May / June 2015
IZINDABA
Clientèle Life is an authorised Financial Services Provider
IFAs
Over
C
become Clientèle Limited shareholders
lientèle launched a competition
allowing all IFAs to participate
in a Share Appreciation Rights
Scheme, called Khula Nathi in March
2012. This scheme provides qualifying
IFAs the opportunity to acquire
ordinary shares in Clientèle Limited
and in April 2015 well over 100 IFAs
were awarded with a total of almost
11 million Bonus Rights which converts
to around R100 million in potential
share value. The qualifying IFAs can
choose to exercise their Bonus Rights
or keep to exercise later.
“It is with great excitement that we award
the qualifiers. Since the scheme launched
in 2012, the qualifying IFAs have invested
their time and hard work and as such,
will see value in their investment. We are
also extremely proud to be in a position
to contribute so substantially to the South
African economy through life-changing
reward systems,” says Group Managing
Director, Basil Reekie.
Qualifying IFAs not only have the
opportunity to become Clientèle Limited
shareholders but are an example to the
rest of the network of what hard work can
really do despite your circumstances. “Khula
Nathi was designed to empower our IFAs.
An opportunity of this magnitude only
comes once in a lifetime, if at all. Well done
to all those who were determined enough
to not let it slip away. You have achieved
what many can only dream of achieving,”
says Marketing Director, Mthunzi Mbali.
Congratulations to the qualifiers listed on
the back page of Izindaba. More Bonus
Rights will be awarded later on in the year
to those who meet the qualifying criteria.
By Louwella Moeti
Izindaba caught up with some of the Khula Nathi qualifiers and this is what they had to say:
Sanele Gumede:
“The company’s commitment to expand
growth through unique service offerings
and industry specialisation is a tribute to us
as IFAs. It gives me a great sense of pride
thinking about all of the experiences I have
had over the years as an IFA (being able to
build my dream house, paying lobola for my
girlfriend and buying a car), and am eager
to continue growing my IFA business.”
Louis Barnard:
“My wife and I have never doubted the
power of IFA, when we received the news
to inform us of our Clientèle shares, we
knew we made the right decision by joining
and investing in this business. The Khula
Nathi share appreciation rights scheme was
something really exciting for us and this
should serve as proof that IFA takes care of
its people and rewards hard work.”
Elsie Gumede:
“I was so excited when I received a
letter from Clientèle informing me that
I’ve qualified to become a Clientèle
Shareholder. IFA is really doing amazing
things for us, who would have thought
that one day I would become a shareholder.
These shares will guarantee that my family
is well taken care of.”
By Amanda Hlahleni
IFA Izindaba • May/June 2015
1
Going for gold with Midyear bonuses
and goal gettas league!
We are almost half way through the year and as such we are excited to usher in the next part of the
year with new bonuses and a competition to help you take your business to the next level. These will
apply for a period of three months, for payment dates 20 August 2015 until 20 October 2015 (inclusive).
T
F
he first time two or more new
paying Key Appointments
on Level 1 pay their first
premium and business fee in
the same IFA earnings period, the
introducer will receive a once-off GET
WITH
EARN AND
GET3
get4
bonus per paid policy. The higher the number of
2 new
NOW YOU
C
INTRODU AN
CER
BONUs
payment
dates
20 August 2015 up
until and including 20
October 2015, a Now You Can
(NYC) Introducer Bonus will be paid
to reward introducer’s for the number
bonuses!
paying Key Appointments introduced, the higher the
or
of NYC on Level 1 of their downline. A
NYC bonus earner is considered as anyone that
bonus amount per paid policy.
earns a month one NYC Bonus. If a minimum of 2 NYC
bonus earners are created on an Introducers Level 1 in the
Exciting News! We have added a Get3 and Get4 category
same IFA earnings period, the introducer will earn a once-
to the Get2, 5 and 10 bonus which will be paid on all paid
off R500 bonus. A further R250 will be paid for every
Key Appointments for months 1 to 3. Now you will be
NYC bonus earner created in the same earnings period.
rewarded for every bit of work you do, so introduce more people
This is what an introducer could potentially earn:
to push your business to the next level.
Bonus
Number of Key
Appointments
Bonus Amount per Key Appointment*
GET2
2
R60
GET3
3
R80
GET4
4
R100
GET5
5-9
R120
GET10
10 or more
R180
2 x Now You Can = R500
3 x Now You Can = R750
4 x Now You Can = R1,000
5 x Now You Can = R1,250
Please note that this is not limited to 5 key appointments.
*Applies to first, second and third payments in the same earnings period only.
The same rules as Get2, 5 and 10 apply, refer to the
IFA Rules Manual 2015-2016.
Are you a goal-getta?
Cash Prizes for:
Register your team by 30 June 2015.
1
No late entries will be accepted.
2
3
4
All applications captured from 17 June 2015 to 31 December
2015 count as ‘shots at goals’.
Each first premium paid on these policies counts as 1 goal.
Closing dates for goals:
Provincial goals – first premiums paid by 5 January 2016
National goals – first premiums paid by 25 January 2016
2
IFA Izindaba • May/June 2015
Top 3 Provincial Teams
Top 3 National Teams
Best National Conversion Team
Top National Striker
Please refer to the Goal-Gettas rules on the team registration
form and on www.ifa.co.za.
Terms and conditions apply.
w ter
A
Giving hope and
to Kgautshwane Village
ccording to the World Health Organisation,
approximately 1.1 billion people around the world do
not have access to safe drinking water in 2015. Until
recently, the people of Kgautshwane Village, Limpopo, were
counted among this number.
With the official handover of a water source to Kgautshwane
Village on 22 April 2015 in the form of a manual water pump
this will soon become a distant memory. This project was made
possible by Clientèle’s employees through its corporate social
investment project ‘Employee Giving Campaign’. For the past
five years, Clientèle’s employees have voluntarily consented to
a monthly salary deduction for a period of six months in a year;
the amount is then matched by the company. The programme
further allowed employees to nominate charities they wished
to see benefit from the accumulated proceeds. After extensive
research, Kgautshwane Village was identified as a potential
beneficiary as it was undergoing a major water crisis at the time.
“We are incredibly grateful for what Clientèle has done for
us. The residents in my area previously had to walk an average
of 10km a day just to draw water from the village well,” says
Clara Masinga, Kgautshwane Community Liaison Officer.
Following exhaustive consultation with community leaders, the
project was given the go ahead and a site for the construction
of the water pump was identified. On 29 October 2014, drilling
finally began and after going through many water safety tests,
the water was deemed safe to drink.
“This has been such an exciting and emotional experience
and seeing how Clientèle has actually made a difference in
this community has been incredibly humbling,” says Emily
Molakeng, Senior Corporate Social Investment Officer, Clientèle.
Clientèle has committed to ensuring that the water pump is
kept in good working condition so that residents will continue
to benefit from it. Here is to many more years of making a
sustainable difference in Kgautshwane Village and beyond!
By Christopher Bompas
Introducing Mpumalanga’s New RBM
C
ongratulations to Sunnyboy Maseko who is the latest
addition to the Mpumalanga Regional Business
Management Team, however he is no stranger to IFA.
Maseko brings to the table his wealth of experience which he
has gained throughout the IFA division over the last ten years.
He has a go getta attitude and a passion to help all succeed.
“A prosperous business is not made overnight. Instead, it
requires consistency and a committed effort to succeed –
which means that you’ve got to find a way to maintain your
passion over the long run, so don’t stop until you are proud,”
- Sunnyboy Maseko
By Antony Shabangu
IFA Izindaba • May/June 2015
3
IFA Events to boost
your IFA Business
IFA has been a hive of
activity during April and
May with the Quarterly
GO-GETTA Rallies,
Forum Roadshows and
GO-GETTA Wednesday
Business Presentations.
L
ots of cash prizes and giveaways were
shared amongst top performing IFAs at
the GO-GETTA Rallies held nationally over
April and May. IFAs came out in their numbers to
attend the quarterly event aimed at rewarding and
recognising the top-performing IFAs so far.
Among the cash prize winners were:
R2,500 Quarterly Go-Gettas Front Runners Quarter 1 Top IFAs Per Province
Name
Province
Monde Qotywa
Gauteng
Siyabulela Tyabazayo
Eastern Cape
Thulebona Mbhele
KwaZulu-Natal
Danae Schoeman
Western Cape
GET2 Bonus Lucky Draw R1,000 Winners
4
Name
Province
Helen Selahle
Gauteng
Dederick Pleasure Nape
North West
Busisiwe Ntwaba
Free state
Molamoli Jonase
Western Cape
TJ Ripinga
Mpumalanga
Lonwabo Fololo
Eastern Cape
DM Monare
KwaZulu-Natal
Lethiba Alfred Masegare
Limpopo
IFA Izindaba • May/June 2015
T
Congratulations
to all the winners
at the GO-GETTA
Rallies!
he enthusiasm and commitment shown for the GO-GETTA Rallies, Forum
Roadshows and the on-going GO-GETTA Wednesday Business Presentations
has been phenomenal. Both the Forum Roadshows and the on-going GO-GETTA
Wednesday Business presentations have been very well received and created a lot of
excitement throughout the country. Be on the lookout for additional opportunities to
attend more of these events.
By Mathapelo Mabaso
IFA Izindaba • May/June 2015
5
Know Your Fellow IFAs
A
s a network there is a lot we don’t know about one
another – some of us run our IFA businesses full
time, whilst others find a balance between full time
employment and their IFA business, some have families whilst
others don’t, some are professional sportsman whilst others
Jakes Phatlane (Club 1375)
are models… Who are our business partners and what drives
them? We spoke to a few IFAs who are currently making waves
within the network to find out a little more about who they really
are, here is what they had to say…
Q What do you do when you are not driving your IFA
business?
A I spend a lot of time on my IFA business and when I do get some
free time, I love spending it with my family.
Q How do you inspire and encourage others?
A I inspire others through my own personal IFA journey. I try to
encourage people to be strong and NEVER give up!
Q What inspires you?
A Seeing the bigger picture and never losing sight of this, with this
comes great rewards.
Q Explain IFA in just a few words
A IFA changes lives for the better!
Q What is your biggest dream?
A To help as many people as I can, change their lives from nothing
to something.
Sibusiso Xulu (Club 1000)
Q What do you do when you are not driving your IFA
business?
A When I take some time out, I enjoy reading a good book or
watching a movie.
Q How do you inspire and encourage others?
A I try to lead by example and encourage hard work, which in turn
leads to success.
Q What inspires you?
A Working hard in order to reap the rewards.
Q Explain IFA in just a few words
A It’s everything one could ever wish for.
Q What is your biggest dream?
A To become an IFA Forum member.
Mzingisi Gxasheka (Club 250)
Q What do you do when you are not driving your IFA
business?
A I work full time for the SAPS which keeps me busy.
Q How do you inspire and encourage others?
A I support them and motivate them at all times, in all that they do.
Q What inspires you?
A Changing other people’s lives – I believe in being a role model in
my community.
Q Explain IFA in just a few words
A It is a life changing opportunity.
Q What is your biggest dream?
A To be successful in everything I do, while being an example to
others at all times.
By Carmen Steynberg
6
IFA Izindaba • May/June 2015
What is GSD?
Y
ou’ve seen the Government
by deducting the policy premium and
it is important to sign up quality people who
Application Form in the Starter
business fee directly from the IFA’s salary.
are able to afford their monthly premiums.
at Presentations, but you may still be
We all know someone who works in
It is critical to complete the GSD application
wondering “what is GSD?” and “how
government. It could be your child’s
form correctly! Here is an example below
does it affect my business?”
teacher, the nurse at the local clinic or the
to assist you with filling in the form. If you
policeman you bump into at the shopping
are unsure of anything please ask an IFA
IFA remains committed to making a
centre. It’s simple, sign up a government
Presenter for assistance.
difference in your life and Government
employee and encourage them to invite
Salary Deductions (GSD) are another way to
their colleagues, and you’ll soon see the
All the best IFAs!
assist you to create a sustainable business
difference in your unmets. Remember that
By Itumeleng Mmutle
Manuals and heard the term
Premium must be
completed with the
correct amount
All Government
Departments
excluding Defence
and Social services
Department of
Defence
Social Services
Government
Department must be
completed
Employee code must
be completed
Ensure that the
Payer and Insured
Life have signed.
Effective Date must
be completed with the
date the application
was signed
The New and Improved Self-Service Platforms
O
n 1 April 2015, IFA launched
“The new system is great! It enables me
improved self-service platforms
to access my statements easily; it is much
on the IFA website, mobisite as
well as a new USSD number *120*337#
*120*337#
quicker and convenient for me,” says Sipho
Mpofu – IFA Chairman’s Forum Member.
(std rates apply). These platforms will
replace the current Buzz app and USSD
You need your ID number and will be
number and are meant to make running
required to select a four digit pin in order
your business as an IFA much easier and
to register on any of these self-service
more efficient.
platforms. Once registered, you will be able
to use these login details across all the self-
Features that will be available for use across
service platforms. For more information
these self-service platforms include: view/
please email [email protected]
request statements, check earnings, view
hierarchy counts, view policy details, lookup
It’s quick, simple and convenient! Look
an IFA number, validate bank account and
out for more exciting features that will be
ID numbers, find a presentation and submit
added in the next few months.
a claim.
By Antony Shabangu
IFA Izindaba • May/June 2015
7
Qualifiers
as at 20 March 2015
Barbara Beukes
Michael Bhengu
Mamatiwa Dikgale
Katie Dikgale
Jerry Dikgale
Songezo Fatuse
Malizole Gobe
John Gumede
Busi Jele
Sipho Mahlangu
Modumo Mahlase
Jacob Marebane
Gcobani Mgibantaka
Eva Mokhosi
Skhumbuzo Mtshali
Batini Mtshiselwa
Mackson Munkuli
Qaqamba Ntabankulu
Tomane Phatlane
Selepe Phetla
Monde Qotywa
Sizwe Qotywa
Elias Ramashoai
Letang Ramushu
Patience Sakela
Nelson Sebetha
Thulaganyo Seripe
Psy Tloubatla
Thabane Vacu
Mokgadi Kgomo
Maite Mabula
Mokhine Mathabatha
Mmakotseng Sefoka
ElsieGumede
Sharon Machuisa
Granny Melwa
Dederick Pleasure
Ernest Shuping Sindisiwe Dzingwe
Beauty Galadla
Vincent Galadla
Nomputumi Galadla
Mzwabantu Galela
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Gauteng
Limpopo
Limpopo
Limpopo
Limpopo
North West
North West
North West
North West
North West
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Nomfesana Gcezengana
Olivia Goliath
Bongani Gontsana
Mercedes Landon
Donovan Landon
Odwa Macingwane
Mandisi Makalima
Sisonke Mampofu
Arthur Mgole
Nozakhe Mgole
Luyolo Mgwetyana
Noxolo Mhlambiso
Buyisile Mphindwa
Pumelele Nono
Siyabulela Tyabazayo
Mlungiseleli Yeko
Lorinda Antonie
Louis Barnard
Sinethemba Hatana
David Kokong
Malvyn Lewis
Ency Litsoane
Patrick Mampofu
Nosabata Mampofu
Karolis Petersen
Danae Schoeman
Koloti Malakoane
Alina Ngubeni
Patricia Samuel
Kinki Samuel
Vincent Mathe
Derick Bhengu
Sindisiwe Buthelezi
Menzi Cele
Winnie Cele
Sandile Chili
Wiseman Danca
Patrick Dlamini
Patrick Dlamuka
Mziwenkosi Dube
Freedom Gumede
Phindile Jula
David Khoza
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Eastern Cape
Western Cape
Western Cape
Western Cape
Western Cape
Western Cape
Western Cape
Western Cape
Western Cape
Western Cape
Western Cape
Free State
Free State
Free State
Free State
Northern Cape
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
Mlungisi Madlala
Thula Mafoko
Delani Maishi
Philani Mazibuko
Nhlakanipho Cleverman
Mkhumbuleni Mbatha
Nkosinathi Mbatha
Thulebona Mbhele
Thembalabo Mdlalose
Thandiswa Mfazwe
Nceba Mfazwe
Adelaide Mkhize
Mlungisi Mkhize
Sibongile Mkhize
Lungile Mkhwanazi
Bongani Mokoena
Themba Mpangela
Rosemary Mqwati
Ntombenhle Myeni
Sibusiso Ndaba
Nkonzenhle Ndlovu
Zeblon Ndlovu
Thembinkosi Ngcobo
Simphiwe Ngcobo
Sbusiso Ngema
Nkululeko Njapha
Mandlenkosi Nkosi
Khanyisile Ntshangase
Bheki Ntusi
Dumisani Phakathi
Thulani Shandu
Thami Sithole
Maxwell Sithole
Nomalanga Tembe
Sibusiso Xulu
Mapedi Dolamo
Lowrence Kgaditsi
Mkhaluza Mabuza
Sipho Mnisi
Daphney Sibiya
Gaongaleloe Kehiloe
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
KwaZulu-Natal
Mpumalanga
Mpumalanga
Mpumalanga
Mpumalanga
Mpumalanga
Northern Cape
Please note that the list is filtered provincially by
surname and includes both the Top 200 Points and
Top 50 Fast Starter categories.
IFA Business Fee increases
Please note that the IFA Business Fee will increase by R5 as at 01 July 2015 for existing IFAs. The IFA Business Fee gives
all IFAs full access to various business support and annual fee increases are necessary for us to continue to support
and assist you in growing your business. We are confident that you will continue to be pleased with our superior
products and services. We look forward to continued business together. New IFA application forms captured with a
DOC of 01 July 2015, will be processed with the new Business Fee.
8
IFA Izindaba • May/June 2015