DARE TO COMPARE
50%
25%
Does Your
Card Offer...
bonus on all points
earned every month,
automatically
bonus on all points
earned every month,
automatically
Capped at
$6,000 in
on gas annual spend
3%
1
1
2%
on supermarkets
Travel Rewards
American Express®
P
P
P
P
$25 gift cards for 2,500 points
(Full 1% value)
P
P
P
Up to $325 for one airline ticket
for 25,000 points with no blackout dates
or airline restrictions (up to 1.3% value)
P
P
P
P
P
P
P
P
P
P
P
R E WA R DS VA LU E S
Cash Rewards
American Express®
$100 cash back2 for 10,000 points
(Full 1% value)
B ONUS PO I NT S
Visa® Bonus
Rewards PLUS
Bonus points3 on every purchase
ME!
Visa® Bonus
Rewards
Our personal service
Bonus points applied every month
Bonus points applied automatically
Bonus points without earnings caps
P
P
Attach business card
3X Points
on airfare
2X Points
on hotel and
restaurants
Your Card
P
P
P
?
IF YOUR CARD DOES
NOT MEASURE UP,
CALL ME TODAY.
1
Earn 1 point for every net $1 you spend, plus an additional 25% BONUS for the Bonus Rewards card or a 50% BONUS for the Bonus Rewards PLUS card on all points earned each month – that’s the equivalent of getting 1.25 or 1.50 points for every $1 in net purchases (purchases minus credits and returns)
Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. 3The Elan Rewards Program is subject to change. Points earned on net purchases (purchases minus credits and returns). Points expire five years from the end of the quarter in
which they are earned. Monthly net purchase bonus points will be applied each billing cycle.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or American Express. American Express is a federally registered service mark of American Express.
2
CONSUMER CARDS COMPETITIVE ANALYSIS
COMPARING OUR CARDS TO THE COMPETITION*
BONUS REWARDS — VALUE COMPARISON
CASH REWARDS COMPARISON
Cash Back
Rewards Value
Gift Cards
Rewards Value
Travel
Rewards Value
Here’s what 10,000 points are worth on cash back:
Here’s what 10,000 points are worth:
Here’s what 25,000 points are worth on travel:
$120
$120
1%
$100
$500
1%
$100
$450
$80
$350
$60
$60
$250
$20
$20
$0
Our Bonus
Rewards
Card
American
Express
Citibank
$0
Bank of
America
1%
$200
American
Express
Citibank
$0
Bank of
America
American Express Everyday
on every
purchase
P
applied
every month
P
P
applied
automatically
P
P
without
earnings caps
Our Bonus
Rewards
Card
Citibank Thank You Preferred
American
Express
Citibank
5% in
quarterly
categories
3% at
supermarkets
& 2% on gas
& department
stores
3% on
gas & 2%
at grocery
stores
1%
1%
1%
1%
Yes,
$6,000
in annual
spend at
supermarkets
Yes, $1,500
on combined
quarterly
spend on
gas/grocery
stores
earn on
$20
Bank of
America
$0
Our Bonus
Rewards Card
Citi
earning caps
Yes,
$6,000
in annual
spend on
gas
cash back
applied
automatically
Yes
American
Bank of
ExpressYes, America
$1,500 on
quarterly
spend on
bonus
category
BankAmericacard Travel Rewards
P
P
3% on gas
& 2% at
supermarkets
$60
BONUS REWARDS — BONUS POINT EARNING COMPARISON
Our Bonus Rewards Card
BankAmericard
Cash Rewards
purchases
Value
Varies
$100
$50
Our Bonus
Rewards
Card
BlueCash
Everyday
all other
$40
$150
Value
Varies
Discover
It
$80
$300
$40
$40
$100
$400
$80
accelerated
earn
$120
categories
Our Cash
Rewards
P
P
P
P
P
No, must
sign up
Yes
quarterly to
receive
Typical spend of $500
$120
Yes
cell and cable
gas
grocery
$100
DARE TO
COMPARE!
$80
$60
$40
$20
$0
*Credit cards selected for comparison are those from national issuers and selection is based on those having the highest estimated direct mail volumes over the previous six months per data provided by Mintel’s CompareMedia Research.
The above is based on information gathered from each issuer as of January 2016 by ORC International. Information is subject to change. Our
Cash Rewards
Card
Citibank
Thankyou
Discover
Rev 04/16 STNDCON