Your mom asks you to run an
errand at the store. When you
return, she says, “Keep the
change!” You pocket $3.
Finally! The DVD you’ve been
waiting for is in at the store.
Cost: $18.
You just lost a tooth. Your
parents still think you believe
in the tooth fairy and you find
$1 under your pillow.
Your new favorite CD has just
been released. You’ve got to
have it! Cost: $10.
Finally! The video store has the
computer game you’ve been
waiting for. Rental fee: $4.
The book fair at school is here!
It’s buy one, get one free! The
books you choose are $4, $4, $2
and $1.
Your best friend is in the Big
Brothers Big Sisters Bowl for
Kids Sake. You sponsor him
for $7.
Your sister pays you back the
$5 she owes you.
Your sister decides to do Jump
Rope for Heart. You offer to
sponsor her for $5.
A special offering is being
taken at church for
Thanksgiving. You add $2 to
the collection plate.
Happy Valentine’s Day!
Uncle Bob sent you $5.
Happy Easter! Aunt Sue sent
you $5.
Happy Birthday! Grandpa and
Grandma sent you $15!
Human Services is collecting
money for Holiday gifts for
needy children. You donate $3.
It’s school carnival time. You
buy $10 worth of tickets and
have a great time!
Happy Birthday! Grandpa
sent you $25.
You want a new pair of jeans.
They cost $32. Dad says he’ll
give you $20. You have to pay
the rest. You buy the jeans!
Wow! They
are expensive.
You have 2 aunts. They each
send you $10 for your birthday.
Your parents give you $10 to
see a movie with friends. You
buy a $3 ticket and spend $4
on pop and popcorn. The rest
is yours to
keep.
It’s your best friend’s birthday.
You need a gift. Mom or Dad
always pay for gifts—you don’t
have to. Their limit is $10. You
pay anything over that. The
gift you choose
costs $12.
Your school has a contest each
year for a t-shirt design. You
enter and win! The student
council pays you $20.
It’s sweatshirt sale time at your
school. This year’s special
sweatshirt is $12. You buy one.
You lost your favorite sweatshirt on the playground at
school. Too bad.
You break one of your guitar
strings. A guitar string costs $6.
There’s a big sports card sale
at the mall. You take $8 and
purchase several of your
favorites.
It’s time to clean out your
closet. You decide to sell
several sports items and fishing
stuff on a family garage sale.
You earn $7.
It’s time to sort through some
old stuff. You find you have
154 matchbox cars. Your mom
is having a garage sale. You
save your ten favorite cars and
sell the rest at
$0.25 each.
The hockey team came to
your school to sell insignia
items. You decide to buy a
water bottle with your
school’s mascot on it. Cost:
$2.
Clearance sale time at the
discount store. All fishing
equipment is half price. You
spend $13 and purchase a new
rod and reel.
Forty-four Barbie Dolls! You
never knew you had so many.
You decide to save your five favorites and sell the rest on a
garage sale you sell them all
for $1 each.
What a deposit!
You found a great fishing lure
at the sporting goods store.
You spent $6 on it and hope it
catches the big one!
Mom and Dad say the basement needs to be cleaned. After
you help clean and sort, your
family has a garage sale and
you split the profits 4 ways.
Total Sales:
$124.
Your big brother is out of town
on your birthday. He send you
a check for $20. You decide
whether to spend it or save it.
Your parents give you $10 to
spend on a shopping trip with
a friend. You spend $4 on your
lunch. $6 goes toward a t-shirt
that costs
$12.
You lose your fall jacket on the
school playground. Mom and
Dad say they bought the first
one—you need to buy the replacement.
Cost: $18.
You’ve finally saved enough
for a new outfit for your
American Girl Doll. Cost:
$18.
You have one favorite uncle
who lives across the country.
He sent you $25 for your
birthday.
The school store has some
awesome stuff in it. You take
$3 and buy a cool pen.
You have a whole closet full of
toys you used when you were
younger. You decide to sell
them at the family garage sale.
Wow! Your
stuff was
worth $22!
You’re goofing around at
school with the kickball and
gash it open. The P.E Teacher
is a bit angry. You have to buy
a new one.
Cost: $10.
It’s science fair time at school.
You want to participate. The
supplies for your experiment
cost $8. Dad pays for them.
You and your best friend
decide to build a go-cart. Your
dad has an old lawnmower;
your friend’s dad has one too.
You still need $8. You and your
friend split the
cost.
Mom deposited $20 in your
saving account. What a nice
thing to do!
It’s time for the magazine
drive at your school. You want
to order one. Mom won’t pay
for it. You get
12 issues for
$12.
You and some friends go to the
football game. The ticket and
treats cost $8.
You can’t believe you ever
really watched Barney! You
sell three old Barney videos at
a garage sale
for $2 each.
Your friends want to go to the
arcade. You take $5 and have
a great time!
You’ve outgrown 4 pair of
perfectly good jeans. You put
them out at the family garage
sale and sell
them for $3
each.
Your neighbor has lots of
allergies and asks you to paint
his picnic table for him. He
pays you $10.
Grandma and Grandpa always
head south for the winter. They
will pay you $5 to shovel the
walk and driveway. It snows 4
times while
they are gone.
Your neighbor is taking a
week’s vacation in Bermuda.
She asks you to take care of
her bird,
Polly. She
pays you $15.
The neighbor is leaving for a
week and says he’ll pay you
$20 for feeding his dog Rollo.
You don’t mind walking the
dog and do that
for free.
Your neighbor owns the floral
shop downtown and is looking
for someone who will staple
some mailing fliers together.
You think you can handle it.
She pays you $5.
Everyone loves bead necklaces.
You decide to make and sell
them. Cost of the supplies is
$18. You sell 40 bead necklaces
at $2 each.
While at the park you find
someone’s wallet with $10 and
several credit cards in it. You
check the phone book, call the
guy and return the loot. It’s
HIS not yours.
You and your mom go through
your closet each fall and
spring. The old clothes go on a
garage sale. This year you and
Mom split $62!
You just got $50 for your birthday from Grandma. The rule is
you have to put 10 percent in
savings. The rest can be used
as you choose.
The bank sends your savings
account statement to you. You
have earned $5 in interest this
year! It stays in your saving
account.
The bank sends your savings
account statement to you. You
have earned $5 in interest this
year. It stays in your savings
account.
Your uncle gives you $100 and
says it’s for your college fund.
You deposit it into your savings
account.
Every time you volunteer to
help out with something at
school or church, your parents
deposit $5 in your savings account for college. This month
they add $15 to
your account.
Twenty-five percent of your
allowance must go into your
savings account. This month’s
allowance
totaled $16.
You earned $20 when you
turned all the crushed cans in
at the recycling center.
Twenty-five percent must go
into savings.
Your parents are pleased about
how you’ve worked to save the
money needed for a new video
game. They say they’ll pay half
of the $20 cost if you pay half
and put the rest
in savings.
The school yearbook is out.
Mom says she won’t buy one
for you. You think it’s
important and buy one for $15.
The bank sent your savings account statement to you. You
have earned $3 in interest this
year. It stays in
your savings
account.
Dad deposited $50 in your
savings account. What a nice
guy!
Your grandfather gives you
$100 and says it’s for your
college fund. You deposit it into
your savings
account.
You and your parents have a
deal about practicing the
piano. For every minute you
practice, they’ll deposit $0.10
in your saving account. This
month added up
to 720 minutes.
Twenty-five percent of your
allowance must go into your
savings account. This month’s
allowance
totaled $20.
You earned $36 when you
turned all the crushed cans in
at the recycling center.
Twenty-five percent must go
into savings.
Your parents are pleased about
how you’ve worked to save the
money needed for new rollerblades. They say they’ll pay
half of the $30 cost if you pay
half and put the
rest in savings.
What a great deal! You can
buy a package of 3 baseball
cards for $10. You’ve wanted
them forever!
The new jeans you want so
badly are finally on sale. You
buy one pair
for $32.
The model car you’ve been
saving for is finally available at
the hobby shop. Cost: $14.
The model airplane you want
is now being featured on sale
at the hobby store. It still
seems expensive but you buy it
for $18.
Your parents FINALLY took
you to the sporting goods store.
You found some great fishing
tackle and spent $11.
Your parents finally say you
can take gun safety classes.
You spend $22 on supplies.
You found a great fishing lure
at the sporting goods store.
You spent $6 on it and hope it
catches the big
one!
Your cash flow is really low.
You ask your dad for a loan.
He says he’ll give you the
money with no strings attached
if you clean the
garage. Wow!
Deposit $20.
Happy birthday! Grandma
sent you $10.
Your bike got a flat tire. It will
cost you $8 in repairs.
Your friends invite you to the
roller rink.
Cost: $5 for skate rental and
treats.
Your dad volunteers himself
and you to work at “Junk Food
Alley” at the school carnival. It
sure is fun and feels great to be
helping out a
good cause!
You make a deal with your
mom. The new CD you’ve
wanted is $17. She’ll pay half if
you pay half.
Your neighbor asks you to feed
his dog for the weekend. He
pays you $10.
All that can stomping has
paid off. The aluminum recycling center pays you $18 for
50 pounds of
cans.
Your sister borrows $5 from
you.
It’s allowance time! Collect
$10.
It’s Friday, the day Mom pays
your allowance. Collect $5.
You’ve been waiting all week
for your allowance. Dad hands
you $8.
Last week Mom didn’t have
enough cash to pay your
allowance. She said she’d give
you extra this week. You collect
$6.
Sunday is allowance day. We
can plan for your week’s
spending. Dad gives you $5.
It’s Monday and that means
it’s time for collecting
allowance. Your weekly stipend
is $4.
Your allowance for the week
is $7
Allowance time! Collect $4.
You know Grandpa can’t
shovel his sidewalk—it’s too
hard on his back. You
volunteer to do it for him.
The company your parents
work for has volunteered for
the highway clean up for years.
This year you decide to help.
You believe it’s important to
keep our environment clean.
Your parents give you $10 to
see a movie with friends. You
decide to buy the $3 ticket and
save the rest for a new video
game you’ve
been wanting
Your favorite group is
releasing a new CD for $16.
You’ve got to have it!
Finally! The video store has the
computer game you’ve been
waiting for! Rental fee is $4.
Your Boy Scout troop has
agreed to pick up garbage on
the fairgrounds during fair
week. It’s
great to
volunteer!
Your best friend is in the Big
Brothers Big Sisters Bowl for
Kids Sake. You sponsor him
for $3.
When Grandma was here to
visit, you were complaining
about having to buy used
dance shoes. She must have felt
sorry for you and sent $20. You
spend it on
NEW shoes.
While shopping with your
mom you find the greatest nail
polish. You forgot your money
at home. You borrow $2 from
Mom and pay her back when
you get home.
Your parents give you $10 to
see a movie with friends. You
decide to buy only the $3 ticket
and save the rest for a new
video game you’ve been
wanting for a
long time.
You lost a library book. Your
hunch is that you left it in
Duluth while on vacation. You
owe the library
$7. Pay up!
Your favorite group has released a new CD. Cost is $16.
You’ve got to have it!
While on a class trip, your best
friend asks to borrow $3 to buy
a key ring. You know you’ll
never get the money back. You
give her the money and chalk it
up to being a
good friend.
You’re supposed to pick up a
12-pack of pop for your pizza
party Friday night. Store
brand pop costs $2. Mountain
Dew costs $3. You choose!
It’s food shelf week at school.
You keep forgetting to bring
food from the cupboard at
home. You have your billfold
with you so you donate $5
cash.
An article in the newspaper
asks for volunteers to help
plant flowers at the park you
and your friends like. You
gather 3 friends and help out.
The more the
merrier!
You and your little brother are
goofing around in the living
room. You knock your mom’s
favorite vase on the floor and
break it. It costs you $10 to buy
her a new one.
Your parents provide you $10
to see a movie with friends.
You buy a $3 ticket and save
the rest for a new video game
you’ve been wanting for a long
time.
Mom and Dad can’t decide
what to get you for your birthday. They give you cash and let
you choose your own gift. $50
to spend—
wow!!
It’s food shelf week at school.
You donate $5 cash.
You have 2 aunts and 3 uncles.
They each send you $5 for your
birthday.
It’s your best friend’s birthday.
You need a gift. Mom or Dad
always pay for gifts—you don’t
have to. The
gift you choose
costs $12.
Your great-grandmothers both
live 200 miles away. They send
you $2 for Valentine’s Day.
It’s holiday time and your 4-H
club always goes caroling at
the nursing home. The folks
really enjoy it. You feel good
about making
their holiday
special.