Connection
CO-OP
CONTENTS
1st Quarter 2013
IN THIS ISSUE:
Beavercreek Tax Service .................... 2
Craft Bazaar ....................................... 3
BCT Out & About ................................ 3
CBS .................................................... 4
Capitol Credits................................... 6
Product of the Quarter........................ 7
Dr Oz Tips .......................................... 8
Pop Quiz............................................. 9
Directory Cover ................................. 9
Recipe.............................................. 10
Thank You......................................... 10
Local Clubs & Meetings ................... 10
Upcoming Events ............................. 11
Hidden Numbers.............................. 11
© Cla78 - Fotolia.com
SPOTLIGHT: Local Business
BEAVERCREEK
TAX SERVICE
503-557-0130
With the many recent changes in tax law,
who can you trust to accurately prepare
your taxes and guarantee the largest refund allowed by law?
Beavercreek Tax Service is a locally owned
and trusted business since 1999. Along
with personal and corporate tax preparation, we offer IRS resolution and representation as well as bookkeeping and payroll
services at reasonable rates.
We also provide assistance with special
tax situations such as out-of-state returns,
prior year returns, independent contractor and home-based business returns, and
more.
Our friendly, expert staff includes:
Owner- Debra E. Sheehan LTC, EA, Robin
Summers LTC, EA and Sam Wong LTC,
EA, with a combined 31 years of tax
preparation service. No tax return is released until it has also passed the scrutiny
of our qualified checker, Lindy Rutherford.
All returns will be e-filed at no additional
charge.
2 --- BCT’s Co-Op Connection
Our front office staff, Janel Gelien and
Candi Hamilton are here to schedule appointments, assemble the completed tax
returns and obtain any client signatures
required for e-filing. Complimentary calendars and pens are available at the front
desk.
We value our clients so all returning and
new clients will receive $25 off their tax
preparation fee. We also offer referral rewards of $15 off your tax preparation fee
when any of your referrals completes a tax
return.
We invite you to call us at 503 557-0130
or visit us at 402 Beavercreek Road Suite
100 in Oregon City in the Red Soils Business Park, 9AM- 7PM.
You can also find us on the Internet at
www.beavercreektaxservice.com
or on facebook at
www.facebook.com/BeavercreekTaxService
We look forward to meeting you.
7th Annual Bazaar with a
Cause was a SUCCESS
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On Saturday, November 3, 2012 BCT
hosted its seventh Annual Holiday Craft
Bazaar showcasing over 90 craft vendors while raising money for the Oregon
City Pioneer Center’s Meals on Wheels
program and the Oregon City Children’s
Theatre. This event with a cause was held
from 10am to 4pm at Beavercreek Elementary School with the proceeds totaling over $2,300, this is a $500 increase
over last year from both booth and food
sales. Santa listened to the holiday wishes
of little ones and posed for pictures while
the Oregon Trail Pitchpipers serenaded
us with holiday favorites throughout the
school halls. The Oregon City Children’s
Theatre performed as well as dancers from Maralee’s School of Dance, a
yearly favorite, returned to show their latest dance moves. The event was a huge
success on all accounts with over 1000
people in attendance.
HolidaY
CRAFT
BazaaR
Mark your 2013 calendar on November
2nd from 9am – 4pm for our 8th Annual
Holiday Craft Bazaar. As with this past
year, the first 100 customers in the door
will receive a door prize. We’ll be bringing back popular vendors, food, entertainment and good memories to start your
holiday shopping off right! If you would
like additional information or are interested in being a vendor, please contact
Heather at: 503-632-2537.
BCT EMPLOYEES
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OUT &
ABOUT
Each month BCT employees go to Kmart to visit with
our local members. We enjoy seeing familiar faces
and handing out fun seasonal promotional items in
our community. Swing by and say “Hi!”
- Wednesday, March 27th at 3:30pm at Kmart
- Tuesday, April 23rd at 3:30pm at Kmart
- Wednesday, May 29th at 3:30pm at Kmart
503-632-5926
1st Quarter 2013 --- 3
Who is
CBS?
You might think you know all about CBS,
but in our world it’s more than just a TV
Network with some favorite Primetime
shows. To BCT, CBS is a company that
was established in 2012 and is short
for Consolidated Business Services, LLC
which is a partnership between Canby Telcom (C), Beaver Creek Cooperative Telephone Co (B), and Stayton Cooperative
Telephone Company (S). These companies
have come together with common objectives of finding efficiencies and reducing
costs. These efficiencies are already being
realized as the Accounting and Human
Resources departments have been combined, which means there is now one Accounting department doing work for three
companies. CBS continually looks to combine services where it can in order to be
an entity to bring cost savings and efficiencies to each company through administrative and management type services.
Why, you may ask? In the past there was
very little cooperation between companies which in turn created a vast amount
of duplicated networks, at a tremendous
cost for each company to carry individually. The independent telecom industry has
seen many changes over the past several
years and sharing these resources has cre-
ated a more efficient business model. We
are finding that the benefits of sharing resources with other neighboring companies
not only reduces operating and capital
costs but allows companies to collaborate
by learning from each other’s experiences.
BCT has been strengthening relationships
with its neighboring companies and has
been sharing employees and services
for over three years. CBS was formed in
2012 to further the opportunities of sharing resources including a central location
for employees to be able to work with
many different companies.
The CBS offices are located in Mt. Angel
for various reasons, but one main reason
is because Mt. Angel offers a central location and is within 35 minutes of 10 different cooperative telephone companies.
We are hopeful that these other cooperatives will see the value in working together,
hence lowering their costs to operate as
well.
The ultimate goal of CBS is to continue to
build cooperative relationships and joint
ventures all while allowing each telecom
to remain a separate entity and support the
community that they reside in.
consolidated
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4 --- BCT’s Co-Op Connection
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1st Quarter 2013 --- 5
CAPITOL CREDITS
Capital credits are the allocation of profits
and losses from the Cooperative’s operations
that may be distributed to the members, in
the form of dividends. The allocation to each
member is based on how much each member has spent with the Cooperative relative
to all of the other members.
BCT is not in a position to payout any capital credits and has not been in a position
to pay them out over the past several years
due to a few factors. The main factor that
prohibits BCT from paying out dividends to
its members is the debt load and loan covenants imposed by the lending institution
that refinanced the majority of BCT’s debt in
2010. The loan covenants strictly state that
BCT cannot pay out capital credits due to the
commitments BCT already has with its loan
payments for loans that were borrowed in
the late 1990’s up through 2005 for construction and technology projects.
BCT’s total debt was as high as $19.6 million in 2005 but with the commitment of the
current board of directors and management
as well as the restructure of the debt that
was refinanced in 2010, BCT has paid that
debt balance down to approximately $10.5
million. The inability to pay out dividends
has been one of the most difficult, although
necessary drawbacks to our situation as we
have received many requests for payouts.
BCT is very sensitive to the requests but currently must abide by the loan covenants that
prevent any payouts of capital credits. Violation of the loan covenants could cause the
lending institution to call the loan for immediate payment.
Please recognize that the current Board of
Directors and management of BCT are committed to working hard to put the Cooperative back on strong financial footing. It is of
the highest priority so that we may offer the
technology services that you, our members,
want and need going forward.
Below are the most frequently asked questions and answers about capital credits.
How often will I be notified of my capital
credits balance?
Members are notified after the annual audit
of the changes to their capital credits account
due to the annual operations of the Cooperative and their balance of their account.
PROFESSIONAL VIDEO PRODUCTION & WEBSITE DEVELOPMENT SERVICES
Grounded 4 Life Productions is taking on new clients!
Call 503-784-6298 or e-mail [email protected] for a FREE consultation.
www.grounded4life.tv • www.linkedin.com/in/dariningram
6 --- BCT’s Co-Op Connection
503-518-2208
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How often are capital credits paid out?
Capital credits may be retired for dividend
distribution after the board of directors has
reviewed the annual audit and is in compliance with any restrictions or loan covenants. The Cooperative must plan ahead
for disbursements based on these factors and
whether it is economically feasible for the
Cooperative to pay out dividends.
What must I do if I move out of the area?
You must keep the Cooperative notified of
your current address when you move as you
may risk losing your capital credits if the Cooperative is unable to contact you.
however is not the same as a bank account.
While the Cooperative does account for
each capital credit account balance, it has
reinvested these funds in the Cooperative
for projects such as technology upgrades
and can only pay them to members when
allowed and economically feasible for the
Cooperative. This can only be done at the
approval of the board of directors and only
after meeting the restrictions and loan covenants.
If you have any other questions regarding
capital credits or your account please contact our Business Office at 503-632-3113.
Why can’t I use my capital credits account
to pay my bill?
-
As a member, you have a capital credits
account with the Cooperative. This account
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PRODUCT OF THE QUARTER:
IR EXTENDER
An IR (infrared) Extender gives you more flexibility
when choosing a location for your set top by allowing you to place your set top box wherever you
would like (inside an entertainment center, bookcase or any other out of sight place). Simply connect the IR Extender to the USB port and then make
sure the other end of the IR Extender can be “seen”
by the remote control. Then you point your remote
at the IR Extender and you can watch your favorite
channels without having to worry about having direct line of sight of your set top box.
For information about getting your own IR Extender
please contact a BCT Customer Care Consultant at
503-632-3113.
1st Quarter 2013 --- 7
DR. OZ’S GREATEST
HEALTH TIPS
1. Laugh ~ Laughing not only eases stress, promotes social bonding, and lowers blood pressure, it may also boost your immune system.
2. Don’t Skip Breakfast ~ Fiber in the morning means less hunger late in the afternoon, when
you’re most likely to feel tired and gorge yourself on sugar. An early start on eating also keeps
your metabolism more active throughout the day.
3. Hit the Sack ~ Seven hours of sleep a night not only helps you live longer, but also lowers
your stress, sharpens your memory, and reduces cravings for pants-splitting foods. Set a bedtime
and stick to it.
4. Admire Your Work ~ Poop should be smooth and S-shaped, like your colon. If it comes
out too lumpy, or drops into the bowl like marbles, you’re constipated. Increase your fiber and
water intake if that’s the case.
5. Don’t Pamper Your Bad Back ~ Even if you’re hunched over in agony, taking to your bed
will only make a bad back worse. The latest research shows that bed rest weakens back
muscles and prolongs the suffering.
6. Taste the Colors ~ Foods with bright, rich colors are packed with flavonoids and carotenoids, powerful compounds that bind the damaging free radicals in your body, lowering
inflammation. Eat nine fistfuls of colorful fruits and vegetables each day and you’ll reap the
benefits without having to give up other foods.
7. Brushing is Not Enough ~ No matter how thoroughly or long you brush your teeth, you’re
missing a good portion of their total surface. The dangers of
not flossing go beyond hygiene: The bacteria that linger can
increase your risk of heart disease.
8. Take a Deep Belly Breath ~ Push out your bellows and suck
air through your nose until your lungs are full. They’ll fill with
nitric oxide, a chemical found in the back of your nose that
opens up blood vessels. The dose of oxygen will make you
feel happier and more alert.
9. Join a Yoga Class ~ Yoga eases stress, lowers blood pressure, slows heart rates, and increases flexibility. Loosening
your muscles will make them more adaptable, so you may be
less likely to injure yourself playing sports.
10. Don’t Be an Island ~ If you face life’s stresses alone, you will make yourself older. With
another person’s love and support, that inner aging can be reduced.
To read more great Health Tips by Dr Oz visit www.menshealth.com.
8 --- BCT’s Co-Op Connection
(www.mistupid.com)
1:
Do they have a 4th of July in England?
2:
Some months have 31 days. How many have 28?
3:
Why can’t a man living in the USA be buried in
Canada?
4:
How many outs are there in an inning of baseball?
5:
Two men play five games of checkers. Each man
wins the same number of games. There are no ties.
Explain this.
6:
A man builds a house rectangular in shape. All
sides have southern exposure. A big bear walks
by. What color is the bear? Why?
7:
I have two US coins totaling 55 cents. One is not a nickel. What are the coins?
8:
How far can a dog run into the woods?
9:
A farmer has 17 sheep, and all but 9 die. How many are left?
10: How many two cent stamps are there in a dozen?
Answers below.
DIRECTORY COVER WINNNER
Congratulations to Chip Greendale! His
amazing photo of the Oregon City Falls
was chosen as the cover to BCT’s Oregon
Trail Directory. He won a pair of Blazer
Tickets for being our big winner!
For more information on other upcoming
contests, visit our facebook page at:
www. facebook.com/bctelco
ANSWERS 1: Of course England has a 4th of July, but they don’t celebrate it as Independence Day. 2: ALL months have at lease 28 days.
3: He can’t be buried if he isn’t dead. (or shouldn’t be) 4: 6 outs. Both teams get a chance to bat in a FULL inning. 5: They aren’t playing
with each other. 6: White. The house is at the North Pole so it is a polar bear. 7: A 50 cent piece and a nickel. (one is a nickel, the other is
NOT) 8- Half way. Then he is running OUT of the woods. 9: 9 (all BUT 9 DIE) 10: 12
1st Quarter 2013 --- 9
APPLE PIE SNACKS
INGREDIENTS:
Graham Crackers
Light cream cheese
2 apples
1 teaspoon sugar
1/2 teaspoon cinnamon
1 teaspoon brown sugar
DIRECTIONS:
Chop apples into tiny pieces and place in a bowl.
Sprinkle the sugars and cinnamon over the apples.
Microwave the apples for 1 minute.
Take them out and stir.
Put them back in for 1 more minute.
While apples are cooking, spread cream cheese on top of graham crackers.
Scoop chopped/cooked apples onto graham crackers with cream cheese.
Optional: Add a tiny bit of caramel and/or chocolate drizzle on top.
{superhealthykids.com}
THANK YOU
Thank you to those who participated in our Internet survey. Your
feedback is greatly appreciated and will help BCT to make
improvements and positive changes moving forward. We are
still looking through the feedback provided and expect to have
new things coming in the Second Quarter as a result. Thanks
again, your opinions really do matter to us!
LOCAL CLUBS
&MEETINGS
Beavercreek Lions
First/Third Saturday of the month,
7:30AM, Beavercreek Grange.
Frank Willie, Club President:
503.656.8935
10 --- BCT’s Co-Op Connection
Carus CPO
Second Thursday, every month.
Held at the Grand View Baptist
Church. Contact: 503.632.7063
Clarkes-Highland CPO
First Wednesday of January,
February, March, June,September
and December, 7:30PM. at the
Clarks Grange Hall Contact Gary
Hartt: 503.632.6955
Greater Oregon City
Watershed Council
4th Tuesday of the month at
7PM at CCC in the John Insket
Environment Learning Center.
Contact Rita Baker: 503.427.0439
Hamlet of Beavercreek
Fourth Wednesday of the month
at 7:00PM, Beavercreek Grange.
Contact: 503.632.8370
www.hamletofbeavercreek.org
UPCOMING EVENTS
CITY WIDE EASTER EGG HUNT
Bring out the kids for this fun event!
March 30th
Rivercrest Park
131 Park Drive, 10am SHARP!
OREGON CITY FARMER’S MARKET
The Farmer’s Market is back at the top of the hill in
OC for the start of their Summer Market and downtown on Wednesday afternoons! Buy all your fresh
produce, bread, fish and more locally!
Summer Saturday Market
2051 Kaen Road
May 4th thru Oct 27th • 9am-2pm
Summer Wednesday Market
corner of 8th & Main
Wednesdays starting June 5th • 3pm-7pm
www.orcityfarmersmarket.com
PIONEER FAMILY FESTIVAL
Vendors, Food, Entertainment, Rides, and More!
Since 1952 … 61 years of Family Fun!
May 17-19th, Clackamette Park, Oregon City
www.pioneerfamilyfestival.com
TEDDY BEAR PARADE
The Teddy Bear Parade gathers new teddy bears/
stuffed animals that are given to community agencies who then distributed them to children through
out our community who need comfort in times of
crisis. The Parade ends at the Pioneer Family Festival at Clackamette Park.
May 18th, 10:30am
Starts on 10th and Main to Clackamette Park
www.octeddybearparade.com
HIDDEN NUMBERS
A $15 credit will be issued to five lucky BCT
subscribers who find their telephone number hidden in this issue. If you spot a phone number that
belongs to you, call our office at 503.632.3113.
IT COULD SAVE YOU $15 ON
YOUR NEXT BILL!
THESE LUCKY MEMBERS
WON LAST QUARTER:
Mildred Welty
Timothy Maxcy
Michael King
Mom’s Club of Oregon City/ Mulino CPO
Third Thursday of the month,
Beavercreek
First Monday of the month,
9:30AM, Oregon City United
Church of Christ on South
End Road. Children Welcome!
Contact: Erin Lile at ocmoms@
yahoo.com
7:15PM, Mulino Airport, OPA
Building. Contact: 503.632.0202
Oregon City Lions Club
First & Third Tuesday of the
month, 4:30PM at Jimmy O’s
Pizza. Contact: 503.479.0080
OC School District Board
Second Monday of the month,
7:00PM, District Office Board
Room. Contact: 503.785.8000
Oregon Equestrian Trails,
North Valley Chapter
First Tuesday of the month at
Elmer’s in Clackamas, 6:00PM
dinner followed by a 7:00PM
meeting. Contact: 503.632.3258
1st Quarter 2013 --- 11
www.bctelco.com
503.632.3113
VISIT US TODAY:
15223 S HENRICI ROAD
IN OREGON CITY
MONDAY - FRIDAY
8:30AM TO 5:30PM
TUESDAY
9:00AM TO 5:30PM
15223 S Henrici Rd
Oregon City, OR 97045