PROTECTION
JOHN HANCOCK TERM
Focus on the Term Market
Take a closer look. You’ll like what you see.
86% of consumers who believe they need life insurance haven’t purchased it because they think it is too expensive.1
Now is the time to show your clients just how much more affordable John Hancock’s new Term is.
The new John Hancock Term offers top tier, guaranteed premiums, especially for:
• Males
• Top 3 risk classes
• Term 10 + Term 15
• Ages 45-65
• $250,000 face amounts and above
Take a look at the significant premium reductions:
Percentage Reduction in Premium Compared to Previous Product
Males, $1,000,000 Face Amount
TERM 10
TERM 15
Preferred Standard
Plus
Best
TERM 20
Preferred Standard
Plus
Best
Preferred Standard
Plus
Age
Best
45
-19%
-14%
-16%
-11%
-15%
-24%
-5%
-8%
-19%
50
-14%
-14%
-14%
-13%
-14%
-20%
-2%
-12%
-22%
55
-14%
-14%
-12%
-22%
-15%
-18%
-3%
-11%
-20%
60
-12%
-18%
-12%
-20%
-17%
-15%
-7%
-14%
-22%
65
-12%
-10%
-12%
-17%
-19%
-22%
-17%
-19%
-24%
When you think Term, think John Hancock.
Run an illustration today!
1. LIMRA – Facts About Life, 2013.
For agent use only. Not for use with the public.
Insurance policies and/or associated riders and features may not be available in all states.
Guaranteed product features are dependent upon minimum premium requirements and the claims-paying ability of the issuer.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and John Hancock Life Insurance Company of
New York, Valhalla, NY 10595.
LIFE-6172 1/15 MLINY011215043