Credit Union
C o n n e c t i o n
SPRING into
Home Improvement!
Now is the perfect time to paint your
house, add that garage you’ve always
wanted, or upgrade your kitchen.
Banks have customers.
Here, you’re family.
Welcome Home.
Visit us on the web!
www.netcreditunion.org
Contact Us: 570-961-5300
Loans: 570-961-1100
Home Equity Line of Credit Sale
&
2nd Mortgage Sale
Call our Loan Department to find our
your great rate! 570-961-1100
April 1 - June 30
1
Loan is subject to underwriting approval. Application will be required; not all applicants will be approved.
Terms, conditions & restrictions apply. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan note.
APR = Annual Percentage Rate.
Inside This Issue
National CU Youth Week …2
Keep up to Date …2
Vacation Loan Sale …2
The Truth About 0% …2
Larry Bordi’s 40 Years at NET …3
New Website …3
ATM Upgrades …3
Debit Card Upgrades …3
Locations & Hours …4
National Credit Union
Youth Week
Join us in April for a month-long savings
contest for our Young Members! The
Stingray Savers Club (ages 0-12) can
make deposits of $0.50 or more into their
Share accounts. With each qualifying
deposit, the youth member will fill out
an entry form and will be entered into
the savings contest. The Shark Savers
Club (ages 13-18) can make deposits of
$1.00 or more into their Share accounts.
With each qualifying deposit, the Shark
Savers will fill out an entry form and will
be entered into the savings contest.
The youth member must be present
in order to receive an entry into the
contest. Each youth member will be
allowed one entry per day. Winners will
be randomly chosen.
The Stingray Savers Club winner will
receive a family 4-pack of Hershey Park
tickets! The Shark Savers Club winner
will receive a family 4-pack of Dorney
Park tickets!
Also stop by our offices during the week
of April 20th for other fun activities
celebrating our Youth Members!
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Vacation Loan Special
June 1 - June 30
Borrow up to $7,500 for 24 months
The Truth About 0% Financing
Zero Percent financing sounds know they won’t be making
like a great way to finance your any money on the loan.
vehicle, right? Think again!
2. Zero percent financing
An auto loan with 0% financing usually requires a shorter
doesn’t always mean it is a term loan, which can require
great deal, or that it is the right higher monthly payments.
deal for you. It can be a dream This may result in the montly
come true for people with a payment being out of your
sterling credit history, but for budget, so many buyers
most shoppers it is simply not may choose to forgo the
manufacturer financing for a
feasible.
longer term on a loan.
Here are a few facts about
0% fiancing that you may not 3. Zero percent financing is
only available on a limited
know:
number of models in dealer
1. Zero percent financing stock - not on special orders
is only given to those with or certain option packages.
near perfect credit. This is Most zero percent deals tend
only around 10% of shoppers. to apply only to the vehicles
If you do qualify, it is likely that on the dealer lot and they may
you’ll pay more for the vehicle, not include special option
as the dealer will be less likely packages or pemium models.
to haggle on price if they
4. Zero percent financing
is usually offered in an
either\or situation with
a cash rebate. Most of the
programs typically follow this
forumla and you must choose
between the two.
5. Can you beat zero percent
financing? Sure, especially if
you accept the manufacturer
rebate and finance with the
credit union. Call us to see how
you can beat zero percent on
your auto loan!
Sources:
1. Kelley Blue Book
2. BankRate.com
3. AM Federal Credit Union
Larry Bordi Celebrates 40 Years
at NET Federal Credit Union
Visit our website for the full article about
Larry’s Celebration and service with NET
Federal Credit Union.
www.netcreditunion.org
New and Improved Website
As you may have noticed,
we have given NET’s
website a fresh,
modern, new look.
This redesign has
made the site more
user-friendly and
made the items
most important to
you, more easily
accessible.
3
The new website will be
easily viewable on your
smart phone,
tablet, laptop, and
desktop computer.
Check it out!
Scan this QR code
with your smart
phone and it will
take you directly to
our website!
ATM Improvements
Our ATMs have been upgraded to include $10.00 bills and
$20.00 bills to replace the $5.00 bills.
Debit Card Improvements
We are excited to announce that we have removed the $2.00
per month fee associated with our debit cards. If you were
on the fence about getting a Debit Card from NET, now is the
perfect time to get one! Having a debit card makes making
purchases easy, fast, and convenient! Stop by either of our
offices to apply for a debit card today!
Refer-a-Friend
Get $20!
Don’t forget to stop by and pick
up your refer-a-friend coupon to
give to a friend, family member,
or co-worker!
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Just have your friend bring the refer-a-friend coupon with them
when they open their account and you will get $20 deposited into
your account.
$20 will be deposited into referring member’s share account once the referred
member’s new account has been opened and verified. Current member’s
account must be in good standing in order to receive money. The person
being referred must not be an existing NET Federal Credit Union member and
must qualify for membership via family member or member group. Bonus
payments may be taxable. We reserve the right to disqualify referral awards in
circumstances where fraud is suspected. Terms of program subject to change.
Access your account 24/7 with Online Banking!
Sign up at www.netcreditunion.org
Olyphant Office
Contact Us:
1444 E. Lackawanna Ave.
Olyphant, PA 18447
Phone: 570-489-2492
Loans: 570-961-1100
Hours:
Teller and Loan Services: Monday - Wednesday, 9:00 a.m. - 5:00 p.m.
Thursday, 8:30 a.m. - 5:00 p.m.
Friday, 9:00 a.m. - 5:30 p.m.
Saturday, 9:00 a.m. - 12:00 p.m.
Drive Thru: Monday - Thursday, 8:00 a.m. - 5:00 p.m.
Friday, 8:00 a.m. - 5:30 p.m.
Saturday, 9:00 a.m. - 12:00 p.m.
ATM Available 24/7
4
Scranton Office
Contact Us:
920 Oak Street
Scranton, PA 18508
Phone: 570-961-5300
Loans: 570-961-1100
Hours:
Teller Services: Monday - Thursday, 9:00 a.m. - 5:00 p.m.
Friday, 9:00 a.m. - 5:30 p.m.
Saturday, Drive Thru Only
Loan Services: Monday - Friday, 9:00 a.m. - 5:00 p.m.
Drive Thru: Monday - Thursday, 8:00 a.m. - 5:00 p.m.
Friday, 8:00 a.m. - 6:00 p.m.
Saturday, 9:00 a.m. - 12:00 p.m.
ATM Available 24/7
Federally Insured by NCUA