Spring 2017 - SPIRE Credit Union

SPRING 2017
A Q UARTE R LY P U B LI CATI O N F O R M E M B E R S O F S P I R E C R E D IT U N I O N
RECORD
BREAKING!
Attendance reached 3,735 guests on February 18, 2017 for SPIRE’s 83rd
Annual Meeting and Member Appreciation Day. A new record for SPIRE!
We were able to give back in a BIG way at our
favorite event of the year! Over 160 SPIRE employees
and volunteers were on hand to showcase our
products and services, educate guests through
seminars and be available to answer questions.
“At SPIRE we strive to improve lives every day. If there is anything we
can do to help you, please let us know. I look forward to seeing you
next year at our Annual Meeting and Member Appreciation Day.”
—Dan Stoltz
Kid Reporter——Ryan Stoltz interviews Alana Nichols
SPIRE member and 6th grader at Eagle
Heights Spanish Immersion school in Eden
Prairie, Minnesota, Ryan Stoltz (no relation
to Dan Stoltz) scored an interview with
Paralympian Alana Nichols. A reporter
with Scholastic News Kids Press Corps
for three years, Ryan was most impressed
with Alana’s incredible determination. “She
is a great example of continuing to do
what you love, even if it’s difficult,” he said.
Ryan’s favorite quote from his interview
with Nichols is, “No matter what challenge
you are faced with, I think if you are
creative enough and you use your mind
and heart, you can really come up with a
solution to just about anything.”
myspire.com
Wise beyond
his years,
Ryan opened
a savings
account at
SPIRE after
receiving his
first paycheck
to start saving
Photo courtesy of the Scholastic
for college.
News Kids Press Corps
He hopes to
attend Brigham Young University to study
broadcast journalism.
After our business meeting, the amazing (and
record-breaking) Alana Nichols shared her story
with us. A true inspiration for anyone, Alana
overcame a spinal cord injury while performing a
backflip on her snowboard, leaving her paralyzed
at the age of 17. With her passion for sports and
living life to the fullest, Alana transitioned to adaptive
sports, becoming the first American female to
win gold medals in both the Summer and Winter
Paralympic Games. Alana stayed late signing
autographs, taking photographs, and sharing
her gold medals!
From all of us at SPIRE, to those of you who came,
thank you for sharing your Saturday with us. Thank
you for bringing food donations for Second Harvest
Heartland, which provided 1,385 meals. Thank you
for purchasing 1,000 candy bars to raise money for
Children’s Miracle Network. And most importantly,
thank you for being a SPIRE member.
Board of Directors
Tom Heinzen
Ron Glasgow
Lee Brucker
Carl Anderson
Tom Hirte
Lynn Kothe
Bob Oehrlein
Jim Taglia
Dan Stoltz
Supervisory
Committee
Greg Fouks
Cecilia Johnson
John Bergeson
Tina Blageo
Watch Ryan’s interview with Alana Nichols
at www.scholastic.com/kidspress
FEDERALLY INSURED BY NCUA
New look for myspire.com
Just a few weeks ago we launched a redesigned website
to enhance our online presence and improve the user
experience for you! The navigation of the site has been
updated to make it easier to find financial information, apply
for a loan or check out what’s new at SPIRE. Best of all, the
updated site is responsive! Meaning no matter what device
you are on—your computer, tablet, or phone—our site will
automatically format to fit your device.
The URL has NOT changed. You will still find us at
www.myspire.com.
Your Internet Banking experience will not change. Continue
to login as normal.
Get a $100 Cash Reward for
Every New Line
This new exclusive cash rewards
offer is our best one EVER! Now,
as a credit union member, you
can earn $100 for every line when you switch to Sprint®.
Here’s how it works:
•M
embers get a $100 cash reward for every new line when you
switch to Sprint.
•C
urrent Sprint customers will receive a $50 cash reward for every
line transferred into Sprint Credit Union Member Cash Rewards.
• P lus, get a $50 loyalty cash reward every year for every line.
Here’s how to sign up for Sprint cash rewards:
1. Become a Sprint customer.
2. R
egister at LoveMyCreditUnion.org/SprintRewards or in the
Love My Credit Union Rewards® app.
3. A
llow up to six to eight weeks to see cash rewards directly
deposited into your credit union account!
MAKE THE SWITCH TODAY AND
SAVE WITH SPRINT CREDIT UNION
MEMBER CASH REWARDS!
Blaine Branch
Eagan Branch
Elk River Branch
Maple Grove Branch
8700 University Ave NW • Blaine, MN 55448
1251 Town Centre Drive • Eagan, MN 55123
17035 Yale Court NW • Elk River, MN 55330
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Night Depository.
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Night Depository.
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Safe Deposit Boxes
Available. Night Depository.
9580 Blackoaks Lane N
Maple Grove, MN 55311
Coon Rapids Branch
Eden Prairie Branch
3380 Northdale Boulevard NW
Coon Rapids, MN 55448
8577 Columbine Rd • Eden Prairie, MN 55344
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Night Depository.
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Night Depository.
Isle Branch
390 Isle Street West • Isle, MN 56342
Coin Counter Available During Lobby Hours.
ATM located at the Cenex station just south
of Isle Street on Highway 47. Safe Deposit
Boxes Available. Night Depository.
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Night Depository.
Milaca Branch
400 3rd Avenue SW • Milaca, MN 56353
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Safe Deposit Boxes
Available. Night Depository.
Celebrate the St. Paul Saints
HomeAdvantage®:
AGENTS WHO REWARD Silver Season in a BIG WAY!
Finding a qualified real estate agent who has your best interests in mind can
make all the difference, which is why SPIRE offers members free access to the
HomeAdvantage® program and its network of real estate pros.
Take in a game!
SAINTS TICKET OFFER FOR
SPIRE MEMBERS
All agents in the network were handpicked by SPIRE based on experience and
expertise. When you buy or sell a home using one of these agents,
you qualify for HomeAdvantage Cash Rewards.* Cash
Rewards are equal to 20% of your agent’s commission,
saving you $100s to $1000s at closing. Our average
member saves $1,556 per transaction! Use
your agent to buy and sell, and
receive double the reward!
*The HomeAdvantage program is made available to you through a relationship between SPIRE and CU Realty
Services. Cash rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate
agent in the HomeAdvantage network. Home buyers or sellers are not eligible for the cash reward if they use an
agent outside this network. Using your credit union for a mortgage is not a requirement to earn a cash reward.
Cash reward amounts are dependent on the commissions paid to the agent. Your credit union may have specific
rules on how your reward will be paid out. Cash reward incentives are available in most states; however, are void
where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.
Home Buying
Seminars!
Cheer on our favorite minor league
team and get a great view of
SPIRE’s homerun porch!
$16 = 1 Outfield Reserve
Ticket + Saints Hat ($29 value)
Purchase discount tickets online at
saintsgroups.com
Password: 2017SPIRE
OPEN A SAINTS FREE CHECKING
ACCOUNT AT SPIRE!
You’ll receive:
• $100*
• Two tickets to a Saints Game
• Custom Saints Visa® Debit Card
• Free eStatements, BillPay & Direct Deposit
• Free ATMs at CHS Field (and at all SPIRE locations,
Kwik Trips plus CVS and Walgreens in Minnesota)
• 30,000 surcharge-free ATMs across the country
*Offer valid to persons with no prior checking relationship with SPIRE in the last 12 months. $100 minimum balance
required to open checking account. To qualify for $100 offer, accountholder must set up an Automatic Payment or
Direct Deposit and make a total of 6 SPIRE debit card transactions within 60 days. Account must remain open for
six months. $100 will be deposited to the checking account upon account opening. If all requirements of offer are
not met, SPIRE reserves the right to reclaim the $100. Account holder responsible for any applicable taxes. Limited
time offer valid 4.1.17 - 06.30.17. Subject to termination at any time. Other conditions and restrictions may apply.
Federally Insured by NCUA.
JOIN OUR MORTGAGE EXPERTS AND OUR
HOMEADVANTAGE® AGENT FOR AN INFORMATIVE
AND IMPACTFUL HOME BUYING CLASS.
SPIRE’s Refinance Guarantee!
We will BEAT your current
auto loan rate or we’ll give you
$
Thursday, April 6 @ 6-8 pm
SPIRE’s Maple Grove Branch
Thursday, April 20 @ 6-8 pm
SPIRE’s Mora Branch
Thursday, May 4 @ 6-8 pm
SPIRE’s Roseville Branch
SPACE IS LIMITED!
RSVP to [email protected]
OR 651.268.7725
50
*
lus,
Pno
auto loan payment
100
for up to
days.
*Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest
rate from another financial institution by at least 0.25% with a minimum interest rate floor of 1.75%
APR for loans at or above $10,000, or 2.25% APR for loans from $5,000 – $9,999.99. Promotional 0%
interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of
current interest rate at other financial institution to qualify. Loans subject to credit approval. Members
will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the
loan, beat the existing interest rate by at least 0.25% and approve the loan under the current structured
terms they currently reside under. Offer subject to change without notice. Other terms and conditions
may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes.
Minneapolis Branch
Ogilvie Branch
Princeton Branch
St. Paul Branch
3117 University Avenue SE
Minneapolis, MN 55414
200 West Highway 23 • Ogilvie, MN 56358
501 South 2nd Street • Princeton, MN 55371
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Night Depository.
Coin Counter Available During Lobby Hours.
24-Hour ATM. Safe Deposit Boxes Available.
Night Depository.
Cray Plaza
380 Jackson Street • Suite 279
St. Paul, MN 55101
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Night Depository.
Mora Branch
112 South Lake Street • Mora, MN 55051
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Safe Deposit Boxes
Available. Night Depository.
Pine City Branch
900 Main Street So • Pine City, MN 55063
Roseville Branch
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Safe Deposit Boxes
Available. Night Depository.
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Night Depository.
1880 Perimeter Drive • Roseville, MN 55113
Coin Counter Available During Lobby Hours.
24-Hour ATM. Night Depository.
Woodbury Branch
195 Radio Drive • Woodbury, MN 55125
Coin Counter Available During Lobby Hours.
24-Hour Drive-Up ATM. Night Depository.
SPIRE Awarded Second Place
Nationally for Social Responsibility
SPIRE has been honored with the second place
2016 National Dora Maxwell Social Responsibility
Community Service Award. The award sponsored
by Credit Union National Association (CUNA),
recognizes credit unions for the activities they
coordinate that benefit their community or a
specific charity.
How do you envision your retirement?
Maintaining your current lifestyle?
Not outliving your retirement savings?
New hobby or sport?
Leaving a legacy?
Travel?
SPIRE’s social responsibility efforts originate with
its Give Back Team that supports local branch
Dan Stoltz accepts the communities. SPIRE employees are passionate
National Dora Maxwell
about building a better world, one person at
Award in Washington,
D.C.
a time, by reaching out to those who may not
otherwise have help. In one year, this collaborative effort resulted in
each of SPIRE’s 200 employees participating in over 120 events and
activities, 2,850 employee hours, $26,000 given back, and countless
lives changed.
“We are absolutely humbled to be recognized on the national level,”
said Dan Stoltz, SPIRE President/CEO, “Our employees work so hard
to give back to their communities and to see them acknowledged at
this level makes me so proud to work with each and every one of them!”
Whatever stage of retirement planning you are at,
let us help you get your retirement picture into focus.
Call 651.641.2298 to make an appointment.
SPIRE in the Community
Thursday, June 8 • Rum River Days Parade • Princeton
Saturday, June 10 • SPIRE Night • Ogilvie Raceway
June 23-June 25 • Back to the 50’s • State Fair Grounds
Monday, June 26 • Rose Parade • Roseville
Steve Carlson, CFP®
651.641.2174
[email protected]
Blaine, Coon Rapids
& Elk River
Ryan Finc
320.679.8118
[email protected]
Isle, Milaca, Mora, Ogilvie,
Pine City & Princeton
Retirement & Investment Services
Wendy Miletich, CRPC®
651.641.2378
[email protected]
Eagan, Minneapolis,
St. Paul & Woodbury
Donald Sundt
651.641.2192
[email protected]
Eden Prairie, Maple Grove
& Roseville
Investment and insurance products and services are offered
through INFINEX INVESTMENTS, INC. Member FINRA/SIPC.
Spire Retirement & Investment Services is a trade name of Spire
Credit Union. Infinex and Spire Credit Union are not affiliated.
Products and services made available through Infinex are not
insured by the NCUA or any other agency of the United States
and are not deposits or obligations of nor guaranteed or insured
by any credit union or credit union affiliate. These products are
subject to investment risk, including the possible loss of value.
Shred Day
CLEAN OUT YOUR PERSONAL
FILES AND SECURELY SHRED
OUTDATED PAPERWORK!
Saturday, May 20
9 am -12 pm
EDEN PRAIRIE BRANCH
COON RAPIDS BRANCH
All SPIRE locations will be closed the following holidays | Memorial Day • Monday, May 29 | Independence Day • Tuesday, July 4
MHZ425
How to Reach SPIRE
ONLINE METRO TOLL FREE myspire.com
651.215.3500
888.34.SPIRE
FIND US ON
CONTACT CENTER HOURS
Monday—Thursday
Friday
Saturday
SPIRE Credit Union is an Equal Employment Opportunity/Affirmative Action Employer.
8:00 a.m.—5:00 p.m.
8:00 a.m.—6:00 p.m.
8:30 a.m.—12:00 p.m.