Member News Winter 2011
2010
SEQUOIA
FEDERAL CREDIT UNION
Serving members and their families in the Redwood City, Sequoia, San Carlos, Belmont, Ravenswood, Las Lomitas, Menlo
Park, Portola Valley, and Woodside School Districts, Cañada College District and Students of Sequoia High School
first $25! Materials promoting financial
60th Anniversary Coming Soon!
literacy will be available!
th
Get ready to celebrate 2012 with us for the 60
• October – Halloween Pet Parade. Dress up
Anniversary of your credit union. We are planning
your pet and walk in our parade down El
special events throughout the year and promotions
Camino. Special prizes for pet grooming
with you in mind as a loyal member. Our year of
pleasure will be awarded!
excitement:
•
February – Our annual meeting will be held
on Tuesday, February 21st.
Planned
immediately following the meeting is a pizza
dinner to kick off the year of excitement!
•
November – We give thanks to our
membership for 60 wonderful years! We will
be conducting an internet treasure hunt and
give away prize turkeys.
•
March – Going Green! We will have a
hybrid vehicle in the credit union parking
lot. We plan to arrange test drives for our
members. Watch for low rates on loans to
purchase autos getting 25 mpg or better.
Shamrock shakes for those coming in to
apply for a loan.
•
December – ‘Tis the Season!”
Surprise
Vacation Get Away. A scorecard will be
mailed out to members. Each month all
members that attend the events will be
entered into the Vacation Get Away
drawing.
•
April – Tax Season/Spring Cleanup. Time to
shred old documents in a safe manner.
Bring in all papers you want shredded,
weigh in and receive one ticket for every
pound of shredded paper. Deposit tickets for
a shredding machine give-away!
•
•
•
•
•
May – Cinco de Mayo! Time for margaritas,
chips and salsa on $5 Fridays throughout
the month. Spin the Wheel to win a prize!
June – Congratulations to all our Grads!
Celebrate your success with family and
friends at the credit union. Bring your
diploma or certificate to our Saturday
pancake breakfast and receive $25.
July – Declare your independence from the
Big Banks. March with us in the Redwood
City 4th of July Parade. There will be a
banner declaring Independence.
Watch for full details coming your way in the mail!
Sequoia FCU Holiday Display
A lucky few of you were able to see our holiday
display. The display was provided by one of our
loyal members Tlaxcalli (Noonan) Villanueva.
Noonan is no stranger to this display as he has been
setting it up for residents of his mobile home park
for years. He has had the buildings and decorations
in his collection for many years.
From the
amusement park to the train circling the winter
village and the fantastically decorated Christmas
tree, the lobby of our credit union was transformed
into a Winter Wonderland. On behalf of the credit
union employees and members we thank Noonan for
his enthusiasm, artistic style and dedication in
setting this display up for everyone to enjoy.
Important Notice!
August – Join us at a San Francisco Giants
game. We will reserve group tickets and
reward a seat to members who get a loan or
VISA credit card during our promotional
period. Additional tickets will be available
through a raffle for all our members as well.
Watch for details to come.
An important reminder for all of our Bill Pay users
to please check all of your bill pay information on
your account. Please review each vendor you have
set up for on-going payments for accuracy in:
September – Youth and financial literacy
month. Parents and Grandparents, bring in
your children to open an account. We will
waive the membership fee and deposit the
Inaccurate information could cause delays in
payments and may result in delinquencies and late
fees. If you have any questions please call our
friendly staff and we will be happy to help.
•
•
•
Address corrections,
Account numbers,
Amounts.
Go Mobile with Allpoint!
Do you know that our ATM service provider,
Allpoint, offers free mobile locator apps for iPhone,
Blackberry and Android devices? Best of all, they're
FREE to download and use! Allpoint’s mobile
locators help you know how convenient our ATMs
are. Our membership in Allpoint allows access to
thousands of ATMs across the nation. With this
locator app you will never be far from a surcharge
free ATM.
Our website, www.sequoiafcu.org also has an ATM
locator. Click on Products and Services and then
ATM Locator. You will be directed to Allpoint’s
locator service.
Check Printing
Members that use a check printer other than the
credit union’s for reordering checks should contact
us. We will need to arrange for the change of name
and logo on any new check orders you need to make.
Annual Meeting Notice
Sequoia Federal Credit Union will hold our annual
meeting on Tuesday, February 21, 2012 at 4:30 PM.
Immediately following the meeting we will host a
pizza dinner and join our members to celebrate 60
years of service. We invite all members and request
an RSVP so that we can plan accordingly. Join us
for this special event and learn what credit union
membership is all about.
We need volunteers to serve in various positions. If
you are interested in helping with the direction and
governance of your credit union, please contact us at
366-7777.
Board of Directors 2011/2012
President
Vice-President
Secretary
Treasurer
Member
Member
Member
Larry Wagner
Jodie Arnold
Yolanda Padilla
Karen Kruger-Roque
Rochelle Kirchner
Bill Torsch
Lupita Montijo
Current Loan Rates
Signature Loans APR*
•
•
•
3-year payback
2-year payback
1-year payback
15.00%
12.00%
9.00%
Lifeline Loan**
o
2 month payback
25.00%
Collateral Loans
•
•
•
•
Computer Equipment
Share Secured Loans
New or used mobile homes
o 15 year term
7.00%
3.20%
9.00%
Equity Loans (up to $50,000)
o 6 year term
5.95%
Credit Card Loans
•
•
Visa credit card
Visa ! preferred" credit card
13.92%
9.90%
Vehicle Loans
•
•
Autos (60 months) 2006 & newer models
Older models may qualify for higher rates
New
Used
Recreational Vehicles
3.50%
3.50%
10.00%
(Excluding tax, license and extended service contract)
Members may qualify for reduced rate of a half % for cashing in
10, 000 scorecard points on vehicle loans
*Annual Percentage Rates Subject To Change Without Notice
**$20.00 application fee
VISA NOTIFICATION
We want to remind all our members who carry the
Sequoia FCU VISA credit or debit card that when
you leave your hometown area, please call to let us
know the destination and dates of your trip. Our
VISA program uses tracking of usage to notify us of
possible fraud. Your card may be suspended until
we can verify your transaction.
Holiday Schedule
Sequoia Federal Credit Union will be closed on the
following days:
•
•
•
•
Monday, January 2, New Years
Monday, January 16, Martin Luther King, Jr. Day
Monday, February 20, President’s Day
Friday, April 6, Good Friday (close at noon)
EQUAL HOUSING
LENDER
Sequoia Federal Credit Union 530 El Camino Real Redwood City, CA 94063 (650) 366-7777 www.sequoiafcu.org