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Outsourcing: Where's Uncle Sam?
The U.S. government should safeguard the interests of its citizens and
do more to stop companies from sending jobs abroad. Corporations
have framed the debate for too long
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Pro: Good for Corporatons, Bad for U.S. Workers
No one likes the idea of American jobs moving overseas. But in recent years, the U.S. has accepted the
outsourcing of tens of thousands of jobs, in everything from technology support to Wall Street research. Many
prominent corporate executives, politicians, and academics have argued that we have no choice, that with
globalization it's critical to tap the lower costs and unique skills of labor abroad to remain competitive. Samuel
Palmisano, the chief executive of IBM (IBM), made this point last year when he hosted IBM's investor
conference in Bangalore, India, the first ever held outside the U.S. He pointed out that IBM now has 43,000
people working in India who are part of "a new kind of organization," one that's designed not around a single
country, "but on a truly planet-wide model."
Yet a critical point has been lost in the debate: The interests of U.S. corporations are often not the same as those
of the country and its citizens. Hiring staff in India may help companies like IBM, Dell (DELL), Microsoft
(MSFT), Accenture (ACN), and others lower their costs and boost their profits, but it hurts the workers who
lose jobs and those who lose the prospect of jobs.
Economist Paul Samuelson, a Nobel Prize winner, wrote in a 2004 paper that the economic effect of
outsourcing is similar to allowing mass immigration of workers willing to compete for service jobs at extremely
low wages. They can drive down the income for huge swaths of the middle class, even if they benefit their
employers. "Mainstream trade economists have insufficiently noticed the drastic change in mean U.S. incomes
and in inequalities among different U.S. classes," he wrote.
There's no question that the American people would like their government to take a stand against companies
that send jobs overseas. A Zogby International poll found that 71% of Americans believe that outsourcing jobs
overseas hurts the U.S. economy, and 62% say the U.S. government should tax or legislate to try to stop the job
loss.
Yet virtually nothing has been done. "We need some creative solutions here," says Ron Hira, a public policy
professor at the Rochester Institute of Technology who is now on leave at the progressive Economic Policy
Foundation. While some outsourcing opponents advocate taxes on companies that send jobs overseas, that's
controversial because it could end up handicapping U.S. companies and becoming counterproductive.
Still, there are other steps that government officials could take. Hira points out that decoupling health-care plans
from the employer and making the plans more portable would be an important step, since U.S. companies now
bear the costs of health care while rivals in countries with government-sponsored care don't. U.S. visa programs
could be modified too. He says that some of the most active users of visas for visiting workers are Indian
outsourcing firms, which appear to be training workers in the U.S. and then sending them home to be more
effective at taking U.S. jobs. The most important point perhaps is to reexamine the costs of letting American
jobs go abroad. "The CEOs of international companies have been dominating the debate and the current
situation serves their interests," Hira says.
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Con: Free Trade Is Always Best
The debate over outsourcing is full of misnomers, miscommunications, and misleading assertions. Government
should stay out of the way and let markets determine where companies hire their employees. If politicians
preening for the public try to make public policy around outsourcing, they're likely to make things worse instead
of better.
Start with the central idea of the controversy, that U.S. companies are "sending jobs overseas." The phrase itself
is almost meaningless. Companies hire abroad and fire in the U.S. for a variety of constantly changing reasons;
jobs are almost never moved from one location in the U.S. to India or China or the Czech Republic. Taxing
IBM, Microsoft, or Dell because they hire people in India or in other countries is one way to ensure they'll
stumble in foreign markets.
Increasingly, the reason companies are hiring overseas is because of the talent they find there. In a joint study
last year from Duke University's Fuqua School of Business and consulting firm Booz Allen Hamilton, the
number of companies that said they were hiring overseas because of "access to qualified personnel" increased
75% over the previous two years. "The business case for offshoring is evolving beyond a pure cost play," the
authors wrote. "Companies are leveraging offshoring strategically to create competitive advantage."
Plus, there is no way to reverse the laws of economics. Free trade benefits countries, whether that trade is in
goods or services. Almost 200 years ago, David Ricardo established the case for free trade by laying out the
idea of comparative advantage. If one country is better at making wine and the other bread, both countries come
out ahead if they specialize their skills and then trade with each other. Outsourcing is nothing more than trading
services, instead of goods, across international borders.
Countries that embrace global workforces will benefit economically. Those that try to block international trade
in services will suffer serious consequences. "If a society attempts…to shut down economic changes, like those
from outsourcing, international trade, and new technology, it can avoid some economic disruption in the short
run, but at a cost of blocking overall economic gains," wrote Timothy Taylor, managing editor of the Journal of
Economic Perspectives, in an article in the Cato Journal, entitled "In Defense of Outsourcing."
Reader Comments
Warren McDonald
February 5, 2007 09:50 AM
Outsourcing is fine if countries can develop a universally agreed upon free trade system. This, of course, is
impossible as long as we live under this guise that as residents of one country, we should support and respect
one another as one unit known as America. It is understood that as Americans, we will bond as one in order to
trade with the rest of the world -- much like a household works as one unit and is most effective when all
willingly participate. Outsourcing removes almost all responsibility to fellow Americans.
Yes, the corporations still pay their "taxes," but I often wonder if Michael Dell et al could look his own son in
the eye and say, "Son,I am going to fill your job with someone in East India, and you will have to work
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elsewhere." With no government intervention, we will have the same results that we have seen with these
self-governed boards of directors that award themselves with lavish and obscene pay packages. Guaranteed.
Outsourcing is downright un-American. I think we can learn from controlled outsourcing, but giving
corporations carte blanche is a recipe for further fragmentation in a country that is less and less dedicated to the
welfare of fellow Americans. And if we don't have strength as a collective unit, we are doomed as a country.
Mant
February 5, 2007 01:47 PM
I think outsourcing has very little to do with competitive advantage and a lot to do with corporate greed. CEOs
want to maximize the profit at any cost, no matter what happens to communities and the country in the process.
Tapping the talent pool overseas is just a fancy excuse to cover the real reasons. There are enough talented
people in America will would be more than happy to oblige if companies want to hire them at a decent wage.
Wesley Frederick
February 5, 2007 02:44 PM
Who do you want to make choices for you? Yourself or some politician? Asking the government to regulate
outsourcing is taking the freedom of choice from billions of individuals and putting that power into the hands of
a relatively few politicians.
Yes, it is awful when people lose their jobs because of outsourcing. But instead of asking the government to
limit corporations, we should instead ask the government to support these newly unemployed workers. Retrain
these workers and let them take advantage of burgeoning markets and opportunities. Some of these workers
might need to move to different areas of the country to capitalize on these opportunities. Let the government
provide assistance in this way instead of regulating business.
Yes, some corporations are maximizing short-term profits by hiring cheaper labor. Rest assured, these practices
are not sustainable in the long run. Some other smart business owner is going to move in and take advantage of
the resources that the short-run corps are forfeiting. American Apparel designs and manufactures its clothes in
LA. This gives them better quality assurance and a quicker response to trends than those stores that outsource
their manufacturing. A smaller business will always be around to take advantage of a larger business'
inefficiencies.
Finally, if our government regulates outsourcing, we can expect other governments to do the same. Foreign car
manufacturers are expanding their operations in the southern states and hiring new workers. Outsourcing trade
wars could prevent this type of economic expansion.
Let the markets figure out the best way to hire workers. A politician's regulation is inefficient and slow to
change. Instead, the politician should pass laws that provide support that will allow the newly unemployed to
get the skills they need to compete in the marketplace.
Jordan
February 5, 2007 02:57 PM
Remember the 1910s and 1920s? The U.S. government let go of virtually all control and responsibilities on the
economy to the "market." Fat-cat robber barons reaped huge wealth while ordinary people were barely
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surviving. What followed was the Great Depression. We are halfway there already by pushing unregulated "free
trade" and job outsourcing to the extreme.
tom elkins
February 5, 2007 03:52 PM
CEOs (Crooked Executive Officers) love to outsource. That adds to the bottom line for Meg A Buck retirement
packages. And do not forget that the workers in other countries are not paying U.S. income tax. The money they
receive from our multinational corporations goes untaxed in the U.S.
What amount of untaxed wages are leaving the country to outsource people in other countries?
When you hear corporate talk about qualified people, they are generally talking about low-wage people.
William
February 5, 2007 03:53 PM
This is definitely still a touchy subject. Sure, CEOs want to maximize profits. That's because they have
shareholders to please. I agree that the huge bonuses some CEOs pay themselves are uncalled for. For the most
part, however, outsourcing is in fact being used to create a competitive advantage. (You only hear of the grossly
absurd paychecks in the news, not of the succesful outsourcing projects.) No longer is Dell competing against
companies down the block, but also the Lenovos (IBM Thinkpad) of the world who aren't U.S.-based and have
the luxury to source labor from anywhere in the world. Imagine if Dell was taxed or not allowed to offshore
outsource its labor. It wouldn't be able to compete with Lenovo, so instead of losing a few thousand call center
jobs, the whole Dell Corp. would have to shut down. It's obvious which scenario is better.
Second, calling outsourcing Un-American is absolutely absurd. Let's look at the facts. First, the U.S.
unemployment rate is at its lowest (not including the misleading .com years) since the 1960s. There are jobs out
there. Last time I checked, our economy has been running full speed ahead, and corporations have been offshore
outsourcing services since the early 1990s. Second, the U.S. is the biggest exporter of outsourcing services. It
would be extremely hypocritical to tell ourselves not to outsource when in fact nations around the world use our
services the most. Industries such as entertainment -- U.S. movies, music, and TV shows are all over Europe
and Asia. Education -- it's not surprising to see that 30% of students of many major universities are
international, and even a higher percentage for graduate students. And the biggest of them all: financial services.
These are billion dollar industries that create thousands, if not millions, of jobs here in the U.S. Outsourcing is
as American as it gets!
There is a reason we are the biggest economy in the world with only 300 million people! Let's not fight
outsourcing, but use it to our advantage!
Joe
February 5, 2007 04:02 PM
In the short term, there will be people that are hurt... but we are in this for the long term! Things change in the
world and we have to be able to adjust quickly. The internet has drastically changed how we do business today.
Because it created efficiencies, many people have lost their jobs due to the internet... does that mean we should
not embrace the internet?? of course not!
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Offshore Outsourcing started in the 1970s with manufacturing. Services started being outsourced in the 1990s.
Our economy recovered from the .com bust and 9/11. Two major events that most economies don't recover
from. Our economy is as strong as ever and offshore outsourcing has been an integral part of it.
Jordan
February 5, 2007 07:16 PM
I used to wonder why do businesses get to write off all of their expenses, including wages to employees, and
other tax breaks that ordinary working Americans can only dream of. The answer was that businesses take on
great risks to provide jobs for the country. Fair enough. But wait a minute, they are creating jobs in foreign
countries, while getting the tax breaks, financial bail-outs, research grants, and law enforcement provided by
American taxpayers. If this is not the largest loophole in history then I don't know what is. American taxpayers
are paying to get their jobs taken away from them.
Sundar
February 5, 2007 08:01 PM
People vs. Corporate, this debate will continue, for ever and ever and ever. Let's all understand one simple truth:
"The business of business is to provide profit." Let us flip the coin for a second. All these major companies do
sell their products in all the outsourced nations. No government has imposed any rule that
if-you-sell-here-spend-your-profit-here. Any American who has invested in companies such as IBM and
Accenture does reap the benefit whereever he/she is from. When we all want to globalize our investment,
globalize our profits, globalize our product reach, why should we stop from globalizing how thse investment
opportunities, profits, and products are created?
Mark
February 5, 2007 08:04 PM
If we allow American companies to outsource to countries that don't have laws (or don't enforce laws) for
environmental protection, worker safety, and child labor, American workers simply cannot compete. It's not a
level playing field. And if we continue to allow unrestricted outsourcing, the playing field WILL be leveled by
the degradation of the American worker and American society.
Rich D'Andrea
February 5, 2007 09:47 PM
Outsourcing just helps the rich do what they do best: crush the middle class.
Jordan
February 5, 2007 11:18 PM
Sundar, do Americans who have invested in companies such as IBM and Accenture reap the benefits? Take a
look at their stock prices. Over the past 5 years, IBM went from $110 to $100 today. Accenture went from $30
to $38. If outsourcing is doing so well, how come investors are getting -1% to 1% annual return? Guess where
the profits have gone: into the corporate executives' pockets.
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Aravind
February 6, 2007 06:05 AM
The PRO section beefs up its argument with this number, that percentage, and a research study. Where's
something like that to substantiate the CON?
Vishnu
February 6, 2007 09:33 AM
A World in Which the U.S. Bans Outsourcing: A Case Study
The current picture: Almost all electronic appliances, toys, tools, and other essentials sold in the U.S. are
manufactured outside the U.S. Many companies have their projects, call centers, and research facilities outside
the U.S.
Scenario:
1. Let us say the U.S. passes a law asking companies to stop outsourcing. U.S.-based manufacturers raise the
price of basic notebooks to $2,000 against the competition's (Lenovo, Toshiba, etc.), under $1,000. Cars from
Ford and GM are priced $30,000 against competition (Toyota and Honda) priced $20,000. When the shakeup is
through, the forecast says the only commercially viable U.S. industries are banking, finance, and arms, unless
the U.S. government helps.
2. Government's options:
Either subsidize all businesses or impose heavy duty on all imports. U.S. Government opts for the second.
3. International reaction
All countries in Asia or Europe Ban U.S. imports. They have freed trade within themselves but oust the U.S.
from the group.
4. Within the U.S.: The marketplace has suddenly shrunk. All industries scale down production. Automate
heavily to remain somewhat competitive. Lay off many employees.
5. After a couple of years the U.S. options: Kick-start World War III or go back to World Trade Organization
now as the outsider and get back into the game as an also-ran and not the leader.
I am not an analyst, but my opinion is that what the U.S. needs now is not cancelling outsourcing but
subsidizing education for U.S. citizens. Have $500 billion of Bush's proposed $3 trillion budget routed to
subsidizing education, revamp the education system. Make schools places of learning instead of places for
social get-togethers. That is going to level the field for U.S. workers; banning outsourcing won't.
Note: What this debate against outsourcing reminds me of is a strike/march in the early 1990s in my home state
in India. The strike was organized by students against a government directive to computerize all government
establishments. The reason given was that computerization will cause unemployment. It is ironic that more than
50% who participated in that strike, including me, are now employed in the IT field.
Kiran
February 6, 2007 10:24 AM
It is interesting to see the developed Western countries being more protective about their economy than the
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developing countries. Outsourcing has helped many middle class families in the Western world lose their
jobs—similarly when large Western corporations enter developing markets, they crush the domestic
competition because of their low cost and superior products, helping millions of domestic companies go
bankrupt. So in the end, few people lose and few people win. It is wise to accept realities and adapt and develop
strategies in one's life or business to overcome these phenomena.
Jordan
February 6, 2007 12:14 PM
We should not ban outsourcing, just as we should not ban big corporate mergers or even some monopolies. But
unregulated outsourcing is a beast of its own that can do a lot of damage to the U.S. and therefore the world
economy. U.S. workers have nowhere to hide once good-paying high tech jobs are taken away. An economy
with only senior corporate executives and chefs and waiters cannot sustain itself. Eventually, the U.S. economy
will collapse without a middle class, and so will the global economy. The government should create incentives
for businesses to hire Americans instead of encouraging them to outsource jobs. How about reserving the tax
breaks and financial assistance for those who hire Americans?
Piyush
February 6, 2007 02:49 PM
The article started with a quote from IBM Chief Executive Samuel Palmisano, stating that 43,000 Indian
employees are part of a planet-wide organization. This doesn't mean they have taken the jobs of 43,000 U.S.
citizens. Had the U.S. had this many skilled people to serve the needs of IBM anywhere in the world (not only
in the U.S.), probably IBM would have hired them from the U.S.
Consider different scenarios as well. Eastern IT companies are now hiring in the West to serve Western clients.
It is not right to say that outsourcing is harmful. It has to be balanced.
Dave Armstrong
February 6, 2007 03:25 PM
I think the United States is getting a taste of what it started initially—free trade. India was a closed economy
until the 1990s, and it was forced to open itself or go down. India obliged, and now we can't complain if we're
losing our jobs. It's a global economy, and the whole world is a marketplace. Time to get out of the U.S. if you
can't find a job here.
Reality
February 6, 2007 05:10 PM
Let us see when outsourcing will not be an issue. Let a child in Africa or any other corner of the world have the
same opportunities/ privileges to life, health, education, etc. as any kid in America. How is that for a level
playing field, huh? Then, we can talk about fair competition and letting the best person/company win.
The knee-jerk protectionist measures are not going to work. Why is the U.S. an economic world leader? Not
because Americans are more intelligent than the rest of the humans on the planet but because America lets
people create their destinies by allowing free market policies that attract the best of the talent, create
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innovations, and thus help American companies stay competitive. If the U.S. closes the economic borders or
tries to regulate tham (ban outsourcing and invite tit-for-tat bans from other governments), we can go back to
old times when there was no collective growth in the world.
For years, the developed countries pushed the developing countries to open up their markets so they could get
access to half of the world market (India, China, and Africa have a combined population close to 3 billion). The
developing countries heed the call, open up, and compete in the free market with their strengths (human capital,
skills, low cost, good quality, etc.). We now are scared!
Well, welcome to globalization. Companies have to respond to market realities or perish. As markets open up,
the fundamental business principle is to do business where it makes sense. Why should I get a service that costs
10 times more when I can get the same service elsewhere? If American companies don't go there, forget about
being global; they won't even be a competitive American company. India and China are the current flavor, but
we will move beyond those, and it will be a different set of countries. The sooner we accept this new reality, the
better off we all will we be.
There is no denying that globalization hurts people in the short term; it always has. But we all should stop
griping about it and find new opportunities in a brave new world.
Jordan
February 6, 2007 09:02 PM
Congress today announced that the Office of the President of the United States of America will be outsourced to
India as of June 30, 2007.
The move is being made to save the President's $400,000 yearly salary, and also a record $521 trillion in deficit
expenditures and related overhead the office has incurred during the last six years
Gurvinder Singh of Indus Teleservices, Mumbai, India, will be assuming the Office of President as of
November 1, 2006. Mr. Singh was born in the United States while his Indian parents were vacationing at
Niagara Falls, thus making him eligible for the position.
He will receive a salary of $320 (USD) a month with no health coverage or other benefits. It is believed that Mr.
Singh will be able to handle his job responsibilities without a support staff due to the time difference between
the U.S. and India. He will be working primarily at night, when few offices of the U.S. Government will be
open.
A Congressional spokesperson noted that while Mr. Singh may not be fully aware of all the issues involved in
the office of the President, this should not be a problem because Bush was not familiar with the issues either.
Using canned responses, he can address common concerns without having to understand the underlying issues
at all. "We know these scripting tools work," stated the spokesperson. "President Bush has used them
successfully for years."
Bush will receive health coverage, expenses, and salary until his final day of employment. Following a
two-week waiting period, he will be eligible for $140 a week unemployment for 13 weeks. Unfortunately, he
will not be eligible for Medicaid, as his unemployment benefits will exceed the allowed limit.
Mr. Bush has been provided the outplacement services of Manpower Inc. to help him write a resume and
prepare for his upcoming job transition. According to Manpower, Mr. Bush may have difficulties in securing a
new position due to limited practical work experience.
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A "greeter" position at Wal-Mart was suggested due to Bush's extensive experience shaking hands.
Unfortunately, Wal-Mart does not have a "decider" position, job description available at this time.
Trendstar
February 7, 2007 09:29 AM
Ford is a great example of losing out in the global playing field. Due to a bad reputation for laying off workers
at home, they are simply confounded when American consumers would rather buy an American made Toyota
Camry. We don't care that the profits go to a foreign company where the CEOs only make four times the salary
of a regular employee, because it denies the Ford CEO who makes 400 times the salary of a recently layed off
worker, and justifies the purchase of a Japan owned product.
Hotdogg
February 7, 2007 10:51 AM
Nothing will ever change in this country unless the American people take a stand. We will eventually become a
Third World country, because all we manage to do is sit back and let someone else handle the country's
problems. We need a labor force modeled exactly like France's. When the people feel threatened, they take
immediate action and go on strike, and it's supported by all. They block every road, train, bus, and truck route
until their demands are met. We can debate all we want, but it will never change unless the people all over the
U.S. are willing to help make it happen—and the corporations know it will never happen.
By the way, Bush has more money than he knows what to do with and will never have to take unemployment.
Riya
February 7, 2007 11:14 AM
The U.S. was the one that started on the issue of free trade. Well, everyone, welcome to globalization. It doesn't
mean free trade as long as America is the only one benefiting. It's supposed to help the developing countries
also.
Pankaj
February 7, 2007 12:34 PM
Outsourcing is the only option U.S. companies have to compete globally and also keep tabs on growing costs.
We cannot stop outsourcing, but what the U.S. can do is provide subsidized education for its citizens. Increase
the number of graduates coming out of universities. Generate more math and science graduates to compete with
global workers. It is high time we take some action.
jim
February 7, 2007 03:01 PM
Textiles, consumer electronics, computer programming.
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Once we did 'em here. No more.
What's next?
Peter, I
February 7, 2007 07:07 PM
We are buying cheaper products because of outsourcing, and the cheaper product will prevail in time whether
we like it or not. Even the people opposed to outsourcing have a significant percentage of their goods made in
another country. If you doubt it, look around.
As the big picture tells us, if we don't strive to look for those sectors that are bringing the most profit, our
economy will tumble very fast. Empires came and go, and it is up to us to keep ours for as long as we can, and
the only way I see this happening, is not through crying for the things that we cannot change (price is king
regardless of our personal feelings) but through accepting things the way they are, looking for the future by
educating our workforce. (I mean higher education. A guy in China can do a factory job for $10 week as well as
a U.S. worker does for $10 an hour.) As long as the profitable businesses are owned by American corporations,
everything will came back. It is just a matter of time.
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Sacramento
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Salt Lake City
San Antonio
San Francisco
San Jose
Seattle
South Florida
Toronto - Canada
Washington, DC
Air Charter
Annuities
Antivirus / Antispam Solutions
Apartment Loans
Architects
Atlanta
Austin
Baltimore
Boston
Charlotte
Chicago
Dallas
Denver
Detroit
Greensboro/Triad
Honolulu
Houston
Kansas City
Minneapolis/St. Paul
New York Metro
Orlando
Philadelphia
Phoenix
Pittsburgh
Raleigh/Durham
San Antonio
San Francisco
St. Louis
Stamford
Tampa Bay
Washington, DC
Asset-Based Finance
Auto Financing
Auto Insurance
Albany
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
Buffalo
Charlotte
Chicago
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BusinessWeek Debate Room Outsourcing: Where's Uncle Sam?
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Cincinnati
Cleveland
Columbus
Dallas
Dayton
Denver
Detroit
Greensboro/Triad
Honolulu
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
Los Angeles
Louisville
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Oakland
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Diego
San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Wichita
Auto Rental
Auto Transport
Autos
Atlanta
Austin
Baltimore
Birmingham
Boston
Charlotte
Chicago
Cincinnati
Cleveland
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Columbus
Dallas
Denver
Detroit
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
Los Angeles
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Diego
San Francisco
San Jose
Seattle
St. Louis
Tampa Bay
Washington, DC
Background Screening
Bankruptcy / Debt Settlement
Business Continuity
Business Credit Cards
Business Debt Settlement
Business Insurance
Business Intelligence
Business Loans/Lines
Business Security Systems
Business Tax Preparation
Business Travel
Seattle
Tampa Bay
Call Centers
Call Centers - Inbound
Car Insurance
CD Duplication
Collaboration Solutions
Collection Agencies
College - Local
College - Online
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Commercial Development Loans
Commercial Lending
Commercial Real Estate
Atlanta
Austin
Baltimore
Birmingham
Boston
Charlotte
Chicago
Dallas
Denver
Hartford
Houston
Jacksonville
Los Angeles
Louisville
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Philadelphia
Phoenix
Pittsburgh
Portland
Sacramento
San Antonio
San Francisco
San Jose
Seattle
St. Louis
Tampa Bay
Washington, DC
Commodities Brokers
Computer Leasing
Construction
Construction Loans
Copy Writing/Editing
Corporate Gifts
Corporate Relocation
Corporate Training
Atlanta
Austin
Baltimore
Birmingham
Boston
Chicago
Cincinnati
Dallas
Denver
Detroit
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Los Angeles
Miami
Milwaukee
Minneapolis/St. Paul
New York Metro
Orlando
Philadelphia
Phoenix
Portland
Raleigh/Durham
San Antonio
San Francisco
Seattle
St. Louis
Washington, DC
Cosmetic Surgery
Baltimore
Washington, DC
Counseling Services
Atlanta
Austin
Boston
Chicago
Columbus
Dallas
Houston
Los Angeles
New York Metro
Phoenix
Portland
San Diego
Seattle
South Florida
Tampa Bay
Washington, DC
Courier Services
Atlanta
Austin
Baltimore
Birmingham
Boston
Charlotte
Chicago
Cleveland
Columbus
Dallas
Denver
Detroit
Hartford
Houston
Indianapolis
Jacksonville
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Kansas City
Las Vegas
Los Angeles
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Diego
San Francisco
San Jose
Seattle
St. Louis
Tampa Bay
Washington, DC
Credit Monitoring Services
CRM Solutions
Cubicles
Currency Trading
Custom Databases
Data Backup
Data Management
Data Protection - Continuous
Data Quality
Data Recovery
Database Development
Debt Negotiation
Direct Marketing
Document Scanning and Imaging
Albany
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
Buffalo
Charlotte
Chicago
Cincinnati
Cleveland
Columbus
Dallas
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Dayton
Denver
Detroit
Greensboro/Triad
Honolulu
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
Los Angeles
Louisville
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Oakland
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Diego
San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Wichita
Domain Names
DVD Duplication
eCommerce Solutions
Education & Training
Email Archiving
Email Hosting
Email Marketing
Email Solutions
Employee Benefits
Atlanta
Dallas
Miami
Orlando
Phoenix
Engineering
Boston
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BusinessWeek Debate Room Outsourcing: Where's Uncle Sam?
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Chicago
New York Metro
Tampa Bay
Washington, DC
Equipment Leasing (<75K)
ERP / Accounting Software
Event Facilities
Atlanta
Baltimore
Boston
Chicago
Dallas
Miami
New York Metro
Orlando
Philadelphia
Pittsburgh
San Francisco
Washington, DC
Event Planning
Executive Coaching
Albuquerque
Atlanta
Austin
Baltimore
Boston
Charlotte
Chicago
Cincinnati
Cleveland
Columbus
Connecticut
Dallas
Denver
Detroit
Houston
Indianapolis
Kansas City
Las Vegas
Los Angeles
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Orlando
Philadelphia
Phoenix
Portland
Richmond
San Antonio
San Diego
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San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Executive Suites
Extended Stay Housing
New York Metro
San Francisco
Factoring
Fixed-Income Investments
Franchising
Fulfillment Services
Graphic Design
Atlanta
Austin
Baltimore
Birmingham
Boston
Charlotte
Chicago
Cincinnati
Cleveland
Columbus
Dallas
Denver
Detroit
Hartford
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
Los Angeles
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
New York Metro
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Diego
San Francisco
San Jose
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Seattle
St. Louis
Stamford
Tampa Bay
Washington, DC
Hard Money
Health & Fitness Clubs
Health Insurance
Home Refinancing
Home Remodeling
Home Security Systems
Home Theaters
Homeowners Insurance Quotes
Hotels
Argentina
Austin
Baltimore
Boston
Charlotte
Chicago
Dallas
Denver
Houston
Los Angeles
Miami
New York Metro
Orlando
Philadelphia
Phoenix
San Diego
San Francisco
South Florida
St. Louis
Tampa Bay
Washington, DC
HR Consulting
Atlanta
Boston
Jacksonville
Los Angeles
New York Metro
Orlando
Philadelphia
San Jose
Tampa Bay
Washington, DC
HR Outsourcing
Identity Theft Prevention
Incorporation Services
Ink Cartridges
Interior Design
Chicago
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Greensboro/Triad
Los Angeles
New York Metro
Phoenix
San Jose
Seattle
South Florida
Washington, DC
International Moving Services
Investment Banking
IT Solutions
Albany
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
Buffalo
Charlotte
Chicago
Cincinnati
Cleveland
Columbus
Dallas
Dayton
Denver
Detroit
Greensboro/Triad
Honolulu
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
Los Angeles
Louisville
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
New York Metro
Oakland
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
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San Antonio
San Diego
San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Wichita
Janitorial Services
Boston
Milwaukee
Minneapolis/St. Paul
Washington, DC
Landscape Architects/Design
Boston
San Francisco
St. Louis
Laser Eye Surgery
Atlanta
Baltimore
Washington, DC
Legal - Articles for Attorneys
Legal - Consumers: Find a Lawyer
Legal - Martindale Lawyer Locator
Legal - Research Legal Topics
Legal Services
Albany
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
Buffalo
Charlotte
Chicago
Cincinnati
Cleveland
Columbus
Dallas
Dayton
Denver
Detroit
Greensboro/Triad
Honolulu
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
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Los Angeles
Louisville
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Oakland
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Wichita
Life Insurance
Limousines
Baltimore
Boston
Chicago
Dallas
New Jersey
New York Metro
San Francisco
Washington, DC
Logo Design Services
Long-term Care Insurance
Maid Services
Mailing Lists
Albany
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
Buffalo
Charlotte
Cincinnati
Columbus
Dallas
Dayton
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Denver
Greensboro/Triad
Honolulu
Houston
Jacksonville
Kansas City
Los Angeles
Louisville
Memphis
Milwaukee
Minneapolis/St. Paul
Nashville
Oakland
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Wichita
Management Consultants
Atlanta
Austin
Boston
Charlotte
Chicago
Cincinnati
Columbus
Dallas
Denver
Detroit
Houston
Indianapolis
Kansas City
Los Angeles
Miami
Minneapolis/St. Paul
New York Metro
Orlando
Philadelphia
Phoenix
Portland
San Antonio
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San Diego
San Francisco
Seattle
St. Louis
Washington, DC
Market Research
Marketing Consultants
MBA Degrees
Austin
Baltimore
Boston
Canada
Dallas
Florida
Hartford
Houston
Louisville
New Jersey
New York Metro
Pennsylvania
Philadelphia
Pittsburgh
San Antonio
San Jose
Washington, DC
MBA Degrees - Online
Medical Billing Services
Merchant Services
Mergers & Acquisitions
Microsoft Office Professional 2007
Microsoft Office Solutions
Microsoft Windows Vista Trial
Mortgages
Motorcycle Insurance
Moving Services
Albany
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
Buffalo
Charlotte
Chicago
Cincinnati
Cleveland
Columbus
Dallas
Dayton
Denver
Detroit
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BusinessWeek Debate Room Outsourcing: Where's Uncle Sam?
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Greensboro/Triad
Honolulu
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
Los Angeles
Louisville
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Oakland
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Diego
San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Wichita
Mutual Funds
Office Furniture
Columbus
Los Angeles
National
Orlando
Portland
Online Backup
Online Trading
Payroll Services
Personal Loans
Phone Systems & Services
Albany
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
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Buffalo
Charlotte
Chicago
Cincinnati
Cleveland
Columbus
Dallas
Dayton
Denver
Detroit
Greensboro/Triad
Honolulu
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
Los Angeles
Louisville
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Oakland
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Diego
San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Wichita
Photography
Atlanta
Boston
California
Charleston
Charlotte
Chicago
Cincinnati
Cleveland
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Columbus
Dallas
Detroit
Hilton Head
Houston
Kansas City
Louisville
Minneapolis/St. Paul
New York Metro
Raleigh/Durham
Seattle
St. Louis
Washington, DC
Wichita
Printing Services
Atlanta
Boston
Chicago
Cincinnati
Dallas
Denver
Detroit
Houston
Los Angeles
Minneapolis/St. Paul
New York Metro
Philadelphia
Phoenix
Portland
San Francisco
San Jose
Seattle
Washington, DC
Project Management
Promotional Items
Public Relations
Albany
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
Buffalo
Charlotte
Chicago
Cincinnati
Cleveland
Columbus
Dallas
Dayton
Denver
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BusinessWeek Debate Room Outsourcing: Where's Uncle Sam?
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Detroit
Greensboro/Triad
Honolulu
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
Los Angeles
Louisville
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
Oakland
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Diego
San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Wichita
Radio Advertising
Records Management
Remodeling Contractors
Rental Cars
Residential Real Estate
Albany
Albuquerque
Atlanta
Austin
Baltimore
Boston
Charleston
Charlotte
Cincinnati
Dallas
Dayton
Denver
Greensboro/Triad
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Hilton Head
Honolulu
Houston
Las Vegas
Los Angeles
Memphis
Miami
Milwaukee
Myrtle Beach
New Jersey
New York Metro
Orlando
Philadelphia
Phoenix
Portland
Raleigh/Durham
Sacramento
San Antonio
San Francisco
San Jose
Seattle
South Florida
St. Louis
St. Thomas
Tampa Bay
Washington, DC
West Palm Beach
Wichita
Restaurant Equipment Leasing
Restaurant Property Loans
Sales Force Automation
Sales Leads
Albany
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
Buffalo
Charlotte
Cincinnati
Columbus
Dallas
Dayton
Denver
Greensboro/Triad
Honolulu
Houston
Jacksonville
Kansas City
Los Angeles
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Louisville
Memphis
Milwaukee
Minneapolis/St. Paul
Nashville
Oakland
Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
San Antonio
San Francisco
San Jose
Seattle
South Florida
St. Louis
Tampa Bay
Washington, DC
Wichita
Sarbanes Oxley Compliance
SBA Loans
Search Engine Marketing
Security Services
Service-Oriented Architecture
Short Term Office Space
Short-Term Financing
Small Business Loans
Software Solutions
Spas
Atlanta
Baltimore
Boston
Chicago
Dallas
Houston
Los Angeles
New York Metro
Tampa Bay
Washington, DC
Speakers - Keynote
Atlanta
Baltimore
Chicago
Cincinnati
Dallas
Denver
Los Angeles
Miami
New York Metro
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Orlando
Phoenix
San Diego
San Francisco
Tampa Bay
Washington, DC
Staffing
Atlanta
Austin
Baltimore
Boston
Chicago
Cleveland
Columbus
Dallas
Houston
Los Angeles
Miami
Milwaukee
Minneapolis/St. Paul
New York Metro
Philadelphia
Phoenix
Raleigh/Durham
San Antonio
San Francisco
Seattle
St. Louis
Washington, DC
Student Loans
Telemarketing Services
Television Advertising
Term Life Insurance
Trade Show Displays
Transcription Services
Translation Services
Transportation Leasing
Unsecured Business Loans
Vacation Packages
Virtual Office
VoIP
Wealth Management
Atlanta
Austin
Baltimore
Boston
Charlotte
Chicago
Cincinnati
Columbus
Dallas
Dayton
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Denver
Detroit
Honolulu
Houston
Indianapolis
Los Angeles
Louisville
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New Jersey (North)
New York Metro
Philadelphia
Phoenix
Pittsburgh
San Antonio
San Francisco
San Jose
St. Louis
Washington, DC
Web Analytics
Web Conferencing
Web Design
Albuquerque
Atlanta
Austin
Baltimore
Birmingham
Boston
Buffalo
Charlotte
Chicago
Cincinnati
Cleveland
Columbus
Dallas
Denver
Detroit
Hartford
Houston
Indianapolis
Jacksonville
Kansas City
Las Vegas
Los Angeles
Memphis
Miami
Milwaukee
Minneapolis/St. Paul
Nashville
New York Metro
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Orlando
Philadelphia
Phoenix
Pittsburgh
Portland
Raleigh/Durham
Sacramento
Salt Lake City
San Antonio
San Diego
San Francisco
San Jose
Seattle
St. Louis
Stamford
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Web Marketing
Working Capital Loans
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