EXPLANATORY NOTES to the Client Information Bank Register (CIBR) extract
PERSONAL DATA
valid from 1. 1. 2017
NEGATIVE INFORMATION ABOUT SUBJECT
Financial institution:
if the client is present in the database
also as an individual entrepreneur
financial institution that has
contributed the negative
Date of indication:
negative information date of origin
internal code assigned in the CIBR
Event:
negative information specification
Found:
data contained in the CIBR
Additional:
Code:
CONTRACTS
Summarization:
overview of all operations according to the type and phase
Operation type:
Installment operations – personal loan, consumer loan, mortgage, investment loan, operating loan
Non-Installment operations – overdraft loan, authorized overdraft on current account
Credit cards – credit cards, installment credit cards, revolving loan, building saving loan
Operation phase:
request, denied, revoked, existing, terminated, terminated in advance
DETAILS: INSTALLMENT; DETAILS: NON-INSTALLMENT; DETAILS: CARDS
Total amount:
total amount for each field (applicant, co-applicant, guarantor)
List of contracts:
details about each contract - start date, contract code assigned in the database, financial institution, other
credit product specification including the repayment profile and used amounts
List of requests:
details about each request - contract type, financial institution, request date and other specification of
the credit product which you requested
CURRENT BRKI USER LIST
Up-to-date list of CIBR users is available at www.cbcb.cz
In case your CIBR extract does not contain all of your loan relations with participating banks, the incorrect entry of data contributed by
the bank to the Register have may occurred. Please, contact the Client Center with the request for correction of incorrect data .
CBCB ­ Czech Banking Credit Bureau, a.s., Na Vítězné pláni 1719/4, 140 00 Praha 4, tel.: +420 277 778 600, fax: +420 277 778 680,
e­mail: [email protected], IČO: 26199696, entered in the Commercial Register administered by the Municipal Court in Prague, Section: B,
Entry No.: 6735