Mata kuliah : M0204 - Konsep E-Business
Tahun
: 2010
E-payment systems
Pertemuan 19-20
Learning Objective
- understand the shift that are occurring
With regards to noncash and online system
- Discuss the player and process involved in
Using credit card online
- Describe the process and the parties involved
E-checking
- Describe payment method in B2B EC
The payment Revolution
Some crucial factor of e-payment
- independence
- interoperability
- security
- anonymity
- divisibility
Using Payment Cards Online
- Credits cards
- Charge cards
- Debit Cards
- The difference ?
Processing cards online
- own the payment software
- use a point of sale
- use POS operated by payment
service provider
Fraudulent Card Transaction
The key tools used in combating fraud were:
- Address Verification System
- Manual review
- Fraud screen
- Card Verification Number (CVN)
Smart Cards
Types of smart cards
- contact card
- contactless card
- smart card reader
- smart card operating system
Application of smart cards
- retail purchase
- transit fares
- e-identification
- health care
E-micropayment
- aggregation
- direct payment
- stored value
- subscription
- a la carte
Electronic bill presentment and payment
-Type of e-billing
- online banking
- biller direct
- bill consolidator
- Advantages of e-billing
B2B electronic payments
current B2B payments service
- current payment practise
- electronic payments
- Role of EDI
- integration of electronic payment
- barries to electronic payment
The sales tax issue
Company who providing type of software
- sales tax.com
- sales tax clearinghouse.com
Stored value cards :
A cards that has monetary value loaded
Onto it and that is usually rechargeable