maimonides - Donald Berman Maimonides Geriatric Centre

0 $ , 0 2 1 , ' ( 6
92/80( ‡ 1 2 ‡ 6 800(5 ‡ ) 25 7+( 67$)) 2) 0 $,021,'(6 + 263,7$/ * (5,$75,& & (175(
7
KH JORRP\ ZHDWKHU DQG
KHDY\ UDLQ GLG QRW UDLQ RQ
RXU SDUDGH 2QFH DJDLQ
WKH KRVSLWDOZLGH %%4 ZDV YHU\
VXFFHVVIXODQGHYHU\RQHKDGDJUHDW
WLPH$ELJWKDQN\RXWR7HFKQLFDO
6HUYLFHV 9ROXQWHHU 6HUYLFHV
1XWULWLRQ )RRG 6HUYLFHV DQG
RI FRXUVH RXU 0,66,9( VWXGHQWV
IRU DOO WKHLU KHOS ZLWK ODVW PLQXWH
FKDQJHV WR PRYH WKH %%4 LQVLGH
WKH EXLOGLQJ 7KH HQWLUH JURXQG
IORRU ZDV XVHG LQFOXGLQJ WKH
DOOSXUSRVH URRP DQG WKH VWDII
FDIHWHULD +RW GRJV KDPEXUJHUV
DQG PHDWEDOOV ZHUH VHUYHG LQ WKH
6\QDJRJXHZKHUHWDEOHVZHUHVHWXS
DQGWKHJ\PZDVDOLYHZLWKPXVLF
IRU GDQFLQJ DQG GHVVHUW 7KDQNV
DOVRWR6KHOGRQ.DJDQKLVPXVLF
UHSHUWRLUH FHUWDLQO\ FRQWULEXWHG WR
WKHVXFFHVVRIRXU%%4
3ODQVDUHXQGHUZD\
IRUDQH[FLWLQJHYHQW
3OHDVHUHVHUYH
WKHIROORZLQJGDWH±
:HGQHVGD\$XJXVWUG
SPSP
DW&HQWHQQLDO3DUN
2XU 5(7,5(0(17 3$57<$1' /21*6(59,&(
$:$5'&(5(021<WRRNSODFHRQ7KXUVGD\0D\WK
DQGZDVZHOODWWHQGHG&RQJUDWXODWLRQVWRWKRVHLQGLYLGXDOV
ZKRUHWLUHGGXULQJDQG
5HWLUHPHQW3DUW\
%DUEDUD6W$PRXU+D]HO<HDUZRRG0LOGUHG+LQGV
%DUEUD*ROG([HFXWLYH'LUHFWRU
$GDOLQH$OOH\QH 0DUVWRQ5LFH
5LWD%HUJHU%DUEDUD6W$PRXU
0LOGUHG+LQGV3DXOLQH6PLWK
(PPD.KDLPRYLFK7DQ\D9HUEHU
&KDUDODPERV3DSDGRSRXORV +D]HO<HDUZRRG
&21*5$78/$7,21672285)(//2:(03/2<((6
)257+(,5<($562)6(59,&(720$,021,'(6
<($562)6(59,&(
/LOLDQD$JRVWLQL(VWUHOLWD&RUWHV &RQFRUGLD/XFHUR
(OVD$OH[DQGHU :LQQLIUHG&ULWFKORZ %REE\2UU
7KHRGRURV$QJHORSRXORV (ULFN'XSODQ 3HDUOHWWH3HWHUV
6RQLD%DELGD 0DU\-XOLDQD)LJXHLUD /OR\G5RVH
$UPDQGR%DFWDG $QJHOD/RUUDLQH-RQHV $QGUHD6KDNHV
(WKHOLQ%DUULQJWRQ(ULF-RUGDQ 6WHYH6PLWK
5RPHR%RFFR+RSH.QLJKW -HQQLIHU6WRGGDUG
/RXLV&DPSEHOO1LFROH/DPRWKH 3DFLHQFLD9DOGH]
6DQGUD&RUEHWW -XOLDQ/HZLQVRQ &XUW:HHNHV
<HDUVRI6HUYLFH
6HDWHGOHIWWRULJKW%DUEUD*ROG([HFXWLYH'LUHFWRU
&RQFRUGLD/XFHUR3DFLHQFLD9DOGH]$QJHOD/RUUDLQH
-RQHV
6WDQGLQJIURPOHIWWRULJKW/RXLV&DPSEHOO6DQGUD
&RUEHWW-HQQLIHU6WRGGDUG$QGUHD6KDNHV(OVD
$OH[DQGHU1LFROH/DPRWKH
<($562)6(59,&(
.HLWK&OLIWRQ
(ODLQH&RPULH
-R\-XOLHQ
5REHUWR0DPDJDW
&KHU\O0F'RQDOG
5RVO\Q3HWHUV
%HYHUO\5HLG
&HFLOLD5REHUWV
6XVDQD9LOODYHUD
<($562)6(59,&(
0HOLWD)RUGH
(OL]DEHWK/DIUDQFH
1RUEHUWR/DQWR
5XSHUW/OR\G
$QWRQ\0F,QW\UH
<RODQGD3DGXD
$QJHOD6PLWK
- ! ) - / . ) $ % 3
DQG<HDUVRI6HUYLFH
&KHU\O0F'RQDOG\HDUV0HOLWD)RUGH\HDUV
(OL]DEHWK/DIUDQFH\HDUV$QJHOD6PLWK\HDUV
%DUEUD*ROG([HFXWLYH'LUHFWRU
9ESTERDAYIS(ISTORY
4OMORROWISA-YSTERY
!ND4ODAYISA'IFT
4HATSWHYWECALLIT
h4HE0RESENTv
0!'%s-!)-/.)$%3.%736)%73s35--%2
6KRXOG\RXKDYHQHZVRULQIRUPDWLRQ
WKDW\RXIHHOZRXOGEHRILQWHUHVWWR
0DLPRQLGHVVWDIINLQGO\FRQWDFWRQH
RIWKHIROORZLQJSHRSOHZKRPDNHXS
WKH1HZV9LHZVFRPPLWWHH
3$77,'(567(1)(/'92/817((5
$1' 7 +(5$3(87,& 5 (&5($7,21
6 (59,&(6 & $7+(5,1( ' 5(:
7 +(5$3(87,& 5 (&5($7,21
6 (59,&(6 6 86$1 * 2/' 7<3(6(77,1* / $<287 3 $/,1 + 80$1
$ /,1( 5 (6285&(6 0 $5*,( 6 72%(5
$'0,1,675$7,21
7
KLVLVVXHRI1HZV9LHZV
LV SURXG WR SUHVHQW
&KULVWLDQD 'DYLV IRU RXU
HPSOR\HHSUR¿OH&KULVWLDQDKDLOV
IURP*UHQDGDLQWKH:HVW,QGLHV
ZKHQDWVL[\HDUVROGVKHPRYHG
WR0RQWUHDOZLWKKHUIDPLO\VKH
KDV RQH EURWKHU DQG RQH VLVWHU
6KH KDV FORVH IDPLO\ WLHV LQ
*UHQDGD WKH 86 DQG (QJODQG
$WDJHVKHPRYHGWR7RURQWR
DQG IRXQG D MRE LQ FXVWRPHU
VHUYLFH 6KH LV IXQFWLRQDOO\
ELOLQJXDO ZHOORUJDQL]HG DQG
ORYHVZRUNLQJZLWKSHRSOH$VD
PDWWHURIIDFWLWZDVWKURXJKKHU
MRE DW %XVLQHVV 6WDWLRQHUV WKDW
VKHPDGHWKDW¿UVWFRQQHFWLRQWR
0DLPRQLGHV%XVLQHVV6WDWLRQHUV
ZDV D VXSSOLHU WR 0DLPRQLGHV
DQG&KULVWLDQDUHJXODUO\VSRNHWR
$UOHQH:KDOHQRQHRIRXUFXUUHQW
VZLWFKERDUG RSHUDWRUV 2Q
$UOHQH¶V VXJJHVWLRQ &KULVWLDQD
DSSOLHG WR 0DLPRQLGHV DQG
VWDUWHG ZRUNLQJ DV D WHPSRUDU\
VZLWFKERDUG RSHUDWRU 6KH WKHQ
GLGUHOLHIZRUNDVDZDUGVHFUHWDU\
DQG DV DQ DFFRXQWLQJ FOHUN XQWLO
VKHDFFHSWHGDSHUPDQHQWSRVLWLRQ
LQ)LQDQFH7KHUHVKHDOVRZDV
WKH FRQWDFW IRU FRPSXWHUUHODWHG
SUREOHPVDQGDVVLVWHGLQ+XPDQ
5HVRXUFHV IRU D VKRUW WLPH
&KULVWLDQD LV FXUUHQWO\ ZRUNLQJ
LQ WKH ,QIRUPDWLRQ 7HFKQRORJ\
'HSDUWPHQW,7 IRUPHUO\ 0,6
DQGDWWKHVDPHWLPHLVVWXG\LQJ
DW 7$9 DVVRFLDWHG ZLWK WKH
8QLYHUVLWpGX4XpEHFj0RQWUpDO
WRZDUGV D GHJUHH LQ FRPSXWHU
VFLHQFH
&KULVWLDQD DOVR EULQJV KHU
H[SHULHQFH LQ PRGHOLQJ DQG
FRRUGLQDWLQJ IDVKLRQ VKRZV WR
0DLPRQLGHV DQG FRQWLQXHV WR
EH LQVWUXPHQWDO LQ WKH VXFFHVV
RI WKHVH HYHQWV 6KH EHFDPH
LQYROYHGDWZLWKWKH*UHQDGD
1DWLRQDO$VVRFLDWLRQRI0RQWUHDO
6KH ZDV WKH QG UXQQHUXS LQ
WKH 0LVV *UHQDGD RI 0RQWUHDO
3DJHDQW7KLVH[SHULHQFHDQGWKH
PDQ\ DSSHDUDQFHV WKDW IROORZHG
FRQWULEXWHGLQKHOSLQJWKLVORYHO\
ODG\RYHUFRPHKHUVK\QHVV&DQ
\RX EHOLHYH WKDW &KULVWLDQD ZDV
VK\""
KHUVKRHZDUGUREH&KLQHVHIRRG
LVKHUIDYRXULWH±RIIHUKHUDQHJJ
UROO\RXZLOOVHHZKDWZHPHDQ
6KH ORYHV H[SHULPHQWLQJ ZLWK
GLIIHUHQW KDLUGRV DQG FRQWLQXHV
WR VXUSULVH KHU FRZRUNHUV IURP
WLPH WR WLPH ZLWK KHU QHZ ORRN
&KULVWLDQDORYHVMD]]5%DQG
UHJJDHDQGORYHVWRGDQFH0D\EH
&KULVWLDQDORYHVWRWUDYHODQG ZHZLOOVHHKHUGDQFHWKH&DO\SVR
KDVWUDYHOOHGWRWKH9LUJLQ,VODQGV DWWKHXSFRPLQJIDVKLRQVKRZRQ
*UHQDGD%DUEDGRVDQGWRYDULRXV 6HSWHPEHUWK«RUPD\EHQRW
FLWLHVLQWKH8QLWHG6WDWHV6KHZDV
ERUQWRVKRSDQGORYHVDGGLQJWR
&36DZDUGHGLQ)HEUXDU\ 9pURQLTXH$XJHU&KULVWLQH%R\OH'HVLUHH)LJXHLUD-RDQ.LQJ'DOYLV
0F*URZGHU7LQD3DOXPER3DW7RFD-HDQQHWWH7RUGMPDQ
&-$&$03$,*13DLG'D\V2II5HQD+DOLFNPDQ
&+5,670$6$1'1(:<($5*22'$77(1'$1&(6DQWLDJR7LQR&\QWKLD%URZQ
.LP0RVHV
63(&,$/&21*5$78/$7,216WRVWDIIRI3DYLOLRQIRUDSHUIHFWDWWHQGDQFHGXULQJWKH&KULVWPDVDQG
1HZ<HDUKROLGD\V7KH\UHFHLYHGDJLIWLQUHFRJQLWLRQRIWKHLUHIIRUWV
-!)-/.)$%3.%736)%73s35--%2s0!'%
0DLPRQLGHV6WDII
³:KR:DQWV7R%H$0LOOLRQDLUH´
:HHQFRXUDJHDOOVWDIIWRSDUWLFLSDWHE\GHSRVLWLQJWKHLU³)LQDO$QVZHUV´LQWKH6XJJHVWLRQ%R[
DWWKH6ZLWFKERDUG<RXPD\SROOWKHDXGLHQFHRUFDOODIULHQGRUZKDWHYHU\RXUGHFLVLRQPDNH
VXUHLWLV<285),1$/$16:(5(175,(60867%(68%0,77('12/$7(57+$1
307+856'$<6(37(0%(57KHZLQQHU¶VQDPHZLOOEHDQQRXQFHGDWD
ODWHUGDWHDQGWKLVLQGLYLGXDOZLOOEHHOLJLEOHIRUDJUHDWSUL]H
:+$7:$67+(25,*,1$/1$0(2)0$,021,'(6+263,7$/*(5,$75,&&(175("
$0RQWUHDO+HEUHZ6KHOWHULQJ+RPH &0RQWUHDO¶V-HZLVK6HQLRUV&HQWUH
%0RQWUHDO+RPH)RU7KH-HZLVK(OGHUO\ '%HOPRQW3DUN5HVLGHQFH
,1:+$7<($5','0$,021,'(6029(72&Ð7(67/8&"
$% & '
+2:0$1<(03/2<((6$5(7+(5(&855(17/<213$<52//$70$,021,'(6"
$1RW(QRXJK % & '7KH\¶UH$OO9ROXQWHHUV
+2:0$1<%('6$70$,021,'(6"
$ &([FOXGLQJ7KH6WDII/RXQJH
%'([FOXGLQJ7KH:DWHU%HGV
:+$7,67+()$9285,7(0($/&+2,&(,17+(&$)(7(5,$"
$%DFRQ$QG(JJV &&KLFNHQ)ULHV
%+DP&KHHVH6XEPDULQH6DQGZLFKHV '0DW]RK6DQGZLFKHV
:+$7&2/285$5(7+(:$//6,17+(&2))((6+23"
$%ODFN:KLWH6WULSHV %%HLJH5HG*UHHQ &5HG2UDQJH3ROND'RW':KR&DUHV"
+2:0$1<67$))%$7+52206$5(7+(5($70$,021,'(6"
$ &
%2QH3HU)ORRU '1RW(QRXJK:KHQ<RX¶UH,Q$+XUU\
:+$7,67+($''5(662)0$,021,'(6"
$0DFNOH5RDG %&DOGZHOO$YHQXH&&DYHQGLVK%RXOHYDUG'6XVVH['ULYH
+2:0$1<)/225/(9(/6(;,67$70$,021,'(6"
$% & '
:+$7,67+($9(5$*($*(2)2855(6,'(176"
$-DFN%HQQ\% &7KH\)HHO/LNH7KH\¶UH ',W¶V1RQH2I<RXU%XVLQHVV
:+2:$6³0$,021,'(6´"
$5DEEL3K\VLFLDQ3KLORVRSKHU
%'LUHFWRU2I+XPDQ5HVRXUFHV8QGHUFRYHU$JHQW6SHHFKZULWHU)RU/XFLHQ%RXFKDUG
&([0HPEHU2I7KH5ROOLQJ6WRQHV5DS6LQJHU-D]]0XVLFLDQ
'%XWFKHU%DNHU&DQGOHVWLFN0DNHU
1DPH
'HSDUWPHQW7HOHSKRQH([WHQVLRQ
0!'%s-!)-/.)$%3.%736)%73s35--%2
KDVEHHQDEXV\\HDUIRU0DLPRQLGHV
&RXQFLORI1XUVHV,¶PYHU\SOHDVHGDV3UHVLGHQW
RIWKLV&RXQFLOWRLQIRUP\RXDERXWVRPHRIRXU
DFKLHYHPHQWV
/DVW -DQXDU\ ZH RUJDQL]HG DQG SUHVHQWHG FRQIHUHQFHVUHJDUGLQJWKHSHUVSHFWLYHRIDQDFWLYH
FRXQFLO LQ JHULDWULF LQVWLWXWLRQV 7KH UROH RI WKH
FRXQFLOLWVPDQGDWHDQGFRQVWLWXWLRQZHUHGHYHORSHG
DQGH[SODLQHGWRWKHPHPEHUVLQFOXGLQJRXUSDUWQHUV
IURPWKHKHDOWKFDUHQHWZRUN
$ VSHFLDO TXHVWLRQQDLUH ZDV FRQFHLYHG DQG
GLVWULEXWHG WR WKH QXUVHV RQ DOO WKH XQLWV ZLWK WKH
FROODERUDWLRQRIWKH+HDG1XUVHV7KHJRDOVRIWKLV
TXHVWLRQQDLUHZDV
D 7RGH¿QHWKHSUDFWLFHRIQXUVLQJLQRXUFHQWUH
E 7RLGHQWLI\WKHIDFWRUVWKDWLQÀXHQFHWKH TXDOLW\RIFDUH
F 7RPD[LPL]HWKHTXDOLW\RIFDUHSURYLGHGWR
RXUUHVLGHQWV
G 7RGHWHUPLQHKRZWKHQXUVLQJVWDIIIHHOVWKHLU
SURIHVVLRQVKRXOGEHFDUULHGRXW
H 7RGH¿QHWKHUHODWLRQVKLSVEHWZHHQQXUVLQJ DQGRWKHUKHDOWKFDUHSURIHVVLRQDOV
,W LV QRW FOHDU DV WR ZKDW LQSXW WKHVH DFWLRQV
KDYH KDG RYHU WKH PHPEHUV EXW ZH EHOLHYH WKDW
LWLVDQHZVWHSLQEULQJLQJPRUHDZDUHQHVVDERXW
WKHLPSRUWDQFHRISDUWLFLSDWLRQIURPWKHQXUVHVLQ
RUGHUWRUHDFKWKHQXUVLQJFRXQFLO¶VIXOOSRWHQWLDO
+RZHYHUGXHWRWKHPLQLPDOUHVSRQVHREWDLQHGIURP
WKHTXHVWLRQQDLUH D JHQHUDO HOHFWLRQ FRXOG QRW EH
KHOGLQDVSODQQHGODVW\HDU
7KH 5R\ &RQFHSWXDO 0RGHO LV ILQDOO\ EHLQJ
LPSOHPHQWHG7HDFKLQJWRPRVWRIWKHQXUVHVDQG
&1$VZDVFRPSOHWHGDQGZLOOEHFRQWLQXHGLQWKH
IDOO'RFXPHQWDWLRQLVQRZDYDLODEOHRQDOOWKHXQLWV
$ VSHFLDO WKDQNV JRHV WR 0V 'HQLVH 3HOOHWLHU IRU
KHOSLQJXVWRDFKLHYHWKLVSURMHFW
2XU &RXQFLO ZDV FRQVXOWHG DQG KDV JLYHQ
LWV RSLQLRQ RQ GLIIHUHQW VXEMHFWV VXFK DV DEXVH
SURWRFROV DQG FDUH GHOLYHU\ V\VWHPV :H KDYH
KHOSHGWRLGHQWLI\ZHDNQHVVHVDQGKDYHUHLQIRUFHG
WKHQHFHVVLW\RIDQHZFRQFHSWIRUPRUHHI¿FLHQF\
IRUWKHEHQH¿WRIRXUUHVLGHQWV
:HZHUHDOVRLQYROYHGLQSUHSDULQJWKHDQQXDO
,QWHUQDWLRQDO1XUVHV:HHNHYHQWV7KHVXFFHVVRI
WKH DFWLYLWLHV SUHVHQWHG GXULQJ WKLV VSHFLDO ZHHN
EURXJKWQXUVHVWRJHWKHUDQGKHOSHGWRLPSURYHRXU
NQRZOHGJHDQGLQFUHDVHGVHOIHVWHHPZKLFKUHÀHFWHG
RQTXDOLW\RIFDUHJLYHQWRRXUUHVLGHQWV
)LQDOO\ZHKDYHZRUNHGLQFRQMXQFWLRQZLWKWKH
1XUVLQJ GHSDUWPHQW WR SUHVHQW FRQIHUHQFHV WR DOO
JHULDWULFFDUHJLYHUVLQFOXGLQJRXUSDUWQHUVIURPWKH
KHDOWKFDUHQHWZRUN
)RU RXU REMHFWLYHV DUH WR UHQHZ
WKH&RXQFLORI1XUVHVYLDHOHFWLRQRWKHUZLVHXQWLO
ZH DFKLHYH PRUH SDUWLFLSDWLRQ IURP PHPEHUV
0HDQZKLOHFDPSDLJQLQJIRUWKH&RXQFLORI1XUVHV
ZLOOFRQWLQXH1HZHGXFDWLRQVHVVLRQVIRU
WR EH SUHSDUHG MRLQWO\ ZLWK WKH 0XOWLGLVFLSOLQDU\
&RXQFLO
,ZLVKWRWHOO\RXPRUHDERXWRXUFRXQFLOVRIRU
LQIRUPDWLRQ GR QRW KHVLWDWH WR FRQWDFW PH %HUW
)UHGHULFN3UHVLGHQW&RXQFLORI1XUVHV
/RFDO
/RXLVH7KRXLQ&KLHIRI5HKDE
ZKRUHFHLYHGDSUL]H
³0pULWHGX&RQVHLOLQWHUSURIHVVLRQQHO
GX4XpEHF´&,4
LQUHFRJQLWLRQRISHUVRQDODQGRXWVWDQGLQJ
FRQWULEXWLRQRIDSURIHVVLRQDO
WRKHUSURIHVVLRQDODVVRFLDWLRQ
3DWULFN0XUSK\/DYDOOpH
&RRUGLQDWRURIWKH'D\+RVSLWDO
ZKRZDVLQWHUYLHZHGLQWKH-XQHLVVXH
RI5HYXH4XpEHF+pEHUJHPHQW
-!)-/.)$%3.%736)%73s35--%2s0!'%
0
DLPRQLGHVQXUVLQJVWDIIVWULYHVWRJLYHWKHUHVLGHQWWKHPRVWSURIHVVLRQDOKXPDQHDQGGLJQL¿HG
FDUHSRVVLEOH7KHGLI¿FXOW¿QDQFLDOFRQVWUDLQWVRIWKHKHDOWKFDUHQHWZRUNPDNHWKLVZLVKDOPRVW
LPSRVVLEOHLQPDQ\IDFLOLWLHV,QRXULQVWLWXWLRQZHDUHYHU\IRUWXQDWHWRKDYH0DLPRQLGHV
+RVSLWDO)RXQGDWLRQ7KH\PDNHWKLVGUHDPFRPHWUXHE\SURYLGLQJWKHVWDIIZLWKVWDWHRIWKHDUWHTXLSPHQW
)RUH[DPSOHWKHQHZVKRZHUDQGEDWKLQJURRPVKHOSXVWRJLYHH[FHOOHQWTXDOLW\RIFDUH7KHOX[XULRXV
URRPVJLYHWKHVWDIIVSDFHWRPDQHXYHUHDVLO\DQGDUHPRUHFRPIRUWDEOHIRUERWKVWDIIDQGUHVLGHQWV7KH
HTXLSPHQWLVHDV\WRXVHDQGVDYHVWLPHZKLFKFDQEHVSHQWLQTXDOLW\WLPHZLWKWKHUHVLGHQWV:HDUH
DOVRYHU\KDSS\WRVHHWKDWEDWKWLPHKDVEHFRPHOHVVRIDWUDXPDWLFH[SHULHQFHIRUWKHUHVLGHQWV6RPH
UHVLGHQWVZKRXVHGWREHYHU\UHVLVWDQWWREDWKLQJDUHQRZKXPPLQJLQWKHWXE7KHVWDIIZDVVRHQWKXVLDVWLF
DERXWWKLVSURMHFWWKDWWKH\EHFDPHYHU\LQYROYHGLQDGGLQJWKH¿QLVKLQJWRXFKHVE\GHFRUDWLQJWKHURRPV
WRPDNHLWORRNPRUHOLNHKRPH
:HDUHDOVRYHU\KDSS\WRVD\WKDWZHDUHLQWKHPLGVWRIHYDOXDWLQJHOHFWULFEHGV7KLVZLOODVZHOO
LPSURYHWKHTXDOLW\RIOLIHRIERWKWKHUHVLGHQWVDQGVWDII:HZDQWWRWDNHWKLVRSSRUWXQLW\WRWKDQNWKH
)RXQGDWLRQIRUWKHVHZRQGHUIXOSURMHFWV
:
KHWKHU WKH DUULYDO LV ORQJ RYHUGXH RU
VXGGHQWKHUHDUHDOZD\VPLVJLYLQJV'LG
ZH SODQ HYHU\WKLQJ SURSHUO\ DUH ZH
SUHSDUHG LV WKHUH DQ\WKLQJ ZH KDYH IRUJRWWHQ"
1HHGOHVVWRVD\PRVWWKLQJVZRUNRXWLQWKHHQG
$Q\WKLQJ QHZ LV ZHOFRPHG DOWKRXJK WKHUH DUH
DOZD\VVRPHWKDWKDYHDFRQFHUQFRQFHUQZLWK
WKHFRORXURUWKHORRNRILWRUWKHIHHOLQJVWKDWVXUIDFH
DV\RXJURZIDPLOLDUZLWKWKHZKROHFRQFHSW0RVW
ZLOOHPEUDFHLWZLWKRSHQDUPVDQGGHPDQGWRNQRZ
ZK\LWWRRN\RXVRORQJWRSURGXFHWKLVUHVXOW2WKHUV
RI FRXUVH ZLOO IHHO WKDW \RXU FKRLFH RI IRRGV ZDV
LQDSSURSULDWHDQGWKHVHOHFWLRQZDVLQFRUUHFW<DGD
\DGD\DGD
7KH RYHUDOO FRQVHQVXV WR GDWH LV WKDW WKH VWDII
VHHPVWRWUXO\HQMR\WKHQHZORXQJH7KHFKRLFH
RI FRORUV DQG IXUQLVKLQJ LV D KLW DQG WKH ZKROH
DPELDQFH LQ WKH HDWLQJ DQG WHOHYLVLRQ YLHZLQJ
DUHDV LV H[FHOOHQW 7KHUH DUH URXQG WDEOHV ZLWK
FKDLUVVRRQWREHDVWKHZRUGKDVVSUHDGDQG
PRUHKDYHFRPHWRHQMR\7KHUHDUHFRXFKHVDQG
0!'%s-!)-/.)$%3.%736)%73s35--%2
DPDWFKLQJFKDLUWKDWIDFHWKHLQFK797KHUHLV
DVWDLQOHVVVLQNDQGYHQGLQJPDFKLQHVDVZHOODV
PLFURZDYHVDQGDWRDVWHU
7KH &HQWUH¶V FRPPLWPHQW WR XSJUDGLQJ WKH
FXUUHQW ORXQJH KDV EHHQ DFKLHYHG DQG WKH UHVXOWV
ZHOOUHFHLYHG-XVWDVNWKHVWDIIWKHLURSLQLRQRIWKH
QHZORXQJHDQGVHH
)$6+,216+2:'$7(
0DLPRQLGHV¶ WK DQQXDO IDVKLRQ VKRZ ZLOO
WDNH SODFH RQ:HGQHVGD\ 6HSWHPEHU WK 7KH
FRPPLWWHHLVKDUGDWZRUNWRFRPHXSZLWKDQ
H[FLWLQJ WKHPH IRU WKLV VKRZ ,I \RX DUH
LQWHUHVWHG LQ SDUWLFLSDWLQJ DQG
KDYH ¿QDOO\ GHFLGHG WR VKHG \RXU
VK\QHVV SOHDVH FRQWDFW HLWKHU
1RUPD 9RKUD DW ORFDO RU
&DWKHULQH'UHZDWORFDO:DWFK
IRUVLJQVSRVWHGDURXQGWKH&HQWUH
:KDWLVWKH(PSOR\HH$VVLVWDQFH3URJUDP"
7KH (PSOR\HH $VVLVWDQFH 3URJUDP ZDV FUHDWHG WR DVVLVW DOO
HPSOR\HHVIDFLQJDQ\NLQGRISUREOHP±SHUVRQDOZRUNRUIDPLO\
SUREOHPV
([SHULHQFHG FRXQVHOORUV IURP WKH 3URJUDP FRQGXFW FRQ¿GHQWLDO
RQHRQRQH VHVVLRQV WR LGHQWLI\ FRQFHUQV SURYLGH DSSURSULDWH
FRXQVHOOLQJDQGPDNHUHIHUUDOVWRDSSURSULDWHFRPPXQLW\VHUYLFHV
DVUHTXLUHG
:KRLVHOLJLEOHIRUWKH(PSOR\HH$VVLVWDQFH3URJUDP"
$Q\ 0DLPRQLGHV HPSOR\HH RU PHPEHU RI KLV RU KHU LPPHGLDWH
IDPLO\PD\XVHWKHVHUYLFHIUHHRIFKDUJH
:K\LVWKH(PSOR\HH$VVLVWDQFH3URJUDPEHLQJRIIHUHG"
7KH(PSOR\HH$VVLVWDQFH3URJUDPLVEHLQJRIIHUHGLQUHVSRQVHWR
DUHTXHVWE\VWDIIIRUKHOSZLWKXQUHVROYHGDQGVWUHVVIXOSUREOHPV
ZKLFKPD\DIIHFWWKHLUDELOLW\WRIXQFWLRQHI¿FLHQWO\DWKRPHRQ
WKHMRERUVRFLDOO\
%\FDULQJIRUWKHPVHOYHV0DLPRQLGHVVWDIIDUHDEOHWRFRSHZLWKWKH
GHPDQGVRIZRUNLQJLQDKRVSLWDOZKLFKFDQEHVWUHVVIXODWWLPHV
$UHWKHVHUYLFHVFRQ¿GHQWLDO"
$EVROXWHO\ 7KH VHUYLFH LV FRPSOHWHO\ FRQILGHQWLDO <RXU
SDUWLFLSDWLRQZLOOQRWMHRSDUGL]H\RXUMRE$Q\LQIRUPDWLRQVKDUHG
ZLWK\RXUFRXQVHOORUUHPDLQVVWULFWO\FRQ¿GHQWLDO
0
DLPRQLGHV LQ FRQMXQFWLRQ ZLWK RWKHU ORQJWHUP FDUH
IDFLOLWLHVKDYHIRUPXODWHGDFRPSUHKHQVLYHVWDQGDUGL]HG
FRXUVH WKDW ZLOO JUHDWO\ LPSURYH WKH VNLOOV RI 3$%V
&RQVLVWLQJRIKRXUVRIWUDLQLQJRYHUDZHHNSHULRGLQFOXGLQJ
ZHHNVRIFOLQLFDOH[SHULHQFHVWKHFRXUVHKDVEHHQIXQGHGE\WKH
)RQGQDWLRQDOGHIRUPDWLRQDQGWKHFRXUVHVDUHEHLQJJLYHQE\WKH
0DUJXHULWH%RXUJHRLV 6FKRRO &RPPLVVLRQ ZKR KDYH DSSRLQWHG
WHDFKHUVWRSURYLGHWKHVWXGHQWVZLWKRQWKHMREWUDLQLQJ7KH
RQO\ ELOLQJXDO FRXUVH LV EHLQJ RIIHUHG DW 0DLPRQLGHV ZKLOH RWKHUYHQXHVDUHJLYLQJFRXUVHVFRQFXUUHQWO\LQ)UHQFK$PRQJVW
WKHPRUHFRQWHPSRUDU\LVVXHVWKH\ZLOOFRYHULQFOXGHKRZWRGHDO
ZLWK IDPLOLHV KRZ WR YDU\ WKHLU DSSURDFK WR SDWLHQWV VXIIHULQJ
IURPGLIIHUHQWLOOQHVVHVDQGKRZWRFRSHZLWKWKHQHZVXSHUEXJV
DIIHFWLQJKRVSLWDOV
$JURXSRILQGLYLGXDOVIURPWKH
,VUDHOL0LQLVWU\RI+HDOWKDQGYDU
LRXVQXUVLQJKRPHVLQ,VUDHOYLVLWHG
0DLPRQLGHVRQ-XQHWKDQGVW
0DLPRQLGHV EHJDQ LWV IXQGUDLVLQJ
FDPSDLJQ LQ $SULO IRU 1DWLRQDO
'HQLP 'D\ ZKLFK WRRN SODFH RQ
7XHVGD\0D\7KLV\HDU
ZH UDLVHG ZKLFK ZLOO
EHQH¿WEUHDVWFDQFHUUHVHDUFK:H
ZRXOG OLNH WR WKDQN HYHU\RQH IRU
WKHLU VXSSRUW DQG D VSHFLDO WKDQN
\RXWRDOOVWDIIZKRVXSSRUWHGWKLV
ZRUWK\ FDXVH E\ ZHDULQJ MHDQV WR
ZRUN7KDQNVIRU\RXUFRXUDJH
,I \RX VXVSHFW VRPHRQH LV O\LQJ
ZDWFKWKHLUQRVHDVWKH\WDON6LPLODU
WR 3LQRFFKLR UHVHDUFKHUV VD\ D
SHUVRQ¶VQRVHJURZVZKHQWKH\DUH
O\LQJ³:KHQRQHOLHVHUHFWLOHWLVVXH
LQWKHQRVHHQJRUJHV,QUHVSRQVH
WKHQRVHLWFKHVWHPSWLQJWKHSHUVRQ
WRWRXFKLW´VD\VUHVHDUFKHU$ODQ5
+LUVFK0'6RPHRWKHUVLJQVWR
ZDWFK IRU )UHTXHQW EOLQNLQJ
DYHUWLQJ RQH¶V JD]H DQG SRLQWLQJ
¿QJHUV
-!)-/.)$%3.%736)%73s35--%2s0!'%
E\'U-DFN*DLSWPDQ
6XPPHULV¿QDOO\KHUH,KRSHWKDW\RXDOOJRWRXWWKHUHLQWKH6SULQJ
DQGGLGWKHIROORZLQJWRVSUXFHXS\RXUODZQDQGJDUGHQ
Ê 3LFNXSDOOWKHELJSLHFHVRIGHEULVZKHQWKH
VQRZZDVDOPRVWFRPSOHWHO\PHOWHGDVWKH\FDQ
VXIIRFDWHXQGHUO\LQJJUDVV
!NDFORAREALLYGREATGARDEN
Ê :KHQ QR VQRZ UHPDLQHG UDNH WKH ODZQ WR
FOLLOWTHESEDIRECTIONS
Ê $ ZHHN RU DIWHUZDUGV GLG \RX UHPHPEHU
0LANTROWSOFPEAS
0EACEOFMIND
0EACEOFHEART
0EACEOFSOUL
UHPRYHDOOVPDOOGHEULVDVZHOODVGHDGJUDVV"
WKDWJUDVVVHHGPD\EHVRZQEHFDXVHJUDVVVHHG
JHUPLQDWHVDQGJURZVEHVWLQFRROZHWZHDWKHU
%\WKHUGZHHNRI$SULOXQFRYHUURVHEXVKHV
EXWSURJUHVVLYHO\
Ê%\WKHHQGRI$SULOWXUQWKHHDUWKRI\RXUÀRZHU
EHGDQGYHJHWDEOHJDUGHQ1HDUSHUHQQLDOSODQWV
WKRVHDUHSODQWVZKLFKVXUYLYH:LQWHUGLJRQO\
FHQWLPHWUHV GHHS DERXW RQH LQFK DQG GLJ
GHHSHUDV\RXJRIDUWKHUIURPWKHSODQWV$WWKH
VDPH WLPH LQFRUSRUDWH DQ DOOSXUSRVH IHUWLOL]HU
VXFK DV LQWR WKH VRLO 7KH ¿UVW QXPEHU
UHIHUVWRQLWURJHQZKLFKLVIRUYHJHWDWLYHJURZQ
WKHQH[WLVIRUSKRVSKRURXV DQG LV UHTXLUHG IRU
KHDOWKURRWDQGVWHPJURZWKZKLOHWKHODVWQXPEHU
UHIHUVWRSRWDVKZKLFKKHOSVURRWVWHPDQGÀRZHU
JURZWK7KLVLVDOVRDJRRGWLPHRIWKH\HDUWR
GLJ LQ OLPHVWRQH DURXQG \RXU FOHPDWLV 9LQHV
DQG GHOSKLQLXPV DQG EDE\¶V EUHDWK LQ RUGHU WR
GHFUHDVHWKHDFLGLW\RIWKHVRLOZKLFKFDQZHDNHQ
RUNLOOWKHP&DUHIXOQRWWRGLJRYHUOLOLHVDVWKHVH
ÀRZHUV VHQG XS VKRRWV YHU\ ODWH DQG ZLOO QRW
EORRP LI WKHLU VKRRWV DUH GDPDJHG 2QH XVHIXO
WLS WR SUHYHQW VTXLUUHOV IURP HDWLQJ \RXU WXOLS
EXOEVLVWRLQFRUSRUDWHVRPHEORRGPHDODURXQG
HDFKSODQWRUFOXPS<RXZLOORIFRXUVHEHDGGLQJ
IHUWLOL]HUDWWKHVDPHWLPH
+DSS\JDUGHQLQJDQGJRRGOXFN
0!'%s-!)-/.)$%3.%736)%73s35--%2
0LANTROWSOFSQUASH
3QUASHGOSSIP
3QUASHINDIFFERENCE
3QUASHGRUMBLING
3QUASHSELlSHNESS
0LANTROWSOFLETTUCE
,ETTUCEBEFAITHFUL
,ETTUCEBEKIND
,ETTUCEBEHAPPY
,ETTUCEREALLYLOVEONEANOTHER
.OGARDENSHOULDBEWITHOUTTURNIPS
4URNIPFORSERVICEWHENNEEDED
4URNIPTOHELPONEANOTHER
4URNIPTHEMUSICANDDANCE
7ATERFREELYWITHPATIENCEAND
#ULTIVATEWITHLOVE
4HEREISMUCHFRUITINYOURGARDEN
"ECAUSEYOUREAPWHATYOUSOW
4OCONCLUDEOURGARDEN
7EMUSTHAVETHYME
4HYMEFORFUN
4HYMEFORREST
4HYMEFOROURSELVES