Comparison of Differences in Insurance Costs for Passenger Cars

DOT HS 812 039
June 2014
Comparison of Differences in
Insurance Costs for
Passenger Cars, Station Wagons,
Passenger Vans, Pickups, and
Utility Vehicles on the Basis of
Damage Susceptibility
DISCLAIMER
This publication is distributed by the U.S. Department of Transportation, National
Highway Traffic Safety Administration, in the interest of information exchange. The opinions, findings, and conclusions expressed in this publication are those of the authors and not necessarily those of the Department of Transportation or the
National Highway Traffic Safety Administration. The United States Government
assumes no liability for its contents or use thereof. If trade or manufacturers’ names
or products are mentioned, it is because they are considered essential to the object
of the publication and should not be construed as an endorsement. The United
States Government does not endorse products or manufacturers.
U.S. Deportment
of Transportation
1200 New Jersey Avenue, SE
Wash1ngton. DC 20590
National Highway
Traffic Safety
Administration
Dear Prospective Purchaser:
Attached please find a copy of the June 2014 Relative Collision Insurance Cost Information
Booklet provided by the National Highway Traffic Safety Administration, an agency of the U.S.
Department of Transportation. Pursuant to NHTSA's regulation in Title 49 of the Code of
Federal Regulations, Part 582, Insurance Cost Information Regulation, NHTSA is required to
make available to prospective purchasers information regarding comparative insurance costs,
based on damage susceptibility and crashworthiness, for makes and models of passenger cars,
station wagons, passenger vans, pickups, and utility vehicles.
As a result of Public Law 112-252 signed into law by Congress on January 10, 2013, the
requirement for passenger motor vehicle dealers to distribute this information to prospective
buyers was repealed. Therefore, dealerships are currently no longer responsible for reproducing
and maintaining copies of the booklet in their showrooms for prospective purchasers of new
vehicles. However, this booklet can still be downloaded and printed from the NHTSA Web site
at www.nhtsa.dot.gov/.
From the NHTSA Web site, click on the "Vehicle Safety" tab, then choose the "Vehicle-Related
Theft" category; on that page, under the "Additional Resources Panel," click on "2014
Comparison of Insurance Costs."
S incere~y yours,
r
,()_~})~
0 . Kevin Vincent
Chief Counsel
Enclosure
June 2014
Comparison of Differences in Insurance Costs for Passenger Cars, Station Wagons, Passenger
Vans, Pickups, and Utility Vehicles on the Basis of Damage Susceptibility
The National Highway Traffic Safety Administration has provided the information in this
booklet in compliance with Federal law as an aid to consumers considering the purchase of new
vehicles. The booklet compares differences in insurance costs for different makes and models of
passenger cars, station wagons, passenger vans, pickups, and utility vehicles on the basis of damage
susceptibility for the vehicle. 1 However, it does not indicate a vehicle's relative safety for
occupants.
The following table contains the best available information regarding the effect of damage
susceptibility on insurance premiums. It was taken from data compiled by the Highway Loss Data
Institute (HLDI) in its December 2013 Insurance Collision Report, and reflects the collision loss
experience of passenger cars, station wagons, passenger vans, pickups, and utility vehicles sold in
the United States in terms of the average loss payment per insured vehicle year for model years
2011-2013. NHTSA has not verified the data in this table.
The table presents vehicles' collision loss experience in relative terms, with 100 representing
the average for all passenger vehicles. Thus, a rating of 122 reflects a collision loss experience
that is 22 percent higher (worse) than average while a rating of 96 reflects a collision loss
experience that is 4 percent lower (better) than average. The table is not relevant for models
that have been substantially redesigned for 2013, and it does not include information about models
with insufficient claim experience.
1
This booklet reflects the vehicle groupings as revised by HLDI since implementation of NHTSA’s final rule (See 60 FR
15509, March 24, 1995)
1
Although many insurance companies use the HLDI information to adjust the "base rate" for
the collision portion of their insurance premiums, the amount of any such adjustment is usually
small. It is unlikely that your total premium will vary more than 10 percent depending upon the
collision loss experience of a particular vehicle. If you do not purchase collision coverage or your
insurance company does not use the HLDI information, your premium will not vary at all in relation
to these rankings.
In setting insurance premiums, insurance companies mainly rely on factors that are not
directly related to the vehicle itself (except for its value). They mainly consider driver
characteristics (such as age, gender, marital status, and driving record), the geographic area in
which the vehicle is driven, how many miles are traveled, and how the vehicle is used. However,
some companies adjust their premiums for personal injury protection and medical payment
coverage if the insured vehicle has features that are likely to improve its crashworthiness, or ability
to protect occupants from injury or death, such as air bags. Different insurance companies often
charge different premiums for the same driver and vehicle. Therefore, to obtain complete
information about insurance premiums, you should contact insurance companies or their agents
directly.
Test data relating to vehicle crashworthiness is available from NHTSA’s 5 Star Safety
Ratings program. The program provides comparative information on the safety of new vehicles to
assist consumers with vehicle purchasing decisions. Every year, the 5 Star Safety Ratings program
rates selected new vehicles for frontal and side crashworthiness and rollover resistance. Beginning
in 2010, vehicles that are equipped with three recommended advanced crash avoidance technologies
that help drivers avoid crashes and meet the performance requirements set forth under the program
are given credit on the agency’s Web site, www.SaferCar.gov. Information on vehicles that
NHTSA has tested under the 5 Star Safety Ratings program can be obtained from a new vehicle’s
2
price sticker (known as the Monroney label), by calling the agency’s toll-free Auto Safety Hotline
at 888-327-4236, and through the Web site at www.SaferCar.gov.
3
Collision Insurance Losses
Model Years 2011 – 2013 Passenger Motor Vehicles
Micro Cars
Make
Relative Average Loss
Payment per Insured
Vehicle Year
Model
79
2-door models
Smart
Smart
Scion
ForTwo convertible
ForTwo
iQ
59
68
98
Mini Cars
Make
Relative Average Loss
Payment per Insured
Vehicle Year
Model
89
2-door models
Fiat
Fiat
Mini
Mini
Mini
Mini
Mini
Toyota
500 convertible
500
Cooper convertible
Cooper Roadster convertible
Cooper Clubman
Cooper
Cooper Coupe
Yaris
113
4-door models
Kia
Mazda
Ford
Chevrolet
Toyota
Hyundai
Rio
2
Fiesta
Spark
Yaris hatchback
Accent
105
106
108
110
112
113
Station wagons
Honda
Kia
Ford
Hyundai
92
Fit
Rio
Fiesta
Accent
81
95
100
101
79
Sports models
Mazda
67
77
79
87
91
95
99
114
MX-5 Miata convertible
4
78
Small Cars
Make
Relative Average Loss
Payment per Insured
Vehicle Year
Model
124
2-door models
Volkswagen
Hyundai
Honda
Hyundai
Volkswagen
Volkswagen
Honda
Kia
Hyundai
Honda
Volkswagen
Scion
Subaru
Volkswagen
Scion
New Beetle Convertible
Veloster turbo
Civic
Veloster
Golf
New Beetle
CR-Z hybrid
Forte
Elantra
Civic Si
GTI
tC
BRZ
Golf R 4WD
FR-S
107
4-door models
Chevrolet
Nissan
Hyundai
Honda
Acura
Honda
Toyota
Hyundai
Volkswagen
Nissan
Chevrolet
Subaru
Dodge
Nissan
Honda
Mazda
Chevrolet
Kia
Mitsubishi
Honda
Ford
Toyota
Nissan
Toyota
Nissan
Volkswagen
Toyota
81
92
106
109
109
113
115
121
126
137
138
143
181
196
210
Cruze
Leaf electric
Elantra GT
Civic
ILX
Civic hybrid
Prius hybrid
Elantra
Golf
Juke 4WD
Sonic
Impreza 4WD
Dart
Juke
Insight hybrid
3
Volt
Forte
Lancer hatchback
Civic Si
Focus
Prius plug-in hybrid
Sentra
Corolla
Versa
GTI
Prius C hybrid
5
91
92
94
94
96
100
100
103
103
103
104
104
105
107
107
108
109
110
113
114
116
116
117
119
119
121
123
Suzuki
Mitsubishi
Volkswagen
Subaru
Mitsubishi
Mitsubishi
SX4
Lancer
Golf R 4WD
Impreza WRX 4WD
Lancer 4WD
Lancer Evolution 4WD
97
Station wagons
Subaru
Toyota
Mini
Chevrolet
Scion
Ford
Kia
Kia
Mini
Mazda
Scion
Subaru
Suzuki
Toyota
Nissan
Ford
Toyota
Suzuki
Mazda
Subaru
XV Crosstek
Matrix 4WD
Countryman 2WD
Sonic
xB
C-Max hybrid
Forte
Soul
Countryman 4WD
3
xD
Impreza 4WD
SX4 4WD
Prius V hybrid
Cube
Focus
Matrix
SX4
3 Mazdaspeed
Impreza WRX 4WD
78
79
82
84
87
91
92
95
95
97
97
100
102
103
104
105
108
129
133
135
154
Sports models
BMW
Mercedes-Benz
Porsche
Audi
Audi
153
153
157
177
200
260
Z4 convertible
SLK class convertible
Boxster convertible
TT convertible 4WD
TT 2dr 4WD
130
133
135
165
196
Midsize Cars
128
2-door models
Chrysler
Volvo
Volkswagen
Honda
Hyundai
200 convertible
C30
Eos convertible
Accord
Genesis
85
97
109
123
187
105
4-door models
Subaru
Chevrolet
Subaru
Honda
Buick
Mazda
Volkswagen
Ford
Legacy with Eyesight 4WD
Malibu
Legacy 4WD
Accord
Verano
6
Passat
Fusion 4WD
6
84
87
88
89
96
97
98
100
Hyundai
Chrysler
Acura
Ford
Toyota
Dodge
Volkswagen
Nissan
Kia
Ford
Toyota
Nissan
Volkswagen
Suzuki
Kia
Suzuki
Hyundai
Volkswagen
Sonata
200
TSX
Fusion
Camry
Avenger
Jetta
Altima
Optima
Fusion hybrid
Camry hybrid
Maxima
CC
Kizashi
Optima hybrid
Kizashi 4WD
Sonata hybrid
CC 4WD
104
104
105
106
112
113
113
115
115
115
121
124
125
130
133
139
140
201
79
Station wagons
Subaru
Subaru
Mazda
Acura
Volkswagen
Audi
Audi
Outback with Eyesight 4WD
Outback 4WD
5
TSX
Jetta
A3
A3 4WD
139
Sports models
Chevrolet
Ford
Ford
Ford
Chevrolet
Ford
Nissan
Ford
Chevrolet
Chevrolet
Porsche
Mercedes-Benz
Ford
Nissan
Porsche
Porsche
Nissan
Ferrari
Ferrari
Corvette 2dr
Mustang GT convertible
Mustang Shelby GT500 convertible
Mustang convertible
Corvette convertible
Mustang GT 2dr
370Z convertible
Mustang 2dr
Corvette Z06 2dr
Corvette ZR1 2dr
911 Turbo 2dr 4WD
SL class convertible
Mustang Shelby GT500 2dr
370Z 2dr
911 Carrera 2dr
911 Carrera convertible
GT-R 2dr 4WD
California convertible
458 Italia 2dr
82
91
93
106
109
127
129
131
133
149
159
160
176
182
196
205
318
427
546
141
Luxury models
Lincoln
Acura
BMW
Acura
Lexus
69
72
80
86
103
114
130
MKZ 4dr
TL 4dr
1 series convertible
TL 4dr 4WD
IS 350 convertible
7
78
97
99
101
105
Volvo
Lexus
Volvo
Lexus
Cadillac
Infiniti
Audi
Cadillac
BMW
Audi
BMW
Lexus
Infiniti
Infiniti
Lexus
Lexus
BMW
BMW
Audi
Lexus
Lexus
Mercedes-Benz
Audi
Mercedes-Benz
BMW
Infiniti
Audi
Audi
Infiniti
Audi
Mercedes-Benz
BMW
Lexus
Audi
Audi
Lexus
BMW
BMW
S60 4dr
CT 200h hybrid 4dr
S60 4dr 4WD
ES 350 4dr
ATS 4dr
G37 4dr
A4 Allroad station wagon 4WD
ATS 4dr 4WD
3 series 4dr
A5 convertible
1 series 2dr
IS 350 4dr 4WD
G37 convertible
G37 4dr 4WD
ES 300h hybrid 4dr
IS 250 4dr 4WD
3 series convertible
3 series 4dr 4WD
A4 4dr 4WD
IS 250 convertible
IS 250 4dr
C class 4dr
A5 convertible 4WD
C class 4dr 4WD
3 series 2dr 4WD
G37 2dr
A4 4dr
S5 convertible 4WD
G37 2dr 4WD
A5 2dr 4WD
C class 2dr
3 series 2dr
IS 350 4dr
S5 2dr 4WD
S4 4dr 4WD
IS-F 4dr
M3 convertible
M3 2dr
107
118
121
122
123
125
128
128
133
136
136
136
140
143
144
144
146
146
147
149
153
153
158
159
164
172
173
178
180
189
192
192
197
200
220
237
238
297
Large Cars
Make
Relative Average Loss
Payment per Insured
Vehicle Year
Model
152
2-door models
Dodge
Dodge
Challenger SRT-8
Challenger
104
4-door models
Buick
Chevrolet
Buick
Toyota
Ford
Buick
139
154
Regal
Impala
LaCrosse
Avalon
Taurus
LaCrosse 4WD
91
93
94
97
103
104
8
Chrysler
Ford
Hyundai
Chrysler
Dodge
Dodge
Chrysler
Chrysler
Toyota
Ford
Dodge
Dodge
300 4WD
Taurus 4WD
Azera
300
Charger 4WD
Charger HEMI 4WD
300 HEMI
300 HEMI 4WD
Avalon hybrid 4dr
Taurus SHO 4WD
Charger
Charger HEMI
144
Sports models
Chevrolet
Chevrolet
Jaguar
Jaguar
Porsche
Jaguar
Jaguar
Chevrolet
Maserati
Porsche
Maserati
Camaro convertible
Camaro 2dr
XK 2dr
XKR convertible
Panamera 4dr
XK convertible
XKR 2dr
Camaro ZL1 2dr
Granturismo 2dr
Panamera turbo 4dr 4WD
Granturismo convertible
87
130
205
211
221
226
228
292
322
353
405
146
Luxury models
Cadillac
Volvo
Volvo
Cadillac
Cadillac
Volvo
Volvo
Cadillac
Volvo
Cadillac
Infiniti
Cadillac
Hyundai
BMW
Infiniti
Mercedes-Benz
Mercedes-Benz
BMW
Lexus
Infiniti
Mercedes-Benz
Jaguar
Mercedes-Benz
BMW
Audi
Cadillac
Infiniti
Lexus
Jaguar
107
111
118
119
121
125
128
133
134
137
144
144
CTS station wagon 4WD
XC70 station wagon
XC70 station wagon 4WD
CTS station wagon
CTS 4dr
C70 convertible
S80 4dr
CTS 4dr 4WD
S80 4dr 4WD
CTS 2dr
M37 4dr
CTS 2dr 4WD
Genesis 4dr
5 series 4dr
M37 4dr 4WD
E class convertible
E class 4dr
5 series 4dr 4WD
GS 350 4dr
M56 4dr 4WD
E class 4dr 4WD
XF 4dr
E class station wagon 4WD
6 series convertible
A6 4dr
CTS-V 2dr
M56 4dr
GS 350 4dr 4WD
XJ 4dr
9
63
76
80
84
104
104
104
107
109
116
125
130
130
134
137
142
145
146
153
154
155
167
171
172
173
177
181
182
182
Audi
Mercedes-Benz
Cadillac
BMW
Mercedes-Benz
Audi
Tesla
BMW
Mercedes-Benz
Jaguar
Mercedes-Benz
BMW
BMW
Mercedes-Benz
A6 4dr 4WD
E class 2dr
CTS-V 4dr
M5 4dr
CL class 2dr 4WD
A7 4dr 4WD
Model S 4dr electric
6 series 2dr
CLS class 4dr
XJ 4dr (Long wheel base)
CLS class 4dr 4WD
6 series convertible 4WD
6 series 4dr
SLS class 2dr
184
186
217
222
225
231
236
239
262
267
272
284
289
304
Very Large Cars
Make
Relative Average Loss
Payment per Insured
Vehicle Year
Model
91
Station wagons/Minivans
Chrysler
Dodge
Honda
Nissan
Toyota
Toyota
Town & Country ( Long wheel base)
Grand Caravan
Odyssey
Quest
Sienna
Sienna 4WD
189
Luxury models
Cadillac
Lincoln
Cadillac
BMW
BMW
Lincoln
Lincoln
Lexus
Hyundai
BMW
BMW
Lexus
BMW
Lexus
Lexus
Audi
BMW
Mercedes-Benz
Mercedes-Benz
Audi
Bentley
Maserati
Bentley
82
82
83
97
104
112
XTS 4dr 4WD
MKS 4dr
XTS 4dr
535 i GT 4dr 4WD
535 i GT 4dr
MKS 4dr 4WD
MKS Ecoboost 4dr 4WD
LS 460 4dr
Equus 4dr
7 series 4dr
7 series 4dr (Long wheel base)
LS 460 4dr 4WD
7 series 4dr 4WD
LS 460 L 4dr
LS 460 L 4dr 4WD
A8 4dr 4WD
7 series 4dr 4WD (Long wheel base)
S class 4dr
S class 4dr 4WD
A8L 4dr 4WD
Continental GTC convertible
Quattroporte 4dr
Continental GT 2dr
10
106
110
110
124
136
140
148
148
172
174
184
185
187
190
212
214
225
240
260
298
394
404
517
Pickups
Make
Relative Average Loss
Payment per Insured
Vehicle Year
Model
86
76
(All Pickups)
(All Small Pickups)
68
2-door models
Toyota
Toyota
Tacoma 4WD
Tacoma
62
76
73
2-door plus models
Nissan
Toyota
Toyota
Nissan
Frontier ext. cab 4WD
Tacoma xtra cab
Tacoma xtra cab 4WD
Frontier ext. cab
79
4-door models
Nissan
Toyota
Nissan
Nissan
Toyota
Nissan
Toyota
Toyota
Frontier crew cab (Short wheel base)
Tacoma double cab (Long wheel base)
Frontier crew cab (Long wheel base)
Frontier crew cab (Short wheel base) 4WD
Tacoma double cab
Frontier crew cab (Long wheel base) 4WD
Tacoma double cab (Long wheel base) 4WD
Tacoma double cab 4WD
75
2-door models
F-150 4WD
F-150
Ram 1500 (Long wheel base)
Ram 1500 (Long wheel base) 4WD
Ram 1500 (Short wheel base) 4WD
Silverado 1500 4WD
Sierra 1500
Silverado 1500
Ram 1500 (Short wheel base)
Sierra 1500 4WD
60
61
61
61
68
73
76
79
88
89
85
2-door plus models
Ford
Ford
Nissan
Nissan
Dodge
Chevrolet
71
73
74
77
78
79
83
85
87
(All Large Pickups)
Ford
Ford
Dodge
Dodge
Dodge
Chevrolet
GMC
Chevrolet
Dodge
GMC
69
73
74
81
F-150 super cab
F-150 super cab 4WD
Titan ext. cab 4WD
Titan ext. cab
Ram 1500 ext. cab
Silverado 1500 ext. cab 4WD
11
71
71
76
84
87
88
GMC
Dodge
Sierra 1500 ext. cab 4WD
Ram 1500 ext. cab 4WD
89
90
Chevrolet
GMC
Silverado 1500 ext. cab
Sierra 1500 ext. cab
92
101
89
4-door models
Honda
Ford
Ford
Dodge
Chevrolet
Toyota
Chevrolet
Dodge
Toyota
Nissan
GMC
Toyota
GMC
Toyota
Nissan
Toyota
Ridgeline crew cab 4WD
F-150 crew cab
F-150 crew cab 4WD
Ram 1500 crew cab (Short wheel base)
Silverado 1500 crew cab 4WD
Tundra CrewMax
Silverado 1500 crew cab
Ram 1500 crew cab (Short wheel base) 4WD
Tundra double cab 4WD
Titan crew cab 4WD
Sierra 1500 crew cab 4WD
Tundra CrewMax 4WD
Sierra 1500 crew cab
Tundra double cab
Titan crew cab
Tundra double cab (Long wheel base) 4WD
96
(All Very Large Pickups)
73
2-door models
Ford
GMC
Chevrolet
Dodge
Ford
Chevrolet
F-250 4WD
Sierra 2500 4WD
Silverado 2500 4WD
Ram 2500 4WD
F-350 4WD
Silverado 3500 4WD
F-250 super cab
Silverado 2500 ext. cab
Sierra 2500 ext. cab 4WD
F-250 super cab 4WD
F-350 super cab 4WD
Silverado 2500 ext. cab 4WD
Silverado 3500 ext. cab 4WD
58
74
77
80
82
83
108
99
4-door models
Chevrolet
Ford
GMC
Ford
Chevrolet
GMC
Ford
Dodge
GMC
Ford
61
69
72
74
80
107
80
2-door plus models
Ford
Chevrolet
GMC
Ford
Ford
Chevrolet
Chevrolet
67
76
83
84
91
91
94
94
95
97
97
97
97
100
104
105
Silverado 2500 crew cab
F-250 crew cab
Sierra 2500 crew cab
F-250 crew cab 4WD
Silverado 2500 crew cab 4WD
Sierra 2500 crew cab 4WD
F-350 crew cab 4WD
Ram 2500 crew cab (Short wheel base) 4WD
Sierra 3500 crew cab 4WD
F-450 crew cab 4WD
12
79
79
88
90
92
93
99
99
102
104
Chevrolet
Dodge
Dodge
Ford
Dodge
Dodge
Dodge
Dodge
Silverado 3500 crew cab 4WD
Ram 2500 mega cab 4WD
Ram 2500 crew cab (Long wheel base) 4WD
F-350 crew cab
Ram 3500 crew cab (Short wheel base) 4WD
Ram 3500 crew cab (Long wheel base)
Ram 3500 crew cab (Long wheel base) 4WD
Ram 3500 mega cab 4WD
105
110
118
118
119
121
124
127
Sport Utility Vehicles
Make
Relative Average Loss
Payment per Insured
Vehicle Year
Model
87
(All Sport Utility Vehicles)
82
Small Sport Utility Vehicles
Jeep
Honda
Jeep
Honda
Toyota
Jeep
Ford
Ford
Subaru
Mazda
Mazda
Hyundai
Jeep
Toyota
Kia
Hyundai
Jeep
Kia
Volkswagen
Volkswagen
Nissan
Nissan
Mitsubishi
Mitsubishi
Mitsubishi
Suzuki
Suzuki
Mitsubishi
Wrangler 2dr (Short wheel base) 4WD
CR-V 4dr 4WD
Patriot 4dr 4WD
CR-V 4dr
RAV4 4dr 4WD
Compass 4dr 4WD
Escape 4dr
Escape 4dr 4WD
Forester 4dr 4WD
CX-5 4dr 4WD
CX-5 4dr
Tucson 4dr
Patriot 4dr
RAV4 4dr
Sportage 4dr
Tucson 4dr 4WD
Compass 4dr
Sportage 4dr 4WD
Tiguan 4dr
Tiguan 4dr 4WD
Rogue 4dr
Rogue 4dr 4WD
Outlander 4dr
Outlander Sport 4dr
Outlander Sport 4dr 4WD
Grand Vitara 4dr 4WD
Grand Vitara 4dr
Outlander 4dr 4WD
82
Midsize Sport Utility Vehicles
Jeep
Nissan
Toyota
Nissan
Honda
Nissan
Kia
51
71
72
73
74
77
78
78
78
78
79
80
81
82
83
85
85
87
88
90
94
103
120
121
122
127
128
133
Wrangler 4dr 4WD
Xterra 4dr 4WD
FJ Cruiser 4dr
Xterra 4dr
Pilot 4dr
Murano 4dr
Sorento 4dr
13
57
62
66
68
70
72
74
Chevrolet
Toyota
Ford
Jeep
Nissan
Subaru
Honda
Ford
Dodge
Toyota
Toyota
Kia
Toyota
Dodge
Hyundai
Jeep
Chevrolet
Ford
Chevrolet
Toyota
Hyundai
Honda
Ford
GMC
Mazda
Toyota
Honda
Ford
Nissan
GMC
Nissan
Mazda
Toyota
Toyota
Nissan
Ford
Captiva Sport 4dr
Highlander 4dr
Edge 4dr
Grand Cherokee 4dr
Murano 4dr 4WD
B9 Tribeca 4dr 4WD
Pilot 4dr 4WD
Edge 4dr 4WD
Journey 4dr
4Runner 4dr
4Runner 4dr 4WD
Sorento 4dr 4WD
FJ Cruiser 4dr 4WD
Journey 4dr 4WD
Santa Fe Sport 4dr
Grand Cherokee 4dr 4WD
Equinox 4dr 4WD
Flex 4dr
Equinox 4dr
Highlander 4dr 4WD
Santa Fe Sport 4dr 4WD
Accord Crosstour 4dr 4WD
Explorer 4dr
Terrain 4dr
CX-9 4dr
Venza 4dr
Accord Crosstour 4dr
Explorer 4dr 4WD
Pathfinder 4dr 4WD
Terrain 4dr 4WD
Murano convertible 4WD
CX-9 4dr 4WD
Venza 4dr 4WD
Highlander hybrid 4dr 4WD
Pathfinder 4dr
Flex 4dr 4WD
79
Large Sport Utility Vehicles
GMC
Chevrolet
GMC
Chevrolet
Chevrolet
Chevrolet
Ford
Ford
GMC
GMC
Toyota
Toyota
Nissan
Buick
Dodge
Buick
Dodge
Nissan
75
76
76
78
79
80
80
80
80
81
82
82
82
84
84
86
86
87
88
90
90
91
92
93
93
94
95
97
98
99
100
100
101
110
111
119
Acadia 4dr
Traverse 4dr
Yukon 4dr
Tahoe 4dr 4WD
Tahoe 4dr
Traverse 4dr 4WD
Expedition 4dr
Expedition 4dr 4WD
Acadia 4dr 4WD
Yukon 4dr 4WD
Sequoia 4dr
Sequoia 4dr 4WD
Armada 4dr
Enclave 4dr
Durango 4dr
Enclave 4dr 4WD
Durango 4dr 4WD
Armada 4dr 4WD
14
67
68
70
72
72
72
75
77
79
80
81
82
85
86
93
94
95
98
Volkswagen
Touareg 4dr 4WD
79
Very Large Sport Utility Vehicles
Chevrolet
Chevrolet
Ford
Chevrolet
GMC
GMC
Chevrolet
Ford
Chevrolet
141
Suburban 2500 4dr 4WD
Suburban 1500 4dr
Expedition EL 4dr
Avalanche 1500 4dr
Yukon XL 1500 4dr 4WD
Yukon XL 1500 4dr
Suburban 1500 4dr 4WD
Expedition EL 4dr 4WD
Avalanche 1500 4dr 4WD
61
69
69
76
76
77
81
86
92
Luxury Sport Utility Vehicles
Make
Relative Average Loss
Payment per Insured
Vehicle Year
Model
Small Luxury Sport Utility Vehicles
121
Buick
BMW
BMW
Land Rover
Land Rover
69
99
131
143
175
Encore 4dr
X1 4dr 4WD
X1 4dr
Range Rover Evoque 4dr 4WD
Range Rover Evoque 2dr 4WD
113
Midsize Luxury Sport Utility Vehicles
Acura
Acura
Acura
Volvo
Volvo
Lincoln
Volvo
Infiniti
Lincoln
Volvo
Cadillac
Cadillac
Land Rover
Mercedes-Benz
Lexus
Lexus
Infiniti
BMW
Infiniti
Audi
Mercedes-Benz
BMW
Mercedes-Benz
Mercedes-Benz
Lexus
Lexus
Lincoln
RDX 4dr 4WD
RDX 4dr
MDX 4dr 4WD
XC60 4dr
XC60 4dr 4WD
MKX 4dr
XC90 4dr 4WD
FX37 4dr 4WD
MKX 4dr 4WD
XC90 4dr
SRX 4dr
SRX 4dr 4WD
LR2 4dr 4WD
M class 4dr
RX 350 4dr
RX 350 4dr 4WD
JX35 4dr 4WD
X3 4dr 4WD
JX35 4dr
Q5 4dr 4WD
M class 4dr 4WD
X5 4dr 4WD
GLK class 4dr 4WD
GLK class 4dr
RX 450h hybrid 4dr 4WD
RX 450h hybrid 4dr
MKT 4dr 4WD
15
66
66
75
81
84
85
90
92
94
97
101
108
108
110
111
118
118
119
119
130
135
138
140
142
142
147
157
Lincoln
Acura
BMW
BMW
BMW
MKT 4dr
ZDX 4dr 4WD
X5 M 4dr 4WD
X6 4dr 4WD
X6 M 4dr 4WD
164
191
199
210
380
138
Large Luxury Sport Utility Vehicles
Toyota
Land Rover
Cadillac
Cadillac
Infiniti
Lexus
Lexus
Land Rover
Infiniti
Mercedes-Benz
Audi
Porsche
Porsche
Mercedes-Benz
Land Cruiser 4dr 4WD
LR4 4dr 4WD
Escalade 4dr
Escalade 4dr 4WD
QX56 4dr
GX 460 4dr 4WD
LX 570 4dr 4WD
Range Rover Sport 4dr 4WD
QX56 4dr 4WD
GL class 4dr 4WD
Q7 4dr 4WD
Cayenne 4dr 4WD
Cayenne hybrid 4dr 4WD
G class 4dr 4WD
118
Very Large Luxury Sport Utility Vehicles
Lincoln
Cadillac
Lincoln
Cadillac
Cadillac
Lincoln
Lincoln
82
101
104
105
112
118
125
129
129
158
159
161
203
316
Navigator L 4dr
Escalade ESV 4dr
Navigator 4dr
Escalade ESV 4dr 4WD
Escalade EXT 4dr 4WD
Navigator L 4dr 4WD
Navigator 4dr 4WD
95
101
111
114
126
132
140
Cargo/Passenger Vans
Make
Relative Average Loss
Payment per Insured
Vehicle Year
Model
68
All Cargo/Passenger Vans
Ford
Mercedes-Benz
Chevrolet
Ford
Chevrolet
Ford
GMC
Nissan
Ford
Chevrolet
Ford
Nissan
Mercedes-Benz
E-350 Econoline
Sprinter 2500
Express 2500 cargo series
E-150 Econoline cargo
Express 3500 series
E-250 Econoline cargo
Savana 2500 cargo series
NV 2500 cargo
E-350 Econoline cargo
Express 1500 cargo series
E-150 Econoline
NV 2500/3500 van cargo
Sprinter 2500 cargo
16
48
52
55
55
55
70
73
74
75
79
81
95
106
Relative results are computed for individual model years and then combined through a weighted average to produce
the three year relative result. The all-passenger-vehicle “100 =” value is given for reference only and can only be
used as a rough estimate to convert from relative to absolute results
Minimum requirement for reporting: 1,000 vehicle years of exposure or 100 claims.
If you would like more details about the information in these tables,
or wish to obtain the complete Insurance Collision Report, please contact HLDI directly, at:
Highway Loss Data Institute
1005 North Glebe Road
Arlington, VA 22201
Tel: 703-247-1600
17
DOT HS 812 039
June 2014
10875-062314-v2