e-Commerce Processes
Collaboration and Trading
Online Communities of
Interest
B2B e-Commerce Web
Portals
Dependence on InternetBased Trading Platforms
Electronic Payment
Processes
Electronic Payment Processes
Web Payment Processes
Electronic Funds Transfer (EFT)
Secure Electronic Payments
• Encrypt the Data Customer to Merchant
• Encrypt the Data Passing Between
Customer and Credit Authorizer
• Take Sensitive Information Offline
Electronic Payment
Processes
Customer
Merchant
Request
Client
Browser
•Verify Merchant
•Receive Order Info
•Receive Payment Info
•Confirm Order
Merchant’s
Web Server
Payment
Server
•Verify Customer
•Review Payment Info
•Authorize or Deny Payment
Online Third-Party
Computers with
Links to Multiple
Payment Systems
Credit Cards Bank Accounts Online Buying e-Bill Payment Electronic Cash
VISA
Debit Cards
Payflow Pro
CheckFree
BillPoint
MasterCard Online Banking 1 ClickCharge Paytrust
PayPal
Electronic Payment
Processes
Verisign Provides Security Plus…