January 2017
A NOTE FROM THE CEO
At Mainstreet, we know you and all of
our members want the best member
service experience possible. Your
standards are high, and they should be
–after all, you own the place. That’s why
we are so proud of our 96.9% member
satisfaction rating in our most recent
member survey.*
Feeling broke post-holiday?
A debt consolidation loan from Mainstreet can help you
piece together a financial plan for the New Year.
Low rates and fees will keep payments within any budget.
Online payment or auto pay make keeping track of payments easy and quick.
Our Debt Consolidation Calculator under Loan Calculators in our Resources menu at
mainstreecu.org can help you choose the right amount. Apply online 24/7, by calling
913.599.1010, or by visiting your nearest branch.
Chip cards cut down on fraud.
Members should still be vigilant online.
Mainstreet’s transition to chip-enabled credit and debit cards significantly decreased
fraud for members at the register, but what about online?
According to a study done by MasterCard®, 77% of consumers are worried about the
security of online transactions. You have options to keep you safer.
Mainstreet offers Bill Payer, free to members, via OnlineAccess or consider one of
these services.
Paypal: Establish a Paypal account and link it to your checking account, credit or debit
card. When shopping or paying bills online, enter your Paypal information. Merchants
won’t have direct access to your financial or personal data.
In order to keep pace with your needs
and expectations, Mainstreet needs to
grow with you. This past year, you may
have seen new faces in our branches and
heard new voices in our call center as we
added, promoted, and repositioned staff
to better serve you and our membership.
Change can be exciting because it
brings new opportunities, but I know
it can also be confusing – especially if
you no longer see your favorite Teller or
Member Service Representative at your
branch. That is why we’ve dedicated a
part of this newsletter to sharing the
details of our recent growth and changes
on Page 2.
As we enter 2017, all of us at Mainstreet
will continue to hold our member
service standards high. We will strive to
offer products and services that meet
your lending and savings needs. And,
we will work to help you make the
smartest financial choices for you and
your family. As your credit union, we take
the philosophy of People Helping People
very seriously – it’s at the core of what
we do, every single day.
Google Checkout: Use this site to store credit card numbers and shipping addresses for
easier checkout.
Happy New Year to you and yours,
John D. Beverlin
President/CEO
Bill Me Later: This site works on a pay later system. If you don’t have the cash on hand.
The site will run a credit check for verification purposes and you’ll receive a bill in the mail
or via e-mail that lists your expenses. Information courtesy of CU Insight.
*Raddon Financial Group – May 2015
Personnel Changes
Mainstreet Credit Union is dedicated to superior service. This is why
we’re excited to announce some new additions to our personnel, as
well as internal movements and promotions over the last quarter.
Please help us welcome:
Rebecca “Becca” Brink, MSR III/Loan Officer at Olathe Downtown
Angie Calhoun, Branch Manager, Wyandotte
Jennifer “Jenn” Cole, Part-time Teller, Bonner Springs
Christian Delg, Teller, Lawrence 23rd St. and the Merc
Valerie Hasty, Branch Manager, Olathe Downtown
Mason Lewis, MSR III, Mission
Suzanne “Suzie” Roucka, MSR III/Loan Officer at Olathe East
Jae Bea Stinnett, Teller II, Leavenworth
Sara Stults, Member Assistance Center Representative
Please help us congratulate the following staff members on
their internal movement and promotions:
Janet Bailey, Remote Branch MSR II at Shawnee Mission Medical Center to
Image Production Specialist at Lenexa
Doug Christy, MSR III/Loan Officer, relocation from Lenexa to Olathe East
Amy De LaFuente, MSR III/Loan Officer, relocation from Olathe East to
Lenexa
Kim Hodges, Mission MSR III/Loan Officer at Mission to Real Estate Loan
Processor/Closer/Funder at Lenexa
Don Krannawitter, MSR III/Loan Officer, relocation from Lenexa to Mission
Scott Langdon, MSR III at Lenexa to Shawnee Mission Medical Center
Universal Member Relations Representative
Natosha McHenry, Teller III to Member Assistance Center Representative II,
Lenexa
Investments Offered through CUSO Financial Services, L.P.
Why work
with only one
financial advisor?
Many members believe it’s in their best
interest to work with more than one
Financial Advisor…that it increases
diversification. They’ve heard that they
shouldn’t “have all their eggs in one
basket”. This is a misunderstanding of
diversification, and there’s a saying that
sums it up:
“There’s a difference between
having all your eggs in one basket,
and having all your chickens on
one farm.”
Jon Montgomery, Branch Manager, relocation from Olathe Downtown to
Lenexa
You WANT all your chickens on one farm.
Amanda Oxley, MSR III/Loan Officer, relocation from Mission to Lenexa
Having multiple “farms” makes your job
Marty Peterson, Branch Manager, relocation from Lenexa to Mission
as the egg collector more complicated.
Rubi Sarabia, Teller II at Lawrence 23rd St. and the Merc to Teller III at Lenexa
You can have plenty of diversification
Alex Sharp, Teller III at Olathe Downtown to MSR II at Lenexa
with multiple baskets, while working
Lisa Swinney, Graphic/Digital Media Designer to Marketing and Business
with just one Advisor. Pick an Advisor and
Development Manager, Lenexa
consolidate your accounts with the one you
Rebecca Williford, Staff Trainer to Training and Development Supervisor,
choose, but choose your Advisor well.
Mission
Michelle Worden, Call Center Representative III to Consumer Loan Processor,
Lenexa
Call 913-599-1010 to speak to one
of our financial advisors today!
We’re Growing!
Non-deposit investment products and services are offered through CUSO
To keep up with members’ needs, Mainstreet is searching for individuals to
and SEC Registered Investment Advisor. Products offered through CFS: are
fill various positions. To find a list of current vacancies, visit Indeed.com and
obligations of the Credit Union, and may involve investment including
search for “Mainstreet Credit Union.” Once you have done this, you will be
able to apply for any open position directly from Indeed.com.
Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/ SIPC)
not NCUA/NCUSIF or otherwise federally insured, are not guarantees or
possible loss of principal. Investment Representatives are registered through
CFS. Mainstreet Credit Union has contracted with CFS to make non-deposit
investment products and services available to Credit Union Members.
Mainstreet
in the Community
MAINSTREET
IN THE
COMMUNITY
Skip A Payment
and Help Local Children
Mainstreet’s Skip a Payment program gives you an opportunity to help local children and
Remodeled SMMC
Branch Now Open
their families. Now through January 31, 2017, you can skip one month’s loan payment*
Mainstreet Credit Union located in
their families. Stop by or call 913-599-1010 or 888-395-1010 to arrange your skip today. We
Shawnee Mission Medical Center has a new
appreciate your patronage and generosity, and the children do too!
location, a new look, AND new hours!
Located next to the Harvest Kitchen
cafeteria, the new location is now a full
service branch. You can visit the branch
Monday through Thursday from 8 a.m. to
4:30 p.m. or Friday from 7 a.m. to 3:30 p.m.
and give a voluntary donation to support the Children’s Miracle Network. A donation of
$10 or more is suggested. All donations from Skip a Payment stay within the Kansas City
area, funding programs at the KU Medical Center- Pediatrics to help heal children and
*Only one monthly loan payment per loan may be skipped through January 31, 2017. This will extend your contract for one month
and interest will continue to accrue. This offer excludes real estate secured loans. In order to skip a payment your loan must be
current and your accounts in good standing. Loan must be open for a minimum of 12 months. Other restrictions may apply.
Annual
Meeting
Date Set
Lenexa Community Center
13420 Oak St., Lenexa, KS 66215
6 p.m. – registration
6:30 p.m. – buffet dinner
Annual business meeting following
buffet dinner and door prizes.
Along with new hours, you will also see
a new face at the Med Center. Janet
Bailey, former remote branch MSR II at
SMMC, has moved to Lenexa as an Image
Production Specialist. Teller Cheryl Loyd
is still located at the SMMC and now
joined by Universal Member Relations
Representative Scott Langdon. Scott
formerly worked as an MSR III at our
Lenexa branch.
Reservations are required to attend.
Please RSVP by April 14, 2017, at 5 p.m.
to Mainstreet at 913-599-1010 or
888-395-1010.
Board of Director
Nominations
Members wanting to fill vacant Board
of Director positions may begin the
nomination process by filing a petition
with 500 member signatures.
For a complete list of procedures and
candidate biographies, visit our website
www.mainstreetcu.org.
shred days
Our next Shred Day is
Saturday, March 4th
Johnson County Government Offices
6000 Lamar Ave, Mission, KS 66202
In the parking lot west of the branch.
9 a.m. to 12 p.m. (or until trucks are full)
Upcoming Shred Days:
June 10, Lawrence
Sept. 9, Location TBD
Nov. 4, Location TBD
This service is provided FREE to you as a
Mainstreet member. All types of dry paper
accepted. Please make sure your shred
materials are clear of plastic, media tapes,
corrugated cardboard, electric cords,
electronics, lighters, and metal objects.
These items can cause serious injury to
volunteers.
Please note: Time and location are as of January
9, 2017 and subject to change. Please be sure to
check our website at www.mainstreetcu.org for
up-to-date information.
13001 W. 95th Street • Lenexa, KS 66215
inside
page 1 –Feeling broke post-holiday?
page 3 –Shawnee Mission Medical Center
Remodel
page 3 –Annual Meeting Date Set
page 3 –Shred Days
vital statistics
November 2016
Number of Members 60,655
Assets $409,455,309.77
Federally insured by NCUA
Money-saving travel apps
Traveling can be expensive and stressful. These apps can help take some of the hassle out of your
travels and save you money. Best of all, each app is FREE and available for iPhones or Androids.
Free Wi-Fi Finder – This app will help
you find free Wi-Fi access in more than
50 countries around the world.
OpenTable – Using this app, you can
make restaurant reservations at more
than 33,000 establishments worldwide
and also earn points which can later be
converted into gift cards.
Hopper – Downloading this app can
potentially save you 40% on your next
flight. Just enter your preferred itinerary
and wait to be notified. Hopper not
only uses data to determine the best
purchase times, but also gives you
predictions and recommendations on
cheaper dates to book your travel.
Roomer – If you’re looking for a hotel
room or need to unload a hotel room,
the Roomer app can help. If you need
to cancel a reservation, Roomer will list
your unwanted reservation for other
users to see and book. On the other
hand, if you’re looking for a discounted
hotel room, check Roomer for the best
deals.
Airbnb – Skip the hotels all together by
using Airbnb, a homestay network that
enables people to list or rent short-term
lodging in apartments, homes, condos,
etc. Homeowners set the pricing and
will sometimes be on the property
with visitors to offer extra travel perks
like tips on best local eateries or even
serving as a private tour guide.
Uber – Visiting a city and don’t want
the hassle of renting a car? Click on Uber
and have one come to you. Rates are
generally a bit cheaper than traditional
taxi fares, but it can depend on the city.
Beware of Uber surge pricing, which can
happen when Ubers are in high demand
around you.
GasBuddy – Have a rental car to fill up?
Driving to your vacation destination?
GasBuddy is a crowdsourced data app
on fuel prices nationwide. Use it to find
the best deal to refill in your area.
Citymapper – Use all forms of
public transportation with this app
as your guide. It alerts you to service
disruptions, the best station exit to
use, and counts calories burned. You
can also order an Uber directly from
Citymapper if public transportation isn’t
possible from your point A to point B.
Triposo – Use this app to enter your
destination, interests, and budget.
It will act as a virtual guide to local
entertainment and help you create a list
of things to do.
Information courtesy of CU Insight story 5 Money Saving
Travel Apps by Wendy Bignon. Additions from moneycrashers.
com and time.com/money.