3rd Quarter 2015
The New Way
™
Be Web Wise: Apple Pay
Tips for
Safety Online
Practice good online
safety habits with
these tips and advice!
Avoid Email Scams
• Only open attachments from a trusted
source - use a spam filter
• Don’t share personal information via
email
• Watch for spelling and grammatical
errors - it could be a malicious email
Prevent Viruses
• Install and update antivirus software,
using a firewall
• Do not download media from private
websites
Practice Password Hygiene
• Keep passwords private, don’t reuse
them and change them every 90 days
• Use the strongest passwords
Mobile Security
• Lock your screen and add a passcode
to your phone. 44% of smartphones
are stolen because owners leave them
in a public setting.
• Be sure to download a “find your
phone” application. Since 2011,
smartphone theft has increased by
26% in Los Angeles.
References: Pew Research Center, Norton Mobile
Security, and IDG Research
CONTACTLESS
PAYMENT
TECHNOLOGY
Apple Pay ™ provides consumer credit and
debit cardholders with an easy, private
and secure mobile payment experience.
Apple Pay will change how you make purchases with breakthrough contactless payment technology and
unique security features built into your mobile device. Use your iPhone 6, Apple Watch, or iPad Air 2
along with your Premier America debit and credit cards to pay in an easy, private and secure way.
- One touch to pay with Touch ID. Hold your iPhone near the contactless reader with your finger on
Touch ID. A subtle vibration and beep lets you know your payment was successful.
- An easier way to pay within apps. Checking out is as easy as selecting ‘Apple Pay’ and placing your
finger on the Touch ID.
- Setup is simple. Simply add card information from your iTunes account to Passbook, which is
automatically downloaded onto your device.
- More secure payments. Your credit or debit card number is never shared by Apple with merchants or
transmitted with payment.
- Accepted in great stores and apps. View the list of current and future merchants at
www.apple.com/apple-pay/where-to-use-apple-pay.
For more information about Apple Pay including how to add your debit and credit card(s), please visit
www.apple.com/support/apple-pay or www.PremierAmerica.com/ApplePay.
Relay For Life
Premier America proudly supports
the American Cancer Society and
the Relay for Life and its mission to
honor cancer survivors, remember
loved ones lost, and raise funds
to make a difference in the fight
against cancer. This year, Premier
America members and employees
participated in Relay for Life Events
– May 16 in Thousand Oaks/Ventura
and June 13 in Granada Hills. Visit
RelayforLife.org to learn more and
get involved.
Pictured: Amanda Henson and member-owners Erin and
Eric Cole
Pictured: Joshua Pena, Yvette Castaneda, Catherine Ibelaghi,
and Ryan Reveche
Pay It Forward Award
April 2015
Apply Now at
PremierAmerica.com
Pictured: Adeeb Barqawi, Darlene Wheatley and Premier
America Regional Director, Margaret McBride
In April, member-owner Darlene Wheatley
nominated Adeeb Barqawi, a high school physics
teacher in Houston, Texas, for the Pay it Forward
Award. Premier America donated $250 to the
nonprofit, ProUnitas, Inc., which he founded.
“Mr. B” provides his students with valuable
educational resources by partnering with
government and non-profit organizations. As a
result, Mr. B’s students have achieved remarkable
success, earning college scholarships and other
awards for their studies. Learn more about
ProUnitas, Inc. by visiting ProUnitas.org.
May 2015
Premier Privileges Rewards MasterCard
5 Smart Reasons to Get it Now
®
1
LOW 7.50% FIXED RATE
With a credit card, it always boils down to interest rate. With a 0% introductory rate1 for
6 months and a fixed rate as low as 7.50%,2 Premier Privileges can help you save if you
make monthly payments.
2
10,000 BONUS POINTS
MORE
Rewards
Get 10,000 bonus points when you spend $500 on purchases within the first
3 months. This could come in really handy as you plan for summer travel. Vacation costs
can easily add up and earning points is easy.
3
1.5 POINTS FOR EVERY DOLLAR
Premier Privileges provides a good return on your everyday spending. You’ll earn 1.5
points for every dollar you spend and they never expire.
MORE
Services
4 NO FEES
Cards that come with a high rewards rate often charge a hefty annual fee too. Premier
Privileges has no annual fee, no balance transfer fee,3 and no foreign transaction fee,
so you won’t get hit with extra charges on overseas purchases.
5 FLEXIBLE REWARDS REDEMPTION OPTIONS
MORE
Protection
Earning big rewards is fun, but only if redeeming them is uncomplicated and trouble-free.
You’ll have two options to cash in your points: you can redeem directly on the rewards
site. Or, you can use the points as an account credit to cover a recent purchase.
Pictured: Shannon Wetzel, Virginia Hawthorne,
Shelia Jones, Christina Madaras, and Rick Hawthorne
In May, Premier America member Shannon
Wetzel nominated Virginia and Rick Hawthorne
for their contributions to the community
through Valley View Vaulters, their non-profit
which helps people gain self-confidence
through working with horses. Premier America
donated $250 to Valley View Vaulters to
help Virginia and Rick continue their mission
locally. Learn more about Valley View Vaulters
by visiting ValleyViewVaulters.com. Visit
PremierAmerica.com/PayItForward to
learn more about the Pay it Forward award.
10% intro rate applies during the first 6 months on all new accounts, then an Annual Percentage Rate (APR) as low as 7.50% will apply.
2Annual Percentage Rate as low as 7.50% and as high as 17.00% based on an assessment of individual creditworthiness and our underwriting standards. All credit
union loan programs, rates, terms and conditions are subject to change at any time without notice.
3Premier America does not grant reward points for balance transfers.
Visit Premier America’s Investment & Retirement
Services new LinkedIn page for monthly and quarterly
economic updates. Visit www.LinkedIn.com and search
for “Premier America” under the “Companies” category.
9050-615
Bank Where You Own the PlaceTM
Email [email protected]
24-Hour Telephone Banking Service
800-772-4000, option 1
Fax 818-772-4175 | Loans Fax 818-772-4133
Account Questions?
Call Member Services at 800-772-4000, option 0
(Monday - Thursday 8:00 a.m. - 5:00 p.m.
Friday 8:00 a.m. - 6:00 p.m.
Saturday 8:00 a.m. - 1:00 p.m. PT)
Comments or Concerns?
Please write to: Leslie MacAskill, Chair Supervisory Committee
Premier America Credit Union
P.O. Box 2178, Chatsworth, CA 91313-2178
The information in this newsletter is as current as possible; however, the
Credit Union reserves the right to add, change or delete products, product
features and/or services without notice. The articles and opinions in this
publication are for general information only and not intended to provide
specific advice or recommendations for any individual. We suggest you
consult your attorney, accountant or financial or tax advisor with regard to
your individual situation. All rates, yields and terms are subject to change
without notice. Federally insured by
NCUA. Equal Housing Lender. Equal
Opportunity Lender.