For release 10:00 a.m. (EDT) Friday, July 25, 2014
Technical information:
Media contact:
USDL-14-1348
(202) 691-6199 • [email protected] • www.bls.gov/ebs
(202) 691-5902 • [email protected]
EMPLOYEE BENEFITS IN THE UNITED STATES – MARCH 2014
Employer-provided medical care was available to 86 percent of full-time private industry workers in the
United States in March 2014, the U.S. Bureau of Labor Statistics reported today. By contrast, only 23
percent of part-time workers had medical care benefits available. Access, or availability, also varied by
establishment size: 57 percent for workers in small establishments (those with fewer than 100
employees), compared with 84 percent in medium and large establishments (those with 100 employees
or more). (See charts 1 and 2 and table 2.)
Retirement benefits followed a similar pattern as medical care benefits. In private industry, 74 percent of
full-time workers had access to a retirement plan, significantly higher than 37 percent of part-time
workers. Retirement benefits were available to 50 percent of workers in small establishments and 82
percent of workers in medium and large establishments. A worker with access to a medical or retirement
plan is defined as having an employer-provided plan available for use, regardless of the decision to
enroll or participate in the plan. (See charts 1 and 2 and table 1.)
Chart 1. Full and part-time workers: Access to selected
benefits, private industry, March 2014
All workers = 100 percent
Chart 2. Establishments by employment size: Access to
selected benefits, private industry, March 2014
All workers = 100 percent
100
100
80
80
60
60
40
40
20
20
0
0
Retirement
Medical care
Full‐time
Paid sick leave
Part‐time
Retirement
Medical care
1 to 99 workers
Paid sick leave
100 workers or more
Paid sick leave benefits were also more commonly offered to full-time workers and those in medium and
large establishments in private industry. Plans were offered to 74 percent of full-time workers and 24
percent of part-time workers. Similarly, 52 percent of workers in small establishments and 72 percent in
medium and large establishments had access to a paid sick leave benefit. (See charts 1 and 2 and table
6.)
These data are from the National Compensation Survey (NCS), which provides comprehensive
measures of compensation cost levels and trends as well as incidence and provisions of employee
benefit plans.
Additional findings include:

In private industry, 65 percent of employees had access to retirement benefits and 48 percent of
employees participated in retirement plans. In state and local government, 89 percent of
employees had access and 81 percent participated in retirement plans. (See table 1.) 
Almost all full-time workers in state and local government (99 percent) had access to retirement
and medical care benefits. For state and local government part-time workers, 38 percent had
access to retirement benefits and 24 percent had access to medical care benefits. (See tables 1
and 2.)

For private industry employees in the lowest 10 percent of average earnings, employers paid 70
percent of the single coverage medical plan premium. For employees in the highest 10 percent of
average earnings, the employer share of the premium was 81 percent. For family coverage, the
employer share of the premium was 57 percent for employees in the lowest 10 percent of
earnings, significantly less than the 72 percent for employees in the highest 10 percent of
earnings. (See tables 3 and 4.)

Access and participation in life insurance benefits varied significantly for full-time and part-time
workers. In private industry, 72 percent of full-time workers had access to life insurance benefits.
In contrast, only 13 percent of part-time workers in private industry had access. For state and
local government workers, 90 percent of full-time workers and 22 percent of part-time workers
had access. Most workers who had access participated in life insurance benefits. (See table 5.)

Paid holidays were provided to 90 percent of full-time and 37 percent of part-time workers in
private industry. In state and local government 74 percent of full-time workers and 30 percent of
part-time workers had access. (See table 6.)
More information can be obtained by calling (202) 691-6199, sending e-mail to [email protected], or by
visiting www.bls.gov/ebs.
NOTE
More information will be published in September 2014 on the incidence and provisions of health care
benefits, retirement benefits, life insurance, short-term and long-term disability benefits, paid holidays
and vacations, and other selected benefits. For the latest benefit publications see www.bls.gov/ebs.
-2-
TECHNICAL NOTE
Data in this release are from the National Compensation Survey (NCS), conducted by the U.S.
Department of Labor, Bureau of Labor Statistics (BLS). This release contains March 2014 data on
civilian, private industry, and state and local government workers in the United States. Excluded are
federal government workers, the military, agricultural workers, private household workers, and the selfemployed. This news release provides data on the incidence of (access to and participation in) selected
benefits and the share of premiums paid by employers and employees for medical care.
Calculation details
Average hourly earnings from sampled occupations within an establishment were used to produce
estimates for worker groups within six earnings categories: the lowest 10 percent, the lowest 25 percent,
the second 25 percent, the third 25 percent, the highest 25 percent, and the highest 10 percent. The
categories are based on unpublished March 2014 wages and salaries from the Employer Costs for
Employee Compensation.
The percentiles were computed using earnings and scheduled hours of work reported for individual
workers in sampled establishment jobs. Establishments in the survey are asked to report only individual
worker earnings for each sampled job. For the calculation of the hourly percentile values, the individual
worker hourly earnings are weighted and arrayed from lowest to highest. The values corresponding to
the percentiles are:
Characteristics
Civilian workers
Private industry workers
State and local government workers
10
$8.99
$8.65
$12.16
Hourly wage percentiles
25
50
75
(median)
$11.75
$17.64
$28.13
$11.15
$16.82
$26.67
$16.03
$23.34
$34.91
90
$42.90
$41.46
$48.49
The lowest 10-percent and 25-percent wage categories include those occupations with an average hourly
wage less than the 10th percentile value and 25th percentile value, respectively. The second 25-percent
category includes those occupations that earn at or above the 25th percentile value but less than the 50th
percentile value. The third 25-percent category includes those occupations that earn at or above the 50th
percentile value but less than the 75th percentile value. Finally, the highest 25- and 10-percent wage
categories include those occupations with an average wage value greater than or equal to the 75th and
90th percentile value, respectively.
(Note: Individual workers can fall into an earnings category different from the average for the
occupation into which they are classified because average hourly earnings for the occupation are used to
produce the benefit estimates.)
The tables on employer and employee medical premiums (tables 3 and 4) include participants in all
medical plans, with calculations for both single and family coverage. The calculations are not based on
actual decisions regarding medical coverage made by employees within the occupations. Rather, the
premium calculations are based on the assumption that all employees in the occupation can opt for either
single or family coverage.
Medical care
Medical care plans provide services or payments for services rendered in the hospital or by a qualified
medical care provider.
-3-
Retirement plans
Differences in retirement plan participation are influenced by type of plan offered. In defined benefit
plans participation is often mandatory, after meeting eligibility requirements, while participation in
defined contribution plans is often voluntary.
Take-up rates
Take-up rates are the percentage of workers with access to a plan who participate in the plan. They are
computed by using the number of workers participating in a plan divided by the number of workers with
access to the plan, multiplied by 100, and rounded to the nearest one percent. Since the computation of
take-up rates is based on the number of workers collected rather than rounded percentage estimates, the
take-up rates in the tables may not equal the ratio of participation to access estimates.
Comparing private and public sector data
Incidence of employee benefits in state and local government should not be directly compared to private
industry. Differences between these sectors stem from factors such as variation in work activities and
occupational structures. Manufacturing and sales, for example, make up a large part of private industry
work activities but are rare in state and local government. Professional and administrative support
occupations (including teachers) account for two-thirds of the state and local government workforce,
compared with one-half of private industry.
Leave benefits for teachers
Primary, secondary, and special education teachers typically have a work schedule of 37 or 38 weeks per
year. Because of this work schedule, they are generally not offered vacation or holidays. In many cases,
the time off during winter and spring breaks during the school year are not considered vacation days for
the purposes of this survey.
Sample size
Data for the March 2014 reference period were collected from a probability sample of about 9,600
establishments in private industry and approximately 1,500 establishments in state and local
government.
Survey scope
The March 2014 NCS benefits survey represented approximately 128 million civilian workers; of this
number, about 109 million were private industry workers and nearly 19 million were state and local
government workers.
Introduction of 2010 Standard Occupational Classification (SOC)
Beginning with this release, Employee Benefits in the United States are based on 2010
SOC. No substantive changes occurred in occupational coverage for about 90 percent of the detailed
occupations in the 2010 SOC. However the detailed occupation Registered Nurses, for which data are
shown separately in this release, did undergo classification changes. For information about this and other
changes see www.bls.gov/soc.
Obtaining information
For research articles on employee benefits, see the Monthly Labor Review at
www.bls.gov/opub/mlr/home.htm and Beyond the Numbers: Pay and Benefits at www.bls.gov/opub/btn.
For further technical information, see Chapter 8, "National Compensation Measures," of the BLS
Handbook of Methods at www.bls.gov/opub/hom/pdf/homch8.pdf.
-4-
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March
2014
(All workers = 100 percent)
Civilian3
Characteristics
Private industry
Participation
Take-up
rate
68
53
78
83
85
82
86
71
75
70
76
95
79
44
79
71
67
73
70
State and local government
Participation
Take-up
rate
65
48
75
86
88
85
89
80
84
77
–
67
74
63
–
86
65
29
61
52
39
59
56
90
83
65
77
74
59
81
81
–
–
38
62
69
67
70
67
64
75
71
75
67
51
60
54
59
49
80
81
76
79
73
Full time .................................................................
Part time ................................................................
78
37
64
21
Union .....................................................................
Nonunion ...............................................................
94
64
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
41
29
70
81
88
90
Access
All workers .............................................................
Participation
Take-up
rate
89
81
91
84
87
82
–
92
–
92
91
83
–
83
82
90
–
90
90
–
–
21
28
49
39
56
53
–
–
56
45
71
59
79
79
99
–
84
91
89
–
90
95
90
–
76
85
82
–
83
86
91
–
91
93
92
–
92
90
60
73
70
75
65
47
58
53
59
47
78
80
75
78
72
–
–
85
–
–
–
–
74
–
–
–
–
87
–
–
81
56
74
37
58
19
79
52
99
38
90
33
91
86
86
48
91
74
92
62
83
45
91
72
97
83
89
74
92
89
22
12
52
67
79
81
53
41
75
83
89
90
38
27
67
76
85
88
18
11
47
62
75
79
48
39
71
81
88
89
73
59
93
95
98
98
66
52
84
86
89
90
90
89
91
91
91
92
Access
Access
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
5
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March
2014—continued
(All workers = 100 percent)
Civilian3
Characteristics
Access
Private industry
Participation
Take-up
rate
Access
State and local government
Participation
Take-up
rate
Access
Participation
Take-up
rate
Establishment characteristics
Goods-producing industries ...................................
76
62
82
76
62
82
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
67
77
87
91
87
70
90
91
52
63
77
81
76
54
78
84
77
82
89
89
88
77
86
92
63
69
72
–
89
69
–
–
46
53
61
–
78
52
–
–
73
77
85
–
88
76
–
–
89
90
91
92
86
89
95
91
81
81
81
83
76
79
83
84
91
90
90
90
88
89
87
92
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51
46
65
85
79
90
36
33
45
69
58
79
71
72
70
81
74
88
50
45
63
82
78
89
35
32
43
64
55
77
70
71
68
78
71
86
77
68
90
91
88
92
69
60
81
83
80
84
89
87
90
91
92
91
68
66
68
69
69
70
68
72
71
74
64
63
65
55
53
56
51
52
52
50
57
56
59
51
46
53
82
80
82
75
75
74
74
78
78
79
79
74
81
64
63
64
65
65
64
64
70
69
71
60
59
60
51
49
52
46
47
45
44
53
52
54
45
42
46
80
77
81
71
72
70
69
76
75
76
75
71
77
90
86
91
91
91
92
89
87
84
91
90
88
91
81
80
82
80
80
80
81
80
78
83
83
76
86
91
93
90
89
88
87
91
92
92
91
93
86
95
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes defined benefit pension plans and defined contribution retirement
plans. Workers are considered as having access or as participating if they have
access to or are participating in at least one of these plan types.
2 The take-up rate is an estimate of the percentage of workers with access to a
plan who participate in the plan, rounded for presentation. See Technical Note for
more details.
3 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
4 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
6
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March
2014
(All workers = 100 percent)
Civilian2
Characteristics
Private industry
Participation
Take-up
rate
72
53
74
88
94
85
85
68
73
66
69
97
82
46
69
72
61
78
78
State and local government
Participation
Take-up
rate
69
50
72
78
77
78
81
87
95
83
–
66
72
63
–
79
62
30
57
52
41
58
61
81
75
65
82
72
67
74
78
–
–
40
43
71
61
77
76
72
84
77
85
69
58
65
57
64
51
81
77
75
76
74
Full time .................................................................
Part time ................................................................
88
23
66
13
Union .....................................................................
Nonunion ...............................................................
94
68
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
38
22
77
88
94
95
Access
All workers .............................................................
Participation
Take-up
rate
87
73
83
76
76
76
–
89
–
89
88
74
–
73
73
83
–
82
82
–
–
23
28
50
41
56
59
–
–
59
65
71
67
73
77
98
–
81
89
87
–
88
95
80
–
69
78
73
–
74
82
82
–
85
88
84
–
84
86
69
83
76
84
69
54
63
57
64
50
80
76
75
76
73
–
–
81
–
–
–
–
66
–
–
–
–
82
–
–
76
56
86
23
63
12
74
54
99
24
83
17
84
74
79
49
83
72
94
67
78
47
83
71
95
81
80
67
84
83
22
12
56
69
74
75
59
54
73
79
79
80
34
20
74
86
93
94
20
10
52
66
71
74
57
51
70
77
77
78
68
53
92
94
97
97
55
42
78
78
81
82
80
78
86
84
83
84
Access
Access
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
7
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March
2014—continued
(All workers = 100 percent)
Civilian2
Characteristics
Access
Private industry
Participation
Take-up
rate
Access
State and local government
Participation
Take-up
rate
Access
Participation
Take-up
rate
Establishment characteristics
Goods-producing industries ...................................
86
67
78
86
67
78
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
80
86
88
86
76
89
88
51
60
69
69
72
54
69
77
73
75
80
79
83
71
77
88
66
75
78
–
90
74
–
–
47
53
59
–
70
52
–
–
71
71
76
–
78
70
–
–
87
88
88
88
84
88
94
88
73
71
71
70
73
71
78
77
83
81
81
80
87
81
82
88
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
58
54
70
85
80
90
41
38
51
64
58
71
72
71
72
76
72
79
57
53
69
84
80
89
41
38
49
61
56
68
71
71
71
73
71
77
74
65
87
89
86
90
63
54
75
74
71
75
85
84
86
83
83
83
72
70
72
73
73
74
73
72
73
71
70
67
71
54
50
55
53
53
55
53
52
53
52
54
51
56
75
71
76
73
73
74
73
72
72
73
78
76
78
69
68
70
70
70
70
70
71
72
68
67
65
68
51
47
52
49
50
49
49
50
51
49
51
48
52
73
69
74
71
71
69
71
71
70
72
76
75
77
86
86
86
90
89
92
91
82
80
85
87
86
88
75
70
76
75
73
81
74
65
63
68
74
72
75
87
82
88
83
82
87
82
80
80
80
85
84
86
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a
plan who participate in the plan, rounded for presentation. See Technical Note for
more details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
8
Table 3. Medical plans: Share of premiums paid by employer and employee for single
coverage, National Compensation Survey, March 2014
(In percent)
Civilian1
Characteristics
All workers participating in single coverage
medical plans .......................................................
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
81
19
79
21
87
13
83
81
83
87
17
19
17
13
81
79
81
–
19
21
19
–
87
–
87
87
13
–
13
13
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
80
80
85
78
73
81
80
13
20
20
15
22
27
19
20
–
–
77
77
77
73
79
79
–
–
23
23
23
27
21
21
87
–
87
87
88
–
88
88
13
–
13
13
12
–
12
12
82
79
80
79
80
18
21
20
21
20
80
78
79
79
79
20
22
21
21
21
–
–
87
–
–
–
–
13
–
–
Full time .................................................................
Part time ................................................................
81
74
19
26
79
72
21
28
88
82
12
18
Union .....................................................................
Nonunion ...............................................................
87
79
13
21
86
78
14
22
87
88
13
12
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
76
71
80
81
83
83
24
29
20
19
17
17
74
70
78
79
81
81
26
30
22
21
19
19
87
89
88
88
87
88
13
11
12
12
13
12
See footnotes at end of table.
9
Table 3. Medical plans: Share of premiums paid by employer and employee for single
coverage, National Compensation Survey, March 2014—continued
(In percent)
Civilian1
Characteristics
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Establishment characteristics
Goods-producing industries ...................................
80
20
80
20
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
81
83
86
86
85
81
82
88
19
17
14
14
15
19
18
12
79
80
81
–
80
80
–
–
21
20
19
–
20
20
–
–
87
87
87
86
88
88
88
88
13
13
13
14
12
12
12
12
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
80
78
81
79
83
21
20
22
19
21
17
79
79
77
79
78
80
21
21
23
21
22
20
91
92
91
87
88
87
9
8
9
13
12
13
82
78
83
79
79
79
80
80
80
81
82
82
82
18
22
17
21
21
21
20
20
20
19
18
18
18
80
77
81
77
77
75
78
78
78
78
81
80
81
20
23
19
23
23
25
22
22
22
22
19
20
19
88
84
89
87
88
88
87
89
87
91
86
89
85
12
16
11
13
12
12
13
11
13
9
14
11
15
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those
in private households, and workers in the public sector, except the
federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers
with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data
for March 2014.
Note: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
10
Table 4. Medical plans: Share of premiums paid by employer and employee for family
coverage, National Compensation Survey, March 2014
(In percent)
Civilian1
Characteristics
All workers participating in family coverage
medical plans .......................................................
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
69
31
68
32
71
29
70
70
70
68
30
30
30
32
70
69
71
–
30
31
29
–
69
–
69
67
31
–
31
33
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
70
65
75
67
63
69
67
33
30
35
25
33
37
31
33
–
–
62
66
66
63
68
67
–
–
38
34
34
37
32
33
66
–
73
78
72
–
72
73
34
–
27
22
28
–
28
27
68
67
72
73
72
32
33
28
27
28
67
66
72
73
72
33
34
28
27
28
–
–
72
–
–
–
–
28
–
–
Full time .................................................................
Part time ................................................................
69
64
31
36
69
63
31
37
71
69
29
31
Union .....................................................................
Nonunion ...............................................................
81
66
19
34
84
66
16
34
77
64
23
36
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
58
57
67
70
73
74
42
43
33
30
27
26
58
57
66
70
72
72
42
43
34
30
28
28
63
56
73
71
74
79
37
44
27
29
26
21
See footnotes at end of table.
11
Table 4. Medical plans: Share of premiums paid by employer and employee for family
coverage, National Compensation Survey, March 2014—continued
(In percent)
Civilian1
Characteristics
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Establishment characteristics
Goods-producing industries ...................................
73
27
72
28
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
68
67
66
64
71
68
74
77
32
33
34
36
29
32
26
23
67
68
67
–
69
68
–
–
33
32
33
–
31
32
–
–
71
67
66
64
73
71
71
77
29
33
34
36
27
29
29
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
63
62
64
72
70
74
37
38
36
28
30
26
62
62
63
73
70
76
38
38
37
27
30
24
71
73
69
71
69
71
29
27
31
29
31
29
76
74
77
63
64
61
61
71
73
66
70
69
70
24
26
23
37
36
39
39
29
27
34
30
31
30
74
73
74
63
63
64
64
70
72
65
69
70
69
26
27
26
37
37
36
36
30
28
35
31
30
31
85
79
87
60
67
55
54
77
81
70
72
63
75
15
21
13
40
33
45
46
23
19
30
28
37
25
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those
in private households, and workers in the public sector, except the
federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers
with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data
for March 2014.
Note: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
12
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March
2014
(All workers = 100 percent)
Civilian2
Characteristics
Private industry
Participation
Take-up
rate
60
59
97
78
86
75
74
77
86
74
72
82
76
34
70
59
46
66
60
State and local government
Participation
Take-up
rate
57
55
97
99
99
98
98
78
87
73
–
77
86
72
–
80
75
33
67
57
44
64
59
98
99
94
96
97
95
98
98
–
–
27
48
57
46
64
57
53
66
66
74
59
52
65
64
72
57
98
98
97
97
97
Full time .................................................................
Part time ................................................................
75
14
74
12
Union .....................................................................
Nonunion ...............................................................
86
56
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
26
14
62
76
86
89
Access
All workers .............................................................
Participation
Take-up
rate
79
78
98
99
99
99
–
80
–
79
78
78
–
77
76
97
–
97
97
–
–
26
42
55
44
62
55
–
–
93
89
97
95
98
98
86
–
76
86
79
–
80
91
84
–
74
85
78
–
78
89
98
–
98
99
98
–
98
98
48
64
66
74
58
47
63
63
71
56
98
98
97
97
97
–
–
76
–
–
–
–
76
–
–
–
–
99
–
–
98
88
72
13
71
11
98
87
90
22
88
21
98
96
84
54
98
97
86
54
84
53
98
97
86
74
85
72
98
97
23
12
61
75
84
88
91
88
98
98
99
99
22
13
58
73
84
89
20
11
57
71
84
89
89
87
97
98
99
99
61
47
84
84
89
89
60
45
83
83
87
86
97
96
98
98
97
96
Access
Access
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
13
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March
2014—continued
(All workers = 100 percent)
Civilian2
Characteristics
Access
Private industry
Participation
Take-up
rate
Access
State and local government
Participation
Take-up
rate
Access
Participation
Take-up
rate
Establishment characteristics
Goods-producing industries ...................................
73
71
97
73
71
97
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
58
68
76
76
83
63
87
83
57
67
74
75
80
61
85
81
97
98
98
98
97
98
98
99
54
62
66
–
86
61
–
–
52
61
66
–
86
60
–
–
97
99
100
–
100
98
–
–
79
79
79
78
81
81
90
83
77
77
77
76
77
78
87
81
98
97
97
98
95
96
97
99
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
41
36
55
78
71
85
40
35
53
76
68
84
97
97
96
98
97
98
40
35
55
77
70
86
39
34
52
75
68
85
97
97
96
98
97
99
62
60
65
82
74
84
61
59
64
80
73
82
98
97
99
98
98
98
59
59
59
63
62
65
64
63
65
60
54
58
52
58
57
58
61
60
63
61
61
63
59
53
57
51
99
98
99
96
97
96
95
97
97
98
98
97
98
56
56
55
60
58
60
62
61
62
57
50
55
48
55
56
54
57
56
58
58
59
61
55
49
54
47
99
99
99
96
97
97
95
97
97
98
98
97
98
81
73
84
82
83
85
78
79
79
78
75
79
73
79
67
84
79
81
79
76
77
76
78
74
78
72
98
91
100
97
98
93
98
98
97
99
99
99
99
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a
plan who participate in the plan, rounded for presentation. See Technical Note for
more details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
14
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2014
(All workers = 100 percent)
Civilian1
Characteristics
All workers .............................................................
Paid sick
leave
Paid
vacation
Private industry
Paid
holidays
Paid sick
leave
Paid
vacation
State and local government
Paid
holidays
Paid sick
leave
Paid
vacation
Paid
holidays
65
74
75
61
77
76
89
59
67
84
89
82
85
76
94
68
17
80
95
73
36
82
88
78
–
88
96
83
–
89
97
85
–
90
–
90
89
43
–
36
12
55
–
50
31
96
81
46
71
66
51
74
58
13
83
58
80
79
68
85
82
31
85
55
82
79
68
86
84
–
–
40
46
63
51
71
54
–
–
55
68
78
68
85
81
–
–
51
75
79
68
86
83
96
–
85
90
89
–
90
95
9
–
76
89
84
–
84
95
27
–
78
87
85
–
85
96
44
70
57
59
55
69
94
82
91
73
74
93
84
92
76
38
67
56
58
53
66
93
82
91
74
72
93
84
92
77
–
–
88
–
–
–
–
63
–
–
–
–
72
–
–
Full time .................................................................
Part time ................................................................
78
25
87
34
87
36
74
24
91
35
90
37
98
41
66
21
74
30
Union .....................................................................
Nonunion ...............................................................
83
62
75
74
81
74
70
60
91
75
91
75
97
82
57
61
69
66
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
34
21
68
78
87
90
51
39
82
89
79
79
50
36
83
90
83
82
30
20
64
73
84
87
49
39
83
90
91
93
48
34
83
90
92
93
74
61
93
93
97
98
55
40
84
65
37
37
62
48
87
73
50
47
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
15
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Civilian1
Characteristics
Paid sick
leave
Paid
vacation
Private industry
Paid
holidays
Paid sick
leave
Paid
vacation
State and local government
Paid
holidays
Paid sick
leave
Paid
vacation
Paid
holidays
Establishment characteristics
Goods-producing industries ...................................
59
89
90
59
89
90
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
66
80
87
90
85
75
86
89
71
66
40
27
67
84
91
89
73
72
53
42
78
84
91
88
61
74
75
–
81
74
–
–
74
80
55
–
73
84
–
–
74
81
65
–
81
84
–
–
89
90
90
91
88
88
92
89
59
42
35
26
64
88
94
89
67
55
50
41
77
89
94
88
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
53
51
58
76
68
85
69
66
75
79
79
78
68
67
73
81
79
83
52
50
56
72
65
81
69
66
76
85
82
91
68
67
73
86
81
92
79
70
90
91
88
92
65
64
66
58
60
58
68
67
70
67
64
68
69
67
69
66
67
63
66
61
61
63
64
61
66
73
69
74
76
76
74
76
74
75
74
71
72
71
75
72
76
77
78
76
76
76
76
76
72
69
73
65
63
66
61
62
57
62
57
57
58
60
57
61
76
73
77
78
78
76
80
78
78
77
73
75
72
77
75
78
78
78
78
79
77
77
77
72
71
73
89
88
90
90
92
90
88
87
86
90
89
83
91
56
47
59
62
65
64
54
55
53
58
63
53
66
60
53
63
69
77
71
56
67
66
69
69
58
73
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated
using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
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