Graduate Loan limits
The maximum amount you can borrow each year in Direct Unsubsidized Loans depends on the program in
which you are enrolled. The following table shows the maximum amount of money you may borrow each
academic year in Direct Unsubsidized Loans as well as the total or aggregate amount you may borrow:
Program
Limit each Academic Year
Aggregate Limit
CUSOM
$ 40,500
$ 224,000
Divinity
$ 20,500
$ 138,500
DPT
$ 20,500
$ 138,500
Law
$ 20,500
$ 138,500
MBA / MTWM
$ 20,500
$ 138,500
MED
$ 20,500
$ 138,500
MSBS
$ 20,500
$ 138,500
MSCR
$ 20,500
$ 138,500
MSPS
$ 20,500
$ 138,500
MSPH
$ 20,500
$ 138,500
Pharm D
$ 33,000
$ 224,000
PA
$ 20,500
$ 138,500
• Effective for loan periods beginning on or after July 1, 2012, graduate and professional students are no longer eligible for
Direct Subsidized Loans.
• Aggregate loan limits for graduate and professional students include loans received for undergraduate study. No more than
$65,500 may be Subsidized and the aggregate loan limit for graduate and professional students includes subsidized loans
received for loan periods beginning before July 1, 2012, and prior subsidized loans received for undergraduate study. The
aggregate limits include both Direct Subsidized and Unsubsidized Loans and any subsidized and unsubsidized Stafford Loans
received through the Federal Family Education Loan (FFEL) Program.
• The actual loan amount you are eligible to receive for an academic year is determined by the school and may be less than
the maximum annual amounts shown above.
• With a Direct PLUS Loan, a graduate/professional student can borrow up to the cost of the student's attendance minus
other financial aid the student receives.
• Reference FSA Handbook @ http://ifap.ed.gov/fsahandbook/attachments/1516FSAHbkVol3Ch5.pdf
Revised: 10.29.15