Financial Beat
Published for Members of United Police Federal Credit Union
Our New RATE SAVER LOAN
Goes the Extra Mile
Get up to 1.5% off your current auto loan rate!*
D
id you finance your car loan with another lender? Then it’s
time to move it here and take advantage of our new Rate Saver
Loan program.
• We’ll beat your rate by as much as 1.5%!
• Lower monthly payments
• No fees to refinance
• Easy to apply
Change lanes on your auto loan
and save money. To apply, complete
a loan application online at
www.unitedpolicefcu.com or
stop by our office today.
*Annual Percentage Rate. Subject to credit union lending guidelines. Rate is 1% better
than existing rate down to 2.00% for vehicles up to $24,999.00 and 1.5 % better than
existing rate down to 1.50% for vehicles over $25,000.00. Offer does not apply to
vehicle loans already financed with UPFCU.
Introducing CEO Elizabeth Orama
W
hether it is through her family connection to law
enforcement, or her sixteen years in the credit
union environment, our new CEO Elizabeth Orama
understands what it means to serve and protect.
Originally from Puerto Rico, Elizabeth’s career in the
finance industry spans 30 years and has included stays in
Queens, New York and Charlotte, North Carolina before
arriving here in Miami. Ms. Orama is married to her high school sweetheart
Carlos. She is the proud parent of 3 children that includes a United States
Marine, demonstrating that the call to serve is a common thread in her
family.
In her role as our new CEO, she looks to not only provide exemplary
leadership, but also to maintain the credit union philosophy of “People
Helping People”. You can expect the same personal service, a commitment
to your short and long term financial goals as well as a growing slate of
services to best meet your needs.
When not at the credit union, you might see Elizabeth out and about in
the community sightseeing with her husband or enjoying Miami on their
motorcycles as they get to know their new home here in Florida.
We invite you to stop by our office and welcome Elizabeth to our credit
union family.
January 2017
Free Yourself
from High Credit
Card Rates
I
f you’re worried
that your afterthe-holiday joy
will end with the
arrival of your
after-the-holiday
credit card bills,
you can extend
those happy feelings by
transferring the balances from other lender’s
high interest rate cards to your United
Police FCU MasterCard with this special offer:
5.99% APR* or 7.99% APR*
until the balance is paid in full!
That’s right - your low rate is locked in until
you’ve paid off your entire transferred balance.
Combined with no balance transfer fee and no
cash advance fee, you’ll be feeling festive all
year round.
To transfer your credit card balances and start
saving money now, stop by our office or visit us
online at www.unitedpolicefcu.com.
If you don’t carry our MasterCard, kick off the
New Year with a resolution to save money on
finance charges and apply today.
*Annual Percentage Rate. Subject to credit approval.
Platinum Mastercard. Annual Percentage Rate 8.90% for
purchases & cash advances. 5.99% Introductory APR until
balance transfer balance paid in full for any credit card
transfer(s) completed between January 1, 2017 – March
31, 2017. For any transfers made after March 31, 2017,
your standard APR will be 8.90%. Classic Mastercard Annual
Percentage Rate 10.90% for purchases & cash advances.
7.99% Introductory APR until balance transfer balance paid
in full for any credit card transfer(s) completed between
January 1, 2017 – March 31, 2017. For any transfers made
after March 31, 2017, your standard APR will be 10.90%.
www.unitedpolicefcu.com
Annual Meeting
Join us for our Annual Meeting
to celebrate the cooperative
spirit that connects all of
us, everyday! Visit with your
Board of Directors, committee
volunteers and staff who want
to thank you for choosing
United Police FCU as your
trusted financial partner. We
look forward to continued
success by providing innovative
and cost-effective financial
solutions. Refreshments served!
Love your savings,
love your home.
Date: February 28, 2017
Time: 1:00 pm
Location: Miami Police College
400 NW 2nd Avenue
Miami, FL 33128
Make Home Ownership
Your Dream Come True
Members can save on a variety of
services for your home.
I
t’s the original American dream – a home to call your own. United
Police FCU and our partners at FEMBI Mortgage want to make your
dream come true with a mortgage or refinancing plan that welcomes
you to home ownership.
Whether you’re a first time
buyer or refinancing your
existing mortgage, you can
expect:
The more offers you take advantage of,
the more you save. Start saving today at
LoveMyCreditUnion.org.
Z132_136227_LMCUR Home Bundle Insert_F2.indd 1
3/1/16
Holiday Closings
Martin Luther King Day
Monday, January 16, 2017
President’s Day
Monday, February 20, 2017
•Conventional,
FHA & VA programs
•Specialty products
2:26 PM
•Fast closings
•Personal service
•A simple, stress free
experience
It’s your dream. Put
FEMBI Mortgage to work to help make it your reality. Visit
www.unitedpolicehomeloans.com for more information and
to get started on your home ownership dream.
12285-NEWS-1216
Mailing Address: P.O Box 012439 • Miami, FL 33101-2439
Main Office: 400 N.W. 2 Ave., Suite 309 • Miami, FL 33128-1786
PHONE:
305-329-1400 • Toll Free: 1-800-609-3277
(outside of Dade and Broward counties)
FAX:
305-329-1380
WEB SITE: www.unitedpolicefcu.com
BOARD OF DIRECTORS: Hector Mirabile, Chairperson • Jorge Martin, Vice-Chairperson
Martin Zirk, Treasurer • Chiquita Thomas, Secretary
Jerry Lynn Dellamico, Director
SUPERVISORY COMMITTEE: Christine Ballesteros-Molina • Jose Rodriguez • Jesus Ibalmea
Yaosca Vanegas • George Wysong
P.O. Box 016818 • Miami, FL 33101-6818