TIME YOUR INVESTING,
NOT THE MARKET
Dynamic Dollar-cost averaging fund
Dynamic Dollar-Cost
A simple concept
Averaging Fund offers
Dollar cost averaging is an investment technique used during volatile
markets to help reduce the risk of timing a single-sum investment. By
investing a fixed dollar amount in specified Dynamic Funds at regular
intervals, the “dollar cost averaging” process helps control the affect of
market volatility by smoothing out the average cost per investment unit
purchased. Over time, dollar cost averaging can result in a lower average
price and a higher capital gain.
a sound, strategic and
systematic way to invest in
a variety of Dynamic funds –
without the challenge of
trying to figure out the
best time to invest.
Unit Price ($)
A drop in unit price
means more units
are purchased
A rise in unit price
means fewer units
are purchased
Units purchased with $1,000/month
Dynamic Dollar-Cost Averaging Funds offers you:
Choice
Choose from a wide selection of award-winning Dynamic funds, including
tax-efficient corporate classes for non-registered investment accounts.
Discipline
Because you’re continually investing – even in volatile markets – you stay
focused on your long-term goals.
Low minimum
You can participate in Dynamic Dollar-Cost Averaging Fund with as little as
a $1,000 initial investment.
Dynamic Dollar-cost averaging fund
How it works
$20,800
DCAF
$400
Dynamic
fund
Initial investment
Protection of capital
Weekly transfers
52 weeks later
Initial contribution can
be $1,000 or greater. The
above example illustrates
an initial investment of
$20,800.
The initial contribution is
invested in Dynamic
Dollar-Cost Averaging
Fund (DCAF).
Each Monday, 1/52 of the
initial investment ($400 in
this example) is transferred
to the chosen Dynamic
fund, with the balance
remaining in DCAF.
Original amount of
$20,800 is completely
invested in the selected
Dynamic fund, including
any interest earned*.
*
DCAF invests primarily
in short-term AAA-rated
fixed-income securities.
Interest is subject to current interest rates and may not always apply.
Financial decisions call for professional advice.
10DWD340_DF_DCAF_Investors_EN_V2 Moe6376
At Dynamic Funds, we believe decisions involving
your investments are among the most important
you’ll ever make.
FOR MORE INFORMATION, CONTACT
YOUR FINANCIAL ADVISOR.
Customer Relations Centre
Toll free: 1-800-268-8186
Tel: 514-908-3212 (English)
514-908-3217 (French)
Fax: 416-363-4179 or
1-800-361-4768
Email: [email protected]
dynamic.ca
®
Dynamic Funds is a registered trademark of The Bank of Nova Scotia and a division
of Goodman & Company, Investment Counsel Ltd.
C ommissions, trailing commissions, management fees and expenses all may be associated with mutual fund and segregated fund investments. Please read
the prospectus/information folder and contract before investing. Mutual funds and segregated funds are not guaranteed, their values change frequently
and past performance may not be repeated.