Liberty Mutual Insurance Group Benefits
Return to Work
Your Way
Liberty Mutual Insurance—Your Partner in RTW
Absence negatively affects workplace productivity, morale, and the bottom line.
A successful return to work strategy can turn those negatives around. It requires
a committed and coordinated effort on the part of a diverse team that begins with
the employer, and includes the affected employee, attending physicians, and
Liberty Mutual Insurance Group Benefits.
Liberty Mutual Insurance offers comprehensive return to work (RTW) tools and
resources to help employers support employees in returning quickly and safely.
Return to Work Tool Kit
Liberty Mutual Insurance Group Benefits has developed a
four-step approach, the 4Cs, to help employers create or
expand their RTW programs. And we have tools customers
can use today:
1 Commit
Understand that an effective return to work program is good business.
Customers can download a presentation showing why a proactive
return to work program is a win for all!
2 Construct
Define, create, and implement an effective program.
A detailed “RTW Road Map” walks customers through the process.
Communicate
Introduce RTW throughout the organization. Link to an online
interactive module to train managers on their critical roles in RTW.
Control
Assure consistency of application and monitor the effectiveness of the
program. Use Liberty Mutual Insurance Group Benefits reporting tools
to analyze results.
The “RTW Road Map”
outlines the 4Cs
and suggests
how to put them
to use.
Expertise that Makes RTW Programs Effective
225M
Off-the-job injuries
accounted for 225 million lost
work days.1
Liberty Mutual Insurance Group Benefits professionals have the training
and experience to make return to work programs a success. Case managers
encourage proactive return to work by using an early intervention approach
involving frequent communication with customers, their employees, and
treating professionals. A customized solution is developed for returning each
employee to the workplace. Liberty Mutual Insurance Group Benefits offers
the following return to work services for employers and employees:
Coordinate a modified, transitional, or full-duty return to work plan
• Assist with worksite modifications or accommodations
• Analyze transferable skills
• Provide job-seeking skills training and placement assistance
• Conduct labor market surveys
• Develop retraining evaluations and recommendations
•
$240B
Off-the-job injuries cost $240.3 billion.1
25-50%
Employers with
RTW programs
have reduced lost days
by 25%-50%.2
Return to Work Hotline
Supporting all of Liberty Mutual Insurance Group Benefits RTW efforts—a
toll-free hotline for supervisors, human resources managers, and benefits
managers to get answers to general questions on non-occupational RTW,
including:
• How to begin a return to work program.
• How do you know if a disabled employee is ready to return to work?
• What services does Liberty Mutual Insurance provide to help disabled employees
safely and effectively return to work?
• What employers can do to help employees return to work.
The toll-free hotline provides access to Liberty Mutual Insurance Group
Benefits vocational case managers who have master’s degrees and national
certifications in rehabilitation.
Safely returning employees to work—that’s our policy.
To find out more about Liberty Mutual Insurance Group Benefits and our
return to work capabilities, contact your Liberty Mutual Insurance Group
Benefits Sales Consultant or visit www.mylibertyconnection.com.
1. National Safety Council. Injury Facts: 2008 Edition. www.nsc.org.
2. Public Entity Risk Institute. Constructing return to work programs. Building for better returns. 2003
Group products and services are offered by Liberty Life Assurance Company of Boston, a Liberty Mutual
company. Home Office: Boston, MA. © 2012 Liberty Mutual Insurance. GRP 087 1/12 SR