Monkey
Business
October 2011
Y
YOU & YOUR MONEO
G ALS
When it comes to money, you can think about a goal in this way: it
means having the money you need, when you need it, to buy the
things you want and need.
Reaching a goal can be easy…
A money goal might be easy to reach. For example, you might want
to have a enough change to buy a bag of chips.
…or a little bit hard
A money goal can also be a bit harder to reach. You might want to
save enough money so you can buy a new bike.
Example of a Money Goal
You want new jeans. Your parents will give you $20.00 for new
ones. The jeans you want are $30.00. You set a goal to buy the
jeans you want. You must plan how you will earn the extra
money you will need to purchase the jeans you want.
Your Money Goals
What are you money goals? Write them down, so you will
remember them. Post them somewhere so you can see them
often and make regular deposits in your credit union savings
account that will keep you working toward your goals.
HALLOWEEN GAMES!
How Many Words?
How Many ?
See how many words you make from SCARECROW
or JACK-O-LANTERN. Use a write-on wipe-off
board for group play or distribute paper and
pencils.
Fill a jar with candy corn and have each guest write
down their best guess as to how many candies are
in the jar. The winner wins the jar! Try candy bars
instead of candy corn - much tastier!
Halloween Treasure Hunt
Haunted Halloween Touchy Feely Box
Hide a plastic pumpkin filled with goodies and
prizes. Use hidden mini pumpkins with clues
pinned to them. Each clue will lead to the larger
prize!
Cut a hole in a box large enough, to reach in with
your hand. The “Box Master” says that a “mad
scientist left his experiment behind----one at a
time place bowls of cold noodles, olives, slime...
etc. for the player to feel -No looking!
MEMBERS FIRST CREDIT UNION mfcu.net
What you’ll need:
‡ Brown paper lunch bag
‡ Newspaper
‡ Yellow, brown, orange,
black, blue, and red
construction paper
‡ 2 googly eyes
‡ Glue
‡ Scissors
‡ Tape
How to make your Paper Bag Scarecrow Craft:
‡ Use the newspaper to stuff your brown paper lunch bag. Be careful not to stuff it
too full! Tape the top of the bag closed.
‡ Cut out the shapes for facial features and trace them on construction paper. The
smile is black, the hat is brown, the hat ribbon and bow are blue, the nose is
orange, and the leaf is red. Cut out all of the pieces.
‡ Cut a few one inch wide strips of yellow construction paper.
‡ Glue the bow onto the bag towards the bottom. Glue the tiny yellow square in the
middle of the bow.
‡ Glue the smile on above the bow. Then glue on the googly eyes so they are at the
same height as the top of the smile. Then glue the nose in the middle.
‡ Cut the yellow construction paper strips to various lengths and glue along the top
of the bag as hair.
‡ To make the hat, glue the blue strip to the tall rounded portion of the hat. Then
glue the brim of the hat on so that it leaves a bit of the blue strip exposed, but not
all of it exposed. Glue the red leaf on the side of the hat. Glue that hat onto your
scarecrow.
LET’S PRACTICE SAVING
3RD QUARTER
DIVIDENDS
1. Roy had $7.25 saved. He saved
Our Board of Directors has
announced the following 3rd
quarter regular shares dividend paid
on September 30, 2011:
$12.25 more. Now how much money
does Roy have?
2. Rachel saved $4.60 saved. Then she
got $10.00 for a birthday gift. How
much money does she have now?
.20% Dividend Rate
.20% APY (annual
percentage yield)
3. Ben had $8.00 saved. Then he saved
$8.00 more. How much money does
he have?
Dividend rate and APY subject to
change every dividend period,
as determined by the Board of
Directors.
1. To find out add the two
amounts, just like this:
$ 7.25
+12.25
$19.50
2. To find out, add the two
amounts, like this:
$ 4.60
+10.00
$14.60
3. To find out, add the two
amounts, just like this:
$ 8.00
+ 8.00
$16.00
ANSWERS:
Mailing Address
Branch Office
Office Hours
Board of Directors
Supervisory Committee
P.O. Box 2165
Midland, MI 48641-2165
600 W. Wackerly Street
989.835.5100 Fax: 989.835.5202
Loan Fax: 989.837.1506
Toll Free:1.888.835.5151
989.631.3161
Toll Free: 1.800.767.6227
Monday, Tuesday & Thursday
8 a.m. - 5 p.m.
Wednesday
9 a.m. - 5 p.m.
Friday
8 a.m. - 6 p.m.
Saturday
9 a.m. - 12:30 p.m. (Drive-Thru)
Diane Bechtel
Elizabeth Christiansen
Robert Cooper
Terry Graf
Larry Sherwood
David Thompson
George Yost
Donald Boyer
Greg Crawford
Joe Kreusch
Main Office
400 Dartmouth Drive
989.835.5100
Toll Free: 1.888.835.5151
Fax: 989.631.6860
First Call
Our Supervisory Committee
can be reached at:
P.O. Box 2203
Midland, MI 48641-2203