GLOBAL INSTITUTIONAL CONSULTING
The Ryan Group
Does Your Portfolio Reflect Your Faith?
Investing in a manner consistent with your faith is an important issue for you. But you also may seek growth
potential, or preservation of capital or income. Bank of America Merrill Lynch can help.
The Ryan Group has worked with Catholic groups like
yours for years, helping them align their mission and
their investment strategy. Let us put this experience,
along with the investment acumen of Merrill Lynch
and banking convenience of Bank of America, to work
to support your organization.
Attempting to balance ethical and religious decisions
with important financial concerns, while avoiding
conflict with stated values, can be a daunting task.
We work closely with and help meet the unique needs
of a full spectrum of Catholic institutions, including
dioceses, parishes, schools, health care organizations,
religious orders and social service agencies to help them
invest their pensions and endowments in ways that are
consistent with their faith. We use the same approach to
a tactical and dynamic investment process with Catholic
institutions as we do with all our clients’ portfolios.
James T. Ryan
212.236.5143
[email protected]
In addition to considering risk tolerance, liquidity needs
and time horizon when building customized portfolios,
we add additional screens for faith-based investors
to help keep your organization’s assets aligned with
your faith, also known as faith-consistent investing.
Teaming with Merrill Lynch financial advisors across
the country, our experience and background enable us to
provide a professional, ethical and systematic approach
to asset management.
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Three Pillars of Faith-Consistent Investing
As a Catholic entity, we understand that you have a responsibility to identify and develop your conscience in
a manner consistent with the mission of your organization. Our faith-consistent investing process utilizes
the three pillars of socially responsible investing—screening, shareholder advocacy and impact investing—to
express faithful stewardship of investment resources.
Catholic Screening For Investment Selections—The principles for investing are outlined by the socially
responsible investing guidelines composed by the United States Conference of Catholic Bishops (USCCB).
As a result, our goal is to help Catholic organizations feel confident that our detailed screening process has
examined more than 6,000 companies worldwide and can eliminate from consideration those companies
that are not in agreement with your faith. Issues that can be taken into consideration for our fully diversified
portfolios include abortion; contraception; embryonic and fetal stem cell research; pornography; conventional
weapons; biochemical and nuclear weapons; landmines; and cluster bombs.
Shareholder Advocacy—Through Merrill Lynch, and with your permission, we can vote your proxies on
corporate resolutions in a manner consistent with Catholic beliefs. This could positively influence the
behavior of companies you invest in by calling upon them to adopt higher ethical, environmental and
human rights standards.
Impact Investing—Our team can help you design an impact-investing strategy. This refers to investments
made to generate measurable social and environmental impact alongside financial/investing goals.
Investment Process
We believe we bring a high level of competency and investment savvy to our process. We begin with an in-depth,
personal consultation to evaluate your organization’s goals and objectives. Investing across all asset classes, we
take a rigorous approach to investment manager analysis. Our methodology follows Catholic guidelines and is
tactical and dynamic. Since Catholic organizations form their own conscience and may not hold uniform views on
investing, we customize every portfolio based on the religious principles of the organization governing the funds.
Leveraging the extensive, award-winning capabilities of BofA Merrill Lynch Global Research*, as well as thirdparty analysts, helps give us perspective on world events and global economics and capital markets.
Delivery Process
We can deliver our investment services across a spectrum ranging from strategic advice and guidance tailored
for larger organizations to a fully outsourced investment office for smaller organizations.
Once your investment strategy is established, The Ryan Group will actively monitor and review your performance,
assessing your progress toward pursuing your financial goals and making adjustments as necessary.
*In its December 2015 issue, Institutional Investor magazine announced BofA Merrill Lynch Global Research as the Top Global Research Firm for 2015, based
on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the
choices of portfolio managers and other investment professionals at more than 1,000 firms. For more information about this award, go to: http://www.
institutionalinvestor.com/article/3512270/research-and-rankings/bank-of-america-merrill-lynch-is-years-top-global-research-firm.html#.Vm8deU3lvDc.
Your Professional Team
James T. Ryan
Managing Director–Wealth Management
Private Wealth Advisor
Jim joined Merrill Lynch in 1981 after three years as a Presidential
Management Intern. As the senior partner for The Ryan Group, he
focuses on strategy and business development.
He holds a bachelor's degree from the University of Notre Dame and
a MBA from Cornell University, which he attended on a Charles E.
Merrill Fellowship. He has been recognized by Barron's as one of the
Top 1000 and Top 1200 Advisors in the country every year since the
lists’ inceptions in 2009 and 2014, respectively.
Jim frequently speaks at Merrill Lynch and Barron’s conferences
on the topic of Socially Responsible Investing and has been quoted
in the Wall Street Journal, Institutional Investor, Baylor University
Business News and in various Merrill Lynch research papers on
the topic. Jim’s work on Faith Consistent Investing was also featured in Barron’s magazine. He was a panelist
at the Catholic Finance Association Conference, Christian Investment Forum Kingdom Advisors Conference,
University of Notre Dame Catholic Endowment Conference, the Pontifical Council for Justice and Peace
symposium, “Impact Investing,” in Vatican City and a speaker at the NAPA Institute.
Courtney Moore, CFP®, CIMA®
Senior Vice President-Wealth Management
Private Wealth Advisor
Global Institutional Consultant
Courtney joined Merrill Lynch in 1992 and is among a select group of advisors designated as a Global
Institutional Consultant by Bank of America Merrill Lynch. Courtney has extensive experience in investing,
asset allocation modeling, hedging and diversifying concentrated stock strategies and liability management.
She is a critical thinker with a deep understanding of the institutional markets and the complex needs
of institutions.
Courtney earned a bachelor’s degree in political science from the College of the Holy Cross in Worcester,
Massachusetts, which she attended on a full athletic scholarship. She holds the Certified Investment
Management Analyst® (CIMA®) designation and also holds the CERTIFIED FINANCIAL PLANNER TM
certification. Courtney is a member of the Financial Planning Association and the Investment Management
Consultants Association. Barron’s named Courtney to its Top 1,000 Financial Advisors State-by-State list
every year since 2010, its Top 1,200 Financial Advisors State-by State list since its inception in 2014 and
its Top 100 Women Financial Advisors list since inception in 2009.
For a complimentary review of your portfolio from a
Catholic investment model perspective, please contact: Jim Ryan
212.236.5143
n
[email protected]
Global Institutional Consulting
Global Institutional Consulting is a specialized group composed of highly experienced advisors, possessing advanced designations
and selected through a rigorous process, who focus on helping institutional clients meet the investment needs that their unique and
often complex situations require. This team supports a broad range of institutional needs, including retirement and benefit planning,
consulting services, philanthropic management, and investment management and guidance.
Merrill Lynch Wealth Management
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Investing involves risk. There is always the potential of losing money when you invest in securities.
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Barron’s magazine, Mar. 7, 2016; Feb. 23, 2015; Feb. 24, 2014, Top 1,200 Advisors list. Advisors considered for the “America’s Top 1,200 Advisors: State-by-State” ranking have
a minimum of seven years financial services experience and have been employed at their current firm for at least one year. Quantitative and qualitative measures used to
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Inc. All rights reserved.
Barron’s magazine, Feb. 18, 2013; Feb. 20, 2012; Feb. 21, 2011; Feb. 22, 2010; Top 1,000 Advisors list. Advisors considered for the “America’s Top 1,000 Advisors: State-by-State”
ranking have a minimum of seven years financial services experience and have been employed at their current firm for at least one year. Quantitative and qualitative measures
used to determine the Advisor rankings include: client assets, return on assets, client satisfaction/retention, compliance records, and community involvement, among
others. Barron’s does not receive compensation from Advisors, participating firms and their affiliates, or the media in exchange for rankings. Barron’s is a trademark of Dow
Jones & Company, Inc. All rights reserved.
The 2014 Financial Times Top 100 Women Financial Times (FT 100) is an independent listing produced by the Financial Times (FT) November, 2014. The FT 100 is based on
data gathered from firms, regulatory disclosures, and the FT’s research. As identified by the FT, the listing reflected each adviser’s performance in six primary areas, including
assets under management, asset growth, compliance record, years in existence, credentials and accessibility. Neither firms nor their employees pay a fee to The Financial Times
in exchange for inclusion in the FT 100.
BofA Merrill Lynch Global Research is equity research produced by Merrill Lynch, Pierce, Fenner & Smith Incorporated and/or one or more of its non-U.S. affiliates. MLPF&S is
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specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized.
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