Communique
Statewide Federal Credit Union
statewidefcu.org
June 2016
Federally Insured by NCUA.
If you're planning to buy or build a new home or refinance your current home, your first stop should
be at Statewide to talk to one of our mortgage specialists. You won't need to go anywhere else!
We’re Your
One Stop
For Home
Ownership
At Statewide our mortgage loan officers don't work on commission. Instead, they are committed
to helping you by taking the time to discuss every financing alternative while also providing all the
details about the different mortgage products we offer. Right from the start, you'll understand
the mortgage process and know you'll get quick answers, competitive rates and great personal
service. And there are never any surprises or hassles.
Our mortgage loan officers are knowledgeable, caring personnel who will work with you throughout
the mortgage process. From finding a mortgage that meets your needs to closing the deal and
handing you the keys, Statewide is here to make sure your home ownership dreams come true.
To discuss your buying, building or refinancing needs, stop by any of our offices, give us a call
at 1-800-682-6426, ext. 4485 or go online to statewidefcu.org for the financing solution that's
just right for you.
NMLS #860337
The Money You Need For Your Dream Vacation
Up to the mountains. Down to the beach. Or somewhere in between. We can help you take the vacation you’ve
always wanted with a low cost Personal Loan. We offer the financing you need at rates as low as 7.95% APR.
Our Vacation Loans feature:
• Rates as low as 7.95% APR*
• $2,500 maximum loan amount
• 12 month term
• Quick approval
• Vacation Loans available May 1 through July 30, 2016
Apply in person, online or by phone today.
• APR=Annual Percentage Rate. Subject to credit approval. All rates subject to change
without notice. Your rate may be different based on your creditworthiness.
For a complete list of disclosures go to statewidefcu.org.
Is Your Car Ready For
The Next Road Trip?
Saving money comes in many different forms, one very big
one is saving when it comes to car care. Keeping your car
in top running condition saves you money over the many
years you are likely to own your vehicle. Ignoring your vehicle
maintenance leads to unnecessary mechanical failure, frequent
repairs and high costs - all things that can be
avoided with a little extra car care.
Now that we are in vacation season,
before you jump in your car and head
off with family or friends to that perfect
destination, take these steps to ensure
you won’t be spending money on your
trip that you don’t have to.
• Have your tires rotated
and aligned
• Check the tire air pressure
for proper inflation levels for
warmer temperatures
• Have the oil and filter changed
• Get the air conditioner
checked out and
tuned up if necessary
• Replace wiper blades and top off or replace all fluids
• Give your car a good washing to help maintain the paint
and finish and remove any damaging chemicals
Your vehicle is a major financial investment and deserves the
proper treatment for maximum return on that investment. For
more tips on caring for you car in the summer and year round,
go to carcare.org.
The Freedom Of
Using Your Free
VISA® Debit Card
First of all, it's FREE! Second, it's the most convenient and
flexible card you can have in
your wallet - giving you the
freedom to access your
checking account funds
4309 1410 0000 0000
around the world.
4000
GOOD
THRU
12/16
D E B IT
Statewide Debit Card
The VISA Debit/ATM
card is like a check, only
better. You can use it at any
merchant, airline, hotel, etc. who displays the VISA logo. And
use it as many times as you like - that's absolutely FREE too.
When you use your Debit/ATM card to make a purchase,
the transaction amount is automatically deducted from your
checking account at Statewide. It's also your ATM card for
cash withdrawals, balance inquiries or for transferring funds
at any ATM displaying the CU24, CU Here, MoneyPass,
Cirrus, PULSE or VISA logos throughout the United States.
Each time you use your card creates a detailed transaction
description which will be listed on your Mobile App, Home
Banking or Statewide statement.
So enjoy the freedom of carrying all your checking account
funds with you everywhere you go all wrapped up in your
VISA Debit/ATM card. And what a great way to save
money - you'll be using fewer checks or no checks at all.
Open your Statewide checking account today and start
using your instant-issue VISA® Debit/ATM card and see
for yourself why thousands of Statewide members are
already carrying this card.
LOCATIONS TO
SERVE YOU
FLOWOOD OFFICE
295 East Layfair Drive
Flowood, MS 39232
Phone: (601) 420-5535
Toll-Free: (800) 682-6426
Monday, Tuesday, Thursday & Friday
Hours: 8:15 a.m. - 4:45 p.m.
Wednesday Hours: 8:30 a.m. - 4:45 p.m.
STARKVILLE OFFICE
333 Highway 12 West
Starkville, MS 39759
Phone: (662) 323-5020
Toll-Free: (800) 545-9677
Monday, Tuesday, Thursday & Friday
Hours: 8:15 a.m. - 4:45 p.m.
Wednesday Hours: 8:30 a.m. - 4:45 p.m.
Benefits of Membership in
Statewide Federal Credit Union
Checking Account
- No monthly fee
- No minimum balance
- No per-check fee
- Overdraft protection
VISA Debit/ATM Card
- FREE with your Statewide
FCU checking account
eBranch
- ePay
- Home Banking
- eStatements
- Online Check Images
TellerPhone
- Audio Response
CU 24 ATM Network
CU Here ATM Network
Credit Union Service
Center Network
Savings & Investments
- Share Accounts
- Investment Management
- Accounts
- Share Certificates
- Christmas Club Accounts
Loans and Credit Cards
- Signature Lines of Credit
- Share Secured Loans
- Certificate Secured Loans
- New & Used Vehicle Loans
• Automobiles
• Boats
• RV’s
• Motorcycles
- Mortgage Loans
- Home Equity Lines of Credit
CLEVELAND OFFICE
117 Commerce Avenue
Cleveland, MS 38732
Phone: (662) 843-7370
Toll-Free: (866) 477-4539
Monday, Tuesday, Thursday & Friday
Hours: 8:15 a.m. - 4:45 p.m.
Wednesday Hours: 8:30 a.m. - 4:45 p.m.
mApp Mobile Banking
All offices will be closed on the third
Tuesday of each month from 8:00 a.m. 9:00 a.m. for staff meetings.
INFORMATION FOR
STATEWIDE MEMBERS
- Apps for smartphones
- Check balances
- Text banking
- All FREE
TELLERPHONE
Free 24-hour automated information
(800) 553-8890
eBRANCH
Visit www.statewidefcu.org
OVER 5,000 SERVICE CENTERS
www.co-opsharedbranch.org
Would you like to receive your Statewide
FCU newsletter via email? Send an email
to [email protected]
to receive an emailed newsletter.
NOTICE:
Visit www.cu24.com for the free
Credit Union 24 or CU Here
ATM nearest you!
Connect with us on Facebook:
www.facebook.com/statewidefcu
Congratulations
2016 Graduates!
A big “Congratulations” to all our
2016 high school and college
graduates. We are proud of what
you have accomplished. We are
here with excellent products and
services designed to provide
convenience and ease of banking as
you enter the next phase of your life.
Communique is an official publication of Statewide Federal Credit Union. This newsletter serves as an official
notice to the credit union membership of all matters contained within.