Y ou r Credit U nion Tu rn s 50
KSC Federal Credit Union is happy to
celebrate its 50th Anniversary this year.
We have been providing safe, secure,
and personal service to members for a
long time.
KSCFCU will be celebrating this
golden anniversary throughout all of
2013. Each month will showcase a different branch and will feature new activities
every week.
The month of
April will showcase
the Port St. John
branch, with activities every Friday.
One of the activities
to watch for is Kids
Day, which at Port
St. John will occur
on April 19th, from Noon to 4 p.m.
In May the featured branch will be
Merritt Island, and Kids Day will fall on
May 24th, from Noon to 4 p.m. Both
locations will have games, cookies,
drinks, and balloons for kids, so ask your
parents to bring you to your credit union
on Kids Day!
Notice of Mailing
For auditing purposes you may receive a letter from Hutto & Carver, P.A. If
you receive this letter please follow the
instructions and confirm your account
balance(s). This is a legitimate mailing
and your information will not be shared.
Ju st Fo r L a u g h s
Q.
A.
Q. What has a hundred heads and a
hundred tails?
A. One hundred pennies!
Q. Where can you always find money?
A. In the dictionary!
What did the duck say after he went
shopping?
Put it on my bill!
Y ouths Become Savings Sleuths This April
What kid wouldn’t
want to throw on a trench
coat, dust off an old
magnifying glass and
slap on a play mustache
to become a detective for
a day? Children everywhere are intrigued by
the thrill of mysteries and
the detectives that solve
them. Little do these kids
know they also have the
ability to tap into detective
mode by investigating
ways to save and becoming a credit union savings
sleuth during the month of April at the credit union.
Introducing children to their inner savings sleuth will help lead them down the path
of saving. Visit KSC Federal Credit Union during the week of April 21-27 and help us
celebrate National Credit Union Youth Week™. This year’s theme, “Savings Sleuth,
Solve the Mystery,™” shows youth and teens how KSCFCU can help them use their
own instincts and credit union resources to meet financial goals.
Whatever young sleuths are saving for, we at KSCFCU can give them the clues
they need to investigate ways to save. Through a series of activities, the young savings
sleuths in your life will uncover the mystery of saving.
So stop by and get in on the action at our Youth Week events. When you make a
deposit into your KSCFCU account during Youth Week, you’ll get an entry into a drawing for a Kindle.
Bring your young savings sleuths into KSCFCU, and choose from the many “gadgets” we offer to unravel the mystery of saving. KSCFCU membership is open to all of
your family members who live, work, or worship in Brevard or Volusia County. Celebrate
National Credit Union Youth Week, and be a “Savings Sleuth”.
K SC F CU Con g rat u l at e s “A Po sitive Fut u re” Wi n n e r
In an effort to reward our local students
who “make the grade” and encourage
students to do well, KSCFCU presented
student members with an opportunity to
show us their “A’s”, and enter to win.
One winner was drawn from submitted
entries. Emily O. from Edgewood Jr./Sr.
High School in Merritt Island won a Kindle.
Congratulations to our winner, and
great job to all who entered from getting
terrific grades! Keep working hard and enter again in June for our second semester
“A Positive Future” drawing.
Stephanie Baker of KSCFCU and member
Emily O. display Emily’s prize for getting good
grades, a Kindle.
Grow Y ou r Own Herb Ga rden!
Su pplies n eeded:
 Clay planter pots & saucers (can be found at
home supply stores)
 Acrylic craft paint
 Paintbrushes
 Newspaper
 Potting soil
 Herb seeds, such as parsley, basil, mint, or
cilantro
Write the name of each herb on a
 Popsicle sticks
popsicle stick, and insert the stick into the
 Permanent marker
correct decorated pot so you can remember what you planted. Place the pots on
Spread out the
a sunny windowsill. Water them when the
newspaper on
soil feels dry to the touch.
a work surface.
Using the acrylic
paint and brushes,
decorate the
outside of the clay
pots and saucers.
They can be as
bright and colorful as you want! Let the
painted pots dry thoroughly.
4.
1.
2. Fill the deco-
rated pots with
potting soil. If you
like, a thin layer of
small pebbles in
the bottom, before
adding the soil,
helps with drainage. Add the soil to the ring formed by the
pot rim.
3.
Carefully
plant the herb
seeds, after
reading the directions on the
packages. Herb
seeds are often
very tiny and do
not need to be
planted deeply. Plant one kind of herb in
each decorated clay pot. Water the pots
and soil carefully.
D i v i d e n d s Est a b lil i s h e d
Month Ending March 31, 2013
Savings:
Rate
APY*
$25.00 - $199.99 (minor accts)
$200 - $2,499.99
$2,500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and up
Checking
.10%
.10%
.15%
.20%
.25%
.35%
.40%
.10%
.10%
.10%
.15%
.20%
.25%
.35%
.40%
.10%
*”APY” as used above means “annual percentage yield”. Contact a Credit Union employee for further information
about applicable fees and terms.
Dividends will be compounded monthly, and dividend rates may change monthly. Please see www.kscfcu.org, call
321-455-9400 or 1-800-662-5257, or inquire at your local branch for current rates.
5. Check your herb garden regularly. In
about a week, you will likely begin getting
small shoots as the seeds grow. In a little
while, you’ll have fresh herbs to use, and
a pretty, decorated herb garden you grew
yourself.
“B” Is For Beginning A Budget
A budget is a plan. Begin your budget
with pencil and paper. Draw a line down
the center of a page. On the left, write
down money you get regularly - from an
allowance or from doing extra chores.
On the right, write
what you spend and
what it is for. Do this
for a couple of weeks.
Then on another
page, start grouping
your expenses (your purchases and
how much you spent) into categories.
Some examples of categories are food
and drink, events, toys and games,
clothes and so on. Now do your math.
Add up the items in each category. Did
you spend too much or about the right
amount? Should you be adding to your
savings to buy things in the future?
Now take a third piece of paper.
Draw a line down the center. Put your
income on the left. Put your expense
categories, plus “savings,” on the right.
Now write down how much of your
income should be spent on each. This is
your budget. It’s a plan on how to spend
and save your money instead of doing
it randomly. Make sure you deposit your
savings into KSCFCU, and get the most
for your money with a budget.
April 22 Is Ea rth Da y
Earth Day is a special day for all of us to celebrate the Earth
and all it gives us. The first celebrated Earth Day was on April 22,
1970 and more than 20 million Americans participated in the first
Earth Day celebration. Here are a few Earth Day fun facts:
 Earth Day was founded by Senator Gaylord Nelson, from Wisconsin, and the day is credited for creating the environmentalism movement.
 It is held on April 22 because that is considered the first day of spring in the Northern Hemisphere and the first day of fall in the Southern Hemisphere.
 Earth Day is now celebrated every year by more than a billion people in 180 nations around the world.
 Only 11 percent of the Earth’s surface is used to grow food.
 Recycling is very important. If every newspaper was recycled, we could save
about 250,000,000 trees each year. In America only about 27% of all newspapers
are actually recycled.
 Over 20,000 Hershey’s Kisses are wrapped each day, using 133 square miles of
tinfoil. This tinfoil is recyclable.
 Recycling one aluminum can saves enough energy to watch a TV for 3 hours.
You and your family can help the Earth in many ways by recycling your plastic,
glass, aluminum cans, paper, etc. It may not seem like a lot, but when everyone recycles, it can add up to a lot. Make Earth Day every day - every one should do their
part, no matter how small.
www.kscfcu.org
THIS CREDIT UNION IS
FEDERALLY INSURED BY THE
NATIONAL CREDIT UNION
ADMINISTRATION
KSC Federal Credit Union
300 S. Plumosa Street
Merritt Island, FL 32952
321-455-9400 (inside Brevard)
800-662-5257 (outside Brevard)