newsletter spring 2016 - Greater Pittsburgh Police FCU

SPRING 2016
All Points Bulletin
GREATER PITTSBURGH POLICE
FEDERAL CREDIT UNION
1338 CHARTIERS AVENUE
PITTSBURGH PA 15220
PHONE
PHONE
412-922-4800
412-922-4800 ~ FAXFAX412-922-7556
412-922-7556
LOAN DEPT FAX 412-458-0812
HOURS: HOURS:
M, T, W
MONDAY
8:00 –FRIDAY
am to 4:00 pm
Thursday
8:00 am - 8:00
4:00 am
pmto 6:00 pm
www.pittsburghpolicefcu.com
Friday
8:00 am to 3:00 pm
www.pittsburghpolicefcu.com
email: [email protected]
BUYING A CAR IS NOW EASIER
The credit union has teamed up with Keystone Lending Alliance (KLA)
to help you with easier financing at almost 300 local dealerships in
Western Pennsylvania. Visit our website
www.greaterpittsburghpolicefcu.com and click on the lady waving
from a car. Find the perfect car you want to buy. You can look for the
car you want to buy or build a car and then you will be guided on the
process to buy it. Tell the dealership that you are a member of Greater Pittsburgh Police Federal Credit Union. The dealership and KLA will
do all of the processing and paperwork and your loan will be financed
through the credit union. Buying a new car has never been this easy!
W e
h av e
m o n e y
t o
l e n d
Let’s face it; many families have experienced some tough economic situations over the years. No matter what got you to where you
are financially, chances are that we can help you!
If you are fed up with your financial woes, come and see us. Apply
to Greater Pittsburgh Police Federal Credit Union and let us see
what we can do to help you with your finances. Your situation
means more to us than credit scores and trends. Nothing is stopping us from Lending to You! We want ALL of your business. Let
us help you with a Home Equity, Mortgage Refinance or Home Improvement Loan, New or Used Auto Loan, Bill Consolidation Loan,
or a new Recreational Vehicle Loan.
Not only will we match auto loan rates that other financial institutions are offering (with proof); We will offer to beat the rate of any
loan you already have with another financial institution if you bring
your auto loan to us! Come and visit our newly expanded loan department and meet with one of our financial counselors to see what
all we can do for you. Let us coach you to a better financial future.
MAY 30—MEMORIAL DAY
JULY 4—INDEPENDENCE DAY
SEPT. 5—LABOR DAY
VISA DEBIT CARD
Reminder
You can withdraw up to $505 in
cash at the ATM ($500 + fee).
Your purchases are limited to
$2,020 when you use your card to
pay! Always say Credit & Sign
FREE NOTARY SERVICES
ARE AVAILABLE TO CREDIT
UNION MEMBERS
SAVINGS BOND
REDEMPTION
The credit union
can redeem United States Savings
Bonds for members.
REORDER YOUR CHECKS
ONLINE
WWW.PITTSBURGHPOLICEFCU.COM
Services ...Shares..Share Accounts...Share Draft Checking
Click on icon to reorder your checks
C o u r t e s y
p a y
At Greater Pittsburgh Police FCU, we are always looking to find new and better ways to serve you, our member. Starting January 1, 2015, we will be
providing our members with a special overdraft program called "Courtesy Pay/Overdraft Protection" for your share draft (checking) account. Overdraft
Protection will provide you a cushion that may allow you to overdraft your account up to a specified limit assigned by us. By covering your overdraft, this
will eliminate the extra expense and embarrassment of having a check returned.
Overdraft Protection is a non-contractual program. You will be assigned an overdraft limit by Greater Pittsburgh Police FCU, and your overdrafts, which
include share draft and ACH transactions, will be covered up to that limit. If your account becomes negative, you must return your share draft account to
a positive balance within thirty(30) days. Each transaction that we honor will result in a $35 charge. Greater Pittsburgh Police FCU will send you notification each time your account is overdrawn, and you will also receive periodic reminders if your account is not returned to good standing.
Your Overdraft Protection limit will not be available to you at the ATM or for Point-of-Sale purchases. (You may opt in to allowing one-time Debit or ATM
transactions by contacting us at 412-922-4800 to complete the opt in notice at the credit union office).
BUYING A HOME OR REFINANCING?
We partnered with CUC Mortgage to be able to offer you the mortgage you need at a great rate.
Visit our web site at:
pittsburghpolicefcu.com
Click on “Services, Loans”&“Home Mortgage”. You can check the current mortgage loan rates, apply for a mortgage loan, get a pre-approval, calculate a mortgage loan payment, and check on the
status of your mortgage loan application in progress. Take advantage of the lowest rates in history and apply today!
Hand-selected great cars.
To find a car sales location near you,
Sprint offers exclusive deals to credit union members
through Love My Credit Union Rewards
For more information visit us on the web at www.pittsburghpolicefcu.com and click on “talk
about savings” banner on the home page.
ANNUAL
MEETING
The credit union is
holding the Annual
Meeting of the Membership on Wednesday,
April 20, 2016 at 6pm
at the credit union (in
our handicap accessible new addition). If
you plan to attend,
please RSVP by April
13, 2016. A buffet dinner will be provided
and $500 in various
gift cards will be
raffled.
call 1 800 car sales or visit
enterprisecarsales.com.
Online inventory
of over 5,000 vehicles nationwide.
New cars are added every day!
Need Insurance?
One of the exclusive benefits of your credit union membership is access to TruStage insurance products,
specifically the TruStage Health Insurance Program. Under the Affordable Care Act (ACA), health
insurance coverage is mandatory for nearly every American. If you need health insurance, the TruStage
Health Insurance Program can help simplify your search. The TruStage Health Insurance Program is
powered by GoHealth, a national leader in helping people find health insurance plans. Step-by-step
assistance and advice is available both online and over the phone. The online interface provides tools to
help you make an informed choice about a health insurance plan and can determine if you may be eligible for financial assistance. And even if you don’t qualify for financial assistance, the TruStage Health
Insurance Program can still help you find a great health insurance value. For more information and to
sign up for important email alerts, visit TruStageHealth.com. You can also call toll-free at 1-888-4162166 for assistance. Credit unions like ours make TruStage insurance programs available because
they’re founded in value, honesty and knowledgeable support. TruStage and the companies behind it
were formed by credit unions, for credit unions and their members. As part of your financial planning,
we invite you to discover how these products and programs might be right for you.
The TruStage™ Health Insurance Program is made available through TruStage Insurance
Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates
in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The
Insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your
credit union. Exclusively for credit union members, we offer TruStage Life Insurance Policies to help
you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company,
these plans are designed to fit your budget and provide excellent coverage.
Learn about this important coverage. Call 1-855-612-7909 for more information.
T w o
8
TH
$ 1 , 0 0 0 . 0 0
1 B O Y &
s c h o l a r s h i p s
1 G I R L
GREATER PITTSBURGH POLICE FCU
ANNUAL SCHOLARSHIP AWARD APPLICATION
____________________________________
MEMBER/APPLICANT LAST NAME
_________________________________________________
FIRST NAME
MIDDLE
_______________ ____________________
DATE OF BIRTH SOCIAL SECURITY #
(LAST 4 DIGITS)
______________________
__________________
C.U. ACCOUNT NUMBER
HOME PHONE
(Student Applicant MUST be a member/account holder of this credit union to apply
___________________________________
ADDRESS
____________
MALE / FEMALE
__________________________________ ________________
CITY
STATE ZIP
________________________________________________________________________________________
NAME OF ACCREDITED EDUCATIONAL INSTITUTION YOU WILL BE ATTENDING IN FALL 2016
_________________________________________ ____________________________ ____________________
INSTITUTION ADDRESS
CITY
STATE
ZIP
_____________________________________________________
ANTICIPATED OR ESTABLISHED MAJOR/COURSE OF STUDY
__________________________________
ANTICIPATED YEAR OF GRADUATION
_____________________________
CUMULATIVE G.P.A.
2016 GREATER PITTSBURGH POLICE FEDERAL CREDIT UNION GUIDELINES





ALL STUDENT APPLICANTS MUST BE MEMBERS/ACCOUNT HOLDERS OF THIS CREDIT UNION AND IN GOOD STANDING
STUDENTS MUST HAVE BEEN ACCEPTED OR ENROLLED IN AN ACCREDITED UNDERGRADUATE OR GRADUATE PROGRAM AT A COLLEGE, UNIVERSITY OR EDUCATIONAL INSTITUTION (MINIMUM OF 12 CREDIT HOURS PER SEMESTER FOR UNDERGRADUATE AND MINIMUM OF 6 CREDIT HOURS PER SEMESTER FOR
GRADUATE PROGRAMS) DURING THE FALL SEMESTER OF 2016 TO BE ELIGIBLE.
PREVIOUS G.P.P.F.C.U. SCHOLARSHIP WINNERS ARE NOT ELIGIBLE.
EMPLOYEES, BOARD MEMBERS, SUPERVISORY COMMITTEE MEMBERS AND SCHOLARSHIP COMMITTEE MEMBERS OF GPPFCU AND THEIR IMMEDIATE FAMILIES ARE NOT ELIGIBLE.
CUMULATIVE G.P.A. MUST BE ‘B’ AVERAGE OR HIGHER
______________________________________________________________________
SIGNATURE
_______________________________________
DATE
PLEASE ATTACH THE FOLLOWING TO YOUR PROPERLY COMPLETED APPLICATION:
1) PROOF OF ACCEPTANCE OR ENROLLMENT IN AN ACCREDITED COLLEGE.
2) ESSAY ON “WHAT A CREDIT UNION CAN OFFER TO A NEW ADULT” (MAXIMUM 250 WORDS)
3) PLEASE ALSO TELL US ABOUT ANY VOLUNTEER ACTIVITIES THAT YOU CURRENTLY PARTICIPATE IN.
UPON COMPLETION, FORWARD YOUR APPLICATION ALONG WITH ITEMS REQUESTED (1-3):
GREATER PITTSBURGH POLICE FEDERAL CREDIT UNION / SCHOLARSHIP COMMITTEE
1338 CHARTIERS AVE.
PITTSBURGH, PA 15220
ALL APPLICATIONS MUST BE RECEIVED BY JUNE 1, 2016.
APPLICANTS THAT ARE NOT ACCOUNT HOLDERS WILL NOT BE CONSIDERED.
MISSING OR INCOMPLETE APPLICATIONS WILL AFFECT YOUR CHANCES OF WINNING.
OUR SCHOLARSHIP WILL BE AWARDED BY THE COMMITTEE BY AUGUST 1, 2016
We are accepting drop off donations for Animal Friends.
This time of year there are many new puppies and kittens and shelters become full and overcrowded.
Here are some of the
items that are needed:
 Canned puppy/
kitten food
 Canned dog/cat






food
Cat toys
Rubber dog toys & Kong toys for dogs
Dog beds
Crates / carriers
Cly type kitty litter
Towels / blankets / sheets (used for bedding)
Donations may be dropped off at the credit union
through May 15, 2016.
COIN
MACHINE
Sorts 3000 coins/minute!
BRING US YOUR
UNROLLED COINS
FOR ONLY A 2% FEE.
BRING IN SMALL
CONTAINERS
FREE OF DEBRIS.
COIN WILL NOT BE
ACCEPTED WITHIN A HALF HOUR OF
CLOSING TIME.