Whole Life Policy
with Optional Term Rider
Whole Life Policy
Optional Term Rider
Globe Life’s Employee Service Division provides you with
excellent coverage at affordable prices. We’re proud to
continue to provide Americans with an answer to their
growing and ever-changing insurance needs. Features of our
Paid-Up at Age 65 Whole Life Policy include:
Our Whole Life Policy also features an optional Term Life
Rider for an extra premium. This can only be added at the
time of issue. Benefits include:
• Policy
will be issued regardless of health, hobbies, or
occupation (subject to certain limitations)
• Employee
/ Spouse issue ages 18-55 (up to $100,000 on
employee, $30,000 on spouse)
• Children
• Policy
issue ages 30 days to age 23 (up to $10,000)
ceases at age 121
• Multiple
Settlement Options - Death benefit paid in full to
beneficiary, annuitized death benefit, or both
• Terminal
Illness Accelerated Benefit Rider*- Available at
no charge, upon proof of terminal illness, insured will
receive 50% of the current benefit available prior to death
• Issue
ages 30-55
• Premiums
remain level and are paid up at age 65
• ESD
term rider coverage must be equal or less than the
base whole life coverage; $75,000 maximum
• Policy Term
Rider available for civil service
employees only
• Only
available through standard issue Group Policies
• Coverage
expires at age 100
• Only
available with Ordinary Life policies Paid-Up at
age 65
• Waiver
of Premium Disability Rider* - premiums are
waived if disability occurs before rider expires
• Accidental
Death Benefit Rider – Pays up to $32,000 for
an accidental death (standard issue for employee and
spouse only)
• Children’s Term
to 25 Rider* - Pays up to $10,000 for
each child’s death
Since 1951, Globe Life has grown in financial strength and reputation, consistently receiving high industry ratings. Globe Life
has earned the A+ (Superior) Financial Strength Rating (as of 6/10) from A.M. Best Company, insurance analysts since 1899.
In 1972, Globe Life And Accident Insurance Company discovered a need for civil service employees to supplement their life
insurance benefits. As a result, Globe Life formed Employee Services Division (ESD) - its Federal Market Division.
This division serves one of the largest working groups in America — United States Federal Civil Service Employees. Through
Globe Life’s supplemental insurance program, civil service members and their families can purchase insurance protection
designed to pick up where FEGLI leaves off.
This is only a brief description of Globe Life’s Employee Service Division’s Whole Life insurance policy form EWL55C; rider form GGT65R. Full
details, including exceptions for payments of benefits are in the policy.
*Available on select policies only, subject to policy provisions
F8455
ESD1891 0111