WHAT DOES AN AFI ALL RISKS POLICY COVER THAT A PERILS
POLICY DOES NOT?
Sudden unexpected and accidental events rather than specifically nominated risks
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A boulder rolling down a hill demolishing your building!
Any person working on your roof falling through causing damage to the roof and ceiling!
The same person pulling off the gutter or down-pipe in an attempt not to fall!
Damage by falling trees or branches when they are being felled!
An expensive fixture pulling out of the wall and smashing!
Unique differentiating features of Alexander Forbes buildings cover
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Full cover for accidental damage
Limited Subsidence and Landslip cover included
Burst geyser replacement
Free protection for inflation during a contract year
All the structures on your premises are covered – including your swimming pool
When an event occurs at your premises that makes you vulnerable to further damage or loss, your policy covers the
reasonable cost of temporary measures needed to safeguard your premises (such as hiring a watchman)
You will only pay a flat basic excess on claims
Essential alterations to your home following personal disability
Cover for the removal of fallen trees
Breakdown of fixed filtration plant or water pumping machinery