M O N E Y TA L K S
A MONEY NEWSLETTER THAT SPEAKS TO YOU
brought to you by the ABA Foundation
Money Does Grow,
But Not on Trees
H
ave you ever heard the phrase “money doesn’t grow
on trees”? That’s partially true. Money can grow,
only not on trees. A savings account is the best
environment in which to grow money.
Dollars, quarters, dimes and even pennies can grow—they
just need the right environment. Try to put a penny aside
and double it every day. You’ll see your money growing fast
and will have almost $82 after only two weeks.
The next time you get your hands on some money, give it a
chance to grow by putting it in a savings account. If you don’t have
a savings account, ask your parents to help you open one at their bank.
Most banks offer special accounts for young beginning savers just like you.
START
Here’s
a Tip!
Copyright © 2015 JGB Service, http://www.mazegenerator.net/
10 by 10 sigma maze
Help your money find
its way to the bank.
F
I
N
I
S
H
Is college
in your
future?
A recent study shows
that a kid with a savings
account is more likely to
attend college.
So start saving now!
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W
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P
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A
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G
I
W
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C
Q
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K
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T S K
F E S
S P A
P T V
E V I
T H N
I N G
B F E
CHOICE
SAVING
PURCHASE
SPENDING
RISK
VALUE
SAFE
WORTH
Find the
savings
words.
Review the words to the left.
Find and circle the 8 words
listed in the puzzle.
HINT* Words may appear
straight across or up and down.
Ask
Money!
Needs
VS
Wants
When it comes to
saving and spending
money, you always have
a choice. Ask yourself: Is it something that you need, or just
something that you want? Needs are something that
you cannot live without, such as food, a home, shoes and
clothing. Wants are things that you’d like to have, but that
you can live without. Deciding needs and wants can play
a big role in helping to save money.
Dear Money,
time getting
l’m having a hard ach time l get
started saving. E
d or lose it.
some money, l spen
Can you help?
Sincerely,
Wanting to Save
Dear Wanting to Save,
Here’s
a Tip!
Cut little wants like toys and
treats. Save for a big want
like a bike or gaming system.
It’s easy to spend and lose money. Saving
money … now, that’s the challenge! The next
time you get some money, decide how much
you’d like to save before you think about
what to spend it on. Then, put that money
aside. Do this each time you get money and
you’ll soon have sizeable savings. Then, get
your parents to take you to the bank and
make a deposit in a savings account.
Happy Saving!
The ABA Foundation, a non-profit subsidiary of the American Bankers
Association, is committed to developing and providing education programs
that lead to financial literacy. Visit us at aba.com/Engagement.
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