YOUR NEW MONEY MINDSET
Based on the book “Your New Money Mindset,” coauthored by Brad Hewitt and James Moline.
A New Money Mindset
Money
Story
YOUR NEW MONEY MINDSET
Sound Money Advice
A New Money Mindset
YOUR NEW MONEY MINDSET
Principles Into Practice
A New Money Mindset
YOUR NEW MONEY MINDSET
Start With the Heart
If we want the power to make and live out wise money
choices, we start with the heart.
Without changing our inner attitudes toward money, we
will be unlikely to succeed in remaking our outward
behaviors.
A New Money Mindset
YOUR NEW MONEY MINDSET
The 5Ss
The 5Ss are five distinct attitudes people hold toward
money—five ways of relating to all that they have
and own.
These money mindsets describe how people think and
feel about their financial well-being—or lack of it.
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
Your Money Relationship
The health of your relationship with money is NOT
determined by how much money you have or don’t have.
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
Feeling drained, trapped, with little sense
of hope.
Surviving
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
Struggling
Feeling strapped in the present and anxious
about the future.
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
Feeling OK, experiencing relative calm but
hoping for more.
Stable
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
Feeling mostly confident.
Secure
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
Surplus
Feeling grateful and ready to share.
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
The 5Ss
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
The 5S Money Mindsets
Surviving: Feeling drained, trapped, with little sense of hope.
Struggling: Feeling strapped in the present and anxious about
the future.
Stable: Feeling OK, experiencing relative calm but hoping for
more.
Secure: Feeling mostly confident.
Surplus: Feeling grateful and ready to share.
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
The health of our relationship with
money is NOT determined by how
much money we have or don’t have.
While it can affect our money mindset, the amount is not
as significant as what we do with what we have.
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
Three Behaviors
1) Spending no more than 40% of income on house
and car.
2) Having emergency savings of at least $2,000.
3) Having credit cards and not using them, or using
them but paying them off each month.
Source: Research conducted by Thrivent Financial, Doblin and GfK US
of 50,000 U.S. Christians from 2011 to 2014.
A New Money Mindset
YOUR NEW MONEY MINDSET
The Surplus Mindset
Deciding we have enough for ourselves
and enough to share.
A New Money Mindset
YOUR NEW MONEY MINDSET
The Surplus Mindset
Deciding we have enough for ourselves
and enough to share. …
… This is the new money mindset
we aim to grow into.
A New Money Mindset
YOUR NEW MONEY MINDSET
The more readily we share our
time, energy and money, the
more joy we discover in life.
A New Money Mindset
YOUR NEW MONEY MINDSET
More
Bigger
Better
A New Money Mindset
YOUR NEW MONEY MINDSET
“You have filled my heart with greater joy than when their
grain and new wine abound.” (Psalm 4:7 NIV)
A New Money Mindset
YOUR NEW MONEY MINDSET
“Get wisdom—it’s worth more than money; choose
insight over income every time.” (Proverbs 16:16 MSG)
A New Money Mindset
YOUR NEW MONEY MINDSET
“The world of the generous gets larger and larger, and
the world of the stingy gets smaller and smaller.”
(Proverbs 11:24 MSG)
A New Money Mindset
Hope
YOUR NEW MONEY MINDSET
The Surplus Mindset
Deciding we have enough for ourselves
and enough to share. …
… This is the new money mindset
we aim to grow into.
A New Money Mindset