THE VISA MULTINATIONAL
CORPORATE CARD
WELCOME TO THE
VISA MULTINATIONAL PROGRAM
Companies doing business in multiple markets require global service and local support at the same
time. The VISA Multinational Program is designed to meet these needs and more, delivering payment and information solutions for your business throughout the world.
The VISA Multinational Program provides the most convenient payment option for your employee‘s
expenses, for VISA is the most widely accepted card in the world. Transaction data and information
tools allow you to monitor business-related expenses, which in turn helps you to manage purchasing,
travel & entertainment costs. The VISA Multinational Program combines expense control with data
consolidation services and reporting systems, enabling you to integrate and streamline your payment
and information processes.
Use the VISA Multinational Program to conduct your international business with greater ease and
efficiency. And take advantage of all the benefits that make VISA the world‘s favorite card brand.
The VISA Multinational Corporate Card is available in the following countries:
Austria
Poland
Bulgaria
Romania
Czech Republic
Slovakia
Hungary
Slovenia
THE SERVICE YOU NEED
VISA MULTINATIONAL PROGRAM
The VISA Multinational Program is the best solution for improving cash flow, managing your
day-to-day expenses and reducing administration. It offers your employees the global service
they need and a strong partner in the international marketplace.
The VISA Multinational Program is the right choice for:
multinational corporations looking for greater efficiencies in controlling travel
and purchasing expenditures
large and medium-sized companies with subsidiaries in more than one country
organizations looking for a global payment solution that can combine cross-border
card issuance, widespread card acceptance and flexible data management.
The VISA Multinational Corporate Card
is accepted in over 200 countries,
at hotels, restaurants, airlines, travel
agencies, car rentals and other service
establishments around the world, at
more locations than any other type
of credit card.
VISA MULTINATIONAL CORPORATE CARD –
THE SOLUTION FOR YOUR INTERNATIONAL BUSINESS
CENTRALIZED MANAGEMENT
The key advantage of the Multinational Program is that it enables multinational corporations to
streamline their information processes through centralized management. At the same time, local
offices enjoy support from their local UniCredit Group-Banks in their own languages.
A CARD THAT BUILDS RELATIONSHIPS
Personalize your VISA Multinational Corporate Cards with your own corporate logo! Link your
organization with the global VISA brand.
MANAGEMENT CONTROL
Individual credit limits can be assigned on a card-by-card basis within a company´s total credit
facility. Employee expenses can be paid in a single transaction for the whole company or in separate
transactions for each local subsidiary.
REDUCED ADMINISTRATION
Reduce costs and increase control over purchasing, travel and entertainment expenditures. Take the
paperwork out of everyday purchasing and save time and money. Simplify accounting procedures by
paying off multiple invoices in a single monthly transaction. By keeping administration to a minimum,
you will lower operating costs and have more time to run your business.
LIMITATION OF LIABILITY
COMPANY LIABILITY WAIVER INSURANCE
Company Liability Waiver Insurance provides complete security by protecting you against
un­authorized use of cards. If an employee misuses the VISA Multinational Corporate Card, your
company is covered against financial loss. The insurance provides up to USD 25,000 of cover
per cardholder per year and up to USD 1,650,000 per company per year. This insurance is
automatically included in each VISA Multinational Corporate Card.
VISA LOOKS AFTER YOU
In the event of loss or theft, an employee‘s card account will only be held liable for a maximum
of e 100. The company is released from any further liability at the time the loss or theft is
reported to VISA.
VISA MULTINATIONAL CORPORATE CARD –
CONVENIENT, EFFICIENT, AND COST-SAVING...
ANALYSE TRANSACTION DATA USING
VISA MULTINATIONAL REPORTING
VISA Multinational Reporting gives you insights into travel expenses and purchasing costs. Detailed
transaction data are provided from the merchant POS Terminal and made available for you on the
internet via a password. Use this information to analyse your company‘s expenditure and create
management reports according to your needs. Consolidate your employee purchase data by hotel,
restaurant, airline or supplier, or by country or cardholder. Identify potential savings and negotiate
discounts with your business suppliers. VISA Multinational Reporting provides the transparency you
need for corporate expense analysis and control.
VISA Multinational Corporate Cards
are welcome at millions of locations
worldwide and throughout the VISA
global ATM network. VISA is the ideal
choice for your global purchasing,
travel and office expenditures.
TAKE ADVANTAGE OF ALL THE BENEFITS
VISA MULTINATIONAL PROGRAM
Now‘s the time to offer your employees the VISA Multinational Corporate Card.
GLOBAL ACCEPTANCE
VISA Cards are accepted at more locations than any other payment system. Purchases are made
without cash – and payment takes place up to seven weeks later, interest-free, throughout the world
and in any currency. Your employees no longer have to waste time changing money. They can
simply use their VISA Cards in over 200 countries, at hotels, restaurants, airlines, travel agencies,
car rentals and other service establishments around the world, at more locations than any other type
of credit card.
CASH – WHENEVER IT‘S NEEDED
Sometimes situations arise when only cash will do, perhaps for a newspaper, for tips or for a taxi.
The VISA Multinational Corporate Card allows the cardholder access to cash throughout the world
at more than 450,000 bank branches, or with a PIN, at more than 1.000,000 VISA cash dispensers
(ATMs) any time of day or night.
RENTAL CARS – AT SPECIAL RATES!
The world‘s largest car hire specialists, Avis and Hertz, both offer special rates for VISA cardholders.
Just quote the VISA Multinational Corporate Card number and the VISA discount number (found on
the back of the card) when making the reservation, and receive a discount of up to 30 %.
WORLDWIDE PROTECTION
FOR YOUR EMPLOYEES
WORLDWIDE TRAVEL INSURANCE PROTECTION UP TO € 300,000
Your employees are insured on their business trips up to € 300,000. The insurance cover applies
automatically for every VISA Multinational Corporate Card all year around, even if the VISA
Multinational Corporate Card is not used to pay for a journey. The only condition is that the card be
used regularly (at least once in the two months preceding a claim).
Personal liability coverage up to € 300,000
Luggage insurance up to € 1,000
Luggage delay expenses up to € 200
Flight delay expenses up to € 200
Document replacement up to € 500
Accident insurance up to € 20,000 in the event of permanent disability
Worldwide emergency transport by Air Ambulance
PEACE OF MIND
VISA Multinational Corporate Cards include full emergency support and travel services, including
cash & card replacement and a 24-hour hotline to report stolen or lost cards.
PRODUCT OVERVIEW
Charge Card (incl. EMV-Chip), generally signature-based - PIN (Personal Identification Number)
for cash withdrawals and for some purchases at the point of sale terminals.
Validity period: 36 months
Payment due date: 20 or 24 days from the monthly statement date
Liability: company liability
Billing: central billing
Monthly statement: the Issuer sends to the company at any billing, a Euro nominated bill (monthly
statement) by electronic means to an e-mail address determined by the company
Credit Card Currency: EURO
Business Travel insurance package (provided by Wiener Städtischen Versicherung) including the
following scale of benefits:
- Health travel insurance/ambulatory costs during flight
€ 150,000
- Accident travel insurance death
€ 10,000
- Accident travel insurance permanent disability
€ 20,000
- Transportation costs in case of death
€
5,000
- Stationary treatment costs
€ 30,000
- Ambulatory treatment costs
€
500
- Travellers insurance (first risk)
€
1,000
- Personal public liability travellers´ insurance
€ 300,000
- Increased/additional costs, related to delay of flight
€
200
- Delayed delivery of luggage
€
200
- Substitution of documents
€
500
The only condition is that the card be used regularly (at least once in the two months preceding a claim).
Corporate Liability Waiver Insurance (provided by International SOS) provides complete security by protecting the company against unauthorized use of cards.
In the event of loss or theft, an employee‘s card account will only be held liable for a maximum of € 100.
If the card is left behind in a car the liability is up to €€ 1,000. The company is released from any further
liability at the time the loss or theft is reported to VISA.
Management Information System (MIS):
- VISA Multinational Information Management Reporting System
- AirPlus interfaces are available
Business language: English
- All contracts, agreements, terms and conditions, manuals, folders etc. are in the English language.
card complete Service Bank AG
UniCredit Bank Austria AG
Multinational Service Team
A-1011 Vienna, PO BOX 147, Austria (EU)
Tel.: +43 (0)1 711 11 / 650
Fax: +43 (0)1 711 11 / 660
E-Mail: [email protected]
Philipp Löffler
GTB Global Transaction Banking
Corporate & Investmentbanking
Schottengasse 6 - 8, A-1010 Vienna
Tel.: +43 (0)5 05 05 - 42812
Fax: +43 (0)5 05 05 - 42827
Mobile: +43 (0)664 812 18 07
E-Mail: [email protected]