Visa DPS
It’s more than processing. It’s a partnership.
For most card issuers today, continued economic uncertainty and the threat of
increased regulation are putting pressure on profitability. A slow recovery could
mean less discretionary card usage and reduced cardholder profitability. Issuers
need to contain operational costs and increase efficiencies to offset the impact
of financial legislation on interchange revenues. And headcount reductions mean
lengthening project queues and fewer resources to handle them.
At the same time, many financial institutions are looking for opportunities to pursue
sensible, profitable growth. They need clear insights into their business in order to
make more effective decisions.
Visa DPS: Much More Than
Transaction Processing
Visa understands this dynamic market landscape. And
Visa DPS is helping issuers of all sizes master these
challenges, with a combination of:
• Experience and performance in processing across a
wide spectrum of debit, prepaid, credit products and
ATM transactions.
• The expertise, knowledge and personalized attention of
our processing professionals, who work closely with you
to help achieve your goals.
With Visa DPS, it’s all about performance and results. Our
solutions are proven to effectively minimize fraud risk and
prevent losses. By streamlining dispute resolution, we
help reduce the impact of chargebacks. And rather than
making you change your processes to fit ours, we adapt
to your internal systems and unique requirements, giving
you greater flexibility and control.
Take advantage of Visa’s scale and continual investment
in product innovation and processing technology
platforms to hold the line on internal operating expenses.
Leverage our rich data pool and analytics capabilities to
better understand and act upon both your challenges
and opportunities.
Bottom line: by increasing efficiency, lowering losses and
lifting performance across your business, processing with
Visa strengthens your P&L.
* Visa Inc., Global Systems, 2012.
Peak Processing Performance
Visa DPS is the world’s largest processor of Visa
transactions and the choice of leading financial
institutions around the globe. Handling some 18 billion
transactions a year, and with more than 100 million
accounts on file,* Visa’s issuer processing solution is
unsurpassed in scale and delivers proven reliability. Scale
also means that our fraud detection systems are better
informed, with a larger pool of data from which to uncover
patterns of fraud schemes.
Visa offers you a single integrated platform that can
handle virtually every type of payment product, so you
don’t have to manage separate single product silos. You
can get all the service and data you need from one source.
This one-stop approach gives you the agility to quickly
respond to market dynamics or roll out innovations such
as mobile commerce and payments.
Comprehensive Processing Solutions
Products Processed
• Visa Debit Card
• Visa Business Debit
• Visa Credit Card
• Mobile Devices
• Visa Prepaid Cards (General
Purpose Reloadable, Gift,
Incentive, Government
Disbursements, Travel,
and more)
Network Solutions
• Interlink
Risk Mitigation and
Data Analytic Tools
• Cardholder Verification Value
(CVV)
Services and Support
• Authorization Processing,
Settlement and Reporting
• Portfolio Optimization
• Address Verification Service
(AVS)
• Card Management
• Falcon Managed Real-Time
Decisioning
• Cardholder Support Services
• Falcon Fraud Detection System
• Visa Advanced Authorization
• Risk Services Manager
• Visa Data Manager
• Account Management
• Cardholder Administration
Tools and Services
• Exception processing.
• Preauthorized Payment
Cancellation Service
• Visa Account Updater
• Visa/Plus ATM Network
• ATM Terminal Driving Services
• Network Gateway Services
(support for all major non-Visa
regional and national ATM
and POS networks)
The People Who Make It All Work
The real distinction of Visa DPS is the caliber and
commitment of our people. Visa professionals have
significant experience in delivering high quality advice,
tools and support on behalf of our clients, in such
areas as:
• Fraud rules and case management
• Managing chargebacks and disputes
• Cardholder call services, including card activation and
lost or stolen card processing
The Visa DPS team has a demonstrated ability to deliver
on special needs. We listen carefully to your unique
requirements, quickly define the solution and build it
on schedule. Complementing your in-house expertise,
our people can take a big operational burden off your
shoulders, freeing your team to focus on your highest
priority projects.
Turn Data Into Results
With Powerful Analytics
Issuers need great data and the means to use it in order
to find underperforming assets and growth opportunities.
Visa offers a rich pool of data combined with powerful
analytic tools, with ease of access for broad and deep
visibility into your business. Leveraging our data and
analytics takes the strain off your in-house systems,
enabling you to more quickly and cost-effectively
turn information into action and results. It provides a
holistic, cross‑product view of consumer behaviors while
minimizing your exposure to future investments in data
management and analytics.
Our team of experts can help you apply analytics to be
more effective across your business, including:
• Campaign management
• Fraud data and case information
• Integration of prepaid cardholder data
• Monitoring the effects of regulation on volume and
revenue to optimize strategies
Reduce Risks and
Cut Your Fraud Losses
Visa DPS employs sophisticated tools combined with
extensive fraud experience to help detect and prevent
more fraud, mitigate losses and protect your customers
—with proven results.
• Users of our Managed Real Time service, in which Visa
DPS manages fraud rules on your behalf, report
substantial reductions in fraud losses.**
• Our Risk Factor tool enables issuers to define more
precise and specific rules for different customer
segments, allowing you to tailor payment services even
to an audience of one.
• Visa’s Risk Services Manager enables you to create,
test, deploy and manage rules right on the
DPS platform.
And Visa DPS is the only processor that applies two
powerful and complementary fraud detection systems—
Visa Advanced Authorization and FICO® Falcon®
Fraud Manager—to every transaction, regardless of the
acquiring network.
Visa also offers a wealth of risk consulting expertise and
actively partners closely with clients to help reduce fraud
rates and losses.
Find Out How Visa DPS Can Boost
Your Bottom Line
Count on Visa’s combination of technology and talent to help you optimize
performance, control costs, mitigate fraud losses, minimize the impact of regulation,
seize growth opportunities and make the most productive use of your in-house
resources. To learn more, please contact your Visa Account Representative or
call 1.888.847.2242 .
** Visa Inc., Global Issuer Processing, 2012.
© 2012 Visa. All Rights Reserved.
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