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Business Banking
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Payflow
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JOB LOCATION:
PRINERGY 3
Additional Conditions
These additional conditions relate to the Payflow Service and supplement
and amend the general conditions of your Customer Agreement with us
(Barclays Bank PLC). In the event of any inconsistency between these
additional Conditions and the general conditions of the Customer
Agreement, these terms will apply in relation to the Payflow Service.
1. Definitions
1.1 ‘Masterfile’ is the computerised data file containing
information relating to you and your proposed beneficiaries
and/or payers.
1.2 ‘Payflow Service’ is the automated payment service to be
provided to you as described in the User Guide(s).
1.3 The ‘User Guide’ means the ‘Payflow Crediting User Guide’
(as amended and updated from time to time) by Barclays
which describes the use and operation of the Payflow system
and the Payflow service.
1.4 ‘Bacs’ means VocaLink Ltd, the company that processes
payments for Bacs Payment Schemes Limited.
1.5 ‘Payment Instructions’ means the instructions to initiate
payments from your account(s) with us through the
Payflow system.
1.6 ‘Authenticated Payment Instructions’ means the Payment
Instructions which have been authenticated in accordance with
the authentication procedure described in the User Guide and
received by us.
1.7 ‘Submission’ means a submission by you of all the Payment
Instructions relating to any one Payflow application which you
wish to be implemented via the Payflow system on the same
payment day.
1.8 The ‘Suggested Maximum Payment Value’ means the
maximum value (as specified in the relevant Barclays Payflow
application form) of transactions which may be included by
you in the relevant Submission.
1.9 Other words and phrases have the same meaning as in the
general conditions of the Customer Agreement.
2. Term of the Payflow Service
2.1 The Payflow Service will commence when you are notified by
us that we have accepted your Payflow application.
2.2 We may stop providing the service to you by giving two
months’ written notice at any time. We will immediately stop
providing the service on giving you written notice if you have
seriously or persistently broken any of these Additional Terms
or the terms of the Customer Agreement.
2.3 You can ask us to stop providing the service to you by giving us
two weeks’ written notice at any time.
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3. Giving us instructions
6. Payflow charges
3.1 In addition to the methods of instructions set out in the
general conditions, you may give us instructions by fax, in
accordance with these Additional Conditions and the User
Guide, to debit any of your bank accounts with us and to
make payments to third parties.
6.1 Our charges for the Payflow Service are calculated at the rates
and on the basis notified to you before you start using the
service and debited to an identified account.
3.2 We will only accept instructions by fax if the instruction is
authenticated with a code word taken from a list in your
possession which has been provided to you.
3.3 You must confirm receipt of the list of code words before we
will act on any instructions and you must comply with the
obligations relating to payment instruments in the general
conditions in relation to the list of code words we provide
to you.
4. Compliance with the User Guide and
duty of care
The authentication procedure and checking arrangements
described in the User Guide are designed to provide safeguards
against unauthorised use. You undertake to comply strictly with
the User Guide and to restrict access to the password numbers
and the User Guide to appropriate employees.
5. Significance of the Suggested Maximum
Payment Value
5.1 We may refuse to accept your Payment Instructions if the
aggregate value of the Payment Instructions included in
a Submission exceeds the Suggested Maximum Payment
Value. We will notify you of the refusal as set out in the
general conditions.
6.2 Where you request us to cancel a proposed payment, we will
levy an additional charge for the work involved. If you ask us to
recall a payment after we have processed it, we will use our
best efforts to recall it, subject to the limitations contained in
the User Guide.
7. Barclays liability
7.1 Other than as set out in the general conditions, we have no
liability to you for any loss caused by any delay in debiting or
crediting of accounts.
7.2 We shall not be liable to you for any loss, damage, or
destruction or alteration of the Masterfile or any errors or
omissions in the instructions transmitted to Bacs caused
by distortion, interruption or failure of any telephone lines
or modems.
7.3 We will hold and process data in accordance with the Data
Protection Act 1998. For all data where we are acting as a
processor, which is provided to us by you and relates to third
parties, we will only act on your instructions in relation to that
data. Any data held by us as a data processor which is owned
by you will be returned to you upon your request, subject to us
being able to retain copies of sufficient data to be able to
satisfy the requirements of our auditors or external Regulators.
8. Entire agreement
The Customer Agreement, the User Guide and the Barclays
Payflow fact sheet, application and amendment form(s) constitute
the entire agreement between us in respect of the Payflow Service.
No warranty shall be implied or have any effect unless specifically
included in the Customer Agreement and in any changes
subsequently notified.
This item can be provided in Braille, large print or audio by calling 0800 400 100* (via TextDirect
if appropriate) or order online via our website www.barclays.co.uk/accessibleservices/
*Calls may be recorded for security and training purposes. Calls to 0800 numbers are free if made from
a UK landline.
Barclays Business is a trading name of Barclays Bank PLC. Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority. Registered in England. Registered No. 1026167. Registered Office: 1 Churchill Place, London E14 5HP. Barclays Bank PLC subscribes to the Lending Code which is monitored
and enforced by the Lending Standards Board.
Item Ref. 9971341A. 03/13.