Money – Handling and Perspective
Client Worksheet
CEO of Life Department
Video Discussion:
What was your favorite answer? Why?
Why was the little boy willing to give all of the money away to the poor people? What can we learn
from his attitude?
SAMPLE
Where do you think the kids got their ideas about money?
Who do you think taught them the truth about money when they grew up?
Do you think that they still had some wrong ideas about money? If so, what are they?
How do you think their wrong ideas about money will affect them?
Quote: “Money is only a tool. It will take you wherever you wish, but it will not replace you as the
driver.” By Ayn Rand
1705 Enterprise Dr, Ste B
Buford, GA 30518
gacalls.org
Money Series Day 2: Page 1 of 5
678-251-4225
[email protected]
Engage:
Money is a tool.
 Money is not a measure of your success. There are a lot of people who have money and are
not happy. They have unsuccessful marriages, are estranged from their children, and do not
enjoy their life.
 After your basic needs are met, money does not buy happiness.
 Having money does not solve all of your problems.
 Think back to Maslow’s Hierarchy of Needs: the first two levels require money to meet our
needs.
 Level One is Physiological Needs: food, water, shelter, clothing, and sleep. Money is
necessary to help meet these needs.
 Level Two is Safety and Security Needs: health, employment, property, family, and stability.
Money can help to meet these needs.
 Level Three are our emotional, mental, relational, and spiritual needs. Money cannot meet
these needs by itself. It can provide extra opportunities to meet these needs, but they can
all be met without money.
 In fact, money often gets in the way of these needs being met. __________________ can
destroy relationships. Possessions can require time to maintain, which pulls you away from
the important relationships and pursuits of your life. The pursuit of making more and more
money can keep you from building a life of meaning.
 Money is a tool that we use to meet our basic needs so that we can position ourselves to live
a full and meaningful life.
 How you handle the tool of money will determine the quality of your life.
SAMPLE
Most Americans live paycheck to paycheck.
 Living paycheck to paycheck means that you have to wait to be paid before you can make a
basic financial move like buying food, paying a bill, or doing something that you enjoy.
 Living paycheck to paycheck limits your options. You can’t do the things that you want to do
because you know that it will cost you later. A vacation or a new house in a better
neighborhood is out of the question.
 The quality of your life is reduced because you can’t do the things that would help you
enjoy life more. Living paycheck to paycheck is stressful. You are never more than one
serious illness or job layoff from a financial disaster. The quality of your life is reduced
because you are worried about paying the bills.
 You become _________________ on your job. Even if the job is terrible, you can’t quit. If your
boss is a mean person and knows it, they can take advantage of you. They know that even a
one week break in income would sink you financially. Living paycheck to paycheck limits
your career options.
 If you lose your job, you have to replace it immediately. Instead of being able to search for
the best job or a job you would enjoy, you have to take the first thing you find in order to
keep the flow of income so that you can pay your bills and buy food.
 Living paycheck to paycheck requires that your life runs perfectly. A major car repair or
home repair will sink you financially. Of course, everything will eventually break down, so a
disaster will happen. It is inevitable.
 If expenses such as rent or gasoline go up, you can’t absorb the increase. It creates more
stress on your finances and on your emotions.
1705 Enterprise Dr, Ste B
Buford, GA 30518
gacalls.org
Money Series Day 2: Page 2 of 5
678-251-4225
[email protected]