Bonaire Schedule of Fees & Charges
Banking Accounts
Age-Based Accounts
General deposit-related
RBC Day to Day Banking
RBC Leo’s Young Savers
Monthly fee
Dormant a/c fees
Monthly fee
Number of free monthly debit trans.
Additional debit trans. fees
RBC No Limit Banking
Monthly fee
Number of free monthly debit trans.
Additional debit trans. fees
RBC VIP Banking
Monthly fee
Number of free monthly debit trans.
Additional debit trans. fees
USD 10.00/EUR 20.00
5 Free cheques
Branch: USD 1.50
Cheque: USD 0.75
ATM: FREE at RBC ATM's
USD 15.00
Unlimited free branch/
Cheque
Branch/cheque/
ATM: FREE at RBC ATM's
USD 30.00
Unlimited free branch/
Cheque
Branch/cheque/
ATM: FREE at RBC ATM's
Additional debit trans. fees
RBC Student Banking
Monthly fee
Number of free monthly debit trans.
Additional debit trans. fees
RBC Plan 50 Savings
Number of free monthly debit trans.
Debit trans. fees
FREE
Branch: USD 1.50
ATM: FREE at RBC ATM's
FREE
5 Free in branch
cheques
Branch: USD 1.50
Cheque: USD 0.75
ATM: FREE at RBC ATM's
USD 5.00 if daily closing
balance of USD 5000.00
is not maintained
Branch: USD 1.00
Cheque: USD 0.75
ATM: FREE at RBC ATM's
Cheques
USD/other currency
2.50 per month
(after 2 years)
Automatic payments (standing orders)
Automatic payments to accounts held
by the same client at RBC Royal Bank
FREE
Automatic payments to third-party
accounts at RBC Royal Bank
USD 1.40 per
trans.
Automatic payments to accounts
at other banks
USD 2.50 per
trans.
Automatic pre-authorized payments
to utilities
USD 1.68 per
trans.
Reversal of automatic payments or
direct debits due to insufficient balance
USD 13.97 per entry
Set-up fee
USD. 5.50
Amendment fee
USD. 3.00
Cancellation fee
(cancelled by RBC dueto 3 consecutive NSF) USD. 5.50
Wire Transfers
Savings Accounts
RBC Day to Day Savings
Monthly fee
Additional debit trans. fees
RBC Enhanced Savings
Monthly fee
Additional debit trans. fees
RBC High Interest Bearing eSavings
Monthly fee
Additional debit trans. fees
USD 5.00 if daily closing
balance of USD 2500.00
is not maintained
Branch: USD 1.50
ATM: FREE at RBC ATM's
USD 5.00 if daily closing
balance of USD 5000.00
is not maintained
FREE
USD 8.35
Outgoing Payments
Local Outgoing Transfers
Over the
Counter
USD 10.00 if daily
closing balance of
USD 10000.00 is not
maintained
Branch: USD 3.00
® /™ Trademark(s) of Royal Bank of Canada. Used under licence.
Cash withdrawals non-resident account
RBC
Netbank™
To own account at RBC
FREE
To a 3rd party at RBC or another local bank USD 2.80
FREE
USD 0.84
Inter-Island Outgoing Transfers
Outgoing to a 3rd party at RBC or another
bank Curacao, St Maarten or Saba
International Outgoing Transfers
International outgoing wire transfers *
USD 1.40
Recall/Amendment Fee of International
Wire Transfer
Foreign currency Transfer/NSF
Foreign Bank charges
USD 3.94
USD 20.00 USD 16.76
plus 1/8% plus 1/8%
min.
min.
USD 13.97 USD 11.17
max.
max.
USD 279.33 USD 279.33
USD 30.00 USD 30.00
USD 8.50
EUR 25.00/USD 20.00
*Plus beneficiary charge if applicable. The beneficiary charge is the foreign bank’s fee
for effecting the payment. This charge will be deducted from the amount sent unless
otherwise indicated. Where requested this amount can be debited from your account
at the time of the transaction. Please ask your branch for details.
Encashment of RBC Royal Bank cheques
by client
Encashment of RBC Royal Bank cheques
by non client
Foreign currency exchange
Client purchases of foreign currency
EUR 0.5% of amount,
with a min.
charge of EUR 2.79
FREE
USD 6.00
EUR: 2.5% of amount
Other: 0.5% with a min.
charge of USD 1.40 and
a max. charge of USD 5.59
Buying of cashier’s cheques
Encashment of traveller’s cheques
Exchange of coins
Coin orders
Large Cash Handling Fee - OTC deposits
& withdrawals (local currency)
1% of value of coins min.
USD 5.00 (if value of coins
≥ USD 100)
1% of value of coins min.
USD 10.00
0.1% of amount if cash
amount ≥ USD 10,000)
Effective January 23rd, 2017 USD = US dollars EUR = Euros
For details of our other charges, please contact your Account Executive or our Client
Service Department on 717 4500 (Bonaire). Publication of January 23rd, 2017. RBC Royal Bank maintains the right to be able to
adapt their charges to conform to market circumstances. These charges are exclusive of our Value Added Tax (VAT).
USD 12.50
1% of amount min.
USD 3.00
Administrative fees
Current account
Monthly fee for non-resident/
offshore (International Bank)
20.00 units of the
currency of the a/c
Reference letter
USD 25.00 for
personal and
commercial clients
USD 25.00 for
offshore clients
Interest statement
FREE for previous year
All other years USD 14.00
Business services
Night Deposits
Annual administrative fee
USD 27.00
Credits to account
Cash deposits to accounts held by
the same client at RBC Royal Bank
Cash deposits to third-party accounts
FREE
Cash deposits in foreign currency
USD: FREE
EUR: 2.5% of amount
deposited
Deposit of RBC Royal Bank cheques
FREE
Deposit of
RBC Royal Bank (Aruba) N.V. cheques
Deposit of other local bank cheques
FREE
Deposit of US bank cheques
Deposit of cheques drawn on foreign,
non-US banks
Deposit of traveller’s cheques
FREE
USD 75.00 +
collection costs
To local account: 1%,
To offshore account: 1%
FREE
Bulk Cash Fees
USD 14.00
USD 28.00
USD 8.50
USD 8.50
USD 15.00 per cheque
USD 6.00 per cheque
Banker’s cheques
Cash transactions
Incoming Payments
Local incoming payments
International incoming payments
Branch: USD 1.50
ATM: FREE at RBC ATM's
Cheque books of 20 (business)
Cheque books of 40 (business)
Stop payment of cheques
Cancel stop payment
Returned cheques/NSF items
Honored cheques/NSF items
USD 1.75
FREE
Bonaire Schedule of Fees & Charges
Electronic Banking
Card services cont’d
Online Banking - NetBank
Monthly subscription fee
ATM & POS charges
Withdrawals from RBC Royal Bank ATM
USD 0.56
Withdrawals at non-RBC ATMs on
Cashnet in Aruba, Bonaire, Curacao,
Saba and St. Maarten
USD 1.12 per
trans. plus exchange
rate costs
Withdrawals at ATMs on the
MasterCard Cirrus Network
USD 2.35 per
trans. plus exchange
rate costs
Personal clients
FREE
Business clients
(viewing account only)
USD 10.00
Business clients
(conducting transactions and
viewing accounts)
USD 13.97
Off shore business clients
USD 16.80
Withdrawal at RBC Royal Bank ATMs:
Aruba/Curacao/St. Maarten/Saba
Token (replacement)
Personal clients
USD 13.97
Business clients
USD 55.87
Offshore business clients
USD 80.00
eStatements
FREE
Printed statements
USD/EUR 0.75 per cycle
Card services
Visa Classic/MasterCard Standard
Annual Membership Fee
Annual Extra Card
Annual Fraud Protection
Visa/MasterCard Gold
Annual Membership Fee
Annual Extra Card
Annual Fraud Protection
Visa/MasterCard Business
Annual Membership Fee
Annual Extra Card
Annual Fraud Protection
Visa/MasterCard
Urgent Payment Fee
Cash Advance (%) RBC ATM
Cash Advance (%) Non RBC ATM
Late Payment Fee
Over the Limit Fee
NSF Cheque
Investigation fee
Credit card replacement fee
Duplicate statement
(01/2017)
USD 35.00
USD 20.00
USD 20.00
USD 75.00
USD 30.00
USD 30.00
To find out more about Schedule of Fees and
Charges or any other information not listed in this
brochure:
›
Visit your RBC Royal Bank branch
USD 0.56 plus the
exchange rate per trans.
›
Call 717 4500
Withdrawals at RBC Royal Bank
ATM’s in TT/EC
USD 1.12 plus the
exchange rate per trans.
›
Or visit www.rbc.com/caribbean
Balance Enquiries at ATMs on the
MasterCard/Cirrus Network
USD 0.27
Declines (NSF) at RBC or non-RBC ATMs
on the MasterCard/Cirrus Network
USD 0.56
POS
Purchases on domestic merchants
FREE
Purchases at international merchants
on the Cashnet Network*
FREE
Purchases at international merchants
on the MasterCard/Maestro Network*
FREE
Declines (NSF) at international merchants USD 0.56
on the MasterCard/Maestro Network*
Debit card replacement fee
USD 8.25
*Exchange rates will apply
Disclaimer
The content of this publication is for the general
guidance and benefit of our clients. While efforts
are made to ensure the accuracy and completeness
of the information at the time of publication, errors
and omissions may occur. You should not act or
rely on the information herein without seeking the
advice of a professional. RBC Royal Bank N.V. and its
affiliates specifically disclaim any liability which is
incurred as a consequence, directly or indirectly, of
the use and application of any of the contents of this
USD 100.00
USD 50.00
USD 30.00
publication. RBC Royal Bank N.V. reserves the right
to amend the terms and conditions stated in this
publication.
USD 10.00
3% min. USD 5.00
3% min. USD 5.00
2.5% min. USD 35.00
5% min. USD 20.00
USD 35.00
USD 10.00
USD 20.00
USD 10.00 per cycle
Effective January 23rd, 2017
USD = US dollars EUR = Euros
For details of our other charges,
please contact your Account Executive or our Client
Service Department on 717 4500 (Bonaire). Publication of
January 23rd, 2017. RBC Royal Bank maintains the right to be able to
adapt their charges to conform to market circumstances.
These charges are exclusive of our Value Added Tax (VAT).
*Trademarks/registered trademarks of
Visa and MasterCard
International Incorporated. Used under licence.
®/™ Trademark(s) of Royal Bank of Canada. Used under licence.
Schedule of fees
and charges