Health policy news for business leaders October 2014 Volume 10, Number 9 News from Albany NY State of Health open enrollment begins Nov. 15 Databank New report: Low vaccination rates, higher incidence of some preventable diseases in upstate NY Controversial database intended to promote transparency News from Washington Employers face reporting challenge Study finds ACA not increasing part-time work News from Albany NY State of Health open enrollment begins Nov. 15 As New Yorkers review coverage options for 2015, they need to determine what plan will best meet their needs. The products in the state marketplace vary by price, benefits and provider networks. Shoppers may go directly to the NY State of Health website, work with a navigator or marketplace facilitated enroller or directly contact a prospective insurer. The NY State of Health will provide links to each participating insurer. Shoppers can see if their providers are in a plan’s network. The state will continue to use the provider look-up tool, available to registered consumers. The tool will be slightly modified to make it easier for consumers to distinguish among different qualified health plans and plan levels. The NY State of Health has announced the list of insurers that will offer health plans to individuals and small business owners on the state marketplace in 2015. When enrollment opens Nov. 15, consumers will be able to choose from the same number of insurers on the individual marketplace and two new offerings in the small business marketplace, or SHOP. Among their choices will be some new companies and some will no longer be offered. Seven insurers will expand into additional counties in the individual marketplace. Page 1 For a map of 2015 Health Plans Offered in NY State of Health: http://info.nystateofhealth.ny.gov/PlansMap For a report on 2014 Open Enrollment County Level Enrollment Data: http://info.nystateofhealth.ny.gov/2014OpenEnrollmentCountyData To find providers in a health plan’s provider network, choose a plan and search for doctors: http://info.nystateofhealth.ny.gov/resource/health-plan-providernetworks Back to Top Databank New report: Low vaccination rates, higher incidence of some preventable diseases in upstate NY Upstate New York residents are more likely to contract certain vaccinepreventable illnesses and develop the flu at twice the rate of other state residents, according to a new Excellus BlueCross BlueShield fact sheet. “The Facts About Vaccine-Preventable Diseases in Upstate New York,” highlights low upstate New York vaccination rates for influenza, pertussis, pneumonia and childhood diseases and provides the facts challenging common vaccine misconceptions. The report shows that the childhood immunization rate among upstate New York children 19 months to 35 months (54.5 percent) is lower than the state rate (65.1 percent) and national rate (68.5 percent). Reported rates include the recommended doses of DTaP, polio, MMR, Hib, hepatitis B, varicella and pneumococcal conjugate vaccines. Only one in three upstate New York adults age 18 to 64 receives an annual flu shot. Key findings include: The rate of influenza in upstate New York (225.7 per 100,000) was nearly double the statewide rate (113.2 per 100,000) in 2012. In 2011, 32.6 percent of upstate New York adults age 18 to 64 reported having a seasonal flu shot within the previous year. Among adults age 65 and older, 61.7 percent reported receiving the vaccine. Adults age 18 to 24 had the lowest vaccination rate (18.8 percent). Upstate New York adults had a low rate of pneumococcal lifetime vaccination (30.9 percent). More than 10 percent reported not knowing if they had received a pneumococcal vaccination. Page 2 For “The Facts About Vaccine-Preventable Diseases in Upstate New York,” look under Behaviors and Health Conditions: https://www.excellusbcbs.com/wps/portal/xl/our/hpr/factsurveyreport For a printable booklet to record a child’s personal record of important medical information: “Health and Immunization Record” Back to Top Controversial database intended to promote transparency Shedding light on payments from medical device and drug companies to doctors and hospitals is the goal of the new federal Open Payments database mandated by the Affordable Care Act. Released to mixed reviews, the database tracks $3.5 billion paid to more than 500,000 physicians and nearly 1,360 teaching hospitals during the last five months of 2013. “Open Payments does not identify which financial relationships are beneficial and which could cause conflicts of interest,” said Shantanu Agrawal, deputy administrator and director of the Center for Program Integrity at the Centers for Medicare and Medicaid Services, “It simply makes the data available to the public. So while these data could discourage payments and other transfers of value that might have an inappropriate influence on research, education, and clinical decision-making, they could also help identify relationships that lead to the development of beneficial new technologies.” Due to concerns with accuracy, one-third of the records are not attributed to specific doctors, a value of $2.2 billion in payments. The American Medical Association warns that “Publishing inaccurate data can lead to misinterpretations, harm reputations and cause patients to question their trust in their physicians. It can also unfairly impact physicians' ability to attain or keep research grants and other employment opportunities that require disclosure.” Favoring transparency Lisa Swirsky, senior policy analyst for Consumers Union said that, “Making this information available will illuminate and hopefully root out potential conflicts of interest between doctors and the drug and device makers.” Although she recognizes problems with the release Swirsky said, “It is important to keep things in perspective. Data quality improves over time when stakeholders and the public have a chance to review it and address issues.” “Transparency shouldn't stop doctors from receiving a payment if they want to,” says longtime champion, Sen. Charles E. Grassley, R-Iowa, “It should empower consumers to learn whether their doctors take payments and if so, why, and whether that matters to them.” With then Sen/ Herb Kohl, a Democrat from Page 3 Wisconsin, Grassley first introduced the Sunshine Act in 2007, which later passed as part of the 2010 Affordable Care Act. For the Consumer’s Union report, “CU: Open Payments site will help shine spotlight on potential conflicts of interest between doctors and drug, device makers”: https://consumersunion.org/news/cu-open-payments-site-will-helpshine-spotlight-on-potential-conflicts-of-interest-between-doctors-and-drugdevice-makers/ For the American Medical Association press release on the database: http://www.ama-assn.org/ama/pub/news/news/2014/2014-09-30-statementsunshine-act-data-release.page?# For the government’s Open Payment website: http://www.cms.gov/openpayments/index.html For a guide to the Open Payments website: http://www.cms.gov/OpenPayments/Downloads/Fact-Sheet-Sept-30-2014Published-Data.pdf For the Centers for Medicare & Medicaid Services physician fact sheet, “Open Payments (Physician Payments Sunshine Act)”: http://www.cms.gov/Regulations-and-Guidance/Legislation/National-PhysicianPayment-Transparency-Program/Downloads/Physician-fact-sheet.pdf For the Centers for Medicare & Medicaid Services User Guide for Industry. “Open Payments Creating Public Transparency into Industry-Physician Financial Relationships”: http://www.cms.gov/Regulations-and-Guidance/Legislation/National-PhysicianPayment-Transparency-Program/Downloads/Open-Payments-User-Guide%5BAugust-2013%5D.pdf Back to Top News from Washington Employers face reporting challenge In 2015, employers will be responsible for capturing and documenting monthly health insurance coverage for their employees and employees’ dependents. The Affordable Care Act mandates employer and individual coverage beginning in 2015. Failure to do so could result in payment of a federal penalty. To submit the necessary information, most employers with an average of 50 fulltime employees (or combined with part-timers, an employee total that equals at Page 4 least 50) will have to restructure their record-keeping and reporting systems. The required information for employees and their dependents include: Employees and dependents Social Security numbers, date of birth, address, covered months Source of the policy (Small Business Health Options Program or SHOP, employer-sponsored, government-sponsored, individual market insurance, multiemployer plan or miscellaneous minimum essential coverage) Months covered in an employer health plan Health insurance provider For self-insured group health plans: offer of minimal essential coverage, employee share of lowest cost monthly premium Safe harbors under which an employer is not subject to the shared responsibility payment The Internal Revenue Service posted draft forms and instructions for businesses and individuals to use to verify health coverage to meet the ACA mandates. For Internal Revenue Service Questions and Answers: Questions and Answers on Employer Shared Responsibility Provisions Under the Affordable Care Act (reviewed or updated May 13, 2014) http://www.irs.gov/uac/Newsroom/Questions-and-Answers-on-Employer-SharedResponsibility-Provisions-Under-the-Affordable-Care-Act Questions and Answers on Information Reporting by Health Coverage Providers (Section 6055) (reviewed or updated Sept. 22, 2014) http://www.irs.gov/uac/Questions-and-Answers-on-Information-Reporting-byHealth-Coverage-Providers-Section-6055 For Internal Revenue Service tax forms: Transmittal of Health Coverage Information Returns – Draft form 1094-B (posted July 24, 2014) http://www.irs.gov/pub/irs-dft/f1094b--dft.pdf Transmittal of Employer-Provided Health Insurance Offer and Coverage Information Return – Draft form 1094-C (posted Sept. 22, 2014) http://www.irs.gov/pub/irs-dft/f1094c--dft.pdf Health Insurance Marketplace Statement for individuals – Draft form 1095-A (posted Oct. 1, 2014) http://www.irs.gov/pub/irs-dft/f1095a--dft.pdf Health Coverage – Draft form 1095-B for individuals (posted July 24, 2014) http://www.irs.gov/pub/irs-dft/f1095b--dft.pdf Page 5 Employer-Provided Health Insurance Offer and Coverage – Draft Form 1095-C (posted Oct. 1, 2014) http://www.irs.gov/pub/irs-dft/f1095c--dft.pdf For Internal Revenue Service instructions: Instructions for Forms 1094-B and 1095-B (posted Aug. 28, 2014): http://www.irs.gov/pub/irs-dft/i109495b--dft.pdf Instructions for Forms 1094-C and 1095-C (posted Aug. 28, 2014): http://www.irs.gov/pub/irs-dft/i109495c--dft.pdf Back to Top Study finds ACA not increasing part-time work The Affordable Care Act hasn’t led to an increase in part-time work at the expense of full-time employment, at least so far, according to a report conducted by the Urban Institute and funded by the Robert Wood Johnson Foundation. The researchers found transitions between full- and part-time work to be in line with historic patterns, and more likely to be a result of the slow economic recovery after the recession. The authors cautioned, “Although we find little evidence consistent with anticipatory effects of the ACA’s employer mandate on part-time work to date, our analysis does not rule out the possibility of effects in the future if the mandate goes into effect in 2015 as scheduled and as other ACA provisions are more fully implemented.” The Urban Institute looked at recent trends to determine if the ACA: Replaced full-time workers with part-time workers or reduced part-time worker’s hours, and Increased voluntary part-time employment by reducing the need for employer-based coverage. For the full report: http://www.urban.org/UploadedPDF/413217-Little-Evidenceof-the-ACA-Increasing-Part-Time-Work-So-Far.pdf Back to Top ________________________________________________________ Capitol Briefings is a free online publication of Excellus BCBS, a nonprofit health insurer based in Rochester, N.Y. Follow us on: Page 6
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