Hospital Care Cash Plans
Hospital Care Cash Plans
A Guide to GloHealth Cover
Cover For Me
Cover For Us
Cover For All Of Us
Hospital Cover
Maternity
Dental & Optical
MRI
G.P.
Alternative Therapy
Scans
Why Is Everyone Going To Glo?
GloHealth is Ireland’s newest and most innovative health insurer with the backing of
Munich Re, one of the world’s largest reinsurers. GloHealth cash plans help you budget
and protect your health by giving you money back towards your hospital and daily
health costs.
Health Insurance Versus Health Cash Plans – What’s The Difference?
A health cash plan gives you cash back on healthcare bills, like trips to the optician, dentist
or physiotherapist, up to annual limits, and cash back if you need to go to hospital. Health
insurance gives you more comprehensive cover for medical conditions and gives you fast
access to hospitals, scans and treatment centres nationwide and abroad.
The GloHealth Promise
What makes GloHealth different?
Whether its cash back on your everyday health care costs or cash back on your hospital or
maternity expenses, GloHealth has a health cash plan that fits in with you, not the other
way round.
More Value
With plans from as little as €15 per month for a individual, or €20 per month for a family,
there is a Hospital Care Plan that fits with your budget. GloHealth gives you generous cash
back on a range of costs. You can choose to claim either monthly or annually, whatever suits
you.
More reasons to choose GloHealth Hospital Care
Our Hospital Care Plans give you;
• Great cash back for scans
• Excellent cash back for maternity costs
• Great cash back for dental and optical costs
• Cash back for prescriptions
• Generous cash back if you go into hospital
www.GloHealth.ie | Tel: 1890 744 744
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How It Works
Step One:
Choose the Hospital Care Plan to suit your needs.
Cover for me
Cover for all of us
Step Two:
Choose the level of cover to suit your budget
Hospital Care
Hospital
Hospital Care
Care
Hospital
Hospital
Care
Care
Hospital
Hospital
CareCare
Hospital Care
GloHealth Hospital Care:
Starting from as little as €15 per month, Hospital Care Plans give you cash back on
expenses associated with hospital, day case and maternity cover as well as daily medical
expenses. If you are a family, choose the Family Plan and you don’t pay for children.
Claiming Is Easy
Claims can be made on a monthly basis, once all outstanding premiums have been paid.
Claims will then be paid on a pro rata basis throughout your policy year. Simply keep your
receipts, send them on to us and we will pay your claim in three days. It couldn’t be easier.
www.GloHealth.ie | Tel: 1890 744 744
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Things You Need To Know
Waiting Periods
In this section we have explained everything you need to know about waiting periods. If you
have any queries, our dedicated health insurance advisors would be happy to go through any
questions you might have. You can call us on 1890 744 744 or email [email protected].
Switching To GloHealth?
If you already have health insurance and are switching to GloHealth from another insurer
that you have already served your waiting periods with, you will be covered right away at
the same level of cover and absolutely no waiting periods will apply, as long as you switch
within 13 weeks of the end of your previous policy. If you are still serving a waiting period
with another insurer when switching to GloHealth your waiting periods will be carried over
and will start from the commencement date of your previous health insurance contract as
long as there has not been more than a 13 week break in cover.
New To Health Insurance?
If you have never had health insurance before you are covered immediately for accidents or
injuries with GloHealth. Members who have never had a health insurance contract before
will need to serve an initial waiting period on joining and may also have to serve a preexisting waiting period. How long depends on your age when joining. Full details of initial
and pre-existing waiting periods are detailed later in this paragraph and under the section
on exclusion periods for pre-existing conditions in the membership handbook.
Waiting Periods
Age On Joining
New Conditions
Pre-Existing Conditions
Maternity
>55 years
13 weeks
5 years
52 weeks
55-59 years
52 weeks
7 years
52 weeks
60-64
52 weeks
10 years
52 weeks
65+
104 weeks
10 years
52 weeks
If you have any questions please contact our dedicated health insurance advisors. You
can call us on 1890 744 744 or email [email protected]
Scan this code to view a short video explaining waiting periods.
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Join GloHealth today!
Make The Smart Decision
For a health insurance policy created to suit you,
GloHealth is the perfect choice.
Join By Phone:
Join Online:
1890 744 744
GloHealth.ie
Monday to Friday
from 8am - 8pm.
Click on ‘JOIN NOW’
and follow the simple steps.
GLO/10045-13 Rev1
A Guide to GloHealth Cover
Cover For Me
Cover For Us
Cover For All Of Us
Hospital Cover
Maternity
Dental & Optical
MRI
G.P.
Alternative Therapy
Scans
Information correct at July 2012. For full information on all of the GloHealth plans and benefits, please read the membership handbook and
relevant tables of benefit on GloHealth.ie. GloHealth Financial Services Ltd trading as GloHealth is regulated by the Central Bank of Ireland.
GloHealth health insurance policies are underwritten by Great Lakes Reinsurance (UK) Plc. Great Lakes Reinsurance (UK) Plc is authorised by
the Financial Services Authority in the United Kingdom and is regulated by the Central Bank of Ireland for conduct of business rules.
Hospital Care Plans
Full cover details and terms and conditions can be found at GloHealth.ie
GloHealth Hospital Care - Good
Individuals
Families
GP & hospital accident & emergency
€10 per visit up to 6 visits
€10 per visit up to 12 visits
Dental & Optical
100% back up to €175
50% back up to €175
Alternative practitioners
(physiotherapy, reflexology, nutritionist ,
massage,acupuncture, osteopathy,
physical therapists, chiropractor, reiki)
€15 per visit up to 6 visits
€15 per visit up to 12 visits
Prescriptions
Not Covered
Not Covered
Non-maternity consultants
€20 per visit x 3 visits
€20 per visit x 6 visits
Scans
100% back up to €150
50% back up to €150
Health screening & allergy testing
100% back up to €200
50% back up to €200
Maternity cash back
€250 per birth
€250 per birth
Hospital overnight stay
€40 per night
up to 20 nights per year
€40 per night
up to 20 nights per year
Hospital day case
€40 per day case
up to max 10 per year
€40 per day case
up to max 10 per year
Nurse 24/7
Covered
Covered
www.GloHealth.ie | Tel: 1890 744 744
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GloHealth Hospital Care - Better
Individuals
Families
GP & hospital accident & emergency
€15 per visit up to 6 visits
€15 per visit up to 12 visits
Dental & Optical
100% back up to €400
50% back up to €400
Alternative practitioners
(physiotherapy, reflexology, nutritionist ,
massage,acupuncture, osteopathy,
physical therapists, chiropractor, reiki)
€20 per visit up to 6 visits
€20 per visit up to 12
visits
Prescriptions
€7.50 x 3 scripts
€7.50 x 6 scripts
Non-maternity consultants
€40 per visit x 3 visits
€40 per visit x 6 visits
Scans
100% back up to €250
50% back up to €250
Health screening & allergy testing
100% back up to €350
50% back up to €350
Maternity cash back
€500 per birth
€500 per birth
Hospital overnight stay
€80 per night
up to 20 nights per year
€80 per night up to 20
nights per year
Hospital day case
€80 per day case
up to max 10 per year
€80 per day case up to
max 10 per year
Nurse 24/7
Covered
Covered
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GloHealth Hospital Care - Best
Individuals
Families
GP & hospital accident & emergency
€20 per visit up to 6 visits €20 per visit up to 12 visits
Dental & Optical
100% back up to €600
Alternative practitioners
(physiotherapy, reflexology, nutritionist ,
massage,acupuncture, osteopathy,
physical therapists, chiropractor, reiki)
€30 per visit up to 6 visits €30 per visit up to 12 visits
Prescriptions
€10 per script x 3 scripts
€10 per script x 6 scripts
Non-maternity consultants
€60 per visit x 3 visits
€60 per visit x 6 visits
Scans
100% back up to €300
50% back up to €300
Health screening & allergy testing
100% back up to €500
50% back up to €500
Maternity cash back
€750 per birth
€750 per birth
Hospital overnight stay
€120 per night
up to 20 nights per year
€120 per night
up to 20 nights per year
Hospital day case
€120 per day case
up to max 10 per year
€120 per day case
up to max 10 per year
Nurse 24/7
Covered
Covered
50% back up to €600
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