The percentile groupings are based on the average
wage for each occupation surveyed, which may include
workers both above and below the threshold. The
percentile values are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2008." See Technical Note
for more details.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2009
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
74
56
76
48
38
79
29
22
77
87
94
84
84
69
76
67
67
80
81
79
80
59
66
56
50
49
56
46
43
83
85
83
85
36
38
36
32
29
31
28
26
79
81
78
81
92
78
51
75
73
63
79
78
73
60
35
60
53
41
59
63
80
77
69
80
72
65
75
81
55
57
32
44
48
41
52
46
47
45
24
37
36
28
41
39
85
78
75
84
75
67
79
86
34
30
20
31
25
21
28
32
27
23
14
24
19
15
22
26
80
75
71
76
75
71
77
82
73
85
77
82
72
59
68
59
66
52
82
80
76
81
71
40
52
50
53
46
35
44
39
44
34
87
85
79
83
74
27
37
30
31
30
23
30
24
25
22
84
81
78
81
76
Full time .................................................................
Part time ................................................................
88
24
68
14
77
58
57
16
46
10
81
65
34
10
27
7
78
67
Union .....................................................................
Nonunion ...............................................................
92
70
78
51
84
73
70
44
61
34
87
77
53
24
45
18
85
74
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
26
42
79
87
92
92
13
25
58
69
74
75
51
59
74
80
81
81
14
23
49
56
66
70
9
15
37
46
56
59
63
65
76
83
85
85
10
13
27
34
42
44
6
8
20
28
34
36
60
64
75
80
81
81
Goods-producing industries ...................................
85
70
82
56
47
85
33
27
84
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
71
80
86
88
87
76
88
88
53
61
70
70
73
55
69
76
74
76
81
80
83
72
79
86
46
49
50
50
55
49
69
59
36
39
42
42
46
37
55
51
78
80
84
84
84
77
79
86
28
29
32
33
34
27
40
43
21
22
26
26
27
20
31
35
76
76
80
80
80
73
76
80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2009—Continued
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
60
56
72
86
81
89
43
40
53
66
61
71
72
72
73
77
75
80
31
27
41
62
57
67
24
21
32
50
44
55
78
77
79
80
77
83
18
15
27
38
31
43
14
11
20
30
25
34
74
74
73
78
79
78
72
75
73
71
75
78
70
72
75
53
59
54
54
55
60
52
51
59
73
79
74
77
74
78
74
71
79
51
50
48
46
44
45
36
47
59
41
40
37
37
34
35
27
38
49
80
81
79
81
76
77
75
80
83
22
34
26
19
28
–
18
27
43
17
28
20
15
19
–
14
21
35
76
81
75
81
68
–
75
79
81
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 civilian workers,2 National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
72
54
75
85
92
83
83
68
75
65
66
79
81
79
80
89
76
50
73
71
61
77
75
71
59
34
58
51
40
58
61
80
77
69
80
72
65
75
80
69
82
75
79
71
56
65
57
63
50
81
79
76
80
71
Full time .................................................................
Part time ................................................................
86
23
66
14
77
58
Union .....................................................................
Nonunion ...............................................................
90
68
76
50
84
73
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
24
40
76
84
90
91
13
24
56
67
73
73
51
59
74
79
81
81
Goods-producing industries ...................................
82
67
82
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
79
85
87
87
74
86
87
52
60
68
69
72
53
67
75
74
76
80
80
83
72
78
86
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 civilian workers,2 National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
58
54
69
84
79
88
42
39
51
65
59
70
72
72
73
77
74
80
70
72
72
69
73
76
68
70
72
51
56
53
53
54
58
50
50
57
73
79
74
76
73
77
74
71
79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.5
0.4
0.7
0.6
0.4
0.8
0.7
0.6
0.7
0.7
0.8
1.1
0.6
0.8
0.7
1.2
0.5
0.6
0.6
0.9
0.9
1.4
1.0
1.5
0.8
1.4
0.9
1.4
0.5
0.8
0.6
0.8
0.9
1.3
1.1
1.4
0.8
1.2
0.8
1.3
0.9
1.2
1.0
1.7
1.6
2.4
1.6
2.3
0.7
1.1
1.0
1.3
1.4
2.4
1.4
2.3
0.7
0.9
0.9
1.3
1.1
1.4
1.3
1.9
0.7
1.2
0.7
0.8
2.0
2.5
2.1
2.7
0.9
1.2
1.1
1.3
1.7
2.4
2.0
2.3
0.7
0.9
0.9
1.2
0.9
1.7
1.7
1.4
0.6
1.2
0.6
0.9
1.7
2.0
2.3
2.4
0.8
1.1
0.8
1.3
1.6
1.6
2.0
2.0
0.6
0.9
0.7
1.2
1.9
1.6
2.3
3.3
0.9
1.6
1.0
1.2
1.9
1.5
1.2
1.5
1.7
1.9
1.4
1.0
1.3
1.3
1.2
1.0
0.7
0.7
1.0
1.7
1.9
1.3
1.7
1.6
1.6
1.6
1.1
1.5
1.1
1.3
1.0
1.0
1.0
1.4
1.7
1.9
0.9
1.2
1.3
1.6
1.6
0.8
1.1
1.0
1.8
1.4
1.1
1.5
1.4
Full time .................................................................
Part time ................................................................
0.4
0.8
0.5
0.6
0.4
1.4
0.7
0.7
0.6
0.5
0.4
1.3
0.9
0.4
0.8
0.4
0.6
1.6
Union .....................................................................
Nonunion ...............................................................
0.8
0.7
1.0
0.6
0.7
0.4
1.4
0.8
1.3
0.6
0.5
0.5
1.3
0.9
1.2
0.7
0.8
0.8
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.5
1.3
0.9
0.6
0.6
0.9
1.9
1.1
0.7
0.7
0.6
1.0
3.3
1.3
0.5
0.5
0.5
0.7
2.6
1.5
1.0
0.9
0.8
1.3
2.4
1.3
0.8
0.8
0.8
1.3
7.0
2.1
0.6
0.5
0.5
0.7
2.6
1.6
1.0
0.9
0.9
1.1
2.3
1.3
0.8
0.8
0.8
1.0
8.1
3.1
0.9
0.8
0.9
1.2
Goods-producing industries ...................................
0.8
0.8
0.5
1.3
1.1
0.6
1.0
0.9
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
0.7
0.6
1.0
1.6
1.0
1.1
0.6
1.0
1.0
1.0
1.8
1.4
1.3
1.3
0.5
0.8
0.8
1.0
1.5
1.3
1.0
0.8
0.8
1.3
1.4
1.6
2.9
2.0
1.8
2.3
0.7
1.0
1.3
1.4
2.6
1.5
1.5
2.1
0.4
0.7
0.7
0.9
1.1
1.1
1.0
0.9
0.9
1.1
1.3
1.5
2.9
1.7
2.1
1.9
0.7
1.0
1.2
1.3
2.7
1.4
1.6
1.6
0.7
1.2
1.6
2.0
2.3
1.8
1.4
1.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
Medical care
Dental care
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.1
1.3
0.5
0.9
0.5
0.8
0.8
1.2
0.6
0.9
0.6
0.7
0.9
1.0
0.4
0.6
0.5
0.8
0.9
1.4
0.9
1.1
1.3
0.7
0.7
1.2
0.8
1.0
1.1
0.8
1.0
1.1
0.4
0.6
0.5
0.6
0.8
1.4
1.2
1.1
1.9
0.5
0.6
1.2
1.1
0.9
1.6
1.1
1.5
1.6
0.7
0.9
0.9
1.1
1.7
1.1
1.2
1.3
4.2
1.7
2.8
1.3
1.4
1.2
0.8
1.5
1.2
2.9
1.7
3.0
1.3
2.2
1.5
0.5
1.1
0.8
1.5
1.3
1.5
0.9
2.1
1.2
1.4
2.0
1.5
6.5
2.0
4.5
1.2
2.0
0.9
1.0
1.8
1.1
5.6
1.6
3.8
1.0
2.2
0.8
0.8
1.0
1.1
2.6
1.3
1.6
0.8
1.3
1.6
1.0
1.7
1.4
–
1.6
3.0
1.1
0.9
1.7
0.8
1.4
1.0
–
1.4
2.6
0.9
3.8
1.6
1.2
2.0
1.6
–
2.3
1.7
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
0.6
0.5
0.4
0.7
0.8
0.8
1.2
0.6
0.9
0.7
1.2
0.5
0.6
0.6
0.9
1.8
2.4
1.7
2.4
0.7
1.1
0.9
1.2
1.5
2.5
1.4
2.4
0.7
1.0
0.9
1.2
1.1
1.4
1.3
1.9
0.7
1.2
0.7
0.8
1.7
1.6
1.2
1.6
1.8
1.7
1.5
1.0
1.5
1.4
1.2
1.0
0.7
0.9
1.0
Full time .................................................................
Part time ................................................................
0.4
0.8
0.5
0.6
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
0.9
0.7
1.1
0.6
0.7
0.4
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.5
1.3
0.9
0.7
0.6
0.9
1.8
1.1
0.7
0.7
0.6
0.9
3.0
1.2
0.6
0.5
0.5
0.7
Goods-producing industries ...................................
0.9
0.9
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
0.8
0.7
1.1
1.6
1.3
1.2
0.6
1.0
1.0
1.0
1.7
1.5
1.5
1.3
0.5
0.8
0.8
1.0
1.5
1.3
1.0
0.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
0.9
1.1
1.4
0.5
0.9
0.6
0.7
0.8
1.2
0.6
0.9
0.7
0.7
0.9
0.9
0.4
0.6
0.5
1.2
1.6
1.0
1.0
1.3
4.5
2.0
2.8
1.2
1.5
1.1
0.7
1.5
1.1
3.0
1.8
2.9
1.1
2.3
1.4
0.5
1.3
0.7
1.7
1.2
1.4
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2009
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
82
18
71
29
84
83
84
89
16
17
16
11
71
72
71
69
29
28
29
31
89
82
82
85
80
76
82
83
11
18
18
15
20
24
18
17
67
71
69
76
68
65
70
72
33
29
31
24
32
35
30
28
85
81
82
82
83
15
19
18
18
17
73
71
74
75
73
27
29
26
25
27
Full time .................................................................
Part time ................................................................
83
79
17
21
71
68
29
32
Union .....................................................................
Nonunion ...............................................................
91
80
9
20
84
67
16
33
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
75
77
81
83
85
85
25
23
19
17
15
15
61
63
68
72
74
76
39
37
32
28
26
24
Goods-producing industries ...................................
82
18
75
25
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
82
85
88
89
87
83
82
90
18
15
12
11
13
17
18
10
70
69
69
68
71
69
74
79
30
31
31
32
29
31
26
21
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2009—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
81
81
83
82
85
19
19
19
17
18
15
66
66
67
73
71
75
34
34
33
27
29
25
79
84
81
82
81
81
83
82
85
21
16
19
18
19
19
17
18
15
73
77
75
71
66
64
63
67
73
27
23
25
29
34
36
37
33
27
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2009
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
0.3
0.5
0.4
0.4
0.3
0.5
0.4
0.4
0.5
0.6
0.5
0.9
0.5
0.6
0.5
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
1.3
0.7
1.0
0.3
0.5
0.4
0.6
0.5
1.3
0.7
1.0
0.3
0.5
0.4
0.6
1.0
1.4
0.8
1.0
0.4
0.5
0.4
0.9
1.0
1.4
0.8
1.0
0.4
0.5
0.4
0.9
0.8
0.6
0.5
0.6
0.7
0.8
0.6
0.5
0.6
0.7
1.3
0.8
0.6
0.8
0.9
1.3
0.8
0.6
0.8
0.9
Full time .................................................................
Part time ................................................................
0.2
0.8
0.2
0.8
0.3
1.0
0.3
1.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.3
0.2
0.5
0.3
0.5
0.3
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.3
0.6
0.3
0.3
0.3
0.4
1.3
0.6
0.3
0.3
0.3
0.4
1.7
0.7
0.5
0.4
0.4
0.6
1.7
0.7
0.5
0.4
0.4
0.6
Goods-producing industries ...................................
0.4
0.4
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.2
0.4
0.4
0.5
0.9
0.5
0.6
0.4
0.2
0.4
0.4
0.5
0.9
0.5
0.6
0.4
0.3
0.7
0.9
0.9
2.2
0.9
0.7
0.7
0.3
0.7
0.9
0.9
2.2
0.9
0.7
0.7
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2009—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.4
0.4
0.7
0.3
0.4
0.4
0.4
0.4
0.7
0.3
0.4
0.4
0.5
0.6
1.0
0.3
0.5
0.5
0.5
0.6
1.0
0.3
0.5
0.5
0.7
0.5
0.5
1.0
0.5
1.5
0.7
1.0
0.4
0.7
0.5
0.5
1.0
0.5
1.5
0.7
1.0
0.4
0.8
0.8
0.6
1.1
0.7
1.9
0.9
1.0
0.7
0.8
0.8
0.6
1.1
0.7
1.9
0.9
1.0
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2009
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$338.32
25
$421.70
75
$310.28
$89.86
100
100
100
100
358.98
344.27
365.16
423.14
26
22
27
39
421.84
433.10
417.97
452.32
74
78
73
61
337.25
318.93
345.48
404.23
88.05
84.91
89.45
90.71
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
434.90
368.70
337.83
359.38
313.49
270.80
331.24
355.81
41
19
24
28
21
16
23
36
466.25
441.13
435.46
433.16
390.43
344.55
404.05
460.21
59
81
76
72
79
84
77
64
412.97
351.59
306.35
330.36
293.49
256.68
310.07
296.79
92.11
94.73
90.90
77.08
93.30
101.43
89.64
94.84
100
100
100
100
100
391.06
321.77
320.35
317.87
323.42
44
28
25
22
28
497.15
404.47
415.75
402.93
428.09
56
72
75
78
72
306.99
289.12
288.63
293.72
281.73
97.59
92.78
84.63
84.29
85.09
Full time .................................................................
Part time ................................................................
100
100
338.53
334.88
25
24
420.43
443.36
75
76
310.91
299.98
88.83
106.66
Union .....................................................................
Nonunion ...............................................................
100
100
440.51
309.24
46
19
498.94
370.09
54
81
391.71
294.62
80.13
91.73
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
263.32
285.05
315.71
343.86
370.23
372.96
16
17
22
27
29
26
342.19
346.86
392.17
426.04
451.72
453.91
84
83
78
73
71
74
248.09
271.99
294.03
314.00
336.82
344.14
96.89
98.82
91.49
87.70
86.56
85.47
Goods-producing industries ...................................
100
331.11
26
438.85
74
293.05
86.85
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
340.09
379.06
408.04
420.76
377.84
351.78
358.23
417.62
25
28
37
41
26
19
14
35
417.30
424.64
436.73
444.86
395.20
402.83
421.97
452.03
75
72
63
59
74
81
86
65
314.43
361.70
391.49
403.73
371.65
339.72
347.44
399.24
90.59
89.99
88.04
91.21
82.85
91.44
87.02
69.21
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2009—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$319.04
317.61
322.15
349.24
339.39
357.17
31
33
27
22
20
24
$405.88
395.44
433.71
434.41
450.29
423.66
69
67
73
78
80
76
$280.00
279.44
281.13
325.41
312.00
336.72
$100.42
102.82
95.62
84.58
87.37
82.23
100
100
100
100
100
100
100
100
100
347.41
354.33
340.85
340.63
312.61
311.17
323.78
337.29
365.44
20
30
21
26
19
26
26
25
33
464.84
415.86
456.89
430.69
370.39
362.93
377.58
451.66
457.51
80
70
79
74
81
74
74
75
67
318.85
328.02
310.37
309.30
298.85
293.29
305.01
300.16
320.60
106.55
88.27
88.44
87.34
90.06
93.61
90.00
93.24
84.48
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$2.63
0.6
$5.99
0.6
$2.08
$0.88
3.99
7.17
3.88
6.21
0.9
1.1
1.1
1.6
8.41
21.50
7.47
9.97
0.9
1.1
1.1
1.6
3.38
5.19
3.78
7.24
1.33
1.51
1.73
2.86
7.83
14.09
7.80
13.07
2.72
3.42
3.22
6.85
2.0
3.5
1.4
2.6
0.9
1.4
1.0
1.5
12.91
38.53
21.38
13.65
8.36
10.43
9.60
11.64
2.0
3.5
1.4
2.6
0.9
1.4
1.0
1.5
9.23
11.99
5.34
15.70
2.19
3.37
2.67
6.41
3.37
4.69
2.46
4.45
1.15
2.17
1.37
2.67
11.81
6.51
4.41
4.88
6.61
2.0
1.8
1.1
1.6
2.1
18.09
11.48
10.81
9.58
17.54
2.0
1.8
1.1
1.6
2.1
11.32
7.64
3.46
4.94
3.94
4.92
2.44
1.63
2.31
2.00
Full time .................................................................
Part time ................................................................
2.61
9.55
0.7
1.6
5.91
22.60
0.7
1.6
2.13
6.43
0.87
3.81
Union .....................................................................
Nonunion ...............................................................
5.80
2.27
1.2
0.7
10.34
5.01
1.2
0.7
4.35
2.15
1.92
0.94
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
8.40
4.11
2.95
3.77
3.69
5.67
3.1
1.4
0.8
1.0
0.8
1.2
32.50
11.64
7.81
10.60
7.20
14.69
3.1
1.4
0.8
1.0
0.8
1.2
7.69
4.02
2.55
2.72
3.24
4.77
4.06
1.93
1.47
1.27
0.98
1.41
Goods-producing industries ...................................
4.98
1.1
10.01
1.1
4.04
1.92
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
2.93
4.38
4.78
6.31
4.83
6.97
7.22
7.48
0.7
1.4
1.7
1.9
3.6
1.9
1.7
2.2
7.55
10.98
9.01
10.75
12.08
26.29
25.20
17.71
0.7
1.4
1.7
1.9
3.6
1.9
1.7
2.2
2.22
3.83
5.12
7.39
5.24
5.19
7.54
5.51
0.91
1.76
2.39
3.54
3.07
2.49
2.82
2.05
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009—Continued
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$3.75
4.10
6.71
3.28
3.82
4.62
1.0
1.3
1.7
0.8
1.0
1.0
$7.33
7.45
17.26
9.32
9.86
13.89
1.0
1.3
1.7
0.8
1.0
1.0
$3.19
3.75
5.62
2.67
3.46
3.89
$1.58
1.83
2.54
1.00
1.37
1.44
6.15
6.12
7.29
11.36
3.50
8.05
5.65
7.25
9.77
2.8
1.2
1.2
2.7
1.7
4.2
2.2
2.5
1.1
11.06
16.51
16.15
25.24
7.06
9.08
11.90
15.41
17.30
2.8
1.2
1.2
2.7
1.7
4.2
2.2
2.5
1.1
6.66
3.36
6.29
9.23
3.53
9.25
5.48
6.47
7.04
1.81
2.90
2.20
3.38
1.65
2.99
2.92
4.45
1.72
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more details.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
78
1
8
1
(5)
11
1
100
100
100
100
78
77
79
83
1
1
1
1
10
11
9
9
2
3
2
2
(5)
(5)
(5)
–
8
8
8
5
1
1
1
–
100
100
100
100
100
100
100
100
84
75
77
78
74
68
77
82
1
–
1
–
(5)
–
(5)
1
8
10
8
7
9
7
10
6
2
2
1
1
1
–
1
(5)
–
–
–
–
(5)
–
–
–
5
12
12
12
15
24
11
10
–
–
1
–
(5)
(5)
1
1
100
100
100
100
100
79
84
83
83
83
–
–
1
1
1
7
5
5
5
4
1
–
(5)
(5)
1
–
–
–
–
–
11
9
10
10
10
2
–
1
–
2
Full time .................................................................
Part time ................................................................
100
100
78
76
1
–
8
8
1
1
(5)
–
11
14
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
79
78
1
1
9
8
1
1
(5)
(5)
8
11
2
(5)
Wage percentiles:6
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
72
73
79
81
78
76
–
1
1
1
1
2
8
7
8
7
10
11
–
(5)
1
1
2
2
–
–
–
(5)
(5)
(5)
18
18
11
10
8
8
–
–
(5)
1
1
1
Goods-producing industries ...................................
100
82
–
5
(5)
–
10
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
77
79
81
83
78
78
74
81
1
–
(5)
1
–
–
–
–
9
11
11
8
17
11
11
10
1
2
2
2
1
1
1
3
(5)
–
(5)
(5)
–
–
–
–
11
7
5
6
4
9
12
4
1
1
–
–
–
1
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
81
80
84
77
80
74
(5)
(5)
–
1
1
1
8
9
5
8
5
11
1
1
1
1
1
2
–
–
–
(5)
–
–
9
9
9
12
12
11
1
1
–
1
(5)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
85
78
77
79
83
75
74
74
77
–
–
1
–
–
–
–
(5)
2
5
8
8
10
6
8
11
10
8
1
1
2
–
–
–
2
1
2
–
1
–
–
–
–
–
–
–
9
11
12
10
9
–
12
13
8
–
–
–
–
1
–
–
1
2
Average monthly employer premium7 ...................
$310.28
$307.99
$330.03
$336.08
$336.77
$282.08
$298.79
$385.39
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic areas
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
6 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
7 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2009
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
0.2
0.4
0.1
(5)
0.7
0.2
0.0
0.0
0.0
0.0
1.0
1.2
1.1
1.5
0.5
0.6
0.5
0.1
0.7
1.1
0.7
1.0
0.3
0.5
0.3
0.6
(5)
(5)
(5)
–
0.6
0.7
0.7
1.0
0.2
0.2
0.2
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
2.5
2.7
3.3
0.9
1.6
1.0
1.5
0.1
–
0.3
–
(5)
–
(5)
0.2
1.2
1.5
0.8
1.6
0.6
0.8
0.8
0.8
0.9
0.6
0.2
0.3
0.2
–
0.3
(5)
–
–
–
–
(5)
–
–
–
1.4
1.8
2.6
2.7
0.7
1.6
0.6
1.2
–
–
0.5
–
(5)
5
( )
0.2
0.5
0.0
0.0
0.0
0.0
0.0
2.4
1.8
1.2
1.5
1.5
–
–
0.3
0.5
0.4
1.2
0.8
0.7
1.0
0.7
0.1
–
(5)
(5)
0.2
–
–
–
–
–
2.2
1.6
0.9
1.1
1.2
1.1
–
0.3
–
0.7
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
1.8
0.2
–
0.4
1.0
0.1
0.3
(5)
–
0.7
1.4
0.2
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.3
0.9
0.5
0.2
0.9
0.5
0.4
0.2
(5)
(5)
0.9
0.7
0.6
(5)
Wage percentiles:6
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
5.4
2.3
1.2
1.0
0.9
1.3
–
0.3
0.2
0.1
0.6
0.7
1.0
0.7
0.7
0.6
0.6
0.8
–
(5)
0.2
0.2
0.3
0.4
–
–
–
(5)
(5)
(5)
5.3
2.0
0.9
0.7
0.6
0.8
–
–
(5)
0.1
0.3
0.3
Goods-producing industries ...................................
0.0
1.6
–
0.8
(5)
–
1.0
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.3
1.2
1.6
2.2
2.0
2.0
2.6
0.2
–
(5)
0.1
–
–
–
–
0.5
1.1
1.0
1.2
2.0
1.7
1.5
1.7
0.2
0.3
0.3
0.5
0.1
0.4
0.4
0.9
(5)
–
(5)
(5)
–
–
–
–
0.8
0.7
0.7
1.1
0.8
1.0
1.6
1.2
0.2
0.2
–
–
–
0.3
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2009—Continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.2
1.7
1.1
0.8
1.7
(5)
(5)
–
0.3
0.3
0.5
0.7
1.0
0.9
0.5
0.5
0.8
0.2
0.2
0.2
0.2
0.3
0.3
–
–
–
5
( )
–
–
0.8
0.9
1.3
0.9
0.6
1.6
0.3
0.3
–
0.2
(5)
0.3
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.6
1.9
1.9
1.5
1.5
8.2
2.4
2.8
1.8
–
–
0.1
–
–
–
–
(5)
0.9
1.8
0.8
0.8
1.6
0.9
1.6
1.7
2.1
1.3
0.3
0.2
0.3
–
–
–
0.8
0.2
0.5
–
0.3
–
–
–
–
–
–
–
1.4
1.5
1.6
1.2
0.9
–
1.1
1.9
0.8
–
–
–
–
0.3
–
–
0.3
0.8
Average monthly employer premium7 ...................
$2.08
$2.31
$24.64
$8.49
$9.79
$29.97
$5.86
$46.84
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic areas
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
7 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2009
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$758.65
12
$936.01
88
$734.38
$347.93
100
100
100
100
805.79
810.43
803.86
796.42
10
9
11
15
972.84
1,007.48
960.85
993.42
90
91
89
85
786.51
790.85
784.65
762.06
352.47
326.62
363.48
417.84
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
788.36
835.36
720.79
821.60
721.72
634.97
757.84
730.34
15
8
12
11
8
7
9
22
1,027.41
882.90
905.97
1,043.44
911.85
735.41
969.91
924.88
85
92
88
89
92
93
91
78
746.52
831.13
696.68
793.72
704.57
627.45
737.34
674.06
440.58
365.87
360.17
282.09
359.79
372.15
354.54
351.74
100
100
100
100
100
701.73
756.97
759.16
782.19
730.23
29
16
16
15
17
861.95
1,032.27
929.31
945.03
912.74
71
84
84
85
83
635.17
704.51
727.19
754.41
691.82
369.19
338.09
303.35
293.79
315.78
Full time .................................................................
Part time ................................................................
100
100
759.83
738.47
12
13
943.59
815.70
88
87
734.81
727.02
345.06
397.48
Union .....................................................................
Nonunion ...............................................................
100
100
920.51
713.18
33
6
950.91
913.44
67
94
905.49
700.09
291.36
359.26
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
553.71
633.13
707.47
768.33
834.25
862.51
8
7
9
12
16
15
480.43
726.17
877.86
923.99
998.95
969.12
92
93
91
88
84
85
560.24
626.29
691.42
746.34
802.45
843.06
379.53
384.44
360.19
334.62
334.85
319.72
Goods-producing industries ...................................
100
769.73
18
901.31
82
741.43
303.78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
755.95
787.42
781.66
771.72
804.55
793.00
847.12
897.88
11
10
13
16
6
7
5
12
950.04
959.95
1,008.51
1,009.11
975.23
871.00
830.34
1,015.34
89
90
87
84
94
93
95
88
732.80
768.53
747.85
725.70
794.49
787.26
848.08
881.24
357.83
394.34
402.85
435.82
338.49
386.64
311.21
267.92
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2009—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$677.79
670.92
692.42
803.59
783.01
820.07
14
14
14
11
9
12
$926.40
932.46
912.75
943.00
915.64
959.73
86
86
86
89
91
88
$636.70
626.81
657.56
786.64
769.49
800.82
$393.18
396.31
386.58
323.72
339.60
310.58
100
100
100
100
100
100
100
100
100
841.96
848.86
815.70
765.13
699.69
625.18
670.08
701.12
782.57
12
22
14
12
4
6
5
10
16
1,033.02
935.45
965.32
893.43
1,027.28
786.28
931.64
836.97
923.11
88
78
86
88
96
94
95
90
84
816.64
824.04
791.02
747.29
684.80
614.51
656.53
685.99
754.87
349.36
323.49
297.87
337.54
363.64
367.34
402.87
379.56
345.03
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$5.40
0.4
$13.42
0.4
$5.31
$3.58
8.06
15.99
8.31
14.57
0.6
0.7
0.8
1.2
22.48
34.12
25.47
28.77
0.6
0.7
0.8
1.2
8.16
16.99
8.27
15.52
5.17
5.56
6.52
13.43
17.06
25.44
14.70
26.90
5.95
8.35
6.74
12.88
1.4
2.2
0.8
1.3
0.5
0.7
0.6
1.3
34.65
73.42
43.15
39.91
24.48
36.64
30.77
25.01
1.4
2.2
0.8
1.3
0.5
0.7
0.6
1.3
18.26
25.67
13.22
28.92
5.65
8.54
6.41
13.29
15.58
14.36
7.18
13.83
4.55
7.12
5.03
7.73
17.37
17.15
9.97
13.74
14.34
1.8
1.4
1.1
1.4
1.5
29.11
48.26
22.60
27.67
36.64
1.8
1.4
1.1
1.4
1.5
20.34
16.30
10.06
14.94
12.78
12.07
9.10
6.52
8.05
8.81
Full time .................................................................
Part time ................................................................
5.54
19.10
0.4
1.3
13.92
64.86
0.4
1.3
5.40
16.60
3.67
12.29
Union .....................................................................
Nonunion ...............................................................
9.60
5.69
1.1
0.4
15.88
24.86
1.1
0.4
10.78
5.72
10.00
3.79
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
30.29
11.07
7.42
7.01
7.41
10.09
1.9
0.6
0.6
0.7
0.7
1.0
88.68
69.85
25.23
16.30
18.63
28.83
1.9
0.6
0.6
0.7
0.7
1.0
29.25
10.34
7.32
7.19
8.24
10.89
17.27
6.93
6.87
4.85
4.43
5.83
Goods-producing industries ...................................
9.50
1.0
16.93
1.0
10.82
6.36
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
5.73
11.10
12.77
13.96
27.47
17.39
15.21
13.04
0.4
0.7
0.9
1.1
1.0
1.2
0.8
1.0
17.85
27.34
21.31
22.63
68.40
62.26
39.43
25.38
0.4
0.7
0.9
1.1
1.0
1.2
0.8
1.0
5.45
10.74
13.35
14.30
27.97
15.98
15.82
13.93
3.93
8.60
11.87
14.79
18.74
13.29
8.54
8.15
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009—Continued
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$7.74
8.72
15.51
6.97
9.60
9.07
0.8
0.9
1.3
0.4
0.6
0.5
$23.82
27.72
39.60
17.49
20.51
29.14
0.8
0.9
1.3
0.4
0.6
0.5
$7.32
8.65
16.47
6.92
10.41
8.95
$5.57
6.21
8.64
4.09
6.78
5.77
14.72
15.07
12.62
14.64
13.20
19.86
14.28
12.54
15.58
1.6
1.3
1.1
1.2
0.8
0.8
0.7
1.8
1.3
27.19
27.87
20.92
54.52
56.65
31.63
88.69
102.22
25.56
1.6
1.3
1.1
1.2
0.8
0.8
0.7
1.8
1.3
14.71
12.05
13.84
13.01
12.24
21.05
13.65
14.21
17.97
10.47
8.59
8.34
16.67
7.57
16.83
10.36
10.95
7.88
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more details.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
81
1
7
1
(5)
10
1
100
100
100
100
81
79
82
86
1
–
–
–
8
9
7
7
2
2
1
1
(5)
(5)
(5)
–
8
8
8
5
(5)
(5)
(5)
–
100
100
100
100
100
100
100
100
86
76
80
81
77
70
79
83
–
(5)
–
–
(5)
–
(5)
(5)
6
9
7
6
7
5
8
5
1
1
1
1
1
–
1
1
–
–
–
–
–
–
–
–
6
12
11
10
15
23
11
10
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
80
85
85
85
86
–
–
1
–
–
6
4
4
5
3
(5)
1
(5)
(5)
(5)
–
–
–
–
–
11
9
9
9
9
2
–
1
–
–
Full time .................................................................
Part time ................................................................
100
100
81
79
1
–
7
5
1
1
(5)
–
10
15
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
82
80
1
1
7
7
1
1
(5)
(5)
8
11
1
(5)
Wage percentiles:6
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
79
76
81
83
81
80
–
1
(5)
(5)
–
–
4
5
7
6
8
9
–
(5)
1
1
2
2
–
–
–
(5)
(5)
(5)
16
18
11
9
8
8
–
–
(5)
1
1
1
Goods-producing industries ...................................
100
83
–
5
(5)
–
10
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
80
82
84
86
82
79
76
84
(5)
–
–
–
–
–
(5)
–
7
9
8
6
13
9
10
8
1
1
1
1
1
1
1
3
(5)
–
(5)
(5)
–
–
–
–
11
7
6
6
3
9
11
5
1
(5)
–
–
–
1
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
83
82
85
79
82
77
(5)
(5)
–
1
1
–
6
6
4
7
5
9
(5)
1
(5)
1
1
2
–
–
–
(5)
–
–
10
10
9
11
12
10
1
(5)
–
(5)
(5)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
86
79
79
80
86
82
78
74
80
–
–
1
–
–
–
–
–
–
4
8
7
8
4
7
8
10
7
1
1
2
–
(5)
–
2
1
2
–
1
–
–
–
–
–
–
–
9
11
12
11
9
–
11
15
9
–
–
( )
–
–
–
–
–
2
Average monthly employer premium7 ...................
$734.38
$733.24
$737.32
$770.56
$793.45
$788.51
$715.56
$691.03
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic areas
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
7 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2009
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.7
0.2
0.4
0.1
(5)
0.5
0.1
0.0
0.0
0.0
0.0
1.0
1.1
1.1
1.3
0.4
–
–
–
0.6
0.9
0.6
0.8
0.2
0.4
0.2
0.5
(5)
(5)
(5)
–
0.6
0.7
0.7
1.0
(5)
(5)
(5)
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.7
2.4
2.1
2.7
0.9
1.7
0.8
1.4
–
(5)
–
–
(5)
–
(5)
(5)
0.9
1.7
0.7
1.5
0.5
0.6
0.6
0.8
0.7
0.5
0.2
0.2
0.2
–
0.2
0.1
–
–
–
–
–
–
–
–
1.4
1.7
1.8
2.2
0.7
1.8
0.6
1.1
–
–
–
–
(5)
–
(5)
0.5
0.0
0.0
0.0
0.0
0.0
2.3
1.5
1.1
1.4
1.3
–
–
0.3
–
–
1.2
0.7
0.6
0.9
0.6
(5)
0.2
(5)
(5)
(5)
–
–
–
–
–
2.1
1.1
0.8
1.0
1.1
0.9
–
0.2
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
1.7
0.2
–
0.4
0.8
0.1
0.2
(5)
–
0.6
1.4
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.1
0.8
0.3
0.2
0.8
0.4
0.3
0.1
(5)
(5)
0.7
0.6
0.5
(5)
Wage percentiles:6
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
3.2
1.7
1.0
0.8
0.9
1.2
–
0.3
(5)
(5)
–
–
1.2
0.7
0.6
0.5
0.5
0.7
–
(5)
0.2
0.1
0.2
0.4
–
–
–
(5)
(5)
(5)
2.5
1.4
0.7
0.6
0.6
0.7
–
–
(5)
0.1
0.2
0.2
Goods-producing industries ...................................
0.0
1.5
–
0.6
(5)
–
1.0
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
1.2
1.3
1.7
1.9
1.9
2.0
2.0
(5)
–
–
–
–
–
(5)
–
0.4
0.9
0.8
0.9
1.6
1.5
1.7
1.3
0.1
0.2
0.3
0.4
0.1
0.4
0.3
0.7
(5)
–
(5)
(5)
–
–
–
–
0.6
0.8
1.0
1.5
0.7
1.1
1.6
1.0
0.2
(5)
–
–
–
0.3
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2009—Continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.2
1.6
0.9
0.9
1.3
(5)
(5)
–
0.3
0.2
–
0.6
0.8
0.7
0.5
0.5
0.7
(5)
0.1
(5)
0.2
0.2
0.3
–
–
–
(5)
–
–
0.8
0.9
1.3
0.7
0.7
1.1
0.2
(5)
–
(5)
(5)
0.3
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.9
2.2
1.8
1.7
1.4
5.4
1.9
2.6
1.3
–
–
0.1
–
–
–
–
–
–
1.5
0.8
0.8
1.6
0.7
1.7
1.4
2.0
1.0
0.3
0.2
0.2
–
(5)
–
0.6
0.2
0.4
–
0.3
–
–
–
–
–
–
–
1.9
1.5
1.5
1.4
0.9
–
0.8
2.5
0.8
–
–
(5)
–
–
–
–
–
0.6
Average monthly employer premium7 ...................
$5.31
$6.29
$48.51
$16.13
$27.15
$75.07
$12.53
$52.01
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic areas
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
7 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Medical care benefits: Employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2009
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$25.00
$46.28
$75.00
$112.46
$164.29
$99.02
$179.99
$290.24
$461.35
$663.37
24.62
26.58
23.52
19.00
45.00
46.00
44.67
40.58
73.24
73.00
73.39
74.50
109.96
108.33
110.98
121.35
160.64
151.66
165.65
191.22
99.60
100.70
97.74
86.40
180.00
173.05
180.00
189.96
296.75
280.95
301.23
367.46
470.80
440.00
482.83
562.44
670.47
618.36
701.67
812.53
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
19.00
30.32
22.92
20.00
26.00
28.69
25.13
25.00
39.49
46.00
43.33
31.35
50.00
53.84
48.80
47.80
75.30
75.83
74.00
57.83
78.00
87.18
75.81
79.44
125.56
121.76
115.99
89.16
116.99
128.50
110.10
123.34
195.00
183.00
163.71
139.77
171.07
186.38
161.77
181.97
90.94
99.60
96.63
72.69
104.48
104.33
105.30
99.20
191.95
200.14
190.71
130.77
192.00
215.82
187.44
179.99
415.14
323.37
297.74
234.00
305.17
317.35
299.66
300.00
591.51
445.66
479.68
375.00
474.71
484.91
472.56
480.47
852.00
737.68
659.51
561.21
675.29
698.60
663.82
697.61
17.00
28.85
26.08
26.02
26.47
46.72
48.90
46.00
45.08
46.58
80.79
79.00
71.49
70.04
72.82
127.99
120.21
106.70
105.26
108.33
188.55
178.56
151.67
150.27
160.00
100.00
99.00
83.97
84.00
79.49
188.19
168.71
153.65
145.00
164.33
318.64
281.65
254.75
246.81
264.07
500.00
453.00
381.06
356.00
416.91
757.69
664.63
602.29
558.56
644.32
Full time .................................................................
Part time ................................................................
25.00
27.68
46.35
44.86
74.88
81.49
111.05
145.81
160.78
222.99
99.60
85.47
179.71
190.65
287.80
330.69
456.42
542.17
659.27
728.78
Union .....................................................................
Nonunion ...............................................................
20.76
26.47
36.94
49.00
62.14
77.00
96.63
116.32
143.68
167.01
63.65
110.00
118.00
193.71
211.64
305.48
343.07
479.14
600.30
668.45
Goods-producing industries ...................................
26.48
46.00
73.01
106.59
153.00
94.00
159.35
253.62
390.00
588.02
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
24.87
22.05
18.00
18.00
18.00
28.02
23.07
20.10
46.28
43.11
39.54
37.18
43.62
45.50
46.00
33.26
75.48
74.50
72.32
73.85
71.04
76.02
68.33
52.36
114.06
111.83
113.45
121.76
101.40
110.22
107.23
84.72
167.30
170.08
183.94
192.82
166.33
162.49
166.00
127.50
99.20
99.02
90.00
88.87
102.84
99.60
93.16
78.00
183.20
194.04
191.20
190.04
195.67
197.15
170.68
144.00
301.00
339.00
351.62
425.24
294.58
331.50
271.00
220.91
477.96
517.00
547.26
589.19
481.96
472.64
385.69
352.67
678.61
755.34
775.00
852.00
581.00
728.99
520.94
506.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30.54
31.00
28.50
22.75
26.00
20.88
52.87
53.83
50.34
43.33
45.49
40.63
86.61
89.35
81.00
70.00
74.18
65.62
127.56
132.87
124.00
105.93
110.22
100.99
181.53
188.65
169.90
151.66
153.76
151.00
113.00
110.36
120.00
93.16
99.60
85.30
206.40
210.00
202.00
167.54
178.30
158.59
331.45
343.98
317.00
269.00
287.15
253.15
522.93
524.47
519.96
418.26
441.97
400.72
733.17
752.50
720.75
603.34
648.64
581.00
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2009—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
$34.32
28.51
26.11
26.72
28.58
20.67
26.00
20.39
17.32
$65.92
46.83
43.33
47.80
50.00
47.02
47.47
41.77
40.00
$95.72
72.32
72.00
69.65
76.66
78.64
73.80
82.02
70.22
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
$135.85
111.42
109.62
104.83
110.84
118.98
114.92
120.00
107.44
$187.00
159.54
160.00
156.72
164.38
183.94
166.30
164.47
152.16
$105.00
86.66
72.69
108.00
127.82
132.49
152.57
99.02
86.66
$195.00
157.80
133.17
190.65
191.61
206.47
237.00
190.23
158.59
$301.97
258.00
237.82
282.73
308.59
330.69
360.00
305.45
273.51
$434.00
398.64
391.57
436.66
489.44
517.00
547.56
466.38
461.05
$644.10
659.27
562.22
639.03
673.20
617.71
733.15
705.01
697.61
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, civilian
workers,1 National Compensation Survey, March 2009
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$0.82
$0.79
$0.96
$1.91
$2.19
$2.03
$2.53
$4.22
$7.81
$8.13
1.51
2.27
0.91
2.05
1.20
2.13
1.15
1.64
1.48
2.29
1.68
2.78
2.64
3.04
3.36
6.31
3.37
2.63
4.80
9.87
1.74
1.26
4.47
9.68
3.26
5.18
2.76
14.30
4.52
7.99
6.20
30.64
8.15
15.65
8.62
9.87
14.37
19.79
25.42
31.36
2.16
4.09
2.95
3.30
1.21
1.91
1.19
2.41
2.58
1.72
2.66
6.98
0.42
2.57
1.47
1.04
3.40
4.22
2.57
6.44
1.58
3.07
0.87
1.81
6.07
9.54
8.15
8.91
2.88
5.62
2.19
5.24
8.46
30.80
5.10
6.85
4.83
6.93
5.07
11.84
6.84
11.20
11.08
8.54
5.97
11.54
6.88
6.46
16.88
14.52
10.01
20.52
4.21
8.90
4.21
6.97
18.26
11.60
7.21
20.86
6.05
5.91
6.01
8.61
17.71
28.33
18.31
19.42
9.01
12.06
13.09
9.90
48.12
70.65
18.56
49.57
14.86
21.51
19.67
28.62
7.15
2.94
2.24
2.68
3.57
3.21
1.99
1.57
2.07
2.53
4.03
1.79
1.66
2.66
1.69
8.38
5.88
2.30
3.31
2.09
31.63
10.46
2.59
3.48
10.84
19.89
7.62
5.37
5.65
11.74
11.65
7.24
5.63
6.07
6.02
13.95
9.32
5.63
8.63
8.46
27.69
25.01
11.00
16.69
22.27
34.74
25.56
22.22
34.26
23.21
Full time .................................................................
Part time ................................................................
0.86
2.05
0.87
2.38
0.97
4.24
1.62
12.46
2.37
18.14
1.26
7.70
2.77
15.21
3.92
18.03
7.02
30.36
6.64
25.36
Union .....................................................................
Nonunion ...............................................................
0.64
1.48
1.66
1.15
1.66
1.44
2.33
2.01
6.00
2.86
4.14
3.49
6.60
3.72
5.44
4.52
13.49
6.06
39.18
8.41
Goods-producing industries ...................................
1.74
1.37
2.36
2.28
5.72
6.89
6.98
4.51
14.24
17.03
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.22
1.61
1.05
1.27
4.71
2.87
3.12
1.10
1.04
1.48
2.92
3.00
7.45
1.88
1.51
3.16
0.91
1.90
1.36
3.17
7.43
2.72
4.23
1.36
1.98
2.56
3.48
6.00
4.78
3.87
3.97
4.00
2.85
4.89
8.25
9.50
12.31
8.97
11.12
7.21
1.46
1.81
7.85
5.53
43.09
9.33
7.83
4.59
3.56
7.77
11.45
12.75
20.11
9.58
14.71
5.17
4.35
9.84
23.05
17.57
25.35
13.34
10.61
12.54
6.99
10.56
18.52
19.27
42.99
22.57
11.68
13.36
11.38
22.85
35.37
58.24
16.81
34.65
33.45
18.16
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.29
1.58
3.75
0.93
2.29
1.17
1.61
1.85
1.85
0.62
1.85
1.22
2.11
1.80
2.36
1.23
1.91
1.38
3.01
5.17
4.87
1.53
2.16
2.47
3.72
8.24
5.28
1.93
5.01
3.43
7.88
9.22
16.44
3.02
0.86
4.72
5.93
6.17
6.90
3.25
5.62
3.54
6.78
11.13
9.61
5.33
5.00
5.94
8.74
11.57
16.39
9.26
14.55
13.49
21.98
17.88
15.91
8.76
20.06
13.71
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, civilian
workers,1 National Compensation Survey, March 2009—Continued
Single coverage2
Characteristics
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
$2.94
2.44
3.49
4.88
2.29
3.39
2.49
2.13
1.18
$5.28
2.62
1.33
2.86
0.69
5.23
3.54
6.68
2.31
$0.50
2.07
2.33
4.55
1.94
2.91
3.66
4.66
1.89
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
$2.84
5.49
3.76
2.39
3.27
7.97
4.13
9.73
4.28
$6.01
6.84
3.43
7.29
6.26
6.98
9.14
21.07
4.50
$12.93
8.09
2.56
10.96
8.50
15.51
12.60
4.76
4.12
$5.19
6.45
8.14
8.75
7.92
20.15
17.09
19.16
9.09
$12.87
13.16
10.17
6.88
9.16
34.71
15.75
12.94
9.36
$21.50
13.85
12.36
35.37
1.13
9.02
29.97
18.35
20.97
$28.34
20.16
8.71
83.96
18.68
23.01
24.37
49.25
36.51
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2009
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
62
60
96
37
36
97
33
32
96
78
85
75
74
76
84
73
72
98
99
98
98
43
56
38
21
42
54
37
21
98
98
98
97
52
60
49
40
50
58
46
39
96
96
96
97
78
69
42
72
61
48
68
60
77
67
39
70
58
45
66
57
98
97
93
97
96
92
97
96
17
35
23
26
36
30
40
36
17
35
21
25
35
29
39
35
95
99
94
96
97
96
98
97
40
47
15
22
33
20
41
25
39
45
14
21
31
18
39
24
98
96
93
95
96
93
97
97
51
69
66
72
61
49
67
64
70
58
95
97
96
97
96
29
45
47
55
39
28
43
46
54
38
97
97
98
98
97
16
34
28
31
24
16
33
27
30
23
98
96
96
96
95
Full time .................................................................
Part time ................................................................
76
16
73
15
97
90
44
14
42
14
97
96
41
7
39
7
96
93
Union .....................................................................
Nonunion ...............................................................
83
59
81
56
98
96
47
35
46
34
98
97
35
33
34
31
97
95
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
17
32
66
74
82
84
15
29
63
72
81
83
87
90
96
97
98
98
13
19
37
44
50
52
12
17
36
43
49
51
89
93
97
98
98
98
5
10
30
40
55
57
5
9
29
39
52
55
95
93
95
96
96
96
Goods-producing industries ...................................
71
69
97
52
51
98
33
32
96
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
61
70
77
76
84
65
86
82
58
68
75
75
80
62
84
80
96
97
98
98
96
96
98
98
34
27
22
19
29
31
43
28
33
27
22
18
28
31
42
27
97
97
96
96
97
98
98
99
33
38
40
36
52
36
58
31
32
36
39
35
49
34
55
30
96
95
96
97
95
95
96
95
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2009—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
44
39
57
78
71
85
42
37
54
76
68
83
95
94
96
97
96
98
27
24
34
46
43
48
26
23
33
44
41
47
97
96
97
97
97
97
21
18
29
44
36
51
20
18
27
42
34
49
95
95
96
96
96
96
60
60
66
63
66
67
61
61
57
58
59
64
61
63
64
57
57
55
97
98
96
97
96
95
93
95
96
36
68
40
29
33
32
26
26
29
35
68
38
28
31
30
24
25
28
97
100
97
98
95
93
96
98
97
33
29
38
35
35
33
31
33
30
31
29
36
34
34
32
29
32
28
95
97
95
96
95
97
96
95
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.6
0.2
0.7
0.7
0.3
0.6
0.6
0.3
0.8
1.0
0.9
1.3
0.7
1.0
0.9
1.2
0.2
0.2
0.3
0.3
0.9
1.6
1.0
1.3
0.9
1.6
1.0
1.2
0.4
0.5
0.5
2.4
0.8
1.2
1.1
1.9
0.8
1.2
1.0
1.8
0.4
0.5
0.4
0.8
1.7
2.3
1.8
2.5
0.8
1.1
1.1
1.4
1.7
2.3
1.8
2.5
0.8
1.1
1.0
1.4
0.2
0.6
0.8
0.8
0.3
0.7
0.3
0.5
1.5
2.2
1.7
2.6
0.8
1.3
0.9
1.4
1.2
2.2
1.5
2.4
0.8
1.3
0.9
1.3
4.1
0.4
1.3
1.5
0.3
0.7
0.3
0.6
2.3
2.3
1.5
1.9
0.7
0.9
1.0
1.4
2.3
2.3
1.5
1.8
0.7
0.9
1.0
1.3
0.8
0.8
1.3
1.3
0.3
1.0
0.3
0.7
1.9
1.9
1.2
1.5
1.6
1.8
1.8
1.1
1.5
1.6
0.9
0.7
0.3
0.4
0.5
1.7
1.7
1.2
1.8
1.3
1.7
1.7
1.1
1.7
1.3
0.9
0.7
0.4
0.5
0.6
1.3
2.2
1.0
1.6
1.1
1.2
2.2
0.9
1.5
1.0
0.6
1.0
0.5
0.6
0.9
Full time .................................................................
Part time ................................................................
0.5
0.7
0.5
0.7
0.2
0.9
0.7
1.3
0.7
1.3
0.3
0.8
0.7
0.6
0.7
0.6
0.3
1.2
Union .....................................................................
Nonunion ...............................................................
1.0
0.7
1.1
0.7
0.3
0.2
1.2
0.7
1.2
0.7
0.8
0.3
1.2
0.6
1.2
0.6
0.5
0.3
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.5
1.4
1.0
0.8
0.7
1.0
2.5
1.3
1.0
0.8
0.7
1.0
2.6
0.8
0.3
0.2
0.2
0.3
2.3
1.3
1.0
0.8
0.9
1.4
1.9
1.1
1.0
0.8
0.9
1.4
2.9
1.1
0.3
0.2
0.4
0.4
2.1
1.1
0.9
1.0
0.8
1.3
2.1
1.1
0.9
1.0
0.8
1.3
3.0
1.5
0.4
0.3
0.4
0.5
Goods-producing industries ...................................
0.9
0.9
0.3
1.2
1.2
0.3
1.3
1.2
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
1.0
1.2
1.3
1.5
1.0
1.9
0.7
1.0
1.0
1.2
1.4
1.5
1.1
1.8
0.2
0.5
0.5
0.2
1.5
0.8
0.4
0.5
0.8
1.1
1.3
1.5
2.3
1.7
2.0
1.8
0.7
1.0
1.1
1.2
2.3
1.6
1.9
1.7
0.4
0.8
2.2
3.8
0.8
0.5
0.6
0.5
0.6
1.2
1.7
1.9
3.6
1.6
2.2
1.8
0.6
1.2
1.6
1.9
3.4
1.6
2.1
1.8
0.3
0.5
0.8
1.1
0.9
0.7
0.5
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.0
1.6
0.6
1.0
0.7
0.9
1.0
1.6
0.6
1.0
0.7
0.4
0.5
0.5
0.2
0.4
0.3
0.9
0.8
2.0
0.9
1.4
1.1
0.9
0.7
2.0
0.9
1.3
1.0
0.5
0.6
0.9
0.4
0.3
0.6
0.8
0.8
2.0
0.9
1.2
1.1
0.8
0.8
2.0
0.9
1.1
1.2
0.5
0.5
1.1
0.3
0.5
0.4
1.4
1.4
1.2
1.7
1.4
6.0
1.4
2.3
1.6
1.2
1.4
1.2
1.9
1.4
5.9
1.2
3.1
1.5
0.5
0.2
0.5
0.6
0.4
1.2
0.8
1.7
0.4
1.7
2.6
1.1
2.0
1.9
5.5
1.5
2.3
1.4
1.9
2.6
1.1
1.9
1.8
4.9
1.5
2.1
1.4
1.4
0.0
0.7
0.9
1.2
1.4
1.3
0.9
0.6
1.8
1.4
1.4
3.3
1.5
5.3
1.7
2.1
1.1
1.8
1.4
1.4
3.2
1.5
5.4
1.7
2.0
1.0
0.6
0.5
0.7
0.6
0.8
1.1
0.6
1.2
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2009
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution not
required
Employee
contribution
required
94
6
94
95
94
91
6
5
6
9
91
96
91
92
94
93
95
91
9
4
9
8
6
7
5
9
89
93
94
94
95
11
7
6
6
5
Full time .................................................................
Part time ................................................................
94
96
6
4
Union .....................................................................
Nonunion ...............................................................
94
94
6
6
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
89
91
93
94
95
94
11
9
7
6
5
6
Goods-producing industries ...................................
93
7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
94
94
91
91
96
97
89
6
6
9
9
4
3
11
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2009—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution not
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
94
93
95
94
94
94
6
7
5
6
6
6
91
97
93
96
93
83
93
94
96
9
3
7
4
7
17
7
6
4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major
plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2009
Characteristics
All workers .............................................................
Employee
contribution not
required
Employee
contribution
required
0.4
0.4
0.6
0.6
0.6
1.2
0.6
0.6
0.6
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.9
1.2
1.4
0.6
0.8
0.6
0.9
1.0
0.9
1.2
1.4
0.6
0.8
0.6
0.9
1.6
0.9
0.6
0.9
0.7
1.6
0.9
0.6
0.9
0.7
Full time .................................................................
Part time ................................................................
0.4
0.7
0.4
0.7
Union .....................................................................
Nonunion ...............................................................
0.5
0.5
0.5
0.5
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3.2
1.2
0.5
0.5
0.4
0.5
3.2
1.2
0.5
0.5
0.4
0.5
Goods-producing industries ...................................
0.7
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.0
1.8
1.4
0.7
0.8
1.6
0.5
1.0
1.8
1.4
0.7
0.8
1.6
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2009—Continued
Employee
contribution not
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
0.6
0.7
0.9
0.6
0.6
0.9
0.6
0.7
0.9
0.6
0.6
0.9
1.7
0.3
0.8
0.7
0.9
4.3
0.8
1.9
0.5
1.7
0.3
0.8
0.7
0.9
4.3
0.8
1.9
0.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2009
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
earnings
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
54
2
40
3
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
60
67
57
37
3
4
3
2
33
26
36
55
2
2
3
5
1
2
1
1
32
66
46
36
62
61
62
36
1
2
1
2
2
1
2
1
61
30
47
55
33
36
32
57
5
2
5
5
2
1
2
4
1
–
1
2
1
1
1
1
21
49
43
42
45
–
1
1
1
–
72
45
49
50
48
4
4
5
5
5
–
1
1
1
2
Full time .................................................................
Part time ................................................................
54
47
2
1
39
48
3
2
1
2
Union .....................................................................
Nonunion ...............................................................
36
59
1
2
55
35
8
2
1
1
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
45
48
51
53
58
60
–
1
2
2
3
4
46
47
43
41
33
33
8
4
3
3
3
2
–
(3)
1
1
2
2
Goods-producing industries ...................................
43
2
50
4
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
56
50
39
31
55
61
76
39
2
2
2
1
5
2
3
3
37
43
53
62
33
34
18
49
3
4
5
5
4
3
2
7
1
1
1
1
3
1
–
2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2009—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
44
44
45
58
58
59
1
1
1
3
2
3
51
51
52
34
37
32
2
2
2
4
2
5
1
1
–
1
1
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
60
57
50
52
61
55
53
49
47
4
2
2
3
2
–
2
2
2
32
35
43
43
32
36
42
47
47
3
5
4
2
3
5
1
–
2
–
1
( )
1
2
–
2
–
1
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
3 Less than 0.5 percent.
Geographic areas
3
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2009
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
earnings
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.7
0.2
0.8
0.3
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.1
1.3
2.1
0.4
0.6
0.4
0.6
1.0
1.1
1.3
2.1
0.3
0.3
0.3
0.9
0.2
0.3
0.2
0.2
2.4
3.3
2.4
3.1
0.9
1.5
1.1
1.8
0.3
0.7
0.3
0.6
0.3
0.3
0.4
0.3
2.4
3.1
2.6
3.3
0.9
1.6
1.1
1.7
1.1
0.4
0.8
1.2
0.3
0.4
0.3
0.6
0.2
–
0.2
0.6
0.2
0.3
0.2
0.5
1.9
2.3
1.5
2.1
1.7
–
0.3
0.3
0.2
–
1.7
2.4
1.5
2.1
2.0
0.9
0.8
0.6
0.7
0.8
–
0.2
0.3
0.5
0.5
Full time .................................................................
Part time ................................................................
0.8
2.0
0.2
0.3
0.8
2.0
0.3
0.5
0.1
0.7
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
0.3
0.3
1.2
0.8
0.5
0.3
0.2
0.1
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
5.6
1.9
1.2
1.0
0.9
1.3
–
0.2
0.3
0.2
0.4
0.6
6.4
2.2
1.2
0.9
0.9
1.4
2.0
0.7
0.3
0.3
0.3
0.2
–
(3)
0.1
0.2
0.2
0.3
Goods-producing industries ...................................
1.4
0.4
1.4
0.5
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.5
2.2
2.3
4.1
1.9
2.0
2.8
0.2
0.5
0.6
0.3
1.9
0.8
1.0
0.6
0.8
1.4
2.2
2.3
3.9
1.7
1.9
2.7
0.3
0.6
0.9
1.2
0.9
0.8
0.5
0.8
0.1
0.2
0.2
0.2
0.6
0.3
–
0.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2009—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
1.4
1.8
1.8
0.9
1.4
1.2
0.2
0.3
0.3
0.3
0.3
0.4
1.5
1.8
2.0
0.9
1.4
1.2
0.3
0.4
0.5
0.4
0.5
0.5
0.2
0.3
–
0.2
0.2
0.2
2.1
2.0
1.2
2.6
1.9
5.1
1.9
2.8
1.8
1.1
0.6
0.4
0.6
0.3
–
0.6
0.3
0.8
2.9
2.5
1.4
2.3
1.8
5.5
1.4
3.0
1.6
1.0
0.6
0.5
0.6
0.7
1.5
0.5
–
0.7
–
0.4
(3)
0.2
0.3
–
0.4
–
0.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 19. Life insurance plans: Fixed multiple of earnings benefit formulas, civilian workers,1 National
Compensation Survey, March 2009
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Multiple of earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
earnings
Greater
than 2.0
times
earnings
Median
multiple of
earnings
1
58
14
24
4
1.4
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
(3)
53
51
54
46
14
14
14
23
27
29
26
28
5
6
4
4
1.4
1.4
1.4
1.5
1.0
1.0
1.0
1.5
–
–
1
–
1
1
1
1
47
70
60
53
63
72
60
62
25
12
18
17
11
8
12
11
27
14
18
21
22
17
24
24
2
–
3
9
4
3
4
2
1.4
1.2
1.3
1.5
1.3
1.2
1.4
1.3
1.5
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
2
1
–
1
54
65
57
52
63
11
11
16
16
17
33
21
24
30
18
–
2
2
2
2
1.4
1.3
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
58
67
14
11
24
17
4
4
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
1
1
60
58
17
13
17
25
4
4
1.3
1.4
1.0
1.0
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
–
1
1
1
1
59
68
62
56
54
48
22
14
14
15
12
13
–
16
21
24
28
31
–
2
2
4
5
6
1.3
1.3
1.3
1.4
1.4
1.5
1.0
1.0
1.0
1.0
1.0
–
Goods-producing industries ...................................
1
49
14
30
6
1.5
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1
2
1
–
–
2
–
–
59
60
45
43
46
68
73
53
14
16
21
25
15
13
10
24
23
20
29
31
28
15
12
17
3
3
4
2
–
–
–
6
1.4
1.3
1.5
1.5
1.5
1.2
1.2
1.4
1.0
1.0
1.5
1.5
–
1.0
1.0
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of earnings benefit formulas, civilian workers,1 National
Compensation Survey, March 2009—Continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Multiple of earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
earnings
Greater
than 2.0
times
earnings
Median
multiple of
earnings
1
1
1
1
–
1
58
57
60
58
60
56
13
13
14
14
14
14
24
25
23
24
22
25
4
5
3
3
3
4
1.4
1.4
1.3
1.4
1.3
1.4
1.0
1.0
1.0
1.0
1.0
1.0
3
3
–
–
(3)
–
–
–
1
66
55
56
57
60
52
58
65
58
7
19
14
15
13
17
12
13
10
20
19
25
20
25
–
28
19
26
3
4
4
–
2
–
2
2
5
1.3
1.4
1.4
1.4
1.4
1.4
1.4
1.3
1.4
1.0
1.0
1.0
1.0
1.0
–
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount. Includes multiple of earnings not
shown separately.
3 Less than 0.5 percent.
4 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, civilian
workers,1 National Compensation Survey, March 2009
Multiple of earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
earnings
Median
multiple of
earnings
0.1
0.9
0.8
0.9
0.4
0.0
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
0.1
0.3
(3)
1.3
1.6
1.7
3.8
0.9
1.5
0.9
2.3
1.3
1.6
1.5
3.6
0.7
0.7
0.9
1.6
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.1
–
–
0.3
–
0.1
0.2
0.1
0.5
4.5
2.9
2.0
4.9
1.1
2.1
1.3
2.5
3.1
1.7
2.4
3.5
0.7
1.0
1.0
1.5
4.2
2.1
2.2
4.3
0.9
1.7
1.2
2.2
0.4
–
0.6
2.4
0.4
0.7
0.4
0.7
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.3
0.0
0.0
0.3
0.0
0.0
0.0
0.0
–
0.6
0.3
–
0.4
5.2
2.6
1.8
2.7
2.3
3.0
1.7
1.4
2.0
1.9
4.8
2.1
1.5
2.5
1.5
–
0.7
0.5
0.7
0.5
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
0.2
0.9
3.2
0.8
2.1
0.9
2.4
0.4
1.3
0.0
0.0
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.1
1.9
1.0
1.5
0.8
1.6
1.0
0.9
0.4
0.0
0.0
0.0
0.0
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
–
0.2
0.3
0.1
0.2
5.8
2.3
1.4
1.2
1.2
1.5
4.5
1.9
1.1
1.0
0.8
1.0
–
2.3
1.2
1.1
1.2
1.5
–
0.4
0.3
0.6
0.6
0.7
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
Goods-producing industries ...................................
0.3
2.5
1.5
2.3
0.7
0.0
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.1
0.3
0.3
–
–
0.4
–
–
1.0
2.5
3.7
4.4
5.2
2.8
2.7
4.3
0.8
1.7
2.2
3.0
2.5
2.2
1.6
3.3
1.0
2.1
4.2
4.3
6.2
2.0
1.9
2.9
0.4
1.3
2.0
0.3
–
–
–
1.9
0.0
0.0
0.1
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.2
0.1
–
0.0
0.0
0.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, civilian
workers,1 National Compensation Survey, March 2009—Continued
Multiple of earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
earnings
Median
multiple of
earnings
0.2
0.3
0.3
0.1
–
0.2
2.2
2.6
3.5
1.2
1.9
1.9
1.1
1.4
1.8
1.0
1.7
1.1
1.9
2.2
3.1
1.1
1.1
1.8
0.5
0.7
0.6
0.5
0.5
0.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.6
0.5
–
–
(3)
–
–
–
0.3
4.7
1.6
2.5
3.9
1.9
6.8
2.3
2.5
2.3
1.4
3.1
1.3
3.1
1.9
4.2
1.7
2.0
1.1
3.7
3.0
2.0
3.1
1.5
–
1.8
2.3
2.3
0.5
0.6
0.6
–
0.6
–
0.5
0.9
0.8
0.0
0.0
0.0
0.1
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount. Includes multiple of earnings not
shown separately.
3 Less than 0.05.
4 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 20. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2009
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$5,000
$10,000
$15,000
$25,000
$50,000
5,000
10,000
5,000
7,000
10,000
10,000
10,000
10,000
20,000
20,000
20,000
25,000
47,000
40,000
50,000
50,000
50,000
50,000
50,000
50,000
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
5,000
5,000
5,000
5,000
5,000
10,000
10,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
25,000
15,000
10,000
10,000
15,000
15,000
20,000
15,000
50,000
40,000
25,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
40,000
45,000
50,000
50,000
50,000
50,000
5,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
20,000
15,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
46,000
50,000
Full time .................................................................
Part time ................................................................
7,000
5,000
10,000
5,000
16,000
10,000
25,000
20,000
50,000
50,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
20,000
15,000
40,000
25,000
50,000
50,000
Goods-producing industries ...................................
10,000
10,000
20,000
25,000
50,000
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
5,000
5,000
5,000
7,000
5,000
5,000
5,000
5,000
10,000
10,000
10,000
10,000
6,000
10,000
10,000
10,000
15,000
20,000
20,000
20,000
10,000
15,000
12,500
20,000
25,000
35,000
46,000
50,000
30,000
25,000
20,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8,000
10,000
7,500
5,000
7,500
5,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
20,000
20,000
20,000
25,000
25,000
25,000
30,000
25,000
40,000
50,000
50,000
50,000
50,000
50,000
50,000
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2009—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
$5,000
5,000
7,500
10,000
5,000
10,000
5,000
10,000
5,000
$7,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
$15,000
20,000
20,000
20,000
15,000
15,000
15,000
20,000
15,000
$32,000
40,000
25,000
27,500
25,000
25,000
20,000
25,000
30,000
$50,000
50,000
50,000
50,000
50,000
50,000
40,000
50,000
50,000
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 20. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2009
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
$0.00
$1,225.61
$0.00
$0.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
869.71
1,530.49
220.91
4,254.97
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
7,274.86
15,749.41
9,175.30
0.00
0.00
0.00
0.00
0.00
1,431.64
220.91
0.00
0.00
2,228.32
0.00
2,624.29
2,742.50
390.51
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,833.30
1,295.18
390.51
0.00
3,165.56
0.00
2,523.57
0.00
0.00
18,473.88
3,212.66
5,741.46
0.00
4,348.56
3,957.88
0.00
0.00
0.00
9,813.60
7,771.10
0.00
1,562.05
0.00
0.00
2,948.30
0.00
3,235.37
1,254.51
3,656.67
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,612.35
1,569.84
0.00
0.00
0.00
0.00
0.00
0.00
0.00
8,113.64
6,860.58
6,071.94
8,283.28
Full time .................................................................
Part time ................................................................
1,816.62
0.00
0.00
0.00
5,026.55
0.00
1,018.33
6,444.28
0.00
2,258.23
Union .....................................................................
Nonunion ...............................................................
0.00
3,336.54
0.00
0.00
0.00
0.00
624.82
0.00
0.00
0.00
Goods-producing industries ...................................
0.00
0.00
1,638.29
0.00
0.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.00
0.00
518.07
4,046.28
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5,647.19
0.00
0.00
220.91
0.00
2,285.08
448.66
6,331.12
5,496.11
0.00
3,243.84
1,306.90
1,217.50
4,581.13
6,899.15
6,187.37
11,887.59
2,705.55
2,816.03
5,522.68
0.00
0.00
0.00
0.00
0.00
2,000.40
4,242.05
0.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2,978.15
3,768.39
3,093.69
0.00
2,572.64
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
883.63
5,718.97
0.00
0.00
0.00
0.00
769.29
0.00
5,221.80
0.00
0.00
6,808.82
0.00
0.00
0.00
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2009—Continued
Flat dollar amounts3
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
$0.00
584.47
4,018.30
3,514.61
2,846.19
0.00
0.00
0.00
0.00
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
$4,704.34
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
$8,228.61 $16,422.52
3,508.53
7,200.69
1,189.62
2,012.56
1,562.05
5,181.32
0.00
796.49
0.00
382.62
0.00
5,670.91
6,673.08
0.00
2,682.91
3,877.59
$0.00
0.00
0.00
0.00
0.00
18,961.38
13,742.49
1,562.05
0.00
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
Table 21. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2009
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
46
34
16
4
51
53
50
46
32
33
31
20
13
11
14
20
4
2
5
14
41
46
35
43
49
51
48
39
–
34
33
31
32
28
33
38
28
15
28
21
17
20
16
14
–
4
4
5
2
1
3
8
27
48
44
46
42
42
36
42
42
42
17
12
11
9
13
14
4
3
3
3
Full time .................................................................
Part time ................................................................
47
37
36
19
13
41
4
3
Union .....................................................................
Nonunion ...............................................................
45
47
30
36
14
16
11
2
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
34
35
43
45
53
54
25
34
39
37
29
28
40
29
14
14
13
13
–
2
3
4
5
5
Goods-producing industries ...................................
47
40
9
4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
46
40
51
38
69
34
50
53
33
34
21
22
17
41
30
23
17
18
12
12
11
21
15
8
4
8
16
27
2
4
6
16
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 21. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2009—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
31
29
33
54
48
59
40
40
40
32
37
27
27
29
24
10
12
8
2
2
3
5
3
6
48
21
58
58
56
56
59
52
51
48
22
35
38
41
43
39
44
35
–
53
–
–
–
–
–
–
12
–
5
6
4
3
–
2
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 The percentile groupings are based on the average
wage for each occupation surveyed, which may include
workers both above and below the threshold. The
percentile values are based on the estimates published in
the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 21. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2009
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
1.2
0.9
1.1
0.3
1.6
2.4
1.6
3.8
1.4
1.9
1.7
2.3
1.3
1.5
1.3
1.7
0.5
0.6
0.6
2.1
4.2
4.3
4.0
5.5
1.4
2.6
1.5
2.1
–
4.6
2.5
6.3
1.3
2.0
1.5
2.2
2.5
3.4
4.1
5.7
1.1
1.7
1.1
1.3
–
1.5
0.7
1.7
0.4
0.6
0.4
1.3
2.7
2.7
1.7
2.2
2.2
4.2
2.3
1.7
2.2
2.3
2.9
1.5
1.0
1.0
2.0
2.5
0.9
0.5
0.7
0.8
Full time .................................................................
Part time ................................................................
1.1
5.1
0.9
2.6
0.6
6.8
0.3
0.6
Union .....................................................................
Nonunion ...............................................................
1.9
1.2
1.7
1.0
2.2
0.9
0.9
0.3
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
8.8
3.9
1.3
1.5
1.5
2.0
4.8
2.8
1.3
1.2
1.4
2.0
8.9
3.5
1.0
1.1
1.1
1.3
–
0.5
0.5
0.4
0.5
0.7
Goods-producing industries ...................................
1.9
1.8
1.1
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.4
1.9
2.6
3.8
2.5
2.3
3.3
3.8
1.0
1.9
2.3
3.0
2.3
2.5
4.1
3.2
1.4
0.8
1.4
2.9
0.9
1.5
2.8
1.4
0.3
0.9
2.1
3.5
0.4
1.0
1.2
2.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2009—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
1.3
1.5
2.2
1.3
1.6
1.6
2.0
2.1
2.9
1.1
1.6
1.4
2.0
2.0
2.9
0.6
0.9
0.8
0.3
0.4
0.6
0.4
0.5
0.6
3.8
1.8
2.0
2.8
2.2
9.9
2.5
3.7
3.5
3.7
1.1
2.0
1.8
2.2
9.6
2.3
3.4
3.4
–
2.5
–
–
–
–
–
–
1.9
–
0.3
1.0
1.8
1.1
–
0.7
–
0.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 The percentile groupings are based on the average
wage for each occupation surveyed, which may include
workers both above and below the threshold. The
percentile values are based on the estimates published in
the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 22. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2009
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
19
81
15
14
15
21
85
86
85
79
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
26
19
34
18
20
23
18
20
74
81
66
82
80
77
82
80
16
23
17
15
19
84
77
83
85
81
Full time .................................................................
Part time ................................................................
18
36
82
64
Union .....................................................................
Nonunion ...............................................................
16
20
84
80
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
53
36
20
17
14
13
47
64
80
83
86
87
Goods-producing industries ...................................
13
87
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
21
21
14
13
9
25
21
15
79
79
86
87
91
75
79
85
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2009—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
28
30
25
15
17
13
72
70
75
85
83
87
9
46
8
6
7
7
5
11
91
54
92
94
93
93
95
89
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 22. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2009
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.1
1.1
0.7
0.9
0.8
1.8
0.7
0.9
0.8
1.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.3
2.1
4.0
5.0
1.2
1.7
1.3
2.5
3.3
2.1
4.0
5.0
1.2
1.7
1.3
2.5
2.2
3.5
1.2
1.4
2.1
2.2
3.5
1.2
1.4
2.1
Full time .................................................................
Part time ................................................................
1.0
5.7
1.0
5.7
Union .....................................................................
Nonunion ...............................................................
1.8
1.0
1.8
1.0
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
6.8
3.4
1.2
0.8
0.8
0.8
6.8
3.4
1.2
0.8
0.8
0.8
Goods-producing industries ...................................
1.1
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.4
1.2
1.9
1.5
1.0
2.0
2.7
1.9
1.4
1.2
1.9
1.5
1.0
2.0
2.7
1.9
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2009—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
2.4
2.9
2.0
1.3
1.1
2.4
2.4
2.9
2.0
1.3
1.1
2.4
2.2
1.8
1.1
1.8
0.9
1.7
0.8
1.5
2.2
1.8
1.1
1.8
0.9
1.7
0.8
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 23. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2009
(All workers with short-term disabilty coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
7
2
68
21
2
1
1
1
2
1
1
1
1
67
61
70
87
29
36
25
8
3
1
3
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
2
4
–
4
4
3
16
–
–
1
1
1
1
1
6
87
76
85
85
67
68
66
60
6
14
8
10
26
25
27
16
3
8
3
–
3
2
3
2
21
13
18
20
16
7
5
6
7
4
62
59
66
62
70
8
21
10
10
10
1
3
1
1
1
Full time .................................................................
Part time ................................................................
7
3
2
1
67
79
21
15
2
3
Union .....................................................................
Nonunion ...............................................................
16
4
7
1
59
71
15
22
3
2
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3
7
9
8
4
2
–
1
2
2
3
1
89
80
72
67
62
61
6
11
15
20
29
33
–
2
2
2
3
2
Goods-producing industries ...................................
19
6
58
16
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
3
2
2
2
2
1
–
2
1
1
1
1
–
1
1
–
71
79
84
87
78
76
79
86
22
13
10
5
19
14
14
10
3
6
3
4
1
8
5
–
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2009—Continued
(All workers with short-term disabilty coverage = 100 percent)
Characteristics
Flat dollar
amounts
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
7
7
8
6
9
4
1
2
1
3
2
4
75
74
76
65
67
63
15
17
13
23
20
25
1
1
2
3
2
3
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
5
4
13
11
7
–
7
6
2
1
1
4
2
2
4
–
–
2
69
82
57
66
65
79
56
63
63
24
12
23
19
24
8
32
25
27
1
1
2
2
1
–
–
–
5
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 23. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2009
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
0.4
0.2
0.9
0.6
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
0.3
0.2
0.8
0.1
0.1
0.1
0.3
1.2
1.5
1.3
2.0
1.1
1.3
1.2
1.3
0.4
0.3
0.5
0.8
–
1.1
0.8
–
0.3
0.8
0.3
1.7
–
–
0.3
0.5
0.1
0.3
0.1
0.8
3.0
3.5
1.9
3.3
1.1
2.3
1.3
2.2
2.0
2.9
1.1
3.0
1.0
2.3
1.0
1.4
1.1
2.5
0.7
–
0.5
0.6
0.7
0.7
3.0
1.6
1.0
1.3
1.4
1.4
0.9
0.5
0.8
0.6
3.2
2.7
1.3
1.7
2.0
1.2
2.2
0.8
1.0
1.1
0.5
1.1
0.3
0.4
0.3
Full time .................................................................
Part time ................................................................
0.4
0.5
0.2
0.3
0.9
2.4
0.7
1.8
0.3
0.8
Union .....................................................................
Nonunion ...............................................................
1.3
0.3
0.6
0.1
2.0
0.9
1.1
0.7
0.6
0.4
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.0
1.1
0.7
0.5
0.4
0.4
–
0.4
0.3
0.3
0.3
0.2
2.2
2.0
1.2
0.9
1.3
1.4
1.5
1.6
0.9
0.7
1.1
1.3
–
0.4
0.7
0.4
0.4
0.4
Goods-producing industries ...................................
1.1
0.6
1.4
1.1
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.3
0.6
1.0
0.5
0.4
–
0.9
0.1
0.1
0.1
0.3
–
0.2
0.3
–
1.0
1.7
1.7
2.2
3.2
2.3
2.3
2.3
0.8
1.4
1.5
1.2
3.3
1.9
1.9
2.0
0.4
1.4
0.7
1.2
0.3
2.1
1.6
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2009—Continued
Characteristics
Flat dollar
amounts
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
0.7
0.8
1.3
0.5
0.7
0.6
0.3
0.3
0.3
0.2
0.3
0.3
1.1
1.4
1.9
1.2
1.3
1.8
0.8
1.2
1.4
0.9
1.2
1.3
0.3
0.3
0.6
0.5
0.4
0.7
1.0
0.5
1.1
1.4
0.7
–
1.5
1.5
0.4
0.5
0.1
0.5
0.9
0.6
1.4
–
–
0.4
2.8
0.7
1.7
2.2
2.2
6.8
2.9
3.0
2.6
2.5
0.4
1.4
2.2
2.1
2.7
2.3
3.5
2.1
0.4
0.4
0.5
1.0
0.5
–
–
–
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 24. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2009
(All workers with short-term disabilty coverage = 100 percent)
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
89
13
24
26
26
26
11
87
87
87
86
13
13
13
20
24
21
24
26
26
26
26
26
26
26
26
26
26
26
26
52
13
13
13
14
88
91
93
91
88
86
88
87
20
13
13
12
13
13
13
13
24
22
26
20
21
21
22
26
26
26
26
26
26
26
26
26
52
26
26
26
26
26
26
26
52
26
26
26
26
26
26
36
12
9
7
9
12
14
12
13
93
83
90
89
91
13
13
13
13
13
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
48
36
26
26
26
7
17
10
11
9
Full time .................................................................
Part time ................................................................
88
92
13
13
24
26
26
26
26
26
26
26
12
8
Union .....................................................................
Nonunion ...............................................................
84
90
16
13
26
23
26
26
26
26
52
26
16
10
Goods-producing industries ...................................
90
13
26
26
26
26
10
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
88
90
83
81
90
94
91
88
13
13
20
20
18
13
13
12
24
24
24
22
26
24
20
24
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
26
26
52
52
26
26
26
52
12
10
17
19
10
6
9
12
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
92
92
91
87
87
86
13
13
13
13
13
13
24
26
20
24
21
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
8
8
9
13
13
14
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2009—Continued
(All workers with short-term disabilty coverage = 100 percent)
Number of weeks2
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
91
93
83
86
91
92
83
83
87
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
13
26
13
12
12
12
12
12
13
24
26
20
13
20
24
20
13
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
9
7
17
14
9
8
17
17
13
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 24. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2009
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.0
1.2
0.0
0.0
0.0
0.6
1.0
1.3
1.1
3.8
0.0
0.0
0.3
6.2
1.4
1.9
0.9
1.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.6
0.0
1.0
1.3
1.1
3.8
3.3
2.3
1.0
2.0
0.7
1.4
0.8
1.4
1.0
1.2
0.0
0.0
0.0
0.6
0.0
0.0
1.7
4.3
0.5
8.6
0.3
1.1
2.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
15.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.4
0.0
0.0
0.0
17.0
3.3
2.3
1.0
2.0
0.7
1.4
0.8
1.4
1.2
2.2
0.9
1.1
1.2
0.0
0.0
0.0
0.0
0.0
0.0
0.3
0.2
0.0
1.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
25.6
8.4
0.0
0.0
0.0
1.2
2.2
0.9
1.1
1.2
Full time .................................................................
Part time ................................................................
0.6
2.0
0.0
2.7
0.6
0.7
0.0
0.0
0.0
0.0
0.0
14.3
0.6
2.0
Union .....................................................................
Nonunion ...............................................................
1.1
0.7
5.6
0.0
0.0
1.9
0.0
0.0
0.0
0.0
1.1
0.0
1.1
0.7
Goods-producing industries ...................................
0.8
0.0
0.0
0.0
0.0
0.0
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.2
2.7
3.2
1.1
1.0
1.5
1.7
0.0
0.0
4.6
0.5
4.0
0.0
0.4
8.7
1.1
0.7
1.5
2.0
0.0
1.0
3.0
2.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
15.5
0.0
0.0
0.0
0.0
0.0
21.6
0.0
0.0
16.8
0.0
0.0
6.5
0.7
1.2
2.7
3.2
1.1
1.0
1.5
1.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.1
0.8
1.1
1.2
0.0
0.0
0.5
0.0
0.3
0.0
1.4
1.4
4.5
1.2
0.8
1.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.6
0.8
0.9
1.1
0.8
1.1
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2009—Continued
Number of weeks2
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1.6
1.0
1.7
2.1
1.2
2.9
2.9
3.5
1.4
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
0.0
1.4
0.2
0.4
1.1
0.8
1.2
0.0
0.0
2.1
0.0
1.1
4.6
1.6
9.9
3.5
2.6
2.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
0.0
17.7
0.0
0.0
0.0
8.9
1.6
1.0
1.7
2.1
1.2
2.9
2.9
3.5
1.4
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
Table 25. Short-term disability plans: Fixed percent of earnings, civilian workers,1 National Compensation Survey,
March 2009
(All workers with fixed percent of earnings short-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
Greater
than 69
percent
50 percent
1
23
2
32
25
17
64.0
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
(2)
–
(2)
–
18
18
18
31
–
2
3
5
31
35
30
13
24
19
26
23
23
24
23
27
66.4
65.8
66.7
66.9
60.0
60.0
60.0
66.0
–
–
–
–
(2)
–
(2)
2
44
18
37
24
22
23
21
24
4
3
2
–
2
1
2
–
12
42
27
40
32
30
34
31
20
27
25
22
25
24
26
33
20
9
8
8
19
22
17
10
62.0
61.2
59.8
61.1
64.4
65.0
64.2
61.7
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
4
1
2
2
1
19
28
19
17
22
–
–
1
1
1
26
34
39
42
36
42
26
25
26
25
9
10
14
13
16
62.3
61.2
63.5
62.5
64.8
65.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
21
39
2
2
34
14
25
32
18
13
64.2
61.8
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
1
1
22
23
4
1
24
34
34
23
15
18
63.9
64.0
60.0
60.0
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
(2)
1
1
1
(2)
49
35
24
19
19
17
–
1
2
2
2
3
19
26
37
35
29
26
25
28
24
26
25
25
6
10
13
17
25
28
58.1
60.6
62.4
64.3
66.7
67.9
60.0
60.0
60.0
60.0
60.0
66.0
Goods-producing industries ...................................
3
13
(2)
39
27
18
65.1
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
(2)
1
–
–
–
1
–
–
25
27
31
41
20
24
21
26
2
5
8
4
16
3
3
3
31
27
16
14
19
34
42
36
25
26
17
24
6
31
25
26
17
15
28
17
39
7
8
8
63.7
62.7
66.3
61.9
71.2
60.6
60.4
60.7
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Median
fixed
percent of
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Fixed percent of earnings, civilian workers,1 National Compensation Survey,
March 2009—Continued
(All workers with fixed percent of earnings short-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
50 percent
50 percent
51 to 59
percent
60 percent
61 to 69
percent
Greater
than 69
percent
Mean fixed
percent of
earnings
Median
fixed
percent of
earnings
1
–
–
1
1
(2)
26
27
25
21
16
25
1
1
–
2
–
4
31
30
32
33
38
29
30
32
28
22
25
21
12
10
14
20
19
21
62.4
62.3
62.5
64.9
65.0
64.9
60.0
60.0
60.0
60.0
60.0
60.0
–
–
1
–
–
–
–
–
–
13
37
13
11
19
–
9
9
15
–
1
–
–
–
–
1
–
12
42
9
42
44
48
46
50
48
30
14
45
20
17
11
4
18
13
25
29
7
24
27
19
–
21
29
17
66.5
61.7
65.3
66.5
64.5
61.1
66.3
67.7
64.4
60.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 25. Standard errors for short-term disability plans: Fixed percent of earnings, civilian workers,1 National
Compensation Survey, March 2009
Fixed percent of earnings
Characteristics
Median
fixed
percent of
earnings
50 percent
0.1
1.3
0.2
1.1
0.9
1.0
0.4
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
(2)
–
(2)
–
1.6
2.5
1.4
4.2
–
0.3
0.3
0.7
1.8
2.5
2.0
1.9
1.3
1.5
1.7
1.8
1.6
2.2
1.9
4.3
0.7
0.8
0.8
2.2
0.0
0.0
2.1
8.6
–
–
–
–
(2)
–
(2)
0.9
5.3
2.6
3.6
4.8
1.2
1.9
1.3
3.0
0.9
1.0
0.9
–
0.3
0.4
0.4
–
2.1
4.1
2.3
6.6
1.3
2.0
1.6
2.1
4.2
3.0
3.3
6.6
1.0
1.9
1.2
2.6
2.7
2.3
0.9
1.8
1.3
2.3
1.3
1.3
1.3
0.6
0.6
0.9
0.4
0.7
0.5
0.7
2.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
0.4
0.4
0.7
0.3
3.9
3.8
1.6
2.0
2.0
–
–
0.2
0.2
0.3
3.6
2.6
2.4
3.1
2.7
3.6
3.1
1.8
2.4
2.2
2.5
1.6
1.6
2.0
2.4
1.2
0.7
0.5
0.6
1.0
7.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.2
–
1.2
4.4
0.3
0.5
1.1
2.9
1.0
3.6
1.0
3.4
0.4
1.4
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.1
1.8
1.3
0.4
0.3
1.8
1.2
1.6
1.0
1.6
1.1
0.7
0.4
3.3
0.0
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
(2)
0.2
0.3
0.2
(2)
6.0
3.7
1.6
1.2
1.1
1.1
–
0.2
0.5
0.5
0.2
0.4
2.8
2.1
1.4
1.3
1.9
2.6
6.1
3.2
1.2
1.1
1.3
1.8
2.0
1.4
0.9
1.2
1.7
1.9
1.2
0.8
0.4
0.5
0.6
0.7
11.8
0.0
0.0
0.0
2.8
1.7
Goods-producing industries ...................................
0.6
1.0
(2)
2.5
1.7
2.0
0.7
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
(2)
0.3
–
–
–
0.5
–
–
1.5
2.4
2.8
3.6
2.8
3.5
2.1
3.6
0.3
0.5
0.7
0.8
1.3
0.8
0.9
0.7
1.2
1.9
1.8
2.1
2.1
2.5
3.3
4.4
1.2
2.6
1.6
2.5
0.7
3.9
2.7
2.9
1.0
1.4
2.5
2.6
4.2
1.4
2.0
1.7
0.4
0.4
1.2
0.9
1.9
0.6
0.4
0.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Greater
than 69
percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Fixed percent of earnings, civilian workers,1 National
Compensation Survey, March 2009—Continued
Fixed percent of earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
50 percent
50 percent
51 to 59
percent
60 percent
61 to 69
percent
Greater
than 69
percent
Mean fixed
percent of
earnings
Median
fixed
percent of
earnings
0.2
–
–
0.2
0.4
(2)
2.1
2.0
4.4
1.7
1.4
2.9
0.4
0.6
–
0.3
–
0.4
1.9
2.0
2.7
1.3
1.9
1.6
1.6
2.3
2.6
1.1
1.6
2.0
1.2
1.5
2.3
1.2
1.5
1.8
0.5
0.6
1.0
0.6
0.5
0.9
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.4
–
–
–
–
–
–
2.9
1.7
1.4
2.1
2.3
–
2.1
2.5
1.9
–
0.2
–
–
–
–
0.2
–
2.0
6.2
1.0
2.2
6.0
2.7
7.2
4.0
6.3
3.5
2.8
1.8
1.9
3.1
1.4
1.7
2.9
2.2
3.8
4.7
1.0
2.8
4.5
3.1
–
2.6
5.4
2.0
1.6
0.5
0.5
1.1
1.3
3.0
1.0
1.5
0.8
0.0
1.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 26. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2009
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
10
90
10
9
11
17
90
91
89
83
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
19
8
11
14
10
12
9
12
81
92
89
86
90
88
91
88
8
14
10
11
9
92
86
90
89
91
Full time .................................................................
Part time ................................................................
11
9
89
91
Union .....................................................................
Nonunion ...............................................................
13
10
87
90
Wage percentiles:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
9
11
10
10
12
91
89
90
90
88
Goods-producing industries ...................................
10
90
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
10
13
17
20
14
9
10
17
90
87
83
80
86
91
90
83
Establishment characteristics
See footnotes at end of table.
Table 26. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2009—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
9
10
6
11
9
12
91
90
94
89
91
88
8
8
14
7
8
8
10
22
10
92
92
86
93
92
92
90
78
90
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 26. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2009
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.6
0.6
0.7
0.8
0.9
2.0
0.7
0.8
0.9
2.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.7
1.3
2.0
2.7
0.7
1.4
0.8
1.6
2.7
1.3
2.0
2.7
0.7
1.4
0.8
1.6
3.0
1.8
1.2
1.6
1.4
3.0
1.8
1.2
1.6
1.4
Full time .................................................................
Part time ................................................................
0.6
1.6
0.6
1.6
Union .....................................................................
Nonunion ...............................................................
1.4
0.6
1.4
0.6
Wage percentiles:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.9
1.1
0.8
0.7
1.0
1.9
1.1
0.8
0.7
1.0
Goods-producing industries ...................................
1.2
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.3
2.0
3.0
2.3
1.8
1.5
2.8
0.7
1.3
2.0
3.0
2.3
1.8
1.5
2.8
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2009—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
0.8
1.0
1.5
0.7
0.9
1.0
0.8
1.0
1.5
0.7
0.9
1.0
0.6
1.2
1.3
1.0
1.1
2.2
1.2
5.5
1.8
0.6
1.2
1.3
1.0
1.1
2.2
1.2
5.5
1.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 27. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2009
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
93
5
1
1
94
92
94
94
5
7
5
3
(2)
1
(2)
1
1
1
1
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
96
96
95
92
94
94
94
91
–
4
4
8
6
6
6
5
–
–
(2)
–
(2)
–
(2)
2
2
–
–
–
(2)
–
(2)
2
89
92
87
85
91
7
4
4
5
4
2
2
5
7
2
2
1
3
3
4
Full time .................................................................
Part time ................................................................
93
92
5
7
1
1
1
–
Union .....................................................................
Nonunion ...............................................................
85
94
6
5
5
(2)
4
(2)
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
97
96
94
93
92
92
–
3
5
6
5
6
–
1
1
1
1
1
–
–
(2)
1
1
1
Goods-producing industries ...................................
89
5
5
2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
94
95
93
96
88
96
96
93
5
4
5
1
–
4
4
7
(2)
(2)
1
–
(2)
–
–
–
1
1
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 27. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2009—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
95
95
96
92
93
91
4
4
3
6
5
6
1
1
1
1
1
2
(2)
–
–
1
1
1
95
97
88
89
96
93
92
95
93
4
2
8
–
3
5
6
4
5
–
1
3
1
2
( )
–
–
–
1
1
–
1
–
2
( )
–
1
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 27. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March 2009
Characteristics
All workers .............................................................
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
0.6
0.6
0.1
0.1
0.8
0.8
0.9
1.5
0.8
0.8
0.9
1.3
(2)
0.3
(2)
0.5
0.2
0.1
0.2
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.5
1.1
1.9
0.6
1.0
0.7
1.4
–
1.5
1.1
1.9
0.6
0.9
0.7
1.3
–
–
(2)
–
(2)
–
(2)
0.4
1.0
–
–
–
(2)
–
(2)
0.4
2.9
1.3
1.2
1.8
1.3
2.9
1.1
0.8
1.3
0.8
0.7
0.7
0.7
1.1
0.5
0.6
0.4
0.7
0.8
1.3
Full time .................................................................
Part time ................................................................
0.6
1.8
0.6
1.6
0.1
0.5
0.1
–
Union .....................................................................
Nonunion ...............................................................
1.6
0.5
1.5
0.5
0.7
(2)
0.7
(2)
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.0
0.9
0.7
1.0
0.7
0.9
–
0.7
0.6
0.9
0.6
0.9
–
0.3
0.1
0.2
0.2
0.2
–
–
(2)
0.2
0.3
0.3
Goods-producing industries ...................................
1.0
0.8
0.6
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.6
2.2
1.1
5.4
1.4
2.1
2.1
0.6
1.6
2.2
0.5
–
1.4
2.1
2.1
(2)
(2)
0.3
–
(2)
–
–
–
0.1
0.3
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March
2009—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
0.5
0.8
1.1
0.8
0.9
1.3
0.5
0.7
0.9
0.8
0.9
1.2
0.2
0.2
0.3
0.2
0.2
0.3
(2)
–
–
0.2
0.2
0.3
1.5
0.3
1.3
4.7
0.7
3.0
1.4
1.1
1.1
1.2
0.2
1.2
–
0.6
2.5
1.7
1.1
1.2
–
0.3
0.5
0.6
(2)
–
–
–
0.3
0.3
–
0.3
–
(2)
–
0.4
–
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 28. Long-term disability plans: Fixed percent of earnings, civilian workers,1 National Compensation
Survey, March 2009
(All workers with a fixed percent of earnings long-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
21
59
12
7
2
59.1
60.0
21
19
21
16
56
61
54
43
14
12
14
22
7
7
7
12
2
1
3
8
59.2
59.3
59.2
61.4
60.0
60.0
60.0
60.0
17
36
38
25
17
19
17
23
37
54
46
48
62
63
62
63
25
6
8
16
13
11
13
6
12
3
6
–
6
6
7
6
9
–
2
–
1
1
2
1
61.5
56.3
57.3
59.5
59.5
59.1
59.7
58.4
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
21
24
17
16
18
66
62
68
67
70
6
6
7
10
4
6
7
5
–
5
–
1
2
–
2
58.3
58.4
59.2
59.2
59.1
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
21
25
59
53
12
12
7
6
2
4
59.0
59.3
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
27
20
46
61
10
12
10
6
6
1
59.5
59.0
60.0
60.0
Wage percentiles:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
21
19
22
22
58
60
60
57
55
8
11
12
12
13
6
7
7
7
7
2
1
2
2
3
58.6
58.9
59.3
59.0
59.1
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
18
67
9
5
1
58.9
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
22
24
15
18
10
31
38
21
57
53
45
34
63
60
57
46
12
12
22
27
15
4
3
21
7
8
12
14
7
4
2
–
2
3
6
8
4
–
–
–
59.1
58.8
61.3
61.7
60.6
56.8
55.7
59.9
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Fixed percent of earnings, civilian workers,1 National Compensation
Survey, March 2009—Continued
(All workers with a fixed percent of earnings long-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Mean fixed
percent of
earnings
Greater
than 67
percent
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
15
15
15
24
16
29
65
64
66
56
63
51
11
12
9
12
11
12
7
7
7
6
8
5
2
1
2
2
2
2
59.8
59.8
59.9
58.7
59.6
58.1
60.0
60.0
60.0
60.0
60.0
60.0
18
18
26
14
18
–
19
17
24
60
66
58
63
59
51
64
57
48
8
9
7
10
18
4
8
16
18
13
6
6
9
4
–
7
–
7
2
2
4
4
1
–
2
–
2
59.5
59.4
58.7
60.0
59.1
56.1
58.7
59.7
59.6
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 28. Standard errors for long-term disability plans: Fixed percent of earnings, civilian workers,1
National Compensation Survey, March 2009
Fixed percent of earnings
Characteristics
Mean fixed
percent of
earnings
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
1.6
1.5
0.6
0.5
0.3
0.2
0.0
1.1
1.4
1.3
1.9
1.4
1.8
1.7
2.6
0.8
0.9
1.0
2.3
0.7
0.6
1.0
1.7
0.4
0.4
0.5
1.9
0.2
0.2
0.2
0.6
0.0
0.0
0.0
0.0
2.5
3.8
8.5
4.5
1.1
3.2
1.0
3.3
3.2
4.0
6.5
5.0
1.2
2.9
1.4
3.2
3.1
1.8
1.6
3.1
0.9
1.7
0.9
1.2
2.0
1.4
1.1
–
0.6
1.3
0.6
1.4
2.0
–
1.0
–
0.3
0.3
0.3
0.2
0.7
0.5
1.1
0.6
0.2
0.4
0.2
0.4
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.8
4.2
1.6
2.0
2.3
5.4
3.7
2.1
3.1
2.3
1.9
1.3
1.2
1.9
0.9
2.9
1.3
0.7
–
1.0
–
0.4
0.8
–
0.9
0.6
0.5
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
1.7
3.6
1.5
5.2
0.6
2.1
0.5
1.2
0.2
1.0
0.2
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
2.8
1.6
2.4
1.5
1.2
0.7
1.6
0.5
1.1
0.2
0.5
0.2
0.0
0.0
Wage percentiles:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
2.3
1.2
1.4
1.6
7.3
2.2
1.4
1.3
1.7
1.6
0.9
0.8
0.8
1.1
1.5
0.9
0.6
0.7
0.8
1.0
0.2
0.3
0.4
0.5
1.1
0.3
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
1.6
1.9
1.1
0.7
0.5
0.2
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.9
1.7
1.8
2.5
1.7
2.9
2.9
3.0
1.7
2.0
2.1
2.6
2.5
3.1
2.9
3.5
0.7
1.2
2.0
2.9
1.3
1.1
0.8
3.1
0.6
1.1
1.5
1.9
2.0
1.6
0.6
–
0.3
0.6
1.3
1.7
1.5
–
–
–
0.2
0.3
0.4
0.6
0.3
0.4
0.4
0.5
0.0
0.0
0.0
2.1
0.0
0.0
0.0
0.0
All workers .............................................................
61 to 66
percent
Greater
than 67
percent
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Fixed percent of earnings, civilian workers,1
National Compensation Survey, March 2009—Continued
Fixed percent of earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
earnings
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
2.0
2.9
1.9
2.1
1.2
3.2
2.2
2.9
2.5
1.8
1.7
2.6
1.0
1.4
1.3
0.7
1.0
1.1
0.8
1.3
1.4
0.6
1.1
0.7
0.4
0.3
0.9
0.3
0.5
0.4
0.3
0.4
0.4
0.3
0.2
0.4
0.0
0.0
0.0
0.0
0.0
0.0
2.2
1.4
2.4
2.3
2.8
–
2.8
3.0
2.8
2.9
1.9
2.2
3.4
3.4
13.7
3.7
4.9
2.3
1.6
1.0
1.1
2.3
1.9
1.3
1.3
2.6
1.5
1.5
0.6
0.6
2.0
0.5
–
2.4
–
1.1
0.6
0.6
0.8
1.5
0.1
–
0.8
–
0.8
0.3
0.2
0.4
0.4
0.3
1.7
0.5
0.6
0.4
0.0
0.0
0.0
0.0
0.0
1.6
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 29. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2009
(All workers participating in fixed percent of earnings long-term disabilty plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
78
$3,000
$5,000
$7,000
$10,000
$15,000
22
78
79
77
70
3,500
4,000
3,000
2,500
5,000
5,000
5,000
3,900
7,500
10,000
7,000
5,000
10,000
12,000
10,000
7,500
15,000
17,300
15,000
10,000
22
21
23
30
65
83
77
68
81
85
79
77
1,500
3,500
3,000
2,000
3,000
2,800
3,000
2,917
3,500
5,000
5,000
3,900
5,000
5,000
5,000
4,000
5,000
7,000
6,500
5,000
7,500
7,000
7,500
5,000
6,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
8,333
15,000
13,000
15,000
15,000
16,667
15,000
12,000
35
17
23
32
19
15
21
23
75
79
73
78
67
2,000
3,000
2,500
2,917
2,500
3,900
4,000
5,000
5,000
5,000
5,000
5,000
6,000
7,000
5,000
8,333
10,000
10,000
10,000
8,333
12,000
12,000
12,500
15,000
10,000
25
21
27
22
33
Full time .................................................................
Part time ................................................................
78
66
3,000
3,000
5,000
5,000
7,500
6,000
10,000
10,000
15,000
15,000
22
34
Union .....................................................................
Nonunion ...............................................................
64
80
2,000
3,000
4,000
5,000
5,000
7,500
7,500
10,000
10,000
15,000
36
20
Goods-producing industries ...................................
80
2,500
5,000
7,500
10,000
15,000
20
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
77
76
71
66
82
81
84
60
3,000
3,000
2,500
1,500
3,900
3,000
3,000
2,000
5,000
5,000
3,900
3,750
5,000
5,000
5,000
3,000
7,000
5,500
5,000
5,000
6,000
6,000
7,500
5,000
10,000
10,000
7,500
6,000
10,000
10,000
10,000
6,000
15,000
10,500
10,000
8,333
12,000
15,000
15,000
9,000
23
24
29
34
18
19
16
40
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
81
81
81
77
81
74
3,000
3,000
3,000
3,000
3,000
3,000
5,000
5,000
5,000
5,000
5,000
5,000
6,000
6,000
6,000
7,500
7,000
10,000
10,000
10,000
10,000
10,000
10,000
10,500
15,000
15,000
10,000
15,000
15,000
15,000
19
19
19
23
19
26
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2009—Continued
(All workers participating in fixed percent of earnings long-term disabilty plans = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
82
79
69
78
83
78
71
77
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
$3,000
3,000
3,000
3,333
3,000
3,000
4,000
4,000
$5,000
5,000
5,000
5,000
4,000
5,000
5,000
5,000
$7,000
7,000
6,000
6,000
6,000
7,500
7,500
10,000
$10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
$15,000
15,000
15,000
15,000
15,000
15,000
15,000
17,300
18
21
31
22
17
22
29
23
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 29. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2009
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.9
$0.00
$0.00
$547.46
$0.00
$0.00
0.9
1.1
1.4
1.3
2.5
663.50
435.62
232.83
640.26
0.00
846.50
0.00
0.00
78.10
0.00
485.88
0.00
0.00
326.73
0.00
707.25
0.00
1,616.33
0.00
0.00
1.1
1.4
1.3
2.5
3.3
2.6
3.6
4.6
1.1
1.6
1.3
2.6
725.46
906.63
332.12
806.88
0.00
424.41
0.00
443.30
701.78
0.00
0.00
971.79
0.00
0.00
0.00
0.00
234.31
1,128.65
1,701.18
1,316.21
111.25
704.18
265.24
91.07
554.93
206.64
0.00
1,923.75
0.00
0.00
0.00
927.06
820.73
0.00
3,980.16
4,400.85
0.00
4,310.48
0.00
2,118.87
3.3
2.6
3.6
4.6
1.1
1.6
1.3
2.6
3.6
3.6
1.9
2.5
2.4
357.11
97.35
92.12
587.35
196.33
1,342.63
0.00
0.00
0.00
156.20
826.56
0.00
480.06
720.07
1,121.42
1,385.34
0.00
0.00
0.00
1,687.19
3,579.96
2,826.84
1,043.93
954.10
0.00
3.6
3.6
1.9
2.5
2.4
Full time .................................................................
Part time ................................................................
0.9
2.6
0.00
0.00
0.00
1,752.43
731.57
1,081.68
0.00
0.00
0.00
518.07
0.9
2.6
Union .....................................................................
Nonunion ...............................................................
2.1
0.9
249.37
152.68
95.66
0.00
0.00
111.64
781.02
0.00
0.00
0.00
2.1
0.9
Goods-producing industries ...................................
2.5
532.91
0.00
467.57
593.03
0.00
2.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.0
1.6
2.4
3.3
2.2
2.3
2.3
3.4
0.00
206.64
779.33
525.38
778.93
340.44
292.23
1,211.70
0.00
110.45
0.00
727.40
0.00
0.00
0.00
388.65
558.49
856.00
0.00
275.47
246.98
156.20
650.40
0.00
0.00
835.55
156.20
39.05
0.00
0.00
0.00
0.00
0.00
1,834.79
0.00
665.47
1,498.75
2,437.50
0.00
796.49
1.0
1.6
2.4
3.3
2.2
2.3
2.3
3.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.2
1.8
2.1
1.2
1.4
1.8
0.00
0.00
0.00
31.24
287.56
140.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
408.03
949.98
2,505.45
0.00
0.00
0.00
0.00
0.00
1,103.91
924.50
0.00
586.17
0.00
0.00
881.83
1.2
1.8
2.1
1.2
1.4
1.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2009—Continued
Characteristics
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
3.1
2.1
2.2
3.6
2.0
2.2
4.3
1.5
$821.48
0.00
497.18
670.26
584.10
0.00
1,365.09
537.47
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
$0.00
0.00
0.00
0.00
1,127.17
0.00
78.10
0.00
$555.38
568.59
222.13
0.00
664.01
1,105.92
1,454.40
390.51
$0.00
135.28
0.00
0.00
0.00
0.00
0.00
1,059.43
$0.00
0.00
0.00
552.27
0.00
0.00
2,209.07
861.54
3.1
2.1
2.2
3.6
2.0
2.2
4.3
1.5
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 30. Leave benefits: Access, civilian workers,1 National
Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
76
66
75
73
79
95
73
35
86
90
85
84
74
94
67
17
88
90
87
89
32
82
57
74
82
71
88
79
91
78
49
66
69
56
76
53
13
80
63
78
81
72
86
78
93
84
57
79
75
67
79
60
67
92
84
91
77
39
69
53
53
54
66
91
82
90
75
47
74
70
73
68
Full time .................................................................
Part time ................................................................
87
38
77
28
86
36
81
46
Union .....................................................................
Nonunion ...............................................................
79
75
82
63
73
76
90
70
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
37
54
84
89
80
77
22
37
68
77
86
88
43
56
83
88
77
74
38
50
76
81
88
91
Goods-producing industries ...................................
87
53
86
70
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
74
72
54
44
79
85
89
87
68
82
87
90
86
78
88
89
73
66
40
27
69
85
91
88
73
86
90
92
91
82
92
90
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 30. Leave benefits: Access, civilian workers,1 National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
69
68
74
81
81
82
53
52
56
77
70
84
70
69
75
79
80
78
59
56
67
85
80
91
75
78
76
74
78
77
75
71
74
73
71
60
66
64
63
65
62
70
73
76
74
73
78
77
75
72
75
82
81
73
70
74
72
70
67
67
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 30. Standard errors for leave benefits: Access, civilian workers,1
National Compensation Survey, March 2009
Characteristics
All workers .............................................................
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
0.5
0.5
0.4
0.5
0.6
0.6
0.8
1.7
0.7
0.8
0.8
1.4
0.7
0.7
0.8
1.3
0.7
0.9
0.8
1.1
1.8
1.8
1.7
2.8
0.6
1.0
0.8
1.1
1.2
2.4
1.3
3.0
0.7
1.1
1.0
1.4
1.5
2.5
1.6
2.6
0.6
1.0
0.7
1.1
1.0
2.8
1.5
2.4
0.7
1.0
0.9
1.4
2.0
1.0
0.9
1.0
1.4
1.9
1.8
1.2
1.7
1.6
1.9
1.0
0.9
1.1
1.5
1.9
1.5
1.1
1.5
1.7
Full time .................................................................
Part time ................................................................
0.4
1.2
0.5
1.0
0.3
1.1
0.5
1.1
Union .....................................................................
Nonunion ...............................................................
0.8
0.6
0.9
0.6
0.8
0.5
0.8
0.5
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.5
1.2
0.8
0.5
0.7
0.9
2.1
1.1
0.9
0.8
0.8
1.0
2.2
1.2
0.6
0.6
0.7
1.0
1.8
1.1
0.8
0.6
0.7
1.0
Goods-producing industries ...................................
0.7
1.3
0.8
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
0.9
1.2
1.3
1.2
1.0
0.8
1.2
0.6
0.9
0.7
0.8
1.2
1.4
1.0
1.2
0.5
0.9
1.2
1.1
1.7
1.1
0.7
1.2
0.6
0.8
0.8
0.8
1.1
1.3
1.3
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for leave benefits: Access, civilian workers,1
National Compensation Survey, March 2009—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
0.7
0.9
1.5
0.7
0.9
0.8
0.8
1.0
2.0
0.7
1.0
0.9
0.7
0.9
1.3
0.6
0.9
0.8
0.8
0.9
1.8
0.6
1.0
0.8
0.9
0.8
0.9
1.6
1.2
4.6
1.3
2.4
1.1
1.5
1.6
1.3
1.4
1.4
3.1
1.8
1.9
1.4
1.1
0.7
0.9
1.4
1.1
3.8
1.4
1.9
1.2
1.7
1.2
1.0
1.7
1.6
3.0
1.1
1.6
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
Table 31. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2009
(All workers with paid holidays = 100 percent)
Paid holidays
Median
number of
days
3
8
8
2
2
2
4
4
5
4
11
9
10
9
10
9
10
9
10
5
2
4
13
2
(2)
3
3
–
1
2
3
1
(2)
1
1
12
1
4
4
2
–
2
2
10
8
8
10
8
7
9
8
10
7
7
11
8
6
8
7
4
5
4
6
3
2
3
2
3
1
1
1
1
1
1
2
2
3
4
2
8
8
8
9
8
7
8
8
9
7
9
3
7
2
3
1
1
1
3
2
9
7
8
6
14
14
14
8
12
5
9
2
3
1
7
2
10
8
10
8
5
6
10
10
10
11
2
7
13
17
19
21
3
4
7
11
11
13
1
2
4
7
10
11
–
(2)
2
4
5
5
–
(2)
1
2
2
2
–
1
2
3
5
5
6
7
8
9
10
10
6
6
8
9
10
10
12
12
17
12
7
3
1
3
9
9
12
12
5
3
8
15
15
1
8
7
7
7
7
8
7
9
14
10
13
13
10
9
5
16
8
8
14
12
17
5
4
22
6
7
11
10
14
4
6
24
3
4
10
10
12
1
2
18
1
3
7
6
10
1
1
4
3
7
16
15
18
3
1
4
8
9
11
11
12
8
8
11
8
8
11
11
12
7
7
12
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
9
22
12
12
9
14
9
6
3
1
3
1
4
11
14
11
15
13
11
8
12
6
12
12
13
5
10
11
10
7
19
24
16
12
11
13
10
16
9
9
9
9
4
5
4
5
13
5
19
4
9
17
5
11
19
34
21
12
29
44
21
25
6
19
11
6
11
11
11
16
4
15
11
5
11
8
13
12
–
8
7
8
9
6
10
8
15
7
8
15
15
7
19
11
12
4
8
17
6
3
8
8
6
5
6
13
5
2
6
4
16
7
9
7
11
27
24
21
14
29
13
18
12
12
11
12
12
13
13
14
9
8
11
12
10
9
12
14
16
11
6
9
9
11
6
Full time .................................................................
Part time ................................................................
7
27
20
32
12
9
12
9
10
5
15
8
Union .....................................................................
Nonunion ...............................................................
3
10
11
24
7
12
9
13
9
9
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
38
24
9
5
3
2
30
34
26
17
12
9
11
12
13
11
10
9
9
10
13
12
12
12
Goods-producing industries ...................................
7
16
10
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
10
6
6
9
2
6
5
(2)
23
23
6
11
1
31
36
–
12
12
3
4
2
16
18
–
All workers .............................................................
Less
than 6
days
Mean
number of
days
6
days
Characteristics
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March
2009—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 6
days
Mean
number of
days
Median
number of
days
1
1
1
4
2
6
8
8
8
9
8
10
7
7
7
9
8
10
3
5
4
1
1
5
4
1
2
9
9
8
8
8
8
8
8
9
10
9
8
8
8
7
8
8
9
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
13
14
12
6
7
5
25
25
24
19
24
15
15
15
16
9
11
7
12
13
12
12
13
10
9
9
11
9
10
8
14
14
12
15
13
16
5
5
7
11
10
12
3
3
4
8
6
11
1
1
1
5
3
6
1
1
1
2
1
3
5
7
7
7
11
20
13
8
8
14
16
24
28
24
23
22
24
17
7
11
14
15
11
9
11
11
11
9
11
11
12
10
16
11
18
14
9
10
10
7
9
5
11
8
9
23
13
14
12
15
9
14
13
16
15
10
6
11
9
5
8
10
8
11
10
5
4
7
5
3
4
6
4
4
2
2
2
1
2
3
6
1
2
2
1
1
1
1
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 31. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey,
March 2009
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.5
0.5
0.5
0.4
0.4
0.5
0.4
0.3
0.2
0.1
0.2
0.1
0.0
0.4
0.3
0.5
1.4
0.7
0.8
0.8
2.5
0.7
0.7
0.9
1.7
0.8
0.9
1.0
1.4
0.7
0.8
0.8
1.3
0.9
1.3
1.1
1.8
0.7
1.1
0.8
2.4
0.6
0.7
0.7
1.2
0.3
0.4
0.4
1.4
0.2
0.3
0.3
1.5
0.5
1.1
0.4
1.9
0.1
0.3
0.1
0.3
0.8
0.0
0.0
0.2
2.0
1.1
2.1
1.1
0.6
1.2
0.6
1.0
3.9
3.1
1.1
2.4
0.9
1.5
0.9
1.4
2.2
2.4
1.0
2.2
0.7
1.0
0.9
1.1
1.7
2.1
1.0
1.7
0.7
0.8
0.8
1.1
–
1.3
0.9
1.8
0.5
0.6
0.7
0.8
2.7
1.3
0.8
2.0
0.5
0.8
0.7
0.8
2.5
0.9
0.8
1.8
0.4
0.4
0.5
0.6
1.4
1.0
0.6
2.0
0.3
0.5
0.4
0.4
2.1
0.4
0.4
1.4
0.2
(2)
0.3
0.4
–
0.3
0.2
0.8
0.1
(2)
0.1
0.1
2.4
0.4
0.6
0.9
0.2
–
0.3
0.2
0.4
0.1
0.2
0.2
0.1
0.1
0.1
0.1
0.4
0.0
0.4
1.4
0.7
0.0
0.1
0.0
1.9
1.1
0.8
1.1
1.3
2.0
1.6
1.2
1.7
1.7
1.6
1.5
0.8
1.1
1.1
1.5
1.4
0.9
1.1
1.1
1.4
0.7
0.9
1.1
1.0
1.1
1.1
0.7
1.0
1.0
0.9
0.8
0.6
0.9
0.8
0.6
0.5
0.5
0.9
0.5
0.3
0.6
0.4
0.6
0.2
0.2
0.2
0.2
0.3
0.2
0.3
0.3
0.3
0.5
0.3
0.1
0.1
0.1
0.1
0.1
0.0
1.1
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.5
1.7
0.5
1.6
0.5
0.9
0.4
0.8
0.4
0.7
0.5
0.9
0.4
0.6
0.3
0.3
0.2
0.2
0.1
0.1
0.2
0.5
0.1
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.6
0.9
0.6
0.7
0.6
0.7
0.5
1.0
0.4
0.9
0.5
1.2
0.4
0.8
0.3
0.6
0.2
0.3
0.1
0.5
0.2
0.1
0.1
0.0
0.0
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3.5
1.5
0.6
0.4
0.2
0.3
2.0
1.2
0.8
0.6
0.7
1.1
1.7
1.0
0.6
0.7
0.5
0.9
1.4
0.8
0.7
0.6
0.7
0.9
1.6
0.7
0.6
0.6
0.5
0.9
0.6
0.8
0.5
0.6
0.9
1.3
1.0
0.6
0.5
0.7
0.7
1.1
0.5
0.3
0.3
0.5
0.6
0.7
–
(2)
0.2
0.3
0.3
0.3
–
(2)
0.1
0.2
0.2
0.3
–
0.4
0.3
0.3
0.5
0.7
0.2
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
0.7
1.1
0.8
0.9
0.9
0.9
0.8
0.7
0.5
0.2
0.4
0.1
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
0.6
0.8
1.2
0.6
0.8
0.9
(2)
0.6
1.4
0.9
1.7
0.2
1.9
2.2
–
0.5
1.1
0.9
1.1
1.0
1.6
1.6
–
0.5
1.2
1.2
0.6
2.6
1.7
1.7
0.3
0.4
0.9
0.8
0.9
1.6
1.3
0.9
2.4
0.5
0.9
1.5
1.6
2.8
1.2
0.9
1.8
0.5
1.0
1.9
1.5
4.1
1.0
1.3
1.7
0.3
0.5
0.9
1.1
1.8
0.5
0.9
2.1
0.2
0.3
0.8
1.1
1.2
0.3
0.5
1.3
0.1
0.3
0.8
1.2
1.3
0.1
0.2
0.5
0.3
0.8
1.4
1.4
2.7
0.9
0.3
0.6
0.1
0.2
0.1
0.2
0.2
0.3
0.1
0.1
0.0
0.0
0.0
0.2
0.7
0.0
0.0
0.7
All workers .............................................................
Less
than 6
days
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey,
March 2009—Continued
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 6
days
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.6
0.8
0.9
0.8
0.7
1.5
0.8
1.0
1.3
0.6
1.0
0.9
0.9
1.0
1.4
0.5
0.8
0.7
0.7
0.9
1.4
0.5
0.8
0.8
0.6
0.8
1.2
0.6
0.8
0.8
0.7
0.9
0.9
0.6
0.8
1.0
0.4
0.5
0.9
0.6
0.7
1.0
0.4
0.4
1.0
0.4
0.6
0.7
0.1
0.2
0.2
0.3
0.3
0.4
0.1
0.1
0.2
0.2
0.1
0.3
0.2
0.3
0.3
0.4
0.7
0.5
0.0
0.1
0.1
0.1
0.2
0.2
0.0
0.0
0.1
0.0
0.0
0.0
0.7
1.3
0.9
1.1
1.2
4.9
1.2
1.2
0.7
1.2
1.0
1.7
2.6
1.4
2.0
1.4
2.7
1.0
0.8
1.0
1.5
2.1
1.2
2.3
1.2
1.9
1.3
1.3
1.2
1.0
1.1
1.1
2.0
1.2
2.9
1.1
1.2
1.0
1.1
1.1
0.9
1.3
1.5
0.7
0.8
1.4
1.2
1.3
1.0
0.8
1.7
1.7
1.5
1.2
1.4
0.5
0.6
2.8
0.7
1.4
1.4
1.8
0.7
1.8
0.7
0.5
1.1
0.9
1.3
0.5
1.1
0.5
0.6
0.5
0.4
0.5
0.3
0.5
0.4
0.8
0.4
0.1
0.3
0.2
0.5
0.3
0.2
0.2
–
0.3
0.5
1.0
0.5
0.3
0.2
1.8
0.6
0.5
0.5
0.1
0.3
0.1
0.1
0.1
0.5
0.1
0.1
0.1
0.0
0.0
0.0
0.8
0.0
0.7
0.0
0.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 32. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2009
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed numer
of days per
year2
As needed3
Other basis4
71
8
21
70
69
70
82
10
11
10
4
20
21
20
14
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
83
64
71
77
73
78
70
68
3
5
4
6
8
9
8
11
14
31
25
17
19
13
22
20
71
67
75
72
77
12
11
6
6
7
17
23
19
22
16
Full time .................................................................
Part time ................................................................
71
71
8
7
20
22
Union .....................................................................
Nonunion ...............................................................
79
69
6
9
15
22
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
64
72
72
72
69
71
9
6
6
8
11
12
27
21
22
20
20
17
Goods-producing industries ...................................
67
12
21
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
72
72
83
83
82
63
59
80
8
4
4
2
6
4
3
5
20
24
14
15
12
33
38
15
Establishment characteristics
See footnotes at end of table.
Table 32. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2009—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed numer
of days per
year2
As needed3
Other basis4
71
69
75
72
72
71
12
14
6
6
7
6
18
17
18
22
21
23
66
77
68
73
69
60
74
73
74
11
9
9
9
7
–
7
8
8
23
13
23
18
24
–
19
20
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 Includes sick leave plans, such as those
available as part of consolidated leave plans, which
may also provide vacations, personal leave, etc.
5 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 32. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2009
Sick leave provision
Characteristics
All workers .............................................................
Fixed numer
of days per
year2
As needed3
Other basis4
0.9
0.4
0.9
0.9
1.5
1.1
1.5
0.7
0.7
0.9
0.5
0.9
1.5
1.0
1.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.9
2.5
3.1
2.6
0.9
1.5
1.0
1.9
0.6
1.9
0.5
0.7
0.6
0.8
0.7
1.1
1.8
2.3
3.2
2.6
0.7
1.3
0.9
1.7
2.5
2.5
1.4
1.8
1.5
2.0
1.3
0.6
0.8
0.9
1.9
2.3
1.3
1.8
1.4
Full time .................................................................
Part time ................................................................
0.9
1.7
0.4
0.8
1.0
1.6
Union .....................................................................
Nonunion ...............................................................
1.2
1.0
0.9
0.5
1.0
1.0
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
7.5
2.9
1.4
0.9
0.9
1.1
1.6
0.7
0.6
0.5
0.6
1.0
8.2
3.0
1.3
0.8
0.8
0.9
Goods-producing industries ...................................
1.5
1.0
1.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.0
1.3
1.4
1.7
1.9
2.1
2.1
1.4
0.5
0.6
0.4
0.5
0.7
1.1
0.9
0.8
1.0
1.3
1.2
1.6
1.6
2.1
2.2
1.3
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2009—Continued
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed numer
of days per
year2
As needed3
Other basis4
1.4
1.7
2.2
1.2
1.2
2.0
0.8
1.1
0.8
0.4
0.7
0.5
1.2
1.4
2.0
1.3
1.3
2.1
4.4
1.0
2.0
1.8
1.6
9.6
1.6
2.4
1.3
0.9
0.9
1.2
1.6
0.9
–
0.9
1.9
1.1
4.3
1.1
1.5
1.7
1.3
–
1.3
2.2
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 Includes sick leave plans, such as those
available as part of consolidated leave plans, which
may also provide vacations, personal leave, etc.
5 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 33. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2009
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
16
46
31
6
1
8
6
Full time .................................................................
Part time ................................................................
14
28
46
45
32
23
6
4
1
–
9
7
6
6
Union .....................................................................
Nonunion ...............................................................
13
16
25
52
48
27
13
4
(4)
1
10
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
22
23
20
12
15
10
56
55
57
41
52
31
20
20
19
38
27
47
3
2
4
8
6
10
–
–
–
1
(4)
2
7
7
7
9
8
11
5
5
6
9
6
10
All workers .............................................................
14
46
32
7
1
9
6
Full time .................................................................
Part time ................................................................
13
27
46
45
33
24
7
4
1
–
9
7
7
6
Union .....................................................................
Nonunion ...............................................................
12
15
25
51
48
28
14
5
1
1
10
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
20
21
18
11
14
9
54
53
56
41
52
32
22
23
20
38
26
47
4
3
6
9
7
10
(4)
(4)
–
2
1
3
7
7
7
10
8
11
6
5
6
9
6
10
After 5 years
See footnotes at end of table.
Table 33. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
14
45
32
7
1
9
7
Full time .................................................................
Part time ................................................................
13
27
45
44
33
25
8
4
2
–
9
7
7
6
Union .....................................................................
Nonunion ...............................................................
12
15
25
51
47
28
14
5
1
2
10
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
20
20
18
11
14
9
53
53
56
40
52
32
22
23
20
38
27
47
4
4
6
9
7
10
(4)
1
–
2
1
3
7
7
7
10
9
12
6
5
6
9
6
10
All workers .............................................................
14
45
32
7
2
9
7
Full time .................................................................
Part time ................................................................
13
27
45
44
33
25
8
4
2
–
10
7
7
6
Union .....................................................................
Nonunion ...............................................................
12
15
25
51
48
28
14
5
1
2
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
20
20
18
11
13
9
53
53
55
40
52
31
22
23
21
38
27
47
4
4
6
9
7
11
(4)
1
–
2
1
3
7
7
7
11
9
12
6
5
6
9
6
10
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
4 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 33. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2009
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.6
0.7
0.8
0.4
0.1
0.2
0.0
Full time .................................................................
Part time ................................................................
0.6
1.8
0.8
1.7
0.8
1.4
0.4
0.6
0.1
–
0.2
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
1.2
0.6
1.2
0.8
1.4
0.8
0.9
0.4
(4)
0.1
0.2
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.1
1.7
0.8
1.0
1.2
1.1
1.4
2.3
1.0
1.6
1.1
1.1
1.3
1.9
1.0
1.5
1.3
0.5
0.4
0.9
0.5
0.6
0.8
–
–
–
0.2
4
( )
0.3
0.2
0.2
0.2
0.2
0.1
0.4
0.0
0.0
0.0
0.8
0.0
0.0
All workers .............................................................
0.6
0.8
0.8
0.4
0.2
0.2
0.6
Full time .................................................................
Part time ................................................................
0.6
1.9
0.8
1.7
0.9
1.4
0.4
0.6
0.2
–
0.2
0.1
0.2
0.0
Union .....................................................................
Nonunion ...............................................................
1.3
0.6
1.1
0.9
1.4
0.9
1.0
0.4
0.2
0.2
0.2
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.0
1.6
0.8
1.0
1.2
1.1
1.3
2.2
1.0
1.6
1.1
1.1
1.3
1.8
1.0
1.5
1.3
0.5
0.5
1.1
0.5
0.7
0.8
(4)
(4)
–
0.3
0.4
0.4
0.2
0.3
0.2
0.2
0.2
0.4
0.7
0.0
0.0
0.1
0.0
0.0
After 5 years
See footnotes at end of table.
Table 33. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2009—Continued
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.6
0.8
0.8
0.4
0.2
0.2
0.6
Full time .................................................................
Part time ................................................................
0.6
1.8
0.8
1.8
0.8
1.5
0.4
0.6
0.2
–
0.2
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
1.3
0.6
1.1
0.9
1.4
0.9
0.9
0.4
0.2
0.2
0.3
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.0
1.6
0.8
1.0
1.1
1.1
1.4
2.3
1.1
1.6
1.3
1.1
1.4
1.9
1.0
1.6
1.3
0.5
0.5
1.0
0.5
0.7
0.7
(4)
0.2
–
0.3
0.4
0.4
0.2
0.3
0.2
0.3
0.3
0.4
0.4
0.3
0.0
0.4
0.0
0.0
All workers .............................................................
0.6
0.8
0.8
0.4
0.2
0.2
0.6
Full time .................................................................
Part time ................................................................
0.6
1.8
0.8
1.8
0.8
1.5
0.4
0.6
0.2
–
0.2
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
1.2
0.6
1.1
0.9
1.4
0.9
0.9
0.4
0.3
0.2
0.3
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.0
1.7
0.8
1.0
1.1
1.1
1.4
2.3
1.1
1.6
1.3
1.1
1.4
1.8
1.0
1.6
1.3
0.5
0.5
1.0
0.5
0.7
0.7
(4)
0.2
–
0.3
0.4
0.4
0.2
0.3
0.2
0.3
0.4
0.5
0.3
0.4
0.0
0.7
0.0
0.0
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 34. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2009
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
7
35
39
11
6
2
10
10
Full time .................................................................
Part time ................................................................
4
27
34
45
42
18
12
4
6
5
2
1
10
7
10
5
Union .....................................................................
Nonunion ...............................................................
4
7
34
36
45
38
9
11
5
6
2
2
10
10
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
9
8
5
7
4
46
46
45
27
37
17
35
35
37
42
38
45
7
7
7
14
11
18
3
3
2
8
4
12
1
(4)
–
3
2
4
8
8
8
11
9
13
5
5
7
10
10
10
All workers .............................................................
2
9
36
36
11
6
14
15
Full time .................................................................
Part time ................................................................
1
11
7
28
36
32
38
18
12
4
6
6
14
11
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
6
10
38
36
41
34
8
12
6
6
14
14
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
2
2
2
1
15
17
10
5
7
3
42
41
45
31
39
24
31
30
34
39
36
41
7
7
7
14
10
19
2
3
2
9
5
12
12
12
12
15
14
17
10
10
11
15
15
15
After 5 years
See footnotes at end of table.
Table 34. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2009—Continued
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
2
7
15
43
23
12
17
15
Full time .................................................................
Part time ................................................................
1
10
5
21
14
18
44
31
24
12
12
8
17
13
15
15
Union .....................................................................
Nonunion ...............................................................
1
2
3
7
9
16
55
40
22
23
9
12
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
2
1
2
1
12
13
9
3
4
2
22
25
17
9
11
7
40
37
47
45
51
38
18
17
21
26
22
29
5
5
5
16
10
22
14
14
15
18
17
20
15
15
15
17
15
20
All workers .............................................................
2
6
12
17
38
25
19
20
Full time .................................................................
Part time ................................................................
1
10
5
18
12
15
17
15
40
26
26
16
20
15
20
15
Union .....................................................................
Nonunion ...............................................................
1
2
2
7
5
13
11
18
46
37
35
23
22
19
21
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
2
2
1
2
1
11
13
8
2
3
1
20
22
14
6
8
4
24
23
24
12
16
8
30
28
36
44
47
42
13
12
16
34
24
43
16
16
17
22
20
23
15
15
20
20
20
23
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days.
4 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 34. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2009
Paid vacations days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.4
0.6
0.5
0.5
0.3
0.2
0.1
0.0
Full time .................................................................
Part time ................................................................
0.3
1.5
0.6
1.4
0.6
1.2
0.5
0.5
0.3
0.7
0.2
0.3
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.4
1.5
0.6
1.3
0.6
0.9
0.5
0.7
0.3
0.4
0.2
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.6
1.1
0.4
0.7
0.5
1.0
1.1
1.8
0.8
1.3
1.1
1.0
1.1
2.3
0.8
1.2
0.9
0.6
0.8
0.8
0.7
0.9
0.9
0.3
0.4
0.5
0.4
0.4
0.8
0.1
(4)
–
0.4
0.6
0.4
0.1
0.1
0.2
0.1
0.2
0.2
0.8
0.3
1.7
0.0
0.0
0.2
All workers .............................................................
0.2
0.3
0.6
0.5
0.5
0.3
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.3
1.4
0.6
1.5
0.5
1.2
0.5
0.8
0.3
0.7
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.6
0.4
1.2
0.6
1.2
0.6
0.7
0.5
0.7
0.3
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.3
0.4
0.3
0.5
0.3
0.6
0.7
1.1
0.4
0.6
0.4
0.8
1.0
1.4
0.8
1.2
0.9
0.8
0.9
1.8
0.8
1.3
1.0
0.5
0.6
1.1
0.7
0.7
1.1
0.3
0.5
0.3
0.4
0.6
0.6
0.1
0.1
0.2
0.1
0.2
0.2
0.0
0.0
1.3
0.0
0.2
0.0
After 5 years
See footnotes at end of table.
Table 34. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
Paid vacations days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.3
0.4
0.7
0.5
0.7
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.1
0.3
1.5
0.5
1.3
0.7
1.7
0.5
1.3
0.8
0.8
0.1
0.2
0.0
0.1
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.5
0.3
0.8
0.5
1.3
0.7
1.0
0.5
1.0
0.8
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.3
0.3
0.3
0.5
0.3
0.5
0.6
1.1
0.3
0.4
0.3
0.7
0.9
1.2
0.5
0.7
0.6
0.9
1.0
1.7
1.0
1.1
1.3
0.8
0.9
1.7
0.7
0.9
1.1
0.6
0.7
1.1
1.1
0.8
1.8
0.1
0.2
0.2
0.2
0.2
0.2
0.0
0.0
0.0
0.5
0.0
0.0
All workers .............................................................
0.2
0.3
0.4
0.5
0.6
0.8
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.1
0.3
1.4
0.4
1.1
0.5
1.4
0.7
1.5
0.8
1.2
0.1
0.3
0.0
0.2
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.4
0.3
0.7
0.4
0.6
0.6
1.5
0.6
1.5
0.9
0.2
0.1
1.1
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.3
0.3
0.3
0.4
0.3
0.5
0.6
1.0
0.3
0.4
0.3
0.6
0.8
1.2
0.4
0.6
0.5
0.8
0.9
1.8
0.5
0.8
0.6
0.9
1.0
1.9
0.9
1.3
1.4
0.7
0.8
1.4
1.1
1.1
1.7
0.1
0.2
0.3
0.1
0.2
0.2
0.0
0.0
0.2
0.0
0.0
0.7
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 35. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
10
5
7
33
49
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
16
17
16
12
10
16
7
3
11
13
10
5
48
48
48
46
66
66
66
64
8
21
8
9
8
3
10
4
1
4
1
3
5
4
5
2
2
11
3
9
7
4
9
5
43
59
21
38
33
30
35
23
62
72
34
54
51
50
52
36
2
6
5
7
4
1
2
1
2
1
4
7
3
3
3
16
31
26
28
23
28
44
43
44
43
Full time .................................................................
Part time ................................................................
11
5
5
2
8
3
36
20
54
34
Union .....................................................................
Nonunion ...............................................................
15
8
2
5
9
6
48
30
74
44
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
5
5
8
10
16
18
1
1
3
5
10
12
2
2
5
9
12
13
10
17
30
37
49
50
23
30
46
55
68
71
Goods-producing industries ...................................
7
5
3
29
44
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
10
14
13
8
23
15
27
17
5
3
4
1
–
3
4
6
7
7
7
2
17
7
14
16
33
44
47
42
64
42
76
54
50
61
67
65
75
57
89
75
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 35. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2009—Continued
(All workers = 100 percent)
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
3
3
3
15
8
22
3
3
3
6
4
8
3
2
4
10
6
13
13
11
19
49
38
60
25
21
36
70
58
82
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
10
9
10
9
8
–
8
9
11
4
5
5
4
5
5
4
4
5
8
7
6
6
4
2
4
9
13
33
32
36
33
31
30
31
31
35
49
49
49
48
53
46
46
49
50
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
Geographic areas
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 35. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2009
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.5
0.3
0.3
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.0
0.9
1.4
0.7
1.3
0.6
0.6
0.6
0.9
0.6
0.7
1.0
1.5
1.1
1.9
0.8
1.3
1.0
1.5
1.0
2.0
1.5
1.1
0.4
0.4
0.6
0.7
0.2
1.2
0.3
0.6
0.4
0.5
0.4
0.3
0.5
1.1
0.3
1.0
0.3
0.4
0.5
0.6
2.2
2.7
0.7
2.4
0.8
1.1
1.0
1.0
1.9
2.8
1.3
2.8
0.8
1.3
1.0
1.3
0.3
1.3
0.5
0.8
0.4
0.4
0.7
0.2
0.3
0.2
0.7
0.9
0.4
0.7
0.4
1.2
1.7
0.9
1.1
1.3
1.5
2.2
1.1
1.4
1.5
Full time .................................................................
Part time ................................................................
0.6
0.5
0.4
0.3
0.3
0.3
0.7
0.8
0.6
1.0
Union .....................................................................
Nonunion ...............................................................
1.2
0.5
0.3
0.3
0.6
0.3
1.3
0.6
1.0
0.6
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.9
1.0
0.7
0.6
0.6
1.0
0.3
0.2
0.3
0.6
0.5
0.9
0.3
0.2
0.3
0.5
0.4
0.7
0.9
0.7
0.9
0.8
0.9
1.3
1.9
1.0
1.0
0.9
0.8
1.1
Goods-producing industries ...................................
0.5
0.4
0.4
0.9
1.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.1
1.7
0.9
4.7
1.4
2.1
1.7
0.4
0.8
1.3
0.2
–
0.9
1.4
1.7
0.3
0.7
1.0
0.4
3.1
0.8
1.7
1.1
0.7
1.4
1.8
1.8
4.3
1.9
1.7
2.1
0.6
1.3
1.6
1.5
4.4
1.8
1.3
1.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 35. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2009—Continued
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.5
0.5
0.8
0.6
1.3
0.3
0.4
0.4
0.5
0.6
0.8
0.3
0.3
0.5
0.5
0.6
0.8
0.7
0.8
1.5
0.9
1.3
1.5
0.8
0.8
1.6
0.8
1.3
1.0
1.1
0.6
0.7
1.4
1.1
–
1.2
0.7
0.8
0.6
1.0
0.6
0.7
0.7
2.5
0.9
0.6
0.5
0.5
0.5
0.5
1.8
0.3
0.6
0.3
1.6
0.9
1.6
1.3
1.8
1.8
1.4
3.0
1.7
2.1
1.4
1.4
1.1
1.3
2.1
1.3
3.9
1.4
2.3
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 36. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2009
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimburseTotal2 Performance Signing Other
contributions
ment
ment
account
account
14
20
37
39
24
16
7
2
1
6
18
23
17
17
32
33
32
31
55
57
54
49
59
61
58
57
34
30
35
48
25
30
24
19
8
14
7
(3)
4
6
3
–
2
4
2
(3)
6
10
4
–
16
11
8
16
17
18
16
9
32
36
12
22
18
9
24
14
49
57
23
38
38
31
41
22
56
61
25
40
40
32
44
24
48
29
19
42
23
20
25
17
20
22
9
18
16
9
20
10
–
2
3
2
10
12
9
6
–
1
1
–
2
2
3
2
–
(3)
(3)
–
1
1
1
1
–
1
–
1
8
10
7
3
5
14
9
10
9
10
18
16
18
15
12
32
28
31
25
15
34
29
34
25
13
21
18
18
18
6
14
10
12
9
2
10
7
8
6
–
4
1
1
1
1
1
1
2
(3)
2
5
6
6
6
Full time .................................................................
Part time ................................................................
16
6
24
9
42
20
45
20
27
13
18
7
8
5
3
1
1
(3)
6
4
Union .....................................................................
Nonunion ...............................................................
14
13
24
20
47
35
50
37
41
21
24
14
5
8
2
2
1
1
3
6
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
4
8
13
15
19
20
5
8
19
24
31
30
11
18
33
42
56
59
12
19
37
45
59
63
10
15
22
27
34
36
4
6
13
18
26
28
6
6
6
7
10
12
1
1
1
2
5
6
(3)
(3)
1
1
3
4
5
5
5
5
7
8
Goods-producing industries ...................................
11
18
32
35
16
15
9
2
2
6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
14
14
19
17
22
10
15
19
21
30
33
34
33
27
47
32
37
48
53
49
64
45
71
53
40
54
60
57
71
49
74
56
26
33
52
49
62
20
33
54
16
17
20
19
23
16
29
31
7
1
(3)
–
1
1
2
–
2
(3)
–
–
–
(3)
1
–
1
(3)
(3)
–
1
(3)
(3)
–
5
(3)
(3)
–
(3)
1
1
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 36. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimburseTotal2 Performance Signing Other
contributions
ment
ment
account
account
7
6
9
19
16
22
10
8
14
30
23
36
18
15
26
53
43
62
19
16
28
57
46
67
12
10
19
34
26
42
7
7
7
23
15
31
4
3
7
10
10
10
1
1
2
3
2
4
1
1
( )
2
1
2
3
2
6
8
8
8
8
8
14
14
16
23
12
13
15
16
15
18
24
24
24
22
21
21
37
33
36
41
39
22
37
40
39
39
36
37
46
42
33
40
41
40
25
30
24
21
21
–
23
23
23
16
14
17
18
13
12
14
16
20
7
6
8
5
8
–
7
6
7
2
2
3
1
2
2
2
1
3
1
1
2
3
( )
2
1
1
1
2
6
4
6
4
6
–
5
5
5
3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of stock option.
3 Less than 0.5 percent.
4 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 36. Standard errors for financial benefits: Access, civilian workers,1 National Compensation Survey, March 2009
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimburseTotal2 Performance Signing Other
ment
contributions
ment
account
account
0.4
0.5
0.6
0.5
0.8
0.4
0.4
0.1
0.1
0.4
0.7
1.0
0.8
1.3
1.0
1.1
1.2
1.8
1.1
1.4
1.3
2.2
1.0
1.3
1.1
1.7
0.9
1.5
1.0
1.6
0.8
1.1
0.8
1.3
0.5
0.9
0.5
(3)
0.3
0.5
0.3
–
0.4
0.6
0.3
(3)
0.4
0.7
0.4
–
1.4
1.4
1.1
2.2
0.5
0.9
0.7
0.8
2.0
2.6
0.9
1.9
0.7
0.7
0.9
0.8
2.6
3.4
1.1
2.6
0.7
1.0
1.0
1.0
2.3
3.1
1.0
2.6
0.8
1.1
1.0
1.0
2.0
2.7
2.4
2.8
0.8
1.1
0.9
1.1
1.8
2.1
0.6
1.9
0.5
0.8
0.7
0.6
–
0.6
1.3
0.4
0.5
0.8
0.5
0.7
–
0.3
0.2
–
0.2
0.2
0.3
0.4
–
(3)
(3)
–
0.1
0.2
0.2
0.2
–
0.5
–
0.4
0.4
0.7
0.4
0.7
0.6
1.4
0.6
0.9
0.7
1.0
1.1
0.9
1.2
1.0
1.1
1.6
0.9
1.4
1.2
1.2
1.5
0.9
1.5
1.0
1.2
1.7
1.0
1.2
1.4
0.8
1.2
0.6
1.0
0.7
0.5
1.3
0.5
0.9
0.7
–
0.7
0.2
0.4
0.2
0.2
0.2
0.3
0.5
(3)
0.4
1.2
0.5
0.6
0.7
Full time .................................................................
Part time ................................................................
0.5
0.4
0.6
0.6
0.8
0.7
0.6
0.8
0.9
0.8
0.5
0.4
0.5
0.3
0.2
0.2
0.1
(3)
0.5
0.3
Union .....................................................................
Nonunion ...............................................................
0.7
0.4
1.3
0.5
1.2
0.7
1.2
0.6
1.0
0.9
1.0
0.4
0.6
0.4
0.3
0.1
0.2
0.1
0.5
0.4
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.5
0.7
0.6
0.6
0.7
1.0
1.2
0.8
0.7
0.9
0.9
1.1
1.1
0.9
0.9
0.8
0.9
1.1
1.4
1.0
0.8
0.8
0.9
1.1
2.8
1.7
1.0
0.8
0.8
1.0
0.8
0.4
0.6
0.7
0.7
1.0
1.7
0.9
0.5
0.3
0.6
0.9
0.3
0.2
0.1
0.2
0.4
0.6
(3)
(3)
0.1
0.2
0.4
0.6
1.7
0.9
0.5
0.3
0.5
0.8
Goods-producing industries ...................................
0.6
1.2
1.1
1.1
0.8
0.7
0.8
0.4
0.6
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
1.4
1.4
3.5
1.0
1.6
1.5
0.6
1.3
1.6
1.8
2.9
1.7
1.9
1.9
0.7
1.5
1.8
2.1
4.4
2.1
2.0
2.1
0.6
1.4
1.7
1.8
4.2
1.9
1.8
2.1
0.9
1.3
1.5
1.6
2.7
1.6
2.0
1.9
0.4
0.9
1.2
1.4
2.7
1.2
2.0
2.0
0.5
0.2
(3)
–
0.2
0.3
0.7
–
0.1
(3)
–
–
–
(3)
0.4
–
0.1
(3)
(3)
–
0.2
(3)
(3)
–
0.5
(3)
(3)
–
(3)
0.2
0.6
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 36. Standard errors for financial benefits: Access, civilian workers,1 National Compensation Survey, March
2009—Continued
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimburseTotal2 Performance Signing Other
contributions
ment
ment
account
account
0.5
0.5
1.0
0.6
0.7
1.0
0.5
0.6
1.2
0.8
1.1
1.0
0.6
0.7
1.5
1.2
1.2
2.1
0.6
0.7
1.4
0.8
1.1
1.2
0.6
0.6
1.2
1.2
1.1
1.9
0.3
0.4
0.5
0.7
0.9
0.8
0.3
0.3
0.7
0.7
0.5
1.3
0.1
0.2
0.3
0.2
0.2
0.4
0.1
0.1
(3)
0.2
0.1
0.4
0.2
0.2
0.7
0.7
0.5
1.3
1.0
0.6
0.8
1.2
0.8
3.5
1.1
1.7
1.1
1.3
1.8
1.2
1.5
1.2
2.1
1.3
3.2
0.8
1.4
1.3
1.2
1.9
1.4
4.8
1.2
2.7
1.1
1.5
1.3
1.1
1.9
1.3
3.1
1.4
2.9
1.1
1.8
1.7
0.9
2.2
1.1
–
1.2
1.9
1.1
0.8
0.6
0.7
1.5
1.1
2.2
1.2
1.0
1.4
0.9
0.8
0.7
0.6
0.7
–
0.7
0.8
0.6
0.3
0.3
0.4
0.3
0.2
0.7
0.4
0.3
0.4
0.2
0.3
0.3
(3)
0.5
0.4
0.3
0.2
0.2
0.8
0.5
0.8
0.6
0.5
–
0.5
0.8
0.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of stock option.
3 Less than 0.05.
4 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 38. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
44
4
4
10
9
6
3
6
13
47
57
43
24
6
8
5
–
6
8
6
3
9
16
7
1
4
6
4
1
9
8
9
11
3
2
3
2
8
8
7
–
16
21
14
9
28
50
33
42
48
42
51
46
–
1
1
(4)
4
3
5
5
4
5
5
8
3
2
4
3
–
7
6
4
12
9
13
14
1
4
7
4
13
16
12
12
14
10
4
7
5
3
7
3
3
3
3
10
6
9
4
3
–
18
6
9
6
4
7
4
11
17
8
13
11
9
13
14
41
51
46
50
43
4
6
7
10
4
2
5
3
2
3
14
14
10
12
9
12
11
11
10
11
3
4
5
6
5
2
3
2
1
2
1
7
5
6
4
11
18
16
18
14
Full time .................................................................
Part time ................................................................
48
28
5
1
5
2
11
6
9
7
7
2
4
3
7
5
15
5
Union .....................................................................
Nonunion ...............................................................
36
45
4
4
5
4
3
11
2
10
12
5
3
3
3
7
16
12
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
28
33
46
48
50
51
1
1
4
5
8
9
3
3
3
4
7
8
6
7
11
12
10
10
10
10
12
9
5
4
1
2
6
7
9
10
1
4
4
3
2
2
5
5
7
6
8
8
5
7
12
14
19
18
Goods-producing industries ...................................
51
11
3
14
11
6
1
5
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
42
36
22
24
20
46
48
40
3
1
(4)
–
(4)
2
2
–
5
4
3
2
5
4
4
7
9
4
1
–
4
( )
6
3
–
9
5
1
1
4
( )
9
2
1
6
10
11
12
8
9
14
13
4
3
3
3
2
3
4
9
7
7
1
–
1
12
18
1
12
10
8
9
5
12
16
16
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 38. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
43
44
41
45
44
45
4
4
4
5
3
6
3
2
5
6
4
8
14
14
12
7
7
6
13
15
6
5
8
3
3
3
5
8
6
10
2
2
2
5
6
3
4
3
6
9
9
9
9
8
11
16
14
18
49
42
45
43
47
44
44
40
41
5
3
7
5
3
3
5
4
5
5
4
3
4
4
–
4
3
6
7
9
11
13
9
12
8
10
10
12
6
9
8
11
10
12
10
5
9
9
8
3
3
2
3
6
7
3
2
4
3
5
5
3
2
2
7
6
7
7
9
5
6
3
5
12
13
13
12
15
12
15
10
11
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of nonproduction bonus.
3 Includes all other bonuses provided to employees and not published separately.
4 Less than 0.5 percent.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 38. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2009
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus3
0.6
0.2
0.3
0.3
0.4
0.2
0.2
0.3
0.4
0.9
1.2
1.1
1.4
0.4
0.7
0.4
–
0.5
0.6
0.6
0.7
0.5
0.8
0.5
0.3
0.3
0.6
0.4
0.3
0.5
0.7
0.6
1.0
0.3
0.3
0.3
0.5
0.5
0.7
0.6
–
0.7
1.2
0.7
0.9
1.8
2.9
1.7
2.9
0.8
1.3
1.0
1.4
–
0.4
0.2
(4)
0.3
0.5
0.4
0.5
0.9
1.4
0.8
1.9
0.3
0.3
0.4
0.5
–
2.8
0.8
1.2
0.5
0.7
0.6
1.0
0.3
0.9
0.8
1.0
0.6
0.9
0.7
0.9
1.3
1.1
0.3
1.1
0.3
0.3
0.4
0.4
0.7
0.7
0.3
1.4
0.3
0.7
0.3
0.4
–
2.6
0.7
2.9
0.4
0.5
0.4
0.5
1.2
1.6
0.7
2.3
0.5
0.7
0.6
0.8
2.2
1.7
1.3
2.0
1.6
0.8
0.7
0.6
0.8
0.6
0.5
0.8
0.4
0.4
0.6
1.5
1.3
0.7
0.9
0.8
1.1
1.2
0.7
0.9
1.0
0.6
0.6
0.5
0.8
0.5
0.6
0.5
0.3
0.4
0.4
0.4
1.0
0.7
0.9
0.8
1.2
1.3
1.0
1.2
1.2
Full time .................................................................
Part time ................................................................
0.7
1.1
0.3
0.2
0.4
0.3
0.4
0.5
0.4
0.6
0.3
0.2
0.2
0.3
0.4
0.6
0.5
0.5
Union .....................................................................
Nonunion ...............................................................
1.2
0.7
0.4
0.2
0.5
0.4
0.3
0.4
0.4
0.4
0.8
0.2
0.3
0.2
0.3
0.4
0.7
0.4
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.9
1.1
1.0
0.9
0.9
1.1
0.2
0.2
0.3
0.3
0.5
0.8
0.7
0.6
0.5
0.2
0.6
0.9
1.0
0.6
0.6
0.5
0.5
0.5
1.1
0.7
0.8
0.6
0.3
0.5
0.2
0.2
0.3
0.4
0.5
0.8
0.3
0.3
0.3
0.3
0.2
0.2
0.8
0.5
0.6
0.4
0.5
0.7
0.8
0.6
0.6
0.5
0.7
0.9
Goods-producing industries ...................................
1.6
0.7
0.3
0.9
0.7
0.7
0.3
0.5
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.2
1.2
1.5
1.9
1.9
2.2
2.1
0.2
0.3
(4)
–
(4)
0.5
0.6
–
0.4
0.5
0.4
0.5
0.4
0.7
0.7
0.9
0.4
0.6
0.3
–
(4)
1.0
0.8
–
0.4
0.7
0.2
0.2
(4)
1.2
0.7
0.5
0.3
0.7
0.9
1.2
1.1
0.8
1.2
1.4
0.2
0.4
0.5
0.6
0.8
0.6
0.9
1.1
0.4
0.7
0.1
–
0.2
1.2
1.8
0.6
0.4
0.7
0.7
0.9
1.1
1.0
1.4
2.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 38. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2009—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus3
0.9
1.0
1.5
0.8
1.0
1.2
0.3
0.4
0.7
0.3
0.3
0.4
0.3
0.3
0.7
0.5
0.4
0.9
0.6
0.6
0.9
0.5
0.5
0.8
0.6
0.8
0.6
0.3
0.5
0.4
0.2
0.3
0.6
0.4
0.4
0.6
0.2
0.2
0.5
0.3
0.4
0.3
0.5
0.5
1.0
0.4
0.7
0.6
0.5
0.5
1.1
0.5
0.7
0.8
2.8
1.8
1.5
2.1
1.8
3.4
1.6
2.6
1.1
1.6
0.4
0.6
0.8
0.3
1.1
0.9
0.8
0.5
0.7
0.4
0.6
0.8
0.5
–
0.6
0.7
0.6
1.3
0.6
0.7
1.4
0.7
2.4
0.8
1.1
0.7
2.5
0.6
0.7
0.8
1.0
2.3
0.8
2.0
0.6
1.3
0.9
0.6
0.8
0.5
0.7
0.4
0.9
0.7
0.6
0.5
0.5
0.7
0.6
1.0
0.4
0.4
0.4
1.2
0.4
0.8
1.5
1.2
1.5
0.8
0.4
0.4
1.1
1.1
1.0
1.3
1.2
1.7
1.1
1.0
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of nonproduction bonus.
3 Includes all other bonuses provided to employees and not published separately.
4 Less than 0.05.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 37. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
16
26
23
25
28
24
24
42
39
42
63
38
36
38
57
21
19
8
18
19
18
19
11
66
24
14
43
24
21
26
19
58
18
12
38
23
19
25
17
6
17
10
9
12
14
24
19
17
20
13
22
16
13
19
Full time .................................................................
Part time ................................................................
18
10
29
14
26
13
Union .....................................................................
Nonunion ...............................................................
23
15
55
20
50
18
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
5
8
13
18
28
30
6
10
20
29
45
47
5
9
19
26
41
43
Goods-producing industries ...................................
10
19
15
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
17
19
28
20
48
13
26
25
27
36
64
67
62
15
28
70
25
32
59
61
60
12
19
65
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 37. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree health care
benefits3
Under age Age 65 and
65
over
6
5
9
25
18
31
8
7
13
41
28
53
7
6
11
37
26
48
14
15
16
14
20
16
14
15
18
25
27
23
23
29
22
28
22
27
23
27
21
18
25
20
24
22
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws.
4 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 37. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March 2009
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
0.4
0.5
0.5
0.8
1.1
0.9
1.3
1.0
1.5
1.1
1.6
1.0
1.7
1.1
1.5
1.6
1.5
0.5
1.7
0.6
0.9
0.6
0.7
1.8
1.9
0.6
2.8
0.6
1.0
0.7
0.8
1.8
1.8
0.6
2.6
0.6
0.9
0.7
0.8
0.9
1.3
0.7
0.8
1.0
1.1
1.3
0.7
0.9
1.0
1.1
1.2
0.7
0.9
1.0
Full time .................................................................
Part time ................................................................
0.5
0.5
0.6
0.5
0.6
0.5
Union .....................................................................
Nonunion ...............................................................
1.0
0.4
1.1
0.5
1.2
0.5
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.6
0.5
0.5
0.7
0.7
1.1
0.5
0.4
0.7
0.8
0.9
1.2
0.4
0.4
0.6
0.8
0.8
1.2
Goods-producing industries ...................................
0.8
0.9
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
1.7
1.5
4.1
0.9
2.0
1.5
0.6
1.1
1.4
1.5
2.8
1.2
2.1
2.0
0.5
1.0
1.4
1.5
2.8
1.0
1.9
1.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 37. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March
2009—Continued
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree health care
benefits3
Under age Age 65 and
65
over
0.3
0.4
0.7
0.7
0.7
1.3
0.4
0.4
0.8
0.9
0.9
1.8
0.3
0.3
0.8
0.9
0.9
1.7
1.3
0.9
0.7
2.0
1.1
3.7
0.9
0.7
0.8
1.6
1.3
0.9
1.9
1.4
3.7
1.7
1.6
1.2
1.4
1.4
0.8
2.1
1.3
3.7
1.2
1.7
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws.
4 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
Table 39. Benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2009
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
64
9
6
20
61
13
1
25
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
85
78
81
7
9
7
3
4
2
4
4
9
4
11
12
76
84
74
73
11
10
11
11
1
1
1
1
12
5
14
15
89
74
41
66
64
54
71
66
2
4
10
9
9
10
8
12
3
7
10
5
8
13
6
4
6
14
39
20
18
24
15
18
78
67
40
68
59
47
66
59
14
11
11
7
14
16
13
20
1
2
2
4
1
1
1
1
8
20
47
21
25
35
20
20
61
72
65
67
63
11
13
12
15
9
5
2
5
3
6
22
13
18
15
21
50
68
65
71
59
23
17
12
11
13
2
1
2
2
1
26
14
21
16
26
Full time .................................................................
Part time ................................................................
77
20
11
4
3
20
9
56
75
14
13
10
1
2
11
74
Union .....................................................................
Nonunion ...............................................................
89
59
3
11
3
7
5
23
81
57
11
13
1
2
7
28
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
17
32
67
76
86
87
8
9
12
11
6
6
17
13
5
3
3
3
57
45
16
10
6
5
16
30
64
72
81
83
9
12
15
14
11
9
1
2
2
1
1
1
73
56
19
12
7
6
Goods-producing industries ...................................
72
13
4
11
70
15
2
13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
63
73
83
86
84
66
85
87
9
7
3
2
3
10
3
1
7
6
5
5
2
7
4
3
22
14
9
7
10
17
8
9
59
68
75
75
83
63
84
81
12
12
11
14
5
13
4
7
1
2
1
1
1
2
2
1
27
18
13
10
12
22
10
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
45
40
59
81
74
86
15
15
13
5
7
3
9
9
9
4
5
3
31
35
20
10
13
7
42
38
55
77
70
84
17
18
16
9
12
5
2
2
1
1
2
1
39
43
27
13
17
9
61
66
64
65
66
67
60
64
63
12
9
9
6
10
11
10
8
12
5
6
8
8
6
6
7
6
5
22
19
19
21
18
16
23
22
21
59
59
64
61
65
66
59
59
56
13
16
9
10
11
12
11
13
19
1
2
2
2
1
2
2
2
1
27
24
25
27
24
21
28
26
24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 39. Benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Defined benefit retirement and medical care
benefits
Characteristics
All workers .............................................................
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
30
1
44
25
51
5
23
21
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
46
43
46
70
2
1
2
3
41
51
38
14
11
6
14
13
59
73
54
30
3
2
3
1
28
20
31
54
10
5
13
15
83
37
18
50
23
12
30
31
2
2
1
2
2
3
1
1
8
41
33
25
50
51
49
47
7
20
48
23
25
34
19
21
20
59
29
35
57
50
60
52
–
7
9
4
7
11
5
3
71
19
22
41
17
13
19
26
–
15
39
21
20
26
16
18
31
32
27
27
27
1
1
1
(2)
2
42
53
50
55
45
27
15
22
18
26
45
61
54
60
49
5
2
4
3
5
28
24
23
22
24
23
13
19
15
23
Full time .................................................................
Part time ................................................................
36
9
(2)
5
52
15
12
71
61
15
2
16
27
9
10
60
Union .....................................................................
Nonunion ...............................................................
79
21
2
1
14
49
6
29
40
53
1
6
52
17
7
24
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3
8
25
36
53
53
2
2
1
1
1
1
23
34
54
50
38
39
72
56
20
12
7
7
16
28
55
59
63
66
16
12
5
3
2
2
10
14
23
27
28
27
59
47
17
10
6
5
Goods-producing industries ...................................
31
1
54
14
64
3
21
12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
30
45
71
82
54
25
50
81
2
2
4
4
2
1
2
2
42
36
15
6
33
51
38
7
27
18
10
8
11
23
10
10
48
45
31
18
61
56
67
33
6
4
1
1
1
6
3
1
23
35
55
70
26
20
21
55
23
16
13
11
12
18
9
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Defined benefit retirement and medical care
benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
11
9
17
46
30
61
1
1
2
2
2
2
49
47
54
39
52
28
39
43
27
13
16
9
40
37
51
60
61
58
8
8
7
3
4
2
19
19
20
26
20
31
32
36
21
11
14
8
29
34
31
29
29
26
27
24
32
1
2
2
2
1
2
1
2
1
43
40
42
42
47
51
43
47
43
26
24
25
27
24
21
29
26
24
46
49
52
51
57
51
48
51
47
4
5
6
7
6
5
6
5
4
26
25
21
20
19
26
22
20
28
23
20
21
22
19
17
24
24
21
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 39. Standard errors for benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2009
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
0.5
0.4
0.3
0.5
0.6
0.4
0.1
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
1.1
0.8
1.2
0.6
0.8
0.7
0.6
0.4
0.4
0.5
0.9
0.6
0.6
0.7
0.9
0.7
0.9
0.9
1.3
0.6
0.7
0.7
1.0
0.2
0.3
0.2
0.2
0.7
0.8
0.8
1.1
1.2
2.4
1.5
2.9
0.7
1.0
1.1
1.4
0.8
1.1
0.9
2.9
0.4
0.7
0.6
0.8
0.7
2.6
0.8
1.0
0.5
0.8
0.5
0.5
1.5
1.8
1.6
2.6
0.8
1.2
1.0
1.3
1.6
2.3
1.9
2.6
0.8
1.0
1.1
1.4
1.3
1.7
0.9
1.7
0.5
0.7
0.7
1.1
0.2
0.6
0.3
1.5
0.2
0.3
0.2
0.4
1.7
2.3
1.6
2.1
0.7
1.1
1.0
1.2
2.0
1.6
1.3
1.7
1.8
1.1
1.2
0.8
1.2
0.9
0.9
0.5
0.4
0.5
0.7
1.9
1.4
1.1
1.3
1.7
1.8
1.8
1.2
1.6
1.6
1.5
1.4
0.7
0.9
1.0
0.7
0.3
0.3
0.4
0.3
1.8
1.5
1.1
1.4
1.7
Full time .................................................................
Part time ................................................................
0.5
0.7
0.5
0.4
0.2
0.9
0.4
1.2
0.5
0.6
0.4
0.6
0.1
0.3
0.4
0.9
Union .....................................................................
Nonunion ...............................................................
0.8
0.6
0.5
0.5
0.4
0.3
0.7
0.6
1.1
0.7
0.9
0.4
0.2
0.1
0.8
0.7
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.2
1.2
1.0
0.8
0.6
0.8
0.9
0.6
0.7
0.6
0.4
0.5
1.2
0.7
0.5
0.3
0.4
0.7
2.4
1.3
0.8
0.6
0.5
0.5
2.5
1.4
1.0
0.8
0.7
1.0
1.1
0.6
0.6
0.5
0.6
0.8
0.3
0.3
0.2
0.2
0.2
0.3
2.5
1.3
0.9
0.6
0.6
0.9
Goods-producing industries ...................................
1.0
0.8
0.4
0.8
0.9
0.6
0.3
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.1
0.7
0.7
1.2
1.8
1.2
1.3
0.5
0.9
0.4
0.4
0.9
1.4
0.4
0.6
0.3
0.5
0.5
0.5
0.4
0.8
0.7
0.5
0.6
0.9
0.6
0.4
0.9
1.4
0.8
1.0
0.7
1.0
1.0
1.2
1.3
1.5
1.2
1.9
0.4
0.9
1.0
1.2
1.0
1.2
0.5
1.5
0.1
0.2
0.2
0.2
0.3
0.4
0.4
0.2
0.7
1.0
0.7
0.5
1.0
1.5
0.8
1.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2009—Continued
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
0.8
0.9
1.5
0.6
1.0
0.6
0.8
1.0
1.2
0.4
0.6
0.4
0.5
0.5
1.0
0.3
0.4
0.4
1.0
1.1
1.2
0.5
0.9
0.5
0.9
1.0
1.6
0.6
1.0
0.7
0.6
0.7
1.2
0.4
0.6
0.4
0.2
0.2
0.4
0.2
0.3
0.2
0.9
1.1
1.3
0.5
0.9
0.5
1.7
1.3
1.3
1.6
1.4
3.6
1.6
2.5
1.5
1.7
0.8
1.1
1.0
1.3
1.0
0.8
1.6
1.1
1.0
0.8
0.6
1.0
0.7
1.0
1.0
0.7
0.5
1.4
1.4
0.9
1.2
1.3
4.2
1.2
2.8
1.3
1.4
1.5
1.3
1.6
1.5
5.8
1.5
2.2
1.6
1.2
0.9
0.5
1.0
0.8
2.3
0.8
1.3
1.3
0.2
0.4
0.3
0.4
0.2
0.5
0.6
0.5
0.3
1.1
1.7
1.1
1.3
1.3
4.5
1.6
3.0
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 39. Standard errors for benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2009—Continued
Defined benefit retirement and medical care
benefits
Characteristics
All workers .............................................................
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
0.6
0.1
0.7
0.6
0.6
0.3
0.5
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.4
1.0
1.6
0.2
0.2
0.3
0.8
1.0
1.2
1.2
1.3
0.7
0.7
0.8
0.9
0.9
1.1
1.0
1.5
0.3
0.3
0.4
0.4
0.8
1.0
1.0
1.6
0.6
0.6
0.7
1.1
1.5
2.6
0.8
2.9
0.7
0.8
0.8
1.4
0.3
0.4
0.1
0.3
0.2
0.4
0.2
0.2
1.6
2.4
2.0
3.3
0.9
1.3
1.1
1.3
1.6
2.4
1.6
2.4
0.7
1.1
1.0
1.3
1.7
2.1
1.8
2.5
0.8
1.0
1.2
1.3
–
2.5
0.8
0.9
0.4
0.7
0.5
0.5
2.0
2.0
1.1
2.8
0.6
0.8
0.8
1.1
–
1.8
1.6
2.6
0.8
1.2
1.0
1.2
1.9
1.7
1.1
1.3
1.4
0.3
0.2
0.2
(2)
0.3
1.9
1.8
1.1
1.6
1.4
1.9
1.5
1.2
1.5
1.7
1.9
1.7
1.2
1.8
1.6
0.8
0.4
0.4
0.5
0.7
1.7
1.4
1.0
1.3
1.4
1.9
1.4
1.1
1.3
1.7
Full time .................................................................
Part time ................................................................
0.7
0.5
(2)
0.3
0.8
0.7
0.4
0.9
0.6
0.6
0.2
0.9
0.6
0.5
0.4
1.1
Union .....................................................................
Nonunion ...............................................................
1.1
0.6
0.2
0.1
1.0
0.7
0.8
0.7
1.2
0.7
0.4
0.3
1.2
0.6
0.7
0.6
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.4
0.5
0.8
0.8
0.8
1.2
0.4
0.2
0.1
0.1
0.2
0.2
2.6
1.4
0.9
0.8
1.0
1.2
2.5
1.2
0.9
0.6
0.6
0.8
2.2
1.2
1.0
0.9
0.7
1.0
1.2
0.7
0.5
0.3
0.3
0.7
0.9
0.7
0.7
0.8
0.6
0.9
2.5
1.3
0.8
0.6
0.5
0.6
Goods-producing industries ...................................
1.2
0.2
1.3
0.8
1.1
0.4
0.9
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.1
0.9
1.0
2.4
1.3
2.2
1.5
0.1
0.2
0.5
0.4
0.4
0.3
0.6
0.4
0.8
1.2
0.8
0.7
2.5
1.8
2.0
0.9
0.7
1.0
0.6
0.5
0.9
1.6
0.9
1.0
0.7
1.3
1.4
1.5
2.8
2.0
1.9
2.2
0.3
0.5
0.2
0.3
0.2
0.8
0.4
0.3
0.6
1.2
1.6
1.5
2.9
1.7
1.8
2.2
0.6
1.0
0.7
0.5
1.1
1.4
0.9
1.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2009—Continued
Defined benefit retirement and medical care
benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
0.5
0.5
1.3
1.0
1.0
2.0
0.1
0.2
0.3
0.1
0.2
0.2
0.9
1.1
1.7
1.1
1.0
2.1
1.0
1.2
1.3
0.5
0.9
0.5
0.8
0.9
1.5
0.8
1.1
1.2
0.5
0.5
0.9
0.3
0.4
0.4
0.8
1.0
1.2
0.6
0.9
1.1
0.9
1.1
1.3
0.5
0.9
0.5
1.7
1.3
1.1
2.2
1.0
5.0
1.4
1.8
1.3
0.4
0.1
0.2
0.4
0.2
0.6
0.2
0.4
0.2
1.8
1.4
1.1
1.9
1.3
6.2
1.9
2.0
1.4
1.2
1.7
1.1
1.3
1.3
4.4
1.6
3.1
1.3
1.5
1.1
1.3
1.6
1.4
5.3
1.8
2.0
1.5
0.8
0.8
0.6
0.9
0.7
0.9
1.0
1.0
0.5
1.6
1.1
1.1
1.9
1.5
3.1
1.2
2.6
1.4
1.2
1.5
0.9
1.1
1.4
4.2
1.3
2.2
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Private Industry Tables
___________________________________________________________________________
Types of Benefits
•
Retirement Benefits
•
Health Care Benefits
•
Life, Short-term Disability, and Long-term Disability Insurance Benefits
•
Establishment Data
•
Holidays, Vacation and Sick Leave, and Other Leave Benefits
•
Other Benefits
___________________________________________________________________________
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2009
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
48
11
47
63
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
43
36
54
11
12
10
40
32
53
61
52
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
49
52
63
48
43
94
73
67
75
89
55
52
50
55
37
58
44
88
59
21
21
36
11
11
11
9
–
73
44
28
34
53
13
16
5
–
6
7
–
16
–
3
3
7
48
51
62
47
42
93
73
64
73
87
55
45
49
54
36
57
42
87
59
21
21
34
63
69
83
62
76
96
90
75
83
95
68
58
64
66
58
61
62
89
61
42
41
51
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
47
45
76
83
81
93
10
9
20
30
26
54
45
44
73
80
79
90
61
60
87
95
95
96
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2009—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
42
51
56
57
52
36
42
42
44
–
14
14
–
10
–
8
10
10
41
48
55
54
52
36
41
41
42
56
63
70
65
59
70
59
60
64
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March 2009
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
1.3
0.7
1.3
1.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.0
4.2
4.0
1.6
2.4
1.2
2.8
4.0
4.0
2.9
3.9
3.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.6
2.9
4.9
2.6
9.8
3.6
7.4
3.3
3.1
3.7
5.6
7.7
4.5
5.8
5.2
7.4
11.9
5.1
8.1
2.5
2.7
4.3
0.7
1.2
1.9
1.3
–
9.4
11.5
2.0
2.8
4.0
3.4
3.6
1.0
–
1.7
2.0
–
4.8
–
0.7
0.8
1.6
1.5
2.8
4.9
2.5
9.6
3.7
7.4
4.0
3.1
3.7
5.6
9.4
4.5
5.8
5.1
7.2
11.7
5.1
8.0
2.4
2.7
4.1
1.6
2.2
3.5
2.8
6.8
2.6
4.1
3.0
2.6
1.8
5.5
6.9
4.2
5.6
6.3
7.5
14.7
5.7
8.2
5.1
5.5
4.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.5
2.7
5.1
5.9
1.2
0.7
0.7
1.9
3.7
3.9
4.9
1.4
1.4
2.7
5.0
5.8
1.3
1.5
1.5
2.5
1.1
1.3
0.7
Establishment characteristics
See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March
2009—Continued
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
4.2
4.4
2.9
5.0
2.6
8.6
2.8
6.9
3.8
–
2.1
1.3
–
1.7
–
1.3
2.2
0.9
4.2
3.5
2.7
5.0
2.5
8.6
2.8
7.2
3.8
7.3
2.1
3.3
3.3
3.8
4.4
4.6
2.8
3.7
1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the
individual items because some employers offered both types of plans.
NOTE: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2009
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
67
51
77
21
20
93
61
43
70
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
86
77
45
44
71
67
74
68
69
77
65
26
23
54
44
60
53
87
90
85
57
51
75
66
81
79
30
35
27
8
7
20
15
24
26
28
33
25
8
5
18
12
22
26
95
95
94
92
70
89
80
93
98
75
83
72
41
42
67
61
70
58
60
69
56
21
21
47
39
52
41
80
83
78
51
49
70
63
74
71
64
72
69
70
68
49
59
53
56
50
76
81
77
80
74
25
28
26
27
25
25
27
24
26
23
98
97
95
97
93
52
65
60
63
56
36
48
41
45
37
69
74
68
71
65
Full time .................................................................
Part time ................................................................
76
39
61
22
80
55
25
11
24
9
95
80
70
34
51
16
74
48
Union .....................................................................
Nonunion ...............................................................
87
65
82
48
94
74
68
16
66
15
97
91
54
62
44
43
81
69
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
35
43
69
76
84
86
15
23
50
63
75
78
43
52
73
83
89
90
5
8
16
25
39
39
3
6
15
24
38
37
67
77
91
96
96
95
33
39
64
69
77
81
13
19
43
52
62
68
40
49
67
75
81
84
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
75
62
81
62
47
68
83
76
85
31
19
35
29
18
34
96
97
96
67
51
74
51
36
56
75
71
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
65
73
80
69
76
95
49
53
64
44
64
93
75
72
81
63
84
98
19
22
17
16
35
85
18
19
16
12
33
83
92
86
96
74
94
98
60
64
75
60
61
91
41
44
58
37
46
73
69
68
77
61
75
80
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2009—Continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
84
90
94
85
65
59
73
38
71
75
88
70
39
38
45
74
73
82
86
78
42
48
62
25
56
63
78
55
18
17
31
88
87
92
92
91
64
80
85
67
79
84
88
78
46
44
68
49
43
51
57
47
12
13
10
9
21
18
18
22
3
3
9
48
41
49
55
45
12
13
10
9
20
15
15
21
2
2
9
97
96
96
97
95
98
97
100
99
94
87
84
95
89
96
92
81
81
87
91
83
60
58
73
36
64
67
87
63
37
37
40
60
62
69
69
69
35
44
60
23
45
55
75
43
16
15
24
74
76
79
76
83
58
77
83
64
71
82
86
69
43
41
62
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
53
48
66
83
79
88
36
33
46
68
61
77
69
69
69
82
77
88
10
8
15
34
24
48
9
8
13
32
22
46
91
93
86
94
92
95
49
46
61
74
72
78
32
30
40
55
51
60
65
65
66
74
71
77
63
69
70
70
68
69
62
66
63
50
58
55
55
49
49
44
50
49
80
84
78
79
72
71
71
76
77
21
27
26
22
18
–
18
17
23
20
25
24
20
16
–
17
16
22
95
95
91
94
90
–
94
95
96
58
60
62
63
65
65
60
62
56
42
47
44
46
44
43
38
44
39
73
77
71
73
67
67
64
70
70
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. The
total is less than the sum of the individual items because some employees had access to
and participated in both types of plans.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.6
0.5
0.6
0.5
0.5
0.6
0.5
0.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.1
1.1
1.9
5.4
0.9
1.1
1.3
1.5
1.0
1.1
1.2
1.6
3.4
0.7
0.8
1.1
1.5
0.7
0.9
0.9
1.9
5.0
0.6
0.9
0.6
1.0
1.2
1.5
1.2
0.6
1.1
0.7
1.0
0.8
1.4
1.1
1.6
1.2
0.6
0.9
0.6
0.8
0.8
1.4
0.6
0.7
0.7
1.2
6.6
0.9
2.0
0.6
0.6
1.0
1.1
1.2
1.9
5.5
0.9
1.2
1.3
1.4
0.9
1.0
1.2
1.6
3.3
0.6
0.8
1.0
1.3
0.6
1.0
0.8
2.1
5.1
0.6
0.9
0.6
1.1
2.2
1.7
1.3
1.8
1.8
2.1
1.7
1.2
1.6
1.6
1.6
1.3
1.0
1.0
1.5
1.9
1.8
1.1
1.4
1.5
1.9
1.7
1.1
1.3
1.3
0.8
0.8
0.6
0.6
1.0
2.2
1.8
1.3
1.8
1.8
1.8
1.6
1.1
1.5
1.3
1.7
1.3
0.9
1.2
1.5
Full time .................................................................
Part time ................................................................
0.6
1.3
0.6
1.0
0.5
1.6
0.7
0.6
0.6
0.5
0.4
1.7
0.6
1.1
0.5
0.8
0.5
1.5
Union .....................................................................
Nonunion ...............................................................
1.2
0.7
1.2
0.6
0.5
0.6
1.7
0.5
1.6
0.5
0.3
0.7
1.6
0.7
1.6
0.5
1.1
0.5
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.6
1.3
1.1
0.8
0.7
0.9
2.3
1.1
1.0
0.8
0.8
1.0
4.2
1.6
0.8
0.6
0.5
0.7
0.7
0.5
0.8
0.8
1.1
1.3
0.6
0.5
0.7
0.7
1.1
1.3
4.7
2.2
0.8
0.3
0.4
0.7
2.7
1.4
1.1
0.9
0.8
1.0
2.3
1.1
0.9
0.7
0.7
1.0
4.7
1.7
0.8
0.6
0.6
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
2.1
1.4
1.1
1.8
1.4
0.8
1.4
0.9
1.3
1.7
1.6
1.2
1.7
1.6
0.6
1.0
0.7
1.1
2.0
1.5
1.1
1.6
1.4
0.9
1.6
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.1
2.2
1.1
2.7
2.1
0.7
0.9
1.9
0.9
2.5
2.1
0.6
0.8
1.3
0.9
1.8
0.4
0.6
1.0
1.9
1.1
3.1
3.3
0.6
0.9
1.9
0.9
2.8
3.2
0.6
1.3
1.4
2.5
1.4
0.8
0.8
1.2
2.3
1.2
2.9
2.5
0.7
0.9
1.8
0.9
2.4
3.3
0.6
0.8
1.3
0.9
2.0
3.3
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009—Continued
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.5
1.4
1.0
0.9
1.7
4.0
1.9
2.7
2.6
1.7
2.7
1.0
1.9
4.7
4.8
2.9
2.9
1.3
0.9
1.1
1.6
3.3
2.0
2.6
2.4
1.6
2.5
1.4
1.8
3.8
4.1
2.5
1.6
1.0
0.5
0.7
0.9
4.6
1.3
1.5
3.4
1.2
1.7
1.0
1.3
5.0
5.9
3.3
3.9
1.3
1.5
2.1
2.7
2.5
1.7
1.7
2.2
1.2
2.8
3.2
1.4
0.6
0.7
1.7
3.9
1.3
1.4
2.1
2.5
2.5
1.7
1.7
2.2
1.1
2.7
3.3
1.3
0.6
0.6
1.6
0.8
0.4
0.5
0.5
1.0
1.6
0.9
0.2
0.6
0.6
2.8
3.7
0.6
5.5
2.8
3.6
2.5
1.7
1.2
1.2
1.9
4.6
1.9
2.8
2.6
2.0
2.2
1.2
2.2
4.8
4.9
2.9
2.1
1.5
1.1
1.2
1.7
3.0
1.9
2.7
2.3
1.6
2.0
1.5
1.8
3.9
4.2
2.2
1.3
1.0
0.6
0.7
1.1
4.4
1.4
1.7
3.5
1.2
1.6
1.0
1.4
5.7
6.7
3.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.2
1.6
0.8
1.2
0.9
0.9
1.0
1.5
0.8
1.1
1.1
1.0
1.0
1.8
0.6
0.8
1.0
0.6
0.5
1.4
1.2
1.1
2.5
0.5
0.5
1.2
1.1
1.0
2.4
1.1
1.1
2.1
0.5
0.8
0.4
0.9
1.1
1.7
0.8
1.1
1.1
0.7
0.9
1.4
0.7
1.0
0.8
1.0
1.1
1.7
0.5
0.8
0.8
2.2
1.0
1.3
2.0
1.1
4.9
1.6
2.7
2.0
1.9
1.1
1.1
2.4
1.1
4.4
2.0
2.6
2.0
1.7
0.7
1.1
1.8
1.6
2.1
2.4
1.4
1.1
1.6
1.2
1.2
1.5
0.8
–
1.2
1.4
1.7
1.6
1.1
1.0
1.4
0.8
–
1.3
1.6
1.7
1.1
0.8
1.1
1.5
1.4
–
1.1
2.2
0.8
2.1
1.1
1.4
1.9
1.2
5.1
1.7
2.1
1.9
1.4
1.0
1.1
2.2
0.9
4.2
1.7
2.0
1.7
1.5
0.8
1.3
2.0
1.5
1.7
2.1
1.5
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because some employees had access to and
participated in both types of plans.
3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are
based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March 2009
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of earnings1
Characteristics
All workers .............................................................
Employee
contribution
required
Mean fixed
percent of
earnings
Total
Employee
Median fixed contibution
percent of not required
earnings
4
2
4.8
–
96
3
2
4
3
1
4
4.6
4.6
4.5
–
5.0
–
97
98
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Sales and office:
Sales and related ...............................................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
5
–
2
–
3.5
–
–
99
95
4
6
5
4
6
–
–
1
–
2
–
–
3.3
–
3.4
–
–
–
–
–
96
94
95
96
94
Full time .................................................................
Part time ................................................................
4
5
2
–
4.7
–
–
–
96
95
Union .....................................................................
Nonunion ...............................................................
4
4
–
3
–
4.3
–
–
96
96
Wage percentiles:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2
3
4
3
2
1
2
2
–
4.3
4.3
4.9
–
3.9
–
–
98
97
96
97
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3
4
2
1
–
1
3.0
–
3.0
3.0
–
3.0
97
96
98
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Transportation and warehousing ...................
Financial activities:
Finance and insurance ..................................
4
4
–
6
3
2
–
–
5.0
2.9
–
–
–
–
–
–
96
96
100
94
1
(3)
2.6
–
99
Establishment characteristics
See footnotes at end of table.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March
2009—Continued
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of earnings1
Characteristics
Credit intermediation and related activities
Insurance carriers and related activities ....
Education and health services:
Educational services:
Junior colleges, colleges, and universities
Leisure and hospitality:
Accomodation and food services .................
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Mean fixed
percent of
earnings
Total
Employee
Median fixed contibution
percent of not required
earnings
1
–
1
–
2.2
–
–
–
99
100
2
2
4.3
5.0
98
–
–
–
–
100
4
5
2
4
6
2
2
3
–
2
–
1
3.3
3.2
–
5.3
–
2.9
–
–
–
–
–
3.0
96
95
98
96
94
98
3
2
2
6
5
2
1
1
1
–
2
1
5.4
4.3
5.4
–
3.8
4.8
7.3
–
–
–
3.9
–
97
98
98
94
95
98
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
Pacific ....................................................................
1 The employee contributes a fixed percentage of his or her
earnings to the retirement plan.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are based
on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical
Note for more details.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 3. Standard errors for defined benefit retirement plans: Employee contribution
requirement and method of contribution, private industry workers, National
Compensation Survey, March 2009
Fixed percent of earnings1
Characteristics
All workers .............................................................
Employee
contribution
required
Mean fixed
percent of
earnings
Total
Employee
Median fixed contibution
percent of not required
earnings
0.8
0.8
0.8
–
0.8
0.6
0.4
1.0
0.6
0.3
1.0
0.6
0.3
0.7
–
0.3
–
0.6
0.4
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Sales and office:
Sales and related ...............................................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
1.4
–
1.0
–
0.3
–
–
0.5
1.4
1.5
2.2
1.1
1.4
1.9
–
–
0.5
–
0.8
–
–
0.5
–
0.7
–
–
–
–
–
1.5
2.2
1.1
1.4
1.9
Full time .................................................................
Part time ................................................................
0.8
2.3
0.7
–
0.8
–
–
–
0.8
2.3
Union .....................................................................
Nonunion ...............................................................
1.3
0.7
–
0.6
–
0.8
–
–
1.3
0.7
Wage percentiles:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.8
0.6
0.8
1.0
0.7
0.4
0.5
0.9
–
0.5
0.5
0.8
–
0.3
–
–
0.8
0.6
0.8
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
1.8
0.6
0.3
–
0.4
0.0
–
0.0
0.0
–
0.0
0.7
1.8
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Transportation and warehousing ...................
Financial activities:
Finance and insurance ..................................
1.1
1.2
–
2.9
1.0
0.9
–
–
0.9
0.7
–
–
–
–
–
–
1.1
1.2
0.2
2.9
0.2
(3)
0.5
–
0.2
Establishment characteristics
See footnotes at end of table.
Table 3. Standard errors for defined benefit retirement plans: Employee contribution
requirement and method of contribution, private industry workers, National
Compensation Survey, March 2009—Continued
Fixed percent of earnings1
Characteristics
Employee
contribution
required
Mean fixed
percent of
earnings
Total
Employee
Median fixed contibution
percent of not required
earnings
Credit intermediation and related activities
Insurance carriers and related activities ....
Education and health services:
Educational services:
Junior colleges, colleges, and universities
Leisure and hospitality:
Accomodation and food services .................
0.3
–
0.2
–
0.3
–
–
–
0.3
0.1
0.9
0.7
0.2
0.0
0.9
–
–
–
–
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.6
0.9
1.0
2.4
0.5
0.8
1.2
–
0.9
–
0.4
0.7
0.8
–
0.8
–
0.6
–
–
–
–
–
0.2
1.1
1.6
0.9
1.0
2.4
0.5
1.2
1.0
0.6
2.5
1.0
0.8
0.6
0.4
0.3
–
0.8
0.6
1.0
0.6
0.9
–
0.3
0.8
2.0
–
–
–
0.0
–
1.2
1.0
0.6
2.5
1.0
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
Pacific ....................................................................
1 The employee contributes a fixed percentage of his or her
earnings to the retirement plan.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are based
on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical
Note for more details.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2009
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
81
19
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
76
79
85
79
68
83
92
22
24
21
15
21
32
17
8
97
87
79
74
85
3
13
21
26
15
Full time .................................................................
Part time ................................................................
80
84
20
16
Union .....................................................................
Nonunion ...............................................................
90
76
10
24
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
58
67
81
85
81
78
42
33
19
15
19
22
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
79
100
73
21
–
27
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
81
77
77
66
90
86
19
23
23
34
10
14
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2009—Continued
(All workers participating in defined benefit plans = 100 percent)
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Health care and social assistance .................
73
85
86
87
88
82
85
85
27
15
14
13
12
18
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
86
89
80
79
77
81
14
11
20
21
23
19
83
86
74
82
79
78
90
17
14
26
18
21
22
10
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
3 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2009
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
1.2
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.7
1.9
2.1
3.4
1.7
3.0
2.0
1.0
1.7
1.9
2.1
3.4
1.7
3.0
2.0
1.0
0.6
1.7
1.8
2.6
2.0
0.6
1.7
1.8
2.6
2.0
Full time .................................................................
Part time ................................................................
1.1
2.6
1.1
2.6
Union .....................................................................
Nonunion ...............................................................
1.4
1.2
1.4
1.2
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
9.3
5.8
1.6
1.2
1.3
1.8
9.3
5.8
1.6
1.2
1.3
1.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.7
0.0
2.3
1.7
–
2.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.5
1.6
3.9
3.4
1.9
4.2
1.5
1.6
3.9
3.4
1.9
4.2
Establishment characteristics
See footnotes at end of table.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2009—Continued
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Health care and social assistance .................
2.9
2.0
2.1
2.9
2.4
4.2
3.9
4.1
2.9
2.0
2.1
2.9
2.4
4.2
3.9
4.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
1.9
3.2
1.4
2.5
1.3
1.7
1.9
3.2
1.4
2.5
1.3
3.3
1.3
2.3
2.9
2.5
2.3
1.7
3.3
1.3
2.3
2.9
2.5
2.3
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
the United States, 2008." See Technical Note for
more details.
cease accruals for some or all plan participants.
3 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March 2009
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
75
6
19
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
70
69
70
74
79
83
90
78
85
12
9
–
–
–
4
2
5
3
18
23
–
–
–
13
8
17
12
90
84
70
68
74
–
4
–
–
–
–
12
–
–
–
Full time .................................................................
Part time ................................................................
74
86
7
–
19
–
Union .....................................................................
Nonunion ...............................................................
84
72
–
7
–
21
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
75
84
71
72
74
72
–
–
4
5
10
13
–
–
25
23
16
15
Goods-producing industries ...................................
Manufacturing ....................................................
68
68
8
8
24
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
77
90
84
93
85
89
6
–
–
–
–
–
17
–
–
7
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March
2009—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
78
61
58
64
71
54
–
89
91
91
88
–
7
7
–
–
–
69
–
–
–
–
21
32
34
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
72
77
67
75
82
70
4
3
–
7
–
10
24
20
–
18
–
20
69
69
70
66
82
73
84
85
78
–
–
–
–
–
–
4
–
–
–
30
–
–
–
–
13
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2009
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
2.1
1.5
1.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.7
4.0
4.7
10.2
15.9
2.3
2.5
3.7
3.1
3.5
2.4
–
–
–
1.0
0.6
1.6
1.3
2.4
3.6
–
–
–
2.1
2.4
3.3
3.2
5.8
3.7
4.2
5.2
5.9
–
1.6
–
–
–
–
3.6
–
–
–
Full time .................................................................
Part time ................................................................
2.2
4.4
1.6
–
1.9
–
Union .....................................................................
Nonunion ...............................................................
4.2
2.3
–
1.8
–
2.0
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
16.8
6.0
3.7
3.3
3.3
4.4
–
–
1.4
1.3
2.9
3.6
–
–
4.0
3.2
2.0
2.4
Goods-producing industries ...................................
Manufacturing ....................................................
3.8
3.8
2.2
2.2
3.4
3.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
2.4
3.1
6.8
3.0
10.9
4.5
2.0
–
–
–
–
–
2.2
–
–
3.0
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2009—Continued
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
5.8
5.1
5.1
5.7
9.0
9.5
–
4.1
4.9
4.9
4.6
–
1.7
1.8
–
–
–
13.9
–
–
–
–
5.8
4.5
4.5
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
4.8
4.6
8.4
2.5
3.1
3.4
1.1
1.1
–
1.8
–
2.8
4.8
4.4
–
1.9
–
2.4
11.3
4.8
5.4
7.5
5.3
8.2
3.8
5.9
7.1
–
–
–
–
–
–
1.7
–
–
–
4.7
–
–
–
–
3.5
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants since the plan was closed to new workers or stopped
accruing benefits.
3 The percentile groupings are based on the average wage for each occupation surveyed, which may
include workers both above and below the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March 2009
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
6
61
33
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Sales and office:
Office and administrative support ......................
Natural resources, construction, and
maintenance:
Installation, maintenance, and repair .................
10
10
11
50
53
47
40
37
42
7
54
40
1
80
19
Full time .................................................................
Part time ................................................................
6
–
62
58
32
42
Nonunion ...............................................................
7
59
34
Wage percentiles:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
5
9
13
57
67
58
47
–
28
33
40
Service-providing industries ..................................
Wholesale trade .............................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Education and health services ...........................
Health care and social assistance .................
Other services ...................................................
7
26
26
–
–
5
–
–
3
–
–
57
49
17
70
55
60
53
63
47
–
94
36
25
56
–
–
35
–
36
49
54
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more:
100 to 499 workers ............................................
2
–
–
63
56
69
35
–
31
7
60
33
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March
2009—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
2 to 5 years
Greater than
5 years
Geographic areas
New England .........................................................
South Atlantic ........................................................
East South Central ................................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
–
–
–
–
–
56
69
54
–
57
–
–
–
72
–
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2009
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
1.1
3.0
3.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Sales and office:
Office and administrative support ......................
Natural resources, construction, and
maintenance:
Installation, maintenance, and repair .................
2.1
2.5
2.3
3.6
4.2
4.5
3.4
3.5
4.6
2.2
7.2
7.9
0.3
3.7
3.7
Full time .................................................................
Part time ................................................................
1.2
–
2.8
8.2
2.8
8.3
Nonunion ...............................................................
1.3
2.7
2.6
Wage percentiles:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
2.2
1.7
2.6
13.4
3.6
3.2
4.5
–
3.5
2.9
4.3
Service-providing industries ..................................
Wholesale trade .............................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Education and health services ...........................
Health care and social assistance .................
Other services ...................................................
1.3
6.4
7.1
–
–
1.8
–
–
1.2
–
–
3.7
9.2
2.8
6.0
5.5
5.3
7.9
8.1
13.7
–
7.0
3.8
4.6
5.6
–
–
5.6
–
8.0
14.3
14.7
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more:
100 to 499 workers ............................................
0.9
–
–
5.5
7.6
8.0
5.5
–
8.0
2.3
6.7
7.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2009—Continued
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
2 to 5 years
Greater than
5 years
Geographic areas
New England .........................................................
South Atlantic ........................................................
East South Central ................................................
Mountain ................................................................
Pacific ....................................................................
–
–
–
–
–
15.5
5.7
8.6
–
6.8
–
–
–
18.0
–
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may
include workers both above and below the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2009
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans2
Characteristics
All workers .............................................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
6
94
11
28
56
1
5
7
3
95
93
97
11
11
12
25
33
20
59
49
66
3
4
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service:
Protective service ...............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Production, transportation, and material moving ...
Transportation and material moving ..................
–
7
9
5
100
93
91
95
–
4
5
24
–
36
29
13
65
54
57
62
–
1
–
–
12
8
4
88
92
96
42
21
–
–
23
27
40
51
57
–
–
–
Full time .................................................................
Part time ................................................................
6
2
94
98
12
4
28
–
55
70
1
–
Union .....................................................................
Nonunion ...............................................................
3
7
97
93
30
7
8
32
62
54
–
2
Wage percentiles:3
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
10
9
4
4
90
91
96
96
5
9
18
13
29
29
23
27
57
54
56
57
–
–
2
–
Goods-producing industries ...................................
Manufacturing ....................................................
7
7
93
93
21
21
24
24
51
51
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
6
2
–
–
26
94
98
100
100
74
7
11
1
–
43
29
42
51
–
–
58
46
47
84
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans2
Characteristics
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
Financial activities .............................................
Finance and insurance ..................................
Education and health services ...........................
23
17
5
77
83
95
10
10
–
41
44
7
27
29
86
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
4
–
7
8
6
98
96
100
93
92
94
5
–
–
13
8
16
38
35
41
26
26
25
54
55
52
56
57
56
2
–
–
–
–
–
11
4
11
–
89
96
89
100
10
17
–
–
37
25
21
–
40
57
60
74
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
Mountain ................................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 The sum of the individual components may be greater than the total
because some employers offer more than one alternative.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates published
in the "National Compensation Survey: Occupational Earnings in the
United States, 2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2009
Alternatives for employees in frozen plans2
Characteristics
All workers .............................................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
1.0
1.0
1.3
2.5
3.3
0.5
1.2
2.0
0.9
1.2
2.0
0.9
1.7
2.1
1.9
2.6
3.8
3.0
3.5
4.0
4.2
1.2
1.8
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service:
Protective service ...............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Production, transportation, and material moving ...
Transportation and material moving ..................
–
1.7
2.4
1.5
0.0
1.7
2.4
1.5
–
0.8
1.3
4.3
–
4.4
5.2
3.4
15.3
5.1
6.6
4.9
–
0.4
–
–
3.6
2.5
1.8
3.6
2.5
1.8
9.2
3.3
–
–
3.6
7.2
8.1
4.6
7.9
–
–
–
Full time .................................................................
Part time ................................................................
1.0
1.1
1.0
1.1
1.4
1.5
2.2
–
3.0
8.2
0.6
–
Union .....................................................................
Nonunion ...............................................................
0.9
1.1
0.9
1.1
5.4
0.9
2.5
2.8
5.8
3.4
–
0.6
Wage percentiles:3
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.7
1.6
0.9
1.2
2.7
1.6
0.9
1.2
1.9
2.1
2.3
2.4
3.7
3.4
2.1
3.4
4.1
3.8
3.3
4.3
–
–
1.0
–
Goods-producing industries ...................................
Manufacturing ....................................................
2.1
2.1
2.1
2.1
3.5
3.5
3.5
3.5
5.5
5.5
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
1.2
–
–
7.1
1.0
1.2
0.5
0.0
7.1
1.2
2.5
0.6
–
5.2
3.3
4.2
6.1
–
–
3.8
4.2
6.0
7.6
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2009—Continued
Alternatives for employees in frozen plans2
Characteristics
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
Financial activities .............................................
Finance and insurance ..................................
Education and health services ...........................
5.9
4.1
1.9
5.9
4.1
1.9
2.2
2.3
–
8.4
8.5
2.4
5.7
6.1
4.4
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.6
–
1.1
2.1
1.4
0.8
1.6
0.0
1.1
2.1
1.4
2.5
–
–
1.5
2.0
2.2
6.5
9.8
8.7
2.4
4.6
2.4
6.1
9.2
8.9
3.4
6.2
3.5
1.2
–
–
–
–
–
3.2
1.0
2.7
–
3.2
1.0
2.7
0.0
1.9
3.9
–
–
4.2
4.0
4.0
–
8.5
5.2
3.9
21.4
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
Mountain ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The sum of the individual components may be greater than the total because some employers offer more than one alternative.
3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2009
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
66
34
80
20
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
68
72
66
67
70
62
56
66
69
32
28
34
33
30
38
44
34
31
83
86
82
86
79
74
62
80
82
17
14
18
14
21
26
38
20
18
57
78
66
68
63
43
22
34
32
37
74
88
80
82
76
26
12
20
18
24
Full time .................................................................
Part time ................................................................
66
61
34
39
80
78
20
22
Union .....................................................................
Nonunion ...............................................................
60
66
40
34
79
80
21
20
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
73
62
61
68
69
68
27
38
39
32
31
32
88
76
75
82
83
83
12
24
25
18
17
17
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
68
55
71
32
45
29
81
72
84
19
28
16
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
65
58
71
50
58
90
35
42
29
50
42
10
80
68
84
57
71
97
20
32
16
43
29
3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2009—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
74
74
75
77
78
67
63
71
60
57
59
61
–
–
61
17
26
26
25
23
22
33
37
29
40
43
41
39
–
–
39
90
85
85
86
87
83
85
83
84
82
81
84
82
92
96
87
10
15
15
14
13
17
15
17
16
18
19
16
18
8
4
13
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
65
65
65
66
62
71
35
35
35
34
38
29
81
81
81
79
75
83
19
19
19
21
25
17
70
62
60
64
64
75
66
67
75
30
38
40
36
36
25
34
33
25
81
83
76
81
78
83
77
79
84
19
17
24
19
22
17
23
21
16
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average
wage for each occupation surveyed, which may include
workers both above and below the threshold. The
percentile values are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2008." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 8. Standard errors for defined contribution retirement plans:1 Selected
attributes, private industry workers, National Compensation Survey, March
2009
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
1.0
1.0
0.6
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
1.2
1.9
3.8
5.9
1.0
1.5
1.1
1.9
1.4
1.2
1.9
3.8
5.9
1.0
1.5
1.1
1.9
1.1
0.9
1.4
1.5
5.9
1.0
1.8
0.9
1.5
1.1
0.9
1.4
1.5
5.9
1.0
1.8
0.9
1.5
3.1
1.9
1.2
1.6
2.0
3.1
1.9
1.2
1.6
2.0
3.1
1.2
1.2
1.5
1.9
3.1
1.2
1.2
1.5
1.9
Full time .................................................................
Part time ................................................................
1.0
2.3
1.0
2.3
0.6
1.8
0.6
1.8
Union .....................................................................
Nonunion ...............................................................
2.7
1.0
2.7
1.0
2.4
0.7
2.4
0.7
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
6.9
2.9
1.5
0.9
1.2
1.7
6.9
2.9
1.5
0.9
1.2
1.7
2.4
1.8
1.1
0.9
0.9
1.3
2.4
1.8
1.1
0.9
0.9
1.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.6
1.1
1.2
2.6
1.1
1.0
2.5
1.1
1.0
2.5
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.2
1.1
2.0
1.5
3.5
2.5
1.2
1.1
2.0
1.5
3.5
2.5
0.8
1.1
1.5
1.7
3.2
1.0
0.8
1.1
1.5
1.7
3.2
1.0
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans:1 Selected
attributes, private industry workers, National Compensation Survey, March
2009—Continued
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.4
1.4
1.5
1.6
2.2
3.9
2.8
3.4
5.3
2.4
2.6
2.9
2.8
–
–
4.6
2.4
1.4
1.5
1.6
2.2
3.9
2.8
3.4
5.3
2.4
2.6
2.9
2.8
–
–
4.6
1.8
1.1
1.1
1.2
1.5
3.9
2.3
3.0
4.6
1.7
2.6
2.2
2.1
1.6
1.8
3.0
1.8
1.1
1.1
1.2
1.5
3.9
2.3
3.0
4.6
1.7
2.6
2.2
2.1
1.6
1.8
3.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.7
2.4
1.2
1.6
1.8
1.3
1.7
2.4
1.2
1.6
1.8
1.3
1.6
1.9
0.7
1.1
1.0
1.3
1.6
1.9
0.7
1.1
1.0
5.4
2.4
1.8
2.2
2.7
5.1
2.0
4.5
1.7
5.4
2.4
1.8
2.2
2.7
5.1
2.0
4.5
1.7
4.1
1.0
1.7
1.8
1.5
1.8
1.9
2.2
1.5
4.1
1.0
1.7
1.8
1.5
1.8
1.9
2.2
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers
both above and below the threshold. The percentile values are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans,
key
provisions,
and
related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2009
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
71
52
74
46
36
78
27
21
76
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
86
94
82
46
56
72
63
78
77
67
76
63
29
36
51
41
57
61
78
81
77
63
65
70
65
73
80
61
68
57
28
22
47
41
51
44
50
57
46
20
16
35
27
40
38
82
84
81
71
71
74
66
78
85
36
36
35
18
16
24
20
26
31
28
30
27
12
9
18
14
20
25
78
81
76
67
57
74
70
76
83
70
84
77
82
72
57
66
58
66
51
81
79
76
81
71
38
51
49
53
45
33
43
39
44
33
87
84
79
83
74
26
36
30
31
29
22
29
24
25
22
86
80
78
81
75
Full time .................................................................
Part time ................................................................
86
24
65
13
75
56
56
16
45
10
79
63
33
10
25
6
77
65
Union .....................................................................
Nonunion ...............................................................
90
69
76
49
85
72
69
44
61
33
88
76
54
24
46
18
84
74
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
25
38
77
86
89
90
13
22
54
67
72
73
50
57
71
78
81
80
13
22
49
54
66
69
8
14
36
44
55
58
62
63
74
81
84
85
–
12
26
32
41
41
–
8
19
26
33
33
–
63
73
80
80
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
85
71
91
70
56
75
82
79
83
55
35
64
47
29
54
85
83
85
33
23
37
27
20
31
84
86
83
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
68
73
87
64
82
95
48
50
69
39
60
83
71
69
79
62
73
87
44
46
52
40
58
66
34
32
43
25
43
60
76
71
83
62
75
90
26
25
33
19
36
40
19
18
27
13
25
35
74
73
82
68
69
87
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
87
87
91
93
88
73
68
84
45
75
78
90
74
37
36
52
70
66
70
71
68
55
50
64
32
53
58
71
53
24
22
37
80
76
77
76
77
76
74
76
71
71
75
79
71
63
61
72
70
66
72
77
65
43
42
51
24
48
49
66
47
27
26
27
60
54
59
60
57
35
34
42
18
36
38
52
36
18
17
22
86
82
82
78
87
81
81
83
74
76
76
78
76
68
66
82
58
28
29
28
32
27
27
33
18
26
28
36
26
–
–
19
47
22
22
21
26
23
20
25
12
19
19
25
19
–
–
14
81
79
78
75
81
83
74
76
69
72
69
69
73
–
–
73
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
59
55
71
84
81
88
42
39
51
63
59
69
72
71
72
75
73
78
30
27
40
64
58
73
23
21
31
51
43
60
77
76
78
79
75
82
18
15
26
37
31
46
13
11
19
29
24
35
73
74
72
78
78
77
70
72
72
68
72
74
66
69
72
50
55
53
52
51
56
47
48
56
71
76
73
75
71
75
71
70
78
51
49
45
44
44
51
39
42
54
40
38
35
36
33
39
29
33
44
79
79
78
81
74
77
74
79
81
22
32
23
20
26
–
19
25
37
16
26
17
16
18
–
14
20
29
74
79
74
81
69
–
75
78
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 private industry workers, National Compensation Survey,
March 2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
69
51
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
84
92
80
44
53
70
61
76
73
65
74
61
28
34
49
39
55
58
78
81
76
63
64
70
65
73
80
67
81
74
79
70
54
63
56
63
49
81
79
76
80
70
Full time .................................................................
Part time ................................................................
83
23
62
13
75
57
Union .....................................................................
Nonunion ...............................................................
88
67
74
48
84
72
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
24
37
75
83
87
89
12
21
52
65
70
71
50
57
70
78
81
80
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
67
88
67
52
73
81
78
82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
66
71
85
62
82
92
47
49
67
38
59
80
71
69
78
62
72
88
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 private industry workers, National Compensation Survey,
March 2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
84
85
88
92
85
72
65
81
43
73
76
89
73
36
35
48
67
65
67
69
65
55
48
61
30
52
56
70
52
23
22
35
80
76
76
76
77
76
73
76
70
71
74
78
71
63
61
72
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
68
82
79
86
41
38
49
61
57
67
71
71
72
75
72
78
69
69
71
67
70
71
63
68
69
48
53
52
51
50
53
45
47
53
71
76
73
75
71
74
71
70
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.5
0.8
0.6
0.4
0.9
0.8
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.8
1.2
2.1
5.3
0.8
1.1
1.1
1.4
0.7
1.0
0.9
1.8
4.6
0.8
0.9
1.0
1.4
0.6
0.7
0.8
1.8
4.9
0.8
1.2
0.8
0.9
1.2
1.4
1.5
2.6
3.8
0.9
1.2
1.2
1.4
1.0
1.5
1.2
2.4
2.7
0.8
1.0
1.0
1.3
0.6
0.9
0.8
2.6
3.5
0.6
1.2
0.7
1.0
1.2
1.4
1.4
2.7
3.8
0.8
1.1
0.9
1.5
1.0
1.4
1.1
2.4
2.5
0.7
0.9
0.8
1.3
1.1
1.4
1.2
3.6
10.4
1.0
1.7
1.2
1.3
2.0
1.6
1.2
1.5
1.8
2.1
1.5
1.0
1.3
1.4
1.4
1.1
0.7
0.8
1.1
1.8
2.0
1.3
1.8
1.7
1.6
1.7
1.1
1.6
1.2
1.5
1.1
1.0
1.0
1.5
1.8
2.1
0.9
1.3
1.3
1.7
1.7
0.8
1.1
1.0
2.0
1.6
1.1
1.6
1.5
Full time .................................................................
Part time ................................................................
0.5
0.9
0.6
0.6
0.5
1.6
0.8
0.7
0.7
0.5
0.4
1.5
1.1
0.5
0.9
0.4
0.7
1.8
Union .....................................................................
Nonunion ...............................................................
1.4
0.8
1.6
0.6
0.9
0.5
1.9
0.9
1.8
0.7
0.8
0.5
2.0
0.9
1.9
0.8
1.1
0.8
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3.0
1.4
1.0
0.7
0.8
1.1
2.3
1.2
0.8
0.8
0.8
1.3
4.0
1.5
0.6
0.6
0.6
0.9
3.0
1.7
1.2
1.1
1.0
1.6
2.9
1.5
0.9
0.9
0.9
1.5
9.0
2.7
0.6
0.6
0.6
0.9
–
1.7
1.2
1.1
1.1
1.4
–
1.5
1.0
0.9
1.1
1.2
–
3.6
1.1
0.8
1.1
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
2.0
0.8
0.8
1.9
0.8
0.5
1.3
0.5
1.3
1.7
1.7
1.1
1.5
1.5
0.6
1.6
0.7
1.0
1.5
1.4
0.9
1.4
1.2
0.9
2.0
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.8
1.4
1.1
2.5
1.9
0.7
0.8
1.6
0.9
2.1
2.2
0.6
0.8
1.3
1.1
1.6
1.4
1.0
1.0
2.3
1.3
2.8
5.7
0.8
0.8
2.2
0.9
2.3
5.2
0.5
0.8
1.4
1.2
1.6
1.4
1.1
0.8
2.2
1.0
2.7
5.1
0.9
0.7
1.8
0.8
2.4
4.5
0.9
1.1
1.4
1.9
2.8
1.9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009—Continued
Medical care
Dental care
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.5
1.0
0.7
0.7
1.4
3.3
1.8
1.9
3.1
1.5
2.4
1.1
1.7
5.0
5.1
3.3
2.6
1.0
0.8
0.9
1.7
3.0
1.7
1.8
2.6
1.3
2.4
1.9
1.5
4.3
4.5
2.6
1.7
0.7
0.7
0.8
1.6
2.2
1.2
1.6
2.3
1.2
1.6
1.7
1.3
3.8
4.6
2.6
3.3
1.6
1.2
1.5
2.4
4.0
2.1
3.0
2.7
1.8
2.3
2.2
2.1
5.7
5.8
3.0
3.2
1.6
1.3
1.7
2.2
3.5
1.7
2.7
2.2
1.4
2.1
2.3
1.6
5.0
5.2
2.6
1.5
0.9
0.8
1.1
0.9
3.1
1.6
2.1
3.4
1.1
1.7
1.5
1.2
4.8
6.0
2.7
3.5
1.3
1.3
1.9
2.5
3.9
1.9
2.7
3.0
1.6
2.2
3.3
1.8
–
–
2.9
3.3
1.0
1.0
1.5
1.9
3.4
1.4
2.2
2.0
1.3
2.0
3.1
1.5
–
–
2.2
2.1
1.2
1.2
1.7
2.2
2.8
2.6
3.3
5.1
1.7
3.4
4.0
2.0
–
–
3.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
1.4
0.7
1.0
0.8
0.8
0.9
1.3
0.7
1.0
0.9
0.8
0.9
1.0
0.5
0.7
0.6
0.9
1.0
1.5
1.0
1.3
1.7
0.7
0.7
1.3
0.9
1.1
1.4
0.8
1.0
1.2
0.5
0.7
0.6
0.7
0.8
1.5
1.6
1.2
2.7
0.5
0.6
1.2
1.4
1.0
2.4
1.1
1.6
1.8
0.8
1.0
1.1
1.1
2.0
1.2
1.4
1.5
5.6
2.1
3.0
1.5
1.7
1.4
0.8
1.8
1.3
4.2
2.1
3.2
1.4
2.7
1.7
0.6
1.3
0.9
1.7
1.6
1.7
1.0
2.3
1.3
1.5
2.1
1.5
7.1
2.4
4.8
1.3
2.1
0.9
1.0
2.1
1.0
6.3
1.8
4.0
1.1
2.6
0.9
0.8
1.2
1.2
3.0
1.4
2.0
1.0
1.2
1.8
0.9
2.1
1.4
–
1.8
2.7
1.4
0.7
1.8
0.7
1.6
1.1
–
1.6
2.4
1.1
4.3
2.0
1.5
1.8
1.6
–
2.5
2.0
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
0.7
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.9
1.2
2.1
5.3
0.8
1.1
1.1
1.3
0.8
1.0
1.0
1.8
4.7
0.8
1.0
1.0
1.3
0.6
0.7
0.8
1.8
5.2
0.8
1.2
0.8
0.9
1.9
1.7
1.2
1.6
1.9
1.8
1.6
1.0
1.5
1.4
1.4
1.1
0.7
0.9
1.1
Full time .................................................................
Part time ................................................................
0.5
0.9
0.5
0.6
0.4
1.7
Union .....................................................................
Nonunion ...............................................................
1.6
0.8
1.7
0.6
1.0
0.4
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.9
1.4
1.1
0.8
0.8
1.1
2.1
1.2
0.8
0.8
0.8
1.2
3.6
1.5
0.7
0.6
0.6
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
1.9
1.0
0.9
1.7
1.0
0.5
1.4
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.8
1.4
1.1
2.6
2.3
0.7
0.8
1.5
1.0
2.2
2.4
0.5
0.7
1.3
1.1
1.6
1.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.7
1.1
0.9
0.7
1.8
3.2
1.9
2.0
3.2
1.6
2.7
1.2
1.8
5.0
5.2
3.3
2.7
1.1
1.0
0.9
2.0
3.0
1.6
1.9
2.6
1.3
2.5
1.7
1.5
4.2
4.4
2.5
1.7
0.7
0.7
0.8
1.6
2.3
1.2
1.5
2.5
1.2
1.5
1.5
1.4
3.5
4.2
2.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
1.5
0.7
1.0
0.9
0.7
0.8
1.3
0.7
0.9
0.9
0.7
0.9
1.0
0.5
0.7
0.7
1.3
1.8
1.1
1.1
1.5
6.0
2.4
3.0
1.3
1.8
1.3
0.7
1.7
1.2
4.1
2.1
3.0
1.2
2.8
1.7
0.6
1.6
0.8
1.9
1.5
1.6
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2009
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
70
30
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
81
81
78
71
79
76
81
82
19
19
19
22
29
21
24
19
18
71
71
71
66
66
67
64
69
71
29
29
29
34
34
33
36
31
29
85
80
82
82
82
15
20
18
18
18
72
71
74
75
73
28
29
26
25
27
Full time .................................................................
Part time ................................................................
81
78
19
22
70
67
30
33
Union .....................................................................
Nonunion ...............................................................
90
79
10
21
86
67
14
33
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
75
76
79
81
83
82
25
24
21
19
17
18
63
63
67
70
74
74
37
37
33
30
26
26
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
84
82
18
16
18
75
69
76
25
31
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
80
78
81
75
81
84
20
22
19
25
19
16
68
68
70
64
73
79
32
32
30
36
27
21
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2009—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
82
81
80
82
84
79
80
75
82
82
80
82
76
75
83
17
18
19
20
18
16
21
20
25
18
18
20
18
24
25
17
77
70
71
68
72
67
68
66
66
68
68
69
68
65
64
67
23
30
29
32
28
33
32
34
34
32
32
31
32
35
36
33
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
81
79
81
80
81
20
19
21
19
20
19
66
66
66
73
70
76
34
34
34
27
30
24
78
82
79
80
79
78
82
79
84
22
18
21
20
21
22
18
21
16
71
74
73
71
66
66
66
67
71
29
26
27
29
34
34
34
33
29
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2009
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.6
0.6
0.8
1.8
0.3
0.5
0.4
0.6
0.4
0.6
0.6
0.8
1.8
0.3
0.5
0.4
0.6
0.6
0.7
0.7
1.1
2.8
0.3
0.5
0.5
1.0
0.6
0.7
0.7
1.1
2.8
0.3
0.5
0.5
1.0
0.9
0.7
0.5
0.6
0.7
0.9
0.7
0.5
0.6
0.7
1.6
0.9
0.7
0.8
1.0
1.6
0.9
0.7
0.8
1.0
Full time .................................................................
Part time ................................................................
0.3
0.9
0.3
0.9
0.3
1.1
0.3
1.1
Union .....................................................................
Nonunion ...............................................................
0.4
0.3
0.4
0.3
0.7
0.3
0.7
0.3
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.4
0.7
0.3
0.3
0.4
0.6
1.4
0.7
0.3
0.3
0.4
0.6
1.7
0.8
0.6
0.5
0.5
0.7
1.7
0.8
0.6
0.5
0.5
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
0.8
0.5
0.5
0.8
0.5
0.7
1.5
0.7
0.7
1.5
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.4
0.6
0.7
1.2
1.1
0.3
0.4
0.6
0.7
1.2
1.1
0.4
0.5
0.9
0.7
1.6
1.2
0.4
0.5
0.9
0.7
1.6
1.2
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2009—Continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.8
0.4
0.4
0.5
0.6
1.5
0.8
1.0
1.9
0.5
0.7
0.6
0.6
1.2
1.6
1.6
0.8
0.4
0.4
0.5
0.6
1.5
0.8
1.0
1.9
0.5
0.7
0.6
0.6
1.2
1.6
1.6
1.0
0.6
0.6
0.6
0.8
2.1
1.1
1.4
2.6
0.9
1.3
0.9
1.0
2.0
2.7
2.3
1.0
0.6
0.6
0.6
0.8
2.1
1.1
1.4
2.6
0.9
1.3
0.9
1.0
2.0
2.7
2.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.8
0.3
0.4
0.5
0.4
0.5
0.8
0.3
0.4
0.5
0.6
0.6
1.0
0.3
0.6
0.6
0.6
0.6
1.0
0.3
0.6
0.6
0.6
0.7
0.6
1.1
0.6
1.0
0.8
1.0
0.5
0.6
0.7
0.6
1.1
0.6
1.0
0.8
1.0
0.5
0.8
1.0
0.7
1.2
0.7
1.3
1.0
1.2
0.8
0.8
1.0
0.7
1.2
0.7
1.3
1.0
1.2
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which may include
workers both above and below the threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$317.63
22
$412.45
78
$291.20
$92.43
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
327.63
327.03
327.98
307.90
215.48
299.98
268.85
315.20
348.35
20
19
20
18
7
18
15
20
36
397.40
435.26
376.26
445.02
373.94
374.99
343.32
387.15
463.85
80
81
80
82
93
82
85
80
64
310.55
300.89
316.06
276.78
203.15
283.24
255.28
297.63
282.40
90.42
87.12
92.29
96.88
92.66
95.55
102.00
92.23
98.20
100
100
100
100
100
391.08
308.35
315.37
315.74
314.88
46
27
24
22
27
506.69
395.53
412.97
401.85
424.81
54
73
76
78
73
291.79
275.91
284.68
292.04
274.11
103.95
94.22
85.24
84.55
86.23
Full time .................................................................
Part time ................................................................
100
100
317.60
318.12
22
22
410.89
435.72
78
78
291.65
284.30
91.42
108.02
Union .....................................................................
Nonunion ...............................................................
100
100
430.02
297.59
49
17
508.18
362.78
51
83
354.26
284.33
79.29
93.86
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
259.48
275.43
297.32
320.72
345.90
341.08
15
16
18
24
26
22
329.92
344.17
373.46
416.65
444.97
438.24
85
84
82
76
74
78
246.89
262.56
281.15
290.85
311.81
313.97
94.25
99.92
94.51
91.31
88.61
87.61
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
330.93
386.13
313.06
26
47
20
438.93
509.24
387.79
74
53
80
292.64
276.63
294.71
87.06
111.12
81.80
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
313.28
288.70
298.57
268.22
312.41
333.48
20
19
22
17
21
16
401.32
374.73
352.01
370.77
416.34
372.93
80
81
78
83
79
84
290.76
268.12
283.55
246.97
284.17
325.94
94.06
94.65
89.69
103.40
83.25
81.23
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$326.75
310.84
307.06
300.93
316.51
328.05
316.84
307.25
311.49
348.41
360.29
358.46
346.33
272.39
273.18
337.38
25
21
17
16
18
35
22
24
21
18
17
12
18
18
17
39
$428.84
404.07
388.09
389.27
395.41
440.40
429.09
371.16
481.77
404.22
458.65
426.52
395.17
391.21
406.91
400.58
75
79
83
84
82
65
78
76
79
82
83
88
82
82
83
61
$293.53
286.67
289.93
284.20
299.00
267.88
284.48
286.94
267.57
336.50
340.33
349.42
335.82
246.75
245.78
297.36
$85.50
86.73
87.45
88.36
86.78
82.54
98.01
97.13
105.34
94.21
98.84
103.22
93.40
95.48
95.95
101.93
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
311.43
312.30
309.46
322.24
320.50
324.18
30
32
25
16
15
16
402.23
393.36
428.23
427.06
435.63
417.83
70
68
75
84
85
84
272.46
273.76
269.78
302.78
299.45
306.48
101.97
104.37
97.04
86.53
88.44
84.42
100
100
100
100
100
100
100
100
100
322.38
339.97
318.12
325.71
294.22
283.47
316.22
312.87
331.01
18
24
20
20
16
18
21
22
32
458.10
419.75
437.52
434.23
358.34
345.82
386.03
442.77
421.00
82
76
80
80
84
82
79
78
68
293.30
314.09
288.59
298.21
282.10
269.70
297.83
277.04
288.93
108.53
91.48
92.67
87.64
94.21
98.76
87.99
97.98
84.85
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$2.95
0.6
$7.74
0.6
$2.13
$1.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4.92
8.54
4.40
10.49
24.03
2.81
3.47
3.45
7.83
1.0
1.2
1.4
1.6
1.9
0.9
1.4
1.0
1.6
13.57
29.18
10.37
38.25
22.16
9.62
11.01
11.63
12.77
1.0
1.2
1.4
1.6
1.9
0.9
1.4
1.0
1.6
3.72
5.47
4.33
5.57
24.44
2.38
3.39
2.99
7.22
1.65
1.69
2.30
3.04
13.93
1.25
2.19
1.53
2.94
13.69
7.10
4.56
4.92
7.06
2.3
1.9
1.1
1.6
2.2
19.87
12.27
11.76
9.97
20.03
2.3
1.9
1.1
1.6
2.2
13.27
8.28
3.54
4.96
4.02
5.76
2.66
1.68
2.34
2.12
Full time .................................................................
Part time ................................................................
2.91
9.86
0.6
1.9
7.62
25.94
0.6
1.9
2.17
6.79
0.99
4.21
Union .....................................................................
Nonunion ...............................................................
9.13
2.51
1.6
0.6
15.10
6.54
1.6
0.6
6.25
2.18
2.66
1.00
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
10.98
4.48
3.30
4.64
4.45
7.40
3.6
1.5
0.8
1.0
0.9
1.6
54.61
15.87
9.78
14.78
9.40
21.88
3.6
1.5
0.8
1.0
0.9
1.6
8.35
4.13
2.94
2.94
3.66
5.46
4.42
2.29
1.67
1.43
1.09
1.78
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5.03
13.48
4.34
1.1
2.2
1.3
10.04
20.33
12.80
1.1
2.2
1.3
4.09
13.32
3.79
1.94
5.21
1.88
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3.34
2.92
5.38
3.70
9.51
10.15
0.7
1.1
1.5
1.5
3.1
3.2
10.99
10.72
14.79
14.19
39.92
19.75
0.7
1.1
1.5
1.5
3.1
3.2
2.23
2.59
5.52
3.04
6.08
12.50
1.06
1.58
3.55
2.08
3.90
5.98
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2009—Continued
Total
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
Characteristics
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$10.77
4.04
3.48
3.21
7.86
14.90
7.76
7.35
19.51
6.60
9.36
6.75
7.72
10.54
11.77
13.29
2.4
1.3
1.3
1.6
1.7
4.7
2.0
2.8
3.7
1.8
2.5
2.1
2.1
3.0
3.4
4.5
$16.41
16.62
19.54
10.39
42.51
29.63
23.20
12.50
55.98
27.38
39.90
22.05
32.02
34.76
32.10
25.83
2.4
1.3
1.3
1.6
1.7
4.7
2.0
2.8
3.7
1.8
2.5
2.1
2.1
3.0
3.4
4.5
$10.96
2.10
2.20
3.24
4.19
8.70
6.48
8.23
14.53
4.83
6.10
6.60
5.64
9.19
10.56
11.55
$4.02
1.75
1.89
2.88
3.04
5.67
2.58
3.78
6.50
2.42
2.58
2.46
2.77
3.81
4.30
5.59
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.83
4.29
6.48
3.84
4.03
5.96
1.0
1.3
1.8
0.7
0.9
0.8
7.91
7.95
19.74
16.31
11.77
31.78
1.0
1.3
1.8
0.7
0.9
0.8
3.10
3.91
4.94
2.73
3.57
4.08
1.67
1.90
2.73
1.19
1.50
1.78
4.87
7.56
7.74
13.18
3.68
5.35
7.87
7.22
10.57
2.8
1.2
1.4
2.0
1.7
2.2
2.0
2.0
1.2
11.44
24.79
18.33
40.52
9.49
11.16
16.72
19.80
19.55
2.8
1.2
1.4
2.0
1.7
2.2
2.0
2.0
1.2
7.72
3.46
6.43
10.80
3.65
5.29
6.48
7.91
6.95
2.39
3.32
2.41
3.33
1.87
1.96
3.41
4.95
2.17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans,
www.bls.gov/ncs/ebs/glossary20082009.htm.
key
provisions,
and
related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
78
1
7
1
(4)
12
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
78
76
79
75
67
74
68
76
82
2
2
2
–
–
(4)
–
(4)
1
9
11
8
7
3
8
7
9
5
2
2
2
1
–
1
–
1
–
(4)
(4)
–
–
–
–
–
–
–
9
9
10
15
27
16
24
12
11
1
1
1
–
–
(4)
(4)
1
2
100
100
100
100
100
79
84
83
83
83
–
–
1
1
–
5
5
5
5
4
–
–
(4)
(4)
1
–
–
–
–
–
13
10
10
10
10
3
–
1
–
2
Full time .................................................................
Part time ................................................................
100
100
78
75
1
–
7
8
1
1
(4)
–
12
15
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
79
77
2
1
4
8
–
1
(4)
(4)
11
12
3
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
70
73
77
80
77
76
–
1
1
1
2
2
9
6
7
6
9
9
–
(4)
1
1
2
2
–
–
–
(4)
(4)
(4)
–
19
14
11
10
10
–
–
1
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
83
80
84
–
–
–
5
6
4
(4)
–
(4)
–
–
–
10
11
10
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
76
74
82
65
81
81
1
1
–
–
–
–
8
6
9
6
–
–
1
(4)
–
–
–
4
(4)
–
–
–
–
–
13
18
7
28
14
4
1
1
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
86
72
70
74
68
83
79
82
74
78
81
78
78
69
69
83
–
–
1
–
1
–
–
–
–
–
–
–
–
–
–
–
6
13
15
16
8
–
7
7
–
10
10
12
10
6
8
–
–
2
2
–
3
–
2
–
–
2
2
2
1
–
–
–
–
(4)
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
7
11
11
8
17
–
9
9
–
9
7
7
9
–
–
–
–
1
1
–
–
–
–
–
–
1
–
–
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
82
80
84
75
80
70
(4)
1
–
1
1
2
7
8
5
7
5
10
(4)
(4)
–
1
1
2
–
–
–
(4)
–
–
10
9
10
14
14
15
1
1
–
1
(4)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
84
79
76
79
80
73
72
73
79
–
–
1
–
–
–
–
1
–
6
6
7
8
7
7
12
10
6
1
1
2
–
–
–
–
–
2
–
1
–
–
–
–
–
–
–
9
12
14
11
11
–
14
15
9
–
–
–
–
1
–
–
1
2
Average monthly employer premium6 ...................
$291.20
$288.98
$299.63
$301.59
$307.00
$271.70
$291.73
$384.43
Geographic areas
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
6 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2009
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
1.0
0.3
0.5
0.1
(4)
0.8
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.3
1.5
3.5
8.4
1.0
1.7
1.1
1.7
0.7
0.7
0.7
–
–
(4)
–
(4)
0.2
0.8
1.3
0.8
0.9
1.2
0.7
0.8
0.8
0.8
0.3
0.4
0.3
0.3
–
0.2
–
0.3
–
(4)
(4)
–
–
–
–
–
–
–
0.7
0.8
1.0
3.3
7.6
0.8
1.6
0.7
1.4
0.2
0.2
0.3
–
–
(4)
(4)
0.2
0.6
0.0
0.0
0.0
0.0
0.0
2.8
2.0
1.2
1.6
1.6
–
–
0.4
0.5
–
1.2
0.8
0.7
1.0
0.7
–
–
(4)
(4)
0.2
–
–
–
–
–
2.7
1.7
1.0
1.1
1.3
1.3
–
0.3
–
0.7
Full time .................................................................
Part time ................................................................
0.0
0.0
1.1
2.0
0.3
–
0.5
1.1
0.1
0.3
(4)
–
0.9
1.5
0.2
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.2
1.0
0.9
0.3
1.5
0.5
–
0.2
(4)
(4)
1.4
0.8
1.2
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
6.5
2.6
1.4
1.1
1.2
1.5
–
0.5
0.2
0.2
0.8
0.9
1.6
0.7
0.7
0.6
0.7
0.9
–
(4)
0.2
0.2
0.3
0.5
–
–
–
(4)
(4)
(4)
–
2.3
1.1
0.7
0.7
1.0
–
–
0.2
0.2
0.4
0.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.7
2.8
1.9
–
–
–
0.8
1.6
0.9
(4)
–
(4)
–
–
–
1.0
2.3
1.1
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.1
1.8
1.7
2.7
6.1
0.2
0.3
–
–
–
–
0.6
0.6
1.1
0.9
–
–
0.2
(4)
–
–
–
1.8
(4)
–
–
–
–
–
0.9
0.8
1.1
1.5
2.3
1.7
0.2
0.4
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2009—Continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.4
1.8
2.1
2.3
3.3
6.0
2.5
3.0
6.6
1.9
2.3
2.8
2.2
9.3
8.5
4.6
–
–
0.2
–
0.6
–
–
–
–
–
–
–
–
–
–
–
1.4
1.3
1.6
2.2
1.4
–
1.5
1.7
–
1.5
1.7
2.2
1.8
2.4
2.7
–
–
0.8
0.9
–
1.5
–
0.7
–
–
0.4
0.9
0.2
0.4
–
–
–
–
(4)
(4)
–
–
–
–
–
–
–
–
–
–
–
–
–
1.7
1.2
1.3
1.2
2.5
–
1.6
2.2
–
1.0
1.4
1.5
1.1
–
–
–
–
0.3
0.3
–
–
–
–
–
–
0.3
–
–
0.4
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.3
1.8
1.3
0.9
2.3
(4)
0.2
–
0.4
0.3
0.8
0.7
1.0
0.9
0.6
0.5
1.0
(4)
(4)
–
0.2
0.3
0.4
–
–
–
(4)
–
–
0.9
1.0
1.4
1.1
0.7
2.2
0.3
0.3
–
0.2
(4)
0.5
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.1
2.0
2.1
1.1
1.8
9.6
2.7
3.1
2.1
–
–
0.2
–
–
–
–
0.2
–
2.1
0.7
0.9
1.2
1.2
2.2
1.7
2.2
1.4
0.4
0.3
0.3
–
–
–
–
–
0.6
–
0.3
–
–
–
–
–
–
–
1.6
1.6
1.9
1.5
1.1
–
1.3
2.2
1.0
–
–
–
–
0.3
–
–
0.3
0.9
Average monthly employer premium6 ...................
$2.13
$2.44
$23.61
$9.23
$8.80
$30.87
$5.85
$51.84
Geographic areas
1
2
3
4
5
A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.
Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.
Less than 0.05.
The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
6 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$737.68
12
$911.60
88
$714.83
$349.36
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
795.57
800.08
793.03
658.57
568.59
704.00
631.16
739.78
714.98
9
9
9
10
3
8
7
8
24
949.62
1,003.40
919.99
820.70
721.99
890.18
730.74
955.93
919.21
91
91
91
90
97
92
93
92
76
780.58
780.61
780.57
640.01
563.56
688.85
624.05
721.13
650.44
346.44
329.63
355.93
380.16
317.90
366.58
372.96
363.41
359.12
100
100
100
100
100
678.81
747.37
754.39
779.33
720.65
32
17
16
15
17
852.68
1,034.31
921.34
943.39
896.31
68
83
84
85
83
596.19
689.96
723.24
751.41
683.82
385.11
340.19
301.94
293.99
313.06
Full time .................................................................
Part time ................................................................
100
100
739.60
707.05
12
12
919.91
789.25
88
88
716.04
695.31
345.79
406.86
Union .....................................................................
Nonunion ...............................................................
100
100
879.80
713.12
42
6
917.26
905.31
58
94
853.22
699.87
262.30
358.77
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
560.91
624.20
686.47
735.17
819.79
826.16
9
8
8
12
16
13
434.47
720.45
823.75
898.67
985.18
937.06
91
92
92
88
84
87
572.78
616.36
674.94
713.36
788.47
809.95
366.64
382.35
364.75
345.20
327.24
321.30
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
769.09
633.51
808.64
18
33
14
899.97
806.11
979.64
82
67
86
740.70
549.85
781.02
304.04
427.29
276.42
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
727.42
687.75
717.00
606.21
783.65
905.25
10
10
10
9
14
10
918.67
849.95
899.52
635.44
1,102.38
1,000.67
90
90
90
91
86
90
707.15
668.94
696.65
603.27
732.43
894.30
362.81
348.90
337.52
384.20
295.70
282.61
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$835.87
736.82
749.43
711.99
788.75
679.26
742.28
727.49
669.65
778.97
773.40
809.68
779.98
589.47
578.29
737.73
17
9
8
5
8
17
10
8
11
6
6
2
7
9
8
17
$1,217.69
938.26
933.62
1,021.05
922.42
947.66
960.99
888.12
1,075.33
861.00
940.24
1,012.98
848.72
662.95
615.19
1,175.13
83
91
92
95
92
83
90
92
89
94
94
98
93
91
92
83
$756.72
716.01
734.19
697.17
776.43
623.38
719.17
712.62
619.10
773.40
763.57
804.77
775.20
581.87
575.06
650.44
$293.09
350.80
339.51
351.38
328.83
408.32
360.16
388.79
338.87
400.09
400.76
378.14
399.97
354.32
355.83
378.14
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
666.58
663.20
674.10
789.77
764.65
817.54
15
15
14
9
8
11
916.08
924.32
896.75
906.55
857.40
946.08
85
85
86
91
92
89
624.06
617.82
637.80
777.58
756.56
801.60
398.41
400.40
394.04
315.45
340.04
287.35
100
100
100
100
100
100
100
100
100
776.62
811.12
768.24
738.25
697.59
655.09
705.90
686.62
733.56
10
16
14
12
5
8
6
11
17
967.62
891.14
926.76
851.82
1,042.75
795.03
946.26
850.74
910.97
90
84
86
88
95
92
94
89
83
755.07
796.08
742.68
722.16
678.04
642.50
689.87
666.23
697.69
364.44
339.28
313.60
325.27
361.29
359.57
378.07
383.14
354.06
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$6.04
0.5
$16.66
0.5
$5.85
$3.89
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9.89
19.18
10.26
20.70
56.34
6.18
8.28
7.32
14.42
0.9
0.8
1.2
1.1
1.3
0.5
0.7
0.6
1.5
35.13
42.48
43.88
72.79
208.52
28.20
37.15
38.92
26.53
0.9
0.8
1.2
1.1
1.3
0.5
0.7
0.6
1.5
9.93
20.23
10.04
18.26
57.55
6.03
8.52
7.09
14.81
5.95
6.04
8.41
10.27
48.34
5.03
7.19
5.79
8.71
19.46
18.93
10.38
13.99
15.17
2.2
1.5
1.1
1.4
1.6
30.17
51.55
24.05
28.14
40.75
2.2
1.5
1.1
1.4
1.6
23.15
17.91
10.44
15.20
13.38
14.20
9.68
6.80
8.17
9.54
Full time .................................................................
Part time ................................................................
6.23
17.55
0.5
1.6
17.64
67.55
0.5
1.6
5.94
15.96
3.96
13.40
Union .....................................................................
Nonunion ...............................................................
14.32
5.94
1.6
0.5
21.86
26.90
1.6
0.5
15.58
5.98
11.91
3.98
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
31.56
12.50
8.64
8.44
9.10
12.61
2.2
0.7
0.6
0.8
0.9
1.3
116.10
78.77
33.09
22.97
23.18
41.19
2.2
0.7
0.6
0.8
0.9
1.3
27.65
11.62
8.64
8.49
10.33
13.65
19.04
8.33
7.77
5.58
3.91
6.58
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
9.62
16.78
12.03
1.0
2.2
1.1
16.91
20.51
24.10
1.0
2.2
1.1
10.97
20.37
12.76
6.43
13.38
6.53
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
6.35
7.07
13.99
8.44
27.95
25.13
0.5
0.8
1.1
1.1
2.0
2.3
25.41
41.36
54.94
41.54
90.91
59.17
0.5
0.8
1.1
1.1
2.0
2.3
5.85
6.89
13.42
8.53
23.42
25.99
4.37
6.27
12.74
7.40
14.22
19.70
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2009—Continued
Total
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
Characteristics
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$22.41
8.41
9.21
10.30
14.49
29.53
20.25
25.31
39.06
16.38
19.82
23.48
19.08
31.74
35.51
45.93
2.3
1.0
0.9
1.0
1.3
3.7
1.4
1.9
3.3
1.2
1.8
1.0
1.4
1.8
2.1
3.5
$57.71
27.31
38.44
49.90
54.37
60.95
73.84
116.99
106.12
68.84
77.75
76.72
76.86
87.28
109.05
164.50
2.3
1.0
0.9
1.0
1.3
3.7
1.4
1.9
3.3
1.2
1.8
1.0
1.4
1.8
2.1
3.5
$17.24
8.71
8.58
10.75
15.19
27.32
20.02
23.46
33.57
14.67
18.84
23.72
17.29
30.76
34.34
32.71
$13.35
7.33
6.81
8.69
8.63
20.52
9.08
15.37
22.04
11.87
15.01
10.43
14.82
14.73
17.45
18.47
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7.97
9.10
16.54
8.40
9.87
12.69
0.8
1.0
1.5
0.5
0.6
0.6
24.60
28.58
41.66
26.00
21.84
50.92
0.8
1.0
1.5
0.5
0.6
0.6
7.52
9.12
17.62
8.12
10.88
11.95
5.90
6.49
9.48
4.34
7.83
5.69
15.31
18.57
13.23
17.75
14.74
15.52
13.82
11.67
18.42
1.8
1.2
1.3
1.3
1.0
1.2
0.9
2.0
1.7
24.44
47.76
22.81
60.81
59.16
34.49
90.40
114.52
28.98
1.8
1.2
1.3
1.3
1.0
1.2
0.9
2.0
1.7
16.41
13.37
14.45
17.84
13.50
15.99
13.26
14.86
20.92
12.15
9.60
9.36
18.60
6.38
11.51
14.24
13.49
8.91
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans,
www.bls.gov/ncs/ebs/glossary20082009.htm.
key
provisions,
and
related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
79
1
6
1
(4)
12
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
80
79
80
77
68
75
70
78
83
–
–
–
–
–
(4)
–
(4)
–
8
9
7
6
3
7
5
8
5
1
1
1
1
–
1
(4)
1
–
(4)
(4)
–
–
–
–
–
–
–
9
9
10
14
26
16
23
12
11
1
–
1
–
–
(4)
–
(4)
2
100
100
100
100
100
79
85
85
85
86
–
–
1
–
–
5
4
4
5
3
–
–
(4)
(4)
(4)
–
–
–
–
–
13
9
9
9
9
2
–
1
–
–
Full time .................................................................
Part time ................................................................
100
100
80
78
1
–
6
5
1
1
(4)
–
12
16
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
83
79
1
1
3
7
–
1
–
(4)
9
12
3
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
77
75
78
82
80
79
–
–
(4)
(4)
–
–
5
5
6
6
7
8
–
(4)
(4)
1
1
2
–
–
–
(4)
(4)
–
16
18
14
11
9
9
–
–
(4)
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
84
81
84
–
–
–
4
6
4
(4)
–
(4)
–
–
–
10
12
9
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
78
76
83
67
83
82
(4)
1
–
–
–
–
7
5
7
4
2
–
1
(4)
–
–
–
4
(4)
–
–
–
–
–
13
18
8
27
13
4
1
1
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
84
76
74
76
73
86
83
85
79
79
80
80
79
73
74
84
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
6
11
13
15
6
–
5
5
6
9
8
11
9
6
7
–
–
2
2
–
3
–
2
–
–
1
2
2
1
–
–
–
–
(4)
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
9
11
11
7
17
–
9
9
11
10
9
6
10
19
17
9
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
83
82
85
77
80
73
(4)
(4)
–
1
1
–
6
6
4
7
4
10
(4)
(4)
–
1
1
2
–
–
–
(4)
–
–
10
11
10
13
13
13
1
(4)
–
1
(4)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
85
80
77
80
82
79
75
74
82
–
–
1
–
–
–
–
–
–
5
6
7
7
5
6
10
10
4
1
1
2
–
(4)
–
–
–
1
–
1
–
–
–
–
–
–
–
9
12
13
12
11
–
13
16
10
–
–
(4)
–
–
–
–
–
2
Average monthly employer premium6 ...................
$714.83
$715.87
$725.68
$718.15
$762.30
$771.38
$703.54
$677.60
Geographic areas
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
6 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2009
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
0.2
0.4
0.1
(4)
0.6
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.3
1.5
2.8
8.1
1.0
1.8
1.0
1.5
–
–
–
–
–
(4)
–
(4)
–
0.7
1.1
0.8
0.9
1.2
0.5
0.7
0.7
0.8
0.3
0.3
0.3
0.3
–
0.2
(4)
0.2
–
(4)
(4)
–
–
–
–
–
–
–
0.7
0.8
1.0
2.4
7.4
0.8
1.8
0.7
1.2
0.2
–
0.3
–
–
(4)
–
(4)
0.6
0.0
0.0
0.0
0.0
0.0
2.8
1.6
1.1
1.4
1.4
–
–
0.3
–
–
1.2
0.8
0.6
0.9
0.7
–
–
(4)
(4)
(4)
–
–
–
–
–
2.5
1.2
0.9
1.1
1.1
1.1
–
0.2
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
1.9
0.2
–
0.4
0.9
0.1
0.2
(4)
–
0.7
1.5
0.2
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.7
0.9
0.5
0.2
1.4
0.4
–
0.1
–
(4)
1.0
0.7
1.0
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
3.7
1.8
1.2
0.9
1.1
1.4
–
–
(4)
(4)
–
–
1.5
0.7
0.7
0.6
0.6
0.8
–
(4)
(4)
0.1
0.3
0.4
–
–
–
(4)
(4)
–
2.7
1.7
0.9
0.7
0.7
0.8
–
–
(4)
0.2
0.3
0.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.5
2.7
1.7
–
–
–
0.6
1.4
0.7
(4)
–
(4)
–
–
–
1.0
2.3
1.0
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.0
1.7
1.8
2.4
5.7
(4)
0.2
–
–
–
–
0.5
0.5
1.1
0.7
0.8
–
0.2
(4)
–
–
–
1.7
(4)
–
–
–
–
–
0.7
0.9
1.3
1.8
2.1
1.4
0.2
0.3
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2009—Continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.6
1.5
1.9
2.2
3.0
4.6
1.9
2.8
4.4
1.9
2.5
2.5
2.2
6.5
5.4
3.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.7
1.2
1.4
2.0
1.2
–
1.1
1.4
2.6
1.4
1.4
2.0
1.7
2.2
2.6
–
–
0.7
0.8
–
1.3
–
0.7
–
–
0.4
0.8
0.2
0.4
–
–
–
–
(4)
(4)
–
–
–
–
–
–
–
–
–
–
–
–
–
1.7
1.0
1.2
1.1
2.4
–
1.3
2.0
3.1
1.2
2.1
1.4
1.3
4.9
3.7
2.5
–
–
–
–
–
–
–
–
–
0.3
–
–
0.3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.2
1.7
1.1
1.0
1.8
(4)
(4)
–
0.4
0.3
–
0.6
0.8
0.8
0.6
0.5
1.0
(4)
(4)
–
0.2
0.3
0.3
–
–
–
(4)
–
–
0.8
0.9
1.5
0.8
0.8
1.6
0.2
(4)
–
0.2
(4)
0.4
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.6
2.5
2.1
1.7
1.8
6.6
2.2
3.0
1.6
–
–
0.2
–
–
–
–
–
–
1.7
0.8
0.9
1.3
0.9
2.1
1.7
2.1
1.2
0.4
0.3
0.3
–
(4)
–
–
–
0.5
–
0.3
–
–
–
–
–
–
–
2.3
1.8
1.7
1.7
1.2
–
0.9
2.6
1.0
–
–
(4)
–
–
–
–
–
0.8
Average monthly employer premium6 ...................
$5.85
$7.03
$52.00
$18.18
$35.22
$80.21
$11.94
$53.52
Geographic areas
1
2
3
4
5
A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.
Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.
Less than 0.05.
The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
6 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Medical care benefits: Employee contributions for single and family coverage, private industry workers, National
Compensation Survey, March 2009
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$28.21
$49.75
$77.88
$115.70
$165.65
$100.41
$183.62
$289.96
$450.09
$664.51
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
28.82
28.50
29.00
25.85
17.52
29.26
29.19
29.44
28.24
47.66
47.67
47.66
49.98
21.38
52.15
54.00
51.40
49.84
76.34
76.13
76.49
81.01
71.49
80.90
88.00
78.00
82.44
110.84
110.23
111.09
126.90
132.62
119.63
130.07
112.66
128.00
158.80
153.77
163.22
168.49
148.58
173.38
187.92
164.87
188.55
101.25
100.70
101.83
99.60
59.57
114.82
103.99
120.12
108.00
181.48
175.00
183.62
211.00
72.69
200.00
216.65
194.99
186.94
290.41
285.20
294.47
312.89
234.00
313.10
319.47
307.77
305.00
441.90
433.65
442.75
504.72
540.86
477.57
485.72
474.71
488.64
654.42
625.00
661.86
695.36
647.64
688.40
696.52
681.46
721.42
25.00
30.93
26.65
26.08
28.84
48.12
50.00
46.35
45.08
49.20
86.66
79.78
72.00
70.52
73.66
135.00
123.24
107.37
105.73
108.62
212.42
181.53
152.16
150.68
160.32
108.00
108.00
83.97
84.00
76.88
215.00
168.99
153.90
145.00
167.26
337.00
286.00
254.75
246.97
263.37
526.20
460.14
379.80
355.31
404.99
779.12
668.92
602.29
558.56
639.91
Full time .................................................................
Part time ................................................................
28.27
28.00
49.83
46.00
77.30
83.25
114.59
149.60
162.60
222.99
100.85
90.00
182.72
206.47
287.00
346.16
446.09
558.74
658.48
738.93
Union .....................................................................
Nonunion ...............................................................
22.32
29.59
39.00
50.00
65.34
80.00
96.63
118.97
132.02
170.08
65.00
110.00
113.00
193.58
203.79
300.38
297.29
469.45
466.15
673.20
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
26.65
28.00
26.02
46.28
53.86
44.98
73.01
92.40
69.33
106.80
149.13
101.80
153.76
221.00
144.92
94.00
140.08
85.00
159.54
240.65
145.00
254.00
407.30
231.00
389.97
588.02
327.00
588.02
801.26
507.45
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
29.00
29.04
25.29
28.60
30.00
28.71
19.92
26.87
27.06
25.66
28.01
25.00
50.00
51.00
47.66
55.90
50.61
48.00
41.99
46.84
48.29
49.00
46.84
43.25
80.00
78.00
73.00
91.00
70.52
75.26
74.88
76.00
77.17
76.99
77.00
71.17
119.31
120.03
107.17
138.00
107.00
106.00
105.10
108.00
109.34
108.95
112.38
103.84
170.91
178.44
161.13
198.00
173.33
151.46
145.54
154.99
153.40
152.04
159.20
162.27
103.00
99.67
100.00
102.46
99.00
108.00
80.41
124.99
122.00
127.65
116.00
143.00
192.50
182.72
174.62
225.14
172.08
165.35
145.54
205.50
201.48
205.75
188.72
230.17
305.45
290.15
278.34
333.64
242.65
273.38
230.92
307.82
300.00
312.33
295.00
327.44
473.19
460.08
450.45
522.21
346.64
366.17
330.48
463.11
436.00
448.96
437.46
565.62
685.21
682.53
646.00
730.88
631.98
488.64
547.86
643.57
618.00
644.00
598.00
693.75
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Employee contributions for single and family coverage, private industry workers, National
Compensation Survey, March 2009—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$32.31
32.00
23.26
29.60
32.32
33.34
29.60
20.39
22.65
37.59
$52.99
54.00
51.17
46.39
54.20
55.82
45.50
53.34
60.45
58.01
$84.91
85.08
93.95
79.28
85.98
92.00
77.90
82.86
89.70
84.40
$126.61
126.61
138.93
113.45
121.94
135.49
111.83
130.00
131.41
132.60
$177.20
174.00
222.99
166.58
190.00
210.00
163.71
168.00
168.99
192.40
$108.76
140.00
72.69
106.02
158.40
174.56
99.60
129.67
132.76
104.97
$190.65
201.42
191.72
208.03
243.06
253.77
202.07
227.07
229.62
207.00
$307.43
322.00
323.37
339.06
335.30
331.22
340.24
285.89
300.15
323.76
$488.21
523.82
478.00
498.35
486.00
478.25
498.35
448.47
448.47
491.19
$689.60
714.03
689.60
750.00
696.19
639.83
756.91
615.80
615.80
688.46
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
31.66
32.00
30.26
25.84
26.68
23.44
54.16
55.00
52.11
45.99
47.19
44.63
87.70
90.00
82.50
72.07
75.81
68.66
129.57
133.95
124.57
108.00
110.65
103.20
182.80
193.35
172.00
151.66
153.76
150.07
115.03
112.00
124.97
99.00
100.70
89.71
211.70
213.10
206.40
168.03
182.50
155.99
335.20
345.72
318.49
262.60
286.47
233.07
527.48
527.98
526.20
392.00
426.51
346.16
747.64
754.80
730.88
587.30
633.15
481.96
38.04
31.77
28.61
31.63
30.00
30.00
26.00
27.86
17.33
70.04
49.83
47.08
48.50
51.09
54.21
47.47
49.12
43.05
96.00
75.23
76.06
69.24
81.01
84.00
71.85
86.33
70.52
135.85
114.87
115.42
104.11
119.06
124.00
108.33
123.40
108.17
198.97
164.74
165.62
154.05
173.88
194.99
153.00
159.50
151.24
117.51
99.60
82.10
105.00
124.80
109.62
122.06
99.90
99.00
210.27
168.48
153.61
190.65
202.00
206.47
202.00
203.52
174.00
322.00
277.31
258.89
280.10
316.31
299.21
329.31
309.00
280.18
448.00
411.64
410.00
425.80
479.19
479.46
498.35
463.80
485.40
663.02
673.10
572.95
588.85
682.53
672.41
689.86
656.78
695.36
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, private
industry workers, National Compensation Survey, March 2009
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.66
$1.01
$1.27
$2.00
$3.31
$1.56
$3.25
$4.07
$5.49
$9.74
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.24
2.96
2.61
6.34
2.49
1.18
1.90
1.89
2.67
1.77
2.70
1.92
5.62
28.63
1.50
2.45
1.63
2.03
1.70
2.44
2.35
3.66
24.63
1.09
3.02
1.82
2.93
2.75
3.42
3.58
4.49
21.79
2.31
5.66
3.85
5.01
4.44
4.08
6.78
6.38
105.84
4.99
7.08
6.67
14.73
1.85
2.86
3.47
14.79
8.26
5.86
10.26
7.42
7.92
3.96
6.26
5.14
11.28
51.67
4.37
7.72
4.62
6.89
6.57
7.34
8.37
20.46
92.77
6.97
5.01
9.43
8.36
10.10
18.01
11.55
24.13
136.19
8.99
12.62
12.79
11.20
18.32
24.55
24.36
30.06
230.93
16.15
21.09
20.16
26.58
15.42
2.11
2.43
2.99
3.28
2.64
2.60
1.86
2.09
3.02
6.23
2.26
1.73
2.58
2.25
9.77
5.57
2.32
3.36
2.04
20.99
10.99
2.87
3.06
14.12
13.53
10.98
5.92
6.14
14.47
16.90
9.37
6.18
6.60
6.77
27.52
10.02
5.90
8.60
8.33
35.27
24.55
12.34
16.72
22.46
40.23
23.87
21.63
34.53
24.27
Full time .................................................................
Part time ................................................................
1.86
2.01
0.66
2.72
1.23
4.97
2.28
13.18
2.63
16.24
2.30
5.68
3.16
13.75
3.36
22.67
4.53
31.86
7.41
28.27
Union .....................................................................
Nonunion ...............................................................
1.50
1.27
2.08
0.50
1.94
1.17
2.54
2.11
4.35
3.77
4.59
4.09
6.14
3.45
7.24
4.23
9.49
8.32
22.61
9.72
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.76
12.12
1.77
1.33
5.75
1.97
2.36
3.31
1.94
2.28
8.79
3.20
5.37
18.66
5.26
6.94
20.55
5.69
6.94
13.57
4.47
4.43
17.42
6.94
14.35
23.29
9.21
17.58
33.66
26.80
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
1.61
1.33
7.07
3.54
2.57
5.61
4.04
2.00
2.24
4.63
2.42
4.35
0.56
1.59
2.78
3.18
3.86
7.56
4.07
2.68
2.39
3.32
4.59
5.69
1.34
1.82
3.03
4.56
2.30
11.41
4.26
2.53
2.30
2.07
6.91
8.34
2.24
2.62
3.57
3.53
6.46
14.47
3.67
2.60
2.27
3.20
9.22
6.81
3.50
5.46
13.83
6.07
11.04
8.68
9.45
4.78
4.12
5.06
5.79
19.36
5.41
1.78
19.84
10.61
10.05
6.59
8.12
5.42
3.71
5.18
7.11
37.09
4.63
5.35
8.33
8.23
8.66
19.72
4.63
6.48
4.87
7.68
11.71
19.93
4.96
7.28
14.59
9.07
19.17
17.25
7.83
6.44
5.36
10.45
9.09
68.09
7.31
14.33
24.44
28.50
22.48
84.81
9.64
19.81
13.27
15.74
16.51
27.59
11.88
11.95
27.27
6.74
87.50
27.02
44.64
26.36
28.28
28.49
10.87
36.38
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, private
industry workers, National Compensation Survey, March 2009—Continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$2.80
2.39
14.56
2.78
3.19
3.04
3.72
5.10
7.02
9.24
$1.94
2.72
8.90
2.11
3.18
3.48
2.00
11.24
11.63
4.01
$3.38
3.73
8.33
2.75
3.23
4.76
3.13
9.36
9.96
8.07
$4.26
6.58
12.00
4.56
5.65
4.06
4.82
2.12
3.58
4.19
$7.61
7.58
27.04
5.79
9.78
13.06
7.44
7.03
8.09
27.63
$16.25
15.43
14.32
12.37
14.20
8.93
8.76
16.77
18.02
29.70
$7.75
14.66
33.69
10.57
10.83
8.77
10.60
8.14
2.75
32.17
$14.87
9.55
19.26
11.02
10.50
15.54
13.49
35.30
42.20
46.63
$21.46
40.96
30.32
24.48
20.98
18.37
30.90
64.03
75.26
26.11
$32.91
33.13
93.45
26.75
59.49
44.87
28.72
15.87
12.84
75.85
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.60
1.53
4.10
1.67
2.66
2.20
1.48
1.88
3.54
1.23
2.48
1.18
1.63
2.32
2.87
1.32
1.51
1.82
3.95
4.55
3.55
2.03
2.62
2.85
5.54
8.83
5.92
1.70
5.21
5.38
5.98
8.47
11.10
1.83
7.83
6.17
6.48
6.38
12.34
3.65
6.29
4.72
7.53
11.72
9.23
4.46
5.30
4.81
13.83
15.30
27.31
9.62
15.83
12.44
15.82
11.44
13.97
12.48
22.89
11.10
4.62
1.63
3.47
3.33
1.98
2.19
3.23
4.01
3.59
5.49
2.58
2.01
3.29
1.56
1.99
4.02
6.82
2.86
0.19
3.58
2.32
5.23
1.10
3.50
3.41
3.59
2.11
2.91
6.73
4.53
1.92
3.46
9.05
4.15
7.07
5.49
13.68
9.25
5.46
8.58
6.61
11.05
8.48
19.66
4.60
14.65
2.38
9.83
7.60
9.21
11.87
13.73
9.60
4.06
12.89
9.13
8.52
8.29
9.03
15.67
15.50
19.40
6.55
1.47
7.61
8.14
11.26
6.26
19.70
17.19
12.17
9.76
13.43
11.13
17.01
31.70
14.01
14.25
26.12
23.07
32.68
9.39
27.18
19.91
52.59
17.94
51.03
29.44
62.93
40.52
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2009
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
59
57
96
39
38
97
33
31
95
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
77
85
73
36
54
59
48
66
57
75
84
71
33
51
56
44
64
54
98
99
98
92
94
95
92
97
95
52
60
48
23
31
37
30
42
37
51
59
47
21
30
36
29
41
36
98
98
98
93
95
97
96
98
97
58
64
55
13
15
32
19
41
23
55
62
52
12
14
31
18
40
22
96
96
96
93
95
96
93
97
96
47
67
66
72
60
44
65
63
70
57
94
97
96
97
95
29
46
48
56
40
28
45
47
55
39
97
97
98
98
97
13
34
28
31
24
13
33
27
30
23
97
96
96
96
95
Full time .................................................................
Part time ................................................................
73
15
70
14
96
89
47
14
46
14
97
96
41
6
39
6
96
92
Union .....................................................................
Nonunion ...............................................................
79
57
77
54
98
96
62
37
61
36
98
97
35
32
34
31
96
95
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
17
28
64
71
79
82
15
25
61
69
78
81
87
89
95
97
99
99
15
18
38
47
59
61
13
17
37
46
58
60
88
92
97
98
98
98
–
9
28
40
58
64
–
8
27
39
56
61
–
92
95
96
96
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
71
44
82
69
41
80
97
93
98
52
25
64
51
24
63
98
97
98
33
12
41
32
11
40
96
92
97
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
56
58
71
48
75
92
54
55
69
43
74
91
96
94
97
91
98
99
37
35
48
28
41
50
35
34
46
27
40
50
97
96
97
95
99
100
33
23
39
12
34
87
31
22
37
11
33
85
95
94
95
89
97
98
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2009—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
81
79
86
90
80
53
57
71
36
64
68
86
63
28
27
37
81
77
85
89
79
49
56
71
33
62
67
85
61
25
24
35
99
98
99
99
99
93
97
99
93
96
99
99
96
91
90
93
71
63
69
69
67
39
41
52
25
32
36
44
32
21
21
25
69
61
68
68
67
38
40
49
25
32
36
43
31
19
19
24
98
98
98
98
99
97
97
96
97
98
98
97
98
90
90
96
62
65
74
77
73
32
40
58
15
39
59
79
35
–
–
25
61
61
70
73
68
31
38
56
15
37
56
76
34
–
–
24
98
95
95
96
93
95
97
97
97
95
96
96
95
–
–
95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
39
56
77
71
85
41
36
53
75
68
84
95
94
96
97
95
98
27
24
36
53
47
62
26
23
35
52
45
60
97
96
97
97
97
98
20
18
27
46
36
60
20
17
26
44
34
57
95
95
96
96
96
96
58
56
64
60
62
64
58
57
53
56
55
62
58
60
61
53
53
51
97
98
97
97
96
96
91
94
96
41
73
42
32
34
39
29
27
28
40
73
41
31
33
36
27
26
27
97
100
96
98
95
93
95
97
97
36
32
36
31
34
36
33
29
29
34
31
34
29
32
35
32
27
28
95
97
95
95
95
97
96
95
95
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.8
0.2
0.8
0.8
0.3
0.7
0.7
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.0
1.3
2.3
5.5
0.8
1.1
1.2
1.5
1.0
1.0
1.3
2.3
5.5
0.8
1.1
1.2
1.5
0.3
0.2
0.4
1.2
2.4
0.3
0.7
0.4
0.6
1.2
1.8
1.4
2.0
5.2
0.9
1.3
1.0
1.4
1.2
1.8
1.4
1.8
4.9
0.8
1.3
1.0
1.4
0.4
0.5
0.5
1.5
2.7
0.3
0.7
0.3
0.6
0.9
1.3
1.3
1.8
3.0
0.8
1.0
1.1
1.4
1.0
1.3
1.3
1.8
3.0
0.8
0.9
1.1
1.4
0.4
0.5
0.5
1.8
2.6
0.4
1.0
0.3
0.8
2.0
2.0
1.2
1.5
1.7
2.0
2.0
1.2
1.5
1.6
1.1
0.8
0.3
0.4
0.6
1.9
1.9
1.2
1.8
1.4
1.8
1.8
1.2
1.8
1.4
1.0
0.6
0.4
0.5
0.6
1.2
2.4
1.0
1.6
1.1
1.2
2.4
1.0
1.5
1.1
0.7
1.0
0.5
0.6
0.9
Full time .................................................................
Part time ................................................................
0.6
0.7
0.7
0.7
0.2
1.0
0.8
1.5
0.8
1.4
0.3
0.8
0.8
0.7
0.8
0.7
0.3
1.5
Union .....................................................................
Nonunion ...............................................................
1.4
0.8
1.5
0.8
0.5
0.2
1.8
0.8
1.8
0.7
0.4
0.3
1.6
0.7
1.6
0.7
0.7
0.3
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3.0
1.5
1.2
0.8
0.9
1.3
2.9
1.5
1.2
0.8
0.9
1.3
3.2
1.1
0.4
0.2
0.2
0.4
2.8
1.4
1.1
0.9
1.1
1.7
2.3
1.2
1.1
0.9
1.1
1.7
3.3
1.3
0.4
0.2
0.3
0.5
–
1.3
1.0
1.0
0.8
1.4
–
1.3
1.0
1.0
0.8
1.4
–
2.0
0.5
0.3
0.4
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
1.8
1.1
0.9
1.7
1.1
0.3
1.0
0.3
1.3
1.6
1.8
1.2
1.6
1.8
0.3
0.9
0.3
1.3
1.2
1.8
1.2
1.1
1.8
0.5
1.9
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.0
2.7
1.2
2.6
2.2
0.9
1.0
2.7
1.2
2.6
2.3
0.3
0.4
0.5
0.7
0.4
1.1
0.9
0.8
2.6
1.2
2.7
6.3
0.8
0.8
2.6
1.1
2.7
6.3
0.4
0.4
0.7
0.7
1.0
0.0
0.7
0.8
2.3
0.9
2.6
2.9
0.7
0.7
2.2
0.8
2.6
2.8
0.3
0.7
0.9
1.4
1.3
0.4
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009—Continued
Life insurance
Characteristics
Access
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.9
1.5
1.0
1.0
2.0
4.2
1.9
2.6
2.9
1.5
2.7
1.2
1.6
5.6
5.8
2.9
2.8
1.5
1.0
1.0
2.0
4.2
1.9
2.5
2.8
1.5
2.7
1.3
1.6
5.5
5.7
2.9
0.4
0.4
0.2
0.2
0.3
2.2
0.6
0.4
1.4
0.8
0.3
0.3
0.9
2.7
3.1
1.9
3.5
1.2
1.2
1.6
2.5
4.7
2.2
3.6
2.6
1.6
2.9
2.9
1.8
4.2
5.0
3.6
3.5
1.2
1.2
1.6
2.5
4.6
2.1
3.5
2.6
1.5
2.9
2.9
1.7
3.7
4.4
3.5
0.6
0.5
0.3
0.4
0.5
2.7
0.8
1.3
1.0
0.4
0.3
0.6
0.5
2.5
2.8
1.6
3.5
1.6
1.3
1.5
2.4
3.9
2.0
2.7
2.6
1.6
3.0
1.4
1.8
–
–
4.3
3.5
1.6
1.3
1.4
2.5
3.8
2.0
2.7
2.5
1.5
2.8
1.5
1.7
–
–
4.4
0.6
0.6
0.6
0.7
1.2
2.8
0.8
1.1
1.0
0.6
0.5
0.6
0.7
–
–
2.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.0
1.7
0.8
1.1
1.0
0.9
1.0
1.7
0.8
1.1
0.9
0.4
0.6
0.5
0.3
0.5
0.2
0.9
0.8
2.2
1.1
1.6
1.3
0.9
0.7
2.1
1.1
1.5
1.2
0.5
0.7
1.0
0.3
0.4
0.6
0.8
0.9
2.2
1.0
1.3
1.3
0.8
0.8
2.1
1.0
1.2
1.3
0.5
0.5
1.2
0.4
0.5
0.5
1.6
1.5
1.3
1.9
1.5
7.9
1.7
2.4
1.9
1.5
1.5
1.3
2.1
1.5
7.7
1.6
3.3
1.8
0.5
0.3
0.4
0.8
0.4
0.6
1.1
2.1
0.5
2.0
3.1
1.2
2.4
2.1
5.9
1.7
2.7
1.7
2.1
3.0
1.3
2.4
2.0
5.2
1.7
2.5
1.6
1.5
0.0
0.8
1.0
0.9
1.5
1.4
1.0
0.7
2.1
1.7
1.6
3.3
1.5
5.8
1.8
2.8
1.2
2.1
1.7
1.5
3.2
1.5
6.0
1.8
2.5
1.1
0.7
0.5
0.8
0.9
0.9
1.2
0.6
1.1
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are
based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2009
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution not
required
Employee
contribution
required
95
5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
97
97
93
95
93
96
91
3
3
3
7
5
7
4
9
87
94
95
94
96
13
6
5
6
4
Full time .................................................................
Part time ................................................................
95
97
5
3
Union .....................................................................
Nonunion ...............................................................
96
95
4
5
Wage percentiles:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
92
94
95
97
97
8
6
5
3
3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
93
88
95
7
12
5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
95
94
94
93
98
95
5
6
6
7
2
5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2009—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution not
required
Characteristics
Employee
contribution
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
97
96
97
97
96
96
98
93
97
96
98
98
95
3
4
3
3
4
4
2
7
3
4
2
2
5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
94
94
95
95
94
96
6
6
5
5
6
4
95
98
95
96
95
88
93
94
95
5
2
5
4
5
12
7
6
5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major
plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2009
Characteristics
All workers .............................................................
Employee
contribution not
required
Employee
contribution
required
0.4
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.5
0.5
1.6
0.6
0.8
0.6
1.0
0.4
0.5
0.5
1.6
0.6
0.8
0.6
1.0
1.9
1.0
0.6
0.9
0.7
1.9
1.0
0.6
0.9
0.7
Full time .................................................................
Part time ................................................................
0.4
0.7
0.4
0.7
Union .....................................................................
Nonunion ...............................................................
0.8
0.4
0.8
0.4
Wage percentiles:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.4
0.4
0.4
0.4
0.5
1.4
0.4
0.4
0.4
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
1.8
0.7
0.7
1.8
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
0.5
1.2
0.8
0.6
1.9
0.5
0.5
1.2
0.8
0.6
1.9
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2009—Continued
Characteristics
Employee
contribution not
required
Employee
contribution
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
1.0
0.7
0.6
0.8
1.2
1.0
0.8
2.8
0.7
1.2
0.6
0.8
1.4
1.0
0.7
0.6
0.8
1.2
1.0
0.8
2.8
0.7
1.2
0.6
0.8
1.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
0.9
0.5
0.6
1.1
0.6
0.7
0.9
0.5
0.6
1.1
1.6
0.2
0.7
0.7
0.8
2.4
0.8
2.4
0.7
1.6
0.2
0.7
0.7
0.8
2.4
0.8
2.4
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which
may include workers both above and below the threshold. The percentile values are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2009
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
earnings
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
58
2
36
3
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
71
73
69
49
32
65
62
66
35
4
4
4
1
–
2
1
2
1
23
21
24
45
67
31
36
29
59
1
1
1
4
–
1
1
2
4
1
1
1
(1)
–
1
1
1
–
16
50
44
42
46
1
1
1
1
–
78
45
49
50
47
4
4
5
5
4
–
1
1
1
–
Full time .................................................................
Part time ................................................................
58
50
2
1
36
46
3
2
1
2
Union .....................................................................
Nonunion ...............................................................
39
61
1
2
51
34
7
2
1
1
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
46
47
55
55
67
70
–
1
2
2
4
5
45
48
41
40
25
22
7
4
2
2
2
1
–
–
1
1
2
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
43
14
49
2
–
2
50
83
43
4
2
5
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
62
55
50
53
60
82
2
2
3
1
–
2
32
40
43
44
33
14
2
2
4
1
–
–
1
1
–
1
3
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
earnings
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
85
80
83
87
80
59
64
67
49
61
59
64
62
53
53
46
3
3
3
4
3
–
2
1
–
3
6
–
3
–
–
–
11
15
11
8
15
38
31
30
47
32
30
23
33
40
39
54
–
1
1
–
1
–
–
–
–
3
3
1
3
7
8
–
–
1
1
1
1
–
–
–
–
1
2
2
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
45
45
45
66
61
71
1
2
–
3
2
4
51
51
51
27
34
20
2
2
2
3
2
4
1
1
–
1
1
1
69
62
52
54
61
55
61
54
57
4
2
2
3
2
–
2
2
2
25
32
42
41
34
36
33
43
38
–
3
4
1
2
6
2
–
2
–
1
1
1
1
–
2
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2009
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
earnings
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.8
0.2
0.8
0.3
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.3
1.5
3.1
6.0
1.0
1.5
1.2
2.0
0.5
0.7
0.6
0.3
–
0.3
0.3
0.4
0.3
1.2
1.3
1.6
3.5
6.2
1.0
1.7
1.2
2.0
0.1
0.2
0.2
1.0
–
0.3
0.3
0.3
0.6
0.2
0.3
0.2
(1)
–
0.2
0.3
0.2
–
2.0
2.5
1.5
2.1
1.8
0.6
0.3
0.3
0.2
–
1.8
2.6
1.5
2.1
2.2
0.9
0.9
0.6
0.7
0.8
–
0.2
0.3
0.5
–
Full time .................................................................
Part time ................................................................
0.8
2.3
0.3
0.3
0.8
2.4
0.3
0.5
0.1
0.8
Union .....................................................................
Nonunion ...............................................................
1.9
0.8
0.5
0.3
1.9
0.9
0.7
0.3
0.3
0.1
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
6.9
2.4
1.3
1.1
1.0
1.6
–
0.2
0.3
0.2
0.5
0.8
8.4
2.9
1.3
1.1
1.0
1.7
2.3
0.9
0.3
0.3
0.3
0.2
–
–
0.1
0.2
0.3
0.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
1.8
1.7
0.4
–
0.4
1.4
1.9
1.8
0.5
0.6
0.6
0.3
–
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.3
2.3
1.7
2.8
3.3
0.3
0.4
0.8
0.3
–
1.0
0.9
1.4
2.3
1.7
3.3
2.8
0.3
0.4
0.8
0.3
–
–
0.2
0.3
–
0.3
1.1
–
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2009—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
earnings
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
1.2
1.1
1.2
2.4
5.4
2.8
4.0
5.3
1.8
3.2
3.8
2.1
6.1
5.8
4.8
0.9
0.6
0.5
0.8
0.8
–
0.8
0.6
–
0.9
2.9
–
0.9
–
–
–
1.7
1.1
1.0
1.0
2.0
5.1
2.9
4.2
5.4
1.6
2.6
2.6
1.9
7.3
7.0
4.8
–
0.2
0.2
–
0.4
–
–
–
–
0.8
1.1
0.4
0.9
2.3
2.6
–
–
0.3
0.3
0.5
0.4
–
–
–
–
0.3
0.2
0.2
0.3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.8
2.0
0.9
1.5
1.3
0.3
0.3
–
0.4
0.4
0.7
1.5
1.8
2.1
1.0
1.6
1.3
0.3
0.4
0.6
0.4
0.5
0.6
0.2
0.2
–
0.2
0.3
0.3
2.8
2.4
1.3
2.5
2.0
5.5
2.4
3.1
2.0
1.3
0.7
0.5
0.7
0.4
–
0.7
0.3
1.0
3.6
3.1
1.5
2.2
2.0
6.0
1.8
3.0
1.7
–
0.8
0.6
0.3
0.4
1.8
0.6
–
0.7
–
0.5
0.1
0.2
0.2
–
0.6
–
0.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above
and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 19. Life insurance plans: Fixed multiple of earnings benefit formulas, private industry workers,
National Compensation Survey, March 2009
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Multiple of earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
earnings
Greater
than 2.0
times
earnings
Median
multiple of
earnings
1
60
12
24
3
1.3
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
2
–
1
1
1
2
56
52
58
63
53
64
72
61
63
12
13
11
18
–
9
7
10
9
27
29
26
16
–
22
17
24
25
4
6
3
1
–
4
3
4
2
1.4
1.4
1.4
1.3
1.4
1.3
1.2
1.4
1.3
1.0
1.0
1.0
1.0
–
1.0
1.0
1.0
1.0
–
2
1
–
1
51
66
58
52
64
7
9
16
15
16
42
21
24
30
17
–
2
2
2
1
1.5
1.3
1.3
1.4
1.3
–
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
60
69
12
9
24
17
3
3
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
2
1
63
60
9
12
23
24
3
3
1.3
1.4
1.0
1.0
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
–
1
1
1
1
60
68
65
58
56
51
21
15
12
13
10
11
–
15
19
24
29
32
–
2
2
3
4
5
1.3
1.3
1.3
1.4
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1
–
1
49
67
48
14
–
15
31
26
31
6
–
6
1.5
1.3
1.5
–
1.0
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
1
–
–
2
2
62
67
48
84
64
38
11
11
18
6
14
6
22
19
27
9
19
49
3
3
6
1
–
6
1.3
1.3
1.5
1.1
1.3
1.7
1.0
1.0
1.5
1.0
1.0
2.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of earnings benefit formulas, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Multiple of earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
earnings
Greater
than 2.0
times
earnings
Median
multiple of
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
1
1
2
–
–
–
–
2
5
7
2
–
–
5
67
60
59
56
65
63
51
51
50
68
59
54
70
61
60
44
5
6
5
6
4
–
13
10
–
12
14
14
12
28
32
–
24
27
27
30
23
27
34
35
31
16
18
20
15
11
7
30
4
6
7
8
5
–
2
3
–
1
4
5
1
–
–
–
1.3
1.4
1.4
1.5
1.3
1.3
1.5
1.5
1.4
1.2
1.3
1.3
1.2
1.2
1.2
1.5
1.0
1.0
1.0
1.0
1.0
1.0
–
–
–
1.0
1.0
1.0
1.0
1.0
1.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
1
1
1
–
2
59
58
61
61
62
59
12
12
12
12
13
11
24
25
24
23
22
24
4
4
3
3
2
4
1.4
1.4
1.4
1.3
1.3
1.3
1.0
1.0
1.0
1.0
1.0
1.0
3
3
–
–
1
–
–
–
1
67
59
54
62
64
58
59
65
57
6
14
15
10
11
19
10
12
10
21
21
27
21
22
20
28
20
27
3
3
3
6
2
–
2
3
5
1.3
1.3
1.4
1.4
1.3
1.3
1.4
1.3
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount. Includes multiple of earnings not
shown separately.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, private
industry workers, National Compensation Survey, March 2009
Multiple of earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
earnings
Median
multiple of
earnings
0.1
0.9
0.8
0.9
0.2
0.0
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
0.1
0.4
0.5
–
0.1
0.2
0.1
0.5
1.5
1.9
1.8
2.3
9.5
1.1
2.1
1.4
2.7
0.9
1.6
0.9
3.0
–
0.8
1.0
1.0
1.5
1.4
1.7
1.7
2.4
–
0.9
1.7
1.2
2.5
0.4
0.6
0.5
0.4
–
0.4
0.7
0.4
0.6
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
0.7
0.3
–
0.4
7.4
2.7
1.8
2.7
2.5
2.4
1.8
1.5
2.1
2.0
6.7
2.2
1.5
2.5
1.6
–
0.8
0.5
0.7
0.4
0.1
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
0.3
0.9
3.4
0.8
2.3
0.9
2.7
0.2
0.9
0.0
0.0
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
2.4
1.0
1.6
0.8
2.2
1.0
0.5
0.3
0.0
0.0
0.0
0.0
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
–
0.2
0.3
0.1
0.2
7.5
2.6
1.4
1.2
1.4
1.7
5.1
2.3
1.1
1.1
0.8
1.1
–
2.4
1.2
1.2
1.3
1.6
–
0.6
0.3
0.4
0.4
0.4
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.3
–
0.3
2.5
6.2
2.6
1.5
–
1.7
2.3
5.7
2.3
0.7
–
0.8
0.0
0.1
0.0
–
0.0
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.2
0.2
–
–
0.4
0.5
1.0
1.5
3.2
1.6
3.8
6.1
0.9
1.0
2.5
1.0
3.3
1.8
0.9
1.3
3.5
1.3
2.9
6.7
0.3
0.4
1.6
0.4
–
1.8
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.4
0.0
0.0
0.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, private
industry workers, National Compensation Survey, March 2009—Continued
Multiple of earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
earnings
Median
multiple of
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.3
0.4
0.3
0.9
–
–
–
–
0.5
0.9
1.3
0.5
–
–
2.3
3.9
1.7
1.7
2.4
3.4
8.5
3.2
3.9
8.1
2.6
2.9
2.4
2.9
3.9
4.5
6.2
1.3
0.9
0.7
0.9
1.5
–
1.9
2.0
–
2.1
2.1
1.4
2.5
3.5
4.5
–
3.8
1.6
1.7
2.3
2.6
7.8
2.8
3.8
8.5
1.9
2.2
2.2
2.2
1.8
2.2
6.4
1.6
0.6
0.6
0.9
1.3
–
0.9
1.3
–
0.3
0.5
0.7
0.3
–
–
–
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.3
0.3
0.2
–
0.3
2.3
2.6
3.7
1.2
2.0
2.0
1.0
1.4
1.7
1.1
1.8
1.4
2.0
2.3
3.4
1.1
1.1
1.9
0.5
0.7
0.7
0.3
0.4
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.7
0.7
–
–
0.1
–
–
–
0.3
5.0
1.7
2.6
3.6
2.0
4.0
2.6
2.5
2.5
1.3
3.4
1.5
2.1
1.9
4.6
1.5
1.9
1.1
4.0
3.5
2.1
3.5
1.2
5.3
2.0
2.5
2.5
0.3
0.3
0.5
1.2
0.5
–
0.6
1.1
0.9
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. Includes multiple of earnings not shown
separately.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 20. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2009
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$7,500
$10,000
$15,000
$25,000
$50,000
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
10,000
5,000
5,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
20,000
20,000
20,000
10,000
5,000
15,000
15,000
20,000
15,000
50,000
40,000
50,000
20,000
10,000
25,000
20,000
25,000
25,000
50,000
50,000
50,000
30,000
10,000
50,000
50,000
50,000
50,000
5,000
10,000
10,000
10,000
6,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
20,000
15,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
46,000
46,000
46,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
5,000
15,000
10,000
25,000
20,000
50,000
25,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
15,000
15,000
29,000
25,000
50,000
50,000
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10,000
5,000
10,000
10,000
10,000
10,000
20,000
15,000
20,000
25,000
25,000
25,000
50,000
50,000
50,000
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
5,000
5,000
10,000
5,000
10,000
10,000
1,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
20,000
15,000
10,000
15,000
15,000
20,000
10,000
15,000
15,000
15,000
25,000
25,000
30,000
20,000
20,000
25,000
25,000
25,000
20,000
25,000
45,000
25,000
50,000
50,000
50,000
50,000
25,000
50,000
40,000
40,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
40,000
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2009—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$5,000
15,000
5,000
5,000
10,000
5,000
5,000
10,000
10,000
10,000
$10,000
15,000
5,000
10,000
15,000
10,000
10,000
10,000
10,000
10,000
$20,000
25,000
10,000
15,000
25,000
20,000
15,000
10,000
10,000
15,000
$25,000
50,000
20,000
25,000
50,000
50,000
25,000
20,000
20,000
30,000
$50,000
100,000
25,000
50,000
50,000
50,000
50,000
30,000
35,000
50,000
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10,000
10,000
8,000
5,000
8,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
25,000
25,000
25,000
25,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
8,000
6,000
5,000
5,000
5,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
15,000
20,000
15,000
15,000
15,000
15,000
15,000
50,000
30,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 20. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2009
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$2,345.68
$0.00
$0.00
$0.00
$0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
644.05
0.00
5,868.09
0.00
0.00
2,793.19
0.00
0.00
2,036.66
0.00
1,027.28
0.00
541.11
0.00
0.00
0.00
639.30
0.00
0.00
0.00
0.00
0.00
6,149.80
1,241.07
0.00
2,623.71
0.00
11,389.05
19,019.20
11,210.91
1,361.76
0.00
0.00
7,572.32
3,306.24
0.00
1,874.46
0.00
34,115.69
7,514.09
4,348.56
0.00
2,209.07
0.00
2,209.07
2,407.28
0.00
2,509.02
1,171.54
4,256.41
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,829.17
1,732.40
0.00
0.00
0.00
0.00
0.00
0.00
0.00
11,523.49
6,451.85
5,917.26
9,748.74
Full time .................................................................
Part time ................................................................
312.41
0.00
0.00
0.00
0.00
0.00
0.00
6,926.07
0.00
7,926.54
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
441.81
0.00
1,675.11
0.00
3,811.05
0.00
4,292.09
0.00
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.00
3,230.65
0.00
0.00
0.00
2,456.20
1,352.77
0.00
0.00
0.00
0.00
557.76
0.00
4,132.80
1,530.49
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
1,099.00
0.00
0.00
0.00
6,100.00
0.00
9,001.80
0.00
0.00
1,352.77
4,678.33
0.00
0.00
0.00
3,488.48
0.00
0.00
0.00
781.02
0.00
0.00
6,808.82
4,586.15
6,345.08
0.00
0.00
2,568.19
0.00
0.00
14,808.61
1,562.05
1,913.11
4,205.95
16,732.90
4,058.32
2,209.07
0.00
3,425.84
0.00
0.00
13,797.42
20,336.67
1,104.54
0.00
0.00
0.00
0.00
3,313.61
0.00
8,484.10
13,115.64
2,776.76
0.00
0.00
26,076.64
0.00
0.00
16,308.28
0.00
4,132.80
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2009—Continued
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
$4,486.65 $16,308.28
2,343.07
3,124.10
0.00
6,581.03
0.00
0.00
2,590.37
1,562.05
0.00
9,817.33
676.39
3,905.12
0.00
6,392.96
0.00
7,242.93
781.02 22,035.43
90th
percentile
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$1,306.90
5,948.11
0.00
1,528.50
0.00
7,072.48
1,003.24
541.11
765.25
5,632.05
$0.00
3,124.10
1,306.90
0.00
4,034.20
0.00
0.00
0.00
0.00
0.00
$0.00
68,088.18
6,487.68
0.00
0.00
0.00
5,253.81
9,629.12
12,857.29
0.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2,596.25
2,599.77
3,196.48
1,427.38
2,755.81
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,722.24
3,314.53
3,131.90
0.00
0.00
156.20
0.00
0.00
4,195.06
0.00
0.00
10,069.17
0.00
0.00
0.00
3,771.63
4,422.97
3,800.63
7,072.48
5,641.79
0.00
0.00
390.51
0.00
2,479.68
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,104.54
0.00
6,226.81
0.00
0.00
0.00
4,058.32
0.00
0.00
1,640.15
0.00
5,393.03
2,164.44
962.91
0.00
0.00
0.00
0.00
0.00
11,469.11
0.00
0.00
20,944.87
8,519.98
10,680.36
0.00
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 21. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2009
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
45
36
16
2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
51
52
49
31
25
49
50
48
39
34
34
34
36
38
33
29
34
40
14
11
15
32
36
18
20
17
15
2
2
2
1
–
1
1
1
7
24
48
44
46
41
45
36
42
42
42
19
12
11
9
14
12
3
3
3
3
Full time .................................................................
Part time ................................................................
46
36
37
20
14
43
2
1
Union .....................................................................
Nonunion ...............................................................
44
46
34
36
15
17
7
1
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
34
36
42
44
52
54
24
32
41
39
32
30
41
31
16
14
14
13
–
1
1
3
3
3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
47
17
52
40
44
39
9
27
7
4
12
3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
45
49
48
51
45
63
35
30
35
25
37
21
19
19
16
22
–
–
2
2
–
2
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
65
64
69
73
63
29
36
36
24
35
53
69
31
–
–
15
25
27
24
21
30
47
44
45
50
41
26
24
44
34
31
35
9
9
7
6
6
–
19
18
26
21
20
7
22
–
–
50
–
–
–
–
–
–
2
–
–
3
–
–
3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
28
33
54
48
60
40
40
40
34
38
30
28
30
25
10
12
7
2
2
2
2
2
2
48
20
59
59
54
56
59
54
44
49
23
37
38
44
43
39
41
40
–
55
–
–
–
–
–
–
14
–
1
4
4
1
–
2
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 The percentile groupings are based on the average
wage for each occupation surveyed, which may include
workers both above and below the threshold. The
percentile values are based on the estimates published in
the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 21. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March 2009
Characteristics
All workers .............................................................
Noncommercially
insured1
Commericially
insured
Legally
required
Other
1.3
1.0
1.2
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.8
2.5
1.8
4.9
5.5
1.5
2.6
1.7
2.2
1.6
2.1
2.0
3.1
11.2
1.4
2.0
1.6
2.4
1.5
1.7
1.6
4.9
10.4
1.1
1.8
1.2
1.5
0.5
0.6
0.4
0.3
–
0.2
0.5
0.3
1.3
2.7
2.7
1.7
2.2
2.3
4.6
2.4
1.7
2.2
2.4
3.3
1.5
1.0
1.0
2.0
2.6
0.8
0.5
0.7
0.8
Full time .................................................................
Part time ................................................................
1.1
5.5
1.0
2.9
0.6
7.2
0.3
0.4
Union .....................................................................
Nonunion ...............................................................
2.3
1.2
2.1
1.0
2.9
0.9
1.1
0.2
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
9.7
4.5
1.6
1.5
1.7
2.1
5.2
3.2
1.5
1.2
1.6
2.2
10.1
4.4
0.8
1.3
1.0
1.4
–
0.4
0.3
0.4
0.5
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.9
2.5
2.0
1.8
4.0
1.9
1.1
3.9
0.8
0.6
2.6
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.5
1.5
3.2
2.2
3.2
5.1
1.2
1.4
3.2
1.9
4.1
3.3
1.5
1.0
1.7
2.0
–
–
0.3
0.5
–
0.6
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March
2009—Continued
Characteristics
Noncommercially
insured1
Commericially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.5
2.1
2.1
1.9
4.2
5.8
3.1
3.9
6.5
2.2
3.2
3.4
2.4
–
–
4.0
3.0
2.3
2.2
1.8
4.5
7.2
3.5
4.9
5.8
2.3
5.1
3.0
2.6
5.8
5.7
7.3
2.0
0.8
0.6
0.7
1.5
–
2.4
4.5
3.5
1.1
3.2
1.0
1.6
–
–
8.2
–
–
–
–
–
–
0.8
–
–
0.9
–
–
1.1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.5
2.2
1.4
1.7
1.9
2.0
2.1
3.0
1.3
1.7
1.8
2.1
2.0
3.0
0.6
0.9
0.9
0.3
0.4
0.4
0.4
0.5
0.5
3.8
1.9
2.2
3.0
2.3
10.1
2.6
4.1
4.1
3.8
1.2
2.3
1.8
2.4
9.7
2.4
3.9
4.1
–
2.7
–
–
–
–
–
–
2.3
–
0.2
0.8
1.8
0.5
–
0.7
–
0.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of providing the benefit.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers
both above and below the threshold. The percentile values are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 22. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2009
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
20
80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
16
14
16
38
20
23
18
20
84
86
84
62
80
77
82
80
17
23
17
15
20
83
77
83
85
80
Full time .................................................................
Part time ................................................................
18
38
82
62
Union .....................................................................
Nonunion ...............................................................
16
21
84
79
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
57
39
21
17
15
13
43
61
79
83
85
87
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
13
24
12
87
76
88
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
22
21
16
28
14
13
78
79
84
72
86
87
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2009—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
15
8
8
7
7
18
14
32
25
26
12
25
51
54
55
85
92
92
93
93
82
86
68
75
74
88
75
49
46
45
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
29
30
25
15
17
14
71
70
75
85
83
86
9
48
7
6
8
7
4
13
91
52
93
94
92
93
96
87
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 22. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2009
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.2
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.0
1.0
4.4
1.3
1.7
1.4
2.7
0.8
1.0
1.0
4.4
1.3
1.7
1.4
2.7
2.5
3.7
1.3
1.4
2.2
2.5
3.7
1.3
1.4
2.2
Full time .................................................................
Part time ................................................................
1.1
6.0
1.1
6.0
Union .....................................................................
Nonunion ...............................................................
2.3
1.1
2.3
1.1
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
7.6
4.0
1.3
0.9
0.9
0.8
7.6
4.0
1.3
0.9
0.9
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
3.2
1.2
1.1
3.2
1.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.5
1.3
1.7
2.7
2.9
2.9
1.5
1.3
1.7
2.7
2.9
2.9
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2009—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
1.2
1.4
0.7
1.3
2.2
3.1
4.4
1.6
4.3
1.7
2.1
8.8
8.7
6.6
2.1
1.2
1.4
0.7
1.3
2.2
3.1
4.4
1.6
4.3
1.7
2.1
8.8
8.7
6.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.5
3.0
2.1
1.5
1.2
3.0
2.5
3.0
2.1
1.5
1.2
3.0
2.3
2.0
1.1
1.9
1.0
1.8
0.9
1.8
2.3
2.0
1.1
1.9
1.0
1.8
0.9
1.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 23. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2009
(All workers with short-term disabilty coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
7
2
66
22
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
4
–
4
4
3
17
1
1
1
2
2
1
1
1
6
63
58
66
84
88
66
67
65
58
32
39
29
7
8
27
26
28
16
3
1
3
3
–
3
2
3
2
24
13
18
20
16
8
5
6
7
4
59
58
65
62
70
7
22
10
10
10
2
3
1
1
–
Full time .................................................................
Part time ................................................................
8
3
3
1
65
78
22
16
2
3
Union .....................................................................
Nonunion ...............................................................
21
5
9
1
51
69
17
23
2
2
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3
7
10
9
4
3
–
1
2
2
3
1
89
81
71
66
59
57
6
10
15
20
31
37
–
1
2
2
3
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
19
25
19
6
5
7
58
64
57
15
5
16
1
1
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3
8
7
6
12
8
1
3
6
1
–
–
69
68
61
71
77
50
24
19
23
20
10
33
3
2
3
1
–
–
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with short-term disabilty coverage = 100 percent)
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
1
1
1
–
–
–
–
1
2
2
1
5
6
–
–
(2)
(2)
–
–
–
(2)
–
–
1
–
–
1
–
–
–
37
49
45
36
55
75
77
78
88
76
81
71
75
89
91
86
56
49
54
62
44
21
21
21
8
14
16
25
14
–
–
–
7
(2)
(2)
–
–
–
–
–
–
7
–
–
8
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
7
9
7
9
5
1
2
1
3
2
4
74
73
76
62
66
58
16
17
13
25
21
29
1
1
2
3
2
4
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
5
4
14
11
8
–
7
6
2
1
1
5
3
3
4
–
–
2
68
82
55
65
62
79
53
59
58
24
13
24
19
26
9
33
28
31
1
1
2
3
2
–
–
–
6
1 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
2 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Geographic areas
Table 23. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2009
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
0.4
0.2
0.9
0.7
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
0.4
0.3
0.9
–
0.3
0.8
0.3
1.8
0.1
0.2
0.2
0.4
0.8
0.1
0.3
0.2
0.8
1.4
1.6
1.6
2.2
3.0
1.2
2.3
1.4
2.3
1.2
1.5
1.5
1.2
2.3
1.1
2.3
1.1
1.5
0.5
0.4
0.6
0.9
–
0.6
0.6
0.7
0.7
3.2
1.7
1.0
1.3
1.4
1.6
0.9
0.6
0.8
0.7
3.4
2.8
1.3
1.7
2.0
1.2
2.4
0.8
1.1
1.1
0.6
1.1
0.3
0.4
–
Full time .................................................................
Part time ................................................................
0.4
0.6
0.2
0.3
1.0
2.7
0.7
2.0
0.4
0.9
Union .....................................................................
Nonunion ...............................................................
1.7
0.4
0.8
0.2
2.7
1.0
1.5
0.7
0.7
0.4
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.1
1.1
0.8
0.6
0.4
0.5
–
0.4
0.3
0.3
0.3
0.2
2.5
2.2
1.2
1.0
1.4
1.6
1.7
1.9
0.9
0.7
1.2
1.5
–
0.4
0.7
0.4
0.4
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
3.6
1.2
0.6
1.3
0.7
1.4
3.9
1.7
1.1
1.3
1.2
0.3
0.5
0.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.8
1.2
1.1
2.9
2.0
0.1
0.5
1.2
0.4
–
–
1.1
1.4
2.8
2.1
3.9
8.5
0.9
1.2
2.6
2.0
2.4
5.2
0.5
0.5
0.9
0.7
–
–
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2009—Continued
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.4
0.3
0.4
0.4
–
–
–
–
0.4
0.8
0.9
0.4
2.3
2.7
–
–
(2)
(2)
–
–
–
(2)
–
–
0.2
–
–
0.2
–
–
–
3.7
2.4
2.2
2.5
3.3
5.1
2.0
2.9
3.3
2.3
3.9
5.0
2.5
4.6
4.2
4.1
3.7
2.2
2.1
2.5
3.3
4.7
1.8
2.8
2.5
1.9
3.9
5.2
2.1
–
–
–
1.8
(2)
(2)
–
–
–
–
–
–
1.9
–
–
2.2
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.8
1.4
0.6
0.8
0.7
0.3
0.4
0.4
0.2
0.3
0.4
1.1
1.5
2.0
1.4
1.4
2.4
0.9
1.2
1.4
1.1
1.3
1.7
0.3
0.3
0.7
0.5
0.5
0.9
1.1
0.5
1.1
1.4
0.8
–
1.6
1.8
0.6
0.5
0.1
0.5
0.9
0.6
1.5
–
–
0.5
2.9
0.8
1.7
1.9
2.5
7.0
2.9
3.5
3.2
2.5
0.4
1.5
2.1
2.4
2.8
2.4
4.0
2.6
0.4
0.4
0.5
1.1
0.6
–
–
–
2.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above
and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
2 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 24. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2009
(All workers with short-term disabilty coverage = 100 percent)
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
89
13
24
26
26
26
11
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
87
88
95
94
88
86
89
87
13
13
12
13
12
13
13
13
13
24
21
24
26
12
21
21
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
13
13
12
5
6
12
14
11
13
94
82
90
89
92
13
13
13
13
13
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
6
18
10
11
8
Full time .................................................................
Part time ................................................................
88
93
13
13
24
26
26
26
26
26
26
26
12
7
Union .....................................................................
Nonunion ...............................................................
85
90
13
13
26
24
26
26
26
26
52
26
15
10
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
90
95
90
13
13
13
26
26
26
26
26
26
26
26
26
26
26
26
10
5
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
89
86
88
81
71
66
85
84
82
87
91
13
13
12
13
13
12
13
13
13
12
12
24
21
24
20
25
21
20
20
20
13
13
26
26
26
26
26
26
26
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
26
11
14
12
19
29
34
15
16
18
13
9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers with short-term disabilty coverage = 100 percent)
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities ...
Health care and social assistance .................
93
94
96
93
12
12
12
13
22
16
20
24
26
26
26
26
26
26
26
26
26
26
26
26
7
6
4
7
91
94
12
13
24
24
26
26
26
26
26
26
9
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
92
92
92
87
88
87
13
13
13
13
13
13
25
25
22
24
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
8
8
8
13
12
13
91
94
85
86
91
82
83
86
13
25
13
12
12
13
12
13
24
26
20
13
16
21
13
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
9
6
15
14
9
18
17
14
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 24. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2009
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.0
1.2
0.0
0.0
0.0
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.4
1.3
0.9
2.3
0.8
1.4
0.8
1.5
0.2
0.0
1.5
0.0
0.0
0.0
0.7
0.0
0.0
1.9
3.1
1.4
0.6
7.1
0.2
1.1
3.0
0.0
0.0
0.0
0.0
0.0
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.3
1.2
1.4
1.3
0.9
2.3
0.8
1.4
0.8
1.5
1.3
2.2
0.9
1.1
1.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.8
10.3
0.0
0.0
0.0
1.3
2.2
0.9
1.1
1.1
Full time .................................................................
Part time ................................................................
0.6
2.1
0.0
0.8
0.6
0.9
0.0
0.0
0.0
0.0
0.0
16.2
0.6
2.1
Union .....................................................................
Nonunion ...............................................................
1.2
0.7
2.9
0.0
0.0
2.1
0.0
0.0
0.0
0.0
7.4
0.0
1.2
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
1.6
0.9
0.0
0.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
1.6
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
0.8
1.1
1.8
1.8
8.7
4.4
1.3
1.5
2.4
1.9
2.7
0.0
0.0
0.6
0.3
0.9
1.5
0.7
0.0
0.0
1.3
1.2
2.0
1.8
3.9
1.3
1.2
7.4
3.4
0.6
0.7
6.0
1.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
0.2
1.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
1.1
1.8
1.8
8.7
4.4
1.3
1.5
2.4
1.9
2.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2009—Continued
Number of weeks1
Fixed
duration
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities ...
Health care and social assistance .................
1.3
1.6
1.7
1.5
0.2
0.6
0.0
0.0
4.0
8.9
8.5
1.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.6
1.7
1.5
1.1
1.0
0.8
0.0
2.6
1.3
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.0
0.9
1.1
1.3
0.0
0.0
0.2
0.0
0.0
0.0
1.5
1.5
4.1
1.2
0.8
1.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
0.9
1.0
0.9
1.1
1.3
1.4
1.1
1.5
2.1
1.3
3.1
3.6
1.7
0.0
1.2
0.2
0.5
0.3
1.0
0.0
0.0
2.7
0.0
2.0
3.7
4.1
4.6
1.2
2.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
12.0
1.4
1.1
1.5
2.1
1.3
3.1
3.6
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
NOTE: For definitions of major plans,
www.bls.gov/ncs/ebs/glossary20082009.htm.
key
provisions,
and
related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
Table 25. Short-term disability plans: Fixed percent of earnings, private industry workers, National Compensation
Survey, March 2009
(All workers with fixed percent of earnings short-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
Greater
than 69
percent
50 percent
1
22
1
33
26
18
64.4
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
–
–
(1)
–
(1)
3
15
16
15
38
–
21
23
21
23
1
1
1
2
–
1
1
1
–
33
35
32
26
43
32
30
33
31
25
21
27
26
–
25
24
26
34
25
28
24
7
5
20
22
18
9
67.6
67.1
67.8
59.6
61.6
64.8
65.1
64.6
61.6
65.0
60.0
65.0
60.0
60.0
60.0
60.0
60.0
60.0
5
1
2
2
1
16
28
19
17
21
–
–
1
1
1
27
33
39
42
36
45
27
25
25
25
7
10
14
13
16
62.0
61.4
63.6
62.5
65.0
66.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
20
38
1
–
35
15
25
33
18
13
64.6
62.2
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
2
1
25
21
2
1
19
35
36
25
17
18
64.7
64.3
66.0
60.0
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
–
1
1
1
1
50
36
23
18
17
16
–
–
1
1
1
1
20
25
38
35
30
28
24
29
25
26
25
25
6
9
13
17
26
30
58.0
60.4
62.6
64.7
67.4
68.8
60.0
60.0
60.0
60.0
65.0
66.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3
–
3
13
18
12
(1)
–
(1)
39
21
41
27
50
24
18
9
19
65.1
63.2
65.4
60.0
67.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
(1)
–
–
–
–
–
24
23
16
25
25
24
1
1
–
–
–
–
31
30
39
27
27
–
26
26
29
28
18
28
18
21
14
19
29
35
64.2
65.5
64.1
64.4
68.8
70.6
60.0
60.0
60.0
60.0
60.0
67.0
60 percent
61 to 69
percent
Median
fixed
percent of
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Fixed percent of earnings, private industry workers, National Compensation
Survey, March 2009—Continued
(All workers with fixed percent of earnings short-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
22
15
12
16
8
–
15
12
22
23
17
19
25
49
52
54
–
2
3
2
–
–
–
–
–
2
2
–
2
–
–
–
26
31
28
27
34
39
38
40
33
30
17
22
33
28
24
–
30
21
23
26
20
–
27
26
37
29
19
6
31
–
–
–
22
31
34
28
35
–
19
22
–
14
45
51
8
3
3
7
65.0
68.8
70.3
69.5
69.6
62.9
65.8
67.4
61.6
62.9
74.5
76.2
60.6
56.9
56.6
57.5
66.0
66.0
66.0
66.0
66.0
60.0
60.0
60.0
60.0
60.0
67.0
70.0
60.0
58.0
50.0
50.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
–
–
1
2
1
25
26
25
19
15
23
1
1
–
1
–
2
30
29
32
35
38
31
31
32
28
23
25
20
12
11
15
21
20
23
62.6
62.6
62.6
65.6
65.3
65.9
60.0
60.0
60.0
60.0
60.0
60.0
–
–
1
–
2
–
–
–
–
14
40
9
9
10
–
7
10
13
–
1
–
–
–
–
1
–
7
44
9
44
47
55
48
50
47
26
14
43
21
17
12
4
20
13
32
27
7
25
26
21
–
22
29
22
65.8
61.5
66.1
66.7
65.9
60.2
66.9
67.8
66.9
60.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
65.0
60 percent
61 to 69
percent
Mean fixed
percent of
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 25. Standard errors for short-term disability plans: Fixed percent of earnings, private industry workers,
National Compensation Survey, March 2009
Fixed percent of earnings
Characteristics
Median
fixed
percent of
earnings
50 percent
0.2
1.4
0.3
1.2
1.1
1.1
0.5
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
0.2
–
–
(1)
–
(1)
1.0
1.8
2.7
1.6
4.2
–
1.3
1.9
1.4
3.3
0.2
0.2
0.2
1.1
–
0.3
0.4
0.4
–
2.1
2.7
2.4
2.7
11.9
1.3
2.0
1.7
2.3
1.7
1.9
2.1
3.9
–
1.2
1.9
1.3
3.0
2.0
2.5
2.3
1.1
2.2
1.4
2.3
1.4
1.3
0.8
0.9
0.9
0.7
1.3
0.5
0.7
0.5
0.8
6.8
2.5
4.1
0.0
0.0
0.0
0.0
0.0
0.0
2.2
0.5
0.5
0.7
0.3
4.3
4.0
1.6
2.0
2.1
–
–
0.2
0.2
0.3
4.2
2.8
2.5
3.2
2.7
4.4
3.3
1.9
2.4
2.3
2.5
1.6
1.6
2.0
2.6
1.3
0.8
0.6
0.6
1.0
6.6
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.2
–
1.4
4.9
0.3
–
1.2
3.3
1.1
3.8
1.1
3.9
0.4
1.6
0.0
1.4
Union .....................................................................
Nonunion ...............................................................
0.6
0.2
2.7
1.4
0.5
0.3
2.0
1.2
2.2
1.1
2.2
1.1
1.0
0.5
3.1
0.0
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
–
0.3
0.3
0.2
0.2
6.2
4.2
1.8
0.9
1.3
1.1
–
–
0.6
0.6
0.2
0.3
3.4
2.4
1.5
1.4
2.2
2.9
6.6
3.6
1.4
1.3
1.5
2.0
2.1
1.6
1.0
1.5
2.0
2.2
1.3
0.9
0.4
0.5
0.7
0.8
12.8
0.0
0.0
0.0
4.8
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.6
–
0.7
1.0
3.9
1.2
(1)
–
(1)
2.5
3.1
2.7
1.8
3.6
2.2
2.0
2.8
2.3
0.7
1.4
0.8
0.0
1.2
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
(1)
–
–
–
–
–
1.7
1.5
2.3
2.5
3.8
4.7
0.3
0.4
–
–
–
–
1.3
1.4
3.3
2.0
4.5
–
1.4
1.2
2.7
2.2
2.7
5.7
1.2
1.8
2.7
2.0
4.5
7.1
0.5
0.6
0.7
0.7
1.8
2.8
0.0
0.0
0.0
2.4
3.2
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Greater
than 69
percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Fixed percent of earnings, private industry workers,
National Compensation Survey, March 2009—Continued
Fixed percent of earnings
Characteristics
51 to 59
percent
Mean fixed
percent of
earnings
Median
fixed
percent of
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
0.4
–
–
0.5
–
–
–
3.1
3.0
1.4
4.1
2.4
–
2.4
2.5
5.8
3.1
2.1
2.2
3.8
6.6
6.5
11.9
–
0.7
0.9
1.0
–
–
–
–
–
0.6
0.8
–
0.8
–
–
–
4.4
2.5
2.5
2.9
4.5
7.7
3.8
5.4
5.8
2.5
3.6
2.2
2.7
4.6
4.7
–
3.5
3.0
2.5
3.5
3.3
–
3.2
4.2
7.0
3.6
2.2
1.3
4.2
–
–
–
4.5
2.2
2.2
2.4
3.8
–
3.0
4.3
–
1.6
3.6
2.5
1.5
1.1
1.1
2.9
1.3
0.8
0.7
1.2
1.2
2.1
1.0
1.5
1.7
0.4
1.7
1.1
0.6
1.2
1.2
2.0
6.5
3.5
0.3
2.5
0.0
0.0
0.0
3.7
0.8
0.0
0.0
2.3
0.0
11.4
11.1
11.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
–
–
0.2
0.4
0.2
2.1
2.0
4.6
2.1
1.4
3.9
0.4
0.6
–
0.3
–
0.4
2.0
2.2
2.7
1.5
1.9
2.1
1.6
2.3
2.7
1.4
1.6
2.7
1.3
1.5
2.4
1.4
1.6
2.5
0.5
0.6
1.0
0.7
0.6
1.2
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.4
–
0.5
–
–
–
–
3.1
1.8
1.2
1.8
1.3
–
2.1
3.0
2.1
–
0.3
–
–
–
–
0.2
–
2.6
6.4
1.1
2.3
6.4
3.1
7.7
4.2
7.5
3.5
2.9
1.9
2.1
3.3
1.6
1.6
3.2
1.8
4.5
4.7
1.1
3.1
4.5
3.6
–
2.7
6.3
3.0
1.5
0.5
0.6
1.1
1.5
2.8
1.0
1.8
1.2
0.0
4.5
0.0
0.0
0.0
0.0
0.0
0.0
2.1
60 percent
61 to 69
percent
Greater
than 69
percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 26. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2009
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
9
91
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
8
8
8
8
4
9
12
9
11
92
92
92
92
96
91
88
91
89
7
13
10
11
9
93
87
90
89
91
Full time .................................................................
Part time ................................................................
9
7
91
93
Union .....................................................................
Nonunion ...............................................................
8
9
92
91
Wage percentiles:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
8
9
10
8
9
92
91
90
92
91
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
11
7
11
89
93
89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
9
12
11
16
6
24
91
88
89
84
94
76
Establishment characteristics
See footnotes at end of table.
Table 26. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2009—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
8
9
9
11
6
7
8
9
9
11
9
4
92
91
91
89
94
93
92
91
91
89
91
96
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
10
5
9
9
10
92
90
95
91
91
90
8
8
9
6
9
8
10
10
92
92
91
94
91
92
90
90
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 26. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2009
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.6
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.8
0.9
2.2
1.8
0.7
1.4
0.8
1.5
0.7
0.8
0.9
2.2
1.8
0.7
1.4
0.8
1.5
2.2
1.8
1.2
1.7
1.3
2.2
1.8
1.2
1.7
1.3
Full time .................................................................
Part time ................................................................
0.6
1.5
0.6
1.5
Union .....................................................................
Nonunion ...............................................................
1.5
0.6
1.5
0.6
Wage percentiles:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.1
1.1
0.8
0.7
1.0
2.1
1.1
0.8
0.7
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.1
1.3
1.2
2.1
1.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.2
1.7
2.2
1.3
5.9
0.7
1.2
1.7
2.2
1.3
5.9
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2009—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
2.4
0.9
0.8
1.3
1.1
1.6
2.1
1.5
1.7
2.2
1.9
1.6
2.4
0.9
0.8
1.3
1.1
1.6
2.1
1.5
1.7
2.2
1.9
1.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.9
1.4
0.7
0.9
1.1
0.7
0.9
1.4
0.7
0.9
1.1
0.8
1.3
1.1
1.0
1.4
2.1
1.3
2.1
0.8
1.3
1.1
1.0
1.4
2.1
1.3
2.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and below
the threshold. The percentile values are based on
the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2008." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 27. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2009
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
93
5
1
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
94
92
95
96
87
94
94
94
90
5
7
5
3
–
5
6
5
6
(1)
1
(1)
–
–
(1)
–
1
3
(1)
(1)
–
–
–
(1)
–
(1)
2
86
92
87
84
90
–
4
4
5
4
3
2
5
7
2
–
2
4
3
4
Full time .................................................................
Part time ................................................................
93
92
5
7
1
–
1
–
Union .....................................................................
Nonunion ...............................................................
78
95
7
5
9
(1)
6
(1)
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
97
96
95
93
91
92
–
3
4
5
6
7
–
–
1
1
2
(1)
–
–
(1)
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
88
90
89
5
8
4
5
–
5
2
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
94
90
92
87
96
78
5
7
2
11
2
21
(1)
1
2
1
–
–
1
2
4
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2009—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
92
91
90
90
88
98
96
97
94
96
94
92
97
100
99
92
8
8
9
9
10
–
4
3
–
4
–
–
3
–
–
–
–
(1)
(1)
1
(1)
–
–
–
–
–
(1)
(1)
–
–
–
–
–
1
1
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
95
95
96
92
93
91
4
4
3
6
6
6
1
1
1
1
1
2
(1)
–
–
1
1
1
95
97
88
91
95
94
92
94
92
4
2
7
6
4
5
7
5
5
–
1
3
2
(1)
–
–
–
1
–
–
2
–
(1)
–
1
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings
are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 27. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2009
Characteristics
All workers .............................................................
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
0.5
0.4
0.2
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.9
0.7
1.1
3.8
0.5
1.0
0.6
1.6
0.7
0.8
0.8
1.0
–
0.5
1.0
0.6
1.5
(1)
0.3
(1)
–
–
(1)
–
0.1
0.5
(1)
(1)
–
–
–
(1)
–
(1)
0.4
3.8
1.4
1.2
1.9
1.4
–
1.2
0.9
1.4
0.9
0.9
0.7
0.8
1.1
0.5
–
0.4
0.7
0.8
1.4
Full time .................................................................
Part time ................................................................
0.5
2.1
0.4
1.8
0.2
–
0.2
–
Union .....................................................................
Nonunion ...............................................................
2.1
0.4
1.6
0.4
1.3
(1)
1.1
(1)
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.0
1.0
0.7
0.7
0.7
0.9
–
0.8
0.7
0.6
0.7
0.9
–
–
0.2
0.3
0.3
(1)
–
–
(1)
0.2
0.3
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
3.1
1.1
0.8
2.7
0.7
0.6
–
0.7
0.4
–
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
1.1
1.7
1.9
1.9
6.1
0.5
0.9
0.8
1.6
0.9
6.1
(1)
0.3
0.8
0.4
–
–
0.2
0.8
1.8
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2009—Continued
Characteristics
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.6
1.0
1.1
1.4
2.2
1.6
1.1
1.2
2.8
1.1
3.3
4.4
1.1
0.4
0.6
4.4
1.6
1.0
1.0
1.3
2.0
–
1.1
1.2
–
1.1
–
–
1.1
–
–
–
–
(1)
(1)
0.2
(1)
–
–
–
–
–
(1)
(1)
–
–
–
–
–
0.2
0.3
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.8
1.1
0.6
1.0
0.9
0.5
0.7
0.9
0.6
1.0
0.7
0.2
0.2
0.3
0.2
0.2
0.3
(1)
–
–
0.2
0.3
0.3
1.6
0.3
1.0
2.3
0.7
2.9
1.6
1.5
1.3
1.3
0.2
1.1
2.2
0.7
2.3
1.8
1.5
1.4
–
0.2
0.6
0.9
(1)
–
–
–
0.3
–
–
0.3
–
(1)
–
0.4
–
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may include
workers both above and below the threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 28. Long-term disability plans: Fixed percent of earnings, private industry workers, National
Compensation Survey, March 2009
(All workers with a fixed percent of earnings long-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
22
62
9
5
1
58.7
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
22
19
23
44
–
17
19
17
24
61
63
61
46
52
63
63
64
67
10
11
9
5
–
12
11
12
3
6
6
6
4
–
6
6
6
5
1
2
1
–
–
1
1
2
1
58.7
59.1
58.5
56.2
58.1
59.5
59.1
59.6
58.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
26
17
16
18
74
64
69
67
72
–
4
7
10
3
5
5
4
–
4
–
1
2
–
2
58.2
58.0
59.1
59.2
58.9
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
22
22
62
60
9
11
5
4
1
2
58.7
59.3
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
31
21
55
63
4
10
6
5
4
1
58.1
58.8
60.0
60.0
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
67
–
21
20
22
22
–
56
64
63
62
58
–
7
8
10
10
12
–
5
6
6
5
6
–
–
1
2
1
2
53.0
58.2
58.6
59.1
58.6
58.8
50.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
18
–
18
67
82
65
9
–
11
5
6
5
1
–
2
59.0
59.5
59.0
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
23
20
15
11
23
18
61
65
69
75
64
68
9
7
10
8
–
8
6
5
5
5
6
4
1
3
1
2
–
3
58.7
59.2
58.9
60.2
60.1
59.1
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Fixed percent of earnings, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers with a fixed percent of earnings long-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
61 to 66
percent
Mean fixed
percent of
earnings
Greater
than 67
percent
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
16
15
13
19
24
18
12
–
27
8
8
32
18
58
57
54
61
68
60
60
56
63
74
74
60
75
17
19
22
14
–
15
17
–
4
7
8
4
3
6
7
9
4
–
8
10
6
5
8
8
4
–
2
2
2
2
–
–
–
–
1
3
2
–
–
60.1
60.4
60.9
59.7
58.5
59.2
60.1
58.0
57.6
60.7
60.2
56.8
58.5
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
16
16
15
25
15
33
66
65
68
60
67
55
10
11
8
9
10
7
7
6
7
5
7
3
1
1
2
1
1
2
59.7
59.6
59.7
58.2
59.5
57.3
60.0
60.0
60.0
60.0
60.0
60.0
19
18
20
14
21
–
19
21
26
61
67
67
68
65
–
63
65
49
7
9
6
9
9
3
8
13
16
11
4
5
7
4
–
8
1
6
1
2
2
1
1
–
2
–
3
59.0
59.2
58.9
59.5
58.5
55.8
58.7
58.3
59.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 28. Standard errors for long-term disability plans: Fixed percent of earnings, private industry
workers, National Compensation Survey, March 2009
Fixed percent of earnings
Characteristics
Mean fixed
percent of
earnings
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
1.9
1.7
0.5
0.4
0.2
0.2
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.5
1.6
10.8
–
1.2
3.3
1.1
3.9
1.6
2.0
1.9
9.1
11.6
1.3
3.0
1.4
3.7
0.8
0.9
1.0
1.5
–
0.9
1.7
0.9
0.7
0.7
0.6
1.1
1.2
–
0.6
1.3
0.6
1.1
0.2
0.5
0.3
–
–
0.3
0.3
0.4
0.2
0.2
0.2
0.2
1.3
1.3
0.2
0.4
0.2
0.4
0.0
0.0
0.0
4.6
0.0
0.0
0.0
0.0
0.0
–
4.6
1.6
2.0
2.4
6.7
4.1
2.2
3.1
2.4
–
0.8
1.2
2.0
0.9
2.0
1.3
0.7
–
0.9
–
0.3
0.8
–
0.9
0.7
0.5
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
2.0
3.9
1.8
5.7
0.5
2.5
0.5
1.2
0.2
0.9
0.2
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
4.6
1.8
4.3
1.7
1.0
0.6
1.5
0.5
1.2
0.2
0.6
0.2
0.0
0.0
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
20.0
–
2.7
1.3
1.5
1.8
–
9.8
2.5
1.5
1.5
1.8
–
1.9
0.8
0.8
0.8
1.2
–
1.7
1.0
0.6
0.6
0.9
–
–
0.3
0.3
0.3
0.4
1.9
1.4
0.4
0.2
0.2
0.3
2.2
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.6
–
1.7
1.9
4.8
2.1
1.1
–
1.3
0.7
2.6
0.8
0.5
–
0.6
0.2
0.4
0.2
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
2.3
1.7
2.0
2.3
4.0
3.0
2.1
1.7
2.8
2.5
4.2
3.6
0.6
1.0
1.8
2.1
–
2.1
0.5
0.7
1.2
1.5
1.7
1.4
0.2
0.6
0.6
0.7
–
1.3
0.3
0.3
0.4
0.4
0.9
0.4
0.0
0.0
0.0
0.0
0.0
0.0
All workers .............................................................
61 to 66
percent
Greater
than 67
percent
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Fixed percent of earnings, private industry
workers, National Compensation Survey, March 2009—Continued
Fixed percent of earnings
Characteristics
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
earnings
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
1.4
1.5
1.9
2.6
5.4
3.4
3.0
–
2.5
1.6
2.1
3.2
4.3
1.9
1.9
2.3
3.7
7.4
3.3
3.9
9.2
2.7
2.4
2.4
3.4
4.8
1.3
1.4
1.7
2.6
–
2.2
2.9
–
0.9
1.2
1.3
1.1
1.6
0.8
0.8
1.1
1.2
–
1.6
2.3
2.8
1.5
2.0
1.8
1.8
–
0.9
0.4
0.5
0.8
–
–
–
–
0.2
0.9
0.2
–
–
0.2
0.2
0.3
0.4
1.0
0.5
0.5
1.2
0.3
0.4
0.3
0.4
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.1
3.0
2.0
2.6
1.3
4.0
2.3
3.0
2.6
2.2
1.8
3.6
0.9
1.4
1.3
0.7
1.1
0.9
0.8
1.3
1.4
0.6
1.3
0.6
0.3
0.3
1.0
0.3
0.5
0.3
0.3
0.4
0.4
0.3
0.2
0.4
0.0
0.0
0.0
0.0
0.0
0.0
2.5
1.6
2.2
2.2
3.4
–
2.8
4.1
3.2
3.1
1.9
2.3
3.1
4.2
–
3.8
4.6
2.6
1.7
0.9
1.1
2.5
1.2
1.1
1.5
2.8
1.6
1.6
0.6
0.7
1.1
0.6
–
2.7
0.4
1.3
0.4
0.6
0.5
0.4
0.2
–
0.9
–
0.9
0.3
0.2
0.3
0.3
0.4
1.8
0.5
0.5
0.5
0.0
0.0
0.0
0.0
0.0
12.3
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 29. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2009
(All workers participating in fixed percent of earnings long-term disabilty plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
80
$3,000
$5,000
$8,000
$10,000
$15,000
20
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
81
81
83
83
86
82
80
4,166
5,000
4,000
3,000
3,000
2,800
3,000
2,917
5,000
6,000
5,000
5,000
5,000
5,000
5,000
4,000
10,000
10,000
8,000
8,000
8,000
7,000
8,500
5,000
12,000
12,500
10,500
10,000
10,000
10,000
10,000
10,000
15,000
18,500
15,000
15,000
15,000
16,667
15,000
15,000
19
19
19
17
17
14
18
20
82
79
74
78
68
2,000
3,000
2,500
2,917
2,500
4,000
4,000
5,000
5,000
5,000
6,000
5,000
6,000
7,500
5,400
8,500
10,000
10,000
10,000
10,000
15,000
15,000
13,000
15,000
10,000
18
21
26
22
32
Full time .................................................................
Part time ................................................................
81
69
3,333
3,000
5,000
5,000
8,000
6,000
10,000
10,000
15,000
15,000
19
31
Union .....................................................................
Nonunion ...............................................................
66
82
2,118
3,399
4,000
5,000
5,000
8,000
10,000
10,000
15,000
15,000
34
18
Goods-producing industries ...................................
Manufacturing ....................................................
81
79
2,500
2,917
5,000
5,000
7,500
8,000
10,000
11,000
15,000
15,000
19
21
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
80
73
76
87
57
69
82
82
82
83
75
82
4,000
2,800
3,000
2,000
3,000
3,100
3,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
3,333
5,000
5,000
4,000
7,500
8,000
8,000
6,000
6,000
8,000
5,400
7,292
5,000
5,000
10,000
6,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
6,000
8,000
15,000
10,000
15,000
20,000
20,000
15,000
12,500
15,000
15,000
15,000
10,000
10,000
15,000
15,000
25,000
25,000
25,000
20,000
15,000
20
27
24
13
43
31
18
18
18
17
25
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers participating in fixed percent of earnings long-term disabilty plans = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
88
85
82
84
87
82
66
$5,000
3,000
3,000
4,000
4,000
3,000
3,000
$6,000
6,000
5,000
5,000
5,000
5,000
4,000
$10,000
10,000
6,000
6,000
7,500
6,000
5,000
$10,000
15,000
10,000
10,000
10,000
10,000
10,000
$15,000
17,300
15,000
14,000
15,000
15,000
10,000
12
15
18
16
13
18
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
82
82
83
80
84
76
3,000
3,000
3,000
4,000
3,500
4,000
5,000
5,000
5,000
5,000
5,000
6,000
6,000
6,000
6,000
10,000
7,500
10,000
10,000
10,000
10,000
12,000
10,000
15,000
15,000
15,000
10,000
15,000
15,000
17,300
18
18
17
20
16
24
82
80
74
85
83
76
81
81
3,100
3,000
3,000
4,000
3,000
3,000
5,000
4,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
7,500
7,500
6,500
8,000
7,500
8,500
7,500
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
12,500
15,000
15,000
15,000
15,000
15,000
15,000
15,000
17,300
18
20
26
15
17
24
19
19
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 29. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2009
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.9
$332.73
$0.00
$663.27
$0.00
$0.00
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.5
1.5
3.9
1.2
1.6
1.4
2.9
931.22
0.00
211.17
416.95
0.00
438.78
624.54
274.45
322.59
0.00
0.00
0.00
0.00
0.00
0.00
0.00
790.09
0.00
863.24
3,186.42
649.31
676.28
1,706.38
469.13
918.26
2,618.98
1,348.09
0.00
0.00
0.00
838.20
0.00
685.35
2,015.35
0.00
1,985.11
220.91
4,452.04
0.00
3,492.85
1.2
1.5
1.5
3.9
1.2
1.6
1.4
2.9
3.5
3.9
2.0
2.6
2.6
312.10
379.46
80.24
628.13
164.75
1,805.55
0.00
0.00
0.00
0.00
1,343.73
285.47
1,181.64
685.52
907.33
1,590.02
0.00
0.00
0.00
2,776.56
3,707.20
3,778.09
1,430.90
815.85
0.00
3.5
3.9
2.0
2.6
2.6
Full time .................................................................
Part time ................................................................
1.0
2.9
577.20
0.00
0.00
2,296.96
575.02
1,389.09
0.00
2,423.70
0.00
2,083.16
1.0
2.9
Union .....................................................................
Nonunion ...............................................................
3.5
1.0
719.01
655.41
0.00
0.00
0.00
431.91
1,573.79
0.00
3,495.95
0.00
3.5
1.0
Goods-producing industries ...................................
Manufacturing ....................................................
2.5
2.8
569.24
694.40
0.00
0.00
321.27
430.39
758.05
814.26
0.00
0.00
2.5
2.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
1.0
1.6
2.9
2.2
3.7
5.1
4.5
1.8
2.0
1.5
4.7
2.1
840.57
359.27
1,445.27
36.66
760.93
361.78
1,158.45
0.00
0.00
0.00
411.72
0.00
0.00
0.00
0.00
727.13
0.00
780.52
0.00
135.28
707.18
968.42
1,968.12
324.53
579.50
856.26
491.31
0.00
987.93
6,118.97
987.93
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,073.44
644.05
0.00
2,595.07
0.00
6,390.99
0.00
475.08
3,492.85
174.64
0.00
0.00
0.00
0.00
1,104.54
0.00
0.00
0.00
0.00
0.00
1,909.76
1.0
1.6
2.9
2.2
3.7
5.1
4.5
1.8
2.0
1.5
4.7
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2009—Continued
Maximum benefit amount1
With
maximum
benefit
amount
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
2.2
3.8
1.9
2.0
1.6
2.5
6.4
$0.00
2,755.81
760.77
0.00
664.26
468.61
0.00
$529.48
962.91
0.00
0.00
0.00
0.00
1,925.82
$312.41
390.51
156.20
484.61
724.29
182.16
859.13
$2,655.48
2,360.66
0.00
0.00
0.00
0.00
2,947.27
$0.00
359.27
1,254.51
2,134.64
270.55
1,214.99
0.00
2.2
3.8
1.9
2.0
1.6
2.5
6.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.9
2.1
1.3
1.4
2.2
0.00
0.00
172.66
638.79
647.65
484.43
0.00
0.00
0.00
0.00
0.00
1,206.23
0.00
207.94
0.00
552.82
302.49
0.00
0.00
0.00
0.00
1,051.80
0.00
568.59
156.20
0.00
1,852.95
978.98
0.00
1,934.39
1.3
1.9
2.1
1.3
1.4
2.2
3.4
2.1
2.1
2.7
2.5
2.5
2.6
1.7
1,515.12
0.00
507.14
1,100.81
839.87
1,210.56
1,386.26
0.00
0.00
0.00
0.00
0.00
0.00
0.00
987.93
78.10
792.65
174.64
904.39
2,383.47
311.44
1,741.96
1,717.45
0.00
0.00
1,071.43
0.00
1,245.97
1,267.40
0.00
2,500.50
4,040.00
0.00
0.00
0.00
2,461.06
0.00
0.00
5,838.39
2,320.20
3.4
2.1
2.1
2.7
2.5
2.5
2.6
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
NOTE: For definitions of major plans,
www.bls.gov/ncs/ebs/glossary20082009.htm.
key
provisions,
and
related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
Table 30. Leave benefits: Access, private industry workers, National
Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
77
61
78
70
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
96
85
53
59
81
71
88
77
84
89
82
42
35
66
56
74
49
87
96
83
61
65
80
72
86
76
86
89
85
51
62
73
67
78
56
64
91
84
91
78
33
67
52
52
52
63
91
83
90
76
42
72
70
72
67
Full time .................................................................
Part time ................................................................
89
39
73
26
91
38
78
44
Union .....................................................................
Nonunion ...............................................................
86
76
69
61
85
77
83
68
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
36
52
84
89
88
88
21
33
64
73
81
84
42
55
85
89
88
88
37
47
73
78
85
88
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
87
66
95
52
35
59
86
65
95
70
41
81
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
75
79
93
73
80
98
63
61
77
52
66
94
76
79
93
73
83
96
70
72
77
67
78
92
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Leave benefits: Access, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Characteristics
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
92
92
94
96
93
85
81
89
68
82
64
81
84
39
37
71
89
88
91
93
89
81
64
84
38
77
76
82
77
31
30
55
90
92
94
96
94
83
77
90
59
80
54
73
84
53
53
71
90
88
92
93
92
75
68
82
47
82
82
93
82
39
37
56
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
69
68
74
86
84
89
52
51
54
72
67
80
71
69
76
86
84
90
58
55
65
83
79
89
78
81
77
75
78
77
80
74
74
70
67
56
62
59
55
61
59
65
77
79
78
77
80
79
79
75
77
80
79
71
67
71
68
67
63
61
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 30. Standard errors for leave benefits: Access, private industry
workers, National Compensation Survey, March 2009
Characteristics
All workers .............................................................
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
0.6
0.6
0.5
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
0.6
0.9
2.0
5.5
0.7
1.0
0.9
1.2
0.9
0.9
1.1
1.6
4.9
0.8
1.1
1.2
1.5
0.7
0.6
0.9
1.9
5.6
0.6
1.0
0.8
1.2
0.9
1.1
1.1
1.8
5.2
0.8
1.1
1.0
1.5
2.2
1.1
0.9
1.0
1.4
1.9
2.0
1.2
1.7
1.6
2.1
1.1
1.0
1.1
1.6
2.0
1.6
1.1
1.5
1.7
Full time .................................................................
Part time ................................................................
0.4
1.3
0.7
1.1
0.3
1.2
0.5
1.2
Union .....................................................................
Nonunion ...............................................................
1.2
0.6
1.4
0.6
1.1
0.6
1.4
0.6
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3.0
1.4
0.9
0.5
0.7
0.9
2.6
1.2
1.1
0.9
1.0
1.4
2.6
1.3
0.7
0.7
0.7
1.1
2.1
1.2
0.8
0.8
0.8
1.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
2.3
0.6
1.3
1.8
1.8
0.8
2.1
0.7
1.1
1.8
1.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
0.8
1.0
1.1
2.8
1.1
0.7
1.0
1.8
1.2
2.8
2.2
0.6
0.7
1.0
0.9
2.2
1.9
0.7
1.0
2.1
1.1
2.4
4.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for leave benefits: Access, private industry
workers, National Compensation Survey, March 2009—Continued
Characteristics
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.8
0.9
0.6
0.5
1.1
2.8
1.7
1.6
3.2
1.1
3.0
1.3
1.1
5.0
5.3
2.7
1.8
1.1
0.9
0.9
1.5
3.1
1.8
1.8
3.2
1.4
2.4
1.3
1.6
3.7
4.6
2.8
2.1
0.9
0.6
0.5
1.0
2.6
1.6
1.3
2.6
1.3
3.2
1.6
1.2
4.0
4.2
2.4
1.9
0.8
0.7
1.0
1.2
3.2
1.9
1.9
3.2
1.3
3.0
0.8
1.4
3.6
4.3
3.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.9
1.6
0.8
1.0
1.0
0.8
1.0
2.1
0.9
1.2
1.2
0.8
0.9
1.4
0.6
1.0
0.9
0.8
1.0
1.9
0.8
1.2
1.1
0.6
0.9
1.0
1.9
1.3
5.6
1.3
3.0
1.4
1.6
1.8
1.4
1.6
1.5
4.4
2.2
2.2
1.7
1.0
0.8
1.0
1.8
1.2
4.7
1.6
2.3
1.4
2.0
1.3
1.1
2.0
1.8
3.5
1.4
2.1
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which may
include workers both above and below the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 31. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2009
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
10
24
13
13
9
14
7
4
1
1
2
8
8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2
1
3
24
–
10
18
6
12
16
12
17
27
35
31
45
24
28
13
10
15
13
–
12
11
13
18
15
13
16
13
–
12
8
15
13
11
11
11
6
–
9
6
10
8
20
25
17
6
–
15
7
19
10
10
11
9
5
3
5
3
7
6
7
8
7
3
2
3
2
3
2
2
3
2
1
–
1
(1)
1
1
1
2
1
(1)
–
(1)
(1)
(1)
(1)
3
4
3
2
–
1
–
1
1
9
10
9
7
7
8
7
8
7
9
10
8
6
7
7
6
8
7
18
8
9
7
12
31
26
22
14
31
15
20
12
13
12
13
13
14
13
15
9
8
12
12
10
8
11
13
15
11
3
8
9
11
5
1
4
4
6
2
1
2
2
3
1
–
(1)
1
1
1
1
1
3
4
1
7
8
8
9
7
7
7
8
9
7
Full time .................................................................
Part time ................................................................
7
29
23
35
13
10
14
9
10
5
15
8
8
3
5
2
2
(1)
1
–
2
–
8
6
8
6
Union .....................................................................
Nonunion ...............................................................
3
11
15
26
11
13
14
13
11
9
15
14
12
7
7
4
4
1
2
1
6
2
9
8
9
8
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
42
27
10
6
3
1
29
35
31
21
14
11
11
12
14
13
12
10
8
10
15
15
14
13
5
6
9
10
11
12
2
5
12
16
21
23
–
3
6
9
10
12
–
1
2
5
7
9
–
(1)
1
2
2
3
–
–
(1)
1
1
1
–
–
1
2
4
3
5
6
8
8
9
9
6
6
7
8
9
10
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
7
18
4
16
35
10
10
17
9
13
14
12
13
8
13
17
3
19
11
3
14
6
–
9
3
1
4
1
–
1
3
–
4
9
7
10
9
6
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
11
14
3
21
8
–
27
39
21
54
23
–
14
12
20
10
8
–
14
10
16
6
17
6
9
8
12
4
13
20
14
9
14
2
19
16
6
4
5
1
8
16
4
2
4
1
3
–
1
1
–
–
1
16
1
(1)
1
–
–
–
2
1
3
–
–
–
8
7
8
6
8
10
7
6
8
6
8
11
All workers .............................................................
Less
than 6
days
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2009—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 6
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
Mean
number of
days
Median
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
1
–
–
4
7
2
16
6
2
1
6
41
47
10
14
12
9
11
7
22
19
7
35
29
1
1
33
16
16
24
34
8
6
4
12
13
12
13
12
16
3
2
18
14
13
13
13
13
14
6
26
11
17
23
12
15
7
7
16
15
14
14
8
12
13
7
17
12
11
15
6
8
5
5
8
4
4
8
15
36
42
59
20
11
19
24
10
9
13
8
9
4
2
12
12
11
9
7
10
21
6
7
4
6
19
22
5
5
3
5
4
4
5
3
7
–
6
8
2
4
14
15
2
–
–
6
–
1
1
2
–
–
–
–
–
2
9
11
1
–
–
4
–
1
–
–
–
–
–
–
–
1
8
12
1
( )
–
–
2
–
1
( )
(1)
–
–
2
–
–
4
17
17
3
–
–
2
8
9
9
9
9
8
8
9
7
8
12
12
8
6
5
8
8
10
10
10
9
9
8
9
6
7
11
12
7
6
6
8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
14
14
12
7
8
5
26
26
26
23
26
19
16
15
17
11
11
10
13
13
12
14
14
14
9
9
10
10
10
9
13
14
12
15
13
18
5
4
6
9
9
10
2
2
3
6
5
7
1
1
1
2
2
3
1
1
–
1
(1)
1
1
1
1
3
2
4
7
7
7
9
8
9
7
7
7
8
8
9
6
8
6
7
13
22
14
9
9
15
19
27
32
27
27
24
26
20
7
12
16
16
13
12
12
13
13
9
12
12
14
12
17
12
20
17
10
10
10
7
9
6
12
9
10
24
14
13
10
15
8
14
11
18
15
10
5
9
5
4
7
7
7
9
7
3
2
4
2
3
3
4
2
2
2
1
1
–
1
2
1
1
1
1
–
(1)
–
(1)
–
(1)
3
4
4
1
1
–
–
(1)
1
9
9
8
8
8
7
8
8
8
10
8
8
7
7
7
7
8
8
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 31. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation
Survey, March 2009
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.6
0.6
0.6
0.5
0.4
0.5
0.3
0.3
0.1
0.1
0.2
0.1
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.3
0.6
2.4
–
0.6
1.2
0.7
1.2
0.8
0.9
1.0
1.4
6.5
1.0
1.5
1.1
1.6
0.9
0.8
1.2
1.3
–
0.8
1.0
1.0
1.2
1.0
1.1
1.3
1.2
–
0.7
0.8
0.9
1.2
0.7
0.8
1.0
1.1
–
0.5
0.6
0.7
0.8
1.1
1.5
1.4
0.9
–
0.6
0.8
0.8
0.9
0.7
1.2
0.7
0.9
1.4
0.4
0.4
0.5
0.5
0.6
0.8
0.8
0.5
0.6
0.2
0.4
0.3
0.3
0.2
0.4
0.2
0.1
–
0.2
(1)
0.2
0.4
0.2
0.4
0.2
(1)
–
(1)
(1)
(1)
(1)
0.6
1.2
0.4
0.6
–
0.1
–
0.2
0.2
0.1
0.3
0.1
0.2
0.3
0.0
0.1
0.1
0.1
0.0
0.1
0.6
1.2
0.5
0.0
0.0
0.0
0.0
2.1
1.2
0.9
1.1
1.3
2.3
1.8
1.2
1.7
1.8
1.9
1.6
0.8
1.2
1.2
1.7
1.6
0.9
1.2
1.2
1.6
0.8
0.9
1.2
1.0
1.1
1.2
0.7
1.0
1.0
0.5
0.8
0.6
0.9
0.7
0.2
0.5
0.6
0.9
0.4
0.3
0.6
0.4
0.7
0.2
–
(1)
0.2
0.3
0.2
0.2
0.2
0.3
0.5
0.3
0.1
0.1
0.1
0.1
0.1
0.9
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.6
1.8
0.6
1.8
0.6
1.0
0.5
0.9
0.4
0.7
0.6
0.9
0.4
0.7
0.3
0.3
0.2
(1)
0.1
–
0.2
–
0.1
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.7
1.3
0.7
1.0
0.6
1.2
0.5
1.4
0.4
1.4
0.6
1.6
0.4
0.8
0.3
0.6
0.1
0.3
0.1
0.6
0.2
0.1
0.1
0.0
0.5
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3.9
1.8
0.7
0.4
0.3
0.3
2.4
1.2
1.0
0.7
0.7
1.2
2.1
1.1
0.7
0.8
0.6
1.0
1.5
0.9
0.8
0.7
0.8
1.1
1.8
0.8
0.7
0.6
0.6
0.9
0.5
0.7
0.6
0.7
1.1
1.4
–
0.6
0.5
0.6
0.7
1.1
–
0.3
0.2
0.4
0.6
0.7
–
(1)
0.1
0.3
0.3
0.3
–
–
(1)
0.2
0.2
0.2
–
–
0.2
0.2
0.5
0.7
0.3
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
2.2
0.7
1.1
2.4
1.3
0.8
1.9
0.9
0.9
1.6
1.0
0.9
1.2
1.2
0.9
0.8
1.2
0.8
0.7
1.1
0.7
–
1.0
0.5
0.3
0.7
0.2
–
0.3
0.4
–
0.6
0.1
0.1
0.1
0.0
0.0
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.8
0.7
1.1
1.9
–
0.7
1.0
1.9
1.5
2.3
–
0.6
0.8
2.1
1.0
1.8
–
0.6
0.8
1.8
0.9
2.6
1.9
0.5
0.6
1.5
0.5
2.3
4.9
0.6
0.6
1.5
0.6
2.1
3.3
0.4
0.5
1.0
0.2
1.9
3.0
0.3
0.3
0.7
0.2
0.9
–
0.1
0.2
–
–
0.3
4.4
0.1
(1)
0.4
–
–
–
0.3
0.2
0.7
–
–
–
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.0
0.1
0.0
0.0
1.2
All workers .............................................................
Less
than 6
days
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation
Survey, March 2009—Continued
Paid holidays
Characteristics
Less
than 6
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
Mean
number of
days
Median
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.4
0.3
–
–
1.6
1.1
0.6
2.5
0.8
0.8
0.3
0.9
3.1
3.4
1.9
1.9
0.9
0.9
1.4
1.4
3.8
1.7
1.3
3.6
1.9
0.3
0.3
2.1
2.4
3.3
2.9
2.8
1.1
1.3
0.9
3.1
3.3
1.6
2.1
2.3
1.6
1.1
0.7
1.8
3.0
3.2
2.0
2.1
1.0
1.0
1.0
2.3
2.7
1.6
2.6
2.2
1.6
1.3
1.4
1.9
2.3
2.0
2.1
1.6
0.9
0.9
0.9
2.1
2.7
1.4
2.1
1.6
1.2
1.1
0.8
1.4
1.4
1.5
1.8
2.4
1.4
1.6
1.9
1.9
3.3
2.0
2.6
2.2
1.2
2.4
1.3
1.3
1.1
1.1
2.6
3.0
1.1
1.0
0.9
1.3
4.5
1.1
1.4
1.5
1.0
3.0
4.2
1.0
1.7
1.5
1.5
1.0
0.5
0.6
0.8
1.3
–
1.3
2.2
0.9
0.5
2.1
2.2
0.5
–
–
1.8
–
0.3
0.3
0.4
–
–
–
–
–
0.3
1.5
1.5
0.2
–
–
1.4
–
0.1
–
–
–
–
–
–
–
0.2
1.7
2.5
(1)
–
–
0.9
–
0.3
(1)
(1)
–
–
0.6
–
–
1.0
2.5
2.4
1.0
–
–
0.8
0.1
0.1
0.1
0.1
0.1
0.3
0.1
0.1
0.2
0.3
0.2
0.2
0.3
0.3
0.3
0.2
0.7
0.0
0.0
0.0
0.1
0.8
0.0
0.4
0.8
0.5
0.6
0.5
0.0
0.0
0.0
0.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.8
1.0
1.0
0.8
2.2
0.8
1.0
1.4
0.8
1.1
1.1
0.9
1.1
1.5
0.6
0.8
1.0
0.8
0.9
1.5
0.6
0.9
0.9
0.6
0.8
1.3
0.6
0.9
1.1
0.7
1.0
1.0
0.7
0.8
1.3
0.4
0.5
0.9
0.6
0.7
1.0
0.4
0.4
1.1
0.4
0.6
0.7
0.1
0.2
0.2
0.3
0.3
0.4
0.1
0.2
–
0.1
(1)
0.3
0.2
0.3
0.3
0.5
0.7
0.5
0.1
0.1
0.1
0.1
0.2
0.2
0.0
0.0
0.0
0.0
0.0
0.5
0.7
1.5
1.0
1.4
1.4
5.7
1.3
1.5
0.9
1.4
1.1
1.9
2.9
1.6
1.9
1.5
3.1
1.3
0.9
1.2
1.7
1.8
1.4
3.4
1.3
2.3
1.5
1.5
1.4
1.1
1.2
1.3
1.7
1.3
3.1
1.3
1.3
1.2
1.2
1.2
0.8
1.7
1.7
0.7
0.6
1.6
1.2
1.4
1.0
1.0
1.3
1.9
1.3
1.4
1.6
0.5
0.7
1.4
0.5
1.4
1.6
2.1
0.8
1.7
0.8
0.4
0.5
0.9
0.9
0.5
1.2
0.4
0.6
0.5
0.4
0.6
0.2
–
0.4
0.7
0.3
0.1
0.3
0.2
–
(1)
–
(1)
–
(1)
0.6
1.2
0.6
0.4
0.2
–
–
(1)
0.6
0.1
0.4
0.1
0.1
0.1
0.5
0.1
0.1
0.1
0.2
0.3
0.7
0.0
0.0
1.4
1.0
0.8
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are
based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 32. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2009
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed numer
of days per
year1
As needed2
Other basis3
69
9
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
65
66
64
67
70
71
78
68
66
13
12
13
4
–
9
9
9
13
23
22
23
29
–
20
13
23
21
68
65
75
72
77
15
12
6
6
7
17
23
19
22
16
Full time .................................................................
Part time ................................................................
68
70
10
7
22
23
Union .....................................................................
Nonunion ...............................................................
75
68
8
10
17
23
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
61
71
71
70
65
66
–
7
6
9
13
15
–
22
23
21
22
19
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
67
67
67
12
18
10
21
15
23
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
69
79
75
83
74
64
9
9
13
7
5
–
22
12
12
9
20
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 32. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
Fixed numer
of days per
year1
As needed2
Other basis3
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
58
67
67
74
54
69
67
64
74
64
78
77
62
59
55
76
22
9
8
5
10
13
14
19
6
5
9
10
4
–
–
7
20
24
25
20
36
18
19
18
19
31
13
13
34
–
–
17
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
70
68
75
68
70
65
12
14
7
7
7
7
18
17
18
25
23
28
62
75
65
70
69
50
72
69
71
12
11
10
11
8
–
8
9
8
26
14
25
19
23
–
20
22
20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
2 Plan does not specify maximum number of
days.
3 Includes sick leave plans, such as those
available as part of consolidated leave plans, which
may also provide vacations, personal leave, etc.
4 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 32. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March 2009
Sick leave provision
Characteristics
All workers .............................................................
Fixed numer
of days per
year1
As needed2
Other basis3
1.1
0.5
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.8
1.6
4.0
8.7
1.0
1.5
1.2
2.1
1.0
0.8
1.4
0.6
–
0.7
0.8
0.9
1.3
1.3
1.8
1.5
4.2
–
0.8
1.3
1.1
1.9
2.9
2.7
1.5
1.9
1.6
2.6
1.4
0.7
0.8
1.0
2.3
2.6
1.4
1.8
1.5
Full time .................................................................
Part time ................................................................
1.2
2.0
0.5
0.9
1.2
1.9
Union .....................................................................
Nonunion ...............................................................
2.1
1.2
1.7
0.6
1.6
1.2
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
9.8
3.5
1.6
1.0
1.2
1.4
–
0.9
0.6
0.6
0.9
1.3
–
3.7
1.6
1.0
1.1
1.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.5
2.7
1.7
1.0
2.4
0.9
1.3
2.6
1.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.3
1.1
2.3
1.4
2.9
5.8
0.6
0.8
1.9
0.9
1.4
–
1.3
0.8
1.6
1.1
3.1
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March
2009—Continued
Sick leave provision
Characteristics
Fixed numer
of days per
year1
As needed2
Other basis3
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.3
1.6
1.7
1.9
2.8
3.9
2.3
3.2
3.8
2.0
1.9
1.8
2.3
10.9
12.2
3.7
3.3
0.9
0.8
0.7
1.5
2.6
1.8
2.9
2.0
0.9
1.0
1.1
1.1
–
–
2.0
2.8
1.3
1.5
2.0
2.7
3.2
2.2
2.7
3.8
2.1
1.6
1.5
2.4
–
–
3.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.7
2.4
1.7
1.5
3.0
0.9
1.1
0.8
0.6
0.8
0.8
1.2
1.4
2.2
1.8
1.6
3.2
5.2
1.3
2.3
2.5
1.6
11.8
1.9
3.0
1.7
0.9
1.2
1.5
2.1
1.1
–
1.2
2.5
1.5
5.1
1.3
1.9
2.2
1.2
–
1.5
2.4
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by
length of service.
2 Plan does not specify maximum number of days.
3 Includes sick leave plans, such as those available as part of consolidated leave plans, which may also
provide vacations, personal leave, etc.
4 The percentile groupings are based on the average wage for each occupation surveyed, which may
include workers both above and below the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 33. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2009
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
18
56
22
3
1
8
6
Full time .................................................................
Part time ................................................................
16
31
57
50
23
17
3
2
1
–
8
6
6
5
Union .....................................................................
Nonunion ...............................................................
20
17
44
58
29
21
6
3
(3)
1
8
8
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
24
21
13
17
9
59
57
63
54
62
45
17
18
14
27
18
37
2
1
2
4
3
6
–
–
–
1
(3)
3
6
6
6
9
7
11
5
5
6
6
6
7
All workers .............................................................
16
56
24
3
2
8
6
Full time .................................................................
Part time ................................................................
14
30
56
51
24
17
4
2
2
–
8
6
6
5
Union .....................................................................
Nonunion ...............................................................
17
16
46
57
30
23
5
3
2
2
9
8
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
21
22
19
12
15
7
57
55
61
55
62
46
19
21
16
27
18
37
2
2
4
4
3
5
(3)
(3)
–
3
1
5
7
7
7
9
7
12
5
5
6
6
6
8
After 5 years
See footnotes at end of table.
Table 33. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2009—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
16
55
24
4
2
9
6
Full time .................................................................
Part time ................................................................
14
29
56
49
25
19
4
2
2
–
9
6
6
6
Union .....................................................................
Nonunion ...............................................................
17
15
46
56
30
23
5
3
2
2
9
9
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
21
21
19
11
15
7
56
55
61
54
61
45
19
21
16
28
19
38
3
3
4
4
3
5
(3)
1
–
3
1
5
7
7
7
10
8
13
5
5
6
6
6
8
All workers .............................................................
15
55
24
4
2
9
6
Full time .................................................................
Part time ................................................................
14
30
56
49
25
19
4
2
2
–
9
6
6
6
Union .....................................................................
Nonunion ...............................................................
17
15
46
56
30
23
6
3
2
2
9
9
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
21
21
19
11
15
7
56
55
61
54
62
45
20
21
17
28
19
38
3
3
4
4
3
5
(3)
1
–
3
1
5
7
7
7
11
8
13
5
5
6
6
6
9
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 33. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2009
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.6
0.8
0.8
0.4
0.1
0.2
0.0
Full time .................................................................
Part time ................................................................
0.6
2.2
0.9
1.9
0.9
1.6
0.4
0.5
0.2
–
0.2
0.2
0.0
0.4
Union .....................................................................
Nonunion ...............................................................
1.9
0.6
2.1
0.9
1.7
0.8
0.9
0.4
(3)
0.2
0.2
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.1
1.9
0.8
1.3
0.9
1.2
1.4
2.4
1.3
1.8
1.5
1.1
1.3
1.9
1.2
1.7
1.5
0.5
0.4
1.0
0.5
0.5
0.9
–
–
–
0.3
3
( )
0.5
0.2
0.2
0.2
0.3
0.1
0.7
0.0
0.0
1.2
0.0
0.0
0.9
All workers .............................................................
0.6
0.9
0.9
0.4
0.2
0.2
0.0
Full time .................................................................
Part time ................................................................
0.6
2.3
1.0
2.0
1.0
1.6
0.4
0.5
0.2
–
0.2
0.2
0.0
1.3
Union .....................................................................
Nonunion ...............................................................
1.8
0.5
2.0
1.0
1.8
0.9
0.9
0.4
0.5
0.3
0.5
0.2
0.2
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.1
1.8
0.8
1.2
0.8
1.1
1.4
2.3
1.3
1.9
1.6
1.1
1.4
1.8
1.3
1.8
1.6
0.5
0.5
1.1
0.4
0.5
0.8
(3)
(3)
–
0.4
0.4
0.8
0.2
0.3
0.2
0.4
0.2
0.7
0.0
0.0
0.0
0.0
0.0
1.0
After 5 years
See footnotes at end of table.
Table 33. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2009—Continued
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.6
0.9
0.9
0.4
0.2
0.2
0.0
Full time .................................................................
Part time ................................................................
0.6
2.2
0.9
2.0
0.9
1.7
0.4
0.5
0.2
–
0.2
0.2
0.0
0.7
Union .....................................................................
Nonunion ...............................................................
1.8
0.5
2.0
1.0
1.8
0.9
0.8
0.4
0.5
0.3
0.5
0.2
0.2
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.1
1.8
0.8
1.2
0.8
1.2
1.4
2.4
1.2
1.9
1.5
1.1
1.4
1.9
1.2
1.9
1.5
0.6
0.6
1.0
0.4
0.5
0.8
(3)
0.2
–
0.4
0.4
0.8
0.2
0.3
0.2
0.4
0.3
0.8
0.1
0.0
0.0
0.0
0.0
1.4
All workers .............................................................
0.6
0.9
0.9
0.4
0.2
0.3
0.0
Full time .................................................................
Part time ................................................................
0.6
2.2
0.9
2.0
0.9
1.7
0.4
0.5
0.2
–
0.3
0.2
0.0
0.7
Union .....................................................................
Nonunion ...............................................................
1.8
0.5
2.0
1.0
1.8
0.9
0.8
0.4
0.5
0.3
0.6
0.3
0.2
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.1
1.9
0.8
1.2
0.8
1.1
1.5
2.4
1.2
1.9
1.5
1.1
1.4
1.9
1.2
1.9
1.5
0.6
0.6
1.0
0.4
0.5
0.8
(3)
0.2
–
0.4
0.4
0.8
0.2
0.3
0.2
0.5
0.4
0.9
0.2
0.0
0.0
0.0
0.0
1.4
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.
The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do
not necessarily reflect individual provisions for progression.
2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 34. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2009
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
7
39
36
10
6
2
9
10
Full time .................................................................
Part time ................................................................
4
29
38
46
39
16
11
3
6
4
2
1
10
7
10
5
Union .....................................................................
Nonunion ...............................................................
5
8
45
38
38
36
6
11
4
6
2
2
9
9
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
9
8
6
7
3
47
47
47
31
40
20
34
34
36
38
36
41
7
7
6
14
11
18
2
3
2
8
4
14
1
(3)
–
3
2
4
8
8
8
11
9
12
5
5
–
10
10
10
All workers .............................................................
2
10
37
34
11
6
14
15
Full time .................................................................
Part time ................................................................
1
11
8
29
38
31
36
18
12
4
6
6
14
11
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
6
11
45
36
34
33
7
11
6
6
14
14
12
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
2
2
2
1
15
17
11
6
8
3
42
41
46
33
40
24
30
30
32
36
35
38
7
7
7
14
10
20
2
3
2
9
5
14
12
12
12
15
14
17
10
10
10
15
15
15
After 5 years
See footnotes at end of table.
Table 34. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2009—Continued
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
2
7
16
41
22
12
17
15
Full time .................................................................
Part time ................................................................
1
10
5
22
15
19
43
30
23
12
13
8
17
13
15
15
Union .....................................................................
Nonunion ...............................................................
1
2
3
8
10
17
57
39
19
22
9
12
17
16
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
2
1
2
1
12
13
9
3
4
2
23
25
17
9
11
7
39
36
46
43
51
33
18
17
21
25
22
30
5
5
5
18
11
27
14
14
15
18
17
20
15
15
15
15
15
20
All workers .............................................................
2
7
13
18
37
24
19
20
Full time .................................................................
Part time ................................................................
1
10
5
19
13
16
18
15
38
24
25
16
19
15
20
15
Union .....................................................................
Nonunion ...............................................................
1
2
2
7
6
14
11
18
45
36
35
23
21
19
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
2
1
2
1
12
13
8
2
3
1
20
22
15
7
8
5
24
24
25
11
16
6
29
27
36
43
47
39
13
12
15
35
24
48
16
15
17
22
20
24
15
15
20
20
20
24
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 34. Standard errors for paid vacations: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2009
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.4
0.6
0.6
0.5
0.3
0.3
0.1
0.0
Full time .................................................................
Part time ................................................................
0.3
1.6
0.7
1.5
0.7
1.2
0.5
0.5
0.3
0.7
0.3
0.3
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.7
0.4
2.0
0.6
1.6
0.7
1.2
0.5
1.0
0.3
0.6
0.3
0.2
0.1
1.6
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.6
1.2
0.5
0.7
0.5
1.0
1.1
2.0
0.9
1.4
1.4
1.1
1.1
2.5
1.0
1.4
1.1
0.7
0.8
0.8
0.7
0.9
0.9
0.4
0.4
0.5
0.5
0.4
1.0
0.1
(3)
–
0.5
0.7
0.5
0.1
0.1
0.2
0.1
0.2
0.2
0.1
0.0
–
0.0
0.0
0.0
All workers .............................................................
0.2
0.4
0.6
0.6
0.5
0.3
0.1
0.5
Full time .................................................................
Part time ................................................................
0.1
1.2
0.3
1.5
0.7
1.5
0.6
1.3
0.5
0.9
0.3
0.7
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.7
0.4
1.7
0.6
1.4
0.7
1.0
0.5
1.0
0.3
0.2
0.1
0.9
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.3
0.5
0.3
0.5
0.2
0.6
0.7
1.2
0.5
0.7
0.5
0.8
1.0
1.4
0.9
1.2
1.1
0.8
0.9
1.9
0.9
1.4
1.3
0.6
0.6
1.2
0.7
0.8
1.1
0.4
0.5
0.4
0.5
0.7
0.8
0.1
0.1
0.2
0.2
0.2
0.2
0.0
0.0
0.4
0.0
1.5
0.0
After 5 years
See footnotes at end of table.
Table 34. Standard errors for paid vacations: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2009—Continued
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.3
0.5
0.7
0.5
0.8
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.3
1.6
0.5
1.4
0.8
1.7
0.5
1.4
0.9
0.9
0.1
0.2
0.0
1.1
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.5
0.3
1.1
0.5
1.8
0.8
1.4
0.5
1.5
0.8
0.3
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.3
0.3
0.3
0.5
0.2
0.5
0.6
1.1
0.4
0.5
0.4
0.8
0.9
1.3
0.6
0.8
0.8
0.9
1.0
1.8
1.1
1.2
1.5
0.8
1.0
1.9
0.7
1.0
1.3
0.6
0.7
1.1
1.3
0.9
2.3
0.1
0.2
0.2
0.2
0.2
0.2
0.0
0.0
0.0
0.4
0.0
0.0
All workers .............................................................
0.2
0.3
0.4
0.5
0.7
0.9
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.3
1.5
0.4
1.1
0.6
1.5
0.7
1.5
1.0
1.2
0.1
0.3
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.5
0.3
0.9
0.5
0.9
0.6
1.8
0.7
2.1
0.9
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.3
0.3
0.3
0.5
0.2
0.5
0.6
1.1
0.3
0.5
0.4
0.7
0.8
1.2
0.5
0.6
0.7
0.8
0.9
1.9
0.7
0.9
0.6
1.0
1.1
2.0
1.1
1.4
1.6
0.7
0.9
1.5
1.3
1.2
2.0
0.1
0.2
0.3
0.2
0.2
0.2
0.0
0.0
2.2
0.0
0.0
1.3
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number
of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual
provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days.
2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 35. Quality of life benefits: Access, private industry workers, National
Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
9
5
6
29
45
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
17
16
17
8
4
7
3
9
3
12
17
9
1
1
5
4
5
2
11
12
11
2
3
6
4
8
4
45
46
45
15
14
31
30
32
20
62
64
62
27
23
49
50
48
32
1
6
5
7
3
–
3
1
2
1
2
7
3
3
3
12
29
25
28
21
23
41
42
43
41
Full time .................................................................
Part time ................................................................
10
4
6
2
7
2
33
18
49
32
Union .....................................................................
Nonunion ...............................................................
15
8
2
5
7
6
43
28
68
42
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
5
5
7
9
16
19
1
1
2
5
12
15
2
2
4
7
12
14
9
14
27
33
45
48
22
28
42
49
63
67
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
7
(3)
10
5
2
6
2
3
2
29
10
38
44
19
54
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
9
2
5
1
2
16
5
2
4
1
–
–
7
4
3
3
5
–
29
29
19
30
32
70
45
50
39
51
56
86
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 35. Quality of life benefits: Access, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Characteristics
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
9
24
30
33
24
4
8
13
1
15
15
19
15
–
–
4
10
13
15
14
14
6
10
15
5
3
6
8
3
(3)
–
3
15
16
19
19
17
–
10
14
2
7
12
21
6
2
1
3
54
44
52
49
54
16
25
28
13
40
40
64
40
8
8
13
76
61
68
64
71
34
38
45
22
54
51
76
54
21
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
3
15
7
25
3
3
3
6
4
9
3
2
5
9
6
13
12
10
19
48
37
61
24
20
35
68
58
81
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
9
7
10
9
8
–
8
7
10
5
6
5
4
4
3
4
4
5
8
7
4
6
4
2
4
7
10
33
30
34
31
25
26
27
26
29
45
43
46
45
46
45
44
43
44
1 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
3 Less than 0.5 percent.
Geographic areas
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 35. Standard errors for quality of life benefits: Access, private industry workers,
National Compensation Survey, March 2009
Characteristics
All workers .............................................................
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.5
0.3
0.3
0.6
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.0
1.1
1.8
1.0
0.4
0.4
0.6
0.7
0.8
1.4
0.8
0.2
0.5
0.3
0.5
0.4
0.4
0.7
1.0
0.8
0.3
1.1
0.3
0.4
0.5
0.6
1.3
1.8
1.4
0.8
1.8
0.8
1.1
1.1
1.0
1.0
1.4
1.2
1.6
2.9
0.9
1.3
1.1
1.4
0.2
1.4
0.5
0.8
0.5
–
0.7
0.2
0.3
0.2
0.7
1.0
0.4
0.7
0.4
1.1
1.8
0.9
1.1
1.4
1.6
2.3
1.1
1.4
1.6
Full time .................................................................
Part time ................................................................
0.6
0.6
0.4
0.3
0.3
0.3
0.8
0.8
0.7
1.1
Union .....................................................................
Nonunion ...............................................................
1.9
0.5
0.3
0.3
0.7
0.3
1.8
0.6
1.5
0.6
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.4
1.1
0.8
0.6
0.7
1.3
0.4
0.2
0.2
0.5
0.7
1.1
0.4
0.2
0.3
0.5
0.5
0.9
1.0
0.8
0.9
0.9
1.1
1.7
2.3
1.2
1.0
0.9
0.9
1.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
(3)
0.7
0.4
0.6
0.6
0.4
0.7
0.4
0.9
1.1
1.2
1.3
1.4
1.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
0.3
0.8
0.3
0.6
2.9
0.4
0.3
0.8
0.3
–
–
0.3
0.3
1.0
0.4
0.9
–
0.7
0.9
1.8
1.2
3.5
4.4
0.7
1.1
2.3
1.4
3.3
3.8
Establishment characteristics
See footnotes at end of table.
Table 35. Standard errors for quality of life benefits: Access, private industry workers,
National Compensation Survey, March 2009—Continued
Characteristics
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.2
1.0
1.3
1.8
1.9
1.9
1.0
1.7
0.4
1.4
2.5
1.8
1.5
–
–
1.3
1.3
0.9
1.0
1.4
1.9
2.2
1.2
2.0
1.4
0.8
1.5
1.0
0.9
(3)
–
0.9
2.1
1.0
1.1
1.5
2.2
–
1.1
2.2
0.7
0.7
1.0
1.7
0.8
0.5
0.5
1.1
2.6
1.2
1.5
2.0
2.5
3.7
1.6
2.7
2.1
1.9
3.0
2.8
2.1
1.5
1.8
2.8
2.5
1.5
1.2
1.7
2.1
4.4
2.0
3.3
2.5
1.7
2.7
2.3
1.9
4.0
4.7
3.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.5
0.9
0.6
1.6
0.3
0.4
0.4
0.5
0.6
0.9
0.3
0.3
0.5
0.5
0.7
0.9
0.7
0.8
1.6
1.1
1.5
2.2
0.8
0.9
1.7
0.9
1.5
1.3
1.2
0.7
0.8
1.1
1.2
–
1.4
0.8
0.8
0.7
1.1
0.7
0.7
0.6
0.9
1.0
0.7
0.6
0.9
0.5
0.5
1.0
0.3
0.7
0.4
1.7
1.1
1.8
1.4
2.0
2.2
1.4
2.2
1.8
2.7
1.6
1.8
1.2
1.5
2.1
1.4
4.3
1.3
2.5
1.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care
center, or a baby sitter in facilities either on or off the employer’s premises.
2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above
and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 36. Financial benefits: Access, private industry workers, National Compensation Survey, March 2009
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with
care
reimburse- no employer
reimbursecontributions
ment
ment
account
account
Financial
planning
Total1 Performance Signing Other
12
18
33
35
18
14
9
3
1
7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
17
23
14
6
–
16
18
15
8
31
32
30
9
10
17
9
22
11
55
56
54
18
16
36
31
39
18
57
60
56
20
18
38
31
42
20
24
24
23
13
25
20
20
20
13
25
30
23
6
6
15
9
18
8
12
17
10
4
4
11
12
10
7
5
7
4
1
–
3
2
3
2
3
5
3
(2)
–
1
1
2
1
9
12
7
–
4
9
10
8
4
3
14
9
9
8
7
16
15
18
13
8
30
27
30
24
10
31
29
34
23
9
18
17
17
16
4
13
10
12
8
2
11
7
8
7
–
5
1
1
1
1
1
1
2
1
2
6
6
6
6
Full time .................................................................
Part time ................................................................
14
5
21
8
38
18
41
18
21
11
16
6
10
6
3
1
2
(2)
7
5
Union .....................................................................
Nonunion ...............................................................
11
12
19
18
41
33
40
35
25
17
20
13
10
9
4
2
1
2
5
7
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
4
6
13
13
17
20
5
7
16
22
29
31
11
16
30
37
54
61
12
17
33
40
56
63
–
12
18
20
24
25
4
5
11
15
26
29
6
6
7
9
14
16
1
1
1
2
6
8
(2)
(2)
1
1
3
5
5
5
6
6
9
11
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10
3
14
18
6
22
32
9
41
35
12
45
16
8
19
15
4
21
9
1
11
2
–
3
2
1
3
6
1
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
13
16
9
19
14
30
18
12
19
6
19
46
34
33
25
31
41
75
35
32
29
30
34
69
19
21
14
21
28
13
14
9
15
6
8
32
9
11
7
13
8
21
3
1
1
1
–
4
1
1
1
1
–
2
7
10
6
12
6
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 36. Financial benefits: Access, private industry workers, National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with
care
reimburse- no employer
reimbursecontributions
ment
ment
account
account
Financial
planning
Total1 Performance Signing Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
30
26
31
36
28
9
11
13
5
9
8
9
9
–
–
5
30
35
41
45
36
12
20
24
11
25
24
27
26
5
–
10
65
57
67
69
64
21
33
43
13
44
47
70
43
9
8
10
70
62
71
71
70
28
33
43
15
48
51
72
47
13
12
12
26
20
23
24
19
10
20
25
16
19
33
47
16
–
–
13
27
40
49
47
47
7
16
23
6
14
14
22
14
4
5
5
37
19
23
25
23
5
9
11
4
1
2
3
1
–
–
2
25
8
9
11
8
–
3
4
–
(2)
–
–
1
1
1
–
2
4
4
5
4
–
3
4
1
(2)
2
3
(2)
–
–
–
15
16
19
20
19
5
7
9
3
1
(2)
(2)
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
6
9
19
16
22
9
8
13
27
22
35
17
14
25
52
43
62
18
15
27
55
47
65
11
9
17
26
23
30
6
6
6
22
15
33
4
3
7
13
11
16
1
1
2
4
3
6
1
1
(2)
2
1
4
3
2
6
10
9
12
8
9
13
13
13
20
11
11
13
17
15
18
21
19
18
19
18
15
38
33
35
37
34
18
32
36
33
40
34
36
42
35
29
35
36
34
20
22
18
17
15
–
15
18
17
15
12
16
15
11
12
13
13
18
8
7
9
6
10
–
9
6
9
2
2
3
1
3
2
3
2
4
1
1
2
1
2
1
1
1
2
7
5
7
4
7
–
6
6
5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of stock option.
2 Less than 0.5 percent.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 36. Standard errors for financial benefits: Access, private industry workers, National Compensation Survey, March
2009
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with
care
reimburse- no employer
reimbursecontributions
ment
ment
account
account
Financial
planning
Total1 Performance Signing Other
0.4
0.5
0.7
0.5
0.9
0.4
0.5
0.2
0.1
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.2
0.9
1.3
–
0.6
0.9
0.8
0.8
1.2
1.3
1.5
1.1
2.2
0.7
0.6
1.0
0.8
1.4
1.6
1.8
1.1
2.5
0.7
1.0
1.0
1.1
1.2
1.4
1.5
1.2
2.7
0.8
1.1
1.1
1.0
1.2
1.7
1.3
3.0
5.4
0.8
1.1
0.9
1.1
1.0
1.3
1.0
0.7
1.1
0.6
0.8
0.8
0.7
0.7
1.0
0.8
1.6
1.0
0.5
0.8
0.6
0.8
0.4
0.6
0.5
0.2
–
0.2
0.2
0.3
0.4
0.5
0.7
0.5
(2)
–
0.2
0.2
0.2
0.2
0.6
0.8
0.6
–
1.0
0.5
0.7
0.5
0.7
0.6
1.5
0.6
0.9
0.7
1.1
1.1
0.9
1.2
1.1
1.1
1.7
1.0
1.4
1.3
1.2
1.6
0.9
1.5
1.0
1.1
1.8
1.1
1.2
1.5
0.7
1.3
0.6
1.0
0.8
0.6
1.5
0.6
0.9
0.7
–
0.8
0.2
0.4
0.2
0.3
0.2
0.3
0.5
0.2
0.5
1.3
0.5
0.6
0.7
Full time .................................................................
Part time ................................................................
0.5
0.4
0.6
0.6
0.9
0.8
0.7
0.8
1.1
0.8
0.5
0.4
0.5
0.4
0.2
0.2
0.2
(2)
0.5
0.4
Union .....................................................................
Nonunion ...............................................................
0.9
0.4
1.7
0.5
1.6
0.7
1.5
0.6
1.3
1.0
1.4
0.4
1.1
0.4
0.5
0.2
0.3
0.1
1.0
0.4
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.0
0.9
0.7
0.7
0.8
1.2
1.3
0.9
0.6
0.9
1.1
1.3
1.2
1.0
1.0
0.8
1.1
1.4
1.8
1.1
0.9
0.8
1.1
1.4
–
1.9
1.2
0.9
0.9
1.1
1.0
0.5
0.6
0.6
0.8
1.3
2.2
1.0
0.6
0.4
0.8
1.1
0.3
0.2
0.2
0.2
0.5
0.7
(2)
(2)
0.1
0.2
0.5
0.8
2.2
1.0
0.5
0.4
0.6
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.6
0.7
1.0
1.2
0.8
1.5
1.1
1.2
1.4
1.1
1.3
1.4
0.8
1.0
1.0
0.7
0.8
1.2
0.8
0.3
1.1
0.4
–
0.5
0.6
0.3
0.8
0.5
0.2
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
0.6
1.1
0.9
2.0
4.9
0.6
0.7
1.8
0.6
1.7
6.3
0.8
0.9
1.7
1.2
3.1
5.4
0.6
0.9
1.7
1.2
2.0
5.1
1.2
0.9
1.6
1.1
3.1
2.0
0.4
0.5
1.2
0.6
1.4
4.0
0.6
0.6
1.0
0.9
1.3
5.4
0.2
0.1
0.4
0.2
–
1.5
0.1
0.2
0.3
0.2
–
1.0
0.6
0.6
0.9
0.9
1.2
5.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 36. Standard errors for financial benefits: Access, private industry workers, National Compensation Survey, March
2009—Continued
Section 125 cafeteria benefits
Characteristics
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with
care
reimburse- no employer
reimbursecontributions
ment
ment
account
account
Financial
planning
Total1 Performance Signing Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.6
1.3
1.4
1.9
2.2
2.4
1.2
2.0
1.4
0.9
1.0
1.0
1.1
–
–
1.4
3.1
1.9
1.8
2.1
2.1
2.8
1.8
2.5
2.1
1.7
2.6
2.1
1.8
2.1
–
1.8
3.0
1.7
1.3
1.7
2.3
3.8
1.8
2.7
2.1
2.1
3.0
3.2
2.2
1.5
1.5
3.0
3.5
1.5
1.3
1.8
2.2
3.7
1.8
2.7
2.1
1.8
2.2
3.1
2.1
3.0
3.6
2.9
2.5
1.1
1.2
1.8
1.9
2.6
1.3
2.3
2.2
1.6
2.6
2.8
1.7
–
–
2.4
2.2
1.3
1.4
1.9
2.7
1.7
1.4
2.5
1.2
1.1
1.4
2.1
1.2
1.8
2.1
1.2
3.2
1.1
1.3
1.6
2.8
2.2
0.9
1.6
1.1
0.3
0.3
0.7
0.3
–
–
0.7
2.3
0.8
0.9
1.3
1.5
–
0.6
1.1
–
(2)
–
–
0.2
0.4
0.5
–
0.7
0.6
0.6
1.0
0.6
–
0.5
1.1
0.7
(2)
0.3
0.7
(2)
–
–
–
2.4
1.0
1.3
1.6
2.8
2.2
0.9
1.5
0.9
0.2
(2)
(2)
0.2
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.5
1.0
0.7
0.7
1.3
0.5
0.6
1.2
0.9
1.2
1.2
0.6
0.7
1.5
1.4
1.3
3.1
0.6
0.7
1.5
0.9
1.2
1.6
0.6
0.6
1.3
1.7
1.1
3.3
0.4
0.4
0.4
0.7
1.0
1.1
0.3
0.3
0.7
0.8
0.6
1.8
0.2
0.2
0.3
0.3
0.2
0.6
0.1
0.1
(2)
0.3
0.2
0.6
0.2
0.2
0.7
0.9
0.6
1.8
0.8
0.7
0.8
1.2
0.7
4.0
1.0
1.7
1.2
1.5
1.9
1.3
1.2
1.0
2.4
1.4
3.3
0.7
1.6
1.4
1.2
1.8
1.3
5.4
1.4
2.9
1.3
1.7
1.3
1.1
1.9
1.3
3.2
1.5
3.1
1.2
1.8
1.8
0.9
1.9
0.9
–
1.4
1.5
1.1
0.6
0.6
0.7
0.8
1.1
2.7
1.2
1.1
1.5
1.1
0.9
0.8
0.8
0.8
–
0.8
1.0
0.7
0.3
0.3
0.5
0.3
0.3
1.0
0.5
0.3
0.5
0.2
0.4
0.3
0.2
0.5
0.6
0.4
0.3
0.2
0.9
0.6
0.9
0.7
0.5
–
0.6
1.0
0.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option.
2 Less than 0.05.
3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are
based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 38. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses1
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus2
46
5
4
11
10
5
3
7
13
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
55
62
51
33
43
49
43
54
47
8
9
7
1
1
4
3
5
5
7
8
6
5
–
3
2
4
3
13
19
11
7
7
13
9
15
15
6
7
6
8
7
14
16
13
13
8
7
8
3
2
5
3
6
3
2
1
2
2
6
6
9
3
2
11
10
11
7
–
7
4
8
5
18
22
16
7
–
11
9
13
14
42
52
47
51
44
4
6
8
10
5
2
5
3
2
3
15
15
11
12
10
14
12
11
10
12
2
3
5
6
4
2
2
2
1
2
1
8
5
6
5
11
18
16
19
14
Full time .................................................................
Part time ................................................................
52
30
6
2
5
2
13
7
11
8
6
2
3
3
8
6
16
6
Union .....................................................................
Nonunion ...............................................................
38
47
8
5
5
4
5
12
4
11
7
5
1
3
6
8
19
13
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
27
33
48
51
56
58
1
1
4
6
10
12
3
3
3
3
8
9
6
7
12
14
14
14
9
10
14
11
6
5
1
2
5
6
7
8
1
3
5
2
1
1
5
6
8
6
10
10
5
6
12
15
21
21
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
52
44
55
11
4
15
3
1
3
14
18
12
11
15
9
6
2
8
1
2
1
5
1
7
18
9
22
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
45
46
56
42
46
58
4
4
8
2
9
5
5
3
2
1
7
–
11
11
19
8
7
26
10
16
14
18
11
2
5
3
6
2
2
6
3
7
2
11
3
–
8
4
5
4
4
–
12
10
15
7
16
21
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 38. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Characteristics
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses1
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
64
67
72
72
70
51
50
65
33
43
23
22
46
29
29
36
3
8
10
6
16
–
7
14
1
2
(4)
(4)
2
1
1
1
15
8
9
6
13
3
5
7
3
4
3
2
4
6
6
4
11
24
25
27
18
21
13
20
6
6
3
1
7
7
7
12
5
9
8
7
10
13
8
11
5
8
3
1
9
8
7
11
4
4
4
5
4
5
5
5
4
9
11
13
9
1
–
3
–
1
1
1
–
–
1
1
2
3
–
–
3
1
1
1
21
11
12
11
15
6
9
11
9
11
2
2
13
5
6
3
38
23
25
25
25
13
14
15
9
10
3
3
11
6
7
4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44
44
42
50
46
55
4
4
5
6
4
10
3
2
5
6
4
8
14
15
12
9
8
10
13
16
6
7
9
4
3
3
5
7
5
9
1
1
2
5
6
2
4
3
6
11
10
13
9
8
12
18
14
22
52
45
47
47
50
50
46
43
42
6
3
8
6
4
3
6
5
6
6
4
3
5
4
–
5
2
4
8
11
12
15
11
15
9
11
11
14
7
10
10
12
13
14
11
6
7
9
7
2
3
–
2
6
4
1
2
3
3
4
4
3
2
3
9
7
8
8
10
7
7
4
5
11
13
15
13
14
14
14
10
12
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of nonproduction bonus.
2 Includes all other bonuses provided to employees and not published separately.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
4 Less than 0.5 percent.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 38. Standard errors for nonproduction bonuses: Access, private industry workers, National Compensation Survey,
March 2009
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses1
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.7
0.2
0.4
0.4
0.4
0.2
0.2
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.3
1.4
2.0
5.9
0.9
1.3
1.1
1.5
0.5
0.8
0.6
0.2
0.4
0.3
0.5
0.4
0.6
0.7
0.7
0.9
1.0
–
0.3
0.3
0.4
0.5
0.7
0.9
0.8
0.9
2.2
0.5
0.7
0.7
1.1
0.5
0.7
0.6
0.9
2.0
0.7
0.9
0.8
0.9
0.6
0.7
0.7
0.3
1.0
0.3
0.3
0.5
0.4
0.3
0.3
0.4
0.3
2.4
0.4
0.7
0.3
0.4
0.7
0.8
0.9
0.8
–
0.4
0.5
0.5
0.6
0.9
1.4
0.9
0.8
–
0.5
0.7
0.7
0.9
2.4
1.8
1.4
2.0
1.7
0.8
0.7
0.6
0.8
0.6
0.5
0.9
0.4
0.4
0.6
1.7
1.4
0.7
0.9
0.9
1.2
1.3
0.7
0.9
1.1
0.6
0.5
0.5
0.8
0.5
0.6
0.6
0.3
0.4
0.5
0.5
1.1
0.7
0.9
0.8
1.3
1.4
1.0
1.2
1.3
Full time .................................................................
Part time ................................................................
0.7
1.2
0.3
0.3
0.4
0.4
0.4
0.5
0.5
0.7
0.3
0.2
0.2
0.3
0.4
0.6
0.5
0.5
Union .....................................................................
Nonunion ...............................................................
1.7
0.8
0.7
0.3
0.8
0.4
0.5
0.4
0.7
0.5
0.8
0.3
0.3
0.2
0.6
0.4
1.1
0.4
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.1
1.2
1.1
0.9
1.1
1.3
0.3
0.2
0.4
0.4
0.6
1.0
0.8
0.6
0.6
0.3
0.7
1.1
1.3
0.6
0.6
0.5
0.6
0.7
1.2
0.7
0.9
0.7
0.4
0.7
0.2
0.2
0.4
0.4
0.5
0.9
0.3
0.3
0.4
0.3
0.2
0.2
0.9
0.5
0.7
0.5
0.6
0.9
1.0
0.6
0.6
0.6
0.8
1.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.6
2.6
2.0
0.7
0.8
1.1
0.3
0.4
0.4
0.9
1.8
0.9
0.7
1.4
0.8
0.7
0.6
0.9
0.3
0.5
0.4
0.5
0.6
0.7
1.0
1.2
1.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.0
2.1
1.4
3.0
6.1
0.3
0.5
1.3
0.3
1.2
2.4
0.4
0.3
0.4
0.3
1.4
–
0.4
0.6
1.7
0.8
1.4
5.3
0.5
0.7
1.5
0.9
1.9
0.7
0.3
0.3
0.8
0.4
0.9
1.5
0.2
0.5
0.7
0.8
1.0
–
0.4
0.5
1.1
0.6
1.4
–
0.4
0.6
1.5
0.7
2.5
3.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 38. Standard errors for nonproduction bonuses: Access, private industry workers, National Compensation Survey,
March 2009—Continued
Characteristics
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses1
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.9
1.6
1.4
1.9
2.6
4.1
2.2
2.8
3.3
1.8
2.4
1.9
2.1
3.5
3.5
2.5
0.9
1.1
1.4
0.8
3.1
–
0.9
1.8
0.4
0.5
(4)
(4)
0.5
0.2
0.3
0.6
3.2
0.6
0.7
0.8
1.6
1.5
1.0
1.7
1.1
0.7
0.8
0.2
0.8
2.3
1.9
1.3
1.8
1.3
1.3
1.8
2.0
3.5
1.2
2.2
1.0
1.0
1.3
0.4
1.1
2.0
2.3
1.8
1.1
0.9
0.7
1.0
1.4
3.0
1.0
1.6
1.3
1.2
0.8
0.6
1.3
1.5
1.3
1.7
1.2
0.5
0.5
0.7
0.8
1.6
0.9
1.3
0.9
0.8
1.5
1.9
0.9
0.3
–
1.1
–
0.3
0.4
0.3
–
–
0.4
0.6
0.6
0.5
–
–
0.6
0.3
0.4
0.5
2.1
0.9
1.0
1.3
2.0
2.2
1.3
1.7
2.3
1.2
0.4
0.5
1.3
1.1
1.2
0.8
3.3
1.6
1.6
2.3
1.9
2.7
1.4
2.2
2.0
1.0
0.8
0.6
1.1
1.4
1.6
1.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.1
1.7
0.9
1.1
1.5
0.3
0.4
0.8
0.4
0.4
0.7
0.3
0.3
0.8
0.7
0.4
1.3
0.6
0.6
1.0
0.6
0.6
1.1
0.6
0.8
0.6
0.4
0.6
0.7
0.3
0.3
0.7
0.4
0.4
0.8
0.2
0.2
0.5
0.3
0.4
0.4
0.5
0.5
1.0
0.6
0.8
0.9
0.5
0.6
1.1
0.6
0.8
1.1
3.0
2.0
1.8
2.3
2.1
2.8
1.9
2.3
1.3
1.9
0.4
0.7
1.0
0.4
1.2
1.0
0.9
0.6
0.8
0.5
0.7
0.9
0.5
–
0.7
0.5
0.7
1.5
0.7
0.8
1.7
0.9
2.6
0.8
1.2
0.8
2.8
0.7
0.9
0.9
1.2
3.1
0.9
2.2
0.7
1.4
1.0
0.5
0.7
0.6
–
0.3
0.6
0.6
0.6
0.4
0.5
0.5
0.6
1.0
0.4
0.4
0.5
1.4
0.5
0.9
1.7
1.4
1.9
0.9
0.5
0.5
0.9
1.3
1.1
1.5
1.2
1.9
1.3
1.2
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus.
2 Includes all other bonuses provided to employees and not published separately.
3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are
based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 37. Health-related benefits: Access, private industry workers,
National Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance1
Retiree health care
benefits2
Under age Age 65 and
65
over
14
17
15
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
23
27
21
5
7
18
18
18
10
27
32
25
4
8
20
20
19
14
24
30
21
4
7
19
19
19
13
4
16
10
8
11
9
21
16
16
16
8
19
14
12
15
Full time .................................................................
Part time ................................................................
16
9
20
10
18
9
Union .....................................................................
Nonunion ...............................................................
20
14
37
15
34
13
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
4
7
11
15
26
30
5
8
13
18
33
35
4
7
11
16
29
33
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10
3
13
18
5
23
15
5
19
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
15
17
10
16
27
40
17
22
10
20
36
67
16
21
8
19
36
56
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Health-related benefits: Access, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Long-term
care
insurance1
Characteristics
Retiree health care
benefits2
Under age Age 65 and
65
over
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
45
33
41
44
38
5
14
17
6
13
26
41
11
2
2
2
51
34
43
44
41
3
16
23
5
12
27
42
10
1
1
7
51
36
46
48
42
3
14
20
5
10
25
41
7
–
–
7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
5
8
24
18
31
7
5
10
29
22
38
6
4
9
26
21
33
15
14
16
13
15
12
13
13
14
16
17
18
17
19
13
19
14
17
15
17
16
14
16
11
16
13
16
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care.
2 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws.
3 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 37. Standard errors for health-related benefits: Access,
private industry workers, National Compensation Survey, March
2009
Characteristics
All workers .............................................................
Long-term
care
insurance1
Retiree health care
benefits2
Under age Age 65 and
65
over
0.4
0.5
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.2
1.0
0.5
1.1
0.6
0.9
0.6
0.7
1.2
1.7
1.3
0.3
1.4
0.6
1.0
0.6
0.8
1.1
1.9
1.2
0.3
1.2
0.6
0.9
0.6
0.8
0.8
1.3
0.7
0.8
1.1
1.0
1.3
0.6
1.0
1.0
1.1
1.3
0.7
0.9
1.0
Full time .................................................................
Part time ................................................................
0.4
0.6
0.6
0.5
0.5
0.5
Union .....................................................................
Nonunion ...............................................................
1.3
0.4
1.3
0.5
1.3
0.4
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.7
0.6
0.5
0.6
0.8
1.3
0.5
0.5
0.6
0.7
1.1
1.3
0.4
0.4
0.6
0.7
1.0
1.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
0.7
1.2
0.9
0.7
1.2
0.7
0.7
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
0.7
1.2
0.9
2.8
4.8
0.5
0.8
1.1
1.0
2.5
4.3
0.5
0.8
1.1
1.0
2.5
5.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Standard errors for health-related benefits: Access,
private industry workers, National Compensation Survey, March
2009—Continued
Characteristics
Long-term
care
insurance1
Retiree health care
benefits2
Under age Age 65 and
65
over
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.8
1.2
1.2
2.0
2.5
1.5
1.3
2.0
1.6
0.8
2.0
2.5
0.9
0.5
0.5
0.9
3.6
1.2
1.3
1.8
2.3
1.2
1.3
2.8
0.9
1.0
2.3
2.4
1.1
0.2
0.3
1.9
3.7
1.1
1.3
2.0
2.3
1.1
1.2
2.6
0.9
0.8
2.0
2.6
0.8
–
–
1.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.4
0.7
0.8
0.8
1.7
0.3
0.4
0.7
1.0
0.9
2.1
0.3
0.3
0.7
0.9
0.9
1.9
1.2
1.0
0.8
1.2
1.0
2.5
1.0
0.9
0.7
1.3
1.4
0.9
1.6
1.2
3.0
1.8
1.0
1.0
1.2
1.4
0.7
1.5
1.0
3.3
1.4
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care.
2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws.
3 The percentile groupings are based on the average wage for each occupation surveyed, which
may include workers both above and below the threshold. The percentile values are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 39. Benefit combinations: Access, private industry workers, National Compensation Survey, March 2009
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
60
11
7
22
58
13
2
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
76
84
72
34
36
62
53
68
64
10
10
10
12
–
10
10
9
13
4
2
5
11
–
9
13
6
4
10
4
13
43
36
19
24
16
19
75
84
71
34
47
57
47
64
55
11
10
11
12
–
14
16
13
21
2
1
2
2
–
1
1
1
1
13
5
16
53
37
27
36
21
22
58
70
64
67
62
12
14
12
15
10
6
2
5
3
6
24
14
19
15
22
45
66
64
70
58
25
17
13
11
14
2
1
2
2
1
28
15
22
17
27
Full time .................................................................
Part time ................................................................
73
20
13
4
3
20
11
57
72
13
14
10
1
2
13
74
Union .....................................................................
Nonunion ...............................................................
84
57
6
12
3
8
7
24
78
55
12
13
1
2
9
30
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
17
29
64
73
81
83
8
10
14
13
8
7
19
14
5
4
3
3
56
47
17
11
8
6
16
27
62
70
77
81
10
12
15
16
11
10
1
2
2
1
1
2
74
60
21
13
10
8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
56
78
13
15
12
4
6
2
11
23
7
70
43
81
15
28
10
2
1
1
13
27
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
57
64
76
55
73
93
10
9
11
8
9
–
8
9
4
13
3
–
24
18
9
23
15
4
55
57
70
46
73
91
13
16
18
18
9
–
2
1
1
1
2
–
31
26
12
35
16
5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Benefit combinations: Access, private industry workers, National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
retirement
medical
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
80
80
86
90
82
60
54
69
31
64
70
87
63
26
25
38
8
6
5
3
6
13
13
15
13
11
8
3
11
11
11
14
4
4
3
4
3
6
5
4
6
7
5
1
7
13
13
7
9
9
6
3
9
22
27
12
49
18
17
9
19
50
50
40
80
77
84
88
79
52
56
70
33
62
67
85
61
27
26
36
–
9
6
5
9
–
12
14
12
13
11
4
13
11
11
16
–
1
1
1
1
–
2
1
3
2
1
1
2
1
1
1
12
12
8
6
11
26
30
15
52
23
21
9
24
62
62
47
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44
39
57
78
73
84
15
16
13
6
8
4
9
9
9
5
6
4
32
36
20
11
13
8
41
37
54
76
69
84
18
18
16
9
12
4
1
2
1
2
2
1
39
43
28
14
17
10
57
62
62
61
61
62
55
60
58
13
10
10
7
11
12
11
9
14
6
6
8
9
8
7
8
6
5
24
21
20
23
20
19
26
24
23
57
54
63
58
60
62
56
55
52
13
18
9
10
12
11
10
14
20
1
1
1
2
1
2
2
2
1
29
26
27
30
27
25
32
29
27
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 39. Benefit combinations: Access, private industry workers, National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Defined benefit retirement and medical care
benefits
Characteristics
All workers .............................................................
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
20
1
51
28
55
6
16
23
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
29
35
26
8
6
18
11
23
26
1
(1)
1
1
1
2
3
1
1
57
59
56
38
50
54
52
55
51
13
6
17
54
43
26
34
21
23
72
81
68
30
35
59
50
65
54
4
2
4
11
7
8
11
5
4
14
13
14
16
21
13
13
13
23
11
4
14
44
37
21
26
17
19
–
27
25
26
24
–
1
1
(1)
1
46
56
52
56
48
29
16
22
18
27
46
63
56
60
51
5
2
4
3
5
24
21
21
22
21
24
14
19
15
23
Full time .................................................................
Part time ................................................................
24
7
(1)
3
61
16
14
73
67
16
3
17
19
8
11
59
Union .....................................................................
Nonunion ...............................................................
67
15
1
1
23
54
9
30
52
55
2
7
38
14
8
24
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3
5
16
25
38
38
2
2
1
1
1
1
22
33
62
61
50
52
73
59
22
14
10
9
16
26
59
66
74
78
17
13
5
4
3
3
10
12
18
20
15
12
58
49
18
11
8
6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
30
–
35
1
–
1
55
53
56
14
28
9
64
46
71
3
5
2
21
25
19
12
23
7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
18
19
16
12
35
85
1
3
1
4
–
–
50
54
71
51
47
10
31
25
12
32
–
–
53
57
72
50
58
90
7
7
3
10
3
2
15
16
15
14
24
5
25
20
9
26
15
4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Benefit combinations: Access, private industry workers, National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Defined benefit retirement and medical care
benefits
Characteristics
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
48
42
51
56
47
–
–
–
–
20
–
18
21
2
–
8
–
1
1
1
(1)
–
–
–
–
1
–
–
1
1
–
1
39
45
40
37
41
61
54
74
36
55
62
72
54
35
34
44
–
13
9
6
12
27
32
16
55
24
20
–
25
62
63
47
77
78
84
87
80
55
53
68
30
57
64
85
56
24
24
33
4
4
3
4
3
6
5
4
6
6
3
1
7
13
13
7
10
9
7
6
8
18
15
16
15
18
14
4
18
13
13
19
9
9
6
3
9
22
27
12
49
19
19
9
19
50
50
41
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
8
13
33
22
47
1
1
1
1
2
1
50
48
57
51
59
41
40
44
28
14
17
11
41
37
53
70
67
75
8
8
8
4
5
3
18
18
18
14
14
14
33
36
21
12
14
8
–
26
25
21
17
–
17
15
22
–
1
1
1
1
–
1
2
1
50
47
47
48
55
61
49
54
50
29
26
27
31
27
25
33
29
27
53
55
55
55
58
59
53
57
51
5
6
7
8
7
7
7
5
5
18
18
17
13
14
15
14
13
20
25
22
21
23
21
20
26
25
24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 39. Standard errors for benefit combinations: Access, private industry workers, National Compensation
Survey, March 2009
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
0.6
0.5
0.3
0.6
0.7
0.4
0.1
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.2
1.1
2.0
4.5
0.8
1.0
1.2
1.5
0.9
0.9
1.1
1.0
–
0.5
0.7
0.7
0.9
0.5
0.4
0.7
1.0
–
0.5
0.8
0.5
0.5
0.8
0.7
1.0
2.0
5.7
0.9
1.2
1.1
1.4
1.0
1.0
1.3
2.3
5.7
0.8
1.1
1.2
1.5
0.7
0.7
1.0
1.0
–
0.5
0.7
0.8
1.2
0.2
0.3
0.3
0.3
–
0.2
0.3
0.2
0.4
0.9
0.9
1.2
2.0
4.8
0.8
1.1
1.2
1.3
2.1
1.7
1.3
1.8
1.8
1.3
1.2
0.8
1.2
1.0
1.0
0.5
0.5
0.5
0.7
2.1
1.6
1.1
1.4
1.7
1.9
2.0
1.2
1.6
1.7
1.7
1.6
0.7
0.9
1.1
0.7
0.3
0.3
0.4
0.3
2.0
1.6
1.2
1.4
1.8
Full time .................................................................
Part time ................................................................
0.6
0.8
0.6
0.4
0.2
1.0
0.4
1.4
0.7
0.7
0.5
0.6
0.2
0.3
0.5
0.9
Union .....................................................................
Nonunion ...............................................................
1.4
0.7
0.9
0.6
0.7
0.3
1.2
0.7
1.4
0.8
1.1
0.4
0.3
0.1
1.4
0.7
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.6
1.3
1.2
0.8
0.7
1.0
0.9
0.6
0.8
0.7
0.5
0.7
1.5
0.8
0.5
0.4
0.5
0.8
2.9
1.5
1.0
0.6
0.7
0.7
3.0
1.6
1.2
0.8
0.8
1.2
1.2
0.7
0.7
0.6
0.6
1.0
0.3
0.3
0.2
0.2
0.2
0.3
3.0
1.4
1.1
0.7
0.8
1.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
2.0
1.3
0.8
1.4
1.0
0.4
0.9
0.4
0.8
2.0
0.7
0.9
1.9
1.1
0.6
2.0
0.8
0.3
0.5
0.3
0.8
2.0
0.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.0
2.3
1.1
2.7
2.2
0.6
0.6
1.7
0.7
1.7
–
0.4
0.5
1.0
0.8
0.9
–
0.8
0.9
1.0
1.1
2.4
1.8
0.9
1.0
2.5
1.2
2.6
2.2
0.4
0.7
2.0
0.9
1.5
–
0.1
0.2
0.4
0.3
0.7
–
0.8
0.8
1.4
1.1
2.5
1.9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for benefit combinations: Access, private industry workers, National Compensation
Survey, March 2009—Continued
Medical care and retirement benefits
Characteristics
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.9
1.4
1.0
1.0
1.8
3.8
1.9
2.5
2.6
1.7
2.3
1.1
1.9
5.2
5.2
2.7
1.7
0.9
0.7
0.6
1.3
2.5
1.5
2.4
2.0
1.4
1.6
0.2
1.6
1.2
1.3
2.3
1.1
0.5
0.4
0.5
0.6
1.5
0.8
0.9
1.4
0.8
2.2
0.3
0.9
1.8
1.9
1.4
2.0
0.9
0.6
0.6
1.3
3.2
1.7
2.0
3.0
1.4
1.9
1.0
1.5
4.6
4.6
3.4
3.0
1.5
1.0
1.1
2.0
4.2
1.9
2.5
2.9
1.6
2.8
1.3
1.7
5.6
5.8
2.9
–
0.9
0.7
0.7
1.5
–
1.2
2.0
1.9
1.2
1.4
0.7
1.3
1.6
1.8
2.1
–
0.2
0.3
0.4
0.4
–
0.4
0.3
0.9
0.3
0.3
0.3
0.4
0.4
0.5
0.4
2.3
1.0
0.6
0.5
1.4
3.2
1.8
1.9
3.2
1.5
2.3
1.0
1.7
4.9
5.0
3.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.0
1.6
0.8
1.2
0.9
0.8
1.0
1.2
0.5
0.7
0.7
0.5
0.5
1.0
0.4
0.5
0.6
1.0
1.2
1.3
0.6
1.0
0.8
0.9
1.1
1.7
0.8
1.1
1.0
0.6
0.7
1.3
0.4
0.7
0.5
0.2
0.2
0.4
0.2
0.3
0.2
1.0
1.1
1.4
0.7
1.0
0.7
1.9
1.5
1.4
1.9
1.5
5.0
1.9
2.7
1.7
2.0
0.9
1.2
1.1
1.5
1.1
0.9
1.9
1.4
1.1
0.9
0.7
1.1
0.8
1.3
1.3
0.8
0.6
1.5
1.6
1.0
1.5
1.5
5.5
1.5
3.0
1.5
1.6
1.6
1.4
1.8
1.6
7.6
1.9
2.4
1.9
1.3
1.1
0.6
1.1
0.9
2.5
0.9
1.7
1.4
0.2
0.4
0.3
0.4
0.3
0.6
0.7
0.5
0.3
1.1
1.9
1.2
1.5
1.4
5.9
2.0
3.2
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 39. Standard errors for benefit combinations: Access, private industry workers, National Compensation
Survey, March 2009—Continued
Defined benefit retirement and medical care
benefits
Characteristics
All workers .............................................................
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
0.5
0.1
0.7
0.7
0.6
0.3
0.5
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.5
1.0
0.6
1.0
0.6
0.8
0.8
1.4
0.3
(1)
0.4
0.1
0.4
0.2
0.4
0.3
0.2
1.2
1.3
1.5
2.2
5.8
0.9
1.4
1.1
1.4
1.0
0.8
1.2
2.0
5.4
0.8
1.1
1.1
1.4
1.0
1.2
1.2
2.1
4.6
0.8
1.0
1.3
1.4
0.5
0.4
0.6
0.9
2.3
0.4
0.7
0.5
0.5
1.0
1.0
1.2
1.1
6.1
0.6
0.8
0.8
1.1
0.8
0.7
1.1
2.0
5.7
0.9
1.2
1.1
1.4
–
1.7
1.1
1.3
1.5
–
0.2
0.2
(1)
0.3
2.1
1.8
1.1
1.6
1.5
2.1
1.6
1.2
1.5
1.8
2.1
1.7
1.2
1.8
1.8
0.9
0.5
0.4
0.5
0.7
1.7
1.4
1.0
1.3
1.4
2.1
1.6
1.1
1.4
1.7
Full time .................................................................
Part time ................................................................
0.7
0.5
(1)
0.3
0.8
0.8
0.5
1.0
0.6
0.7
0.2
0.9
0.6
0.5
0.4
1.3
Union .....................................................................
Nonunion ...............................................................
1.7
0.5
0.3
0.1
1.6
0.7
1.3
0.8
1.5
0.7
0.7
0.3
1.4
0.6
1.3
0.7
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.4
0.4
0.8
0.7
1.0
1.3
0.5
0.3
0.1
0.1
0.3
0.3
3.0
1.5
1.0
0.9
1.3
1.4
2.9
1.4
1.0
0.7
0.8
1.0
2.7
1.3
1.1
0.9
0.8
1.0
1.5
0.7
0.5
0.4
0.4
0.8
1.0
0.7
0.8
0.8
0.7
1.0
2.9
1.5
1.0
0.6
0.7
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
–
1.6
0.2
–
0.2
1.3
2.0
1.5
0.8
2.0
0.8
1.1
1.9
1.4
0.4
0.9
0.4
0.9
1.6
1.1
0.8
2.0
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
1.0
1.8
0.9
3.1
3.2
0.1
0.3
0.4
0.5
–
–
0.9
1.0
2.2
1.3
3.1
2.8
0.8
0.8
1.3
1.1
–
–
0.8
1.1
2.4
1.2
2.9
2.5
0.3
0.5
0.9
0.7
0.9
0.6
0.6
0.8
1.8
0.9
2.4
1.7
0.8
0.9
1.1
1.1
2.4
1.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for benefit combinations: Access, private industry workers, National Compensation
Survey, March 2009—Continued
Defined benefit retirement and medical care
benefits
Characteristics
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.0
1.3
1.4
2.1
2.7
–
–
–
–
1.2
–
3.2
1.3
0.5
–
1.5
–
0.1
0.1
0.2
(1)
–
–
–
–
0.2
–
–
0.3
0.2
–
0.4
3.3
1.5
1.5
2.0
2.8
3.7
1.9
2.5
2.8
1.6
2.4
2.9
1.8
5.1
5.3
3.1
–
1.0
0.7
0.7
1.5
3.3
1.8
1.9
3.2
1.5
2.1
–
1.7
4.9
5.1
3.4
2.9
1.6
1.2
1.3
1.9
4.4
1.8
2.6
2.5
1.9
2.1
1.3
2.1
5.2
5.3
2.6
1.1
0.5
0.4
0.5
0.6
1.5
0.8
0.9
1.4
0.8
1.2
0.3
0.9
1.7
1.9
1.3
1.8
1.1
0.9
1.1
1.4
3.4
1.5
2.5
2.1
1.5
1.8
0.7
1.8
1.2
1.3
2.7
2.0
0.9
0.6
0.6
1.3
3.2
1.7
2.0
3.0
1.5
2.4
1.0
1.6
4.6
4.6
3.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.5
1.3
1.1
1.0
2.5
0.1
0.1
0.3
0.2
0.3
0.2
1.0
1.1
1.8
1.2
1.2
2.7
1.0
1.2
1.4
0.7
1.0
0.7
0.8
0.9
1.6
0.8
1.1
1.1
0.5
0.5
1.0
0.4
0.5
0.6
0.8
1.0
1.3
0.6
0.7
0.9
1.0
1.1
1.3
0.7
1.0
0.8
–
1.3
1.2
1.4
0.7
–
1.3
1.3
1.6
–
0.2
0.2
0.3
0.3
–
0.2
0.4
0.3
1.7
1.7
1.2
1.5
1.5
6.0
2.0
2.7
1.9
1.3
1.9
1.2
1.4
1.4
5.8
2.0
3.4
1.5
1.8
1.3
1.3
1.7
1.6
5.3
1.8
2.4
1.7
1.0
0.9
0.7
1.0
0.8
1.1
1.2
1.1
0.6
1.9
1.0
1.3
1.7
1.7
1.1
1.1
2.3
1.4
1.3
1.8
1.0
1.5
1.5
5.4
1.6
2.4
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
State and Local Government Tables
___________________________________________________________________________
Types of Benefits
•
Retirement Benefits
•
Health Care Benefits
•
Life, Short-term Disability, and Long-term Disability Insurance Benefits
•
Establishment Data
•
Holidays, Vacation and Sick Leave, and Other Leave Benefits
•
Other Benefits
___________________________________________________________________________
Table 2. Retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2009
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
90
86
95
84
79
94
30
17
58
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
92
91
91
87
87
88
95
95
96
87
87
89
82
82
84
94
94
95
30
28
24
17
16
13
56
55
52
97
94
84
91
90
91
94
88
94
86
79
86
87
88
91
85
97
92
95
95
96
96
97
97
96
76
77
84
82
83
87
80
94
71
73
80
77
79
83
78
97
93
95
95
95
95
96
97
17
48
28
35
33
33
34
23
7
29
17
22
21
21
18
15
45
60
60
62
63
62
54
67
Full time .................................................................
Part time ................................................................
99
41
95
37
96
89
92
38
87
34
95
90
34
10
20
5
59
53
Union .....................................................................
Nonunion ...............................................................
97
84
94
79
96
95
96
74
91
69
95
93
26
33
14
20
53
62
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
58
74
94
95
97
97
54
69
89
91
94
94
92
94
95
96
96
96
49
65
88
89
94
92
45
61
82
84
89
87
92
94
94
95
95
94
18
25
33
32
31
33
11
14
19
19
18
19
61
58
57
58
59
58
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
90
91
91
93
86
92
93
89
85
87
87
90
79
83
83
85
95
95
96
97
92
90
90
96
84
86
89
92
78
70
66
83
79
81
84
89
66
62
59
79
94
94
95
97
85
89
88
95
30
28
23
16
48
57
61
34
18
16
12
7
29
37
41
21
59
56
53
46
61
66
68
60
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
78
72
88
91
87
93
75
68
85
87
83
89
96
95
97
95
95
95
66
58
78
86
81
88
63
54
76
82
76
83
95
93
97
94
95
94
26
25
28
30
27
32
19
18
21
17
15
18
73
72
74
57
56
57
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
93
89
87
85
94
96
87
82
78
79
90
96
45
25
26
15
58
59
86
92
85
89
91
90
90
89
92
83
86
82
81
85
86
88
86
89
97
94
97
91
94
96
98
97
97
86
89
80
76
88
80
78
84
88
83
82
77
63
81
78
77
81
85
97
92
96
83
93
98
98
97
97
7
19
36
32
49
24
26
22
26
6
12
14
24
21
14
18
15
23
85
64
40
74
44
59
70
67
89
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. The
total is less than the sum of the individual items because some employees had access to
and participated in both types of plans.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 State and local government
workers, National Compensation Survey, March 2009
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.7
0.4
0.9
0.8
1.0
1.5
1.1
2.6
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.6
0.6
0.8
0.6
0.6
0.8
0.5
0.5
0.4
0.9
0.9
1.1
1.0
1.1
1.1
1.1
1.2
0.9
1.7
1.7
1.7
1.3
1.3
1.3
3.1
3.2
3.8
0.4
1.8
1.3
1.0
1.4
1.3
1.9
4.2
0.5
2.4
1.5
1.3
1.5
1.4
2.0
4.0
0.4
1.5
0.6
0.9
0.5
0.5
0.6
0.8
0.5
4.0
1.6
2.0
1.9
1.8
2.8
4.4
0.6
4.0
1.7
2.1
1.6
1.5
2.7
4.3
0.4
3.9
0.7
1.1
1.4
1.4
0.8
0.8
1.7
4.7
1.7
2.7
2.1
2.2
3.3
3.3
1.0
3.9
1.2
2.0
1.7
1.8
2.2
2.7
4.8
6.0
2.6
3.7
3.3
3.5
4.1
5.6
Full time .................................................................
Part time ................................................................
0.3
1.8
0.5
1.7
0.4
1.3
0.8
1.8
0.9
1.7
1.0
1.5
1.7
1.0
1.2
0.6
2.6
4.3
Union .....................................................................
Nonunion ...............................................................
0.3
1.0
0.5
1.1
0.4
0.7
0.4
1.5
0.7
1.3
0.8
1.3
1.8
2.0
1.5
1.3
3.9
3.0
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.5
1.5
0.6
1.0
0.3
0.4
2.7
1.6
0.9
1.1
0.5
0.6
1.6
0.8
0.6
0.5
0.4
0.5
3.3
1.9
1.0
1.4
0.8
1.5
3.6
2.0
1.4
1.4
1.0
1.9
1.7
0.8
1.6
1.2
0.9
1.6
2.4
2.1
2.2
2.0
1.6
2.4
1.8
1.4
1.9
1.2
1.3
1.9
4.6
2.9
3.6
2.9
2.9
3.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
0.5
0.6
0.5
1.9
1.2
1.6
1.2
0.7
0.7
0.7
0.5
2.4
1.9
2.5
1.3
0.4
0.5
0.5
0.3
1.7
1.8
2.3
0.6
0.9
0.9
0.7
0.5
2.7
3.8
4.9
1.5
0.8
1.2
1.2
0.6
3.4
3.2
4.1
1.6
1.0
1.6
1.4
0.3
5.7
4.1
6.8
0.7
1.5
1.8
1.8
1.5
4.3
3.5
4.4
2.3
1.1
1.4
1.3
0.9
3.3
3.4
4.0
1.7
2.6
3.3
3.5
4.3
4.4
4.3
4.3
3.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.1
3.5
2.2
0.5
1.2
0.5
2.3
3.7
2.3
0.6
1.2
0.7
1.0
1.5
0.9
0.4
0.5
0.5
2.9
4.2
3.3
0.9
1.6
0.9
3.0
4.3
3.3
0.9
1.6
1.2
1.1
1.9
0.9
1.1
0.5
1.4
2.7
3.1
4.1
1.6
2.4
1.8
2.4
2.8
3.3
1.2
1.8
1.3
3.9
5.8
5.7
2.8
4.0
3.0
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 State and local government
workers, National Compensation Survey, March 2009—Continued
All retirement benefits2
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
1.0
0.6
1.6
0.7
1.1
0.4
1.6
0.9
2.6
0.9
3.2
0.4
3.1
1.3
2.8
0.9
4.8
2.4
1.9
0.7
1.8
2.0
1.2
3.4
1.9
2.0
1.1
2.1
1.7
1.8
2.7
1.3
4.2
1.9
1.7
1.4
1.6
1.5
0.5
1.3
1.0
2.2
0.4
1.2
0.9
1.8
0.7
2.2
6.4
1.2
4.9
1.6
2.9
1.8
2.1
2.2
2.1
4.9
0.9
4.5
1.6
3.1
2.0
1.7
2.7
0.6
9.0
1.0
2.1
0.2
0.8
1.1
1.5
3.1
3.7
7.5
4.0
5.6
2.1
3.9
3.5
1.2
1.9
3.6
6.8
1.4
3.0
1.9
3.7
3.4
10.4
1.9
7.9
6.9
3.8
11.7
4.2
6.9
2.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. The
total is less than the sum of the individual items because some employees had access to
and participated in both types of plans.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, State and local government workers, National Compensation Survey,
March 2009
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of earnings1
Characteristics
All workers .............................................................
Employee
contribution
requ