Reflect Light Seed Effect Turns 7 | October 27, 2016 Welcome to Turns 7! Joyce Diko From the beginning, Seed Effect has been committed to bringing economic empowerment and the Gospel to the people of South Sudan. But South Sudan is a hard place to work. War, corruption, a volatile economy, and hyperinflation are just a few of the barriers that make this work so challenging and yet even more crucial. Tonight you’ll meet Joyce, Charles, Alice, Moses, Jeska, Jane, and Milly and you’ll see the impact of 7 years of economic empowerment. This has brought hope, opportunity, and dignity to a people who have spent much of their lives burdened by war. As we celebrate the past 7 years, we also look forward. And we’ve got some exciting news in store. Welcome to Seed Effect Turns 7! 1 All works are for sale via silent auction tonight only. All proceeds from the sale of the photography by Christena Dowsett will go to support the work of Seed Effect. Donations above the listed starting bid are tax deductible as allowed by law. Joyce was only 17 years old when she began selling homemade doughnuts at the market in Kajo Keji, South Sudan. Her mother was ill, and though her father worked hard, he could not make enough money to support his ailing wife, his daughter, and Joyce’s four brothers. When he passed away suddenly, the full burden of supporting the family came to rest on her. Joyce moved to Yei, got married, and kept selling doughnuts to support a growing family of her own. But marriage made things more difficult. Joyce’s husband often came home drunk. He frequently beat her. Once, he even tried to shoot her with a bow and arrow. When Joyce finally made the decision to leave him, she had five children between the ages of nine and 20. Joyce joined Seed Effect in 2016 and with her first microloan, she was able to buy a bag of onions to sell. With the profit she made, she bought two more bags, and soon, she was selling onions along with her doughnuts. Joined 2016 Yei “The loan is helping my business to grow so that I can send my children to school and still have some savings.” Though this goal is still a ways off, Joyce remains hopeful. “I am happy Seed Effect came because I see love in them.” 1 2 Alice Bidiana Charles Bida Joined 2015 Yei 2 3 Though Charles grew up in a poor family of nine, every Christmas, he received a small amount of money from his mother. One year, instead of using the money to buy clothes, he bought petrol instead, which he divided up and sold in the market in Yei, South Sudan. His goal: to make enough money to purchase pencils and books for school. But he made so much money off of that first sale, he soon began selling petrol full time. With his first loan from Seed Effect, Charles was able to buy additional commodities, including petrol and sugar, which he used to bake biscuits and sweets to sell at the market. The result? He made $1,000 in four months, and promptly repaid the loan. “It gave me hope and a vision for the future,” he says. Since then, Charles, now 22, has opened a phone charging station, a mixed goods store, and a music shop. He’s also begun studying business management, paying his tuition with the profits from his business. After graduating, Charles dreams of one day building a supermarket in Yei. “I trust God because he has now given me a way that will make my future different.” Alice was a child growing up in Uganda when the first South Sudanese refugees fled to her country from the violence in their own. Without enough money for school fees, she pretended to be a refugee, hoping to receive free schooling at the refugee camp. When that didn’t work, she dropped out of school altogether, helping her mother brew and sell alcohol to the refugees. A few years later, Alice married one of those very refugees with whom she then moved to Nimule, South Sudan, where they had two children. Though her husband was Muslim, Alice found herself drawn to the Christians in her village. One day, she attended a prayer service, where she claims a demon came out of her. After that, she professed faith in Christ. Her husband, however, would not have it. “He said to either chose him or Christ,” says Alice. “I wouldn’t let him stop me from worshipping my God.” Unable to resolve their differences, the two divorced. Now on her own, Alice began selling basic cooking supplies, like oil and eggs. With the profit she made after investing her first Seed Effect loan, Alice was able to send her daughter to school in Uganda. And with subsequent loans, she’s traveled to Dubai, Khartoum, and Uganda to purchase additional stock and supplies. Joined 2014 Nimule “If it weren’t for Jesus, I would never have reached here.” 3 4 Jane Kiden Moses Marle Joined 2012 Kajo Keji Joined 2011 Kajo Keji Moses already owned a business selling onions, cooking oil, shoes, and clothes, when he first heard about Seed Effect on a local radio station. He was immediately interested in the opportunity to receive a business loan. “I really needed the loan,” he says. “When you don’t have extra money, you cannot improve or grow your business. You’re stuck.” With his first Seed Effect loan, Moses bought clothing in Kampala, Uganda, to sell in South 4 5 Sudan. After repaying the loan, he had enough money leftover to rent a permanent structure for his business. Since then, Moses has taken classes from Seed Effect staff, learning about how to keep records, save money, and plan for the future. With the money he earns through his business, he sends his four girls, ages three, six, 10, and 16, to school. Moses is rare among South Sudanese fathers, most of whom do not believe in educating women. For Moses, “educating girls is so important because in the future, all my children will be able to do things for themselves,” he says. “Seed Effect ensured that all my children go to school.” Jane was only 14 years old when she married her husband, a young man from Kampala, Uganda. She moved from her home in Kajo Keji, South Sudan, to live with him, but quickly their circumstances deteriorated. Jane’s husband refused to build her a house, forcing her to build a home for the two of them and their three children all by herself. He soon began drinking excessively, and eventually wound up in jail for abusing another woman. Barely able to support herself, Jane moved home to Kajo Keji where she lived with her parents. “I used to cry all the time because I was so depressed,” she says. “I had to take care of our children alone.” When Jane joined Seed Effect later that year, however, she began to feel encouraged. She attended an education seminar hosted by Seed Effect and started praying, eventually giving her life to Christ. With the money she made through her small business, Jane was able to buy a plot of land where she eventually plans to build a home. “I sleep well at night and I eat well during the day,” she says. “Now I can afford to take care of all my needs and the needs of my children.” 5 6 Jeska Juan Joined 2010 Kajo Keji 6 Jeska was barely making ends meet fetching water and baking bread to sell at the market in Kajo Keji, South Sudan, when she first learned about Seed Effect. With her first loan, she invested in soap, which she used to open a second business washing and styling hair, and cooking oil, which she used to bake additional loaves of bread. The result? She was suddenly able to support herself and her two children. More than that, Jeska found a community through Seed Effect. “In the beginning, I felt like I was in a jail,” she says. “I didn’t have friends or my own relatives around. When I joined Seed Effect, I felt like I had finally found a family and could share my issues with others.” As the second wife of a husband with ten wives, Jeska struggled with feelings of loneliness and abandonment. Through Seed Effect, however, she found comfort in the love of God and her new friendships. Now, she often counsels other women struggling in their own marriages. “I always encourage people to give their lives to Jesus,” she says. Reflect Light Kajo Keji “ There are two ways of spreading light, to be the candle or the mirror that reflects it. ” –Edith Warton “When you accept God’s love, that’s when you start to grow.” 7 7 Milly Asienzo Joined 2009 Kajo Keji “I felt weak,” Milly reflected. “I regretted dropping out of school the most.” At 15, she was pregnant, scared, and alone. she set out to provide for her children on her own. She gathered firewood to sell. And eventually she began making and selling pancakes on the side of the road. After her parents separated and her father remarried, her stepmom began abusing her. She thought that getting married would be the best way to escape this torture, but when they refused to let her get married, she was stuck. Looking back, she wonders, “If you don’t want the responsibility, why are you marrying so many women and having so many children? He didn’t even want my girls going to school.” She re-enrolled in school after her baby was born but had to flee when the war broke out. Milly was 18 when she met her husband in the refugee camp. He was much older and she became the 2nd of three wives. But instead of being loved and supported, she was still alone. She never received any help from her husband and so 8 But she knew first-hand how important it was that they had the opportunity to get an education. Milly joined Seed Effect in 2009 when the program was first offered to her community in South Sudan. Her first microloan was just $100 and after paying it off 4 months later, she had earned a profit of $15. With the profit she earned after her first loan, she began selling onions in the market and was able to expand her business from there. And now, 7 years later, she says, trainings. She’s learned so much about self-control, carrying one another’s burdens, good stewardship and even investing in others when they need help. She says, “The financial challenges I used to go through have become so much easier. I’ve now been able to send two of my boys to university and that was only made possible through the help of Seed Effect.” “I love Seed Effect for the counseling, guidance, and discipleship programs.” With seven children to feed, care for, and educate, Milly had been struggling to make ends meet, often having to choose between feeding her children and investing in their future. But now, she says, “I feel great knowing that I can provide for them.” “The microloans have improved our lives and taken the poverty away.” But the impact has gone beyond Milly. Her oldest son went to university, got a great job, built his own house, and even owns two cars. If Seed Effect didn’t exist, she says that none of this would have been possible. As she walks her grandson to school before setting up her stall in the market, Milly is still dreaming. She hopes to expand her business by putting a kiosk next to her house so that people passing by can also purchase from her there. Milly has also really appreciated Seed Effect’s discipleship 9 We’ve added a NEW tool: Savings-Led Microfinance Since launching we’ve focused our efforts on credit-led microfinance to empower thousands of entrepreneurs. But South Sudan is a hard place to work. War, corruption, a volatile economy, and hyperinflation are just a few of the barriers that make this work so challenging. And so, we’re adaptable. We’ve added a new tool that furthers our mission to provide access to economic empowerment and Jesus while adapting for South Sudan’s ever-changing environment. That new tool is savings-led microfinance. Through the addition of our new savings program, self-selected groups of 15 to 25 individuals meet weekly to pool their savings. As their pool of savings grows, they can provide loans within their group. Members can use these loans in many different ways: to pay school fees, to buy medicine for their children, to purchase a solar panel and other necessities for their home, or invest in their business. And we can provide access to training and the Gospel just like before. As we look forward, our vision remains the same: for the world’s most insecure and underdeveloped communities to be stabilized through economic empowerment and the hope of Jesus Christ. We believe adding savings-led microfinance to our program will empower more South Sudanese to know Jesus and fight poverty despite overwhelming challenges in South Sudan.
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