For release 10:00 a.m. (EDT) Wednesday, July 17, 2013
Technical information:
Media contact:
USDL-13-1344
(202) 691-6199 • [email protected] • www.bls.gov/ebs
(202) 691-5902 • [email protected]
EMPLOYEE BENEFITS IN THE UNITED STATES – MARCH 2013
Employer-provided medical care was available to 85 percent of full-time private industry workers in the
United States in March 2013, the U.S. Bureau of Labor Statistics reported today. By contrast, only 24
percent of part-time workers had medical care benefits available. Access, or availability, also varied by
employment size: 57 percent for all workers in small establishments (those with fewer than 100
employees), compared with 85 percent in medium and large establishments (those with 100 employees
or more).
Retirement benefits followed a similar pattern as medical care benefits. In private industry, 74 percent of
full-time workers had access to a retirement plan, significantly higher than 37 percent of part-time
workers. Retirement benefits were available to 49 percent of workers in small establishments and 82
percent of workers in medium and large establishments. A worker with access to a medical or retirement
plan is defined as having an employer-provided plan available for use, regardless of the workers’
decision to enroll or participate in the plan. (See charts 1 and 2.)
Chart 1. Full and part-time workers: Access to selected
benefits, private industry, March 2013
Chart 2. Establishments by employment size: Access to
selected benefits, private industry, March 2013
In percent
In percent
Paid sick leave benefits were also more commonly offered to full-time workers and those in medium and
large establishments in private industry. Plans were offered to 74 percent of full-time workers and 24
percent of part-time workers. Similarly, 51 percent of workers in small establishments and 72 percent in
medium and large establishments had access to a paid sick leave benefit. (See charts 1 and 2 and table
6.)
These data are from the National Compensation Survey (NCS), which provides comprehensive
measures of compensation cost trends and incidence and provisions of employee benefit plans.
Additional findings include:

In private industry, 64 percent of employees had access to retirement benefits, significantly less
than the 89 percent of state and local government employees with access. Additionally, only 49
percent of private industry employees actually participated in a retirement plan (had current
coverage), significantly less than the 85 percent participation rate of state and local government
employees. (See table 1.)

Full-time workers in state and local government had greater access to employer-provided
benefits than private industry workers. For example, retirement and medical care benefits were
offered to 99 percent of state and local government workers while only 74 percent of full-time
employees in private industry had access to retirement benefits and 85 percent to medical care
coverage. (See tables 1 and 2.)

For private industry employees in the lowest 10 percent of average earnings, employers paid 71
percent of the single coverage medical plan premium. For employees in the highest 10 percent of
average earnings, the employer share of the premium was 81 percent. For family coverage, the
employer share of the premium was 56 percent for employees in the lowest 10 percent of
earnings, significantly less than the 73 percent for employees in the highest 10 percent of
earnings. (See tables 3 and 4).

Access and participation in life insurance benefits varied significantly for full-time and part-time
workers. In private industry, 72 percent of full-time workers had access to life insurance benefits.
For state and local government workers, 90 percent of full-time workers had access. In contrast,
only 14 percent of part-time workers in private industry and 23 percent of state and local
government workers had access. Most workers who had access participated in life insurance
benefits. (See table 5.)

Paid holidays were available to 97 percent of management, business, and financial employees in
private industry. In contrast, only 53 percent of service employees in private industry were
provided paid holidays. (See table 6.)
More information can be obtained by calling (202) 691-6199, sending e-mail to [email protected], or
by visiting the BLS Internet site, http://www.bls.gov/ebs/home.htm.
NOTE
More information will be published in early fall, including March 2013 data for civilian, private
industry, and state and local government workers on the incidence and provisions of health care benefits,
retirement benefits, life insurance, short-term and long-term disability benefits, paid holidays and
vacations, and other selected benefits. For the latest benefit publications, see: http://www.bls.gov/ebs.
In addition, new editions of Beyond the Numbers: Pay and Benefits (http://www.bls.gov/opub/btn/) will
be published featuring the latest benefits data. Beyond the Numbers: Pay and Benefits, brings together
employee benefits information from various National Compensation Survey publications into one
convenient and easy-to-read format.
-2-
TECHNICAL NOTE
Data in this release are from the National Compensation Survey (NCS), conducted by the U.S.
Department of Labor, Bureau of Labor Statistics (BLS). This release contains March 2013 data on
civilian, private industry, and state and local government workers in the United States. Under the NCS
program, information on the incidence and provision of benefits is published in several stages. This
news release provides data on the incidence of (access to and participation in) selected benefits and the
share of premiums paid by employers and employees for medical care. An extensive number of tables
on the incidence of selected benefits will be available in the annual bulletin to be published in early fall,
2013. Previous publications containing information on employee benefits for private industry and state
and local government workers are available on the BLS website at http://www.bls.gov/ebs.
Calculation details
For data presented by wage category, average hourly earnings from sampled occupations within an
establishment were used to produce estimates for worker groups within six earnings categories: the
lowest 10 percent, the lowest 25 percent, the second 25 percent, the third 25 percent, the highest 25
percent, and the highest 10 percent. The categories are based on unpublished March 2013 wages and
salaries from the Employer Costs for Employee Compensation.
The percentiles were computed using earnings reported for individual workers in sampled establishment
jobs and their scheduled hours of work. Establishments in the survey may report only individual worker
earnings for each sampled job. For the calculation of the hourly percentile values, the individual worker
hourly earnings are appropriately weighted and arrayed from lowest to highest. The values
corresponding to the percentiles are:
Characteristics
Civilian workers
Private industry workers
State and local government workers
10
$8.75
$8.50
$12.00
Hourly wage percentiles
25
50
75
(median)
$11.53
$17.46
$27.60
$11.00
$16.59
$26.18
$15.80
$23.01
$34.19
90
$41.80
$40.44
$47.72
The lowest 10 percent and 25 percent wage categories include those occupations with an average hourly
wage less than the 10th percentile value and 25th percentile value, respectively. The second 25 percent
category includes those occupations that make at or above the 25th percentile value but less than the
50th percentile value. The third 25 percent category includes those occupations that make at or above
the 50th percentile value but less than the 75th percentile value. Finally, the highest 25 and 10 percent
wage categories include those occupations with an average wage value greater than or equal to the 75th
and 90th percentile value, respectively.
(Note: Individual workers can fall into an earnings category different from the average for the
occupation into which they are classified because average hourly earnings for the occupation are used to
produce the benefit estimates.)
-3-
The tables on employer and employee medical premiums (tables 3 and 4) include participants in all
medical plans, with calculations for both single and family coverage. The calculations are not based on
actual decisions regarding medical coverage made by employees within the occupations. Rather, the
premium calculations are based on the assumption that all employees in the occupation have identical
coverage.
Medical care
Medical care plans provide services or payments for services rendered in the hospital or by a qualified
medical care provider.
Take-up rates
Take-up rates are the percentage of workers with access to a plan who participate in the plan. They are
computed by using the number of workers participating in a plan divided by the number of workers with
access to the plan, multiplied by 100, and rounded to the nearest one percent. Since the computation of
take-up rates is based on the number of workers collected rather than rounded percentage estimates, the
take-up rates in the tables may not equal the ratio of participation to access estimates.
Leave benefits for teachers
Primary, secondary, and special education teachers typically have a work schedule of 37 or 38 weeks per
year. Because of this work schedule, they are generally not offered vacation or holidays. In many cases,
the time off during winter and spring breaks during the school year is not considered vacation days for
the purposes of this survey.
Survey response
The March 2013 benefits survey included a sample of 11,893 establishments. The definitions in
Appendix table 1 are as follows:
Responding. The establishment provided information on at least one usable occupation. An occupation
is classified as usable if the following data are present: earnings, occupational characteristics (full- vs.
part-time schedule, union vs. nonunion status, and time vs. incentive pay type), and work schedule.
Refused or unable to provide data. The establishment did not provide earnings, occupational
characteristics, and work schedule data for any occupation.
Out of business or not in survey scope. The establishment is no longer in operation. Establishments not
in the survey scope include farm and private households, the self-employed, the Federal government,
and locations of an establishment that are not in the sampled area. Also excluded are establishments with
no workers within the survey scope. For example, an establishment where all the workers are also
owners would be excluded.
Survey scope
The March 2013 NCS benefits survey represented nearly 125 million civilian workers; of this number,
about 106 million were private industry workers and 19 million, state and local government workers (see
Appendix table 2).
-4-
Obtaining information
For research articles on employee benefits, see the Monthly Labor Review at the BLS Web sites
http://www.bls.gov/opub/mlr/home.htm and http://www.bls.gov/opub/cwc/home.htm. For further
technical information, see Chapter 8, "National Compensation Measures," of the BLS Handbook of
Methods at: http://www.bls.gov/opub/hom/pdf/homch8.pdf and
http://www.bls.gov/opub/hom/homch8_a.htm.
-5-
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March 2013
(All workers = 100 percent)
Civilian3
Characteristics
Access
All workers .............................................................
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
68
54
80
64
49
76
89
85
95
83
85
82
86
73
76
72
81
88
89
88
94
79
84
77
–
68
74
64
–
85
88
83
–
91
–
91
91
87
–
87
86
95
–
95
95
95
78
45
79
70
67
73
69
91
66
30
63
54
43
60
56
96
84
67
80
77
64
83
82
–
–
38
62
69
67
70
66
–
–
21
29
51
43
57
53
–
–
56
46
74
64
81
79
99
–
83
90
89
–
90
95
95
–
79
87
85
–
86
92
97
–
95
96
96
–
96
96
65
73
69
73
65
53
60
52
57
48
81
82
76
78
74
61
71
68
72
64
47
57
51
56
46
77
81
75
78
72
–
–
86
–
–
–
–
82
–
–
–
–
95
–
–
Full time .................................................................
Part time ................................................................
78
37
65
21
83
57
74
37
59
20
80
53
99
39
94
35
95
91
Union .....................................................................
Nonunion ...............................................................
95
63
89
48
93
76
94
61
86
45
92
73
97
83
93
78
95
95
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
40
28
70
80
89
90
22
11
54
68
80
82
54
38
77
85
90
91
38
28
65
75
85
87
18
10
47
62
75
78
48
35
72
82
89
90
73
58
93
95
98
98
69
55
88
90
93
92
95
94
95
95
95
94
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
6
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March
2013—Continued
(All workers = 100 percent)
Civilian3
Characteristics
Access
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
Establishment characteristics
Goods-producing industries ...................................
75
61
81
75
61
81
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
67
76
86
90
87
68
90
91
53
65
80
86
78
54
77
87
79
86
93
95
89
79
86
96
62
67
71
–
89
66
–
–
46
52
60
–
76
51
–
–
74
78
84
–
85
77
–
–
89
90
90
92
86
89
95
91
85
85
86
88
79
82
85
87
95
94
95
96
91
92
89
96
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
50
45
65
85
80
89
36
33
46
71
61
80
72
73
71
84
76
90
49
45
63
82
79
87
35
32
43
65
58
76
71
72
68
79
73
87
77
69
89
91
87
92
74
66
86
86
84
87
96
95
97
95
96
95
68
67
70
73
67
72
68
66
65
55
55
56
58
52
57
52
51
53
81
83
81
79
77
80
77
77
82
65
63
68
70
63
66
65
63
60
50
51
53
53
46
48
46
45
46
77
81
78
76
73
73
71
72
77
86
91
84
91
90
92
89
88
91
82
84
82
83
84
89
86
86
88
96
92
97
92
93
97
97
97
98
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
2 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
3 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
4 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
7
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March 2013
(All workers = 100 percent)
Civilian2
Characteristics
Access
All workers .............................................................
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
72
54
75
70
51
73
87
73
84
88
94
85
86
69
73
68
70
79
78
79
81
87
94
84
–
67
73
65
–
77
77
77
–
89
–
89
88
74
–
74
73
83
–
83
82
97
81
46
70
73
62
79
79
79
60
31
58
53
43
59
60
82
74
67
83
74
69
75
77
–
–
40
45
71
62
77
77
–
–
25
32
52
43
57
58
–
–
61
71
72
69
74
75
98
–
81
88
87
–
87
95
80
–
69
77
73
–
73
83
82
–
85
87
84
–
84
87
73
84
76
84
69
58
63
58
64
52
79
75
76
77
75
70
83
76
84
69
54
61
57
64
51
77
74
75
76
74
–
–
82
–
–
–
–
68
–
–
–
–
83
–
–
Full time .................................................................
Part time ................................................................
88
24
67
13
77
56
85
24
64
13
75
54
99
24
84
17
84
73
Union .....................................................................
Nonunion ...............................................................
95
68
79
50
83
73
95
67
79
48
83
72
95
80
79
68
84
84
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
38
21
78
88
94
95
23
11
58
70
75
76
60
52
74
79
80
80
34
20
74
86
93
94
20
10
53
66
72
74
57
50
72
77
78
79
68
54
91
94
97
97
56
42
78
80
80
82
82
78
86
86
83
85
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
8
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March
2013—Continued
(All workers = 100 percent)
Civilian2
Characteristics
Access
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
Establishment characteristics
Goods-producing industries ...................................
86
68
79
86
68
79
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
70
79
85
88
86
74
89
88
52
60
68
70
71
54
69
78
74
76
80
80
82
72
78
88
66
74
77
–
90
73
–
–
48
52
57
–
68
52
–
–
72
71
74
–
76
71
–
–
87
88
88
89
84
89
94
88
73
72
72
71
72
74
79
78
84
82
82
80
86
83
84
88
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
70
86
83
89
41
38
50
66
62
70
72
72
71
77
75
79
57
53
69
85
82
88
40
38
48
63
61
67
71
71
70
75
74
76
74
64
88
89
85
90
64
55
76
74
71
76
86
86
86
84
84
84
73
72
73
70
73
76
73
69
71
52
56
53
51
54
60
55
51
56
72
77
72
73
74
78
75
74
79
70
70
72
67
70
72
70
67
68
49
52
51
48
50
53
51
48
52
70
75
71
72
72
74
74
72
77
87
86
80
85
89
92
91
87
88
70
77
62
69
76
84
74
72
74
80
90
78
81
85
92
81
83
84
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
9
Table 3. Medical plans: Share of premiums paid by employer and employee for single
coverage, National Compensation Survey, March 2013
(In percent)
Civilian1
Characteristics
All workers participating in single coverage
medical plans .......................................................
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
81
19
79
21
87
13
82
81
83
87
18
19
17
13
81
79
81
–
19
21
19
–
87
–
87
87
13
–
13
13
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
80
80
85
78
72
81
82
13
20
20
15
22
28
19
18
–
–
77
75
77
72
79
81
–
–
23
25
23
28
21
19
87
–
87
87
88
–
88
88
13
–
13
13
12
–
12
12
84
80
80
79
80
16
20
20
21
20
83
79
79
79
80
17
21
21
21
20
–
–
87
–
–
–
–
13
–
–
Full time .................................................................
Part time ................................................................
81
74
19
26
79
72
21
28
87
81
13
19
Union .....................................................................
Nonunion ...............................................................
87
79
13
21
87
78
13
22
87
87
13
13
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
75
72
79
81
83
83
25
28
21
19
17
17
73
71
78
80
81
81
27
29
22
20
19
19
87
88
87
88
87
89
13
12
13
12
13
11
See footnotes at end of table.
10
Table 3. Medical plans: Share of premiums paid by employer and employee for single
coverage, National Compensation Survey, March 2013—Continued
(In percent)
Civilian1
Characteristics
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Establishment characteristics
Goods-producing industries ...................................
81
19
81
19
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
81
83
85
86
85
81
82
88
19
17
15
14
15
19
18
12
78
80
81
–
79
80
–
–
22
20
19
–
21
20
–
–
87
86
86
86
88
86
87
88
13
14
14
14
12
14
13
12
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
80
78
81
79
83
21
20
22
19
21
17
79
79
77
79
78
81
21
21
23
21
22
19
90
91
90
87
88
86
10
9
10
13
12
14
78
83
80
81
79
80
80
82
82
22
17
20
19
21
20
20
18
18
77
81
79
78
76
77
79
81
81
23
19
21
22
24
23
21
19
19
84
89
88
91
86
87
86
88
85
16
11
12
9
14
13
14
12
15
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those
in private households, and workers in the public sector, except the
federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers
with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
11
Table 4. Medical plans: Share of premiums paid by employer and employee for family
coverage, National Compensation Survey, March 2013
(In percent)
Civilian1
Characteristics
All workers participating in family coverage
medical plans .......................................................
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
69
31
68
32
70
30
70
70
70
67
30
30
30
33
70
70
70
–
30
30
30
–
69
–
68
67
31
–
32
33
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
66
71
64
74
67
62
69
69
34
29
36
26
33
38
31
31
–
–
60
60
66
62
68
69
–
–
40
40
34
38
32
31
66
–
72
78
72
–
72
72
34
–
28
22
28
–
28
28
71
67
72
73
71
29
33
28
27
29
71
67
72
73
72
29
33
28
27
28
–
–
71
–
–
–
–
29
–
–
Full time .................................................................
Part time ................................................................
69
64
31
36
68
63
32
37
71
69
29
31
Union .....................................................................
Nonunion ...............................................................
80
65
20
35
83
66
17
34
78
63
22
37
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
59
57
66
70
73
74
41
43
34
30
27
26
58
56
66
69
73
73
42
44
34
31
27
27
63
56
72
70
74
79
37
44
28
30
26
21
See footnotes at end of table.
12
Table 4. Medical plans: Share of premiums paid by employer and employee for family
coverage, National Compensation Survey, March 2013—Continued
(In percent)
Civilian1
Characteristics
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Establishment characteristics
Goods-producing industries ...................................
74
26
74
26
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
67
66
66
64
71
67
74
77
33
34
34
36
29
33
26
23
67
66
65
–
69
66
–
–
33
34
35
–
31
34
–
–
70
66
66
64
72
70
71
77
30
34
34
36
28
30
29
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
63
63
64
72
68
74
37
37
36
28
32
26
63
63
63
72
68
77
37
37
37
28
32
23
70
72
68
70
69
71
30
28
32
30
31
29
74
75
74
67
64
61
62
68
69
26
25
26
33
36
39
38
32
31
73
73
72
66
63
64
65
69
68
27
27
28
34
37
36
35
31
32
79
87
82
69
65
55
53
64
75
21
13
18
31
35
45
47
36
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those
in private households, and workers in the public sector, except the
federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers
with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
13
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March 2013
(All workers = 100 percent)
Civilian2
Characteristics
Access
All workers .............................................................
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
60
59
97
57
55
97
79
78
98
79
86
76
74
78
85
75
72
98
99
98
97
78
86
74
–
78
85
73
–
99
99
99
–
80
–
79
78
78
–
77
76
98
–
97
97
82
76
34
70
59
47
65
61
81
76
33
67
57
44
64
60
98
99
96
96
96
93
97
97
–
–
27
48
57
47
63
58
–
–
26
43
55
44
62
57
–
–
95
88
96
93
97
97
85
–
76
85
79
–
80
91
84
–
75
85
78
–
78
89
98
–
98
99
98
–
98
99
55
67
65
72
58
53
66
62
69
56
97
98
96
96
96
50
65
64
72
57
48
63
62
69
54
97
98
96
96
96
–
–
78
–
–
–
–
77
–
–
–
–
99
–
–
Full time .................................................................
Part time ................................................................
75
15
73
13
98
88
72
14
70
12
98
87
90
23
88
22
98
96
Union .....................................................................
Nonunion ...............................................................
86
56
85
54
98
97
86
54
85
52
98
97
86
74
85
72
98
97
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
26
12
63
76
86
89
23
11
61
74
85
88
91
89
97
98
99
99
22
11
58
72
84
89
20
10
56
71
83
88
89
90
96
98
99
99
62
48
84
85
89
90
61
46
82
83
86
86
98
96
98
98
97
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
14
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March
2013—Continued
(All workers = 100 percent)
Civilian2
Characteristics
Access
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
Establishment characteristics
Goods-producing industries ...................................
73
71
97
72
71
97
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
58
68
76
76
83
62
86
83
57
66
74
75
80
61
85
82
97
98
98
98
96
98
98
99
54
61
67
–
85
60
–
–
52
60
66
–
84
59
–
–
97
98
99
–
99
98
–
–
79
79
79
78
81
81
90
83
78
77
77
76
77
79
87
82
98
97
97
98
95
97
97
99
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
40
36
55
79
73
85
39
34
53
77
70
83
97
96
97
97
97
98
39
35
54
78
72
85
38
34
52
76
70
84
96
96
97
97
96
99
63
60
68
82
75
84
63
59
67
80
73
82
99
99
99
98
98
98
61
59
66
59
60
67
63
59
53
59
58
64
57
59
64
60
57
52
97
99
97
96
97
95
96
97
98
59
55
63
56
56
63
60
56
49
58
54
62
53
55
60
57
54
48
98
98
97
95
97
96
95
97
98
73
84
79
79
83
85
77
80
73
69
84
76
78
81
80
76
79
72
94
100
97
99
98
94
98
99
99
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
15
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2013
(All workers = 100 percent)
Civilian1
Characteristics
All workers .............................................................
Paid sick
leave
Paid
vacation
Private industry
Paid
holidays
Paid sick
leave
Paid
vacation
State and local government
Paid
holidays
Paid sick
leave
Paid
vacation
Paid
holidays
65
74
76
61
77
77
89
59
67
85
89
84
85
75
95
68
17
79
95
73
34
83
88
80
–
88
96
84
–
89
97
85
–
90
–
90
88
43
–
36
12
55
–
50
30
95
79
47
74
67
52
75
57
12
80
58
81
79
68
86
82
29
82
57
83
80
67
87
85
–
–
40
53
64
52
73
53
–
–
55
72
79
68
86
81
–
–
53
78
79
67
87
84
95
–
85
90
89
–
90
95
8
–
76
88
84
–
85
95
26
–
78
87
85
–
86
96
44
68
55
55
56
71
92
82
91
74
77
92
84
92
76
38
66
54
55
53
68
91
83
91
75
75
92
84
92
77
–
–
87
–
–
–
–
63
–
–
–
–
73
–
–
Full time .................................................................
Part time ................................................................
78
26
87
34
88
38
74
24
91
36
90
39
98
41
67
21
74
29
Union .....................................................................
Nonunion ...............................................................
84
62
75
74
81
75
71
60
91
75
92
76
97
82
57
62
69
66
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
34
21
69
79
87
90
51
39
83
89
79
78
51
37
84
90
82
81
30
20
63
74
84
87
49
39
83
90
91
92
49
36
84
90
92
92
75
62
93
93
96
98
56
41
84
66
37
36
63
49
87
74
49
46
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
16
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Civilian1
Characteristics
Paid sick
leave
Paid
vacation
Private industry
Paid
holidays
Paid sick
leave
Paid
vacation
State and local government
Paid
holidays
Paid sick
leave
Paid
vacation
Paid
holidays
Establishment characteristics
Goods-producing industries ...................................
57
89
91
57
89
91
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
67
80
86
90
85
75
87
90
72
65
40
27
67
82
90
89
73
71
52
41
78
84
91
88
62
74
75
–
81
74
–
–
74
78
55
–
72
82
–
–
74
80
62
–
80
83
–
–
89
89
89
90
87
89
93
90
59
42
35
26
64
87
93
89
67
55
49
41
77
89
94
88
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
52
51
59
77
69
85
69
66
76
79
81
78
68
67
74
82
82
82
51
50
56
72
66
81
69
66
76
86
84
90
68
67
74
87
85
91
79
71
90
90
87
92
66
64
69
58
60
58
69
66
74
67
64
68
69
68
60
64
66
65
67
61
67
72
73
74
73
77
75
76
73
72
73
75
76
75
79
78
76
71
73
65
65
56
59
61
58
63
58
63
75
76
78
76
79
78
80
76
73
77
77
78
76
80
80
80
73
73
89
89
85
90
92
90
86
83
91
48
59
53
58
66
64
54
53
66
53
63
65
69
77
71
56
58
73
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated
using data from the National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
17
Appendix table 1. Survey establishment response, National
Compensation Survey, March 2013
Establishments
Total
Private industry
State and local
governments
Total in sampling frame1 ................................
5,361,947
5,138,925
223,023
Total in sample ............................................
Responding ...............................................
Refused or unable to provide data ............
Out of business or not in survey scope .....
11,893
7,633
2,871
1,389
10,297
6,268
2,660
1,369
1,596
1,365
211
20
1 The list of establishments from which the survey
sample was selected (sampling frame) was
developed from State unemployment insurance
reports and is based on the 2007 North American
Industry Classification System (NAICS). For private
industries, an establishment is usually a single
physical location. For State and local governments,
an establishment is defined as all locations of a
government entity.
NOTE: Because of rounding, sums of individual
items may not equal totals.
18
Appendix table 2. Number of workers1 represented, National
Compensation Survey, March 2013
Occupational group2
Civilian workers
Private industry
workers
State and local
government
workers
All workers .....................................................
Management, professional, and related ....
Management, business, and financial ...
Professional and related ........................
Teachers ...........................................
Primary, secondary, and special
education school teachers ...........
Registered nurses .............................
Service ......................................................
Protective service ..................................
Sales and office .........................................
Sales and related ..................................
Office and administrative support ..........
Natural resources, construction, and
maintenance ............................................
Construction, extraction, farming,
fishing, and forestry .............................
Installation, maintenance, and repair ....
Production, transportation, and material
moving .....................................................
Production .............................................
Transportation and material moving ......
124,992,900
36,976,900
10,870,300
26,106,600
6,248,800
106,145,300
26,611,000
9,322,100
17,288,900
–
18,847,500
10,365,900
–
8,817,700
4,915,000
4,154,200
2,753,700
27,820,000
3,143,400
32,422,000
11,833,100
20,588,900
–
–
23,742,700
1,306,100
29,719,400
11,706,200
18,013,200
3,598,000
–
4,077,300
1,837,300
2,702,600
–
2,575,700
9,500,000
8,565,600
934,400
4,404,800
5,095,200
3,889,700
4,675,900
18,274,000
8,710,800
9,563,200
17,506,600
8,597,800
8,908,800
1 The number of workers represented by the
survey are rounded to the nearest 100. Estimates of
the number of workers provide a description of the
size and composition of the labor force included in
the survey. Estimates are not intended, however, for
comparison to other statistical series to measure
employment trends or levels.
–
–
767,400
–
–
2 The 2000 Standard Occupational Classification
system is used to classify workers.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dashes indicate that no
estimates for this characteristic are provided in this
publication.
19