August 2016
Tell us what you want . We listen. Then deliver.
We Can Help You Find the Perfect Loan
Is it time for you to purchase a new
vehicle? Whether your long-term
commuter car finally called it quits,
you need a truck upgrade or you’re
looking for a more fuel-efficient
vehicle, it’s a great time to be in the
market for a new vehicle.
Loan Rates
Rates as low as
1.99% for New
2.49% for Used
Once you find the right vehicle, let us
help you finance it. Better yet, get
pre-approved for an auto loan so you
will know exactly what you can afford.
Your New and Improved ATM Network
You now have access to a much larger ATM Network.
The MoneyPass Network has increased the number of
surcharge-free ATM's from 2,300 to over 23,000. You
can still use any ATM with no charge from MVFCU,
including Kwik Trip, you can also visit any US Bank ATM
without incurring a charge.
Finding a surcharge–free MoneyPass ATM couldn't be easier with the MoneyPass ATM Locator app! With convenient search options, you can find a MoneyPass ATM by entering an address, zip code, or by using your current location.
Download the FREE APP at either the Apple or Google Play Store.
Make Your Dreams a Reality
New Automobile
1.99%
Used Automobile
2.49%
Home Equity Loan
3.99%
Home Equity Line of
Credit
1.99%
Parent Student
Education Loan
6.00%
Recreational Equip.
2.49%
Boat & RV
2.49%
Share Secured
3.50%
Unsecured
9.65%
First Mortgage
Call
Small Business
Call
MasterCard Credit Card 10.24%
Line of Credit
12.90%
*APR=Annual Percentage Rate
Rates and terms are subject to change at any time based
upon ALCO review and changing market conditions. These
rates and terms do not constitute a contract or obligation.
Rates are calculated based on an evaluation of credit history,
loan terms including number of scheduled amounts to repay,
loan-to-value, and account relationships with MVFCU. Additional restrictions may apply. Rates quoted are the lowest
possible including discounts, so your rate may differ.
MVFCU Will be Closed
Monday September 5th, 2016
for Labor Day.
We offer a full range of real estate financing
and refinancing options. Save time and
money before you shop by pre-qualifying for
your mortgage.
You can feel better about getting a home
equity loan, no matter what you use the
money for. Apply today and you could close
before you know it. Enjoy a fixed interest
rate for the life of the loan. Save money
with a lower interest rate than most other
loans and credit cards.
APR*
Talk to one of our loan officers
today to see how we can help you
buy or build your dream home!
The Next Shred Day will be
Saturday, September 24th from
9am-11am. The Shred Trucks
will be at both the Adams Street
and Memorial View Court
Locations. Tell your friends and
family!
EMV Debit MasterCard
By now, you should be using and enjoying all of the great
benefits that come with your new MasterCard Debit Card.
If you have any automatic payments set-up on your old
MVFCU Visa Debit Card, you will need to provide the payee
with your new MasterCard number.
Remember to set up a PIN for your new card. Choosing or changing your PIN is
more convenient than ever. You are able to call anytime, day or night :1-888-8912435.
For the fourth year in a row, Minnesota Valley Federal
Credit Union is sponsoring the MoonDogs Fit program.
MoonDogs Fit is a program that works with ACES and
the Mankato MoonDogs baseball team to promote
healthy living and eating.
Mankato-Uptown Office
1640 Adams Street
P.O. Box 4399
Mankato, MN 56001
Mankato-Downtown Office
100 Memorial View Court
P.O. Box 4399
Mankato, MN 56001
Lobby Hours
Monday - Friday: 9:00AM-5:00PM
Saturday (Uptown): 8:00AM12:00PM
For more information about the MoonDogs Fit program, visit:
www.mnvalleyfcu.coop or www.mankatomoondogs.com
Back-to-School with MVFCU
This year, you may be wondering how you will be able to get everything your children
need for back-to-school without getting into too much debt. You are not alone with this
concern. With nearly 20 million American students heading for college and another 55
million children and teenagers in K-12 schools, parents
often have to work hard to find the extra cash necessary
to buy books, clothing, backpacks, shoes, and everything else today's students need to succeed in the classroom. Here are some simple strategies you can follow to
help you beat the back-to-school debt blues:
Don’t Buy Anything You Already Have
It is tempting to purchase all new school supplies for
your children, regardless of whether or not you already
have them at your home. For example, what kind of
shape is your child’s backpack in? Is it ripped or can
he/she use it again for the coming year?
Just because your child wants a new backpack does not mean you must purchase
one. Remember, you are teaching your child financial responsibility when you use
what you have. Look at your pens, pencils, erasers, folders, binders, clipboards,
calculators, and anything else you receive on the supply list from your child’s school.
If you can reuse or use something you already have, do so.
Pay Into a Back-to-School Savings Account
If you know you have trouble saving money, a great option is to ask one of our
representatives about setting up a savings account specifically designed for back-toschool savings. You can set up automatic deposits to that account, saving money
over the course of the year. That way, when back-to-school time arrives, you will not
be as stressed over how you will pay for everything needed.
Mission Statement
To exceed the expectations of our “member - owners” and become their most valued
and trusted financial institution, always in keeping with the cooperative principles .
Serving Counties of: Blue Earth, Nicollet, and Le Sueur
Drive-up Hours
Monday - Thursday: 7:30AM 5:30PM
Friday: 7:30AM - 6:00PM
Saturday: 8:00AM-Noon
Phone Numbers
Office: (507) 387-3055
Toll Free: (800) 247-0522
Fax: (507) 387-5235
A.R.T: (507) 387-3088
A.R.T. Toll Free: (877) 886-9100
Lost/Stolen Card: (800)234-5354
Email
[email protected]
[email protected]
[email protected]
www.mnvalleyfcu.coop