WE FLORIDA FINANCIAL WE NEWS WeF l o r i d a F i n a n c i a l . c o m | 954-745-2400 S p r e a d t h e Wo r d . S h a r e t h e Wealth. Refer a Friend. Want to do something great for a friend – and yourself? Refer him or her to join We Florida Financial and you will both be rewarded - $40 for you and $25 for your friend. More importantly, as a credit union member, your friend will get the advantages of top rated, low-cost financial services including savings and checking accounts, loans of all types, credit cards and 24-hour account access. To refer your friend, just go to the special page on our website. Enter their names and email addresses and we’ll send them an email to help them get started. • Your friend must open an account by June 30, 2017 • Your friend must use the referral code included in their email A p r i l 2 01 7 Serving You for 65 Years For 65 years, your credit union has helped to provide you with financial products to make dreams come true. We are grateful to our members for placing their trust in us, and we are happy to share success stories like these. Members like Lisa B. have been very satisfied about the level of service they’ve received and are happy to spread the word. Lisa recently purchased a new home financed by the credit union. She testifies to the fact that the process was outstanding. Not only was it smooth, organized and fast but more importantly for her she says that the credit union team made her feel “very calm and relaxed” in a process that can sometimes be highly stressful. “Robert Walker and Ricky Ramos were really helpful. They kept assuring me that everything would be OK. And it was.” Within 30 days after opening the account, your friend must also do one of the following: • Establish direct deposit of $100 or more per pay • Open a new loan It’s easy to refer. For complete details, please go to WeFloridaFinancial.com/ReferAFriend Do it now. Spread the word. Share the wealth. Refer a friend. Member Lisa B. and son are happy about their relaxed mortgage loan process at We Florida Financial. M o n e y S m a r t W e e k April 22-29, 2017 Have You Looked at Your Insurance Policies Lately? We Florida Financial has joined with other not-forprofits - schools, financial institutions, libraries and other organizations to help support fiscal education through Money Smart Week, April 22-29, 2017. Money Smart Week is a public awareness campaign designed to help consumers better manage their personal finances. This is achieved through the collaboration and coordination efforts of organizations across the country coming together to stress the importance of financial literacy, inform consumers about where they can get help and provide free educational seminars and activities throughout the week. As a service to the community, We Florida Financial will host the following financial seminar: Checked up on your homeowners and other insurance policies lately? This might be a good time to do so. Insurance representative Dwayne Thompson highly recommends that you review all your policies to make sure that you are receiving the best coverage for your needs. Dwayne can assist with protection for your home, automobiles and personal possessions, along with personal liability coverages. Call him for a free quote at 954-745-2400, Ext 2421 or email him at [email protected]. How Money Works program (for kids) Wednesday, April 26th 4:00 p.m. Carver Ranches Library 4735 SW 18th Street West Park, FL 33023 2017 Annual Meeting Scheduled Come hear about the credit union’s activities and accomplishments for 2016 and plans for the future. DATE: Thursday, April 27, 2017 PLACE:Galuppi’s 1103 N. Federal Hwy Pompano Beach, FL 33062 TIME: Refreshments begin at 5:30 p.m. Meeting begins at 6:30 p.m. 2 w e f l o r i d a f i n a n c i a l . c o m | 9 5 4 -74 5 -24 0 0 Getting Cash at a Shared Branch As a convenience to our members, We Florida Financial participates in the CO-OP Nationwide Shared Branch Network. Members who are unable to come to a We Florida Financial branch can go to other credit unions in this network to make certain types of transactions. Due to increased levels of financial fraud, and for the protection of our members, we are changing the daily limit amount of cash that We Florida Financial members may withdraw at a shared branch facility. This amount will be $1,500 per day. Encore Account withdrawals will be set at a $250 daily limit. The new limit will go into effect on April 1st. If you have questions, please call us at 954-745-2400 and select Option 3. Join Us for a Seminar on Social Security and Your Retirement L e t Yo u r D r e a m s Ta k e F l i g h t Regardless of when you plan to retire, Social Security will likely be an important part of the road ahead. But many individuals don’t realize there are options to consider when it comes to collecting Social Security. The decisions you make now could help you get more out of your benefits. Are you looking for more information about how to maximize your Social Security benefits? Join us for a free educational seminar on Social Security and Your Retirement April 18, 2017, 6:00 pm to 7:30 pm We Florida Financial, 1982 N. State Road 7, Margate, FL 33063 RSVP by Friday, April 14: Athlene Brown 954-745-2400, Ext. 2428 or [email protected] Refreshments will be served. Your plans for drawing Social Security are a critical financial decision, and if you know the “rules of the road” it can make a big difference in the success of your retirement journey. Whether it’s the timing of starting Social Security or options for you and your spouse to coordinate your income plans, the path you follow could help you to get the most out of your benefits. This seminar will address these issues and answer more of your questions: • What are the rules for collecting your Social Security benefits, and will recent changes affect you? • How can spouses coordinate their benefits and possibly receive more? • Are there different routes to take that could potentially increase your benefit amount? • How can Social Security fit within your overall retirement income plan? Financing the Sky Are you an aspiring pilot? An experienced flyer wanting to purchase a small aircraft? Do you own a small plane that you need to upgrade? We fly may be the program for you. We fly is an aviation finance program created to provide an exceptional and affordable solution for all of your aviation dreams. We fly offers loan programs for all elements of aviation, including avionics upgrades, aircraft maintenance and flight training. You’ll find that by financing with your credit union you’ll receive individual attention, support and loans at the most competitive rates. Contact us to discuss your needs. Get more information online at WeFloridaFinancial.com/Wefly. Or contact Alex Martin, our Aviation Program Manager, at 954-913-7871. The Way We Were This no-cost, no-obligation seminar is hosted by Ralph Munroe, the MEMBERS Financial Services Representative at We Florida Financial. Space is limited, so make your reservations today. Members Insurance & Investments and MEMBERS are marketing names for the products, services and programs offered by CMFG Life Insurance Company (CMFG Life), MEMBERS Life Insurance Company (MEMBERS Life) and other leading carriers. MEMBERS © is a registered trademark of CMFG Life, CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, may lose value, no financial institution guarantee. Not a deposit of any financial institution. FR-1738435.1-0317-0419 © CUNA Mutual Group 2017 We Florida Financial is federally insured by NCUA. w e f l o r i d a f i n a n c i a l . c o m | 9 5 4 -74 5 -24 0 0 1986 In 1986, the credit union added ‘licensed professionals” to our field of membership. 3 6 5 Wa y s t o B e t t e r Yo u r L i f e with We Florida Financial As part of our year-long celebration, we will continue to highlight 65 ways that we can help improve all aspects of your financial life. Here are four more of them: New Sprint Credit Union Member Cash Rewards Get a $100 Cash Reward for Every New Line 1. Special programs like We fly 2.Financial seminars such as our upcoming Social Security and Retirement event 3. Member-only discounts from national companies like Sprint 4. Platinum Visa® credit card with no annual fee Looking For A Better Credit Card? We Have It Here! This new exclusive cash rewards offer is our best one EVER! Now, as a credit union member, you can earn $100 for every line when you switch to Sprint®. Here’s how it works: • Members get a $100 cash reward for every new line when you switch to Sprint®. • Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards. Combining low rates and valuable benefits, a We Florida Financial Platinum Visa® is one of the best credit cards in our market. Here’s what you get with this exclusive card: • No annual fee • Interest-free grace period on purchases when the balance is paid in full by the due date • Up to $1,000,000 Travel Accident insurance • Extended Warranty Protection on purchases • Acceptance at millions of merchants worldwide • Automatic payments from a We Florida Financial savings or checking account • Plus, get a $50 loyalty cash reward every year for every line. Here’s how to sign up for Sprint cash rewards: 1. Become a Sprint customer 2.Register at LoveMyCreditUnion.org/SprintRewards or in the Love My Credit Union Rewards® app 3.Allow up to six to eight weeks to see cash rewards directly deposited into your credit union account! Make the switch today and save with the Sprint Credit Union Member Cash Rewards! For more information, please call the special Sprint Credit Union Cash Rewards line at 734-793-3530. • Automobile rental insurance Want to know more? Call us at 954-745-2400 or 800-230-0200 or apply online at WeFloridaFinancial.com. We F l o r i d a F i n a n c i a l . c o m 954-745-2400 or 800-230-0200 Follow us on Twitter Membership is required. Membership is open to individuals or to businesses located in 46 Florida counties. Members must open and maintain a savings account with a minimum balance of $5 for the duration of their membership. Federally insured by NCUA
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