As y o ur f i na nc ial a dvi s or c a n att est , h av in g a dis a b ility be n efi t s ho ul d b e a p ri or ity f o r y o u
a n d yo u r f am il y. M a ny fi na nc i al a dv is or s w ill a dvi se y o u t o se ek t hi s co ve ra ge t h ro u g h yo u r
emp l oye r, w ho m ay h a ve c o mp l e te co ve ra ge av ail a ble at loc ke d -i n di sco u nt e d r ate s.
C oul d y o ur fa m il y a ff o r d it if y o u h a d t o go s ix mo nt h s wi th o ut wo r k? Tw elve mo nt h s?
Th ese a re dif fic ul t q ue sti on s, b ut o ne s w or th co n si de ri n g.
He re ar e so m e st ati sti cs w hic h ma y h elp yo u i n u n de r st an d i ng t he i mp ort a nce of di sa b ilit y
be n efi ts:
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Dis a b il iti es ar e t h e si n gl e g re at est c a use of b a nk r up tcy i n t he U.S.
48% of al l h o me f or ecl os ur es ar e th e re s ult o f d is a bili ty
At a ge 30 , yo u h a ve a 50 -5 0 c ha nc e of be i ng u n a ble t o w o rk f o r m o re t ha n 3
mo n th s b ef o re yo u t u r n a ge 65
MA T RI X is o ff er i ng c o ns ul t a nts l o ng -te r m d i sa b ility c ove r ag e t hr o ug h P r u de nt ial . P r u de n tial
is a le a di n g n a me i n t h e i n d us tr y, a n d ha s b e en aw a r de d t he hi g hes t A.M. B est rat i ng of A +.
So me hi g hli g hts o f t he co ve ra ge i ncl u d e:
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Gu ar a nt ee d I ss ue – C o ver a ge will be g r a nte d wit h o ut u n de r w riti n g ( no q ue sti o ns
as ke d ! ) as l on g as y ou en rol l wit h in t he fi rst 31 d ays of e mp l oy me n t
Hi g hl y di sco u nte d gr o up r ate s
Pr ovi d es 6 0% o f mo nt hl y i nc o me, up to a $ 1 5, 00 0 m o nt hly be ne fi t
90 - da y el i mi n ati o n p e r io d ( us e S ho rt T er m Di sa b ility fo r t he fi r st 9 0 da ys )
Ben ef its c a n b e p ay a bl e t o a ge 65
Yo u m ay e n rol l i n Wo r k da y w it hi n 3 0 d ay s o f y ou r hi re dat e.
Cl ic k he re to rev ie w t h e L o ng -te r m Di s a bilit y Boo kle t .
(N o te: Yo u w ill r ece ive you r l og in inf o r m at io n f or W o rk d ay o nce yo u h ave bec o me a MA T R IX
con su lt a n t . Ben ef i t s w i ll b e p re sen te d t o y ou d ur in g y ou r O nb o a rdi n g pr oce s s. )
MA T RI X Re so u rce s