Catalogue bills are debts. They can be very costly and charges can quickly mount
are not usually priority
bills.
If you are having trouble keeping within your payments, get advice online and find
out what help is available.
Find out more at shelter.org.uk/advice
Company
Company name
Account number/reference
Phone
Fax
Email
Contact name
Address
Whose name is on the
account?
Amount paid each month
How much is owing?
Date
Direct debit/standing order
from account:
File it!
Put this sheet in a punched pocket.
Put your bills and letters in as well.
File them by date – oldest at the bottom, newest at the top
Amount
Catalogue bills
Catalogue bills
a pay a County Court Judgement, the person you owe money to can
ask the court
for permission to send bailiffs to take away and sell your possessions
for repayments to be made from your wages
for repayments to be made from your bank account
a charge to be placed on your home, so you have to repay the debt when
your home is sold
If you
advice.
Find out more at shelter.org.uk/advice
What debt is it for?
Whose name is the judgement in?
How often does the debt have to be paid?
How much?
Direct debit/standing order from
account:
Creditor
Reference number
Phone
Fax
Email
Address
How much is owing?
Date
File it!
Put this sheet in a punched pocket.
Put your CCJ and bills in as well.
File them by date --- oldest at the bottom, newest at the top
Amount
County Court Judgement
County Court Judgement
Credit card bills are not usually priority bills.
If you are having trouble paying these bills, you can get advice online and find out
what help is available.
Find out more at shelter.org.uk/advice
Credit card company
Company name
Reference/card number
Phone
Fax
Email
Contact name
Address
Whose name is on the bill?
Minimum monthly payment
Amount paid each month
How much is owing?
Date
Direct debit/standing order
from account:
File it!
Put this sheet in a punched pocket.
Put your bills in as well.
File them by date – oldest at the bottom, newest at the top
Amount
Credit Card:
Credit Card
Hire purchase agreements are often priority bills, particularly when they are for a car
that is essential for work or for essential items of furniture. If you are having trouble
paying these bills, you can get advice online.
Find out more at shelter.org.uk/advice
Company name
Reference number
Hire Purchase
Hire Purchase
Phone
Fax
Email
Contact name
Address
Whose name is on the bill?
How often should it be paid?
How much ?
How much is owing?
Date
from account:
File it!
Put this sheet in a punched pocket.
Put your bills in as well.
File them by date – oldest at the bottom, newest at the top
Priority bill
Direct debit/standing order
Amount
Income tax
. If you are
having trouble paying your income tax, get advice from a money and debt or tax
adviser.
Find out more at shelter.org.uk/advice
Tax Office
Income tax
Income Tax
Reference number
Phone
Email
Contact name
Address
Whose name is on the bill?
How often should it be
paid?
How much is it?
How much is owing?
Date
from account:
File it!
Put this sheet in a punched pocket.
Put your bills and letter in as well, or file them behind.
File them by date – oldest at the bottom, newest at the top
Priority bill
Direct debit/standing order
Amount
you risk being sent to
get advice.
What debt is it for?
Whose name is the judgement in?
How often does the debt have to be
paid?
How much?
Magistrates Court Fine
A
is a priority
prison. If you are having difficulty paying,
Find out more at shelter.org.uk/advice
Direct debit/standing order from
account:
Creditor
Reference number
Phone
Fax
Email
Address
How much is owing?
Date
Amount
Put this sheet in a punched pocket.
Put your CCJ and bills in as well.
File them by date --- oldest at the bottom, newest at the top
Priority bill
File it!
National insurance
. If you
are having trouble paying your national insurance, get advice from a money and
debt or tax adviser.
Find out more at shelter.org.uk/advice
National Insurance Office
Reference number
Phone
Fax
National Insurance
National insurance
Email
Contact name
Address
Whose name is on the bill?
How often should it be paid?
How much is it?
How much is owing?
Date
Amount
Direct debit/standing order
from account:
Put this sheet in a punched pocket.
Put your letters and bills in as well.
File them by date – oldest at the bottom, newest at the top
Priority bill
File it!
Overdrafts are debts. Overdrafts can be costly --- you will be charged interest and
bank changes if you go over your limit and these changes can quickly mount up.
Overdrafts are not usually priority bills.
If you are having trouble keeping within your overdraft limit, get advice online and
find out what help is available.
Find out more at shelter.org.uk/advice
Bank
Bank name
Account number/reference
Phone
Fax
Email
Contact name
Address
Whose name is on the account?
Amount paid each month
How much is owing?
Date
Direct debit/standing order from
account:
File it!
Put this sheet in a punched pocket.
Put your bills in as well.
File them by date – oldest at the bottom, newest at the top
Amount
Overdraft
Overdraft
Personal loans are debts. Personal loans are not usually priority debts. If you are
having trouble paying these bills, you can get advice online and find out what help is
available.
Find out more at shelter.org.uk/advice
Loan Company
Company name
Reference/card number
Phone
Fax
Email
Contact name
Address
Whose name is on the bill?
Minimum monthly payment
Amount paid each month
How much is owing?
Date
Direct debit/standing order
from account:
File it!
Put this sheet in a punched pocket.
Put your bills in as well.
File them by date – oldest at the bottom, newest at the top
Amount
Personal loan
Personal loan
Store card bills are not usually priority bills. If you are having trouble paying these
bills, you can get advice online and find out what help is available.
Find out more at shelter.org.uk/advice
Store card company
Company name
Reference/card number
Phone
Fax
Email
Contact name
Address
Whose name is on the bill?
Minimum monthly payment
Amount paid each month
How much is owing?
Date
Direct debit/standing order
from account:
File it!
Put this sheet in a punched pocket.
Put your bills in as well.
File them by date – oldest at the bottom, newest at the top
Amount
Store Card
Store Card
Consumer credit debts such as store credit agreements are considered to be nonpriority debt, but if you do not pay back the loan as agreed, your creditor can take
steps to enforce the debt. If you are having trouble keeping within your payments,
- get advice online and find out what help is available.
Find out more at shelter.org.uk/advice
Company
Company name
Reference/card number
Phone
Fax
Email
Contact name
Address
Whose name is on the bill?
Minimum monthly payment
Amount paid each month
How much is owing?
Date
Direct debit/standing order
from account:
File it!
Put this sheet in a punched pocket.
Put your bills in as well.
File them by date – oldest at the bottom, newest at the top
Amount
Store credit agreement
Store credit agreement
Keep track of your student loan. If you are having trouble keeping within your
payments, get advice online and find out what help is available.
Find out more at shelter.org.uk/advice
Student loan company
Account number/reference
Phone
Fax
Email
Contact name
Address
Whose name is on the
account?
Amount paid each month
How much is owing?
Date
Direct debit/standing order
from account:
File it!
Put this sheet in a punched pocket.
Put your bills and letters in as well.
File them by date – oldest at the bottom, newest at the top
Amount
Student loan
Student loan
Bank loans, Payday loans, Doorstep loans, Cash advances
Some unsecured loans from agents who visit you at home, shops or websites can
be very expensive --- if the interest rate is high, the loan will cost a lot. Charges can
Consumer credit debts such as unsecured loans are considered to be non priority
debt, but if you do not pay back the loan as agreed, your creditor can take steps to
enforce the debt.
delay - get advice online and find out what help is available.
Find out more at shelter.org.uk/advice
Company
Company name
Account number/reference
Phone
Email
Contact name
Address
Whose name is on the account?
Amount paid each month
How much is owing?
Date
File it!
Put this sheet in a punched pocket.
Put your bills and letters in as well.
File them by date – oldest at the bottom, newest at the top
Amount
Unsecured loans
Unsecured Loans