U.S. BUREAU OF LABOR STATISTICS M A R C H 2 0 1 4 R E P O R T 1 0 4 6 Consumer Expenditures in 2012 2012; far below the 3.5-percent increase in spending. In 2011, prices increased by 3.2 percent, which was close to the 3.3-percent increase in spending that year. The remainder of this report highlights consumer spending patterns for 2012 from the CE. (For more information on the Consumer Expenditure Survey, see the technical notes at the end of this report.) Developments in 2012 C onsumer spending increased by 3.5 percent, based on 2012 data from the Consumer Expenditure Survey (CE). This is the second consecutive year that expenditures increased after 3 consecutive years of declining expenditures. Consumer units’ (CUs) average annual expenditures increased from $49,705 in 2011 to $51,442 in 2012. With this increase, the 2012 level surpassed the 2008 spending level of $50,486. Most of the rise in expenditures in 2012 was due to a rise in incomes from 2011 to 2012. Average annual income before taxes increased 3.0 percent; from $63,685 in 2011 to $65,596 in 2012. This is much higher than the 1.9-percent increase in 2011. Prices, as measured by the average annual change in the Consumer Price Index for All Urban Consumers (CPI-U, U.S. city average, all items) rose by 2.1 percent in During 2012, consumers increased their spending in all but 1 of the 7 major categories of expenditures tracked: food, housing, apparel and services, transportation, healthcare, entertainment, and personal insurance and pensions. (See table A.) This is in comparison to 2011 when consumers increased their spending in all of the major categories. In 2012, expenditures increased by a range of 0.5 percent for housing to 8.5 percent for transportation. Apparel and services was the only major category for which spending decreased in 2012 (–0.2 percent). The increase in transportation expenditures CONTENTS Developments in 2012 . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Expenditure shares. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Housing. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Vehicle purchases . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Food. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Statistical Tables. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Technical Notes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Brief description of the Consumer Expenditure Survey. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Interpreting the data. . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Tables and data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Other available data. . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 BLS Reports │ March 2014 • www.bls.gov1 CONSUMER EXPENDITURES IN 2012 Table A Average annual expenditures by major category of all consumer units and percent changes, Consumer Expenditure Survey, 2009–2012 Item 2009 2010 2011 2012 Percent change 2009–2010 2010–2011 2011–2012 Number of consumer units (in thousands) 120,847 121,107 122,287 124,416 ... ... ... Consumer unit characteristics: Income before taxes Age of reference person $62,857 49.4 $62,481 49.4 $63,685 49.7 $65,596 50.0 -.6 ... 1.9 ... 3.0 ... Average number in consumer unit: Persons Children under 18 Persons 65 and older Earners Vehicles Percent homeowner Average annual expenditures Food Food at home Cereals and bakery products Meats, poultry, fish, and eggs Dairy products Fruits and vegetables Other food at home Food away from home Alcoholic beverages Housing Shelter Owned dwellings Rented dwellings Other lodging Utilities, fuels, and public services Household operations Housekeeping supplies Household furnishings and equipment Apparel and services Transportation Vehicle purchases (net outlay) Gasoline and motor oil Other vehicle expenses Public and other transportation Health care Entertainment Personal care products and services Reading Education Tobacco products and smoking supplies Miscellaneous Cash contributions Personal insurance and pensions Life and other personal insurance Pensions and Social Security 2.5 .6 .3 1.3 2.0 66 $49,067 6,372 3,753 506 841 406 656 1,343 2,619 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 7,658 2,657 1,986 2,536 479 3,126 2,693 596 110 1,068 380 816 1,723 5,471 309 5,162 2.5 .6 .3 1.3 1.9 66 $48,109 6,129 3,624 502 784 380 679 1,278 2,505 412 16,557 9,812 6,277 2,900 635 3,660 1,007 612 1,467 1,700 7,677 2,588 2,132 2,464 493 3,157 2,504 582 100 1,074 362 849 1,633 5,373 318 5,054 2.5 .6 .3 1.3 1.9 65 $49,705 6,458 3,838 531 832 407 715 1,353 2,620 456 16,803 9,825 6,148 3,029 648 3,727 1,122 615 1,514 1,740 8,293 2,669 2,655 2,454 516 3,313 2,572 634 115 1,051 351 775 1,721 5,424 317 5,106 2.5 .6 .3 1.3 1.9 64 $51,442 6,599 3,921 538 852 419 731 1,380 2,678 451 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 1,736 8,998 3,210 2,756 2,490 542 3,556 2,605 628 109 1,207 332 829 1,913 5,591 353 5,238 ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... -2.0 -3.8 -3.4 -.8 -6.8 -6.4 3.5 -4.8 -4.4 -5.3 -2.0 -2.6 -4.1 1.4 -5.5 .4 -.4 -7.1 -2.6 -1.4 .2 -2.6 7.4 -2.8 2.9 1.0 -7.0 -2.3 -9.1 .6 -4.7 4.0 -5.2 -1.8 2.9 -2.1 3.3 5.4 5.9 5.8 6.1 7.1 5.3 5.9 4.6 10.7 1.5 .1 -2.1 4.4 2.0 1.8 11.4 .5 3.2 2.4 8.0 3.1 24.5 -.4 4.7 4.9 2.7 8.9 15.0 -2.1 -3.0 -8.7 5.4 .9 -.3 1.0 3.5 2.2 2.2 1.3 2.4 2.9 2.2 2.0 2.2 -1.1 .5 .7 -1.5 5.2 .2 -2.1 3.3 -.8 4.4 -.2 8.5 20.3 3.8 1.5 5.0 7.3 1.3 -.9 -5.2 14.8 -5.4 7.0 11.2 3.1 11.4 2.6 Source: U.S. Bureau of Labor Statistics. 2 BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 can largely be attributed to the 20.3-percent increase in vehicle purchases. With the increase in average annual expenditures (3.5 percent) being higher than the increase in average income before taxes in 2012 (3.0 percent), this increase in spending coincided with a rise in consumer confidence. Consumer confidence levels increased a little in 2012, as reflected by the Consumer Confidence Index of the Conference Board, which registered an average level of 67 in 2012, up from 58 in 2011.1 (The level is an index, with 1985 = 100. Levels of 100 or more reflect consumer optimism.) The improvement in consumer confidence may be in part due to a small, but gradual decrease in the unemployment rate in 2012. The unemployment rate, although lower, still remained above prerecession levels. According to the Current Population Survey (CPS), the average monthly national unemployment rate was 8.1 percent in 2012, lower than the average rate of 8.9 percent for 2011. The number of long-term (over 26 weeks) unemployed individuals, although declining from 6 million in 2011 to just over 5.1 million in 2012, was still higher than prerecession levels. In addition, this slight increase in consumer confidence may also be reflective of the gradual economic recovery, as evidenced by the 2.2-percent increase in real GDP in 2012.2 Expenditure shares. Table B provides the percent distribution of total annual expenditures by major expenditure categories for all consumer units, from 2009 to 2012. Expenditure shares usually do not fluctuate much in the short term and thus are more useful for identifying spending trends over time. As in previous years, housing is the largest component of overall expenditures, accounting for 32.8 percent of total expenditures in 2012. This was followed by transportation (17.5 percent) and food expenditures (12.8 percent). The most notable change in expenditure shares was in vehicle purchases, which increased to 6.2 percent of total expenditures in 2012, compared with 5.4 percent in 2011. In contrast, the expenditure share on shelter decreased to 19.2 percent in 2012, from 19.8 percent in 2011. Housing. Spending on housing increased slightly in all but the third CU income quintile in 2012. The highest income quintile exhibited the largest increase in spending on housing (1.3 percent), from $29,321 in 2011 to $29,705 in 2012. (See table 1.) Homeowners continued to report declining expenditures on mortgage interest and charges; a trend since 2007. Homeowners spent 18.3 percent less on this component of housing in 2012 ($4,735) than they did in 2007 ($5,799). This is likely the result of the continuing trend of lower interest rates, which has been in place since the recession of December 2007—June 2009. In addition, although the recession led to an overall trend of fewer CUs owning homes, results from the CE showed an increase of homeowners from 79.4 million in 2011, to 79.9 million in 2012. However, this is still below the prerecession level of 80.2 million homeowners in 2007. Concurrently, there has been an increase in renters since 2007. In 2012, there were 44.5 million renters, compared with 39.9 million in 2007. According to the CPI-U, rents for primary residences have increased 10.9 percent since 2007. During that same time span, the average annual rental payments reported in the CE increased 14 percent ($8,812 in 2012, compared with $7,732 in 2007), reflecting the increase in demand for rental units. Vehicle purchases. Expenditures on vehicle purchases increased significantly in 2012, following a smaller increase in 2011. CUs spent 20.3 percent more in 2012 ($3,210) than they did in 2011 ($2,669). Within this increase, spending on new cars and trucks increased by 29.5 percent while spending on used cars and trucks increased by 13.2 percent. Despite this increase, expenditures on vehicle purchases remain below the prerecession level of $3,244 in 2007. Chart 1 shows the correlation between changes in expenditures on vehicles and prices of new and used motor vehicles between 2007 and 2012. For the most part, change in consumer spending was more volatile than price change. From 2007 and 2008, annual consumer spending on vehicles dropped significantly while prices dropped modestly. Spending on vehicles continued to decrease until 2011, when the increase in spending (3.1 percent) was higher BLS Reports │ March 2014 • www.bls.gov3 CONSUMER EXPENDITURES IN 2012 Chart 1 Spending and price percent changes on vehicle purchases, Consumer Expenditure Survey (CE), Consumer Price Index (CPI), 2007–2012 Percent Change CE Vehicle purchases (net outlay) CPI-U New and used motor vehicles 25.0 20.3 20.0 15.0 10.0 3.9 5.0 2.7 0.2 0.0 -5.0 3.1 -1.1 -1.4 -3.6 -5.2 0.8 -2.6 -10.0 -15.0 -15.1 -20.0 2007 2008 2009 2010 2011 2012 Source: of of Labor Statistics. Source:U.S. U.S.Bureau Bureau Labor Statistics. than the increase in prices for new and used vehicles (2.7 percent). Vehicle purchases increased by double digits in every income quintile in 2012 with the highest increase (32 percent) occurring in the fourth income quintile. By age of reference person, all but one age group (55 to 64 years old) increased spending in 2012. The biggest increase was in the 65-to-74-year-old age group (61.1 percent), followed by the under-25-years age group (38.6 percent). It should be noted that vehicle purchases data can be volatile due to the lower reporting rate of vehicle purchases. However, the vehicle purchase reporting rate was similar from 2011 to 2012, suggesting consumers were buying more expensive vehicles. Expenditures by income quintile: From 2010 through 2012, all five income quintiles increased expenditures. 4 However, chart 2 shows that there was a shift in the annual change in overall expenditure levels among income quintiles, between 2011 and 2012. From 2010 to 2011, the lowest (first) income quintile increased expenditures by 5.0 percent and the second income quintile increased by 6.0 percent. Conversely, the highest (fifth) income quintile increased expenditures by 1.8 percent. From 2011 to 2012, the highest income quintile increased expenditures by 5.1 percent whereas the lowest two quintiles had small increases of 0.7 percent for the lowest quintile and 1.7 percent for the second quintile. Within spending categories, the two highest income quintiles both increased expenditures on food, apparel and services, and education, whereas the two lowest quintiles decreased in these categories. The biggest increase between 2011 and 2012 was in education where the fourth income quintile increased expenditures by 26.5 percent and the highest income quintile increased expenditures by BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 Table B Percent distribution of total annual expenditures by major category for all consumer units, Consumer Expenditure Survey, 2009–2012 Spending category Average annual expenditures Food Food at home Food away from home Alcoholic beverages Housing Shelter Utilities, fuels, and public services Household operations Housekeeping supplies Household furnishings and equipment Apparel and services Transportation Vehicle purchases (net outlay) Gasoline and motor oil Other vehicle expenses Public and other transportation Health care Entertainment Personal care products and services Reading Education Tobacco products and smoking supplies Miscellaneous Cash contributions Personal insurance and pensions Life and other personal insurance Pensions and Social Security 2009 2010 2011 2012 100.0 13.0 7.6 5.3 0.9 34.4 20.5 7.4 2.1 1.3 3.1 3.5 15.6 5.4 4.0 5.2 1.0 6.4 5.5 1.2 0.2 2.2 0.8 1.7 3.5 11.2 0.6 10.5 100.0 12.7 7.5 5.2 0.9 34.4 20.4 7.6 2.1 1.3 3.0 3.5 16.0 5.4 4.4 5.1 1.0 6.6 5.2 1.2 0.2 2.2 0.8 1.8 3.4 11.2 0.7 10.5 100.0 13.0 7.7 5.3 0.9 33.8 19.8 7.5 2.3 1.2 3.0 3.5 16.7 5.4 5.3 4.9 1.0 6.7 5.2 1.3 0.2 2.1 0.7 1.6 3.5 10.9 0.6 10.3 100.0 12.8 7.6 5.2 0.9 32.8 19.2 7.1 2.3 1.2 3.1 3.4 17.5 6.2 5.4 4.8 1.1 6.9 5.1 1.2 0.2 2.3 0.6 1.6 3.7 10.9 0.7 10.2 Source: U.S. Bureau of Labor Statistics. 31.5 percent. This was primarily due to increases in college tuition expenditures. Food: Expenditures on food increased for all but the lowest two income quintiles in 2012. This differs from 2011, when food expenditures increased in all income quintiles. In 2012, the fourth income quintile registered the largest percentage increase in food expenditures, an increase of 4.9 percent from $7,466 in 2011, to $7,831. This reflected a 5.3-percent increase in food at home spending and a 4.4-percent increase in food away from home expenditures. The first and second income quintiles had decreases in overall food expenditures of 1.3 percent and 2.9 percent, respectively. This contrasts with increases of 7.2 percent (lowest quintile) and 10.6 percent (second quintile) in 2011. The decrease in food spending for the lowest income quintile was spread evenly among the food subcomponents: food at home decreased by 1.3 percent and food away from home decreased by 1.2 BLS Reports │ March 2014 • www.bls.gov5 CONSUMER EXPENDITURES IN 2012 Chart 2 Percent change in Average Annual Expenditures by Income Quintile, Consumer Expenditure Survey, 2010–2012 2010–2011 7.0 6.0 6.0 5.0 5.1 5.0 4.1 4.0 4.4 2.9 3.0 2.0 1.0 2011–2012 1.8 1.7 1.4 0.7 0.0 Lowest quintile Second quintile Third quintile Fourth quintile Highest quintile Sources: Source: U.S. U.S.Bureau BureauofofLabor LaborStatistics. Statistics. percent. There was an increase in food expenditures for all age groups except the 35- to 44-year-old and 65-yearand older-age groups between 2011 and 2012. The 25- to 34-year-old-age group had the highest percentage increase in overall food expenditures, with spending rising 4.9 percent in 2012. Spending on food for the older age groups decreased by 0.2 percent for the 65- to 74-yearold group and by 6.1 percent for the 75 years and older group. This differs from 2011, where both of these age groups increased spending on food. 6 Endnotes 1. For more information regarding the Conference Board Consumer Confidence Survey, see: http://future.aae.wisc.edu/data/ monthly_values/by_area/998?area=US. 2. For more information on the Bureau of Economic Analysis 2012 real GDP release, see: http://www.bea.gov/newsreleases/ national/gdp/2013/gdp4q12_3rd.htm. 3. In 2012, BLS published two education tables: education of reference person and highest education level of any member. Beginning in 2013, only the table, highest education level of any member will be published. BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 Statistical Tables BLS Reports │ March 2014 • www.bls.gov7 CONSUMER EXPENDITURES IN 2012 Table 1. Quintiles of income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Item Number of consumer units (in thousands) ....... Lower limit ........................................................ All consumer units 124,416 n.a. Lowest 20 percent Second 20 percent 24,927 n.a. Third 20 percent Fourth 20 percent Highest 20 percent 24,863 $19,112 24,848 $36,134 24,836 $59,514 24,942 $96,228 Consumer unit characteristics: Income before taxes ....................................... $65,596 $9,988 $27,585 $47,265 $75,952 $167,010 Age of reference person ................................. 50.0 52.5 51.7 49.3 47.8 48.9 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 1.7 .4 .4 .5 1.0 2.2 .5 .5 .9 1.4 2.5 .6 .4 1.3 1.9 2.8 .7 .3 1.7 2.4 3.1 .8 .2 2.0 2.8 Percent homeowner ....................................... 64 39 54 64 75 89 Average annual expenditures ........................... $51,442 $22,154 $32,632 $43,004 $59,980 $99,368 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 3,502 2,416 341 553 243 440 839 1,086 4,524 2,991 407 672 312 558 1,041 1,533 5,798 3,633 503 805 377 670 1,279 2,164 7,831 4,593 638 974 498 831 1,652 3,239 11,334 5,968 800 1,258 664 1,156 2,090 5,366 Alcoholic beverages ....................................... 451 152 260 363 559 922 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 8,836 5,451 1,724 3,527 200 2,177 380 305 522 12,258 7,055 3,055 3,776 223 2,980 712 481 1,031 14,755 8,544 4,542 3,670 331 3,561 855 525 1,271 18,863 10,948 7,301 3,056 592 4,192 1,243 737 1,743 29,705 17,442 13,644 1,905 1,893 5,330 2,602 1,001 3,330 Apparel and services ...................................... 1,736 759 1,132 1,313 2,121 3,352 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 3,447 993 1,222 1,051 181 5,462 1,603 2,013 1,615 231 8,181 2,781 2,745 2,290 365 11,549 4,479 3,494 3,033 543 16,344 6,193 4,305 4,457 1,389 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 1,677 989 255 44 628 301 376 698 2,787 1,603 407 69 431 342 635 1,109 3,363 2,056 509 87 526 386 736 1,310 4,169 2,930 775 135 1,046 356 779 2,189 5,785 5,444 1,194 212 3,399 273 1,617 4,252 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 489 97 392 1,612 139 1,473 3,623 232 3,391 6,678 391 6,287 15,534 903 14,631 n.a. Not applicable. 8 BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 Table 2. Income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Item All consumer units Number of consumer units (in thousands) ....... Less than $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $29,999 $30,000 to $39,999 $40,000 to $49,999 $50,000 to $69,999 $70,000 and more 124,416 4,906 5,171 8,094 8,006 14,515 13,526 11,010 17,972 41,216 Income before taxes ....................................... $65,596 - $2,153 $8,010 $12,676 $17,483 $24,834 $34,700 $44,759 $59,283 $133,437 Age of reference person ................................. 50.0 45.7 48.1 56.7 55.7 53.5 49.1 49.6 47.8 48.5 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 1.7 .4 .3 .5 .9 1.8 .5 .3 .5 .8 1.6 .3 .5 .4 .9 1.9 .5 .5 .6 1.2 2.1 .5 .5 .8 1.4 2.4 .6 .4 1.1 1.6 2.5 .6 .4 1.3 1.9 2.6 .6 .3 1.5 2.1 3.0 .8 .2 1.9 2.7 Percent homeowner ....................................... 64 34 31 41 48 53 56 64 68 85 Average annual expenditures ........................... $51,442 $23,462 $19,783 $20,188 $25,691 $30,869 $36,229 $41,567 $49,982 $85,410 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 3,747 2,322 321 518 208 426 849 1,426 3,035 2,232 315 552 223 376 766 803 3,211 2,235 313 527 218 408 768 977 3,959 2,762 388 599 300 514 961 1,197 4,271 2,877 400 626 299 536 1,016 1,394 4,962 3,216 421 752 337 599 1,108 1,746 5,698 3,621 521 791 374 655 1,281 2,077 6,518 3,910 549 825 414 719 1,403 2,608 10,205 5,560 750 1,185 614 1,055 1,956 4,645 Alcoholic beverages ....................................... 451 149 148 117 193 219 335 352 420 804 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 9,116 5,811 2,063 3,372 376 1,898 355 375 677 8,240 5,249 1,218 3,873 159 1,947 348 250 445 8,178 4,988 1,531 3,338 119 2,161 350 268 411 10,116 6,054 2,202 3,647 204 2,609 465 351 636 11,728 6,686 2,815 3,651 220 2,894 701 483 964 13,224 7,703 3,564 3,909 230 3,225 768 490 1,038 14,645 8,384 4,500 3,569 316 3,557 899 527 1,278 16,278 9,551 5,585 3,541 424 3,823 923 557 1,425 25,809 15,063 11,355 2,300 1,408 4,917 2,112 930 2,787 Apparel and services ...................................... 1,736 928 763 593 947 1,064 1,163 1,398 1,559 2,932 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 3,917 1,161 912 262 2,748 774 1,054 724 196 2,987 697 1,125 1,030 136 4,128 1,100 1,558 1,285 185 4,991 1,425 1,896 1,450 220 6,311 1,751 2,337 1,941 281 7,531 2,197 2,651 2,365 318 9,928 3,855 3,091 2,533 449 14,781 5,711 4,034 3,968 1,068 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 1,363 1,020 240 40 881 280 462 1,101 1,318 802 233 44 963 339 346 463 1,731 1,039 249 43 438 288 305 550 2,196 1,075 290 50 402 298 410 796 2,844 1,481 412 65 319 336 766 1,104 2,906 1,816 423 77 589 384 557 1,130 3,244 1,934 479 87 571 364 666 1,193 3,689 2,438 606 103 647 374 727 1,819 5,212 4,534 1,058 185 2,515 306 1,316 3,450 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 218 76 142 340 78 263 458 115 343 830 106 724 1,271 133 1,137 2,353 188 2,164 3,407 209 3,198 4,875 266 4,609 12,302 722 11,580 Consumer unit characteristics: 11,582 1 Data are likely to have large sampling errors. BLS Reports │ March 2014 • www.bls.gov9 CONSUMER EXPENDITURES IN 2012 Table 3. Higher income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Item Number of consumer units (in thousands) ....... All consumer units Less than $70,000 $70,000 to $79,999 $80,000 to $99,999 $100,000 and more $100,000 to $119,999 $120,000 to $149,999 $150,000 and more 124,416 83,200 6,946 10,977 23,293 7,183 6,947 9,162 Income before taxes ....................................... $65,596 $31,989 $74,689 $88,974 $171,910 $108,977 $132,318 $251,270 Age of reference person ................................. 50.0 50.8 47.9 48.1 48.9 48.7 48.5 49.4 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 2.2 .5 .4 1.0 1.5 2.8 .7 .3 1.7 2.4 2.9 .7 .3 1.8 2.5 3.2 .8 .2 2.0 2.8 3.1 .8 .2 2.0 2.8 3.2 .8 .2 2.1 2.8 3.2 .9 .2 2.0 2.8 Percent homeowner ....................................... 64 54 75 80 90 87 89 92 Average annual expenditures ........................... $51,442 $34,679 $59,984 $67,418 $101,423 $77,966 $89,521 $129,211 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 4,842 3,124 435 691 324 574 1,100 1,718 8,250 4,945 669 1,074 541 878 1,783 3,306 8,612 4,865 664 1,086 533 906 1,676 3,747 11,527 6,060 814 1,264 673 1,176 2,134 5,467 9,599 5,279 720 1,127 581 985 1,867 4,320 11,287 6,003 797 1,204 654 1,172 2,175 5,284 13,375 6,790 909 1,430 767 1,347 2,336 6,585 Alcoholic beverages ....................................... 451 279 583 659 937 737 899 1,140 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 12,476 7,328 3,431 3,625 272 3,020 687 454 986 18,456 10,437 6,721 3,065 650 4,149 1,194 841 1,835 21,039 12,293 8,888 2,708 697 4,432 1,454 787 2,073 30,243 17,748 13,898 1,881 1,969 5,374 2,696 1,021 3,404 23,410 13,796 10,653 2,072 1,070 4,795 1,732 836 2,252 27,330 15,837 12,588 1,752 1,498 5,158 2,297 988 3,050 37,877 22,296 17,436 1,828 3,032 5,992 3,757 1,208 4,624 Apparel and services ...................................... 1,736 1,152 2,209 2,394 3,399 2,509 3,184 4,315 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 6,139 1,972 2,123 1,763 282 11,590 4,267 3,432 3,381 510 12,953 5,283 3,827 3,203 640 16,578 6,343 4,311 4,487 1,437 14,841 6,126 4,143 3,775 797 14,907 5,146 4,363 4,232 1,167 19,217 7,421 4,404 5,248 2,144 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 2,737 1,655 417 72 560 344 588 1,151 4,167 3,112 898 141 1,045 384 794 1,878 4,535 3,202 822 148 1,230 357 946 2,381 5,843 5,578 1,213 216 3,559 259 1,648 4,422 5,277 3,934 1,049 162 1,917 311 1,313 2,683 5,448 4,874 1,110 204 2,462 250 1,392 3,196 6,593 7,456 1,422 267 5,681 225 2,108 6,716 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 2,266 170 2,097 6,477 368 6,109 8,139 487 7,652 16,000 938 15,062 10,223 532 9,691 12,980 660 12,320 22,820 1,469 21,351 Consumer unit characteristics: 10 BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 Table 4. Age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Item Number of consumer units (in thousands) ....... All consumer units Under 25 years 25-34 years 35-44 years 45-54 years 55-64 years 65 years and older 65-74 years 75 years and older 124,416 8,159 20,112 21,598 24,624 22,770 27,154 14,993 12,161 Income before taxes ....................................... $65,596 $36,639 $58,832 $78,169 $81,704 $77,507 $44,713 $53,521 $33,853 Age of reference person ................................. 50.0 21.7 29.6 39.4 49.6 59.1 74.8 68.9 82.1 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 3.4 1.4 2.1 .2 .1 1.3 2.2 1.7 .1 1.4 .5 1.6 1.8 .1 1.4 .6 1.9 Percent homeowner ....................................... Consumer unit characteristics: 1.3 1.2 1.5 1.7 1.6 2.0 2.7 .6 .1 1.7 2.3 64 15 40 62 72 79 80 80 79 Average annual expenditures ........................... $51,442 $31,411 $49,544 $58,069 $62,103 $55,636 $40,410 $45,968 $33,530 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 4,412 2,529 355 573 251 456 894 1,883 6,513 3,680 512 755 394 683 1,335 2,833 7,701 4,490 632 999 497 808 1,555 3,210 7,917 4,707 633 1,047 498 872 1,657 3,210 6,800 4,012 527 887 433 733 1,432 2,788 5,059 3,273 459 686 342 659 1,127 1,785 5,793 3,719 490 804 385 723 1,318 2,074 4,141 2,716 421 539 289 580 887 1,426 Alcoholic beverages ....................................... 451 354 564 501 454 493 315 407 201 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 10,957 7,285 1,307 5,748 230 1,879 538 303 952 17,157 10,458 4,552 5,603 304 3,130 1,338 538 1,693 19,858 11,849 7,676 3,691 483 4,077 1,559 618 1,755 19,076 11,244 7,625 2,712 907 4,304 1,080 668 1,780 17,247 9,728 6,991 1,788 949 3,992 1,029 736 1,763 13,833 7,605 5,101 1,828 676 3,340 1,076 597 1,215 15,076 8,372 5,970 1,557 845 3,595 1,004 670 1,436 12,298 6,659 4,030 2,162 467 3,025 1,164 507 942 Apparel and services ...................................... 1,736 1,246 2,061 2,264 2,041 1,622 1,022 1,287 691 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 6,410 2,867 1,931 1,322 291 9,724 4,175 2,822 2,238 489 9,991 3,610 3,342 2,532 506 10,644 3,537 3,421 3,046 640 9,519 2,895 2,887 3,046 691 6,538 2,250 1,775 2,041 472 8,214 2,993 2,222 2,414 585 4,468 1,333 1,224 1,579 332 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 1,024 1,257 360 44 1,886 262 372 488 2,047 2,382 574 72 1,021 351 660 1,104 2,948 3,232 694 93 1,050 358 876 1,469 3,687 3,051 707 118 2,426 431 924 2,430 4,377 2,911 696 133 1,118 372 908 2,353 5,118 2,020 569 142 236 193 902 2,454 5,259 2,413 652 148 245 249 1,031 2,289 4,944 1,532 465 136 223 124 743 2,658 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 2,339 50 2,289 5,313 144 5,169 7,033 325 6,709 8,196 446 7,749 7,088 517 6,571 2,009 397 1,612 2,904 484 2,420 906 290 616 (1) 2.0 .4 (1) 2.8 1.1 (1) (1) 1.5 1.3 .2 1.3 1 Value is less than or equal to 0.05. BLS Reports │ March 2014 • www.bls.gov11 CONSUMER EXPENDITURES IN 2012 Table 5. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Two or more persons Item Number of consumer units (in thousands) ....... All consumer units One person Two persons Total Three persons Four persons Five or more persons 124,416 36,942 87,474 39,676 18,980 16,852 11,966 Income before taxes ....................................... $65,596 $34,102 $78,897 $72,885 $79,557 $90,184 $81,887 Age of reference person ................................. 50.0 54.3 48.2 54.3 45.6 41.7 41.5 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 1.0 .3 .6 1.0 3.1 .9 .3 1.6 2.3 2.0 .1 .6 1.2 2.1 3.0 .7 .2 1.7 2.3 4.0 1.6 .1 1.9 2.4 5.7 2.8 .1 2.1 2.4 Percent homeowner ....................................... 64 50 70 73 67 70 66 Average annual expenditures ........................... $51,442 $30,716 $60,097 $55,068 $60,943 $67,622 $64,963 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 3,497 1,964 270 392 207 384 711 1,533 7,857 4,712 646 1,038 505 871 1,651 3,145 6,836 3,932 512 862 414 742 1,400 2,904 7,671 4,612 628 1,029 488 844 1,624 3,058 9,225 5,563 781 1,189 616 1,043 1,934 3,662 9,725 6,351 943 1,447 685 1,116 2,160 3,374 Alcoholic beverages ....................................... 451 344 495 606 430 426 315 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 11,532 7,437 3,412 3,715 311 2,291 640 316 848 19,138 10,926 7,172 2,963 791 4,221 1,378 729 1,883 17,158 9,786 6,268 2,619 898 3,736 1,052 688 1,896 19,781 11,468 7,297 3,360 811 4,304 1,569 703 1,737 21,548 12,240 8,608 2,906 726 4,683 1,943 773 1,908 21,280 12,001 7,951 3,553 497 5,049 1,360 845 2,024 Apparel and services ...................................... 1,736 865 2,090 1,690 2,083 2,631 2,702 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 4,599 1,377 1,420 1,472 330 10,848 3,985 3,320 2,911 632 10,055 3,787 2,808 2,804 655 10,803 3,766 3,432 3,016 588 12,001 4,360 3,833 3,073 735 11,914 4,459 4,115 2,865 476 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 2,339 1,485 380 83 675 251 647 1,484 4,069 3,071 730 121 1,432 366 906 2,094 4,399 2,829 712 139 917 339 917 2,459 3,845 2,939 681 109 1,954 401 938 2,073 3,730 3,667 807 108 2,124 338 950 1,631 3,810 3,249 765 95 1,339 439 756 1,567 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 2,535 154 2,382 6,881 437 6,445 6,015 468 5,546 7,235 416 6,818 8,433 435 7,998 7,008 366 6,642 Consumer unit characteristics: n.a. n.a. Not applicable. 12 BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 Table 6. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Husband and wife consumer units Husband and wife with children Item Husband and wife only Total Number of consumer units (in thousands) ....... Oldest child under 6 Total Oldest child 6 to 17 Oldest child 18 or older Other husband and wife consumer units One parent, at least one child under 18 Single person and other consumer units 60,428 25,936 29,252 5,676 14,797 8,778 5,241 6,524 57,463 Income before taxes ....................................... $90,393 $81,717 $98,104 $85,200 $100,698 $102,074 $90,293 $34,194 $43,086 Age of reference person ................................. 50.1 58.4 42.8 32.7 40.9 52.7 49.9 38.0 51.3 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 3.2 .9 .4 1.6 2.5 2.0 3.5 1.5 4.2 2.2 4.9 1.4 .6 2.3 2.9 2.9 1.7 .7 1.2 2.4 3.9 1.6 .1 1.9 2.6 1.0 1.2 1.7 .2 .3 .9 1.3 Percent homeowner ....................................... 80 85 Average annual expenditures ........................... $67,310 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. Consumer unit characteristics: 1.7 2.0 1.8 2.5 3.9 .6 .2 2.4 3.1 76 64 76 86 74 36 51 $61,285 $72,814 $64,103 $74,659 $75,286 $67,187 $38,667 $36,152 8,615 5,089 698 1,095 561 953 1,781 3,526 7,463 4,263 559 922 448 825 1,509 3,200 9,611 5,742 803 1,213 656 1,060 2,011 3,869 7,331 4,452 623 830 570 858 1,571 2,879 10,458 6,095 878 1,302 693 1,100 2,122 4,363 9,626 5,958 789 1,304 647 1,118 2,099 3,668 9,431 6,041 890 1,411 652 1,073 2,016 3,390 5,895 3,673 515 802 353 676 1,327 2,222 4,528 2,699 369 598 275 499 957 1,829 Alcoholic beverages ....................................... 553 670 475 503 502 411 351 175 377 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 20,771 11,739 8,493 2,220 1,025 4,487 1,562 815 2,169 18,258 10,213 7,284 1,712 1,217 3,997 1,106 772 2,170 22,980 13,149 9,641 2,568 940 4,752 2,004 856 2,220 23,621 13,106 8,851 3,751 504 3,867 3,891 713 2,044 23,432 13,616 10,036 2,619 961 4,797 1,785 925 2,309 21,803 12,389 9,486 1,717 1,186 5,250 1,151 829 2,183 20,803 11,417 8,066 2,797 554 5,430 1,354 820 1,782 14,593 8,586 3,505 4,872 209 3,298 1,244 477 989 13,061 8,095 3,782 4,010 302 2,806 725 407 1,027 Apparel and services ...................................... 2,235 1,760 2,685 2,450 2,870 2,523 2,250 2,113 1,154 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 12,163 4,594 3,599 3,214 757 11,254 4,355 3,023 3,058 818 12,786 4,732 3,999 3,322 733 10,925 4,357 3,283 2,710 575 12,522 4,523 4,038 3,205 756 14,424 5,328 4,397 3,903 796 13,174 5,003 4,212 3,372 587 6,353 2,104 2,231 1,767 251 5,968 1,881 1,929 1,808 350 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 4,828 3,554 804 145 1,706 314 954 2,550 5,407 3,228 781 172 985 282 987 3,117 4,310 3,948 835 126 2,417 317 950 2,078 3,381 3,023 678 96 793 236 936 1,705 4,167 4,530 908 125 2,240 299 956 1,955 5,150 3,563 812 148 3,767 401 948 2,528 4,854 3,013 769 117 1,313 457 814 2,375 1,704 1,846 518 50 846 248 946 720 2,430 1,689 454 79 724 360 683 1,378 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 8,117 554 7,562 6,919 627 6,291 9,295 505 8,790 8,426 460 7,966 9,695 501 9,194 9,184 540 8,643 7,467 470 6,996 2,660 142 2,518 3,268 164 3,103 n.a. (1) (1) (1) 1 Value is less than or equal to 0.05. n.a. Not applicable. BLS Reports │ March 2014 • www.bls.gov13 CONSUMER EXPENDITURES IN 2012 Table 7. Number of earners in consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Single consumers Item Number of consumer units (in thousands) ....... All consumer units No earner Consumer units of two or more persons One earner No earner One earner Two earners Three or more earners 124,416 15,943 20,999 11,753 26,075 39,702 9,944 Income before taxes ....................................... $65,596 $19,704 $45,033 $33,243 $63,836 $94,352 $110,647 Age of reference person ................................. 50.0 67.6 44.1 64.6 47.8 43.9 47.1 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 1.0 2.4 .4 1.2 1.7 3.0 1.0 .3 1.0 1.9 3.1 .9 .1 2.0 2.4 4.4 1.0 .1 3.3 3.3 Percent homeowner ....................................... Consumer unit characteristics: 1.0 n.a. n.a. .7 .9 .1 1.0 1.2 64 57 45 74 63 72 79 Average annual expenditures ........................... $51,442 $23,641 $36,030 $39,119 $52,654 $67,596 $75,840 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 2,953 1,961 272 406 203 385 696 991 3,890 1,966 269 383 210 383 722 1,923 5,757 3,909 555 866 396 740 1,351 1,848 7,142 4,405 605 980 473 812 1,536 2,737 8,512 4,885 664 1,056 532 897 1,737 3,627 10,372 6,220 851 1,434 653 1,166 2,116 4,152 Alcoholic beverages ....................................... 451 125 500 312 408 607 537 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 9,845 6,069 2,916 2,924 229 2,247 655 314 559 12,807 8,476 3,788 4,315 373 2,324 628 317 1,061 13,522 6,896 4,335 2,003 558 3,561 985 701 1,381 17,845 10,352 6,292 3,377 683 3,973 1,190 690 1,640 21,047 12,148 8,206 3,056 885 4,313 1,682 748 2,157 21,641 12,322 8,706 2,640 976 5,288 1,124 818 2,091 Apparel and services ...................................... 1,736 548 1,094 1,192 1,961 2,330 2,718 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 3,009 702 905 1,157 245 5,806 1,889 1,811 1,711 395 6,199 2,078 1,930 1,863 328 9,227 3,318 2,807 2,520 582 12,260 4,566 3,690 3,270 735 15,113 5,668 4,830 3,905 709 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 2,829 1,182 304 78 441 224 515 1,400 1,968 1,711 435 86 852 272 745 1,547 4,984 1,932 501 126 268 325 988 2,424 3,787 2,750 660 108 1,129 363 843 1,736 3,881 3,556 811 123 1,651 357 915 2,202 4,499 3,360 907 136 2,734 455 930 2,206 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 188 145 142 4,318 160 4,158 1271 588 318 4,695 355 4,339 9,342 504 8,838 10,229 521 9,707 n.a. n.a. 1 Data are likely to have large sampling errors. n.a. Not applicable. 14 BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 Table 8. Housing tenure and type of area: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Housing tenure Item Homeowner All consumer units Total Number of consumer units (in thousands) ....... Type of area Urban Homeowner with mortgage Homeowner without mortgage Renter Central City Total Other Urban Rural 124,416 79,945 47,946 31,999 44,471 114,117 36,929 77,188 10,299 Income before taxes ....................................... $65,596 $80,330 $93,941 $59,937 $39,109 $66,877 $56,338 $71,919 $51,405 Age of reference person ................................. 50.0 54.5 48.5 63.6 42.0 49.7 47.3 50.8 54.1 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 2.6 .6 .4 1.4 2.3 2.9 .8 .2 1.7 2.4 2.1 .3 .8 .9 2.1 2.3 .7 .2 1.1 1.2 2.5 .6 .3 1.3 1.8 2.3 .6 .3 1.2 1.4 2.6 .6 .4 1.3 2.1 2.4 .6 .4 1.2 2.5 Percent homeowner ....................................... 64 100 100 100 63 47 70 82 Average annual expenditures ........................... $51,442 $59,983 $68,228 $47,255 $36,076 $52,227 $45,115 $55,577 $42,699 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 7,465 4,357 599 937 473 809 1,539 3,108 7,920 4,579 631 994 499 845 1,610 3,341 6,565 3,899 531 819 419 733 1,396 2,666 5,037 3,134 428 700 322 591 1,094 1,903 6,652 3,929 540 850 420 739 1,381 2,723 5,929 3,496 474 773 365 675 1,210 2,433 6,975 4,119 569 884 444 766 1,456 2,856 5,981 3,827 515 883 409 642 1,378 2,154 Alcoholic beverages ....................................... 451 513 563 417 339 465 477 460 290 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 18,756 10,307 9,349 57 901 4,338 1,439 725 1,947 22,705 13,590 12,591 50 949 4,648 1,638 734 2,094 12,849 5,387 4,492 67 828 3,874 1,139 705 1,744 13,526 9,142 135 8,812 195 2,408 655 403 918 17,364 10,289 6,237 3,389 663 3,655 1,201 610 1,609 15,861 9,882 4,562 4,828 492 3,184 1,013 480 1,302 18,070 10,484 7,038 2,701 745 3,880 1,291 667 1,749 11,604 5,470 4,048 935 487 3,577 693 612 1,252 Apparel and services ...................................... 1,736 1,877 2,125 1,411 1,481 1,764 1,770 1,761 1,419 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 10,658 3,863 3,188 2,962 645 12,110 4,569 3,584 3,286 671 8,468 2,805 2,593 2,463 607 6,013 2,038 1,979 1,638 357 9,011 3,218 2,717 2,505 571 6,949 2,166 2,099 2,086 598 9,991 3,721 3,012 2,699 559 8,862 3,128 3,189 2,323 222 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 4,541 3,196 733 139 1,383 307 1,022 2,385 4,311 3,536 805 135 1,756 324 1,025 2,182 4,896 2,657 605 145 818 281 1,032 2,690 1,786 1,541 440 56 891 377 482 1,063 3,518 2,635 643 110 1,270 317 850 1,927 2,759 2,119 585 98 1,087 296 725 1,834 3,881 2,874 670 116 1,358 327 909 1,971 3,980 2,278 460 98 507 494 591 1,753 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 7,007 478 6,529 8,733 539 8,194 4,421 386 4,035 3,045 127 2,917 5,700 361 5,339 4,627 257 4,370 6,213 410 5,803 4,381 264 4,117 Consumer unit characteristics: n.a. n.a. Not applicable. BLS Reports │ March 2014 • www.bls.gov15 CONSUMER EXPENDITURES IN 2012 Table 9. Race of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 White and all other races, and Asian Item Number of consumer units (in thousands) ....... All consumer units White and all other races1 Total Black or AfricanAmerican Asian 124,416 108,778 103,386 5,393 15,637 Income before taxes ....................................... $65,596 $68,253 $67,319 $86,156 $47,119 Age of reference person ................................. 50.0 50.4 50.7 44.1 47.7 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 2.5 .6 .4 1.3 2.0 2.5 .6 .4 1.3 2.0 2.8 .7 .3 1.4 1.6 2.5 .8 .2 1.1 1.3 Percent homeowner ....................................... 64 67 68 54 43 Average annual expenditures ........................... $51,442 $53,290 $52,870 $61,399 $38,627 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 6,875 4,059 557 855 443 760 1,443 2,816 6,822 4,044 556 846 446 747 1,448 2,777 7,980 4,367 584 1,034 372 1,037 1,339 3,613 4,701 2,973 404 836 254 530 949 1,728 Alcoholic beverages ....................................... 451 486 492 360 212 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 17,246 10,099 6,402 2,994 702 3,666 1,209 632 1,641 17,058 9,904 6,299 2,902 703 3,677 1,195 638 1,643 20,821 13,841 8,380 4,770 691 3,456 1,469 497 1,558 14,395 8,441 3,645 4,521 275 3,525 810 459 1,160 Apparel and services ...................................... 1,736 1,741 1,710 2,391 1,697 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 9,322 3,362 2,817 2,571 571 9,280 3,363 2,825 2,566 525 10,117 3,339 2,659 2,658 1,461 6,751 2,155 2,329 1,927 340 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 3,779 2,761 637 119 1,289 344 867 1,992 3,804 2,784 640 120 1,184 354 868 2,025 3,285 2,303 594 97 3,295 161 849 1,356 2,013 1,526 565 45 641 245 563 1,358 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 5,832 357 5,475 5,730 357 5,373 7,789 361 7,428 3,914 321 3,593 Consumer unit characteristics: 1 All other races includes Native Hawaiian or other Pacific Islander, American Indian or Alaska Native, and approximately 1 percent reporting more than one race. 16 BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 Table 10. Hispanic or Latino origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Not Hispanic or Latino Item Number of consumer units (in thousands) ....... All consumer units Hispanic or Latino White and all other races Total Black or AfricanAmerican 124,416 15,597 108,819 93,385 15,434 Income before taxes ....................................... $65,596 $48,066 $68,109 $71,552 $47,277 Age of reference person ................................. 50.0 42.8 51.1 51.6 47.7 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 3.3 1.1 .2 1.6 1.6 2.4 .5 .4 1.2 1.9 2.3 .5 .4 1.3 2.0 2.5 .8 .2 1.1 1.3 Percent homeowner ....................................... 64 46 67 71 43 Average annual expenditures ........................... $51,442 $42,268 $52,757 $55,097 $38,634 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 6,570 4,116 534 1,037 427 820 1,298 2,454 6,603 3,893 538 826 418 718 1,392 2,710 6,924 4,050 561 825 446 750 1,468 2,875 4,678 2,954 402 835 251 528 938 1,724 Alcoholic beverages ....................................... 451 338 467 510 212 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 15,061 9,215 4,185 4,843 187 3,325 728 568 1,225 17,149 9,987 6,324 2,949 715 3,695 1,221 616 1,631 17,605 10,244 6,763 2,694 787 3,721 1,288 642 1,711 14,393 8,432 3,664 4,491 278 3,535 815 462 1,149 Apparel and services ...................................... 1,736 2,030 1,694 1,694 1,695 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 8,306 2,890 2,727 2,294 395 9,097 3,256 2,760 2,518 563 9,485 3,439 2,831 2,615 600 6,755 2,154 2,328 1,934 339 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 1,893 1,588 556 40 488 157 553 782 3,795 2,751 639 119 1,310 357 868 2,075 4,088 2,953 651 132 1,423 375 919 2,192 2,024 1,531 565 45 631 246 561 1,364 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 3,905 112 3,793 5,833 387 5,446 6,146 398 5,749 3,934 324 3,610 Consumer unit characteristics: BLS Reports │ March 2014 • www.bls.gov17 CONSUMER EXPENDITURES IN 2012 Table 11. Region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Item Number of consumer units (in thousands) ....... All consumer units Northeast Midwest South West 124,416 22,459 27,584 46,338 28,035 Income before taxes ....................................... $65,596 $72,036 $65,217 $60,219 $69,700 Age of reference person ................................. 50.0 50.9 49.6 50.3 49.3 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 2.4 .6 .4 1.3 1.6 2.4 .6 .3 1.3 2.0 2.5 .6 .3 1.2 1.9 2.6 .6 .3 1.4 2.0 Percent homeowner ....................................... 64 62 68 66 59 Average annual expenditures ........................... $51,442 $55,884 $48,602 $47,757 $56,782 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 6,962 4,056 586 898 448 798 1,327 2,906 6,393 3,906 556 797 421 728 1,405 2,486 6,156 3,652 488 839 383 637 1,304 2,504 7,246 4,272 564 893 452 836 1,526 2,974 Alcoholic beverages ....................................... 451 535 437 375 524 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 19,745 12,274 7,480 3,938 856 3,979 1,435 597 1,460 15,012 8,530 5,644 2,282 604 3,455 973 588 1,466 15,280 8,298 5,147 2,617 534 3,704 1,030 609 1,640 19,103 11,953 6,823 4,416 715 3,481 1,333 644 1,691 Apparel and services ...................................... 1,736 1,833 1,564 1,662 1,950 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 8,857 2,906 2,503 2,612 836 8,604 3,216 2,713 2,242 432 9,080 3,413 2,863 2,434 371 9,367 3,115 2,824 2,730 698 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 3,572 2,723 635 134 1,789 354 938 1,798 3,844 2,550 572 107 1,180 341 808 1,851 3,234 2,407 628 82 851 364 665 1,699 3,795 2,894 680 137 1,358 250 1,033 2,417 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 6,009 332 5,677 5,339 334 5,005 5,273 393 4,879 6,030 320 5,710 Consumer unit characteristics: 18 BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 Table 12. Occupation of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Wage and salary earners Selfemployed workers Managers and professionals Technical, sales and clerical workers 6,058 76,929 31,412 19,690 13,335 4,097 8,396 22,812 18,617 Income before taxes ....................................... $86,024 $78,173 $107,270 $63,123 $52,945 $60,792 $53,151 $38,015 $40,778 Age of reference person ................................. 49.6 43.9 45.1 43.2 42.6 42.6 43.9 74.0 46.0 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.6 .6 .2 1.8 2.1 2.6 .7 .1 1.7 2.0 2.6 .7 .1 1.7 2.2 2.5 .6 .1 1.7 1.9 2.7 .8 .1 1.7 1.8 2.8 .8 .1 1.8 2.4 2.7 .8 .1 1.7 2.0 1.7 .1 1.2 .2 1.6 2.8 .9 .2 .6 1.5 Percent homeowner ....................................... 71 63 73 58 49 64 57 80 49 Average annual expenditures ........................... $61,645 $57,431 $73,079 $49,627 $44,275 $50,035 $41,511 $38,699 $39,195 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 7,412 4,447 558 995 471 896 1,525 2,966 7,209 4,079 560 877 439 757 1,446 3,129 8,695 4,631 633 934 512 884 1,668 4,064 6,610 3,799 523 820 413 678 1,365 2,811 5,790 3,572 512 809 366 673 1,213 2,218 6,847 4,179 589 1,025 419 749 1,398 2,668 5,399 3,413 438 832 342 616 1,184 1,986 5,084 3,292 451 698 341 646 1,156 1,792 5,744 3,885 548 895 418 680 1,344 1,859 Alcoholic beverages ....................................... 645 528 679 484 361 402 371 325 242 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 18,696 11,084 7,350 2,808 926 3,781 1,194 708 1,930 18,402 10,936 6,735 3,494 707 3,802 1,287 616 1,762 22,990 13,747 9,380 3,170 1,197 4,234 1,914 744 2,351 16,153 9,599 5,358 3,792 449 3,632 963 539 1,420 14,854 8,980 4,431 4,223 327 3,381 809 491 1,193 15,620 8,484 5,321 2,885 278 3,658 763 563 2,151 13,504 7,857 4,417 3,144 296 3,322 715 526 1,085 13,534 7,352 4,913 1,835 605 3,317 1,012 630 1,223 14,174 8,292 4,228 3,695 370 3,377 800 536 1,169 Apparel and services ...................................... 2,050 1,995 2,457 1,872 1,371 1,999 1,462 1,006 1,482 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 9,540 2,848 3,076 3,051 565 10,470 3,894 3,166 2,789 621 12,010 4,346 3,416 3,264 983 9,660 3,751 2,937 2,550 422 9,221 3,599 2,793 2,449 381 10,524 3,637 3,838 2,741 308 8,593 3,129 3,035 2,158 270 6,082 1,942 1,731 1,977 431 6,340 2,059 2,210 1,727 344 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 4,084 3,796 821 122 1,304 341 1,071 2,108 3,280 2,871 685 110 1,478 339 858 1,916 4,169 3,852 882 161 2,284 234 1,172 2,949 2,889 2,408 607 86 1,017 371 694 1,230 2,464 1,992 541 75 970 368 606 1,216 2,811 2,689 562 76 669 589 757 1,163 2,393 1,749 424 46 739 489 519 1,139 5,029 1,960 541 136 214 199 958 2,467 2,726 1,935 446 71 1,277 460 474 1,155 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 9,656 627 9,029 7,291 370 6,920 10,545 536 10,009 5,546 271 5,275 4,446 218 4,228 5,326 209 5,118 4,683 304 4,379 1,166 316 849 2,667 235 2,432 Number of consumer units (in thousands) ....... Service workers Construction workers and mechanics Operators, fabricators and laborers All other, including not reporting Total wage and salary earners Item Retired Consumer unit characteristics: BLS Reports │ March 2014 • www.bls.gov19 CONSUMER EXPENDITURES IN 2012 Table 13. Highest education level of any member: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2012 Less than college graduate Item Number of consumer units (in thousands) ....... All consumer units Total College graduate Less than high school graduate High school graduate High school graduate with some college Associate’s degree Master’s, Bachelor’s professional, degree doctoral degree Total 124,416 76,789 10,571 26,601 25,793 13,825 47,626 28,069 19,557 Income before taxes ....................................... $65,596 $44,603 $25,159 $39,357 $48,224 $62,809 $99,444 $85,802 $119,023 Age of reference person ................................. 50.0 50.7 56.2 53.0 47.5 48.3 48.9 47.4 51.1 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ 2.5 .6 .3 1.3 1.9 2.4 .6 .4 1.2 1.7 2.2 .7 .5 .7 1.1 2.4 .6 .4 1.0 1.7 2.4 .6 .3 1.2 1.8 2.7 .7 .3 1.5 2.2 2.6 .6 .3 1.5 2.1 2.5 .6 .3 1.5 2.1 2.7 .6 .4 1.5 2.2 Percent homeowner ....................................... 64 58 47 59 56 68 74 71 79 Average annual expenditures ........................... $51,442 $39,107 $24,582 $34,786 $43,041 $50,836 $71,151 $63,135 $82,606 Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 6,599 3,921 538 852 419 731 1,380 2,678 5,409 3,442 473 802 349 608 1,211 1,967 3,913 2,862 383 672 288 550 969 1,051 4,944 3,263 453 812 322 567 1,109 1,682 5,749 3,542 481 772 363 626 1,299 2,207 6,658 3,980 554 926 414 687 1,399 2,678 8,435 4,654 637 930 526 919 1,641 3,782 7,928 4,379 592 911 488 848 1,541 3,549 9,143 5,032 700 957 577 1,017 1,781 4,111 Alcoholic beverages ....................................... 451 292 108 236 350 416 696 650 759 Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... 16,887 9,891 6,056 3,186 649 3,648 1,159 610 1,580 13,197 7,532 3,998 3,226 308 3,318 726 516 1,106 9,388 5,521 2,087 3,362 72 2,541 390 382 554 12,143 6,871 3,509 3,150 212 3,280 600 475 918 14,241 8,168 4,424 3,373 371 3,333 845 564 1,331 16,146 9,155 5,607 2,995 553 3,957 1,003 592 1,439 22,815 13,693 9,373 3,122 1,198 4,181 1,856 753 2,331 20,230 12,103 8,022 3,213 867 3,935 1,495 676 2,021 26,512 15,976 11,312 2,991 1,672 4,534 2,373 859 2,770 Apparel and services ...................................... 1,736 1,329 1,042 1,083 1,540 1,588 2,366 2,226 2,565 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public and other transportation .................... 8,998 3,210 2,756 2,490 542 7,381 2,621 2,466 2,041 253 3,835 932 1,549 1,191 162 6,225 1,880 2,318 1,839 187 8,422 3,290 2,557 2,244 331 10,342 4,090 3,282 2,666 305 11,594 4,161 3,223 3,202 1,008 10,817 3,827 3,156 3,062 773 12,710 4,641 3,319 3,405 1,345 Health care ..................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,556 2,605 628 109 1,207 332 829 1,913 2,885 1,901 468 69 564 426 654 1,106 2,004 1,134 292 29 120 331 307 599 2,823 1,630 388 53 214 497 691 1,012 2,949 2,118 530 81 892 421 728 1,214 3,560 2,571 627 107 959 372 703 1,473 4,635 3,725 881 175 2,244 179 1,110 3,213 4,196 3,220 769 135 1,792 219 926 2,411 5,263 4,443 1,039 232 2,891 123 1,373 4,364 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,591 353 5,238 3,425 205 3,220 1,481 107 1,374 2,847 203 2,645 3,805 207 3,598 5,313 281 5,032 9,084 591 8,493 7,617 479 7,139 11,188 752 10,436 Consumer unit characteristics: 20 BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 Technical Notes Brief description of the Consumer Expenditure Survey The current CE began in 1980 and has been conducted continually since then. Its principal objective is to collect information on the buying habits of Americans. Consumer expenditure data are used in a variety of research endeavors by government, business, labor, and academic analysts. In addition, the data are required for the regular revision of the CPI market basket every 2 years. The survey, which is conducted by the U.S. Census Bureau for the Bureau of Labor Statistics (BLS), consists of two components: A diary (or recordkeeping) survey completed by participating consumer units for two consecutive 1-week periods and an interview survey by which expenditures of consumer units are obtained during five interviews conducted at 3-month intervals. Results in this report are based on integrated data from both surveys. Survey participants record dollar amounts for goods and services purchased during the reporting period, regardless of whether payment is made at the time of purchase. Expenditure amounts include all sales and excise taxes for items purchased by the consumer unit. All business-related expenditures are excluded from both surveys, as are expenditures for which the consumer unit is reimbursed. Each component of the survey queries an independent sample of CUs that are representative of the U.S. population. For the Diary Survey, about 7,000 CUs are sampled each year. Each CU keeps a diary for two 1-week periods, yielding approximately 14,000 diaries a year. The Interview sample, selected on a rotating panel basis, surveys about 7,000 consumer units each quarter. The rotating panel consists of some CUs dropping out of the survey each quarter, while other CUs come into the survey. Each CU is interviewed once per quarter, for 5 consecutive quarters. Data are collected on an ongoing basis in 91 areas of the United States. The Interview Survey is designed to capture expenditure data that respondents can reasonably recall for a period of 3 months or longer. In general, these expenditures are relatively large, such as expenditures for real property, automobiles, and major appliances, or they occur on a regular basis, such as rent, utility payments, and insurance premiums. The Interview Survey also collects data on expenditures incurred on leisure trips. Including global estimates of spending for food, it is estimated that about 95 percent of expenditures are covered in the Interview Survey. Nonprescription drugs, household supplies, and personal care items are excluded. The Diary Survey is designed to capture expenditures on small, frequently purchased items that are normally difficult for respondents to recall buying. Detailed records of expenses are kept for food and beverages—consumed either at home or in eating places—and for tobacco, housekeeping supplies, nonprescription drugs, and personal care products and services. Expenditures incurred by members of the consumer unit while away from home overnight or longer are excluded from the Diary Survey. Although this survey was designed to collect information on expenditures that could not be recalled easily over an extended period, respondents are asked to report all expenses (except those spent while traveling overnight) that the CU incurs during the survey week. Integrated data from the BLS Diary and Interview Surveys provide a complete accounting of consumer expenditures and income that neither survey is designed to do on its own. Data on some expenditure items are collected in only one of the surveys. For example, the Diary Survey does not collect information on reimbursements, whereas the Interview Survey does. Examples of expenditures for which reimbursements are excluded from the Diary Survey are medical care; automobile repair; and construction, repairs, alterations, and maintenance of property. For items that are unique to one survey or the other, the choice of which survey to use as the source of data is obvious. However, there is considerable overlap in coverage between the surveys. Consequently, integrating the data involves determining the appropriate survey component from which to select expenditure items. When data are available from both surveys, the more reliable of the two (as determined by statistical methods) is selected. As a result, some items are selected from the Interview Survey, others from the Diary Survey. Because of the overlap in the BLS Reports │ March 2014 • www.bls.gov21 CONSUMER EXPENDITURES IN 2012 item coverage between the two surveys, the survey source is reviewed every 2 years and statistical methods are used to select the best source. See “CE Source Selection for Publication Tables” in the Consumer Expenditure Survey Anthology, 2011 (BLS Report 1030) for source selection details. Sampling errors occur because the data are collected from a sample representing the population, rather than from the entire population. Nonsampling errors result from the inability or unwillingness of respondents to provide correct information, differences in interviewers’ abilities, mistakes in recording or coding, and other processing errors. The population and spending coverage of the CE differs from that of the CPI. The CE data cover the total population including rural areas, whereas the CPI covers only the population in urban and metropolitan areas. Definitions of components also differ between the CE and CPI. For example, homeownership is treated differently in the two surveys: actual expenditures of homeownership are reported in the CE, whereas the CPI uses a rentalequivalence approach that estimates the change in the cost of obtaining, in the rental marketplace, services equivalent to those provided by owner-occupied homes. Tables and data Interpreting the data Expenditures are averages for consumer units with specified characteristics, regardless of whether a particular unit incurred an expense for a specific item during the recordkeeping period. The average expenditure for an item may be considerably lower than the expenditure by the CUs that purchased the item. The less frequently an item is purchased, the greater the difference between the average for all CUs and the average for those purchasing the item. Similarly, an individual CU may spend more or less than the average, depending on its particular characteristics. Factors such as income, age of family members, geographic location, and personal preference also influence expenditures. Furthermore, even within groups with similar characteristics, the distribution of expenditures varies substantially. These points should be considered in relating reported averages to individual circumstances. Users of these survey data should also keep in mind that prices for many goods and services have risen since the survey was conducted. For example, all prices, as measured by the CPI-U, increased by 2.3 percent between 2012 (annual average index) and February 2014 (not seasonally adjusted). In addition, sample surveys are subject to two types of error: sampling and nonsampling. 22 Tables in this report include integrated data from both the Diary and Interview components of the CE, enabling data users to associate the full range of expenditures with consumers’ demographic characteristics. Tables show data classified by income quintile, income class, age of the reference person, size of the consumer unit, composition of the consumer unit, number of earners, housing tenure, type of area (urban or rural), race, Hispanic origin, region of residence, occupation, and education.3 These are the same classifications published in previous BLS reports and bulletins. Tables for the aforementioned classifications, but with more detail than is given in this report, can be accessed on the CE page of the BLS website (http://www. bls.gov/cex). Also available are tables showing average annual data over a 2-year period for 1) income before taxes, cross-tabulated by age, consumer unit size, or region; 2) single consumers by gender, cross-tabulated by either income or age; and 3) selected metropolitan statistical areas (MSAs). Annual data are available for 1984–2012. Other survey information available on the website includes answers to frequently asked questions, a glossary of terms, and order forms for survey products. Beginning with the 2000 data, estimates of standard errors for integrated Diary and Interview Survey data are also available. Other available data The 2012 CE public-use microdata, including Interview Survey data, Diary Survey data, and paradata (information about the survey process), are now available on the CE website for free electronic download. The Interview files contain expenditure data in two different formats: MTBI files that present monthly values in an itemcoding framework based on the CPI pricing scheme, and EXPN files that organize expenditures by the section of the Interview Survey’s questionnaire in which they are BLS Reports │ March 2014 • www.bls.gov CONSUMER EXPENDITURES IN 2012 collected. Expenditure values on EXPN files cover different periods depending on the specific questions asked, and the files also contain relevant non-expenditure information not found on the MTBI files. Past releases of post 1995 CE public-use microdata for purchase will become available on the CE website for download. The 2004 to 2011 releases are already available online. Prior releases will be posted incrementally online in reverse chronological order through the 1996 release. For releases prior to 1996 and those not yet available online, users can continue to purchase USB flash drives using the public-use microdata order form (http:/www.bls.gov/cex/pumdhome.htm). All future releases of public-use microdata will solely be available online for free download. The Consumer Expenditure program publishes CE articles in BEYOND THE NUMBERS. These reports include analyses of expenditure data as they apply to various topics of interest, as well as methodological and research articles pertaining to a number of survey topics. The most recent of these reports, New education classification better reflects income and spending patterns in the Consumer Expenditure Survey. Additional CE analyses also are presented in articles in the Monthly Labor Review. These reports can be found at http://www.bls.gov/cex/csxart. htm. For more detailed information on the availability of current and earlier data, call (202) 691-6900; Email: [email protected]. Online at http://www.bls.gov/cex., or contact the Division of Consumer Expenditure Survey, Office of Prices and Living Conditions, Bureau of Labor Statistics, 2 Massachusetts Avenue, NE., Washington, DC 20212-0001. Information in this publication is in the public domain and, with appropriate credit, may be reproduced without permission. Information in this report is available upon request to sensory-impaired individuals: Voice phone: (202) 691-5200, Federal Relay Service: 1-800-877-8339. BLS Reports │ March 2014 • www.bls.gov23
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