. Maintaining winter warmth Keeping warm in winter may help prevent colds, coughs and flu or serious health problems such as pneumonia, heart attacks, strokes or depression. You are more susceptible to illness during cold weather if: you already have a long-term health condition such as heart, lung or kidney disease you are disabled you have difficulty in paying fuel bills you are over 60 Flu can be a serious illness in elderly or vulnerable people. Your GP surgery will invite you for a free annual flu jab if you fall into a ‘higher risk’ category which includes carers. Flu jabs are also available around October/November at some high street pharmacies and through health providers such as BUPA. An estimated four million households in the UK are in ‘fuel poverty’, spending over 10% of income in order to keep warm. First4Contact Winter Warmth is a new service for Bradford and Airedale residents which aims to help people stay warm and well in winter. Services include: help and support with fuel debt problems advice on home energy efficiency practical solutions relating to home heating and energy access to a home fire safety check Call 01274 449660 for more information or visit www.first4contact.org to access the online referral form. Warm & Well in North Yorkshire is a new service for residents of North Yorkshire. Services include: practical and financial help to stay warm and well information and advice talks, events, training, resources and top tips Call the helpline on 01423 740001 for more information or visit www.first4contact.org to access the online referral form. Keeping yourself warm Wear plenty of clothes – several thin layers are warmer than a thick layer. If possible, keep active, moving around at least once an hour – don’t sit or stand for long periods. Light exercise will help circulation and warm up your body. Stay indoors if it’s really cold. Maintaining contact with family, friends or neighbours can provide valuable help during bad weather. If you’re sitting in a chair, use a shawl, small blanket or a throw and keep your feet up away from any draughts. Carers’ Resource is a charitable company limited by guarantee. Registered Charity No. 1049278. Company registered in England No 3054273. Registered Office: 11 North Park Road, Harrogate. HG1 5PD MWW 12.15 1 If you’re using an electric blanket, don’t be tempted to use a hot water bottle as well. If there are continence problems, use a hot water bottle to heat the bed. Microwavable heated items may be even safer. Eating well maintains well-being – start the day with a bowl of porridge for a warm winter lining! Hypothermia is a serious condition – body temperature falls below 35oC (normal is around 37C). Starting with shivering, the condition can lead to confusion, breathing problems and loss of consciousness. Keeping your home warm Recommended temperature for your main living areas, including your bedroom, is 18o-21oC (64o-70oF) This is particularly important if you are over 65 or have a health condition such as heart or lung disease. Try to keep an even temperature – constantly adjusting heat in response to temperature changes can be uncomfortable and is not economical. Have your heating system serviced regularly so it can cope when cold weather starts. Efficient insulation will retain heat and reduce bills. A significant amount of heat can be lost through lofts and walls (30%). Recommended levels of insulation have increased so it is worth checking any existing insulation with a view to improvement. Double glazing significantly reduces heat loss. You may be eligible for a home insulation grant – please see Financial Help section. Financial help with heating your home If you are over 60, disabled or on a low income, you may be able to receive financial help towards the extra costs of keeping warm. Some payments are automatic, others are means-tested. Winter Fuel Payments You may be able to claim a Winter Fuel Payment if you were born on or before 5 January 1953 (for winter2015/16). Payments are yearly, tax-free sums given each winter to help people to cover their fuel bills. It is not a means-tested and you can receive it if you’re still working or if you’re claiming a benefit. If you have not received a Winter Fuel Payment before, you may need to find out if you qualify. People born after 5 January 1953 will become eligible when they reach the qualifying age. Between now and 2020, the qualifying age will gradually rise from 60 to 65. Long-term hospital patients, care home residents and prisoners cannot claim. Examples of amounts payable if you were born on or before 5 January 1953: If you live alone or you are the only person in the household to qualify you will receive £200 if you are under 80; £300 if you are over 80 If you live with someone who also qualifies and is under 80, you will receive £100; £200 if you are over 80 If you live with someone who also qualifies and is over 80, you will receive £100; if you are also over 80, you will receive £150 For further information or to check eligibility, contact: Winter Fuel Helpline on 0345 915 1515; Textphone: 0345 606 0285 or visit: gov.uk MWW 2 Cold Weather Payments Cold Weather Payments can help people who are in receipt of certain benefits to receive extra help with increased heating costs during very cold weather. If you are eligible, you will receive these payments automatically. ‘Very cold weather’ is defined as ‘an average temperature recorded (or forecast) in your area as zero degrees Celsius (0o C) over seven consecutive days. Payment is £25 for each seven day period of cold weather between 1 November and 31 March. You don’t need to apply. If you’re eligible to get a Cold Weather Payment, you’ll be paid it automatically. Contact the Winter Fuel Helpline for more information (see above). Warm Front – this scheme ended in January 2013 and was replaced by Green Deal. However, Green Deal proved unworkable and has been disbanded. Affordable Warmth Heating Grants Your household may be eligible for free heating and insulation improvements with the new ECO (Energy Company Obligation) Heating Grants which largely replace Warm Front. The Affordable Warmth Heating Grant Scheme is designed to help people on certain income related benefits who spend more than 10% of their income on heating and other utility bills. Energy Saving Advice Service: 0300 123 1234 or visit: Department for Energy and Climate Change: decc.gov.uk Home Heat Helpline The Home Heat Helpline is a free, central phone number offering practical advice for people concerned about paying their energy bills - a good starting point for all heating costs queries. The Helpline, staffed by specially trained advisors, is open from 9am to 8pm Monday to Friday and 10am to 2pm on Saturdays. The Helpline also has access to an interpreting service. Home Heat Helpline: 0800 33 66 99; minicom: 0800 027 2122 Warm Home Discount Scheme The scheme, run by the government and energy suppliers, provides rebates on electricity bills – the amount for winter 2015/16 is £140. This scheme replaced the Energy Rebate Scheme. Older people on low income and people who receive the guarantee element of Pension Credit will be automatically identified by the Department for Work and Pensions (DWP) and signed up for the Warm Home Discount Scheme. They will form the ‘Core Group’. Support will also be targeted at other low income and vulnerable households who are fuel poor – consumers on a low income with a disability or long-term illness, or those with children. Individual fuel suppliers will have discretion to vary the eligibility criteria for these customers – known as the ‘Broader Group’. Suppliers participating in the scheme: Atlantic; British Gas; Co-ooperative Energy; EDF Energy; E.ON; Equipower (Ebico); Equigas (Ebico); First Utility; M&S Energy; Manweb (see Scottish Power); npower; OVO, Sainsbury’s (see British Gas); Scottish Gas (see British Gas); Scottish Hydro; Scottish Power; Southern Electric; SSE; SWALEC; Utilita, Utility Warehouse. MWW 3 Warm Home Discount Scheme continued N.B. Customers who qualified for special tariffs may not qualify for the new scheme – others may qualify but find their discount is less under the Warm Home Discount Scheme. Warm Home Discount Scheme Helpline: 0845 603 9439 Changing energy supplier Changing supplier can be one of the easiest ways to save money on energy bills. You will retain meters and all pipework and cables – the only change will be bills from a different supplier. Before making a change it’s worth checking if you are on the best tariff offered by your current supplier. When changing, ensure you are refunded any over-payment to your original supplier. The Energy Savings Trust can provide further information. Call 0300 123 1234 or online at: energysavingstrust.org.uk Comparisons can be difficult as suppliers use different methods of charging and method of payment may affect charges – direct debit is usually the cheapest. You will need the following information to compare tariffs: The name of your current supplier and tariff – this is usually on the bill How much you spent on electricity and gas in the last year How you pay energy bills – cheque, direct debit, online or prepayment meter Are you changing both electricity and gas suppliers? Dual fuel deals from the same energy supplier are usually cheaper To find the best deals you could contact companies listed below Please note: this list is for general information only and does not imply recommendation by Carers’ Resource. www.comparethemarket.com (online only) www.energyhelpline.com 0800 074 0745 www.energylinx.co.uk 0800 849 7077 www.moneysupermarket.com 0800 177 7087 www.simplyswitch.com 0800 011 1395 www.theenergyshop.com 0845 330 7247 www.ukpower.co.uk 0800 188 4906 www.unravelit.com 0333 344 0031 www.uswitch.com 0808 256 5342 www.which.co.uk 0800 410 1149 Use the telephone numbers listed for comparison websites to ask for a verbal price comparison Contact energy suppliers directly Help from your local authority Your local authority has a general power to help improve living conditions. Local home improvement agencies may offer advice and financial help or other assistance relating to work on improvements and adaptations. For further information, please contact your local Carers’ Resource office – details are on page 6. MWW 4 If you cannot pay an energy bill Tell your energy supplier straight away if you cannot pay your bill or keep up with payments. Energy suppliers must follow certain rules: They must give you information about how to avoid getting into debt. They must give advice on how to pay back any money you owe. They must offer a payment plan which takes into account how much you can afford to pay regularly. They must only offer a prepayment meter as a last resort to disconnecting you. Your energy supplier has to take into account your ability to pay, no matter how long it will take to pay off your debt. Some methods of repayment If you have a temporary problem, your supplier may let you pay in instalments as long as the outstanding amount is paid before the next bill is due. Instalments through a payment plan – this could be on a weekly, fortnightly or monthly basis, paying an agreed amount to include current usage and paying off the debt. Prepayment meter to collect payments for your debt and to pay in advance for future use. Fuel Direct Scheme – payments can be taken from benefits to pay off an outstanding debt if you are receiving Income Support, Income-based Jobseekers Allowance, Pension Credit, Employment and Support Allowance or Universal Credit. Payments can be made towards arrears and for future energy consumption. Energy Supplier Trust Funds. At present British Gas, EDF and npower offer trust funds to help consumers pay off debt. For further information and application forms, call 01733 421060. Disconnection If you are threatened with disconnection, contact your supplier straight away. You may still be able to come to an arrangement to pay off arrears. All energy suppliers must publish a code of practice relating to customers in arrears and disconnections. They must follow certain timed procedures before disconnection can take place. You should not have your electricity or gas cut off during winter months (1 October – 31 March) if: you receive a State Pension and live alone you live only with other people who are on a State Pension or under the age of 18 your household includes someone who is disabled or has a long-term illness Most companies will avoid disconnection at any time of year if a household includes someone who is vulnerable because of age, health or disability. If you are faced with the possibility of disconnection, you may wish to discuss the situation with: MWW Social Care Services Jobcentre Plus/Department for Work and Pensions – information on Community Care Grants and Crisis Loans Citizen’s Advice Bureau – debt management advice Citizens Advice consumer service 08454 04 05 06 – independent advice on energy services 5 Priority Services Register Energy providers are required to keep a priority service register for elderly or disabled customers. You can contact your supplier to ask to be on this register. You will be entitled to free services which include: free annual safety checks bills in different formats such as large print or Braille quarterly meter reading services priority in an emergency Further reading Age UK Help with heating costs (Factsheet 1) Available online at ageuk.org.uk or contact Age UK 0800 169 65 65 Disclaimer This factsheet contains general advice only. We aim to provide information which is up to date and accurate but please be aware that certain areas may be subject to change. Please note that inclusion of services, agencies or companies does not imply recommendation or endorsement by Carers’ Resource. Carers’ Resource is not responsible for the contents of external websites. If you need further information or would like to discuss any aspect of your caring role, please contact Carers’ Resource: Harrogate 01423 500555 11 North Park Road, Harrogate, HG1 5PD Bradford 01274 449660 15 Park View Court, St Paul’s Road, Shipley, BD18 3DZ Ripon 01765 690222 Community House, Sharow View, Allhallowgate, Ripon, HG4 1LE Skipton 01756 700888 Griffin House, Broughton Hall Business Park, Skipton, BD23 3AN [email protected] www.carersresource.org We can provide this information in other formats (large print, Braille and audio) and in other languages. Date of Information: December 2015; revise by December 2016 MWW 6
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