Summer 2017
We make going
BEAT the
summertime heat
with a cool auto
loan* from First
Reliance FCU!
Is your old car’s A/C on the brink?
Don’t sweat it out any longer. Beat the
summertime heat with our low rate
auto loan* today! We have the cool
terms and even cooler rates you need
to get your next new or used vehicle…
with an icy cold A/C!
We offer:
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Low rates for new, used and
refinanced auto loans
Quick and easy online loan
application process
n Financing
up to 100% for well
qualified borrowers*
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as easy as A-B-C with
our back to school loan*!
Let’s’ face it. Back to school shopping can be expensive. Books, notebooks, pencils,
paper, clothes, computers, computer accessories…the list is endless. But we can
help get all that you need and more with a low interest loan*!
$4500
Terms up to 48 months
Rates as low as 7.9% APR**
n Borrow up to
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Get a back to school loan today so you can finish your school shopping early and be
ready to hit the books in the fall! Visit www.firstreliancefcu.org to apply.
* All loans subject to approval.
** Annual Percentage Rate.
Terms from 36 - 72 months
And you can get pre-approved so you
know how much you can spend on a
car before you start shopping.
Beat the summer heat today
with a cool loan by visiting
www.firstreliancefcu.org!
Access your accounts around the clock
and around the world!
Whether you are enjoying a long excursion abroad, soaking up the rays
beachside in the Keys, or making the most of a summer staycation, you can keep
in touch with your funds around the clock with our convenient access options:
Easy Ways to Access
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*All loans subject to credit approval.
Mobile Banking
Online Banking www.firstreliancefcu.org
Audio Response 706.613.5090
ATM Access
Easy Ways to Pay
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MASTERCARD® Credit Card
VISA® Debit Card
We’re always here when you need us, no matter how far you
go. Visit www.firstreliancefcu.org for more information on
any of our remote access services.
It’s here, it’s here…
Georgia’s Sales Tax Holiday weekend is July 29th – 30th!
Mark your calendar for Georgia’s 2017 sales tax holiday. This year if you shop
July 29 – July 30, you can save big on back to school items including:
n Clothing and Footwear < $100: Clothing and footwear, no sales tax unless item is
over $100. n Computers and Computer related items < $1000: Computers, computer components,
and prewritten computer software purchased for noncommercial home or
personal use with a price $1,000 or less. n School supplies < $20: School supplies, school art supplies,
school computer supplies, and school instructional materials
purchased for noncommercial use costing $20 or less.
Don’t miss out on this quick and easy way to save big on your back
to school shopping. And don’t forget, we also have a low rate
back to school loan* that can provide the funds you need to make
the discounted purchases you want. Get pre-approved today at
www.firstreliancefcu.org and be ready for the tax free
weekend.
*All loans subject to credit approval.
Don’t fall victim to an imposter scam!
Imposter scams are on the rise according to the Federal Trade Commission’s (FTC)
latest report. For the first time, imposter scams surpassed identity theft as the second
most common category of consumer complaints. Although the scams come in many
varieties, they tend to involve a scammer phoning a consumer pretending to be
someone trustworthy, such as a government official, to convince a consumer to send
money. To help battle this growing issue, the FTC has noted the following prevention
tips for consumers:
1.
2.
3.
4.
5.
www.firstreliancefcu.org
P. O. Box 80505
Athens, Georgia 30608
Main Office: (706) 613-1644
Fax: (706) 613-1950
Fast Track: (706) 613-5090
Toll Free: (866) 613-1644
Office Hours
Monday, Tuesday and Thursday
8:30 a.m. - 5:00 p.m.
Wednesday
10:00 a.m. - 4:30 p.m.
Friday
7:30 a.m. - 6:00 p.m.
Board of Directors
David Dowell, Chairman
Dewey Baker, Vice Chairman
Kim Turk, Secretary
Linda Cape, Treasurer
Sherrie Moon, Compliance Officer
Brenda See, Collection Officer
Bobby Eubanks, Security Officer
Credit Union Staff
Dina W. Thomas, CEO/Manager
Pamela C. Porter, Loan Officer
Merre Price, Operations Coordinator
Willie Johnson, Teller
Christy Cade, Teller
Federally insured by NCUA
Don’t wire money. Scammers encourage consumers to wire money or
send prepaid debit cards because it’s like sending cash and once it’s gone,
it cannot be traced.
Don’t pay for a prize. If you enter a legitimate sweepstakes, you don’t
have to pay insurance, taxes or shipping charges to collect your prize. If
you have to pay, it is not a prize. And if you didn’t enter a sweepstakes or
lottery, then you can’t have won.
Don’t give out personal information. Never give out sensitive
information including your bank account, credit card or SSN unless you
know who you are dealing with and you initiated the call.
Don’t trust a name or number. Criminals use official sounding names
to gain trust. It is illegal for any promoter to lie about an affiliation
with, or endorsement by, a government agency or other well-known
organization. No legitimate government official will ask you to send
money to collect a prize, fix your computer or the like.
Put your number on the National Do Not Call Registry at
donotcall.gov. Most legitimate sales people generally honor the list, but
scammers ignore it. Putting your number on the list helps to ‘screen’ your
calls for legitimacy and reduce the number of telemarketing calls you get.
If you do get a call from a government imposter, file a complaint at ftc.gov/complaint
and include the date and time of call; name of the agency the imposter used; what
they tell you including the amount of money and payment method they requested;
phone number of the call and any other details of the call. This information can help
law enforcement to track the information and identify the callers.
Find more information at www.consumer.ftc.gov.
Holiday Closings
Independence Day
Tuesday, July 4th
Labor Day
Monday, September 4th