Delta Dental of New Jersey Dental News N OV E M B E R 2 0 1 4 Delta Dental Offering Policies on 2015 Insurance Exchange Delta Dental of New Jersey will begin offering individual pediatric and adult dental benefits policies on the Federal Exchange in New Jersey in 2015. Small group plans, which include the essential pediatric dental benefits, will also be available outside of the Federal Exchange either through brokers or directly. In Connecticut, we will continue to administer pediatric dental benefits embedded in a health insurance product offered by HealthyCT. Open enrollment on the exchanges will begin around November 15. Note Important Reminder for Connecticut Orthodontists If your practice is submitting cases to Delta Dental of New Jersey for a HealthyCT patient or for any patient that these plans include procedures which require mandatory pre-authorization. Failure to that is covered by a Delta Dental of submit a pre-authorization can result in a service being disallowed or denied. Coverage New Jersey plan which includes the goes into effect January 1, 2015 for plan selections made by December 15. essential pediatric dental benefit for For more about the Affordable Care Act and dental, read Chapter 20 in your children less than 19 years of age Participating Dentist Handbook. To access the Handbook, go to www.deltadentalnj.com. related to the Affordable Care Act, Log onto Benefits Connection and click “Participating Handbook” under “Other Tools.” you must first prior authorize the To access the Federal Exchange, go to www.healthcare.gov. To access HealthyCT, go to www.healthyct.org. treatment plan and submit supporting diagnostics. In Connecticut, this would include the Saltzman Scale, Pediatric Dental Essential Health Benefits Reminder and in New Jersey, it would include Pediatric dental benefits for children under age 19 are among the 10 Essential Health the NJ-Mod2 document. If services Benefits (EHBs) mandated by the Affordable Care Act. Pediatric dental EHB plans are not pre-authorized, benefits may differ from traditional dental plans in the following ways: be disallowed. • • • No annual or lifetime dollar maximums on benefits the New Jersey Orthodontic • mark plan is the NJ FamilyCare CHIP plan; Connecticut’s is the “HUSKY B” CHIP plan.) Limitations and exclusions are based on the CHIP plan and are different in many Evaluation HLD (NJ-Mod2) aspects from the Delta Dental benefits you are accustomed to under most of our plans Assessment Form and the Some plans consider the “network” as the Delta Dental PPO, as well as participating Connecticut Saltzmann specialists. While benefits are generally available if services are received from den- Handicapping Malocclusion • Annual out-of-pocket dollar limits Benefits based on the benchmark plan selected by the state. (New Jersey’s bench- tists in the Delta Dental Premier network or from non-participating dentists, the annu- • • al out-of-pocket dollar limits do not apply. Orthodontic coverage is approved only if “medically necessary” Certain services require mandatory prior authorization to receive coverage For more about EHB orthodontic coverage and mandatory prior authorization require- ments, go to www.deltadentalnj.com. Click “Dentists,” then the “Forms” link under “Resources.” Scroll down and find the appropriate links under “Claims.” For more about which services require prior authorization, including Assessment Record, go to www.deltadentalnj.com/dentists/ forms_dental_resources.html, and scroll down to “Claims.” Dental News 2 Upcoming Changes to Clinical Requirements for Non-Surgical Periodontal Treatment On Our Website As of January 1, 2015, the clinical criteria for scaling and root planing (D4341 or Delta Dental Website D4342) have been updated. In addition to the existing documentation requirement Go to www.deltadentalnj.com that demonstrates periodontal charting with generalized 4 millimeter pocket depths, Dentist Portal submission of a full mouth set of radiographs taken within the past 12 months that are of diagnostic quality and which demonstrates a loss of alveolar crest height beyond the normal 1.0–1.5 millimeter distance to the cemento-enamel junction (CEJ) will now be required in order for benefits to be considered as payable for this procedure. Panoramic radiographs, with or without bitewing films, will not be accepted to support a claim for periodontal treatment. Direct Deposit: The More You Know, the More You’ll Want to Say “Yes” Are you a practicing dentist in the United States? Do you submit claims to Delta Click “Dentists” on the top navigation bar Videos Click this icon on the right side of any screen Dental News Dental of New Jersey? If so, your practice can save time, improve cash flow, and reduce the risk of lost or stolen checks by using direct deposit for your claims payments. When you enroll in direct deposit with Delta Dental of New Jersey, we automatically deposit claims payments directly into your bank account. Worried about how to track payments made by direct deposit? You can go paperless and receive EOB notifications by email (although EOBs by mail also are still available). Also, if your practice submits claims through a clearinghouse, you may be able to receive 835/Electronic Remittance Advice (ERA) claim payment information electronically (check with your clearinghouse for more information). With direct deposit, you have nothing to lose—except the line at the bank. For more about direct deposit with Delta Dental of New Jersey, or to enroll, go to www.deltadentalnj.com/dentists/eft_enrollment.html. On Video: Wisdom Teeth and Infection Dr. Keith Libou, Chief Clinical Officer at Delta Dental of New Jersey, shares the smart way to handle an infected wisdom tooth in a recent Dental Connections video. A publication of Delta Dental of New Jersey, Inc. Comments and suggestions are welcomed and should be directed to: Corporate Communications Dept. Delta Dental of New Jersey, Inc. P.O. Box 222 Parsippany, NJ 07054-0222 www.deltadentalnj.com In Connecticut, Delta Dental Insurance Company writes dental coverage on an insured basis and Delta Dental of New Jersey administers self-funded dental benefit programs. Connect with Us To view this and other Dental Connection videos, visit our website at www.deltadentalnj.com. Click the “Dental Connections” link under “Site Updates.” ADDRESS SERVICE REQUESTED Delta Dental Plaza 1639 Route 10 Parsippany, NJ 07054 PRESORTED STANDARD U.S. POSTAGE PAID W. CALDWELL, NJ PERMIT NO. 111
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