Terms and Conditions
Bank Alfalah Limited’s Step-By-Step (SBS) Plan means the purchase of goods and services by the
Cardholder for the Cardholder to utilise the available credit limit and repay the transaction
amount in equal monthly instalments according to the credit card and SBS terms and conditions.
‘Total SBS prices’ include the purchase price (inclusive of all eligible taxes) and applicable SBS
charges as per the Schedule of Bank Charges (SoBC).
SBS processing fee of 2.5% or Rs. 500 (whichever is higher) shall be applicable per transaction.
The Bank reserves the right to change all the SBS related fees and charges at its own discretion.
Jogg Way Treadmill-Black
Product Specifications:
Product Specifications:
Product Specifications:
• Motor info: 3. HP peak/cont HP : 2.5
• Weight capacity: 130kg
• Speed: 1-14 km/h
Product Details
Jogg Way Treadmill-Black
Instalment billed to Cardholders on cycle date shall be included in minimum payment by said
Cardholder.
If the Cardholder pays less than the monthly minimum amount on the payment due date specified
in the statement of account, the Cardholder becomes liable to pay service fee/charges according
to the terms and conditions.
In case, the Cardholder decides to cancel his/her SBS, the Cardholder shall be liable to pay the
pre-closure penalty i.e. 5% of remaining loan amount or Rs. 1,000 (whichever is higher).
The Bank reserves the absolute right to accept/reject the request for conversion of the
transaction or balance to SBS.
Delivery of the product will be subject to the availability of stock.
The Bank shall not be liable if merchant is unable to arrange the product within the time period
due to any stock issue.
All SBS products are subject to availability and market price. Any increase in price will be updated
on website and Cardholder shall be apprised at the time of booking through Alfalah Contact
Centre.
All SBS promotions shall be valid for a limited time.
Bank Alfalah Limited shall not, in any way, be held responsible for the quality, purpose, fitness of
or merchantability of the SBS product delivered by the merchant.
Bank Alfalah Limited shall not be liable for any loss or damage incurred or suffered by the
Cardholder by reason of a business partner refusing to allow a transaction or accepting a credit
card.
By signing the ‘SBS Application Form’, it is assumed that you have read, understood and agreed
with the terms and conditions mentioned on the SBS flyer and the Bank’s website,
bankalfalah.com
Months
0 % Markup
6
3
12
Price
18
24
30
12
36
Months
Months
Months
95,000 31,667 15,833 7,917 6,940 5,621 4,829 4,301
Car seat custom made
• Material: 100% Geniune cow
• Pcs: 1
Price
4,500
3
0 % Markup
6
Months
12
Months
Months
12
Months
1,500
750
375
18
329
24
266
30
229
36
204
Product Details
Antique Leather Car Set
Osim uDivine Zero Gravity Massage Chairs
• Full recliner bluetooth technology support
works with Apple iPod touch (R), iPhone (R)
iPad (R) and Andriod smart phones uDivine
App-personal massage advisor that renders
smart massage recommendations and useful
information to optimise massage experience
multi-sensory pleasures for both body and mind
with multimedia entertainment using wireless
connections precise, accurate and human
contour based deep massage combination of
rolling, kneeing and tapping massage.
Product Details
Foot & Leg Massager
Product Specifications:
Product Details
Foot & Leg Massager
Cushions Set
Months
Osim uDivine Zero Gravity
Massage Chairs
Months
18
877
24
710
30
610
36
543
2 Handmade floor cushions
• 100% Geniune cow hide leather
• Hidden filler cut back side
• Full leather front
• Size: 24 x 24 inches
• Made by expert craftsmen
0 % Markup
6
3
12
Price
18
24
30
12
36
Months
Months
Months
185,000 61,667 30,833 15,417 13,515 10,946 9,404 8,376
Product Details
Cushions Set
Product Specifications:
0 % Markup
6
3
12
Price
12
Months
Months
Months
12,000 4,000 2,000 1,000
2 Handmade sofa cushions
• Filled by 100% polyester microfiber
• Size: 13 x 13 inches
• Bottom: Acrylic
Product Specifications:
Months
0 % Markup
6
3
12
Price
18
24
30
12
Months
Months
Months
36,000 12,000 6,000 3,000 2,630 2,130 1,830
0 % Markup
6
3
12
Price
12
Months
Months
Months
15,000 5,000 2,500 1,250
24
888
30
762
36
679
Product Specifications:
Area:
4 x 6 x 3.2 feet
Fabric:
Nylon
Layers:
Single
Structure:
One bedroom
Style:
Outdoor
Capacity:
2 Persons
Pole material: Fiberglass
Net weight: 2.5kg approximately
Pole:
7.9 mm fiberglass rod
Outside tent
Bottom waterproof
Product Details
36
1,630
Months
18
1,096
2 Person Outdoor Hiking Camping Tent
•
•
•
•
•
•
•
•
•
•
•
• Specifically designed to massage your feet
ankle and calves all at the same time combination
of kneading and vibratory actions provides relaxing
and revitalizing massage experience.
• Pressure nodes located under your feet stimulate
the reflex points on the soles of your feet.
• Adjustable tilt angle for easy and comfortable
seating position, 16.5 x 17 x 16-Inch
• Weighs 30 pounds includes two removable
fabric covers for easy cleaning
111 225 111
bankalfalah.com
Product Details
Gift Set
SBS Instalment Plans at 0% Markup*
with No Processing Fee
Alfalah Credit Cards
Car set
• Material: 100% Geniune cow
• Size: Length 10” Height 6”
• Pcs: 2
• Material: 100% Geniune cow
• Items:
1 Keychain, 1 Wallet, 1 Pen
• Stitching: White
The Cardholder shall pay the total SBS price inclusive of all applicable SBS charges in equal
instalments (SBS monthly instalment) based on SBS terms chosen by the Cardholder.
Products offered on 0% markup are as per tenures defined in the brochures under the respective
product code/product model.
Antique Leather Car Set
Gift Set
2 Person Outdoor
Hiking Camping Tent
Price
14,000
3
0 % Markup
6
Months
12
Months
12
Months
4,667 2,333
1,167
Months
18
1,023
24
828
30
712
36
634
The Way Forward
Get yourself a Khoro Hand-made products and pay
when it is convenient for you!
Leather Rolltop Backpack
Men's Gear
Slim Line Six Pack Care
Product Specifications:
With Alfalah Step-By-Step (SBS) Instalment Plans you can
get the products you have always wanted in easy equal
monthly instalments with flexible tenures that suit your
lifestyle perfectly in 3 simple steps:
1. Call Alfalah Contact Centre at 111 225 111 to place your
order or fill in the form attached to the flyer and drop
it at any Alfalah Credit Cards drop box, located at
Bank Alfalah branches.
2. Opt for 3, 6 or 12 months instalment plan and enjoy
0% markup or choose from a range of flexible tenures
of up to 36 months.
Material: 100% Geniune cow leather
Vintage, elegant and luxury, best gift for men
Package includes: 5 pieces leather wallets
Product Specifications:
Leather Rolltop Backpack
• Solid brass fittings
• Tanned without the use of
chemicals or dies
• Waxed canvas lined internal
• Padded adjustable arm straps
• Material: 100% Geniune cow
• Size:
20 x 10.5 x 8 inches (rolled)
• Piece:
1
Leather Rolltop Backpack
3. Receive your selected product at your doorstep free
of charge.
6
3
Price
Months
Months
45,000 15,000 7,500
Months
12
18
24
30
12
36
Months
3,750 3,288 2,663 2,287 2,038
Product Details
Price
14,000
3
Shave kit
• Material: leather
0 % Markup
Months
Months
Months
6
12
Months
4,333
2,167
1,083
3
30
610
36
543
12
18
950
24
769
30
661
36
589
6
Months
12
Months
12
Months
4,667 2,333
1,167
18
1,023
24
828
30
712
Phone No. (Res.)
Mobile No.
Alfalah Credit Card No.
Product Specifications:
•
•
•
•
Authorised Person’s Name
Perfect way to get a smart body
Main material-metal
120 KG maximum load capacity
Easy exercise
Year
(Who may receive product on your behalf)
Authorised Person’s CNIC No.
Please tick one of your purchase options:
36
634
I would like to make this purchase without availing Alfalah Step-By-Step (SBS) Plan.
0 % Markup
Product Details
6
3
Price
Months
Months
15,000 5,000 2,500
Oxygen Abs King Pro
12
12
Months
1,250
I want to take advantage of the Alfalah Step-By-Step (SBS) Plan.
Months
18
1,096
24
888
30
762
36
679
I understand that Alfalah Step-By-Step (SBS) Plan is subject to terms and
conditions outlined overleaf and on Bank Alfalah’s website.
I acknowledge and agree to the clauses.
Gold Star Fitness Spinning Bike
Jewellery Box
• Material: 100% Geniune cow leather
Dimensions: L31 X W20 X H12cm.
• Open the box to view a mirror,
three compartments and a padded section
for rings and earrings.
There is also a useful drawer for general
jewellery storage such as longer necklaces.
Please be aware this jewellery box is made
from natural materials and is hand crafted,
as such there will be slight variations in
colour, texture and markings which we
believe adds to the item's beauty.
Product Details
Jewellery Box
Phone No. (Off.)
CNIC
Product Specifications:
Car accessories: Key cover
• Design: Single color
Price
13,000
24
710
Month
Jewellery Box
Belt and Wallet
• Material: 100% Geniune cow leather
• Belt width 3.5cm length 110cm
• Wallet size 11x9cm
18
877
Expiry Date
0 % Markup
Months
12
12
Months
1,000
Address
Months
Oxygen Abs King Pro
Product Specifications: (Total pieces 4)
Product Details
6
3
Price
Months
Months
12,000 4,000 2,000
Slim Line Six Pack Care
Keychain
• 1 3/8" diameter split key ring
• Measures 1.25" W x 6.5" H
• Stylish design print
Men’s Gear
Application Form
Please complete this form, attach a copy of your CNIC and
drop it in any Alfalah Credit Cards drop box. Allow 21-28
working days for delivery.
0 % Markup
Product Details
Card holder
• Measures 4" x 2 3/4" x 1/2"
• Two inside pockets one expandable
one flat compartment
Men's Belt & Wallet Gift Set
Men's Belt & Wallet Gift Set
Dual-resistance design Y
Beyond 180 degrees
Work out tool
Six pack care
Cardholder’s Name
Wallet
• Measures: 4 1/4" x 3 1/4" x 1/2"
new slimmer sizing
• Classic style wallet bifold
• Genuine leather inside and out
0 % Markup
Product Details
•
•
•
•
Zipper long wallet
• Size approx : 19 x 9.5 x 3 cm
7.48 x 1.18 x 3.74 inch (L x W x H)
Travel Bag Leather
• Size:
43*18*25cm
• Closure type: Zipper
• Hardness:
Soft
• Piece:
1
The Way Forward
Product Specifications:
Price
14,000
3
6
3*
6*
12*
18
24
30
36
Please fill in the details for the packages selected.
Product Name
Quantity
Price
Total
Product Specifications:
• Computer: One big display window
• Function: Speed, Time, Distance
and Calories
• Weight capacity: 160kg
• Qualities: Adjustable seat
0 % Markup
Product Details
Months
12
Months
12
Months
4,667 2,333
1,167
Months
Please choose your payment plan option:
18
1,023
24
828
30
712
36
634
Gold Star Fitness Spinning Bike
Months
0 % Markup
6
3
12
Price
18
24
30
12
36
Months
Months
Months
45,000 15,000 7,500 3,750 3,288 2,663 2,287 2,038
*3, 6 and 12 months at 0% markup (February-2017)
3 Simple Steps to avail Alfalah Step-By-Step (SBS)
Instalment Plans:
Grand Total
Note
A pre-closure penalty of 5% of the outstanding amount or Rs. 1,000
(whichever is higher) will be levied in case of SBS cancellation.
Cardholder’s Signature
Date
P.T.O