Consumer Math Course Summary
Department: Math
Semester 1
Learning Objective #1
Performing Calculations Without a Calculator
Target(s) to Meet Learning Objective #1
 Target 1: Add/Subtract/Divide/Multiply Whole Numbers Without Calculator.
 Target 2: Convert fractions to decimals and vice-versa.
 Target 3: Find percentages and convert decimals to percentages.
 Target 4: Compute the mean, median and mode of a data set.
Timeline
2 weeks
Learning Objective #2
Estimation and Performing Calculation With A Calculator
Target(s) to Meet Learning Objective #2
 Target 1: Use calculators to perform number operations.
 Target 2: Round and estimate numbers using addition/subtraction/division/multiplication.
Timeline
2 weeks
Learning Objective #3
Employment
Target(s) to Meet Learning Objective #3
 Target 1: Calculate hourly, salaried, overtime and commissioned wages.
 Target 2: Be able to read and understand deductions from paystubs.
 Target 3: Use available resources to find potential employment.
 Target 4: Write a resume.
 Target 5: Understand the interview process by engaging in mock interviews.
Timeline
2 weeks
© Liberty High School 2011
Learning Objective #4
Recreation and Sports
Target(s) to Meet Learning Objective #4
 Target 1: Calculate the cost of entertainment, hobbies, playing sports and joining clubs.
 Target 2: Interpret a remainder.
Timeline
2 weeks
Learning Objective #5
Checking and Saving Accounts
Target(s) to Meet Learning Objective #5
 Target 1: Understand how to write a check and how to balance a checking account.
 Target 2: Research different savings accounts and choose one the best fits the student’s needs.
 Target 3: Calculate interest and understand its benefits.
Timeline
3 weeks
Learning Objective #6
Credit and Loans
Target(s) to Meet Learning Objective #6
 Target 1: Identify pros and cons of credit cards.
 Target 2: Calculate finance charges from credit cards.
 Target 3: Calculating the cost of a loan.
 Target 4: Use installment buying to calculate finance charges.
Timeline
3 weeks
© Liberty High School 2011
Semester 2
Learning Objective #1
Cars
Target(s) to Meet Learning Objective #1
 Target 1: Identify the pros and cons of buying (new or used), renting or leasing a car.
 Target 2: Calculate the finance charges of buying or leasing a car.
 Target 3: Research cars and determine important features when buying a car.
 Target 4: Calculate auto insurance based on different demographics.
Timeline
2 weeks
Learning Objective #2
Travel
Target(s) to Meet Learning Objective #2
 Target 1: Estimate distance, travel time and travel costs.
 Target 2: Navigate by using maps including bus and subway routes.
 Target 3: Use the internet to plan a trip.
 Target 4: Determine the cost of a trip while using exchange rates and budgeting the appropriate
amount.
Timeline
2 weeks
Learning Objective #3
Taxes
Target(s) to Meet Learning Objective #3
 Target 1: Learn how to report income.
 Target 2: Understand and list tax deductions.
 Target 3: Calculate federal, state and city taxes.
 Target 4: Understand available internet and computer resources that calculate taxes.
Timeline
2 weeks
© Liberty High School 2011
Learning Objective #4
Housing
Target(s) to Meet Learning Objective #4
 Target 1: Calculate costs to rent an apartment.
 Target 2: Calculate cost, including secondary costs (utilities, insurance), to buy a house or a condo.
 Target 3: Understand and calculate mortgage costs.
 Target 4: Real estate taxes.
Timeline
2 weeks
Learning Objective #5
Personal Finance
Target(s) to Meet Learning Objective #5
 Target 1: Understand inflation and how it affects purchasing power.
 Target 2: Make a budget using fixed and variable expenses.
 Target 3: Determining the cost of a family.
Timeline
2 weeks
Learning Objective #6
Investments
Target(s) to Meet Learning Objective #6
 Target 1: Understanding pros and cons (risks and rewards) of different investments including
bonds, CDs, stocks, and mutual funds.
 Target 2: Calculate return on bonds, CDs, stocks, and mutual funds.
 Target 3: Participate in an stocks project.
Timeline
2 weeks
Learning Objective #7
Probability
Target(s) to Meet Learning Objective #7
 Target 1: Use probability to determine the outcome of an event.
 Target 2: Understand the difference between independent and dependent events.
 Target 3: Make predictions using probability.
Timeline
2 weeks
© Liberty High School 2011